Reviewed for

Insurance and Protection ( 29 )

Mortgages ( 145 )

Equity Release ( 8 )

Investments and Savings ( 6 )

Inheritance Planning ( 1 )

Long Term Care ( 1 )

Financial Planning ( 1 )

Financial Mentoring ( 1 )

Reviewers' assets

£500k+ ( 24 )

£200k - £500k ( 12 )

£100k - £200k ( 7 )

( 2 )

Up to £50k ( 28 )

£50k - 100k ( 10 )

Client reviews

This adviser has some reviews that were left while they were employed at a different firm to the one they are at now.

Review from verified client

September, 2023

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

End of fixed term

How has James McDermott helped you?

Finding a new product for me and fully supported throughout.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

It was great throughout

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

I was struggling with financing my buy2let portfolio and sorting out mortgages

How has James McDermott helped you?

James put all the property information into comprehensive spreadsheets which modelled different scenarios and enabled me to make informed decisions based on facts and sound advice

Have you seen the outcome you were hoping for?

Yes, I was enable to feel back in control of my finances. James suggested a strategy that I had not previously considered. It took a lot of weight off my shoulders & I really appreciated the advice & support. This covered both the buy2let and my residential mortgage.

What could they have done better?

All good. I have continued to use their services over the past 5 years and most recently have also had the support of Janes & Sam to help in this very difficult time of large rate increases. They advise but also listen to the customer & understand their needs when putting forward options.

First impression from a user who is not yet a client

August, 2023

Overall

Please provide a brief comment about your experience with James

James has been a breathe of fresh air. Very knowledgeable and has provided a fantastic service

Review from verified client

January, 2023

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

Mortgage

How has James McDermott helped you?

Excellent mortgage advice every time.

Have you seen the outcome you were hoping for?

Always achieve outcome required.

Review from verified client

December, 2022

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

We were looking to buy our first property in the UK and we were anxious about the complicated process.

How has James McDermott helped you?

He helped us purchase a property and explained everything in a way we could easily understand. He also helped us with our protection which is very important to us at this age.

Have you seen the outcome you were hoping for?

Definitely

Review from verified client

December, 2022

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

We were buying our first property and didn’t know where to start.

How has James McDermott helped you?

He helped us go through the whole process very smoothly and explained everything in a way we could easily understand.

Have you seen the outcome you were hoping for?

Definitely, we have bought our first property and couldn’t have done it without James.

Review from verified client

December, 2022

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

First time buying a house

How has James McDermott helped you?

Obtaining a mortgage and supporting through the purchase of buying a house

Have you seen the outcome you were hoping for?

Through support and assistance I am now a homeowner

What could they have done better?

Nothing, I have received all the help I could have asked for.

Review from verified client

December, 2022

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Buying a house as a first time buyer

How has James McDermott helped you?

James was my mortgage broker. As a first time buyer, I had a lot of questions about how the process of buying a house works, and James was really helpful the whole time. He was always happy to field my questions throughout the whole process.

Have you seen the outcome you were hoping for?

Yes, the sale went through smoothly

Review from verified client

December, 2022

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Re-mortgage for fixed interest rate.

How has James McDermott helped you?

James provided me with recommendations on 2- and 5-year fixed rate mortgages and then managed the application process over an extended period of time. Although the bank made several mistakes he stuck to it and ultimately secured the lending that I'd originally wanted.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I don't think I could expect any more from James and Keri.

Review from verified client

December, 2022

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Re-mortgage of property to finance refurbishment.

How has James McDermott helped you?

James had previously assisted me with 2 Buy-To-Let mortgages and a number of re-mortgages. On this occasion I wanted to raise money against my main residence for a refurbishment.

Have you seen the outcome you were hoping for?

Absolutely yes: initially a re-mortgage and second charge were organised which, now that building work has been completed, I have been able to re-finance at a lower rate due to the increase in value of my property.

What could they have done better?

Very little. James and his team could not do any more in the face of products being withdrawn at short notice with interest rates rising all the time. Issues with the lending bank were dealt with through his extensive network of contacts and, at times, sheer determination. There dogged persistance eventually got me the product that I wanted.

Review from verified client

December, 2022

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Was recommended to talk to a broker as was purchasing a new house for myself while going through a divorce

How has James McDermott helped you?

His advice was clear and let me call him when I had any questions. He listened to my concerns and got me back in my own property

Have you seen the outcome you were hoping for?

And more than. I thought it would take me years to own my own home again and he managed to sort me straight away

What could they have done better?

Nothing at all

Review from verified client

December, 2022

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

My mortgage was up for the end of the deal period but we also wanted to clear some debt. James was recommended by a friend

How has James McDermott helped you?

His friendly demeanour as well as the time he takes to talk through our options made me feel confident that I knew what the process was

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

Nothing he has an amazing team with him that were helpful with every stage even sorting out the bits with the solicitors where they could. We will be back for Our next mortgage

Review from verified client

December, 2022

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in South Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Looking for mortgage advice in relation to buying a new home.

How has James McDermott helped you?

A great team of knowledgeable, friendly and approachable employees, who work together to provide great relevant advice in a variety of areas involved in buying a property.

Have you seen the outcome you were hoping for?

Absolutely, a great mortgage offer which suits my requirements well, and a greater understanding of the need for some kind of insurance to protect my mortgage.

What could they have done better?

It's hard to think of anything, they have been quick to respond, supportive and approachable throughout. Alongside they have provided great quality advice.

Review from verified client

December, 2022

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

New mortgage

How has James McDermott helped you?

James is an outstanding mortgage advisor and truly dedicated to his work and clients.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

December, 2022

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

To find a suitable Mortgage product that suited our needs

How has James McDermott helped you?

He has always taken our personal circumstances into account & strived to find us the best suited product for our needs

Have you seen the outcome you were hoping for?

Yes. Whenever we have needed help or advice we have contacted James.

What could they have done better?

Nothing.

Review from verified client

December, 2022

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Manchester

What were the circumstances that caused you to initially look for an adviser?

I was needing to take my mortgage in my own name after a separation from my then partner. I had very good advise to go with James and his company to get this completed.

How has James McDermott helped you?

James was wonderful from the start, I was in quite a bad place and having James working on my mortgage was excellent. He made me feel completely at ease and never judge anything.

Have you seen the outcome you were hoping for?

Yes, and I have used James and his company for my past two renewals. I wouldn’t go anywhere else.

What could they have done better?

Nothing, for me the service was perfect.

Review from verified client

December, 2022

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Needing a mortgage

How has James McDermott helped you?

Mortgage, & home insurance

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

NA

Review from verified client

December, 2022

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Mortgage for house purchase

How has James McDermott helped you?

Securing us the best rate

Have you seen the outcome you were hoping for?

Yes

First impression from a user who is not yet a client

May, 2022

This review was gathered whilst the adviser was at a different firm.

Overall

Please provide a brief comment about your experience with James

Throughly professional, knowledgeable and personable. Would highly highly recommend.

First impression from a user who is not yet a client

April, 2022

This review was gathered whilst the adviser was at a different firm.

Overall

Please provide a brief comment about your experience with James

Never heard back from my enquiry

James's reply

Hello Colette, Please accept my apologies for not responding but I've been off work for the last 5 weeks after contracting Covid in March. Today is my first day back at work & I'm working my way through all of my emails. Would you still like me to contact you later today or tomorrow? Apologies once again. Kind regards James

Review from verified client

March, 2022

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Purchase of New Property

How has James McDermott helped you?

