Reviewed for

Insurance and Protection ( 26 )

Mortgages ( 34 )

Pensions ( 63 )

Equity Release ( 3 )

Retirement income (annuities, drawdown) ( 13 )

Investments and Savings ( 50 )

Pension Transfers - Non Specialist ( 10 )

Long Term Care ( 2 )

Pension Transfers - Specialist ( 1 )

Financial Planning ( 3 )

Financial Mentoring ( 1 )

Financial Coaching ( 1 )

Reviewers' assets

£500k+ ( 5 )

£200k - £500k ( 6 )

£100k - £200k ( 5 )

£50k - 100k ( 13 )

Up to £50k ( 33 )

Client reviews

First impression from a user who is not yet a client

April, 2023

Overall

Please provide a brief comment about your experience with Mike

Mike sent me an e-mail detailing his services very promptly and followed it up with text messages suggesting a phone conversation, which never happened. I thought he would phone me, but maybe he was waiting for me to phone him?

Mike's reply

Hi Gordon, I emailed you immediately but had no reply, so messaged in case you hadn't received the email. I asked you when you were free for a call and suggested this week but had no reply? It may have gone astray somewhere maybe? Our email was sent to you on 6th April and gave details of our services in great detail including our fee structure, so I don't understand why you would say that you weren't sure how our fees work or that you weren't sure what we could do to help with you achieving your goals as this was clearly explained in our introductory email. The last text message I received from you said that you would like a chat after Easter, to which I replied "Tuesday maybe?". I have had no response from you since then. We never try to pressure our clients into a meeting so I assumed you must have been busy and would respond when you were ready. There's obviously been some kind of technical hitch but we would be delighted to have a chat with you whenever convenient. I am on annual leave from Monday for 10 days but am happy to chat later today or even Sunday if that would help.

First impression from a user who is not yet a client

April, 2023

Overall

Please provide a brief comment about your experience with Mike

Telephone appointment booked with Mike and we were not contacted.

Mike's reply

Hi John, apologies but we never received your enquiry, was it sent direct via Vouched For or booked via email? There has obviously been a technical hitch somewhere! Mike

Review from verified client

August, 2022

Overall

Value

Service

Advice

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Large Redundancy payment, multiple pension schemes

How has Mike Pendergast helped you?

Helped with pension simplification & mortgage advice also some minor accounting/HMRC issues

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing springs to mind

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

I don't have the confidence to look at financial products independently.

How has Mike Pendergast helped you?

I've used Mike's service for many years and he's advised me in various matters along the way.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I was unable to give 100% for all the ratings, simply because I've used Mike's service as and when needed. I've never had a financial review with him as such.

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Needed new mortgage and help with all my pensions and insurances

How has Mike Pendergast helped you?

Saved monthly outgoings and better mortgage

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Needed to renew my mortgage as it was coming to the end of the fixed term.

How has Mike Pendergast helped you?

He got me a good deal on my mortgage about six years ago. Since then I have renewed/moved my mortgage two further times. Each time I came back to Mike and he gave me good advice.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Setup of Ltd company financial systems. First time buyer mortgage. Self-employed / Director financial planning and pension.

How has Mike Pendergast helped you?

Very, very quick and reliable advice and guidance.

Have you seen the outcome you were hoping for?

All services and investments working and performing as or beyond expectations.

What could they have done better?

Nothing to improve on.

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Manchester

What were the circumstances that caused you to initially look for an adviser?

Remortgage and pensions advice

How has Mike Pendergast helped you?

Found a great remortgage offer, guided us through and managed the process plus provided the pension advice requested.

Have you seen the outcome you were hoping for?

Yes, we achieved a great remortgage offer on both occasions!

What could they have done better?

Nothing, perfect service.

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Pensions

How has Mike Pendergast helped you?

Transfer of pension

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Wanted to review pension policies to see if they should be amalgamated. Wanted a new financial advisor to be named for my existing investment ISA

How has Mike Pendergast helped you?

