Reviewed for

Insurance and Protection ( 39 )

Mortgages ( 43 )

Pensions ( 9 )

Equity Release ( 1 )

Retirement income (annuities, drawdown) ( 2 )

Auto Enrolment ( 1 )

Investments and Savings ( 11 )

Pension Transfers - Non Specialist ( 1 )

Inheritance Planning ( 2 )

Long Term Care ( 2 )

Financial Planning ( 1 )

Financial Mentoring ( 1 )

Reviewers' assets

£200k - £500k ( 2 )

£100k - £200k ( 3 )

£50k - 100k ( 6 )

Up to £50k ( 27 )

Client reviews

Review from verified client

March, 2024

Overall

Advice

Service

Value

Based in Londonderry

What were the circumstances that caused you to initially look for an adviser?

Setting up a pension

How has Ciaran Scullion helped you?

Advise on pension

Have you seen the outcome you were hoping for?

Yes

Review from verified client

March, 2024

Overall

Advice

Service

Value

Based in Armagh

What were the circumstances that caused you to initially look for an adviser?

Thinking of Retirement, had several different pension pots wanted to consolidate and organise finance for reetiement

How has Ciaran Scullion helped you?

Gave advice and consolidated my pensions

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Very happy with outcome

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Down

What were the circumstances that caused you to initially look for an adviser?

Initially for a mortgage renewal

How has Ciaran Scullion helped you?

Ciaran has helped with my mortgages, insurance, protection as well as advising on general financial matters

Have you seen the outcome you were hoping for?

His advice is always as promised and always expedited exceptionally fast

What could they have done better?

His advice ia always accurate whether good news or bad!

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Armagh

What were the circumstances that caused you to initially look for an adviser?

Buying house

How has Ciaran Scullion helped you?

Morgage and money advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

All good can’t complain at all

Ciaran's reply

Thanks Ian, you're a gentleman.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Tyrone

What were the circumstances that caused you to initially look for an adviser?

Needed help to negotiate all the available options.

How has Ciaran Scullion helped you?

Ciaran has been brilliant! He did all the spade work and came up with options for us to choose from. He pointed out the benefits and pitfalls of the various options so we were able to make a well informed decision. He is very approachable and nothing is too much trouble.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

To be honest… nothing. Ciaran covered all the bases.

Ciaran's reply

Thank you for the very kind review Colette. It was a pleasure working with you.

Review from verified client

October, 2023

Overall

Advice

Service

Value

Based in Antrim

What were the circumstances that caused you to initially look for an adviser?

Ciaran helped us with our mortgage on our first home which was a breeze as we had little knowledge on what was best for us so when it came to remortgaging he was the 1st person we went to and glad we did!

How has Ciaran Scullion helped you?

Remortgaging our house.

Have you seen the outcome you were hoping for?

Yes 100%.

First impression from a user who is not yet a client

October, 2022

Overall

Please provide a brief comment about your experience with Ciaran

Seems very professional in his approach, pleasant to speak with and was willing to assist as and if required

Review from verified client

February, 2022

Overall

Advice

Service

Value

Based in Tyrone

What were the circumstances that caused you to initially look for an adviser?

Buying a home.

How has Ciaran Scullion helped you?

Mortgage advice and secured offer.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. Happy with all aspects of service.

Ciaran's reply

Hi John, thank you! I really appreciate the review and look forward to continuing to work with you in the future. Of all the good Financial Planners and Mortgage Advisers in Mid-Ulster, I'm delighted you chose From Acorns Financial Planning. Thanks again. Ciaran

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in Tyrone

What were the circumstances that caused you to initially look for an adviser?

Too many separate pensions from multiple jobs that needed consolidating. Additionally required a new deal on expiring mortgage term.

How has Ciaran Scullion helped you?

Done all the work to contact all 10+ pension providers and consolidate to a single plan. All correspondence was on time and to the point completing very quickly.

