Reviewed for

Insurance and Protection ( 18 )

Mortgages ( 21 )

Pensions ( 48 )

Equity Release ( 6 )

Retirement income (annuities, drawdown) ( 19 )

Investments and Savings ( 55 )

Pension Transfers - Non Specialist ( 9 )

Inheritance Planning ( 2 )

Pension Transfers - Specialist ( 3 )

Financial Planning ( 4 )

Reviewers' assets

£500k+ ( 4 )

£200k - £500k ( 9 )

£100k - £200k ( 14 )

£50k - 100k ( 13 )

Up to £50k ( 28 )

Client reviews

Review from verified client

February, 2024

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Ill Health, Help with paying off the mortgage.

How has Andy Pearce helped you?

He explained a way in which this could be done, explaining the step by step process.

Have you seen the outcome you were hoping for?

Not as yet finalised, but we believe we will have the outcome we wanted.

What could they have done better?

Nothing we are aware of.

Andy's reply

Hello Michael. Thank you for your kind comments within your review, they are very much appreciated. I was delighted to be of assistance in facilitating the changes you were seeking with your pensions enabling you to make the life changes you require. If I can be of any further assistance, please let me know. Kind regards. Andy

Review from verified client

October, 2023

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

To make sure that the pensions I had were right for my retirement

How has Andy Pearce helped you?

Andy changed my pensions to a better suited pension for me which met my needs

Have you seen the outcome you were hoping for?

yes

What could they have done better?

Happy with the work Andy did

Andy's reply

Hello Caron. Thank you for taking the time to leave your review, your comments are greatly appreciated. I am pleased you found the exercise of value and we were able to achieve the results you desired for your pension. If I can be of any further assistance in the future, please let me know. Kind regards. Andy

Review from verified client

September, 2023

Overall

Service

Value

Advice

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

I was seeking clarification on the various tax implications of decisions I planned to take.

How has Andy Pearce helped you?

He provided that clarification in a professional but very empathetic way. I felt completely comfortable discussing personal financial decisions with him. His explanations were clear and in a language I could easily understand.

Have you seen the outcome you were hoping for?

Not yet - I have some important decisions to make but, following my discussion with Andy, I feel I can make those decisions in a clear and considered way.

What could they have done better?

They couldn't.

Andy's reply

Thank you Maggie for your kind review, it is very much appreciated. Please let me know if I can be of any further assistance. Kind regards. Andy Pearce

Review from verified client

September, 2023

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Looking for a friendly financial adviser to assist with my pension and give good advice

How has Andy Pearce helped you?

Andy was courtious , friendly and helpful and explained everything in simple terms

Have you seen the outcome you were hoping for?

Yes the outcome I was hoping for was achieved in a swift and efficient way.

What could they have done better?

everything was done perfectly and nothing could have been improved.

Andy's reply

Thank you for your kind comments George they are very much appreciated. It has been a pleasure to help you with your enquiry and if I can be of any further assistance, please let me know. Kind regards. Andy

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in Derbyshire

What were the circumstances that caused you to initially look for an adviser?

Retirement just over one year away

How has Andy Pearce helped you?

Putting everything in place for retirement

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Andy's reply

Hello Nigel. Thank you for your kind comments in your review. I am delighted to have been of assistance in helping you with your retirement planning and I look forward to picking up with you again at your planned review. Please let me know if I can be of any further assistance in the meantime. Kind regards. Andy

First impression from a user who is not yet a client

July, 2023

Overall

Please provide a brief comment about your experience with Andy

I used the Vouchedfor site to look for advice regarding inheritance tax planning. Within a short space of time I received a call from Andy. Even though we only spoke on the phone I felt immediately that I was dealing with a professional and trustworthy person. He concurred with my thoughts on inheritance tax, but in order to back this up he wanted to go away and just re-check and then come back to me. Andy came straight back to confirm the situation within minutes. Thank you Andy, great service. If I ever need any further financial advice I would have no hesitation in going to see Andy.

Andy's reply

Dear Gillian Thank you for your first impression review, your comments are greatly appreciated. I was delighted to be able to answer your questions and put your mind at ease concerning your enquiry. Please let me know if I can be of any further assistance in the future. Kind regards. Andy

Review from verified client

May, 2023

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I needed some help to transfer my pension pot and access my 25% tax free amount.

How has Andy Pearce helped you?

Andy explained the process, options and risks and sorted out the arrangements and paperwork with my pension provider.

Have you seen the outcome you were hoping for?

I got my pension transferred, set up as required and received the portion of my tax free sum as requested.

What could they have done better?

I think it all went well. All very professional and helpful from Andy and no complaints. I was dealt with exactly as I hoped.

Andy's reply

Thank you Philip for your kind review. I was delighted to be of assistance and to help you achieve the end result you were seeking. If I can be of any further assistance please let me know. Kind regards. Andy Pearce

Review from verified client

April, 2023

Overall

Advice

Service

Value

Based in Cornwall

What were the circumstances that caused you to initially look for an adviser?

As I was nursing my wife through a long illness I did not give much attention to savings. She died just over a year ago and I decided to review my savings with a view to obtaining a better return.

How has Andy Pearce helped you?

He has noted my needs and concerns and come up with a simple and easily understood investment plan

Have you seen the outcome you were hoping for?

Yes, I now have a more varied and better informed investment portfolio

What could they have done better?

Nothing suggests itself at the moment

Andy's reply

Dear Martin. Thank you for taking the time to leave a review, your comments are appreciated. I was delighted to be of assistance and to have found you a solution to your investment needs. I will continue to monitor the application to ensure it progresses smoothly and I look forward to meeting with you again when the first review is due. If I can be of any further assistance in the meantime however, please do not hesitate to contact me. Kind regards. Andy Pearce

Review from verified client

April, 2023

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Needed clear and concise advice on several work pensions as we were unsure which to access, how and when and look into if they were being invested correctly to suit our future needs.

How has Andy Pearce helped you?

Andy responded immediately to our initial enquiry and set up an initial meeting within days. This was especially helpful as we needed to move promptly. He spent time explaining all our options, listened to our requirements and didn't make us feel judged in any way. We now feel confident in the suggestions made and actions taken. Andy has dealt with all the necessary paperwork efficiently and as I said to him I always feel much calmer about the future when leaving a meeting and just wish we had got the advice of him sooner.

Have you seen the outcome you were hoping for?

Yes. It has focussed us our long term planning and finances and made us feel proactive, when previously we were acting in a proactive way.

What could they have done better?

Nothing in terms of advice given and the manner in which we were treated.

Andy's reply

Dear Yvonne and Peter Thank you for your kind review, I am delighted you found my service to be of benefit and I was able to assist you with your enquiry. I will of course keep an eye on matters as they progress and will keep you updated regarding progress. Once again, thank you for taking the time to leave a review and I look forward to picking up with you when the first review is due (if not before). Kind regards. Andy

Review from verified client

April, 2023

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

To set up a pension as I am self employed

How has Andy Pearce helped you?

He has researched and found me the best pension to suit my ethical preferences, risk criteria and affordability.

Have you seen the outcome you were hoping for?

Yes 100%

What could they have done better?

-

Review from verified client

April, 2023

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Sort my pension pot out

How has Andy Pearce helped you?

He has set it all up for me and given me excellent information and advice

Have you seen the outcome you were hoping for?

Yes he has sorted it all out for me

What could they have done better?

Nothing

Andy's reply

Dear Mark. Thank you for your review. Your comments are very much appreciated. I was delighted to be of assistance by helping to ensure your pension is arranged to meet your specific needs. I look forward to continue working with you. Kind regards. Andy

First impression from a user who is not yet a client

April, 2023

Overall

Please provide a brief comment about your experience with Andy

Andy replied promptly and arranged a meeting where he expressed what he could or could not do, went through all my requirements and arranged to get back to me with a proposal. He was helpful and clear about the next part of the process would be.

Andy's reply

Thank you Martin for leaving your first impression, from which I was delighted to see you found the meeting helpful. I look forward to working with you. Kind regards. Andy

Review from verified client

March, 2023

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I got referred by my father to Andy as he was someone who was easy to approach and had understanding of our main goals and financial situation. I was looking to invest my savings for long term and Andy helped me in looking for the best option for me.

How has Andy Pearce helped you?

Andy helped me in making long term investments which suited me and my long term goals, there was zero pressure and the way he explained and helped me were to the highest professional standard.

Have you seen the outcome you were hoping for?

Yes, this was explained in simple terms that I understood there was no hidden agenda which I really appreciated.

What could they have done better?

Nothing, like I said I would highly recommend Andy,

Andy's reply

Dear Michael. Thank you for your kind review, I am delighted you found my service to be of assistance and that we were able to proceed with the outcome we achieved. If I can be of any further assistance, please let me know. Kind regards. Andy

First impression from a user who is not yet a client

February, 2023

Overall

Please provide a brief comment about your experience with Andy

Very good service would recommend to anyone

Andy's reply

Dear Mark. Thank you for taking the time to leave a review from which I was delighted to see you found the initial meeting of assistance. I look forward to working with you. Kind regards. Andy

First impression from a user who is not yet a client

January, 2023

Overall

Please provide a brief comment about your experience with Andy

Super, a very informative call, I appreciated Andy's thoughtful kind approach

Andy's reply

Dear Rosie. Thank you for taking the time to leave a review for me, your comments are greatly appreciated and I am delighted you found our initial discussion of assistance. Please let me know if I can be of any further assistance. Kind regards. Andy

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Having acquired a lump sum that I needed to maximise through investment, I spoke to several advisers, and found the conversation with Andy the most straightforward, easiest to conduct and informative, which led to me to engaging his services.