Because of my work and the complexity of my income situation my case was not an average case. James understood and acknowledged this right from the beginning. He dealt with this case accordingly and very professionally right from beginning. Being pessimistic myself he was optimistic and positive right through the case delivering an excellent result.

Have you seen the outcome you were hoping for?

Yes 100%

What could they have done better?

Dealing with the mortgage company was a challenge as they were really slow in responding which effected the duration of the process. I would have liked Penny matters push them for speedier response.

Review from verified client

November, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Looking to buy a house

How has James McDermott helped you?

From start to finish, of the whole process of securing a mortgage. My partner and I were first time buyers, James was amazing at every step and incredibly clear, helpful and just made sense of the whole process. Also gave great advice on insurance. Kerry was also great and they both picked up the phone whenever i had a question / needed help.

Have you seen the outcome you were hoping for?

Yes, we got it all completed before stamp duty holiday and we put in more equity to reduce our monthly repayment which was great advice.

What could they have done better?

No, genuinely I am being so serious that the whole experience from start to end was so seamless and made it so easy. I will alway be using James for our mortgage help moving forward. I have recommended James to many of my friends.

Review from verified client

November, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

The need to re-mortgage

How has James McDermott helped you?

We had a challenge in getting certain mortgages approved for our properrty portfolio and James offered a variety of solutions

Have you seen the outcome you were hoping for?

Yes - it took time - but we got there.

What could they have done better?

COVID and working out of office was not the easiest of times to commuicate easily.

Review from verified client

September, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Way back I needed advice after a divorce which meant I needed to move.

How has James McDermott helped you?

James has gone over and above on each move or Morgage renewal we have needed.

Have you seen the outcome you were hoping for?

Always!

What could they have done better?

There is nothing that they could have done better, they are always at the end of the phone, nothing is ever too much trouble and they always want to help with everything. I cannot recommend James and his team enough! We will not use anyone else now, we have been with James for over 7 years. The level of service is outstanding.

Review from verified client

September, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Buying a house

How has James McDermott helped you?

Secured a great deal

Have you seen the outcome you were hoping for?

I have

What could they have done better?

Nothing it was brilliant

Review from verified client

September, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

We have been using James’ service for many years now this particular time we were moving house and purchasing a new property

How has James McDermott helped you?

James and his team quickly and efficiently obtained various quotes and options for our new mortgage then offered advice on what the best course of action might be. Once we received our mortgage offer in principle Jame and his team continued with their professional service and helped with advice and liaising with various other professionals in the “housing industry” to help our move progress.

Have you seen the outcome you were hoping for?

Absolutely, currently writing this review sat in my new property.

What could they have done better?

Nothing, great service start to finish. Highly personal, attentive and professional service. Certainly a company where you are more than simply a number to them and will certainly be using them again when needed.

Review from verified client

August, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I looked for a financial advisor to find the best mortgage for me

How has James McDermott helped you?

James found the mortgage which worked best for me. Throughout the process he was very clear, thorough, trustworthy and helpful - as were his staff

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/A

Review from verified client

July, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Buying a property for which I needed to obtain a mortgage

How has James McDermott helped you?

James McDermott and his team provided me with the best mortgage offer suited to my circumstances together with unfailing support throughout the purchase of my new property

Have you seen the outcome you were hoping for?

Yes, most certainly and I received a first class service during what must have been a very busy time towards the end of the stamp duty holiday.

What could they have done better?

Nothing could have been done better

Review from verified client

July, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

First time buyers so needed guidence and advice

How has James McDermott helped you?

James was great in supporting us throughout the process, successfully securing our first home in time

Have you seen the outcome you were hoping for?

Yes

Review from verified client

July, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Needed help and advice

How has James McDermott helped you?

Found the right product for us

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

July, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Buying a property

How has James McDermott helped you?

He has been supportive and always at the end of the phone to answer any questions we were unsure about no matter what they were. He not only helped get the mortgage but he also helped with any other questions during the process.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

July, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Looking for advice on mortgages and affordability for a potential property purchase

How has James McDermott helped you?

Mortgage advice, life insurance advice, help through the whole sale and purchase process

Have you seen the outcome you were hoping for?

100% yes

What could they have done better?

Nothing, went above and beyond with all help and advice

Review from verified client

July, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in West Sussex

What were the circumstances that caused you to initially look for an adviser?

The purchase of our first property.

How has James McDermott helped you?

By guiding us through the process and giving exceptional advice. He was incredible.

Have you seen the outcome you were hoping for?

Yes, we are now homeowners!

What could they have done better?

Absolutely not, the service was impeccable.

Review from verified client

July, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Mortgage advice / renewal

How has James McDermott helped you?

James has successfully arranged several mortgages for me and equity release to fund more projects.

Have you seen the outcome you were hoping for?

Yes 100%

What could they have done better?

Nothing …..

Review from verified client

June, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Purchase of a property

How has James McDermott helped you?

James has helped me many times over the years with mortgage applications. He is a pleasure to deal with. Knowledgable and reassuring.

Have you seen the outcome you were hoping for?

Yes, many times over!

What could they have done better?

Nothing. James has a brilliant team that support him in getting applications over the line.

Review from verified client

June, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

First time buyer

How has James McDermott helped you?

Throughout the process James was an extremely helpful advisor going above and beyond to explain concepts and processes that were new to us and was always on hand to speak to. James' team as well were absolutely fantastic and we got the sense they really cared about our application succeeding.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Really - nothing.

Review from verified client

June, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Despite having a strong income and an otherwise solid credit record; my bank of 30 years would not remortgage due to 3 months of mortgage arrears in 2016. Despite this being my only ever time (due to redundancy) I have missed payments, and with full transparency with my lender, I couldn't get support.

How has James McDermott helped you?

James continually assessed the market for options in a fast-changing market.

Have you seen the outcome you were hoping for?

Yes, and better than expected.

What could they have done better?

James is a very busy man for a reason. He cares about his customers and takes on board the personal impact of what he is helping you with. To this end, Pennymatters can be a little slow to respond. But certainly a very minor issue.

Review from verified client

May, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Complicated Mortage

How has James McDermott helped you?

James shared his vast knowledge of both the property market and financial in order to help me obtain a property that was completed purchase

Have you seen the outcome you were hoping for?

Yes indeed and will be moving forward with my other financial needs

What could they have done better?

I am happy with all.

Review from verified client

May, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Re mortgage

How has James McDermott helped you?

Being mid seventies finding an appropriate mortgage becomes difficult. I returned to Pennymatters, who have helped on numerous occasions in the past, found a friendly lender. Despite being overwhelmed with enquiries, due to the stamp duty holiday, completed my request with the minimum of fuss. James McDermott has a wonderful support team to help steer you through the process once terms were agreed with the lender.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

No

James's reply

Thank you for the review & kind words Richard; I'll pass on your thanks to Heather. I have a great team supporting me once I've done my advice & couldn't operate without them. Speak soon. Kind regards James

Review from verified client

April, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Needed to renew my agreements.

How has James McDermott helped you?

James very quickly gave me some very clear options and advice. His relationships with the various vendors seems to make the potential problems go away. Once we were all aligned, his team executed in a very quick and efficient manner. I just couldn't recommend him and his team more highly.

Have you seen the outcome you were hoping for?

100%

What could they have done better?

n/a

Review from verified client

April, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Being way past retirement age it would be difficult to source alone myself.

How has James McDermott helped you?