Have you seen the outcome you were hoping for?

Clear dashboard now showing total pension pot and investment risk via portal login. Mortgage deal sorted for the next few years with ease.

First impression from a user who is not yet a client

September, 2021

Overall

Please provide a brief comment about your experience with Ciaran

Friendly and clear advice

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Londonderry

What were the circumstances that caused you to initially look for an adviser?

Becoming a parent I wanted to make sure that if the worst happened and I was no longer around that my wife and kids would have financial support in place to support them.

How has Ciaran Scullion helped you?

Ciaran explained the best way to utilize the budget I had in mind and make sure that all possible scenarios that concerned me were covered.

Have you seen the outcome you were hoping for?

Absolutely - I now have peace of mind that my family are provided for in the future

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Usually mortgage broking but Ciaran always goes the extra mile and will help with all financial planning and insurance

How has Ciaran Scullion helped you?

Excellent mortgage advice - truly great and impartial with the best interests of the client at heart

Have you seen the outcome you were hoping for?

Very much so

What could they have done better?

Nothing. He was excellent!

First impression from a user who is not yet a client

August, 2020

Overall

Please provide a brief comment about your experience with Ciaran

Very informed , professional and helpful service ... highly recommend

Review from verified client

July, 2020

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

Buying a new home

How has Ciaran Scullion helped you?

Arranged mortgage and insurance.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

July, 2020

Overall

Advice

Service

Value

Based in Tyrone

What were the circumstances that caused you to initially look for an adviser?

I have went to Ciaran at Acorn Financial Planning for a number of year for advice on getting the best mortgage deals and he has been superb in securing the best deals and his advice is the best out there. His Finportal is an excellent online service for clients and his efficiency in dealing with our requests have been excellent.

How has Ciaran Scullion helped you?

He has secured a number of very favourable mortgage terms and gives the best advice on affordability and what is needed.

Have you seen the outcome you were hoping for?

Yes, no doubt about that

What could they have done better?

There is nothing he could have done better. Everything Ciaran does from advice on requirements to use of his online finportal are excellent. He communicates at all stages of application and takes care to ensure his clients achieve the best outcome.

First impression from a user who is not yet a client

July, 2020

Overall

Please provide a brief comment about your experience with Ciaran

Extremely helpful happy to recommend

First impression from a user who is not yet a client

June, 2020

Overall

Please provide a brief comment about your experience with Ciaran

Very professional

Review from verified client

June, 2020

Overall

Advice

Service

Value

Based in Tyrone

What were the circumstances that caused you to initially look for an adviser?

Needed a mortgage and life/income protection

How has Ciaran Scullion helped you?

Provided advice that was easy to understand and saved me money while providing excellent cover

Have you seen the outcome you were hoping for?

Yes very happy

What could they have done better?

No complaints

Review from verified client

June, 2020

Overall

Advice

Service

Value

Based in Antrim

What were the circumstances that caused you to initially look for an adviser?

We were initially looking for our first mortgage and were having real trouble.

How has Ciaran Scullion helped you?

Ciaran was invaluable with helping us in the first-time buyer mortgage market and managed to secure us a deal we never would have got on our own. He kept in touch and helped us move when the fixed-rate term ended amidst the pandemic.

Have you seen the outcome you were hoping for?

Absolutely

Review from verified client

June, 2020

Overall

Advice

Service

Value

Based in Armagh

What were the circumstances that caused you to initially look for an adviser?

Our mortgage was up for renewal, and Ciaran had helped us before.

How has Ciaran Scullion helped you?

He advised us of the offers that were available & suitable to us.

Have you seen the outcome you were hoping for?

Yes we are happy with the outcome.

What could they have done better?

Ciaran could not have done anymore for us, as always he is there every step of the way & nothing is ever too much.

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Lanarkshire

What were the circumstances that caused you to initially look for an adviser?