How has Andy Pearce helped you?

Andy did a great job of assessing not only my needs, but my level of knowledge and understanding of the space, and so we were able to have much better dialogue over what I was trying to achieve. He made a variety of suggestions which made it easy for me to whittle them down to decide the best course of action, and then put together portfolio proposals that almost immediately suited my criteria. A very easy process.

Have you seen the outcome you were hoping for?

The portfolio has only just opened, so time will tell, but I am confident with the decisions that Andy has helped me make.

What could they have done better?

No particular suggestions here.

Andy's reply

Dear Steve. Thank you for taking the time to leave your review, from which I was delighted that you have found my service to be of benefit. Your comments are very much appreciated. I look forward to speaking with you again in a few months, as agreed, but if I can be of any further assistance in the meantime, please don't hesitate to contact me. Kind regards. Andy

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I am approaching retirement age and needed advice on my options.

How has Andy Pearce helped you?

Yes, l received a lot of helpful advice.

Have you seen the outcome you were hoping for?

Not yet, it's early days.

What could they have done better?

Nothing as far as l'm concerned.

Andy's reply

Dear Duncan Thank you for your kind review, your comments are appreciated and I am pleased you have found my service to be of assistance. I look forward to speaking with you again in a few months, as agreed, in order that we can proceed to the next step in your plans. If I can be of any further assistance in the meantime, however, please do not hesitate to contact me. Kind regards. Andy

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I needed advice for a pension

How has Andy Pearce helped you?

With good quality advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Andy's reply

Dear Catherine Thank you for your comments within your review, I am pleased you found my service beneficial and it provided the desired outcome for you. I look forward to us remaining in touch in the future. Kind regards. Andy

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Nearing retirement age and wanted to understand what my pension position looked like

How has Andy Pearce helped you?

Andy did a full review of my circumstances and requirements for retirement. He then explained my options and provided good sound advice in a clear and easy to understand manner.

Have you seen the outcome you were hoping for?

Yes, the advice Andy provided exceeded the outcome I was hoping for.

What could they have done better?

There was nothing he could have done better.

Andy's reply

Dear David. Thank you for your kind review, your comments are greatly appreciated. I am delighted you found my service to be of help and please let me know when I can be of further assistance. Kind regards. Andy Pearce

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Retirement planning from a professional who understands the ever changing rules and regulations

How has Andy Pearce helped you?

Clear and patient when I ask the simple questions

Have you seen the outcome you were hoping for?

Yes

Andy's reply

Dear Geoff. Thank you for your kind review. I am pleased my assistance and advice has helped you concerning your retirement planning and given you the confidence that your plans are more on track. If I can be of further assistance please let me know. Kind regards. Andy Pearce

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I had been treated, in my opinion, fairly un-professionally by my previous Financial Adviser so was looking to find someone who not only communicated with me but also had my best interests at heart.

How has Andy Pearce helped you?

Andy spent some considerable time analysing my financial situation and listened to what outcome I was hoping to achieve. He is extremely detailed in his advice and opinion and set out a plan of action to improve, not only my investment portfolio, but subsequently to also arrange a better deal for my equity release agreement.

Have you seen the outcome you were hoping for?

Yes totally.

What could they have done better?

Hard to think of anything.

Andy's reply

Dear Phil. Thank you for your review and your kind comments within, it has been a pleasure to be able to assist and help get matters back on track for you. I look forward to picking up with you again at the first scheduled review but if I can be of any further assistance in the meantime, please let me know. Kind regards. Andy

Review from verified client

September, 2022

Overall

Advice

Service

Value

Based in Cornwall

What were the circumstances that caused you to initially look for an adviser?

I came to Andy after having had a really poor experience with a previous advisor , in terms of level of service . Poor communication left me feeling I had fallen through a gap and had left me feeling vulnerable as far as my savings were involved .

How has Andy Pearce helped you?

Andy has restored my trust in terms of his advice and I now feel back on track as far as my savings are concerned.

Have you seen the outcome you were hoping for?

In terms of now trusting my financial advisor, yes.

What could they have done better?

Nothing , very pleased with the service.

Andy's reply

Dear Gill. Thank you for taking the time to leave such a kind review. It has been a pleasure to work with you and I am delighted you have found my service to be of benefit. I look forward to speaking with you again shortly in order that we can implement ‘stage two’ of my recommendations. Kind regards. Andy

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Being close to retirement age and not having a clear understanding of the options available to me from various pensions in spite of the wealth of information provided by companies.

How has Andy Pearce helped you?

Andy was extremely helpful, patient and thorough in going through everything with me and I now feel much more confident in the decisions I have made.

Have you seen the outcome you were hoping for?

Yes very definitely.

What could they have done better?

Not applicable - the service provided was extensive and very worthwhile.

Andy's reply

Dear Kim. Thank you for your kind review. I am delighted you found my service to be of benefit and I was able to give you the solution and reassurance you were seeking. If I can be of any further assistance at any time, please don't hesitate to contact me. Kind regards. Andy

First impression from a user who is not yet a client

May, 2022

Overall

Please provide a brief comment about your experience with Andy

Only having met Andy for the first time to ask him to review my investment portfolio I found him to be very professional in his approach and I will be moving from another Financial Advisor to Andy with immediate affect.

Andy's reply

Dear Phil. Thank you for your kind first impression comments, it is very much appreciated. I look forward to working with you. Kind regards. Andy

Review from verified client

May, 2022

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I am close to retirement and wanted advice on how to consolidate my pensions and make them work better for me

How has Andy Pearce helped you?

By consolidating my pensions and making them more tailored to my needs. I now know what my options are when I come to retire and can easily access my money when I need to

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Andy's reply

Dear Paul. Thank you for your review. I am pleased you have found the advice process helpful and a good solution for your needs has been found. I will continue to monitor your application's progress and will keep you updated accordingly. I look forward to working with you. Kind regards. Andy

Review from verified client

May, 2022

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

On notification from different company’s about Pension pots. Found the pot was much larger Than I thought. Not understanding how to get The best out of them, I decided to seek advice.

How has Andy Pearce helped you?

His advice, and sorting the pension pots out.Bringing them altogether, and setting the one pot up to do what I want.

Have you seen the outcome you were hoping for?

Not has yet. Will take a little more time. As it has just been set up,To see the results I am hoping for.

What could they have done better?

Nothing, I am very pleased with how things went.

Andy's reply

Dear Mandy. Thank you for your review. I was delighted to be of assistance and to help organise your pensions in the way you were seeking so that they will be able to meet your objectives. I look forward to picking up with you again at the first scheduled review but if I can be of any further assistance in the meantime, please let me know. Kind regards. Andy

Review from verified client

May, 2022

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Retiring from self employment and downsizing our home.

How has Andy Pearce helped you?

He has recommended places to invest our money which has brought us an income to supplement our state pensions.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. Andy has been excellent.

Andy's reply

Dear Alison. Thank you for your review, your comments are very much appreciated. It has been a pleasure to assist you over the past several years. If I can be of any further assistance prior to our next scheduled review please let me know. Kind regards. Andy

Review from verified client

April, 2022

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

We wanted to apply for Equity Release, with my first telephone enquiry call with Andy I was very impressed and gave me confidence.

How has Andy Pearce helped you?

He search for the right product for us, he was very friendly and professional and has kept us updated the whole time.

Have you seen the outcome you were hoping for?

Definitely

What could they have done better?

Absolutely no

Andy's reply

Dear Sandra. Thank you for your kind review comments, I am pleased you have found my service of assistance. I will continue to monitor the progress of your application and will keep in contact regarding its progress. If I can be of any further assistance in the meantime then please don't hesitate to contact me. Kind regards. Andy

Review from verified client

March, 2022

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Andy Pearce helped you?

Given good advice

Have you seen the outcome you were hoping for?

Hopefully

Andy's reply

Dear Julie. Thank you for taking the time to leave a review and I am delighted to have been able to help you. If I can be of any further assistance please do not hesitate to contact me. Kind regards. Andy

First impression from a user who is not yet a client

March, 2022

Overall

Please provide a brief comment about your experience with Andy

Honest sound advice. Andy made us feel relaxed and gave advice that did make sense in context of the Ukrainian war.

Andy's reply

Dear Bruce. Thank you for taking the time to leave a first impression review, I am glad you found the discussion of assistance. If and when I can be of any further help please let me know. Kind regards. Andy

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I needed to find the best option for a workplace pension and a lump sum annuity purchase

How has Andy Pearce helped you?

Andy discussed our circumstances and my view on risk and sourced the products that best suited my needs

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing really

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I needed a financial adviser to assist me with a pension sharing order .

How has Andy Pearce helped you?

I had been to Andy for a mortgage capacity for my divorce and he had been so helpful . Andy was able to find me the right people to put my pension fund with and to make sure that it was sorted smoothly and efficiently .