He has looked at all the pension policies and advised which to amalgamate and why and which to keep as they are.

Have you seen the outcome you were hoping for?

Yes with the ISA but too soon to say for the pensions as they have not yet matured

What could they have done better?

Very happy with the service I have received

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Initially for insurance and protection many years ago, then further advice later on investments.

How has Mike Pendergast helped you?

Always good and practical advice. Very helpful with requests made.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

I wanted to get a pension health check and make sure my pension pot was on target to be at a level I would need for retirement.

How has Mike Pendergast helped you?

Mike gave me sound advice and moved my current pension to a slightly better product.

Have you seen the outcome you were hoping for?

Yes, I increased my payments and along with the new pension product my current pension is doing well.

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

It is just not a strong point for me and being professionally busy i need to be able to just package up what im after. Mike provides a prompt simplified view of whats required, with options for levels of service. I honestly dont think i will venture elsewhere for all of my financial matters whilst Im still around!

How has Mike Pendergast helped you?

Pensions. Mortgages. ISAs and Commercial advise.

Have you seen the outcome you were hoping for?

Every time no issues

What could they have done better?

Nothing really

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

We needed a financial adviser when buying our house.

How has Mike Pendergast helped you?

Mike has been fantastic. When we bought our first property, we knew nothing about mortgages and what was involved. He helped us through the whole process. What could have been a very stressful process was in fact very straight forward. He kept in touch with us on a regular basis, updating us along every step of the way. If we had any questions, Mike would respond very quickly, immediately in most cases or within a couple of hours. We have recommended him to other relatives and family and friends.

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

Nothing - when it comes to renewing the mortgage we will ask Mike for his help.

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Consolidating several pensions into one, of a value more than £30k so pension advice was a mandatory requiremwnt

How has Mike Pendergast helped you?

Mike helped me through the various stages and with his advice, arrived at a pension solution that suited me. As noone could have predicted the Coronavirus pandemic, that advice has since proven even more valuable

Have you seen the outcome you were hoping for?

So far, yes.

What could they have done better?

Can't think of anything that could have been improved

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

had multiple pensions from different companies

How has Mike Pendergast helped you?

established best way to get best gains

Have you seen the outcome you were hoping for?

yes first yearoutcome wasgood

What could they have done better?

could not have done any better

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Warwickshire

What were the circumstances that caused you to initially look for an adviser?

Advice to start drawing down my pension

How has Mike Pendergast helped you?

Helped me move my investment to a more accessible company and set up a draw down pension plan.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, very happy with Mike's service

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Planning for retirement

How has Mike Pendergast helped you?

Mike set up investments, pension income, tax advise and tax return completion.

Have you seen the outcome you were hoping for?

Investment growth was in line with predictions

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

originally my pensions were in a mess

How has Mike Pendergast helped you?

organised how my pensions could be put in the right place.

Have you seen the outcome you were hoping for?

yes there has been a significant improvement

What could they have done better?

nothing as far as i am concerned.

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Flintshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage advice and pension investment

How has Mike Pendergast helped you?

Excellent advice and individualised service. Helpful with different options. Always available for advice no matter what the circumstance.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

I needed to revert ew my pension situation

How has Mike Pendergast helped you?

Review, transfer and drawdown of pensions

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Starting up a new business

How has Mike Pendergast helped you?

Financial advice

Have you seen the outcome you were hoping for?

Yes and more

What could they have done better?

Nothing

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

I needed an accountant.

How has Mike Pendergast helped you?

Tax returns; pension advice.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing.

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Nhs pension.

How has Mike Pendergast helped you?

Advised on the most appropriated way to save

Have you seen the outcome you were hoping for?

Yes. Given we have come through covid.

What could they have done better?

Nothing really.

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Pension/retirement planning

How has Mike Pendergast helped you?

Advice and assistance with investments, pension planning and drawing income.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, Mike responds quickly to any query and always goes the extra mile to assist.