I had various pensions which I wanted to get in to one place. I also had some inheritance money which I wanted to invest.

How has Ciaran Scullion helped you?

Ciaran met me and discussed my various options and after I accepted Ciaran's advice he contacted all of the Pension companies and found an investment company for my funds

Have you seen the outcome you were hoping for?

Yes - the investments have performed very well

What could they have done better?

Nothing!!! - I have always found Ciaran to be extremely efficient, knowledgeable and friendly. Ciaran is someone I know I can trust which is crucial when it comes to my personal finances and my future finances.

Review from verified client

March, 2020

Overall

Advice

Service

Value

Based in Londonderry

What were the circumstances that caused you to initially look for an adviser?

I now have a daughter so wanted to provide security for her in the event of my (or my wife's) death

How has Ciaran Scullion helped you?

He showed us how to make the best use of our budget to provide the maximum amount of cover. Before, I had looked online and have realised that the cover I originally looked at would not have been the most appropriate

Have you seen the outcome you were hoping for?

Yes

Review from verified client

February, 2020

Overall

Advice

Service

Value

Based in East Sussex

What were the circumstances that caused you to initially look for an adviser?

He is a decent bloke

How has Ciaran Scullion helped you?

He provided me with advice on my mortgage.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

You have a * at the end of the questions above, but there's no indication what this * means. I would improve that.

First impression from a user who is not yet a client

February, 2020

Overall

Please provide a brief comment about your experience with Ciaran

Informative and friendly

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Down

What were the circumstances that caused you to initially look for an adviser?

Moving house

How has Ciaran Scullion helped you?

Arranged mortgage and advised on life insurance

Have you seen the outcome you were hoping for?

yes

What could they have done better?

Send reminders for the info i need to upload! I always forget

First impression from a user who is not yet a client

November, 2019

Overall

Please provide a brief comment about your experience with Ciaran

Very helpful and professional service.

First impression from a user who is not yet a client

October, 2019

Overall

Please provide a brief comment about your experience with Ciaran

A very relaxed and professional meeting.

Review from verified client

September, 2019

Overall

Advice

Service

Value

Based in Londonderry

What were the circumstances that caused you to initially look for an adviser?

Buying our first home, we needed help to ensure we got a good deal on our mortgage.

How has Ciaran Scullion helped you?

Ciaran laid out a clear overview of where we are financially and the three best deals available to us. It allowed us to make an informed decision based on the best deal and what we could afford. The recommendations where clear and easy to understand making our decision quite easy.

Have you seen the outcome you were hoping for?

Yes, we have just recently renewed our mortgage and have focused long term objectives taking into account our financial standing.

Review from verified client

September, 2019

Overall

Advice

Service

Value

Based in Armagh

What were the circumstances that caused you to initially look for an adviser?

We moved to Ireland in 2014 and Cairan gave us excellent service, product offers and support through our house buying process. He made sure he kept us up to date with all the necessary information.

How has Ciaran Scullion helped you?

Locating and applying for the best mortgage that suited us.

Have you seen the outcome you were hoping for?

Yes, Ciaran always delivers professional, trusted and timely advice.

What could they have done better?

None that I am aware of.

First impression from a user who is not yet a client

September, 2019

Overall

Please provide a brief comment about your experience with Ciaran

Ciaran provided clear and concise details of my options. The meeting was very useful and informative and gave me a few things to think about.

Review from verified client

June, 2019

Overall

Advice

Service

Value

Based in Tyrone

What were the circumstances that caused you to initially look for an adviser?

Required pension and business advice

How has Ciaran Scullion helped you?

He talked me through the process and option available to me

Have you seen the outcome you were hoping for?

Yes difffently helping things run smoother and more efficient

What could they have done better?

I’m unsure I was happy with the service

First impression from a user who is not yet a client

April, 2019

Overall

Please provide a brief comment about your experience with Ciaran

Ciaran was responsive and returned my call promptly. He is helping us to remortgage so there is a process for us to follow. He seems to be a very genuine and approachable adviser and we are very pleased to have sourced him.

