Reviewed for

Insurance and Protection ( 4 )

Mortgages ( 17 )

Pensions ( 3 )

Equity Release ( 2 )

Investments and Savings ( 8 )

Reviewers' assets

£500k+ ( 2 )

£200k - £500k ( 1 )

£100k - £200k ( 1 )

£50k - 100k ( 1 )

Up to £50k ( 13 )

Client reviews

Review from verified client

November, 2014

Overall

Advice

Service

Value

Based in Kent

How has James Mercer helped you?

James explained the product with the upmost of clarity, this painted an excellent picture for me so I could clearly understand - - What the product is - what I am covered for - what I should do if I need to use the product

What could they have done better?

Honestly, I feel that James covered every point that was necessary and all bases were touched in a highly professional and informative way

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in London

How has James Mercer helped you?

James Mercer has been our financial adviser for a number of years and we have found his knowledge and customer personal service second to none!!

What could they have done better?

Absolutely nothing. James has always offered a service and product knowledge recommendation that met our requirements

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Surrey

How has James Mercer helped you?

Fully explained all my options, how much it will cost, what was good about the policy I selected and also any negative points.

What could they have done better?

N/a

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Kent

How has James Mercer helped you?

After having numerous dealings with James and using his expertise to help start and build a property portfolio I have noticed a few key areas that James is particularly good in. Firstly I would say communication is one of his strong points as he always keeps me updated through the entire process from start to finish. Always making himself available to help advise me when needed. Secondly I would say knowledge in his field as through the regular contact I have had with James he has been able to educate me greatly and I feel more confident with the information James has shared with me. This area he excels in as he has always ensured that I have been given the correct or most suitable product for my needs. Lastly I would say the simplicity and peace of mind that I have from dealing with James. Some advisors have a great ability to over complicate matters and stray away from what it is the client is actually wanting or looking for. I have had none of this from my dealings with James, and that is why I always recommend his services to all, friends and family as I know they will also receive the high quality service I have enjoyed for along time.

What could they have done better?

I cannot criticise James for any of his previous work at all, but if I had to say one thing. I would say his thoroughness. Unfortunately I am one of those individuals that wants things done yesterday, as i often make quick and often erratic decisions. James does like to know all the relevant information and factors before giving me his professional advice and this does take time. This May result in an extra day or twos wait which previously could be frustrating, but I have come to learn that it is always better to wait for the correct advice than act on impulse or worse the incorrect advice. I have James to thank for making sure I do not form part of the latter.

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Surrey

How has James Mercer helped you?

James was fantastic in understanding my needs and working with me to achieve my goal. Not only did he discuss my mortgage needs, he looked at my wider financial picture to help me with my other financial needs such as my financial protection.

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Kent

How has James Mercer helped you?

My wife and I went to James very early on in our efforts to buy our first house. From the moment we first met with him and talked things through it was quite apparent that employing his services would be massively beneficial in the purchase process. Although we suffered some setbacks at the early stages, James talked us through them and was always thinking ahead to how we might progress. It was largely with James' direction and knowledge that we were able to move ahead, find a property that we fell in love with and make a successful purchase. The mortgage that James located on our behalf was exactly what we were looking for and was organised for us by him in a timely manner. In addition, his refered solicitor proved to be a very good, efficient and speedy firm, worthy of his referal. I now own a wonderful home and can't thank James enough for his help and support. I would honestly say that utilising James' services was invaluable in terms of reducing the stress levels associated with purchasing a property. His honest advice and calming demeanour made a huge difference to us. I would not think twice about going to James for assistance again. I found the costs and breakdown of them to be simple and very reasonable. Having said that, I'd add this: whatever it costs - believe me, it's worth it.

What could they have done better?

I honestly don't have a bad word to say.

First impression from a user who is not yet a client

March, 2014

Overall

Please provide a brief comment about your experience with James

I'm afraid I decided not to go ahead with the consultation, even though James encouraged me otherwise via an email

First impression from a user who is not yet a client

February, 2014

Overall

Please provide a brief comment about your experience with James

Great guy, very knowledgeable, competitive rates

Review from verified client

February, 2014

Overall

Advice

Service

Value

Based in Surrey

How has James Mercer helped you?

Absolute pro at what he does is all I can say. I asked him to do a job and he done it very well. Thank you James'. Some times you need someone to go that lil bit extra and he done that' proper family man proper pro. Times are hard but they can be made easier

What could they have done better?

When numbers get difficult James makes senses. That's is value for money. That is what you need to know.

First impression from a user who is not yet a client

January, 2014

Overall

Please provide a brief comment about your experience with James

James is professional and friendly. He is very clear about things and explains in a way that we can fully understand.

First impression from a user who is not yet a client

January, 2014

Overall

Please provide a brief comment about your experience with James

James was very friendly and welcoming. We spent a fairly relaxed hour talking about my situation while he explained how the service works.

Review from verified client

January, 2014

Overall

Advice

Service

Value

Based in London

How has James Mercer helped you?

My advisor at all material times showed absolute professionalism and proficiency in his area of expertise. At the same time he made me feel very confident and at ease and was able to explain a lot of jargon in layman's terminology and left feeling confident of how to exercise available options for the future.

What could they have done better?

I am so pleased with my advisor's conduct, dress code and general decorum there aren't really any areas of improvement I can think of!

Review from verified client

January, 2014

Overall

Advice

Service

Value

Based in Kent

How has James Mercer helped you?