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

recommended by a friend as I became a lanlord about 10 years ago in 2012 and needed some tax advice.

How has Mike Pendergast helped you?

completes all annual tax returns and answers my many general tax questions

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing - always very prompt

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Because I own my own business.

How has Mike Pendergast helped you?

Mike has helped me a lot over the past 15yrs

Have you seen the outcome you were hoping for?

Yes in everything Mike has done for me.

What could they have done better?

Nothing really.

Review from verified client

June, 2022

Overall

Value

Service

Advice

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Previous FA was far too expensive

How has Mike Pendergast helped you?

Setup Parmenion investment platform

Have you seen the outcome you were hoping for?

Yes

Review from verified client

May, 2017

Overall

Advice

Service

Value

Based in Flintshire

What were the circumstances that caused you to initially look for an adviser?

Personal financial advice.

How has Mike Pendergast helped you?

Funds suitable products and helps with the administration.

Have you seen the outcome you were hoping for?

In progress.

What could they have done better?

N/A

Review from verified client

May, 2017

Overall

Value

Service

Advice

Based in Flintshire

What were the circumstances that caused you to initially look for an adviser?

Pensions.

How has Mike Pendergast helped you?

Advised simply and clearly.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

May, 2017

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

I required advice regarding investments for a family member for whom I am a financial deputy.

How has Mike Pendergast helped you?

Mike met with me face to face in my home to discuss exactly what I wanted to achieve from the investment and the level of risk I was willing to take with the investment. He contacted me by email frequently to answer questions as I thought of them. He ensured that I was happy with the plans before proceeding. Most importantly I felt that he understood the position I was in as a financial deputy and ensured the investment process was smooth and easy despite this.

Have you seen the outcome you were hoping for?

I am very happy with how the investment is progressing. It suits my needs perfectly at present. I am also pleased with the ongoing service and updates I receive from Mike at regular intervals throughout the year.

Review from verified client

May, 2017

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I wanted to know how to invest £20,000 I had received.

How has Mike Pendergast helped you?

Mike asked many appropriate questions about my circumstances. He gave me helpful advice about pension provisions. He answered all of my questions. I understood his propsal entirely. He is very responsive to any queries.

Have you seen the outcome you were hoping for?

Yes I was clear about the outcome. He has also helped me unlock sums of money twice.

Review from verified client

May, 2017

Overall

Service

Value

Advice

Based in Warwickshire

What were the circumstances that caused you to initially look for an adviser?

Started my own business and needed help with my accounts.

How has Mike Pendergast helped you?

Mike currently takes care of all my accountancy needs.

Have you seen the outcome you were hoping for?

Yes my accounts are well looked after, Mike is always responds quickly when I contact him with any concerns I have.

What could they have done better?

I am happy with the service Mike provides for me

Review from verified client

May, 2017

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Just not understanding the system.

How has Mike Pendergast helped you?

Helped us sort out how to take out a lump sum from pension.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Not got any problems. Always quick to respond to queries and helpful

Review from verified client

May, 2017

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

Reviewing pensions options and I required professional advice.

How has Mike Pendergast helped you?

Mike carried out a review of my pensions, we then discussed the options that were available to me. I was then able to make decisions on how to go forward with the pension schemes that I have. mike has continued to advise me following the initial review.

Have you seen the outcome you were hoping for?

yes. I have a full and clear understanding of my pensions and what I can do with them now and in the future to maximise their value.

What could they have done better?

I cannot fault Mike's service. He is always accessible and responds quickly and knowledgably with any queries that I have.

Review from verified client

May, 2017

Overall

Advice

Service

Value

Based in Inverness-shire

What were the circumstances that caused you to initially look for an adviser?

I was looking to sort out my various pensions into one place.

How has Mike Pendergast helped you?

I was looking initially to consolidate my pensions "under one roof" as they say - I approached Mike Pendergast and he took me through all the options available - I took his advice and put all my eggs into the basket that is Standard Life and when I reached 55 yrs of age I retired on a draw down pension for life!! - good solid advice and a very good ending for me!!.