Have you seen the outcome you were hoping for?

Yes , it has all been sorted and I am more than happy with the outcome .

What could they have done better?

He couldn’t have done anything better , he worked hard to achieve what I needed and always kept in touch to keep me up to date with progress .

Andy's reply

Dear Liz. Thank you for taking the time to leave a review and for your kind comments. It has been a pleasure assisting you and I was pleased we were able to obtain the outcome you were seeking. If I can be of any further help please let me know. Kind regards. Andy

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I sought advice with Andy because my investments, which had been arranged by my Bank hadn’t been reviewed for some time and I was I unhappy with how they were doing.

How has Andy Pearce helped you?

Andy reviewed them and recommended some changes. As a result of this I now understand what I have l and happy they meet my attitude to risk and they are paying me a much higher monthly income than they were before.

Have you seen the outcome you were hoping for?

I am very happy with the outcome and I find the regular reviews useful - Andy explains things in a easy to understand way and makes the process enjoyable.

What could they have done better?

Nothing. I am very pleased with what he recommended and he regularly reviews the investments with me to check all is going to plan. I give him 10 out of 10.

Andy's reply

Dear Mary. Thank you for taking the time to leave such a positive review. I am delighted to hear that you are finding my service such a positive experience. I look forward to picking up with you again at our next scheduled review but if I can be of any further help in the meantime, please let me know. Kind regards. Andy

Review from verified client

December, 2021

Overall

Service

Value

Advice

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I needed to access the pension pot built up in my AVC to obtain a tax free sum and then invest the remainder in draw-down.

How has Andy Pearce helped you?

Andy responded very quickly to my enquiry, unlike several other advisors, who either didn’t reply or whose business model excluded me. I had a modest amount to invest, but Andy took great care to understand my full financial situation, future expectations and attitude to risk before proceeding to offer guidance. I feel I received the same service as someone with greater funds at their disposal and I appreciated being able to meet in person, not over a Zoom link

Have you seen the outcome you were hoping for?

I felt comfortable with the arrangements Andy made, which reflected what I’d told him and he explained them to me carefully. He discovered the pension with my current provider didn't have sufficient flexibility and made arrangements for the bulk of it to be transferred to a scheme which met my needs.

What could they have done better?

I am not aware of anything Andy could have done better within the scope of this financial decision.

Andy's reply

Dear David. Thank you for your review, it is very much appreciated and I am pleased you found the experience a positive one. If I can be of any further assistance at any time please do let me know. Kind regards. Andy

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I had a pension that needed looking at and also some investments that needed changing around.

How has Andy Pearce helped you?

Andy was extremely helpful with reviewing my pension and investments and making sure I would be happy with the level of risk before he suggested any products.

Have you seen the outcome you were hoping for?

Yes, very pleased.

What could they have done better?

Nothing, Andy is very through at his job.

Andy's reply

Thank you Rebecca for your review, I appreciate you taking the time to record your feedback. I look forward to picking up with you again at your next annual review but if I can be of any further assistance in the meantime please let me know. Kind regards. Andy

First impression from a user who is not yet a client

October, 2021

Overall

Please provide a brief comment about your experience with Andy

Andy contacted me promptly and I outlined my position, but he didn't want to take on my business while I was still waiting for another IFA to act. That IFA has now declined to take my work as his business has been taken-over and he will no longer deal with AVCs. I will now go back to Andy and ask him to act for me.

Andy's reply

Thank you for your kind comments David and it was a pleasure to meet with you yesterday. I look forward to working with you. Kind regards. Andy

First impression from a user who is not yet a client

September, 2021

Overall

Please provide a brief comment about your experience with Andy

Andy provided a profesional and thorough service delivering expectations in the best timely manner.

Andy's reply

Thank you for your review Gary, it is a pleasure to work with you. Kind regards. Andy

First impression from a user who is not yet a client

September, 2021

Overall

Please provide a brief comment about your experience with Andy

Andy was very comfortable to engage with and patient. Plenty of time was made available to answer the many considerations I had.

Andy's reply

Thank you for leaving your first impressions Kim. I look forward to working with you. Kind regards, Andy

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

To review my company pension.

How has Andy Pearce helped you?

We discussed all my options on how to best proceed accessing my company pension.

Have you seen the outcome you were hoping for?

Absolutely. Andy was extremely thorough and explained in great detail all my options.

Andy's reply

Dear Nicola. Thank you for taking the time to leave a review. It was a pleasure to assist you and I am glad to have been of assistance. Kind regards. Andy

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Remortgage

How has Andy Pearce helped you?

He searched the market and advised of available options

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing that I am aware of. The information was timely and useful.

Andy's reply

Thank you Jeremy for your kind review. I was delighted to have been of continued assistance and to find the best interest rate deal for your remortgage. If I can be of any further assistance please let me know. Kind regards. Andy

Review from verified client

December, 2020

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Coming closer to retirement and not fully understanding my private pensions I needed simple and sound advice

How has Andy Pearce helped you?

Andy made what seemed complicated clear and took away my concerns.

Have you seen the outcome you were hoping for?

Yes definitely. Everything is neat and tidy and I have no concerns

What could they have done better?

Apart from telling me the six winning lottery numbers, nothing !

Andy's reply

Thank you Nigel for your kind review. I was delighted to have been of help with your pensions enquiry. If I can be of any further help in the future please don’t hesitate to contact me. Kind regards, Andy

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I came into an amount of money and as it was more than I needed for my everyday expenses I decided to invest it. Andy Pearce became my advisor at that time. He has remained so until the present day. That fact alone demonstrates the quality of his advice to me.

How has Andy Pearce helped you?

He help me to understand various types of investment and helped me to choose a suitable strategy.

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

Andy's advice and assistance could not, in my view, have been bettered

Andy's reply

Dear John Thank you for your kind review. I am delighted that you find value in my service and I have been able to assist you throughout the past 10 or so years. If I can be of any further assistance at any time please do not hesitate to contact me. Kind regards. Andy

First impression from a user who is not yet a client

October, 2020

Overall

Please provide a brief comment about your experience with Andy

Didn't use Andys services at this time, but probably will in the future.

Andy's reply

Thank you Duncan for your initial impressions review. If and when I can be of any further assistance, please do not hesitate to contact me. Kind regards. Andy

Review from verified client

August, 2020

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

My wife was seriously ill and it seemed likely that she would have to go into a care home so I needed advice on how t pay for this from the various investments my wife and I had made over the years - particularly since my retirement in 2000.

How has Andy Pearce helped you?

Sadly my wife died not long after I contacted Andy but his response had been understanding and professional so I decided to continue to consult him about my finances now that I was living alone.

Have you seen the outcome you were hoping for?

Yes. I feel that I have a much better understanding of my financial position and its future.

What could they have done better?

I cannot think of anything at the moment. It has been a very difficult time with Covid-19 pandemic which has made contact w.ith Andy far from easy but I think we have both coped well

Andy's reply

Hello Brian. Thank you for your review, it is very much appreciated and I am pleased you have found the process helpful. I look forward to speaking with you again when your annual review falls due, however, if I can be of any further assistance in the meantime then please do not hesitate to contact me. Kind regards. Andy

Review from verified client

June, 2020

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I invested a retirement pension lump sum with Andy's advice 3 years ago.

How has Andy Pearce helped you?

Andy always provides clear and fully understandable advice.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I feel that Andy is always professional and I trust him, so I do not think this can be improved upon.

Andy's reply

Dear Liz. Thank you for your time during your recent pensions review and also for taking the time to leave a review. I am delighted you are pleased with all aspects of my service. If I can be of any further assistance at any time please let me know, otherwise, I look forward to picking up with you again at your next review. Kind regards. Andy

Review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Having received a sum of money from a former employer I decided to invest it

How has Andy Pearce helped you?

By steering me through an investment strategy suitable to my circumstances

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I cannot think of a better way of managing my money than that proposed by Andy

Andy's reply

Thank you John for your review it is greatly appreciated. I am delighted to hear you are pleased with the service, if and when I can be of any further assistance please let me know. Kind regards. Andy

Review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I needed to change my mortgage provider.

How has Andy Pearce helped you?

Andy was very proactive in finding the right mortgage for me at a very good rate. Andy was excellent at communicating with me during every step of the process

Have you seen the outcome you were hoping for?

The outcome that Andy achieved is excellent

What could they have done better?

Nothing. Andy provided excellent service.

Andy's reply

Hello Frank. Thank you for leaving your review, It was a pleasure to assist and I was delighted with the outcome we were able to achieve. If I can be of any further help please don't hesitate to contact me. Kind regards. Andy

Review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Moving forward with a buy to let property for the first time.

How has Andy Pearce helped you?

Advised me on all queries I had and what was the best action to take.

Have you seen the outcome you were hoping for?

I got a great outcome I couldn't be happier with.

Andy's reply

Hi James. Thank you for taking the time to leave a review for me, it is very much appreciated. I was delighted we were able to achieve the outcome we did. If I can be of any further assistance please let me know. Kind regards. Andy

Review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Perception that current providers were not as responsive or competitive as possible

How has Andy Pearce helped you?