James came highly recommended through a friend and I have nothing but positive praise for his professionalism. James is a clear communicator and was able to advise me well on getting the best mortgage deal. He has an outstanding work ethic and responds to everything quickly and efficiently. I will be recommending James to anyone I know who may need financial advice.

What could they have done better?

James could not have done any better.

Review from verified client

January, 2014

Overall

Advice

Service

Value

Based in Kent

How has James Mercer helped you?

James has been extremely helpful in assisting and finding the best mortgage deal for us and has gone above and beyond assisting with any queries that have arose whilst going through the entire buying process.

Review from verified client

January, 2014

Overall

Advice

Service

Value

Based in Kent

How has James Mercer helped you?

I found the advice and options very clearly explained so that I was informed enough to make my own choice of product. Spent time compiling the options so that I could make my choice from all the best mortgage offers available at the time.

Review from verified client

January, 2014

Overall

Advice

Service

Value

Based in Kent

How has James Mercer helped you?

Enabled me to get higher returns on my savings and organised my mortgage. Found him to be very clear from the start and gave great advice. Have personally recommended James to a close business acquaintance of mine, who himself has found James to be very reliable and professional and able to advice him on his current situation and best routes to take for his short and long term investments.

Review from verified client

January, 2014

Overall

Advice

Service

Value

Based in Kent

How has James Mercer helped you?

I have been using James as my personal adviser since early 2012 from advice from a close friend who was a currently has dealing with James himself. I found him to be very polite, clear and most of all replied to my queries promptly. Very professional, with a great work ethic, a pleasure to work with. I am sure I will have many more dealings with James in the future.

What could they have done better?

I have no suggestions to give about this adviser as i found him very professional.

Review from verified client

January, 2014

Overall

Advice

Service

Value

Based in Kent

How has James Mercer helped you?

James has given me open and honest advice on a range of financial services matching my needs with the right product, it would not use anyone else and have recommend James to family and friends who have all been delighted with his commitment to delivering excellent service.

Review from verified client

January, 2014

Overall

Advice

Service

Value

Based in Kent

How has James Mercer helped you?

I have found my adviser very professional, honest and trustworthy. I have found him to be able to give and explain all option available, which I have found to be very beneficial to myself.

Review from verified client

April, 2013

Overall

Advice

Service

Value

Based in London

How has James Mercer helped you?

James is an excellent advisor in all aspects. He shows me patience when I am unable to understand things first time. He is able to communicate in a clear way so I am aware of everything he is doing for me. James is a very easy person to talk to and makes you feel at ease no matter what questions you have. James is very efficient when getting back to you which is a bonus.

What could they have done better?

There is nothing that James could be doing better.

Review from verified client

April, 2013

Overall

Advice

Service

Value

Based in London

How has James Mercer helped you?

Very personable and takes the time to go through every option in order for the customer to get a clear understanding as to what its on offer for us to benefit. We bellieve from his wealth of experience that he had our futures best interest at heart just from how he presented the option in order for us to understand, we knew that we appointed one of the best in business. James is a credit to his profession.

What could they have done better?

I think enough is said from the start ratings that we have given him.

Review from verified client

March, 2013

Overall

Advice

Service

Value

Based in Kent

How has James Mercer helped you?

With careful questioning, James developed a thorough understanding of my personal requirements. He then sourced what I consider to be the best product on the market for me, and something which I could not have got without his assistance. I recommend him to others seeking a mortgage, and I will consider him for my other financial needs in the future.

Review from verified client

March, 2013

Overall

Advice

Service

Value

Based in Kent

How has James Mercer helped you?

James made sure he understood my needs and also my current situation before we met. When we got together to meet in person he came thoroughly prepared with a range of options and advice which I found to be extremely informative. James' experience and honest approach really helped give a sense of trust as we discussed some of the packages available to me.

What could they have done better?

I'm not sure I can think of anything James could do better based on my good experience. Only to say that I frequently recommend James to people I know if I hear they are after financial advice or services.

Review from verified client

December, 2012

Overall

Advice

Service

Value

Based in London

How has James Mercer helped you?

Well i must say that James really knows his stuff, after having vearious conversations about my Mortgage, Pension and Healthcare plan, find that he is very knowledgeable in all these areas, and also in his chosen are of profession as a financial advisor. He takes time to explain things i don't understand, he is always there if i need further advise about my pension etc, he makes himself available if necessary. James has recently helped me to rent my flat by giving me good advise and also putting me intouch with a good agency, he has helped me to regain a pension lump sum from a previous employer, this is just how exprience he is in these areas and i'm sure he knows much more, you just need to try him and he will suprise you.

What could they have done better?

Not much, i am very pleased with the help and advise that i received from James, i find him to be very sopportive and that makes me feel that he is some one that i can rely on.

Review from verified client

November, 2012

Overall

Advice

Service

Value

Based in London

How has James Mercer helped you?

james has been very informative and explain it so it was easy for me to understand what was involved in the whole process. I also be able to view my investments online soon.

Review from verified client

November, 2012

Overall

Advice

Service

Value

Based in London

How has James Mercer helped you?

I was interested in family protection and Got in touch with James Mercer. I wasn't sure on all the different things & James made it so easy for me to understand. He was very friendly & made me feel very comfortable & made sure I understood everything fully before he set it up for me. I didn't find him like other sales people I actually felt valued & would defiantly recommend to family. Great service.

What could they have done better?

I can't fault the service.