Have you seen the outcome you were hoping for?

yes I have - everything has happened as I wanted it to.

What could they have done better?

Nothing!!! - I find that Mike always responds to my emails promptly and offers any thoughts and advice quickly and efficiently - thoroughly recommended by me!!

Review from verified client

May, 2017

Overall

Advice

Value

Service

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

I had some money to invest.

How has Mike Pendergast helped you?

He directed me to the scheme is am currently in.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

May, 2017

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

New house.

How has Mike Pendergast helped you?

Advised on mortgages available and life insurance.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing. Always Very happy with the service. Friendly and fast response.

Review from verified client

May, 2017

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

Releasing tax free capital from a fund.

How has Mike Pendergast helped you?

He took control, provided quick and timely advice and managed the process well.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing really the process worked like clockwork

First impression from a user who is not yet a client

January, 2016

Overall

Please provide a brief comment about your experience with Mike

He did not contact me

Review from verified client

January, 2016

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

Wanted to consolidate 6 separate pension schemes, take tax free lump sum and invest remainder.

How has Mike Pendergast helped you?

Mike was quick to respond to my initial enquiry and arranged a meeting at my home, I informed Mike that I was speaking to 3 separate advisors for comparative purposes, at no time did I feel pressured to use his services, in fact he commended me on my actions After speaking to 2 other advisors it quickly became apparent that Mike was the preferred option, his advice was sound based on my specific circumstances and requirements and his cost structures were extremely competitive. Once we agreed to work together Mike handled all the paperwork for the transfers, reccomended an alternative scheme that matched my risk profile and growth expectations and arranged for the tax free lump sum to be transferred to my bank account. I was very nervous about the whole process after reading all the press about pension scam Etc. Mike answered all my questions and allayed my worries very professionally, he was very quick to respond to my numerous e mails/questions and I could not be happier with his services, I would have no problem reccomending Mike as an independent financial advisor.

Have you seen the outcome you were hoping for?

In terms of the transfer process and consolidation of my pensions yes definitely, obviously a bit too early to comment on the growth element of my new scheme ( and there are no guarantees in the current economic climate) but in terms of desired outcomes and advice yes very happy.

What could they have done better?

Cannot fault Mike's services in anyway, very happy customer

First impression from a user who is not yet a client

January, 2016

Overall

Please provide a brief comment about your experience with Mike

Mike was quick to respond to my request and arranged to visit me at home to discuss the best way forward in consolidating my pensions, drawing a tax free lump sum and investing the remainder. His advice seems sound (similar to other advisors I spoke to) and I am using his services to invest in a low risk pension scheme, that will hopefully give reasonable growth rates, his advice was tailored to my quite specific needs and I never felt pressured into any decisions. His costs are very clear and extremely competitive and I feel real real value for money, I would have no problem reccomending his services as a financial advisor. Malcolm Staffordshire

First impression from a user who is not yet a client

January, 2016

Overall

Please provide a brief comment about your experience with Mike

Very helpful

First impression from a user who is not yet a client

November, 2015

Overall

Please provide a brief comment about your experience with Mike

Mike gave me a useful perspective on an old endowment plan and began to advise on best deals for re-mortgaging.

Review from verified client

October, 2015

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Pension advice and to find a mortgage.

How has Mike Pendergast helped you?

Good deal on mortgage and supported us throughout the purchase. Good advice regarding our pensions and has been supportive throughout.

Have you seen the outcome you were hoping for?

The mortgage has been sorted and we are now living in our new home. The pensions are being consolidated.

What could they have done better?

We have been very happy with all aspects of Mike's services. He could not have been more helpful.

First impression from a user who is not yet a client

October, 2015

Overall

Please provide a brief comment about your experience with Mike

I needed to change my pension and find a local financial adviser, I contacted Mike and he emailed me straight back (within 15 minutes),He has helped sort out my pension and offered great advice.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Best mortgage deal.