Review of holdings and our appetite for risk. Survey of market, provision of his recommended option through detailed analysis. Verbal assistance on clarification.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing I can see

First impression from a user who is not yet a client

April, 2020

Overall

Please provide a brief comment about your experience with Andy

Already have advisor

Review from verified client

March, 2020

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

To deal with my personal finances and to assist my clients with their financial affairs

How has Andy Pearce helped you?

Andy is amazing - his knowledge is second to none, he is prompt and hard working and a really good guy.

Have you seen the outcome you were hoping for?

Yes, I can't fault his service and do not hesitate to recommend him.

What could they have done better?

I challenge anyone to find scope for improvement - Andy goes above and beyond every time.

Andy's reply

Thank you for your review, I am delighted you have found the service as I hope you would. It has been a pleasure to assist both you and your clients with your financial needs. If I can of any further assistance please do not hesitate to contact me. Kind regards. Andy

Review from verified client

March, 2020

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I moved from SE England to the West Country in 2018 and I needed advice from a local expert on investing an inherited lump sum for my post-retirement. I also needed a local adviser to assess the efficacy of a SIPP that been started in 2006, and amended in 2016.

How has Andy Pearce helped you?

I received very good advice on the options available to me

Have you seen the outcome you were hoping for?

I have been professionally assessed for investment risk levels and I believe that I have received very good advice in accordance with the assessment that was made. It has also been confirmed to me that the decision made to amend the SIPP in 2016 was correct.

What could they have done better?

I believe that the assessment made and the advice given was very helpful and enabled me to make the correct decision for me.

Andy's reply

Hello Graham. Thank you for your kind comments. I am delighted you found the process useful and my recommendation could fully meet your needs. I look forward to continuing reviews to ensure all remains on track. If I can be of any further assistance in the meantime though, please do not hesitate to contact me. Kind regards. Andy

Review from verified client

November, 2019

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I'm planning to retire early and wanted to make the most of my pension pot.

How has Andy Pearce helped you?

Performed an assessment of my appetite for risk which matched my own assumptions. Made proposals in terms of investment platforms. Offered competitive rates and clearly explained charges.

Have you seen the outcome you were hoping for?

Too early to say. I have always been wary of financial advisors and felt more comfortable dealing with someone face to face and who is based locally.

What could they have done better?

Some of the documentation Andy produced was not 100% accurate even though he had been given the correct information.

Andy's reply

Thank you for taking the time to leave a review, it is very much appreciated. I am glad my recommendations and proposed changes to your pensions met your revised objectives and enabled you to retire early as planned. I look forward to meeting with you again early next year. Kind regards. Andy

Review from verified client

November, 2019

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Andy has been my adviser for years so when I needed my pension looking at I didn’t hesitate to contact him.

How has Andy Pearce helped you?

Andy has helped me with swapping my pension over into a lot better pension, the fees on the new pension are a huge amount less which will give me more money in the pension pot.

Have you seen the outcome you were hoping for?

Andy is always great at finding the right product for your needs and I would always recommend him to anyone needing financial advise.

What could they have done better?

Nothing

Andy's reply

Thank you Rebecca for leaving your review, it is very much appreciated. I was delighted to be of assistance and find an alternative pension plan, which better meets your objectives and has a lower charging structure than your existing scheme, thus saving you money and helping to boost your retirement savings. If I can be of any further assistance, please let me know. Kind regards. Andy

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Initially to sort out our finances and mortgage and since then he advises us when we have an annual review regarding pensions and ongoing financial management.

How has Andy Pearce helped you?

This year he was able to explain how the drawdown from a small pension would work, and the advantages and disadvantages of releasing this money, compared to having to borrow.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Very happy with Andy’s service and advice.

Andy's reply

Thank you Sue for taking the time to leave your kind review, it was a pleasure to assist you with you recent need and if I can be of any further assistance please don’t hesitate to let me know. Kind regards. Andy

Review from verified client

September, 2019

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I was unsure of the most appropriate way to manage my pension pot and my main pension provider did not offer drawdown or uncrystalised fund management

How has Andy Pearce helped you?

Andy advised on the most appropriate way for me to receive income and retain a growing pension pot. He organised my pension transfers into a consolidated fund managed by Royal London insurance, which provides me with the specific requirements I requested. He has set up annual reviews for me to assess this situation

Have you seen the outcome you were hoping for?

Yes, so far. Andy has been very diligent and helpful and kept me informed regularly during the set up of my pension provision

What could they have done better?

Not much! I’ve been extremely satisfied with my dealings with Andy. He is knowledgeable, personable and efficient. Couldn’t have asked for more.

Andy's reply

Thank you Simon for your review. I was delighted we were able to arrange your pensions to ensure they could accommodate your plans and I look forward to picking up with you again next year when your annual review will fall due. If I can of any further assistance in the meantime however, please do not hesitate to contact me. Kind regards. Andy

First impression from a user who is not yet a client

September, 2019

Overall

Please provide a brief comment about your experience with Andy

Everything was well explained and clear. Happy to answer questions and I felt answers were concise and not vague/evasive.

Andy's reply

Thank you Robin for your first impressions. I look forward to working with you. Kind regards. Andy

First impression from a user who is not yet a client

August, 2019

Overall

Please provide a brief comment about your experience with Andy

Avery courteous chap! Very professional meeting! I am concerned about the level of potential charges should i choose to continue!

Review from verified client

July, 2019

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Andy has been dealing with my life insurance for many years now.

How has Andy Pearce helped you?

Andy searches to get the best policy to suit at the right price. Andy keeps you updated at each point along the way.

Have you seen the outcome you were hoping for?

Definitely

Andy's reply

Thank you Kelly for leaving a review. It has been a pleasure to assist you with your recent life insurance needs and I am glad to hear you were pleased with the outcome. If I can be of any further assistance in the future please don't hesitate to contact me. Kind regards. Andy

Review from verified client

July, 2019

Overall

Advice

Service

Value

Based in Cornwall

What were the circumstances that caused you to initially look for an adviser?

I needed to pay off my mortgage and was seeking advice on the best way to do it.

How has Andy Pearce helped you?

With sound advice

Have you seen the outcome you were hoping for?

Working on it and waiting for communication with the pension company.

What could they have done better?

Andrew Pearce has always been very informative and explained everything very well. He’s a great Financial Adviser.

Andy's reply

Dear S. Thank you for taking the time to leave a review. I was delighted that I was able to assist in the repayment of your mortgage by careful arrangement of your pensions, and also to be able to do this in a tax efficient manner. I look forward to seeing you again at our next planned annual review but if I can be of any further assistance please do not hesitate to contact me. Kind regards. Andy

First impression from a user who is not yet a client

June, 2019

Overall

Please provide a brief comment about your experience with Andy

Andy was knowledgable and personable. He took the time to listen and to help outline our options. He was clear about the regulatory framework for advice, services and fees structure.

Andy's reply

Thank you for your feedback Simon. I look forward to working with you. Kind regards. Andy

First impression from a user who is not yet a client

May, 2019

Overall

Please provide a brief comment about your experience with Andy

Very professional, clear and concise. No pressure to progress. Well recommended.

Andy's reply

Hello Dean. Thank you for your review, I was pleased you found the meeting of benefit. Please let me know if I can be of further help in the future. Kind regards. Andy

Review from verified client

March, 2019

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I wanted to do a Pension transfer

How has Andy Pearce helped you?

He arranged for me to see the appropriate adviser and to complete the paperwork.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Purchase of property in Worcester

How has Andy Pearce helped you?

Sourced mortgage and life insurance

Have you seen the outcome you were hoping for?

Yes, although still going through purchase with conveyancer

What could they have done better?

Nothing

Andy's reply

Thank you Andrea for leaving a review. It has been a delight to assist you and I am glad that all went smoothly. I hope all goes well with the purchase and if I can be of any further assistance please do not hesitate to contact me. Kind regards. Andy

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Suffolk

What were the circumstances that caused you to initially look for an adviser?

I needed advice when Andy was at Nat West, and was impressed with his professionalism at that time, at least ten years ago.

How has Andy Pearce helped you?

He has given advice on investment of sums of money inherited.

Have you seen the outcome you were hoping for?

Yes. His advice has always been good when seen with hindsight.

Andy's reply

Thank you Christopher for taking the time to leave a review, it is really appreciated. I am pleased you have found my input of help and I look forward to seeing you again shortly for your annual review. Kind regards. Andy

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Andy has been my adviser for many years and he reviewed my investments and life insurance.

How has Andy Pearce helped you?

I had money to invest and Andy recommended a great investment to put it in. Also he got me cheaper life insurance.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing I am happy with the service he has provided, Andy is always very professional but friendly at the same time.

Andy's reply

Thank you Becky for your kind review, its is very much appreciated. I look forward to picking up with you again on your planned annual review but if I can be of any further assistance in the meantime please do not hesitate to contact me. Kind regards. Andy

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I had received an inheritance and needed investment advice. I also wanted to review my pensions as I am nearing retirement

How has Andy Pearce helped you?

Andy took time to fully understand what I wanted to do and what my plans were. His advice centred on this to make sure what I did was suitable for me

Have you seen the outcome you were hoping for?

Yes. I have a much better understanding of how my investments and pensions can be used to make sure I have the retirement I want. I’m very pleased.