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Gloucestershire

What were the circumstances that caused you to initially look for an adviser?

When we were looking to buy our first house approximately 5 years ago, we needed an IFA to help us get a mortgage. We found Ciaran through a comparison site and he offered us good advice (for free) on self-build mortgages. He later helped us secure a great rate on our first mortgage and since then have used his services for 2 new mortgages and he is always excellent. He is always completely transparent and if he can't get a better deal than your current provider, he will simply say - no hard sell or trying to get you to move in order to earn his commission. Very honest!

How has Ciaran Scullion helped you?

See above

Have you seen the outcome you were hoping for?

We have

What could they have done better?

Nothing - Ciaran offers a great service!

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Tyrone

What were the circumstances that caused you to initially look for an adviser?

buying a home, seeking advice on which mortgage to go for

How has Ciaran Scullion helped you?

very helpful throughout and made the whole process seem very easy

Have you seen the outcome you were hoping for?

yes

What could they have done better?

I cant think of anything he could have done better, very happy with the service

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Tyrone

What were the circumstances that caused you to initially look for an adviser?

Our fixed rate mortgage had elapsed and Ciaran had been recommended by a friend.

How has Ciaran Scullion helped you?

Ciaran not only assisted in obtaining a great new fixed rate deal but when asked if he could review various insurance policies he happily obliged. Off the back of this we are now paying less for our Mortage and also paying less for better protection on various insurance polices.

Have you seen the outcome you were hoping for?

Certainly, we have been able to save more than originally hoped.

What could they have done better?

We honestly have no criticism in any form - constructive or otherwise. Ciaran is extremely professional, courteous and excellent at his job. we would recommend him and have recommended him to friends, family and colleagues.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Armagh

What were the circumstances that caused you to initially look for an adviser?

I was having difficulty getting a second mortgage for a buy to let

How has Ciaran Scullion helped you?

Ciaran explained the reasons behind the issues i was having. He helped me overcome these issues and proceeded to outline a number of options for the purchase.

Have you seen the outcome you were hoping for?

All went to plan and the mortgage was approved very quickly. Ciaran continued to talk me through the process step by step until all was finalised.

What could they have done better?

Im not sure how it could have been better, it was seamless from beginning to end

First impression from a user who is not yet a client

November, 2018

Overall

Please provide a brief comment about your experience with Ciaran

Ciaran was very friendly, assured about the advice he gave me and as a result made me confident about the way forward

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Tyrone

What were the circumstances that caused you to initially look for an adviser?

We required a buy-to-let mortgage

How has Ciaran Scullion helped you?

He simplified the process and advised on the best options for our circumstances and found us a great mortgage deal.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Tyrone

What were the circumstances that caused you to initially look for an adviser?

Re-mortgaging a house to buy to let and looking at our insurance products

How has Ciaran Scullion helped you?

Gave us an overview of the market, helped us in our decision making and supplied good advice

Have you seen the outcome you were hoping for?

Yes, we have a mortgage at a great rate

What could they have done better?

Not much, Ciaran was very conscientious and we are very happy with the service

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Tyrone

What were the circumstances that caused you to initially look for an adviser?

Buying new home

How has Ciaran Scullion helped you?

With everything helped me every step of the way

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing he was great

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Londonderry

What were the circumstances that caused you to initially look for an adviser?

Remortgage and Financial advice

How has Ciaran Scullion helped you?

Remortgage and Financial expertise

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Honestly nothing. an absolute gentleman whom I have used several times. professional and Understanding

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Tyrone

What were the circumstances that caused you to initially look for an adviser?

We had been turned down for a mortgage with our bank.

How has Ciaran Scullion helped you?

He researched the market, advised us on the best product for us, liaised with the lenders and advised on the mortgage as well as advising us on any other issues to be aware of.