How has Mike Pendergast helped you?

Found best mortgage deal for our situation.

Have you seen the outcome you were hoping for?

Very happy.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

We wanted to buy a property.

How has Mike Pendergast helped you?

He initially gave us advice on the amount of money we could raise for a mortgage and explored several different ways of using a property we already have to help us buy this property. He organised a remortgage on the one property and the mortgage to buy the second.

Have you seen the outcome you were hoping for?

Both mortgages have been approved and we are waiting to sign for the new house.

What could they have done better?

I do not feel there was anything else that could have been done better. Mike was in constant touch with us, providing answers to any questions we had quickly and efficiently. The whole process has been extremely smooth and stress free!

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

Pension Transfer.

How has Mike Pendergast helped you?

Mike was really helpful and informative,he gave good clear advice with regards to my personal pension transfer. Mike was always quick to respond to any query I had and most importantly for me, he didn't over complicated things.

Have you seen the outcome you were hoping for?

With Mike's help I'm now confident my pension will be in the best place for the future. Which is a weight off my mind.

What could they have done better?

To be honest I can't recommend Mike enough!! I shall definitely call upon his services in the future.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I wanted help to arrange my pension provision.

How has Mike Pendergast helped you?

I found Mike Prenergast gave me helpful advice and explained all the complexities in a simple straightforward way that enabled me to realise the options available to me and reach an informed decision.

Have you seen the outcome you were hoping for?

Mike has been excellent again this year. He has really helped me maximize the use of my money. He has been tireless at providing outstanding service.

What could they have done better?

Nothing

First impression from a user who is not yet a client

September, 2015

Overall

Please provide a brief comment about your experience with Mike

Helpful, clear advice. Very satisfied. Would highly recommend.

First impression from a user who is not yet a client

July, 2015

Overall

Please provide a brief comment about your experience with Mike

Early days but so far everything has been painless

First impression from a user who is not yet a client

January, 2015

Overall

Please provide a brief comment about your experience with Mike

So far, nothing but sterling advice and prompt replies to queries!

First impression from a user who is not yet a client

October, 2014

Overall

Please provide a brief comment about your experience with Mike

Very efficient and informatio

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Oxfordshire

How has Mike Pendergast helped you?

Finding the right product to meet my defined need and providing regular, straightforward information about financial products and legislative changes impacting the market.

What could they have done better?

More regular updates about product performance and market benchmarking.

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Kent

How has Mike Pendergast helped you?

Mike has advised us well on all financial matters,ensuring that we are keept up-to-date with the new and exciting bonds etc

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Shropshire

How has Mike Pendergast helped you?

Exceptionally quick and hastle free service, clear and efficient work practice, reliable.

What could they have done better?

There is nothing my advisor could do better!

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Cheshire

How has Mike Pendergast helped you?

Mike was very helpful in his advice of how best to structure and organise our company, he is thorough and meticulous when preparing information and is obviously very devoted to his clients. He is professional and yet completely approachable in his communication and is very quick to respond to queries. His service offers the best value for money of any that I have used and I don't doubt for a second that we are in good hands!

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Cheshire

How has Mike Pendergast helped you?

Mike is our accountant for our two limited companies, he is fantastic at what he does and makes running a company a very easy task. Unlike other accountants, Mike provides us with a package deal with no hidden extra fees (unlike other accountants we have used in the past). Mike has offered advice when needed and it has been great.

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Cheshire

How has Mike Pendergast helped you?

Mike is very professional. He always replies to emails and gives very sound advice whatever the query. He negotiated a very favourable mortgage for us and has reviewed it regularly over the last few years. I would recommend Mike to family and friends.

What could they have done better?

Nothing really. he keeps in touch with us, answers queries promptly and professionally.

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Berkshire

How has Mike Pendergast helped you?

Mike has helped me set up several pension schemes that would have laid dormant if he had not set them up for me ,with his help I am now getting what worked for all those years .thank you

What could they have done better?