What could they have done better?

Nothing. The entire process was at a speed I was comfortable with and Andy made sure I understood things as we were going through them. There was no pressure.

Andy's reply

Thank you Alan for taking the time to leave a review. I am delighted that you found the advice process easy as that is always my aim. I look forward to picking up with you for your annual review but if I can be of any further assistance in the meantime please let me know. Kind regards. Andy

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I had a number of pensions and investments that had not been reviewed for several years. I wanted a financial adviser to look at them and tell me whether or not they are still relevant for my financial needs.

How has Andy Pearce helped you?

Andy reviewed my portfolio, investigated my future plans and then explained the reasons for his advise. Due to my work situation sometimes meetings were arranged at the last minute, and Andy was always accommodating which I found very helpful. I never felt at any time, under any obligation to proceed with the recommendations and always felt in control with the decisions I was making.

Have you seen the outcome you were hoping for?

Having sat down with Andy and gone through the reports with him, I have acted on all of Andy's recommendations and feel confident that they are the right decisions for me. Time will tell!.

What could they have done better?

None

Andy's reply

Thank you Lloyd for your review. I was delighted to be able to assist with your enquiry and provide advice. If I can be of any further assistance in the future please do not hesitate to let me know. Kind regards. Andy Pearce

First impression from a user who is not yet a client

September, 2018

Overall

Please provide a brief comment about your experience with Andy

Considered & helpful advice with clear indication of pricing & further services available after initial consultation.

Andy's reply

Hello Kate. Thank you for your kind comments, I am pleased you found the meeting useful. If I can be of any further help please let me know. Kind regards. Andy

Review from verified client

August, 2018

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I needed to make some changes to my pension and tried to do this myself, but came unstuck with the company concerned.

How has Andy Pearce helped you?

Andy was punctual, professional and polite. He cut through the red tape very quickly to get me the answers I needed, explained the facts clearly, and helped me make wise decisions about my short- and long-term future. He went into ethical funds in depth to ensure my investments matched my values.

Have you seen the outcome you were hoping for?

The advice given matched my needs and wishes. I feel confident that my investments are now in a much better place and I have more financial flexibility should I need it.

What could they have done better?

No improvements needed as far as I could see. Thank you!

Andy's reply

Thank you Carolyn for your review, it is very much appreciated. I am delighted we were able to get to the end stage as required and that you are happy with the recommended outcome. Should you have any questions or if I can be of any further help please do not hesitate to contact me otherwise I look forward to speaking with you again next year when your annual review will fall due. Kind regards, Andy

Review from verified client

August, 2018

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Recently becoming self employed, I wanted to make the best of my preparations for pensions and retirement.

How has Andy Pearce helped you?

Andy is very helpful and explains things in a very clear manner so that I could undertand his advise and make the appropriate decisions.

Have you seen the outcome you were hoping for?

Yes everything was explained clearly and I am now able to plan for my future more effectively.

What could they have done better?

Difficult as I have not spoken to other advisors, however having spoken to Andy I see no reason to seek other advice elsewhere

Andy's reply

Thank you Andrew for leaving a review, it is very much appreciated. It has been a pleasure to assist you with your pensions and to ensure they are “fit for purpose” going forward. Please let me know if I can be of any further assistance in the future otherwise I look forward to picking up with you again at your planned annual review.

Review from verified client

August, 2018

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

We were looking at Equity Release.

How has Andy Pearce helped you?

He explained everything that we needed to know and setup an account with our eventual lender.

Have you seen the outcome you were hoping for?

Yea.

Andy's reply

Thank you Len for taking the time to leave a review, it is very much appreciated. I was delighted to be able to assist with your equity release enquiry and to achieve the desired result in the required quick time frame. If I can be of any further assistance please do not hesitate to contact me. Kind regards, Andy

Review from verified client

July, 2018

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Home improvements.

How has Andy Pearce helped you?

With a lot of care and patients.

Have you seen the outcome you were hoping for?

Yesn.

What could they have done better?

Could have done nothing better

Andy's reply

Dear Pat Thank you for taking the time to leave a review, it is very much appreciated. I was delighted to be able to assist you with your enquiry and if I can be of any further assistance in the future please do not hesitate to contact me. Kind regards. Andy

First impression from a user who is not yet a client

June, 2018

Overall

Please provide a brief comment about your experience with Andy

Relaxed and informative meeting with Andy. He explained what he can offer and the process that entails. He was also upfront with the charges. No pressure from him. Left me with a clearer understanding of what a financial adviser can do for me.

Andy's reply

Hello Lloyd. Thank you for taking the time to leave an initial impression. If I can be of any further assistance please do not hesitate to contact me. Kind regards. Andy

Review from verified client

May, 2018

Overall

Service

Advice

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

We needed advice on life assurance.

How has Andy Pearce helped you?

Clearly explained everything to us and kept in contact to update us on the progress af out application.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I'm not really sure that there was anything else Andy could have done.

Andy's reply

Thank you Christine for your review, it is very much appreciated. I was delighted to be of assistance with your life insurance needs and I was pleased we were able to ensure cover was in place for you promptly. Should you have any further questions or if I can be of any further assistance please do not hesitate to contact me. Kind regards. Andy

Review from verified client

April, 2018

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Investment over 10 year period for retirement. Not made any prior plans other than paying into an occupational pension.

How has Andy Pearce helped you?

Andy understood my needs and wish not to take any significant risks. I had a large sum of money which had just been sitting in a bank account and Andy was able to clearly explain the options for investment in a way that I could understand.

Have you seen the outcome you were hoping for?

Too early to say, the initial set up costs were quite alarming though one off fees. I trust Andy's judgement that these costs will be recouped in the predicted returns.

Andy's reply

Hello Catherine, thank you for taking the time to leave your review, it is very much appreciated. I look forward to picking up with you again at your first review but if I can be of any further assistance in the meantime please let me know. Kind regards. Andy

Review from verified client

March, 2018

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I needed guidance to help me get the right investment.

How has Andy Pearce helped you?

He gave me the right advice, explained everything in detail that i could understand and took time nothing was too much trouble.

Have you seen the outcome you were hoping for?

I am sure this is well suited to my needs and have every faith that this is ideal,very happy with this service.

What could they have done better?

I feel that he could do no better no improvement could be made.

Andy's reply

Thank you Sylvia for your review, it is very much appreciated. If I can be of any further assistance please do let me know. Kind regards. Andy

Review from verified client

March, 2018

Overall

Advice

Service

Value

Based in Cornwall

What were the circumstances that caused you to initially look for an adviser?

I needed advice about how to release money from my property.

How has Andy Pearce helped you?

In every way possible! His advice, and the information he provided, was clear, succinct and always relevant. He understood exactly what I needed, and ensured that I was kept up to date, as the lenders changed their conditions. He went the extra mile in everything, and I feel very lucky to have found him.

Have you seen the outcome you were hoping for?

Yes! The equity release went very smoothly, and I understand exactly where I stand financially.

What could they have done better?

I really can't think of anything - sorry.

Andy's reply

Thank you Gillian for your review, its very much appreciated. If I can be of any further assistance in the future please feel free to contact me.

Review from verified client

March, 2018

Overall

Advice

Value

Service

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I needed someone with better knowledge of the financial climate than me.

How has Andy Pearce helped you?

Reviewed my attitude to risk and advised me accordingly.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

For me, nothing.

Andy's reply

Hello John. Thank you for leaving a review for me, it's very much appreciated. Kind regards, Andy

Review from verified client

February, 2018

Overall

Value

Service

Advice

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Time of life. Needed collating.

How has Andy Pearce helped you?

Chased up old pensions.

Have you seen the outcome you were hoping for?

Yes so far.

What could they have done better?

Nothing

Review from verified client

December, 2017

Overall

Advice

Service

Value

Based in Cornwall

What were the circumstances that caused you to initially look for an adviser?

Had three 'frozen' pensions. Needed advice on best approach to take.

How has Andy Pearce helped you?

Researched my pensions and given our current/future needs made relevant suggestions and identified the most flexible approach.

Have you seen the outcome you were hoping for?

It has given us a 'plan' and hopefully we will be able to appreciate the flexibility of it in time.

What could they have done better?

Given our ages (67) and financial situation I doubt if their would have been too many other options that would have been relevant

Review from verified client

December, 2017

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

We were looking to remortgage to get a better deal than our existing mortgage and also to raise some funds to pay off some unsecured debt.

How has Andy Pearce helped you?

Andy conducted research into the available lenders. Our situation is complicated by the fact that I am self-employed with a varying income. Andy took that on board and found us a great deal with a lender who understood the situation. At all stages his advice was excellent and his approach totally professional.

Have you seen the outcome you were hoping for?

We are very happy with the outcome.

What could they have done better?

I would like to give some constructive advice but I honestly don't think Andy could have done a better job for us. One hundred percent satisfied.

Review from verified client

November, 2017

Overall

Advice

Service

Value

Based in Cornwall

What were the circumstances that caused you to initially look for an adviser?

Having recently retired, I needed to understand my Pension Options and needed good reliable advice on how to proceed.

How has Andy Pearce helped you?