Have you seen the outcome you were hoping for?

More than. Ciaran got us a good deal on a mortgage with minimal stress and work for us.

What could they have done better?

I cannot fault Ciaran. It was the 1st time I have used a financial adviser & cannot recommend him highly enough. He was able to deal with all matters over the phone or by email, making the whole process easy for us.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Londonderry

What were the circumstances that caused you to initially look for an adviser?

A complicated remortgage situation involving various property.

How has Ciaran Scullion helped you?

Ciaran made the process very simple. He made it all very easu to unserstand by taking his time to ensure we understood all parts of the process.

Have you seen the outcome you were hoping for?

Surpassed your expectations.

What could they have done better?

I have to say Ciaran couldnt have done anythng more. Even phonong me from his own holiday.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Tyrone

What were the circumstances that caused you to initially look for an adviser?

Mortgage

How has Ciaran Scullion helped you?

Excellent approach to making tricky decisions seem simple. I felt that I could trust him with my finances and would happily recommend him to others.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Tyrone

What were the circumstances that caused you to initially look for an adviser?

Mortgage advice

How has Ciaran Scullion helped you?

He advised on both a self build mortgage, and then currently assisting with a full remortgage. He had in depth knowledge of lenders criteria and weighting the place on information, provided clear easy to follow summary tables, made data collection easy through the use of his portal. He also assisted in reviewing our insurance needs such as sickness and life insurance, what impressed me most was Ciaran was honest and able to advise me that my current policies were adequate, so he wasn't trying to sell something which had no value.

Have you seen the outcome you were hoping for?

Yep, our mortgage repayments reduced by 35%

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Antrim

What were the circumstances that caused you to initially look for an adviser?

I'm a first time buyer and wanted professional advice on the mortgage that suits my needs best.

How has Ciaran Scullion helped you?

Ciaran sat down with me and helped me understand the mortgage process from start to finish & he was able to make the best decision in purchasing my house. He made the whole process a breaze and kept me informed the whole way through.

Have you seen the outcome you were hoping for?

Yes I have the home I wanted at the price I wanted to pay.

What could they have done better?

I honestly can't think of anything. Being a first time buyer you hear of these horror stories about the mortgage process through friends but Ciaran's services were 100% and the process was very quick.

Review from verified client

September, 2018

Overall

Advice

Service

Value

Based in Armagh

What were the circumstances that caused you to initially look for an adviser?

I wanted to release funds from my Pension.

How has Ciaran Scullion helped you?

Ciaran explained the process very carefully, explained the pros and cons very clearly and helped me make an informed choice.

Have you seen the outcome you were hoping for?

Yes, absolutely.

What could they have done better?

No. Not at all. He was extremely professional from the outset and dealt with my circumstances very sympathetically.

First impression from a user who is not yet a client

August, 2018

Overall

Please provide a brief comment about your experience with Ciaran

very knowledgeable. explained everything very clearly

First impression from a user who is not yet a client

July, 2018

Overall

Please provide a brief comment about your experience with Ciaran

Ciaran contacted me when he said he would, talked through all the options available and is sending me out the info I need to make an informed decision.

Review from verified client

July, 2018

Overall

Service

Value

Advice

Based in Antrim

What were the circumstances that caused you to initially look for an adviser?

An investment was due for renewal and we had changing needs.

How has Ciaran Scullion helped you?

Sourced suitable investments.

Have you seen the outcome you were hoping for?

Yes.

First impression from a user who is not yet a client

June, 2018

Overall

Please provide a brief comment about your experience with Ciaran

Very quick reponse, helpful.

Review from verified client

May, 2018

Overall

Advice

Service

Value

Based in Tyrone

What were the circumstances that caused you to initially look for an adviser?

N/A.

How has Ciaran Scullion helped you?

Excellent advice and support, high level of acumen and professionalism.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing performed to highest degree.