I think Mike good at what ever the challenge or task you ask him to he always gives the best advise no matter what

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Cheshire

How has Mike Pendergast helped you?

Always returns calls and emails fast and efficient. Cares about what your needs and interests are. Very friendly honest and works hard to get you what you have asked for. Gives informed information on current changes and whats happening next when it concerns your interests.

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Flintshire

How has Mike Pendergast helped you?

Fully researches all options available to me and communicates very well.

What could they have done better?

I am satisfied with the service provided.

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Shropshire

How has Mike Pendergast helped you?

Sorted our mortgage out quickly and hassle free. Got us a great deal. Would most definitely recommend his services

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Cheshire

How has Mike Pendergast helped you?

He's very helpful and is very promt with his feed back.

What could they have done better?

Save me more money!!

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Derbyshire

How has Mike Pendergast helped you?

I found him polite,very professional and listened to what I wanted or had thought of having.His advise was perfect. A very professional company for sure

What could they have done better?

I think not

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Cheshire

How has Mike Pendergast helped you?

Mike keeps everything simple and easy to understand. Paperwork is always kept to a minimum and the process is quick and precise. Mike is always available for help and advice.

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Cheshire

How has Mike Pendergast helped you?

Mike answers any query with a full and detailed response. Over the years, he has been both proactive and reactive in all matters appertaining to finance. We will continue to use Mike's service and have in fact recommended him to family members and others.

What could they have done better?

We are more than happy with his services.

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Cheshire

How has Mike Pendergast helped you?

very helpful friendly and approachable

What could they have done better?

no he was absolutly fine

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Cheshire

How has Mike Pendergast helped you?

Always knowledgeable,very helpful and completely trustworthy

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Shropshire

How has Mike Pendergast helped you?

Good advise with no pressure to take up the advise given sorted out my pension for me. Sends me regular reviews on new products or changes to excisiting ie new pension changes Always returns my call or email

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Cheshire

How has Mike Pendergast helped you?

Listens and understands your financial needs, offers good advice, gives options on how to streamline all financial aspects. Very professional, would recommend anyone to speak to Mike, about anything financial they need help and advice on, excellent value for money, a really nice person too!

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Flintshire

How has Mike Pendergast helped you?

He gives clear information, setting out the options for me, without talking "over my head". He is never pushy or tryingto rush me through things. I trust him completely to give me the right advice

What could they have done better?

i really canmot fault him, so can't think what he could do better!

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in

How has Mike Pendergast helped you?

Mike made things easy for us by visiting us at home at a time that was good for us. His advice was easy to understand. Mike actually wants what's good for you rather than what will make him the most money

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Shropshire

How has Mike Pendergast helped you?

Excellent service. Would recommend to anyone. I was a first time buyer so had little experience, really helpful and made things very clear.

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Nottinghamshire

How has Mike Pendergast helped you?

sound advice which is in easy to understand terms.

Review from verified client

September, 2014

Overall

Advice

Service

Value

Based in Cheshire

How has Mike Pendergast helped you?

Mike, keeps you informed without the need to chase him, we offers sensible balanced advise and honest assessments.

Review from verified client

September, 2014

Overall

Advice

Service

Value

Based in Shropshire

How has Mike Pendergast helped you?

Always on time, always answers questions within 24 hours, handles all paperwork for any transfers and is done swiftly and have never had any problems. Spot on service.

Review from verified client

September, 2014

Overall

Advice

Service

Value

Based in Cheshire

How has Mike Pendergast helped you?

very clear, extremely helpful and prompt at providing answers to queries and questions. the best financial advisor I have been in contact with.

Review from verified client

September, 2014

Overall

Advice

Service

Value

Based in Lancashire

How has Mike Pendergast helped you?

Quick response in a language you can understand

What could they have done better?

Nothing I can think of at present

Review from verified client

September, 2014

Overall

Advice

Service

Value

Based in Cheshire

How has Mike Pendergast helped you?

Responds quickly.