He sourced a lender sympathetic to my age and financial (no paye income). There were several buyers after this property and I was so confident that PennyMatters would secure a loan that I change before the offer was issued (not James McDermott advice) in order to secure the deal or I stood a very great risk that I would have lost the oroperty.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Considering the fact that the industry is in meltdown because of stamp duty holiday I am very satisfied with the speed in which my mortgage offer was produced.

Review from verified client

April, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

Home buyer

How has James McDermott helped you?

Advise and arrange our mortgage and life insurance

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

They were excellent so no comments on improvement needed

Review from verified client

April, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

House move

How has James McDermott helped you?

Outstanding service! Due to excellent accessibility and superb communication with my financial advisor throughout the moving process and their brilliant contact with their recommended solicitor the process was incredibly smooth with all the stresses that normally exist removed. Highly recommend for a stress free move!

Have you seen the outcome you were hoping for?

Yes, we are now living in our dream home!

Review from verified client

March, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

advice on our new purchase and affordability

How has James McDermott helped you?

he was able to find the best deal for us to move into our new home

Have you seen the outcome you were hoping for?

yes indeed very happy

What could they have done better?

nothing they were great even in such a busy time

Review from verified client

March, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Making arrangements for my descendants when I am gone Interest only mortgage to raise funds prior to selling my house to make essential repairs

How has James McDermott helped you?

Frequent contact to keep me updated

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

March, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

My partner Mark and I were in need of a mortgage

How has James McDermott helped you?

Through a personal reference from our friends

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nope

Review from verified client

March, 2021

This review was gathered whilst the adviser was at a different firm.

Overall

Value

Service

Advice

Based in London

What were the circumstances that caused you to initially look for an adviser?

Buying my first property.

How has James McDermott helped you?

James was fantastic in helping me find the best mortgage possible and guiding me through the process of buying my first property (which isn't easy). Naturally, there were bumps and hurdles along the way but his experience helped me navigate everything I needed to and I couldn't recommend him enough!

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing.

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in West Yorkshire

What were the circumstances that caused you to initially look for an adviser?

I had started a new job and needed professional advice on which mortgage would be best.

How has James McDermott helped you?

James helped in many ways. Firstly finding a mortgage and secondly guiding us through possible options to secure the best mortgage.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, the service was great. James went above and beyond to ensure we had the best advice and mortgage in place. His team did a brilliant job, would definitely recommend!

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Bedfordshire

What were the circumstances that caused you to initially look for an adviser?

I wanted advice and guidance on Equity Release mortgages

How has James McDermott helped you?

James (and Simon) from PennyMatters guided me through the process and explained the pros and cons of going this route. I felt under no pressure whatsoever and when I decided to move forward they gave good advice and explained all the procedures prior to them taking place

Have you seen the outcome you were hoping for?

Yes. I have acheived exactly what I wanted

What could they have done better?

As far as I am concerned I received sound advice from Pennymatters with them also suggesting avenues that would give me more control and less expenditure over a given period via ways I had not considered myself

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Wanting to move to a new Family Home whilst creating some income from equity in our current home

How has James McDermott helped you?

Very deep specialist advice on how to do as opposed to what he could sell. That was the beginning of great advice and we worked together to get a solution that worked for lenders, my family, offering a great investment income.

Have you seen the outcome you were hoping for?

I have three mortgage offers in place thanks to James and aim to complete Feb 2021

What could they have done better?

He is so good he gets so busy, the only issue is time as he is so in demand

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in East Riding

What were the circumstances that caused you to initially look for an adviser?

We wanted professional advice on the best product in this area of finance.

How has James McDermott helped you?

James gave us detailed advice, which helped us make the right choice of product.

Have you seen the outcome you were hoping for?

Yes, we have seen the outcome we were hoping for.

What could they have done better?

There is nothing James could have done better. Responses were prompt and liaison good with all the other companies concerned with the transaction.

James's reply

Hi Fiona, Thanks for the kind words & your review; it's much appreciated. Speak soon. Kind regards James

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

It started when I was looking to buy a house for myself as my new family Home. I Needed some finance for this having used James previously it was a easy decision

How has James McDermott helped you?

Everything A to Z James is a professional and that comes across, my accounts is very complex and James made the information from them makes sence for the application, This is not a easy task.

Have you seen the outcome you were hoping for?

YES and beyond

What could they have done better?

Nothing in my View.

James's reply

Many thanks for taking the time to complete a review for me, it is really appreciated. Speak soon. Kind regards James

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Mortgage on a new house and buy-to-let mortgage on my old house

How has James McDermott helped you?

He arranged both

Have you seen the outcome you were hoping for?

Yes, very favourable

What could they have done better?

Not much

James's reply

Many thanks for taking the time to complete a review for me, it is really appreciated. Speak soon. Kind regards James

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Purchasing of investment properties/ remortgaging family home

How has James McDermott helped you?

Aquire the best deals available

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

I can't think what James could possibly have done better

James's reply

Many thanks for taking the time to complete a review for me, it is really appreciated. Speak soon. Kind regards James

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

Re-mortgaging & Pensions advice

How has James McDermott helped you?

Very well

Have you seen the outcome you were hoping for?

Yes most certainly

What could they have done better?

In my case not a lot more, everything was done to my satisfaction and in a prompt & positive manner

James's reply

Many thanks for taking the time to complete a review for me, it is really appreciated. Speak soon. Kind regards James

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in Kinross-shire

What were the circumstances that caused you to initially look for an adviser?

My wife and I were looking to re-mortgage our home as two year fix period was coming to an end and also needed to re-finance our BTL's.

How has James McDermott helped you?

James has been looking after me and other members of my family in relation to mortgages and re-mortgages over the past 8 years. His advice has been second to none and has help to get the best product the market has available.

Have you seen the outcome you were hoping for?

Yes, definately.

What could they have done better?

No, James is exceptional.

James's reply

Many thanks for taking the time to complete a review for me, it is really appreciated. Speak soon. Kind regards James

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in Dorset

What were the circumstances that caused you to initially look for an adviser?

Looking for a mortgage and re-mortgage

How has James McDermott helped you?

advice on mortgage and remortgage

Have you seen the outcome you were hoping for?

yes

What could they have done better?

n/a

James's reply

Many thanks for taking the time to complete a review for me, it is really appreciated. Speak soon. Kind regards James”

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

Janes has helped us many times now with mortgage matters

How has James McDermott helped you?

Arranged a new mortgage and transferred our existing

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

James's reply

Many thanks for taking the time to complete a review for me, it is really appreciated. Speak soon. Kind regards James”

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Mew mortgage and re-mortgages

How has James McDermott helped you?

Has helped us over 20 years with mortgages and re-mortgages

Have you seen the outcome you were hoping for?

Absolutely always achieves the results we need - 100% professional.

What could they have done better?

There is nothing James could have done any better - him and his team were top notch.

James's reply

Many thanks for taking the time to complete a review for me, it is really appreciated. Speak soon. Kind regards James”

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

Wanted professional competent advice.

How has James McDermott helped you?

Excellent knowledge of mortgage products. Support and continuous guidance through the application.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing. James McDermott always provides a professional and quality service.

James's reply

Many thanks for taking the time to complete a review for me, it is really appreciated. Speak soon. Kind regards James”

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

I needed to remortgage an investment property

How has James McDermott helped you?

James helped me find a much better mortgage rate allowing me to have no worries for the future

Have you seen the outcome you were hoping for?

Yes- more than I was hoping for.

What could they have done better?

Nothing could have been better- everything was very efficient and happened quickly with no worries or stress. Anything I wasn’t sure about James and his team helped me with immediately.