First impression from a user who is not yet a client

January, 2018

Overall

Please provide a brief comment about your experience with Ciaran

Very professional

Review from verified client

January, 2018

Overall

Service

Value

Advice

Based in Antrim

What were the circumstances that caused you to initially look for an adviser?

Applying for first mortgage.

How has Ciaran Scullion helped you?

Despite it being a particularly tricky case, Ciaran gave first class service and got me the best possible option in a speedy manner. He talked me through berio us options and also helped me with insurance.

Have you seen the outcome you were hoping for?

Yes.

First impression from a user who is not yet a client

June, 2017

Overall

Please provide a brief comment about your experience with Ciaran

Extremely competent

First impression from a user who is not yet a client

April, 2017

Overall

Please provide a brief comment about your experience with Ciaran

not Ciarans fault, but the mickey mouse organisation he works for is clear that they wont help me with a mortgage

First impression from a user who is not yet a client

September, 2016

Overall

Please provide a brief comment about your experience with Ciaran

Ciaran was very friendly, personable and knowledgeable. He helped to clearly explain all of our available options in relation to a new mortgage and our personal savings. Would highly recommend his services!

Review from verified client

May, 2016

Overall

Advice

Service

Value

Based in Antrim

What were the circumstances that caused you to initially look for an adviser?

I was looking into my first mortgage and wanted advice.

How has Ciaran Scullion helped you?

Ciaran took the entire process and made it simple and effortless. This helped considerably. He advised me on every step and provided solutions to problems. He basically took a very worrying and stressful time and made it easy.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

To be honest I cannot find any flaws with the service I was given.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Tyrone

What were the circumstances that caused you to initially look for an adviser?

Initially for a mortgage.

How has Ciaran Scullion helped you?

Advised me of the bank to go to and how he wouldn't be able to get me the best deal but pointed me in the direction of the only bank we could go to as we lived up a shared lane that lead up to the family farm.

Have you seen the outcome you were hoping for?

I am very happy with the outcome, I got the mortgage from the bank the Ciaran recommended and he also got my wife a very good deal with life insurance.

What could they have done better?

nothing, was great with the advice and very helpful.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

Purchase of a new house requiring a first time buyers mortgage with a wife who had limited credit history in the UK due to changing jobs.

How has Ciaran Scullion helped you?

Ciaran was exceptional from the outset, given our busy professional lives he was accommodating in every way and really made us feel like he was taking the brunt of the workload off us which was exactly what we needed. He was honest and transparent in all his advice and always willing to consider other options that we felt were worth consideration. Without Ciaran we are certain we would not be living in the house we currently are as he acted swiftly to secure our mortgage at a time when the vendor of the house was looking for quick buyer due to the requirement for her to obtain the payment in order to secure a house in Scotland which has different house bidding rules. The house purchase process was further complicated as it happened over the easter holidays in 2015, however Ciaran was available throughout the entire period which we very grateful for, as was the vendor and her estate agent (we found out about this after we moved in) as it sped the process up markedly which allowed her to move from London to Edinburgh to be with her son who was terminally ill. We now consider Ciaran as our go to IFA for all things related to our household and trust him and his advice wholeheartedly.

Have you seen the outcome you were hoping for?

As stated above we obtained our mortgage in an environment of tight credit lending for first time buyers, with a vendor who wanted a quick turnaround in the sales process due to the idiosyncrasies of the Scottish estate bidding process.

What could they have done better?

Nothing - we wouldn't have changed anything that cairn has done for us, testament to this is us now recommending ciaran to all our friends who are in the market for an IFA. The very fact that I have taken the time to fill in this form is testament to him.

Review from verified client

March, 2016

Overall

Advice

Value

Service

Based in Lanarkshire

What were the circumstances that caused you to initially look for an adviser?

We were looking for advise on pensions,work and private.

How has Ciaran Scullion helped you?