Review from verified client

September, 2014

Overall

Advice

Service

Value

Based in Vale of Glamorgan

How has Mike Pendergast helped you?

Most things!Very responsive to emails!

What could they have done better?

Nothing much!

Review from verified client

July, 2014

Overall

Advice

Service

Value

Based in Lancashire

How has Mike Pendergast helped you?

Gives as much detail as needed, which was alot for me as it was the first time i looked into pensions and mortgages. Mike got my background so he could help with what i would need in the way of a mortgage.

What could they have done better?

Telephone converstations

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in Cheshire

How has Mike Pendergast helped you?

very prompt at replying to queries and questions. Advice has been extremely clear and unambiguous.

First impression from a user who is not yet a client

March, 2014

Overall

Please provide a brief comment about your experience with Mike

Did not proceed beyond initial contact as I chose another IFA.

First impression from a user who is not yet a client

February, 2014

Overall

Please provide a brief comment about your experience with Mike

First impression from a user who is not yet a client

December, 2013

Overall

Please provide a brief comment about your experience with Mike

First impression from a user who is not yet a client

December, 2013

Overall

Please provide a brief comment about your experience with Mike

Very prompt in replying to e-mails, fees outlined and understanding when we asked for more time to consider our options.

Review from verified client

September, 2013

Overall

Advice

Service

Value

Based in Staffordshire

How has Mike Pendergast helped you?

Always gives me good advice and saves me money, especially regarding taxation

What could they have done better?

All good!

Review from verified client

April, 2013

Overall

Advice

Service

Value

Based in Shropshire

How has Mike Pendergast helped you?

Very good advice which i have checked out with second source goes the extra mile to find what is right for you and no pressure

Review from verified client

March, 2013

Overall

Advice

Service

Value

Based in West Yorkshire

How has Mike Pendergast helped you?

Mike answered all my pension queries immediately, in a language I was able to understand ! I wouldn't hesitate to recommend Mike Pendergast to friends and family - or "ex" colleagues, now that I have retired.

Review from verified client

March, 2013

Overall

Advice

Service

Value

Based in Cheshire

How has Mike Pendergast helped you?

Mike is a genuine expert on his subject. The advice and suggestions he made were excellent and we have had the benefit of saving money and being happier with our financial issues. He has remained interested in our progress since and is ready to answer any questions/queries which arise.

Review from verified client

March, 2013

Overall

Advice

Service

Value

Based in Shropshire

How has Mike Pendergast helped you?

Provides an affordable service with a friendly and clearly explained approach to questions.

What could they have done better?

Be a little easier to speak to directly as opposed to via electronic comms. Unfortunately he has moved out of area so this is more difficult to arrange.

Review from verified client

March, 2013

Overall

Advice

Service

Value

Based in Leicestershire

How has Mike Pendergast helped you?

Firstly he listens and gives excellent advice that is tailored to the client and has a friendly,polite manner,which in these times is rewarding. He has vast knowledge of his business and this made me feel relaxed and confident. Charges,well he listens and gives excellent value for money,nothing is too much trouble I rate him 5star service and with a smile!!!

What could they have done better?

Cannot think of anything a the moment

Review from verified client

March, 2013

Overall

Advice

Service

Value

Based in Essex

How has Mike Pendergast helped you?

Acted on all the information requested and asked the relevant questions to suit my needs as to current situations within the marketing structures and for future requirements,which are still monitored today.

What could they have done better?

none at this present time,as future requirements are still active and still question will be asked knowing the response is quick from my advisor and informative.

Review from verified client

March, 2013

Overall

Advice

Service

Value

Based in Cheshire

How has Mike Pendergast helped you?

Gives regular updates. Suggests moving money to gain better interest.

Review from verified client

March, 2013

Overall

Advice

Service

Value

Based in Cheshire

How has Mike Pendergast helped you?

He explains all detail very well & takes time out to ensure that you full understand. The options are always clearly laid out, positive & negative is placed in front of you in a manner that helps you decide together the best way forward. Mike is an excellent communicator & when he says "i will come back to you" he always does. His great asset is that he gives you faith & trust in his judgement

What could they have done better?

