Stephen Griffiths

Evolve Financial Planning

Reviewed for

Insurance and Protection ( 2 )

Pensions ( 9 )

Equity Release ( 1 )

Retirement income (annuities, drawdown) ( 4 )

Investments and Savings ( 9 )

Reviewers' assets

£500k+ ( 4 )

£200k - £500k ( 2 )

Up to £50k ( 1 )

£50k - 100k ( 1 )

Client reviews

First impression from a user who is not yet a client

July, 2015

Overall

Please provide a brief comment about your experience with Stephen

Hi Havent seen him yet as he is on holiday

First impression from a user who is not yet a client

December, 2014

Overall

Please provide a brief comment about your experience with Stephen

Waiting on reply to my email.

First impression from a user who is not yet a client

September, 2014

Overall

Please provide a brief comment about your experience with Stephen

Spoke on phone,was promised an e-mail,heard no more from him.

First impression from a user who is not yet a client

December, 2013

Overall

Please provide a brief comment about your experience with Stephen

Review from verified client

September, 2013

Overall

Advice

Service

Value

Based in London

How has Stephen Griffiths helped you?

Stephen has given my advice for the last three years, and has adapted brilliantly to my changing circumstances - whatever I throw at him as I come in the door with my low-value sometimes complicated financial affairs, he has the knowledge and with good humour adapts to the circumstances. His advice is always disinterested - I never feel I am being directed towards anything. I have great trust in Stephen.

First impression from a user who is not yet a client

June, 2013

Overall

Please provide a brief comment about your experience with Stephen

We were both very impressed by Stephen's courtesy, honesty and candid replies to our questions and the issues surrounding our particular concerns. We would recommend him to others.

First impression from a user who is not yet a client

May, 2013

Overall

Please provide a brief comment about your experience with Stephen

Good initial discussions

Review from verified client

March, 2013

Overall

Advice

Service

Value

Based in Oxfordshire

How has Stephen Griffiths helped you?

I have been dealing with Stephen for 10 years with my Pension and Savings. He is very helpful, and his experience is without question. He Is always there to help with any issues I may have. He always gets back in touch, if he is busy he will always ring of email you. In all Stephen is a frendly and helpful guy, and I can Highly recommend him to anyone.

What could they have done better?

I have no issues with Stephen at all....

Review from verified client

November, 2012

Overall

Advice

Service

Value

Based in Essex

How has Stephen Griffiths helped you?

Very approachable; makes every effort to fully understand my financial situation, attitude to risk and investment needs; keeps me fully informed and regularly updated, fully explains products and ensures they are well understood and suitable for my purposes. Provides a very comprehensive and professional service.

What could they have done better?

Possibly consider a wider range of products. Having said that, products recommended seem to fully meet my requirements.

Review from verified client

November, 2012

Overall

Advice

Service

Value

Based in Surrey

How has Stephen Griffiths helped you?

The adviser has worked with me to set out my goals for mainly pension investments and helped me understand the various risks and benefits relating to my future plans. He has explained clearly the basis of the advice given and how it relates to my attitude to risk. His advice takes account of my general and future plans for other funds and investments that are under my personal control. His explanations are clear and in simple understandable language and he responds to my queries promtly.

What could they have done better?

At this time, I cannot say that there is anything that I need that canot be provided.

Review from verified client

November, 2012

Overall

Advice

Service

Value

Based in Suffolk

How has Stephen Griffiths helped you?

In the areas where I have required advice Stephen has provided it in a simple straightforward well explained manner. He has always indicated his preferred course of action but never pressurised me into taking it.

What could they have done better?

Have a little bit more time to spend on my affairs.

Review from verified client

November, 2012

Overall

Advice

Service

Value

Based in London

How has Stephen Griffiths helped you?

Stephen is a competent, straightforward and honest individual who has a good grasp of the realities of life. He is able to communicate concisely and effectively at every level even when dealing with quite complex technical issues. He listens to your requirements and is able to further define and refine your needs. He provides bespoke proposals which are both relevent to your circumstances and designed to fulfill your needs. An understanding of the balance between risk and benefit is an important part of his communication process and leads to a more informed and therefore more confident decision making process.

What could they have done better?

It is difficult to find a specific area where Stephen could improve his performance. It would be great, of course, if he was fully clairvoyant and able to reliably predict the relative movements in the performance of all available financial products. Such financial advisers exist only in our dreams and were he able to do this he would probably be living in the Seychelles and certainly not offering financial advice to others.

Review from verified client

November, 2012

Overall

Advice

Service

Value

Based in London

How has Stephen Griffiths helped you?

Stephen Griffiths has taken a deal of trouble to understand my financial goals and priorities and to design an investment strategy that reflects them. He sees and shows me the whole picture - possible returns, risk, costs, tax, etc - so that I can take informed and balanced decisions. His advice is always independent and demonstrably not biased towards the sale of particular financial products. I am not particularly risk averse and Mr Griffiths takes great care to ensure that I am warned against taking risks that are not necessary to the achievement of my financial goals. He does not try to judge investments based on last year's returns. The performance of my portfolio has been very satisfactory since I appointed Mr Griffiths as my financial adviser. Mr Griffiths' fees represent excellent value for money.

What could they have done better?

-

Review from verified client

November, 2012

Overall

Advice

Service

Value

Based in Essex

How has Stephen Griffiths helped you?

Have used Stephen Griffiths as a financial adviser for a long time. Listons to what you have to say and understands what you are trying to achieve. Regularly offers a risk questionaire as this can change over time. Good at explaining his recommendations, does not use a lot of jargon and does not talk over you. Has a good understanding manner. Always makes himself available and does not make you feel you are encroaching on his time. Fees I have been charged are a percentage of investments covered and have always been adequately explained. Good value, the more interest you show in your investment the more you will utilise the service. Stephen is very professional in the service he provides, with an excellent financial planning model to help show how your investments will protect you in retirement.

What could they have done better?

Does a very good job, difficult to comment otherwise.

Review from verified client

November, 2012

Overall

Advice

Service

Value

Based in Suffolk

How has Stephen Griffiths helped you?

Unlike a lot of Independent Financial Advisors, Steve,who I have known professionally for over 20 years has my absolute confidence and I have put my main pension fund under his sole direction, and seek his advice as and when I require it. It was Steve who set up the pension arrangements for me and many of my colleagues, and from which I am now benefiting. I have no hesitation in commending him to anyone seeking honest professional finacial advice.

What could they have done better?

Nothing I can think of.

Review from verified client

November, 2012

Overall

Advice

Service

Value

Based in Hertfordshire

How has Stephen Griffiths helped you?

His recommendations about as to which funds my pension pot should be invested have been excellent.

What could they have done better?

He could be a bit speedier in producing paperwork.