He took us step by step through our options as we are both middle aged and pension ages have changed.He has managed to help us both retire at our original pension age of 60 yrs old.

Have you seen the outcome you were hoping for?

Not yet but we are on track,and with regular contact with ciaran we now we are in safe hands.

What could they have done better?

At the moment I would have to say nothing,as any queries or questions we have we can contact him either by phone,text or email and dont forget by post.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Renfrewshire

What were the circumstances that caused you to initially look for an adviser?

I am self-employed. I was buying a new house with a larger mortgage (stayed with current mortgage provider upon a deal being offered) and starting a family. I needed to extend my life cover and get mortgage cover in case I ever become long-term sick.

How has Ciaran Scullion helped you?

Mr. Scullion analysed my income and outgoings, as well as the financial consequences of death/injury on my family's income and ability to pay mortgage. Then he arranged the cover we both agreed was best for me/my family.

Have you seen the outcome you were hoping for?

I am covered appropriately in case any happens to affect my income.

What could they have done better?

I don't think it could have proceeded any better to be honest.

Review from verified client

September, 2015

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Value

Based in Armagh

What were the circumstances that caused you to initially look for an adviser?

We were planning to buy a second house and needed advice regarding mortgage options and financial possibilities.

How has Ciaran Scullion helped you?

Ciaran offered us sound advice on the mortgage options available to us and our affordability. He also arranged life insurance policy as mortgage protection, and helped us through all the jargon. Ciaran worked to some tight time schedules for us, and most of all he put us at ease throughout the whole process,.

Have you seen the outcome you were hoping for?

Early days but so far things are going well for us in our new house and the property we are renting is going smoothly also.

What could they have done better?

Nothing I can think of.

Review from verified client

September, 2015

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Value

Based in Tyrone

What were the circumstances that caused you to initially look for an adviser?

Needed a mortgage.

How has Ciaran Scullion helped you?

He provided me with the options, advise and information I needed to make the right choice for a self build mortgage and also personal insurances.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

August, 2015

Overall

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Service

Value

Based in Tyrone

What were the circumstances that caused you to initially look for an adviser?

To secure a mortgage for building of a house.

How has Ciaran Scullion helped you?

Ciaran was absolutely superb in helping us secure a self-build mortgage given the difficulties of trying to secure such a mortgage in the current financial climate.

Have you seen the outcome you were hoping for?

The outcome has been more than we were hoping for.

What could they have done better?

Cannot fault Ciaran his approach and communications at all times were very professional

First impression from a user who is not yet a client

July, 2015

Overall

Please provide a brief comment about your experience with Ciaran

My initial meeting was very helpful and I look forward to using Ciaran's services

First impression from a user who is not yet a client

July, 2015

Overall

Please provide a brief comment about your experience with Ciaran

Very helpful. Easy to chat to.

Review from verified client

June, 2015

Overall

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Service

Value

Based in Antrim

What were the circumstances that caused you to initially look for an adviser?

I have been self-employed for a number of years but had neglected getting a new pensions after leaving previous employments - my last two pensions having been 'parked' in occupational schemes. I turned to VouchedFor to get someone to help me choose an appropriate new pension scheme.

How has Ciaran Scullion helped you?

Ciaran was first rate to deal with in every sense. He outlined my choices and explained clearly what the accompanying fee-structure was and how any investments would accrue over time. Ciaran also looked at my 'parked' current pension schemes and was able to offer invaluable advice on whether to leave them as they were or to consolidate them into a new scheme.

Have you seen the outcome you were hoping for?

Yes. I now have a new pension scheme organised by Ciaran as well as my other two 'parked' occupational schemes. Ciaran will continue to advise me in the years to come.

What could they have done better?

In truth, no. I was fully satisfied with the services provided by Ciaran.

Review from verified client

June, 2015

Overall

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Value

Based in Gloucestershire

What were the circumstances that caused you to initially look for an adviser?