James's reply

Many thanks for taking the time to complete a review for me, it is really appreciated. Speak soon. Kind regards James”

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

Complicated Portfolio

How has James McDermott helped you?

Releasing Equity, re-mortgaging multiple properties simultaneously and obtaining a mortgage for our new man residence.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Under the circumstances and portfolio complexity, nothing more.

James's reply

Many thanks for taking the time to complete a review for me, it is really appreciated. Speak soon. Kind regards James”

Review from verified client

July, 2020

Overall

Advice

Service

Value

Based in East Sussex

What were the circumstances that caused you to initially look for an adviser?

My family have used James as our 'go to' mortgage man for many years, me personally since 2011 when I was in horrible difficulties following a complicated divorce. At that time he arranged a huge bridging loan for me with 6 other family properties put up as collateral. Since then my mortgage needs have always been complex and James has always been there to guide me through them.

How has James McDermott helped you?

This year was the fifth time James has arrange property finance for me. He always comes up with the most elegant, cost effective solution to my complex mortgage needs, often going to extraordinary lengths to do so in order to dig me out of a hole. The man never gives up. He provides the most excellent and genuine personal service, (at time including moral support) & is backed by a strong team. He has deep knowledge of his subjects and the business contacts to go with it. I think he is quite exceptional.

Have you seen the outcome you were hoping for?

Always, sometimes after a staggering amount of effort on James' part.

What could they have done better?

I can't fault him or his team.

James's reply

Hi Nicky, Thanks for the glowing reference it make it all worthwhile. I'm well thanks although my depression has taken it's toll on certain days as I feel like a caged bird especially as I can't watch football in the stadiums at present. How are you & which country are you in at the moment? I look forward to hearing from you. Kind regards James

Review from verified client

March, 2020

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

Remortgaging BTL flats.

How has James McDermott helped you?

Advised the best way forward in a complicated situation.

Have you seen the outcome you were hoping for?

Not yet but through not fault of James’ advice.

Review from verified client

March, 2020

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Needed to replace an expired mortgage and also a buy to let.

How has James McDermott helped you?

Found suitable products that did exactly what we required.

Have you seen the outcome you were hoping for?

yes exactly

What could they have done better?

Nothing. It was all very good.

Review from verified client

January, 2020

Overall

Value

Service

Advice

Based in London

What were the circumstances that caused you to initially look for an adviser?

Needed a tricky mortgage as my circumstances were not straight forward.

How has James McDermott helped you?

James was able to deliver through his influence with lenders, that other brokers were unable.

Have you seen the outcome you were hoping for?

Yes - very satisfied

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in Worcestershire

What were the circumstances that caused you to initially look for an adviser?

I have used James over the past 5 years

How has James McDermott helped you?

Remortgages

Have you seen the outcome you were hoping for?

Yes definately

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in Derbyshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage

How has James McDermott helped you?

He obtained the most competitive mortgage with zero redemption fees

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. The service was first rate.

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Bristol

What were the circumstances that caused you to initially look for an adviser?

Needed buy to let and normal mortgage

How has James McDermott helped you?

Very knowledgeable about process and mortgages. On both occasions has got us better mortgages than we were able to find ourselves, and when when our application for one was rejected he was able to understand why and help is so on reapplication it was accepted.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Usually James or his team are very quick to help and respond, but are very busy and occasionally takes a few days to get an answer

Review from verified client

September, 2019

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

Existing Mortgage rate was ending.

How has James McDermott helped you?

James and his team arranged my new mortgage with ease and answered any questions very promptly and helped us every step of the way.

Have you seen the outcome you were hoping for?

Yes. 100%

What could they have done better?

In my opinion nothing.

Review from verified client

August, 2019

Overall

Advice

Service

Value

Based in Dorset

What were the circumstances that caused you to initially look for an adviser?

My wife is self employed and this makes getting a mortgage more tricky, our current provider was “computer says no” so we were advised to use a broker and were given James’s details by a trusted friend

How has James McDermott helped you?

He got us the exit mortgage we needed to allow our move to happen.

Have you seen the outcome you were hoping for?

We certainly have, the move is still going through the process but James and his team did everything they could to ensure this was a stress free option.

What could they have done better?

Not a great deal. James did exactly what he promised

Review from verified client

July, 2019

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

My circumstances are not straightforward, plus I am a busy person and do not have the time or expertise to research for an appropriate product

How has James McDermott helped you?

James provided an exceptional result. I have dealt with many brokers over several years and can confidently say, and substantiate, that for anyone looking for a broker to find a way through what may seem like an unlikely outcome, then Pennymatters should be your priority call.

Have you seen the outcome you were hoping for?

James McDermott and Pennymatters have provided an excellent result for me not just recently, but in the past, too. Any potential client reading this review should not look further than Pennymatters

What could they have done better?

As with most successful businesses demand can outweigh capacity, but stick with it, the personal service and exceptional end game more than compensate

Review from verified client

June, 2019

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Re-mortgaging to release equity to fund building development

How has James McDermott helped you?

Application strategy and advice, and orchestration of the whole process.

Have you seen the outcome you were hoping for?

Absolutely yes.

What could they have done better?

Almost nothing to add here.

Review from verified client

June, 2019

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Purchase of a new home

How has James McDermott helped you?

Advised on which lender to choose and best product to fit our circumstances

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Can’t think of anything at present

Review from verified client

May, 2019

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

A very urgent remortgage to a strict timetable.

How has James McDermott helped you?

Two other mortgage brokers were unable to get a decision in principle, but James was able to get an offer in two weeks. James was exceptionally personable and went out of his way to help us. I would most certainly recommend him.

Have you seen the outcome you were hoping for?

Yes, we have.

What could they have done better?

James got the result we needed when no one else could.

Review from verified client

May, 2019

Overall

Value

Service

Advice

Based in London

What were the circumstances that caused you to initially look for an adviser?

Unexpectedly confronted with Receiver's taking possession of a property, I sought a regulated bridging loan where, due to lending criteria and timescales, I had previously been unable to arrange a residential re-mortgage.

How has James McDermott helped you?

1. After an initial discussion during which he assessed our options, viability and the absolute urgency of this particular matter, James wasted no time steering us to a very affordable residential mortgage in record time: less than 10 working days from application through decision in principle to offer! 2. Identified from within his network a suitable law firm to assist me through an exceptionally complicated set of legal transactions 3. Remained on call - even at weekends - from application to completion. The legal process was SO complex that despite the offer, exchange and completion took another 5 months. James was there at every step with advice, snake oil and calming words.

Have you seen the outcome you were hoping for?

100%.

What could they have done better?

James is clearly very experienced and has built a savvy team around him. I have already recommended him to friends and I know that they have passed on his details to others.

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Remortaging

How has James McDermott helped you?

We were looking at long term deals. James and his colleagues were very efficient and sensible in their approach and saved me money

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing to add - james and his team were great.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Wanted to ascertain some options with some potential finance requirements

How has James McDermott helped you?

He assessed our whole situation and came up with some very positive outcomes

Have you seen the outcome you were hoping for?

Yes definately

What could they have done better?

No he was excellent

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Assistance in finding a mortgage

How has James McDermott helped you?

James helped me find the right mortgage product to suit my circumstances, processed my application resulting in a mortgage offer.

Have you seen the outcome you were hoping for?

Yes, James managed to find me a far better suited product and secured amount of borrowing (within my means) than I ever could have myself. This saved me a lot of time and stress too. He is also great to talk things through on the phone with to clarify things or give advice.