Andy explained my options in a clear and easily understood way. He asked all the necessary questions to gain an idea of my financial requirements for the future, which enabled him to give me the best advice. He listened to my concerns and suggested other means and ways of achieving the financial future I needed. He gave me time to consider the choices I needed to make and was always available if I had a question. The most important thing he gave me was the confidence to trust his advice and come to the right decision.

Have you seen the outcome you were hoping for?

Andy exceeded the outcome I was hoping for by giving me a monthly income greater than I had hoped for . He also showed me other ways of preparing for future financial needs that I had not considered before. The final product was exactly what I needed to give me peace of mind and a stress free future and I am more than pleased with the result.

What could they have done better?

I cannot think of anything that he could have done better.

Andy's reply

Thank you Janice for your kind review. It has been a pleasure to assist you with your enquiry and I am delighted you found the process helpful. If I can be of any further assistance in the future please do not hesitate to contact me. Kind regards. Andy

First impression from a user who is not yet a client

November, 2017

Overall

Please provide a brief comment about your experience with Andy

Andy was very welcoming and made us feel very comfortable. He answered all our questions patiently and clearly and his wide ranging knowledge and experience was easily evident. The office was a lovely space and it is always lovely to be offered a cup of tea!

Review from verified client

October, 2017

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

First time buyers looking for advise on getting a mortgage.

How has Andy Pearce helped you?

Andy really took the time to understand mine & my partners needs - As we were first time buyers at the time, we were slightly nervous about the whole process but Andy put us at ease straight away. We found him extremely approachable, easy to talk too and he really went the extra mile to help us.

Have you seen the outcome you were hoping for?

We were successful in getting the mortgage we needed and I will be recommending Andy to all of my friends.

What could they have done better?

Andy has provided us with a fantastic service and I cannot fault him.

Andy's reply

Thank you Jessica for your kind review. I am glad you found the process helpful and I was able to assist you with your first house purchase. Please let me know if I can be of any further assistance in the future. Kind regards. Andy

First impression from a user who is not yet a client

September, 2017

Overall

Please provide a brief comment about your experience with Andy

Charges were never talked about at this stage. Regards Alan Bullock

Review from verified client

August, 2017

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Re- mortgage on a selfbuild project.

How has Andy Pearce helped you?

Andy researched current lenders for the selfbuild market, and gave us a choice of lender to help get the best deal.

Have you seen the outcome you were hoping for?

The current deal has gone to offer, so yes we are hoping for a positive outcome.

What could they have done better?

I don't think Andy could have done much more, he even visited us on-site on occasion to pick-up / drop-off paperwork.

Review from verified client

August, 2017

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Private pension maturing in a few years' time.

How has Andy Pearce helped you?

Andy discussed my needs and wishes fully, conducted thorough research, and explained his findings and recommendations afterwards in a clear and simple way without talking down to me. He checked at different stages whether I understood or had any further questions. Everything was evidenced in detail and with some helpful graphics. I felt confident that I had come to the right place for advice.

Have you seen the outcome you were hoping for?

I am very happy that my pension is in the best possible place for me and importantly, I now understand the options open to me, both before and after my original selected retirement date. I also know what to do if my circumstances change for the better or for the worse.

What could they have done better?

I was very impressed by Andy's reliability, promptness and thorough evidence-based approach. I also liked his friendly but professional manner. I can't really think how he could have done things better.

Andy's reply

Dear Carolyn. Thank you for taking the time to leave a review - it is very much appreciated and it has been a pleasure to assist you with your pensions enquiry. Please do let me know if I can be of any further assistance in the future. Kind regards. Andy

Review from verified client

July, 2017

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Early retirement lump sum to invest.

How has Andy Pearce helped you?

Explained things in a very calm and logical way. Made things easier to understand.

Have you seen the outcome you were hoping for?

So far yes. Have only just invested so hopefully.

What could they have done better?

I can not think of anything . He was very helpful and approachable.

Andy's reply

Thank you Liz for spending the time to leave a review, it has been a pleasure to assist you with your enquiry. I look forward to picking up with you again when your first annual review will be due but should you need me in the meantime please don't hesitate to contact me. Kind regards. Andy

Review from verified client

July, 2017

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Pension advice as I will soon be 55.

How has Andy Pearce helped you?

Andy explained what each of my pensions were and my options for each of them when I turn 55 should I wish to do anything at that time.

Have you seen the outcome you were hoping for?

Yes, I am now have more knowledge and the confidence to make decisions regarding my pensions.

What could they have done better?

I don't think Andy could have done any better in this situation. He explained everything very clearly, he didn't use "jargon" or make assumptions as to my level of knowledge.

Andy's reply

Thank you Kate for your review. It was a pleasure to assist with your enquiry and if I can be of any further assistance please let me know. Kind regards, Andy

Review from verified client

May, 2017

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Initially general discussion with partner about IHT mitigation. Circumstances changed so this was not necessary but took Andy's advice re pension provision.

How has Andy Pearce helped you?

Advised on new pension regulations which enabled me to contribute whilst retaining accessbility. Arranged transfer of existing pension (to which no contributions have been made for many years) to more cost effective plan, with the addition of single contributions.

Have you seen the outcome you were hoping for?

Yes - assuming pension fund & company are successful.

What could they have done better?

Cannot think of anything that Andy could have done to improve the service.

Review from verified client

March, 2017

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I needed advice on what to do with my personal pensions as I had come to retirement age.

How has Andy Pearce helped you?

He gave me very clear information on what all the options were and guided me through the best options for me based on an assessment of my needs and response to risk.

Have you seen the outcome you were hoping for?

Yes I have and I am very satisfied with the outcome.

What could they have done better?

Actually I don't have anything to suggest!

Andy's reply

Thank you Sue for your review, it was a delight to meet with you and help you with your retirement planning needs. If I can be of any further assistance in the future please do not hesitate to contact me. Kind regards Andy

First impression from a user who is not yet a client

January, 2017

Overall

Please provide a brief comment about your experience with Andy

Very pleasant and explained options well.

Review from verified client

August, 2016

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Needed help financing a self-build project, which can be tricky due to limited amount of specialist lenders. It was no problem for Andy to setup, finding us the best deal.

How has Andy Pearce helped you?

Andy new what we were looking for right from the start and how to do it. Keeping us updated on market interest rates, and devising different options to choose from, we felt confident in the advice he gave. He was always very clear and explained details in a way we could understand.

Have you seen the outcome you were hoping for?

Our particular scenario is still on-going, but from the experience we've had so far I'm sure the outcome will be more than satisfactory.

What could they have done better?

I genuinely can't think of anything that Andy could have improved. My own Brother-in-Law has been a financial adviser for the past 30yrs, I found Andy more knowledgeable and easier to work with.

Andy's reply

Dear B. Thank you for taking the time to leave a review and I am delighted you have found the process easy going. I will continue to keep you up to date as matters progress but if I can be of any help in the meantime please don't hesitate to contact me. Kind regards. Andy

Review from verified client

April, 2016

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

We needed to get a mortgage to buy our first house.

How has Andy Pearce helped you?

Andy held our hand from start to finish whilst applying for our first mortgage and buying our first house. He understood exactly what we needed and explained everything to us in layman's terms. No question was too silly and he kept us in the loop at every stage.

Have you seen the outcome you were hoping for?

Yes, we were able to get a good mortgage and have now successfully bought our first property. We definitely could not have done it alone!.

What could they have done better?

Nothing at all. We felt that Andy went above and beyond in his service to us and even sent us a 'congratulations on your new home' card which was really nice!

Andy's reply

Thank you Natasha for your kind review, it was a pleasure to help both you and Nick buy your first home and I'm delighted everything concluded satisfactorily. I wish you both all the happiness in your new home and please don't hesitate to contact me if I can be of any further help in the future. Best wishes Andy

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Husband deceased. Needed Financial advice.

How has Andy Pearce helped you?

Andy was extremely professional and did not rush me into any decision. I was able to invest an inheritance and was assessed for my level of risk which was appropriate. Continuation of excellent care over the last 6 years.

Have you seen the outcome you were hoping for?

Yes. Amazing outcome to investments.

What could they have done better?

Nothing - I am very impressed with his service.

Andy's reply

Thank you for your kind review. it is very much appreciated. Please do not hesitate to contact me if I can be of any further help. Kind regards. Andy

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Review of financial situation and mortgage applications.

How has Andy Pearce helped you?

Andy gave us a very detailed appraisal of our financial needs and has been most helpful in our mortgage applications , indeed the service provided was exactly what we were looking for and we would not hesitate to recommend Andy Pearce to friends , family and acquaintances for financial advice in the future.

Have you seen the outcome you were hoping for?

Yes , the detailed documentation produced by Andy has proved invaluable as we are much clearer on the way forward and the professional advice given has made our decision making much easier . What sets Andy apart in our opinion is his selfless approach as he has been prepared to respond to correspondence whilst being on annual leave with no question being left unanswered.

What could they have done better?

Nothing to be honest , we are thoroughly satisfied with service provided

Andy's reply

Thank you Joseph for your kind words. It has been a pleasure to help you and please do not hesitate to contact me if I can be of any further help. Kind regards. Andy

Review from verified client

January, 2016

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

House move.

How has Andy Pearce helped you?

Mortgage and life insurance.

Have you seen the outcome you were hoping for?