In the first instance we were looking for a self-build mortgage and came across Ciaran's company via a comparison site. He was knowledgeable and very helpful despite us being in the early stages of the process. Over the next couple of years and due to changes of circumstance we ended up needing a mortgage to buy a house, (rather than build) and due to the quality of the advice Ciaran had provided in our initial conversations, we went back to him.

How has Ciaran Scullion helped you?

He found us a competitively priced mortgage product and provided invaluable advice throughout the process from initial enquiry to completion of our purchase.

Have you seen the outcome you were hoping for?

Yes, we own our first home.

What could they have done better?

Nothing - Ciaran genuinely is a helpful and knowledgeable guy who didn't try to pressure us into any particular direction or product; he just provided the information we needed to choose a mortgage that suited our budget and circumstances.

First impression from a user who is not yet a client

February, 2015

Overall

Please provide a brief comment about your experience with Ciaran

Very informative and followed things through.

Review from verified client

February, 2015

Overall

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Value

Based in Londonderry

How has Ciaran Scullion helped you?

He talked you me and my partner on a human level, he was very patience and understanding. a very nice guy.

Review from verified client

February, 2015

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Value

Based in Down

How has Ciaran Scullion helped you?

Ciaran was honest from the start, telling us what we realistically could afford to borrow. He simplified things to make them easier to fully understand. Great service!!

Review from verified client

November, 2014

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Based in Antrim

How has Ciaran Scullion helped you?

Ciaran called at our home and explained all our options clearly highlighting any pros and cons in each deal available. He continues to do so when our products are up for renewal saving us valuable time trawling the internet for the best deals. He knows our particular requirements and has come up with the goods every time.

First impression from a user who is not yet a client

November, 2014

Overall

Please provide a brief comment about your experience with Ciaran

Ciara listened to what I felt were my requirements and explained the pros and cons of them. He is trying to source the best deals he ca get for me and I'm looking forward to hearing from him in the near future. Kevin

Review from verified client

October, 2014

Overall

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Value

Based in Londonderry

How has Ciaran Scullion helped you?

Full personal service - the package which had to be put together was very complicated and Ciaran did a fantastic job of managing the various parties and explaining and executing the necessary steps.

What could they have done better?

-

Review from verified client

October, 2014

Overall

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Value

Based in Londonderry

How has Ciaran Scullion helped you?

I found that Ciaran to be very knowledgeable and offered sound advice. He was very thorough and took time to go through the options that were available to us. We felt comfortable and reassured by the advice given by Ciaran and will definitely be availing of his professional service again.

Review from verified client

October, 2014

Overall

Advice

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Value

Based in Londonderry

How has Ciaran Scullion helped you?

Ciaran was full of information from the first meeting took place. He was very knowledgeable on any aspect of Mortgage and Life insurance I requested. Any inquiries I had he had a response to me within 24 hours or less

Review from verified client

October, 2014

Overall

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Value

Based in Lanarkshire

How has Ciaran Scullion helped you?

Ciaran has helped guide me through what I consider to be the minefield of pensions and investments. He also explains everything in language which I can fully understand which helps me make better decisions

What could they have done better?

I really can't think of anything as mentioned above Ciaran is exceptionally good at what he does and has a wealth of knowledge

Review from verified client

October, 2014

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Value

Based in Armagh

How has Ciaran Scullion helped you?

Ciaran quickly understood exactly what we wanted and provided very good tailored options and recommendations. He clearly articulated the positives and negatives of each decision we had to make in a way we could understand. He also took the time to have us fully understand our options and I've learned a great deal about Mortgages and Insurance and now feel a lot more comfortable with this stuff.

Review from verified client

October, 2014

Overall

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Service

Value

Based in Hampshire

How has Ciaran Scullion helped you?

Very proactive and knowledgable. Great advice and service and well worth paying for

What could they have done better?

nothing