What could they have done better?

I don't feel there is anything that could have been done better. Thank you.

Review from verified client

December, 2018

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

I wanted to buy BTL properties under a limited company

How has James McDermott helped you?

James fully understood my goal and objectives as well as constraints and was able to find me appropriate financing solutions.

Have you seen the outcome you were hoping for?

Yes I was able to achieve my BTL property goals. I have worked with James for 18 months now over several mortgages and he has never disappointed.

What could they have done better?

James should try to create a duplicate of himself as he can often get very very busy!

Review from verified client

December, 2018

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Complicated mortgage requirements

How has James McDermott helped you?

Proposed and then delivered mortgage offers

Have you seen the outcome you were hoping for?

Yes

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

We were looking to move and James had been highly recommended to us.

How has James McDermott helped you?

James helped us to purchase our next family home and to also keep existing property as a buy to let. The advise given to us has been thorough and invaluable. The time that James gave to us went above and beyond what we had expected.

Have you seen the outcome you were hoping for?

We are nearly there, just waiting to exchange now.

What could they have done better?

There is nothing that James and his colleagues could have done better. They have all been thorough, responsive and a real pleasure to deal with.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Re mortgage

How has James McDermott helped you?

He found the solutions to suit my needs

Have you seen the outcome you were hoping for?

100%

What could they have done better?

Nothing that could have sped things along a bit quicker

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Looking to purchase our first home.

How has James McDermott helped you?

Acted as mortgage broker and provided life and critical illness insurance.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Sussex

What were the circumstances that caused you to initially look for an adviser?

Remortgage. We are foster carers and it is difficult to remortgage but James made it really easy.

How has James McDermott helped you?

He was able to find a very good mortgage that took into account the fostering wage.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing, he and his staff were really helpful.

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Re-mortgage.

How has James McDermott helped you?

James was fantastic and gave really solid advice and support.

Have you seen the outcome you were hoping for?

yes. James came up trumps again !!.

What could they have done better?

nothing

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Durham

What were the circumstances that caused you to initially look for an adviser?

The world of mortgages and life assurance is complex and at times bewildering. My wife and I wanted to ensure we were getting the best deal in both areas and were covered for all eventualities. We're also very busy so it expedited the process having an expert help us.

How has James McDermott helped you?

He presented us with a list of options relevant to our income and ages.

Have you seen the outcome you were hoping for?

Yes, we got the mortgage we wanted and used James and his team when the term came to an end. They found us another great deal. We're also up t date on all our insurances.

What could they have done better?

In our case nothing. We were very happy and felt looked after throughout the whole process.

Review from verified client

September, 2018

Overall

Advice

Service

Value

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

I was looking to re mortgage my home, going from a joint mortgage to one in my own right after I separated from my ex partner.

How has James McDermott helped you?

James was absolutely amazing throughout the process, we had a number of obstacles to overcome due to one thing and another, but the support received was fantastic. James was very understanding, kind and caring at all times, he explained things in detail but ensured I understood everything.

Have you seen the outcome you were hoping for?

All information given to me to read and complete was simple and clear to understand, any questions I had were answered promptly and clear. I got the mortgage I required, which also is a better deal than my previous one.

What could they have done better?

James could not have done anything better with myself, he is a fantastic person, very professional, very understanding, caring and patient. I could not have done this without his support and cannot thank him enough.

Review from verified client

September, 2018

Overall

Advice

Value

Service

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage.

How has James McDermott helped you?

James found us a remortgage deal.

Have you seen the outcome you were hoping for?

Yes absolutely.

What could they have done better?

Nothing he and his staff members have been absolutely fantastic in what has been a challenging few months

Review from verified client

September, 2018

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Re mortgage to remove my ex husband.

How has James McDermott helped you?

re mortgage.

Have you seen the outcome you were hoping for?

Yes very much so.

What could they have done better?

Nothing, James and his team have been amazing. It has been going on for so many years and has been and a very complicated case. All the team all went over and above to help me.

Review from verified client

June, 2018

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

I needed a mortgage arranged at very short notice when another lender had badly let me down at the eleventh hour.

How has James McDermott helped you?

James and his team gave me excellent advice and then very efficiently (and successfully) managed the mortgage application process with a new provider. It all went through very smoothly and more or less within the timescales he had suggested.

Have you seen the outcome you were hoping for?

Yes I was very happy with the outcome. I got the mortgage within the time I needed - and a far better one than I could have found on my own. They chased the conveyancers when needed too, which was really helpful.

What could they have done better?

I can't think of anything that they could have done better.

Review from verified client

May, 2018

Overall

Advice

Service

Value

Based in Bedfordshire

What were the circumstances that caused you to initially look for an adviser?

Complicated financials in purchasing a property.

How has James McDermott helped you?

Extremely knowledgeable and friendly making the seemingly impossible possible!.

Have you seen the outcome you were hoping for?

Yes definitely.

Review from verified client

April, 2018

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

I have had financial problems in the past and didn't think I could remortgage. James assured me he could help.

How has James McDermott helped you?

James and his team looked at my needs and found me a remortgage at a much lower rate and enabled me to clear me debts at the same time.

Have you seen the outcome you were hoping for?

I am now debt free and can sleep easy at night. James and his team have been excellent in helping me sort out my finances and getting back on track.

What could they have done better?

Honesty nothing......... they were excellent communicators every step of the way. They kept me informed of my options and helped me through the remortgage process in a hastle free way

Review from verified client

March, 2018

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Purchasing a new property.

How has James McDermott helped you?

He helped me obtain a mortgage, stress free.

Have you seen the outcome you were hoping for?

Yes, he was very fast, knowledgeable and was able to deliver a great service.

Review from verified client

March, 2018

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

Re mortgage.

How has James McDermott helped you?

I've used James in the past and he is has an understanding of my circumstances that enabled him to target specifically the correct products and solutions for me.

Have you seen the outcome you were hoping for?

Yes. The re-mortgage was succesfully obtained.

What could they have done better?

The only issue I had was that the Solicitors used (via an Umbrella conveyancing group) proved to be somewhat inadequate, causing delays and reiteration of information provision.

Review from verified client

August, 2017

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

We are group of friends who want to invest in property.

How has James McDermott helped you?

James helped us in carrying out the research for the best lenders. Driving the deal through to completion.

Have you seen the outcome you were hoping for?

Yes , completed and looking for the next project.

What could they have done better?

nothing

Review from verified client

August, 2017

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

James had come highly recommended by a friend to support us in applying for a number of mortgage products.

How has James McDermott helped you?

James was invaluable in helping us to select the correct products to meet our needs. Furthermore, we felt James went above and beyond the nature of his role when things became complicated to help us find a solution. We truly believe that, had it not been for James' interventions throughout the process, the chain for our purchases could have fallen through.

Have you seen the outcome you were hoping for?

Absolutely. James helped us to achieve the resulting mortgages.

What could they have done better?

N/A

Review from verified client

August, 2017

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Complex set up.

How has James McDermott helped you?

Great advice inside and outside of working hours.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing.

Review from verified client

August, 2017

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Mortgage purposes.

How has James McDermott helped you?

James and his team provide outstanding service, return calls immediately and definitely think outside the box. I have been using james for 7 years on a number of different projects and would not trust anyone else now.

Have you seen the outcome you were hoping for?

Yes - finances always sorted no problems.

Review from verified client

August, 2017

Overall

Advice

Service

Value

Based in West Sussex

What were the circumstances that caused you to initially look for an adviser?