Yes. Great service.

What could they have done better?

Nothing. Great job well done.

Andy's reply

Hello Mel. Thank you for your review it is very much appreciated. If I can be of any further help in the future please let me know. Kind regards, Andy

Review from verified client

January, 2016

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I approached Andy on the subject of the pending retirement of my wife and myself. We needed advice on how to achieve our income flow requirements in the new world of "pension freedom".

How has Andy Pearce helped you?

Andy responded very positively to our requirements and aims. He helped us to look again at options we had previously dismissed and was able to recommend a solution that will provide financial flexibility and security for my future. Our case was not straightforward and Andy managed all communications between pension funds and pension providers and all form filling etc saving us a whole load of head scratching and stress.

Have you seen the outcome you were hoping for?

On balance, the outcome is about as good as we hoped for but with added longer term security. The recommended products are perfect for our requirements. We are now free to plan our retirement against a background of confidence about our income.

What could they have done better?

My wife and I were perfectly satisfied with the service we received. Andy was courteous, efficient and knowledgeable. Maybe he didn't always click with my sense of humour but, according to my wife, he's not alone there.

Andy's reply

Thank you Frank for your kind review. It has been a pleasure to help both you and Sue with your retirement plans. Kind regards, Andy

Review from verified client

December, 2015

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Purchasing Annuities.

How has Andy Pearce helped you?

A most polite Adviser. Very thorough in every aspect of the work he did for me, also careful explanation of every situation. He managed to obtain for me Income beyond my expectations . I would not hesitate to take his advice in the future.

Have you seen the outcome you were hoping for?

Certainly.

What could they have done better?

Very happy with all aspects of the advice he gave me

Andy's reply

Thank you Anne for your kind words, it has been a pleasure to meet you and assist with your retirement income needs. If I can be of any further help at any time please do not hesitate to contact me. Kind regards. Andy

Review from verified client

December, 2015

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Had a problem finding a Mortgage with a lender due to a sale between family members and also a poor credit history.

How has Andy Pearce helped you?

Andy understood my needs and gathered/explained information in a clear and non confusing manor. Regular contact from Andy giving up to date information was also very good and gave piece of mind that things were being done .

Have you seen the outcome you were hoping for?

Although the amount i needed initially was not possible , i was still offered a good rate mortgage even with my circumstances and managed to achive my goal.

What could they have done better?

nothing better could be done in my case , no hiccups or mistakes were made

Andy's reply

Thank you Simon for your kind words, its really appreciated. I was delighted to have been able to help you and that the transaction has proceeded so smoothly. Kind regards, Andy

Review from verified client

November, 2015

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Needing to up-date my mortgage protection and life insurance.

How has Andy Pearce helped you?

It was clear that Andy had spent a lot of time searching for the best bespoke policy for myself. Communication was good throughout the process.

Have you seen the outcome you were hoping for?

All areas have been covered and I have policies that I am happy with.

What could they have done better?

I would have liked not to of had to deal with the previous company who supplied my cover but understand this may have been out of Andy's control.

Andy's reply

Thank you Greg for your kind words, it has been a pleasure to meet with you and assist you at this time. If I can be of any further help in the future please do not hesitate to contact me. Kind regards. Andy

Review from verified client

October, 2015

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Death of my wife and transfer of her investments.

How has Andy Pearce helped you?

Advised on the transfer of her investments.

Have you seen the outcome you were hoping for?

Transfer is ongoing.

What could they have done better?

Advice was constructive

Andy's reply

Thank you John for leaving your review, it is very much appreciated and it's been a pleasure to assist you. If I can be of any further help at any time please do not hesitate to contact me. Kind regards, Andy

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Confusion over pensions.

How has Andy Pearce helped you?

Took control and made process easy to understand. Gave me lots of options and explained them in a clear and detailed way.

Have you seen the outcome you were hoping for?

Now retired and very happy with my outcome.

What could they have done better?

Nothing, Andy was very warm/polite and helpfull.

Andy's reply

Thank you Linda for your kind comments and I am delighted to have been able to help you achieve the outcome you desired. I look forward to picking up with you again at your next scheduled review but if I can be of any further help in the meantime please do not hesitate to contact me. Kind regards. Andy

Review from verified client

August, 2015

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I no longer had a Bank Financial Adviser and contacted Andy to review my investments, which had not been reviewed for some time.

How has Andy Pearce helped you?

He sorted out all my investments for me. He reviewed what I had and was able to explain what they were and how they worked. He also was able to make alternative recommendations for those that were not performing well. He took the time to understand what is important to me and.

Have you seen the outcome you were hoping for?

Yes Andy was able to make recommendations that met my needs fully for a good level of retirement income.

What could they have done better?

Andy couldn't have done better. The whole process was excellent.

Andy's reply

Thank you Mary for your kind words and I am pleased you found the process as easy as I would intend. If I can be of any further assistance in the future please do not hesitate to contact me. Kind regards. Andy

Review from verified client

August, 2015

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Understanding the recent changes to the rules regarding access to pensions & wanting to possibly drawdown funds & then consolidate our various pensions into one pot.

How has Andy Pearce helped you?

He explained the rules- helped us to arrange a drawdown & then transferred our pensions into one company. He was very patient & calm and we felt able to trust him from the outset.

Have you seen the outcome you were hoping for?

Yes. CWe are currently looking for a buy to let with our drawdown & we have a much better understanding of our pension entitlements now that they have been consolidated.

What could they have done better?

In view of his advice Andy couldn't have done better. He explained everything well & was clear and organised & very pleasant to deal with . I do feel however that the company's charging structure ( based on a percentage of the total pension pot transferred ) is punitive. i think it would be much fairer to base a fee on the amount of work put in - say an hourly rate - & an estimate given at the outset .

Andy's reply

Thank you Lesley for your kind words in the review you have left. Concerning charges, we do offer an option where charges are based on an hourly rate although in your case the fees would have been higher if you had taken this option than those we agreed for the service provided. All costs are always pre-advised and pre-agreed prior to us commencing any work but I do take on board your comments and thank you for your feedback. I will ensure these are passed back to the company. if I can be of any further help please do not hesitate to contact me. Kind regards. Andy Pearce

Review from verified client

June, 2015

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

he was very good

What could they have done better?

n/a

Andy's reply

Thank you Keith for your review, I was delighted to assist you with your need and if I can be of any further assistance in the future please do not hesitate to contact me. Kind regards. Andy Pearce

Review from verified client

April, 2015

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

Very pleased with Andy's service and advice, we will continue to consult him and his company for all our financial advice.

What could they have done better?

No

Andy's reply

Dear Richard. Thank you for your kind words, it has been a pleasure to be of help to you. If I can be of any further help in the future please do not hesitate to conatct me. Kind regards. Andy Pearce

Review from verified client

April, 2015

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

Andy has been a complete star for us, taking a lot of time to work through our options with us, explain everything, and remaining patient at our inability to fill forms or answer emails!!

What could they have done better?

Nothing that I'm aware of...

Andy's reply

Dear Debs. Thank you for your kind comments, it has been a pleasure to assist you in your area of need. If I can be of any further assistance please do not hesitate to contact me. Kind regards. Andy Pearce.

Review from verified client

April, 2015

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

Andy was extremely helpful. We were slightly awkward customers, but he always listened and adapted well. The service was very fast and efficient, and he saved us an incredible amount of time. In fact getting a mortgage was actually an enjoyable experience - that's a first! I would highly recommend Andy.

What could they have done better?

I can't think of anyway he could have improved things

Andy's reply

Dear Chris. Thank you for your kind words. It was a pleasure helping you with your mortgage and as always if I can be of any further assistance please do not hesitate to contact me. Kind regards. Andy Pearce

Review from verified client

March, 2015

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

Very good advice and very approachable. Being first time buyer also made it clear what was happening and explained what i needed to know. Went above and beyond in terms of effort he put in amd extra time he spent on my mortage out of hours. Would recommend to anyone looking for similar help.

Andy's reply

Dear James. Many thanks for your kind words, it is very much appreciated. I was delighted to be able to assist with your first home purchase and I wish you all the best in your new home. Kind regards. Andy Pearce

First impression from a user who is not yet a client

February, 2015

Overall

Please provide a brief comment about your experience with Andy

Thank you for your offer of help but I will be contracting nearer to home on this occasion. Regards Tim

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

Very satisfied with all advice

Review from verified client

January, 2015

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

Andy has been easy to contact via email and telephone; answering queries as the process progressed. We valued his knowledge and advice. He was excellent at tracking down the best options for us and then supporting the application process.

First impression from a user who is not yet a client

January, 2015

Overall

Please provide a brief comment about your experience with Andy

Andy spent a long time with us reviewing our needs and we plan to engage his company to complete our financial review fully

Review from verified client

December, 2014

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

I was put in a situation of investing money on behalf of my daughter and I didn't have a clue where to start or how to do it, I found Andy and I'm so happy I did. From beggining to end he made the process stress free and advised me on the safest and most effective way to invest after researching all options. He was very friendly at all times and patient. He was thorough and explained everything in detail to make sure I fully understood. I would highly recommend him to anybody that needed financial advice. Thank you so much Andy!

What could they have done better?