Continue in the same manner

Review from verified client

March, 2013

Overall

Advice

Service

Value

Based in Cheshire

How has Mike Pendergast helped you?

Mike is excellent at returning messages and requests immediately and offering to help at all times. As a small sole trader I was always still made to feel important

What could they have done better?

Utilize his database; I wouldnt have a problem being sent details of various offers

Review from verified client

March, 2013

Overall

Advice

Service

Value

Based in Avon

How has Mike Pendergast helped you?

Review from verified client

March, 2013

Overall

Advice

Service

Value

Based in Cheshire

How has Mike Pendergast helped you?

informative, friendly did every thing he said he would and within the time span he advised

What could they have done better?

i was compleatly satisfied

Review from verified client

March, 2013

Overall

Advice

Service

Value

Based in Clwyd

How has Mike Pendergast helped you?

Prompt service and good advice

Review from verified client

March, 2013

Overall

Advice

Service

Value

Based in Lancashire

How has Mike Pendergast helped you?

Mike became involved with the business a few years ago to advise our staff on pensions. it was through an online conversation I had with him re pensions and the effect on our business. Since then he meets all new recruits to offer advice to them as well. It has been of value to all our employees and Mike understands their positions within the company. He answers questions with clarity, offering alternatives where appropriate. As far as my own personal pension, he again gave clear advice and acted with integrity giving suggestions of how to proceed.

What could they have done better?

I feel Mike answers emails and telephone calls quickly and clearly, which is one thing I have found makes him stand out in the crowd. As far as, improving, at this stage I cannot think of anything as the relationship has been very smooth and trouble free.

Review from verified client

March, 2013

Overall

Advice

Service

Value

Based in Lancashire

How has Mike Pendergast helped you?

Mike has been a huge help getting all existing pensions consolidated where necessery, and setting up a new pension for my new empoyment.

Review from verified client

March, 2013

Overall

Advice

Service

Value

Based in Lancashire

How has Mike Pendergast helped you?

Gave me full in depth information for my Pension as i was clueless at the time!

What could they have done better?

More regular updates on my pension.

Review from verified client

March, 2013

Overall

Advice

Service

Value

Based in Cheshire

How has Mike Pendergast helped you?

Mike regularly contacts me to advise of new plans/savings/pensions etc to see if I would be interested

Review from verified client

July, 2012

Overall

Advice

Service

Value

Based in Shropshire

How has Mike Pendergast helped you?

Mike is straight-talking and everything is explained in plain English. I've asked Mike some stupid questions in the past but always had a sensible and helpful answer. Mike's a good guy and knows what he's talking about which makes things easier to understand even his e-mails breaking down government budgets and changes in banks etc;

Review from verified client

June, 2012

Overall

Advice

Service

Value

Based in Shropshire

How has Mike Pendergast helped you?

I would very happily recommend Mike to anybody looking for financial advice at an affordable price. Mike has provided sound advice on a number of different areas and i have been very happy with the service.

Review from verified client

June, 2012

Overall

Advice

Service

Value

Based in London

How has Mike Pendergast helped you?

I found Mike Prenergast gave me helpful advice and explained all the complexities in a simple straightforward way that enabled me to realise the options available to me and reach an informed decision.

Review from verified client

June, 2012

Overall

Advice

Service

Value

Based in Kent

How has Mike Pendergast helped you?

Mike has advised us re some available cash that we had and a pension lump sum and although we are just in the early stages of the partnership we are very happy with the service we have received.

Review from verified client

June, 2012

Overall

Advice

Service

Value

Based in Shropshire

How has Mike Pendergast helped you?

Very helpful and approachable with a genuine interest in the client's affairs

Review from verified client

June, 2012

Overall

Advice

Service

Value

Based in Cheshire

How has Mike Pendergast helped you?

I find Mike to be a very honest and reliable advisor and I always value his advice