I needed a a residential mortgage and James was recommended.

How has James McDermott helped you?

James was so patient with our situation. All avenues were explored and no stone left unturned. James was available at all times and responded promptly to all crazy inquiries.

Have you seen the outcome you were hoping for?

Most definitely!.

Review from verified client

July, 2017

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I needed a mortgage for a new house purchase.

How has James McDermott helped you?

He helped me right through the whole process with the mortgage, and beyond!.

Have you seen the outcome you were hoping for?

Yes very much so!.

What could they have done better?

Nothing at all, I am very impressed with james and his patience and time he taken for me

Review from verified client

July, 2017

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

Recommended by a friend.

How has James McDermott helped you?

From start to finish helped arrange everything from mortgage, solicitor, insurances.

Have you seen the outcome you were hoping for?

Not at present but everything is on course.

What could they have done better?

I think james and his team met all my expectations and have exceeded them with help

Review from verified client

July, 2017

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Moving house, needed a mortgage.

How has James McDermott helped you?

Understood our requirements, advised on options, found a good mortgage.

Have you seen the outcome you were hoping for?

yes.

What could they have done better?

everything done very well.

Review from verified client

July, 2017

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I needed a mortgage in place for the purchase of my new home.

How has James McDermott helped you?

James provide excellent advice and options of how to go about securing the mortgage. He was on hand to answer any questions we had - and being a first time buyer this was extremely helpful.

Have you seen the outcome you were hoping for?

Yes - we have had our mortgage offer accepted by the bank we applied to.

Review from verified client

June, 2017

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Moving home.

How has James McDermott helped you?

Great service, good and informative advice.

Have you seen the outcome you were hoping for?

Definitely yes.

Review from verified client

June, 2017

Overall

Advice

Service

Value

Based in Dorset

What were the circumstances that caused you to initially look for an adviser?

We had a complexed option of buy 2 lets to borrow from.

How has James McDermott helped you?

With the issues we had james constantly came up with other solutions.

Have you seen the outcome you were hoping for?

Yes and we now have our new home.

What could they have done better?

Some of the policy's held by the mortgage company restricted our options and has been missed

Review from verified client

June, 2017

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I have used James over the past few years to manage various mortgage-related activities for me and the family.

How has James McDermott helped you?

James had arranged several new mortgages and a recent bridging loan when my purchaser pull out at very short notice.

Have you seen the outcome you were hoping for?

All my interactions with James have been dealt with calmly and professionally and have achieve exactly what I wanted.

What could they have done better?

It is hard to suggest what could have been done better. James and his team have been very attentive, seemingly always available and have helped keep things calm when drama was attempting to break out. James and his team are stars!

Review from verified client

May, 2017

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

we wanted to refinance our buy to let properties and also get a mortgage for our new residential property.

How has James McDermott helped you?

we were recommended James through a friend. He really helped us with our portfolio. He was great at explaining all our options, he was quick when we needed him to be and he always answered the phone, which for me is very important , as re-mortgaging or getting a mortgage is such a stressful process.

Have you seen the outcome you were hoping for?

all our re-mortgages have completed and we are in our new home! thank you to James and his team.

Review from verified client

April, 2017

Overall

Advice

Service

Value

Based in Yorkshire

What were the circumstances that caused you to initially look for an adviser?

I was a first time buyer looking for a mortgage.

How has James McDermott helped you?

James went above and beyond to find me the best mortgage for my situation and was available almost 24/7 to help with any questions and to help ease the first time buyers nerves.

Have you seen the outcome you were hoping for?

With James' advice I got the best product and outcome for my mortgage.

What could they have done better?

James was a great all rounder and even helped when dealing with solicitors, there really wasn't much more he could have done.

Review from verified client

March, 2017

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

My fixed term was ending, so there was an opportunity to switch supplier.

How has James McDermott helped you?

understood my needs, and found the right balance of product & cost. Was highly responsive throughout the process.

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

Hard to pick. The offer was the best in the Market at that time. We had to move fast to secure and complete the deal. James understood our needs quickly, knew the right questions to ask, and made some of the harder aspects of the process easy to understand. His support team are very strong also, so we were well looked after through some of the more admin based steps.

Review from verified client

February, 2017

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

I needed a buy to let mortgage.

How has James McDermott helped you?

Needs and goals were understood and explained in a clear way. A mortgage company was found to meet my needs, which because of my age, were slightly more complex than average.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

February, 2017

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Required specialist advice and support.

How has James McDermott helped you?

Very knowledgeable - provided expert financial counselling and advice, provided proactive support and offered to be the conduit between me (client) and legal representatives to help accelerate process and meet aggressive deadlines. Kept calm under pressure, always willing and able to help. Very personable.

Have you seen the outcome you were hoping for?

Yes, all expectations were met within the required deadlines.

What could they have done better?

Nothing.

Review from verified client

December, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

remortgage.

How has James McDermott helped you?

James made the process very easy and stressfree.

Have you seen the outcome you were hoping for?

we got the remortgage for the amount we wanted. Thank you to James and his team.

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Lack of interest in exstending our mortgage to undertake improvements by our lender.

How has James McDermott helped you?

Organised an alternative lender with a favourable interest rate.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing at all, Excellent service.

First impression from a user who is not yet a client

October, 2016

Overall

Please provide a brief comment about your experience with James

Came across very knowledgeable but was more focused on providing the smartest solution rather than listening to and being considerate to the guidelines and parameters that I as the client where prepared to accept. Overall savings were similar to another advisor however in my option created more financial risk than was really required.

Review from verified client

July, 2016

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

Needed to rearrange 5 mortgages on buy to let properties very quickly as current lender was no longer lending.

How has James McDermott helped you?

identified new lenders and arranged all the paperwork needed.

Have you seen the outcome you were hoping for?

yes.

Review from verified client

June, 2016

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

We needed advice for a mortgage on a second home.

How has James McDermott helped you?

He was incredibly prompt, very helpful and really delivered. Highly recommended indeed.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Frankly nothing. James has an excellent team with him who work very well with him. We had used James whilst he was at Foster Denovo and unhesitatingly followed him to Pennymatters

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I was looking for a buy to let mortgage as a first time buyer.

How has James McDermott helped you?

He provided excellent advice on the best product fory needs. He was extremly helpful in making the process as smooth as possible.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

To buy a house abroad.

How has James McDermott helped you?

James was very helpful, he put all the available products with good explanation before we made our choice.

Have you seen the outcome you were hoping for?

Yes, we completed on 29 June.

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

We were hoping to re-mortgage to raise funds to pay for a home in Cyprus to retire.

How has James McDermott helped you?

James went out of his way to explore all the best possibilities and came up with several options in which to do this, whereas previously nothing could be done.

Have you seen the outcome you were hoping for?

Our current situation is James managed to arrange the funds, as he persisted in finding a lender willing to re-mortgage two of our HMO houses, therefore enabling us to pay for our 'retirement' home. This was the outcome we had hoped for.

What could they have done better?

James could not have done anything any better. In fact he went above and beyond his duty by following through with any queries we had regarding anything (which was probably more to do with the solicitors) and ensured that everything was proceeding smoothly, even though he had finished finding us suitable lenders but still continued to co-ordinate with us throughout the process till the end.

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Originally we we're looking to find a mortgage for our first home and James came highly recommended by a close family member.

How has James McDermott helped you?

James has been helping us for years in many areas. He has successfully helped us find a great home mortgage as well as various forms of insurance.