In all honesty, I really can not suggest anything that he could do better. Very professional and knows his stuff!

First impression from a user who is not yet a client

December, 2014

Overall

Please provide a brief comment about your experience with Andy

FOLLOWING AN EMAIL ENQUIRY HE CALLED ME BACK TO SAY HE "COULD NOT HELP ME AT THIS TIME"!

Review from verified client

November, 2014

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

I felt Andy really took the time to understand our situation and constraints. He demonstrated a strong knowledge of the mortgage landscape and was able to identify a choice of products to meet our needs. In addiiton, he was extremely patient and helpful in answering our many questions.

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

Andy was extremely helpful, professional and committed offering his financial services giving sound advice and direction.

What could they have done better?

From my experience I have not a suggestion how Andy could do better. I would recommend his services without hesitation.

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

I cannot rate Andy highly enough. I was buying my first property and everyone I knew seemed to have an opinion about which IFA I should use. I spoke to a few of them (sorry Andy!) but none were as helpful, easy to deal with or fast to respond as Andy and they didn't find me as suitable mortgage deals either. I wouldn't go anywhere else now and I sing his praises to all of my clients who need financial advice.

What could they have done better?

Nothing - faultless service.

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

I was introduced to Andy by my accountant who I have had a long working relationship with. Andy explains the reasons for his advice which he makes sure I understand. He is very personable and makes one feel very much at ease. Andy is quick to respond to telephone calls and emails and takes prompt action where needed. Andy gets things done and has saved me a significant amount of money already, this being the first year . As well as improving on policies set up by other advisers, both from the point of cost and policy terms.

What could they have done better?

Too early to say but so far Andy has been very helpful. Can't fault his service.

Review from verified client

September, 2014

Overall

Advice

Service

Value

Based in Somerset

How has Andy Pearce helped you?

Dear Sir/Madam I got to know Andy Pearce, when he was still working for NAT WEST. My husband and I sold our house in Withypool in 2010, and moved to Dulverton. My husband died in 2012 June. I was in a dreadful state, especially with my finances, but mostly with the loss of my husband. I dont think, I could have survived the last two years, without the the help and advise of Andy Pearce. He is very caring, and never takes advantages of the situation, but puts every thing right. Peace of mind allways. Yours faithfully, Ina Gage

What could they have done better?

nothing

Review from verified client

July, 2014

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

Andy was excellent from start to finish doing everything to get the best deal to suit our needs. Great communication while setting things up and also checks in by phone to make sure nothing has changed through out the year. I would put Andys name forward to anyone.

Review from verified client

July, 2014

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

Andy understood my situation and explained in terms I understood how to manage my finances, planning ahead but also taking into account my present needs. I felt he recommended the best investments etc to participate in for my needs. He gave me a sense of trust and security in his professional manner and at all times did not try to rush me into signing up to anything I was not completely happy with. He patiently went through the different levels of risk in investing and I believe guided me into what I was happy with. He also gave examples of how the investments might work, best and worst scenarios, etc.

What could they have done better?

At the moment cannot think of any ways that could be improved!

Review from verified client

July, 2014

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

Andy is a very patient. Very good at explaining the different options and he doesn't make you feel pressurized into any product he has to offer. Recommendable.

Review from verified client

July, 2014

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

I felt as ease as soon as I meet Andy he gave you his full attention on whatever your questions were. The answers were always realistic and his manner gave you reassurance and never left you feeling as though he thought he was superior to you as some advisers can do sometimes. I would recommend Andy to my friend and family.

Review from verified client

July, 2014

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

Simple and clear guidance

Review from verified client

July, 2014

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

Andy Pearce was extremely helpful with recommending where best to place my money bearing in mind my need for low risk investing. He reassured me re. an ongoing five- year bond which I have, which I was unsure whether it was performing adequately. He was very clear with his advice and he provided a very professional service.

Review from verified client

July, 2014

Overall

Advice

Service

Value

Based in Cornwall

How has Andy Pearce helped you?

Assessed our risk aversion well and appears to have made good recommendations. Encouraged us to ask questions if we were unsure of the terminology.

Review from verified client

July, 2014

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

In the meetings I've had with Andy I have found him very approachable. He is very professional and knowledgeable about various products and I felt confident in his recommendations. He was patient in explaining anything I didn't quite understand. He had researched products suitable for my attitude to risk.

Review from verified client

July, 2014

Overall

Advice

Service

Value

Based in Suffolk

How has Andy Pearce helped you?

A friendly and helpful approanch, and capabale of explaining detail logically. Takes great care to offer plenty of options.

What could they have done better?

Provide regular update on how investments are performing.

Review from verified client

July, 2014

Overall

Advice

Service

Value

Based in Avon

How has Andy Pearce helped you?

I have known Andy Pearce for several years. I have complete confidence in the advice he has given me and that he has always had my best interests at heart. I can highly recommend him to anyone seeking advice on making their savings work for them.

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in Cornwall

How has Andy Pearce helped you?

Able to talk about his advice with some authority and making sure we understood the products he was selling us.

What could they have done better?

Having known Andy for some years, we are quite happy with his explanations and advice.

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

He talks you through in detail explaining it so that you fully understand, without being pushy or rushing you and makes sure you fully understand everything. He is easy to reach and talk to if you need anything, again explaining whats best for you and your investments.

What could they have done better?

From y point of view nothing as he made me feel comfortable and l trusted him.

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

Andy was very good at communicating with me. He kept me informed at every step and always rang or emailed when he said he would. Andy was also very thorough and made sure that he had received and reviewed all the information needed to give me the best possible advice.

What could they have done better?

I felt I received the best possible service & advice.

Review from verified client

June, 2014

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Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

Andy was very patient and polite and I feel went the extra mile to help me after my divorce to source a renewal of a mortgage for the family home.

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

Andy was attentive and thorough. He listened to us and provided sensible advice about products that would meet our needs correctly. It was so helpful to us at a stressful time (moving house) to benefit from his patience and diligent approach. We would not hesitate to recommend his services, and we look forward to dealing with him again when the need arises.

Review from verified client

June, 2014

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Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

Andy Pearce is very approachable and easy to talk to. Especially if you are not sure what you actually want him to do!! It does not matter how little you have to invest, he can help and it is very assuring. He has a great personality.

What could they have done better?

Andy Pearce did all that was asked of him and I was completely satisfied.

Review from verified client

June, 2014

Overall

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Service

Value

Based in Cornwall

How has Andy Pearce helped you?

I first met Andy when he was working for Natwest a few years ago & we got on well, he set me up with investments that worked well for me. After he left Natwest he contacted me again & because I was happy with previous investment advice I was quite happy for him to look after all my investments. He gives impartial advice working methodically though your requirements making sure they fit exactly your requirements . I would not hesitate to recommend Andy for any of your financial requirements.

What could they have done better?

I have no suggestions as I find Andy does a great job.

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

Andy's review of investments, advice and recommendations is excellent.

What could they have done better?

Difficult for us to rate the "Value for Money" stars as Andy's is the only advice we have had!!

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

Advice - Andy introduced me to a system that gives up to date access on value of investments which I found very useful. He is not afraid to recommend where money is best left where it is which encourages trust on both sides Service - Following on from previous comment Andy makes me feel that I can accept his advice as it is in both our interests. I feel I can contact him and get a satisfactory and reasoned reply to any query. Value for money - So far I am confident that Andy gives very good value value for money though frankly I set more store in trust and accessibility

What could they have done better?

I hesitate to make any adverse comments because any negative comment would be contrived and trivial. So far Andy provides exactly the service I would expect and I feel completely comfortable in our business relationship

Review from verified client

June, 2014

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Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

He took a great deal of time in assessing the level of risk my wife and I were prepared to consider, and the range of products which would give us the security and best return, given the low returns available in the high street. He repeatedly checked the information we had supplied to him to ensure that he had not missed any point of consideration

What could they have done better?

We were treated as valued and respected clients from the beginning

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

Andy has been my financial advisor for many years and I have found that he always gives honest advice. There is no hard sell which puts you at ease. He has provided me with advice on investments and life insurance.

What could they have done better?

Nothing I am quite happy with what Andy has done for me.

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

Extremely patient with someone whose financial skills leave a lot to be desired. Enormous depth of knowledge of what is available in the market. Always been very pleased with the returns on my investments that Andy has advised on.

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

We have know Andy for a few years. When he moved to Lyn Financial Services from the bank we asked him to look at our investments/polices generally in particular our life policies now that he was independent. Andy is easy to communicate with, listens to what want you do, understands what we want to achieve, make recommendations in a concise polite manner and works quickly and efficiently. There is no "pushy salesperson" attitude. I would has no hesitation in recommend Andy.

What could they have done better?

Cannot think of anything

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in Devon

How has Andy Pearce helped you?

Andy has been my financial adviser for some time now, I can't remember precisely when. He has always provided clear and concise explanations of the reasoning behind his investment advice and equally clearly explained the several risk strategies involved in making investments. For these reasons, I have had and continue to have confidence in his advice whether that involved initial investment decisions or those arising out of annual reviews. on a less forensic note, Andy is good at removing the sense of mystique which sometimes surrounds the art of investing; he makes it easy to understand. I commend him to anyone seeking a financial adviser.

What could they have done better?

None that I can think of!