Have you seen the outcome you were hoping for?

James most recently helped us apply for a re-mortgage in order to make some home improvements.

What could they have done better?

I honestly can't think of anything.

Review from verified client

June, 2015

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

Actually, we used James to help us find a buy-to-let mortgage. James was recommended by our Financial Advisor .

How has James McDermott helped you?

James found us a mortgage very quickly and began the process with minimum fuss. He also stayed with the process through to a successful completion, including recommending solicitors who also turned out to be very efficient.

Have you seen the outcome you were hoping for?

The process is complete. we have our mortgage, all funds have been transferred appropriately and, indeed, the first repayment has been made.

What could they have done better?

Admittedly this was a relatively straightforward transaction, but James handled the whole matter very well.

Review from verified client

May, 2015

Overall

Advice

Service

Value

Based in Berkshire

How has James McDermott helped you?

Our experience with James from start to finish was nothing short of excellent. Everything was explained in a way that was easy to understand, professional and prompt communication between us at all times. We were as a couple under the impression we would not be able to take a mortgage out after being advised of this by a major high street lender, James took our case on with confidence and had us accepted. Overall a top guy, highly professional and I think we can now say if James doesn’t know the answer related to a mortgage/lending query, no one will. Highly recommend.

Review from verified client

April, 2015

Overall

Advice

Service

Value

Based in East Sussex

How has James McDermott helped you?

I would not use anybody else. Absolutely top drawer advice and commitment to getting the right deal. James is a magician when it comes to complex transactions and non-standard personal circumstances in a world where lenders have become archly conservative. And he certainly knows how to work super hard, seven days a week and always available to make sure a deal gets done. He loves what he does and thrives on pulling a rabbit out of a hat for his clients. My 'rabbit' was gigantic! James completely changed my rather jaundiced view of people who call themselves brokers & agents and I have recommended him to many friends and colleagues.

What could they have done better?

James could consider working an 8-day week since he already works regular 12 hour days and rarely switches off.

First impression from a user who is not yet a client

April, 2015

Overall

Please provide a brief comment about your experience with James

Very pleased so far. He seems to have a good knowledge of the mortgage industry as well as providing links to people who provide life insurance and wills without seeming like he is pressuring us. We always feel that the choice is down to us to use his ser

Review from verified client

March, 2015

Overall

Advice

Service

Value

Based in Buckinghamshire

How has James McDermott helped you?

I have used James a number of times now and always find him to helpful, quick to respond and good at sourcing the right deal for me ( not necessarily just chasing the cheapest).

Review from verified client

March, 2015

Overall

Service

Advice

Value

Based in Outside UK

How has James McDermott helped you?

James was very responsive, thorough and helpful. He went above and beyond to facilitate the applications and resolve our complex multi-country arrangement. He was always available and friendly.

What could they have done better?

Potentially a bit more front-end loading could have expedited the process. Once we had offers accepted was when everything went into gear. Some of the documentation and verifications could have been planned and put in place ahead of time to expedite exchange and completion.

Review from verified client

March, 2015

Overall

Advice

Service

Value

Based in Middlesex

How has James McDermott helped you?

I've know James for many years and totally trust his judgement. I'm always confident with the product that he has advised. He offers a quick and efficient service which is why I use him time and time again.

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Surrey

How has James McDermott helped you?

James is exceptional! He has fully restored my trust in financial advisors and has an expert, friendly style that never patronises, always explains as much as you need to know. I couldn't recommend him more highly.

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in London

How has James McDermott helped you?

James McDermott is a unique individual. The commitment and understanding he has towards his clients goes well beyond the norm. He found us great deals on our mortgages and dealt head on with any challenges faced. He's an incredibly pro-active individual, very personable and clearly very passionate about what he does.

What could they have done better?

Can't fault him or make any suggestions.

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Surrey

How has James McDermott helped you?

He was able to find a suitable Mortgage despite age issues.

Review from verified client

January, 2015

Overall

Advice

Service

Value

Based in Surrey

How has James McDermott helped you?

.

Review from verified client

January, 2015

Overall

Advice

Service

Value

Based in Dorset

How has James McDermott helped you?

James is excellent at what he does and very professional. What sets him apart is his genuine willing to help, personal skills and enthusiasm for his clients.

What could they have done better?

James is very busy, but this is because he is very popular and I have to say always makes time for me

Review from verified client

December, 2014

Overall

Advice

Service

Value

Based in Surrey

How has James McDermott helped you?

Throughout the process, James was first class. He gave good advice and explained everything in a clear, precise way. This was exactly what was needed, as I was a first time buyer and the whole process would have been a minefield without his help. James was always on hand to answer my questions, which came thick and fast, and would always call back if I left a message. It was a pleasure working with James and I wouldn't hesitate to recommend his services.

Review from verified client

December, 2014

Overall

Advice

Service

Value

Based in Surrey

How has James McDermott helped you?

James provides a very effective and honest service - I would recommend him as a trusted advisor

Review from verified client

December, 2014

Overall

Advice

Service

Value

Based in Hampshire

How has James McDermott helped you?

James came to me recommended and he has not disappointed. I have found him responsive and supportive of the work that needed to be done. His ability to identify the right mortgage for me made what could have been a challenging process, a much easier one for me. I would highly recommend James for any mortgage needs.

Review from verified client

December, 2014

Overall

Advice

Service

Value

Based in London

How has James McDermott helped you?

James handled our complicated mortgage needs imaginatively and efficiently. He was ALWAYS available on the phone and email and was quick to respond to any questions we had. Sometimes I needed things explained very slowly and clearly as this is an area I'm not confident in and James was always patient and clear. I've already recommended him to a couple of friends. Thanks very much James - we have the house we really wanted because of you!

What could they have done better?

Maybe make the excel spreadsheets easier to understand!

Review from verified client

November, 2014

Overall

Advice

Service

Value

Based in London

How has James McDermott helped you?

James came through to meet me at home to gain a full understanding of my goals and situation. He gave me an overview before hand of information I'd need to hand so we'd be able to get a good understanding right from the start. James knows mortgages and options available for me to realise my goals - many of these I'd had no idea about. James is fast, proactive, clear in communication and working tirelessly for me to get the outcome I wanted. I can say that I was blown away with the hands on personal approach James gives. Even when the mortgage offer was in progress, James rang me to say a new deal had just come up and suggests moving to this now. Another example, James wouldn't just hand over a form for completion, but help me through it and any more technical terms and implications. He'd stayed with me along the process all the way through to conclusion. The star ratings give an option up to 5, James is a 10.

What could they have done better?

Unusually, there is nothing I'd change at all to James' approach.

Review from verified client

November, 2014

Overall

Advice

Service

Value

Based in Buckinghamshire

How has James McDermott helped you?

Works well to find the exact product to suit your individual needs.listens carefully to your requirements explaining the product that is being offered concisely and in an easy to understand manner.Works quickly and always gets back to you.

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Surrey

How has James McDermott helped you?

We are a retired couple who required a mortgage for a property that we will move into when health reasons demand that we downsize. In a difficult time in the marketplace for such a loan James found us a good deal with a reputable lender and agave immaculate ongoing monitoring of progress. This is an especially reassuring asset.

What could they have done better?

Nope!

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Oxfordshire

How has James McDermott helped you?

Changed our Mortgage in order to gain a better interest rate and then to start making over payments

What could they have done better?

Nothing he was brilliant

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Surrey

How has James McDermott helped you?

James gave out very good clear information with no mumbo-jumbo. He clearly explained what options we had available and gave good constructive advice as to which offer to go for. He was always available if required & even he you left a message he would call back within a reasonable time. A delight to deal with, highly reccomend.

Review from verified client

September, 2014

Overall

Advice

Service

Value

Based in Surrey

How has James McDermott helped you?

I have found James not only efficient, but also keen to please and go the extra mile. James has certainly offered me a great service and delivered every time.

What could they have done better?

Nothing, I'm very happy overall.

Review from verified client

September, 2014

Overall

Advice

Service

Value

Based in Cheshire

How has James McDermott helped you?

I've been using James services for nearly 10 years and have recommended numerous family and friends to him. His knowledge of the mortgage industry and products is second to none and his "can do" attitude is always refreshing to hear. His service standards are outstanding and as such I would recommend anybody to work with James to help them secure their property financial needs.

What could they have done better?

Play better golf!

Review from verified client

September, 2014

Overall

Advice

Service

Value

Based in Somerset

How has James McDermott helped you?

James responded to any communication quickly and efficiently. He always gave us good, honest advice and he had our best interests at heart and his support staff in his office were delightful, and most efficient.

What could they have done better?

Nothing

Review from verified client

September, 2014

Overall

Advice

Service

Value

Based in West Sussex

How has James McDermott helped you?

James is responsive, friendly and jargon free. I have recommended him to many friends, colleagues and family members including my children. He has supplied me with creative mortgage solutions irrespective of the health of the housing market. I have first hand experience of his work with my residence, buy-to-let, a holiday home and commercial premises for my business. James is professional, discreet and prompt. I have worked with James for over 10 years and would wholeheartedly recommend him

First impression from a user who is not yet a client

August, 2014

Overall

Please provide a brief comment about your experience with James

Review from verified client

August, 2014

Overall

Advice

Service

Value

Based in Surrey

How has James McDermott helped you?

James has provided mortgage advice to me both personally and professionally for a number of years. He is quick to recognize and understand individual's circumstances and present suggestions accordingly and sensitively. James responds promptly to enquiries and accommodates meetings and phone calls to suit the client.

Review from verified client

August, 2014

Overall

Advice

Service

Value

Based in London

How has James McDermott helped you?

He was extremely focused on the task and communicated well. Always responded in a timely manner and had a thorough understanding of the services he was offering.

What could they have done better?

He was excellent- no complaints.

Review from verified client

August, 2014

Overall

Advice

Service

Value

Based in Surrey

How has James McDermott helped you?

excellent service and advice

What could they have done better?

james always delivers to expectations

Review from verified client

August, 2014

Overall

Advice

Service

Value

Based in West Sussex

How has James McDermott helped you?

James came to our home, in the evening, to fit around our working commitments, this was extremely helpful. Not only was he able to find us a mortgage with favourable terms, he explained everything clearly, without any jargon. James has an honest, likeable character and gained our trust immediately. I hope to be able to work with him again in the future and will recommend him to friends and family.

Review from verified client

August, 2014

Overall

Advice

Service

Value

Based in Hampshire

How has James McDermott helped you?

James is a very professional, personable and helpful mortgage adviser. He makes it his business to manage the whole process and his team are great. I can't recommend James highly enough. He is reliable, reactive and proactive.

What could they have done better?

I have been using James for my home and Buy To Let mortgages for over 5 years and can honestly say that I can not suggest any areas where James can improve on his level of service.

Review from verified client

August, 2014

Overall

Advice

Service

Value

Based in Surrey

How has James McDermott helped you?

James McDermott, in advising me personally, and from feedback from clients, to whom I have referred him, is excellent in that he knows his subject brilliantly (which for me and my clients relates to getting and advising on mortgages), is always courteous and patient in circumstances that can be stressful, and quite simply almost always has the answer!

What could they have done better?

I do not think any improvement is any way is necessary.

Review from verified client

August, 2014

Overall

Advice

Service

Value

Based in Surrey

How has James McDermott helped you?

James genuinely builds a relationship with his client, not merely gathering information to fill out tick box type applications but building a full understanding of your short, medium and longer term plans and hence working a plan to get mortgage products that offer best value to your real personal circumstances and plans. His massive knowledge of the market and trends therein also enable him to offer full financial advice in what has, since the market crash in 2008, become a very specialised market. For my recent (2014) borrowing requirement, I for one have been stunned how much bureaucracy and time wasting has been created by the new 'rules' imposed by the Government. James not only dealt with the lender with unbelievable calm and tenacity (not my personal forte) but also used his personal reputation to persuade the lender that my application was low risk despite their computer systems stating otherwise - which of course saved me money since I would otherwise have had to go to a more expensive lender.

What could they have done better?

Just maintain the energy and enthusiasm to keep doing the same.

Review from verified client

August, 2014

Overall

Advice

Service

Value

Based in London

How has James McDermott helped you?

James is a fantastic mortgage broker! He has a lot of experience in his field and really knows his stuff! I can highly recommend him. He is very professionl, always extremely helpful. A very delightful man who has a great personality too with a brilliant work ethic and very trustworthy and sooo service minded! He truly is an amazing mortgage broker!

Review from verified client

July, 2014

Overall

Advice

Service

Value

Based in London

How has James McDermott helped you?

I have thoroughly enjoyed working with James over the last 6/7 years. He is honest, reliable, well informed, organised and persistent in getting the best deals for his clients. He is very easy to talk to and is very personable. He has now helped me with at least 4- 6 mortgages and also Life insurance. I would strongly recommend him to anyone.

Review from verified client

July, 2014

Overall

Advice

Service

Value

Based in Hertfordshire

How has James McDermott helped you?

James was knowledgeable, succinct, friendly and relentless in achieving the right result for us.

What could they have done better?

Cannot think of anything that he did not already do.

Review from verified client

July, 2014

Overall

Advice

Service

Value

Based in Bedfordshire

How has James McDermott helped you?

James is by far the most comprehensive and effective Mortgage adviser I have come across - he manages multiple buy to let mortgages in addition to my primary residence mortgage. I would have no hesitation in recommending him. He is reliable and ensure he finds the right product for your requirements.

What could they have done better?

Not much really - he is professional - reliable - effective - trust worthy and dependable.

Review from verified client

July, 2014

Overall

Advice

Service

Value

Based in Hampshire

How has James McDermott helped you?

Over the last twelve years we, family and friends have used the good services of James McDermott many times. He has always dealt with us all in a very friendly and professional manner. Anybody looking for sound financial advice need not look any further than James McDermott!

What could they have done better?

None of the clients we have passed him believe you could improve on his service and advice.

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in West Sussex

How has James McDermott helped you?

As a Partner in Foster Denovo which provides a wide range of financial advice servcies, James conducts a full review of the mortgage market which is his speciality and on which he is an expert. He tailors his recommendations to your requirements and is quick to respond to queries. James also has the DipMap qualification which I understand is not compulsory in the industry but which James has gone out of his way to obtain in advance.

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in London

How has James McDermott helped you?

I sought advice from James in respect of a mortgage product. I have dealt with a few advisors in my time and I have to say that he stood, head and shoulders, above anyone I have dealt with previously. He was incredibly approachable, responding very quickly to my calls or emails. He was absolutely meticulous in his attention to detail (and as a qualified lawyer myself I really appreciated this!), and he got me a mortgage offer in record time. One of the most professional and amiable people I have had the good fortune to meet.

What could they have done better?

Genuinely, his handling of my mortgage application (from first enquiry through to instruction and completion) was flawless.