Reviewed for

Insurance and Protection ( 12 )

Mortgages ( 3 )

Pensions ( 41 )

Retirement income (annuities, drawdown) ( 15 )

Auto Enrolment ( 1 )

Investments and Savings ( 35 )

Pension Transfers - Non Specialist ( 5 )

Inheritance Planning ( 9 )

Long Term Care ( 1 )

Pension Transfers - Specialist ( 1 )

Reviewers' assets

£500k+ ( 17 )

£200k - £500k ( 8 )

£100k - £200k ( 7 )

Up to £50k ( 3 )

£50k - 100k ( 4 )

Client reviews

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in Tyne and Wear

What were the circumstances that caused you to initially look for an adviser?

I wanted to make sure that my savings and investments plan were actually working towards my goals.

How has Graeme Pegman helped you?

Graeme asked me a number of questions that really made me think! These questions weren't answered with just 'yes/no' answers, I had to think hard. I realised after our first meeting that what I had been doing wasn't completely joined up with where I wanted to be later in life. Graeme helped to fill in some of the blanks thereafter too.

Have you seen the outcome you were hoping for?

All my financial plans are on track and my family has the cover it needs, so yes.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in East Riding

What were the circumstances that caused you to initially look for an adviser?

I needed advice on pensions and financial planning for the future.

How has Graeme Pegman helped you?

Graeme provided excellent, detailed advice on complex pension issues and options available for financial planning, specifically advising on the management of numerous pensions. He answered any questions clearly and efficiently and is trustworthy and extremely knowledgeable.

Have you seen the outcome you were hoping for?

Yes. I am now happily retired.

What could they have done better?

Nothing.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Northumberland

What were the circumstances that caused you to initially look for an adviser?

The sale of our company and we wished to invest the proceeds.

How has Graeme Pegman helped you?

Giving in depth advice on trust funds, inheritance tax and pensions and investments

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing comes to mind.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Durham

What were the circumstances that caused you to initially look for an adviser?

I was due to take early retirement and wanted advice on my pension and investment options.

How has Graeme Pegman helped you?

Prior and during retirement period Graeme reviewed all my different pensions and savings/investments and provided me with different options for review. He also helped to resolve several queries with my employers final salary pension scheme. The information was always clearly presented and any questions fully answered before final choices were made. Since then, Graeme has continued to provide sound advice on my investments, including potential impacts on tax and estate planning.

Have you seen the outcome you were hoping for?

Yes, very happy with the advise Graeme has provided.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in East Riding

What were the circumstances that caused you to initially look for an adviser?

Independent contractor needing pension and savings advice

How has Graeme Pegman helped you?

By giving quality advice on what the options were and for each the advantages and disadvantages in an understandable way.

Have you seen the outcome you were hoping for?

Yes I have a cost efficient pension invested in a range of solid and diverse products. In addition to having similar investment products. Over the years both have done well in good times and limited the losses in the bad times due to Graeme's advice.

What could they have done better?

Graeme gives solid and realistic advice and from my experience it would be difficult to say what could have been done better as I am much better off for knowing him.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Tyne and Wear

What were the circumstances that caused you to initially look for an adviser?

I knew I needed to plan for my retirement and Graeme came highly recommended from a freind of mine, Phil Anderson.

How has Graeme Pegman helped you?

He rationalised my pensions. He used his software to show how the plan would deliver for as long as it needs to. He came up with really good ideas in relation to my training business and connecting it with my long term pension plans. He advised me to switch ISA and that appears to have been a good decision. He advised on which pensions to set running and which ones to wait for. (I'm 68 years old).

Have you seen the outcome you were hoping for?

Too early to say that but I have no reason to believe otherwise.

What could they have done better?

I really cannot think of anything.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Northumberland

What were the circumstances that caused you to initially look for an adviser?

I contacted Graeme over 10 years ago to give me advice on managing my finances, investments and pensions

How has Graeme Pegman helped you?

Graeme reviewed my finances, investments and pensions and we agreed and created a plan which we felt was the best way forward at that time.

Have you seen the outcome you were hoping for?

I have met Graeme regularly to review my ongoing financial plan as my life and circumstances have changed from time to time and I am well satisfied with the outcomes his financial advice which has helped me enjoy life to the full with financial peace of mind.

What could they have done better?

I have dealt with various financial advisers during my 61 years and Graeme is by far the best in my opinion.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Tyne and Wear

What were the circumstances that caused you to initially look for an adviser?

We received some inheritance money and needed advice on how to invest it

How has Graeme Pegman helped you?

Graeme did an extremely thorough review of all our finances and then gave us excellent advice on our investments with regard to our retirement lifestyle.

Have you seen the outcome you were hoping for?

Absolutely. We are more than happy.

What could they have done better?

Nothing.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Tyne and Wear

What were the circumstances that caused you to initially look for an adviser?

I wanted to retire at 63, two years before getting my state pension but with a substantial private pension "pot" and wasn't sure that what i wanted was achievable. I contacted various pension specialists but was dismayed to find that the advice being given was pretty much "cut & pasted" from articles freely available on the internet. I therefore looked a little deeper into the pension drawdown situation and was advised by The Money Advice Centre" to check out the "Vouched For" website which I did. I then looked at the various organisations and individuals on this site, found Vital Wealth Management and arrnged a preliminary meeting with Graeme Pegman. The rest, as they say, is history.

How has Graeme Pegman helped you?

Our first meeting, which also included my wife, was a bit of an eye opener. Grame did not try to sell us anything. He listened, took notes and explained in the nicest possible way, that most of what I thought I wanted, was not what I wanted at all. He then asked us to complete a questionaire detailing our expenditure and life goals to see if what we really wanted was viable. At that point it all seemed to fall into place and we knew that we had found the right person for us. Graeme has been our advisor for more than five years now and during that time, has become, not only our trusted advisor, but a friend of the family. On occasion, I've asked him what he thinks of some silly idea of mine and , in the nicest way, he tells me that I'm an idiot. That is what a proper advisor should do ! If there was a star rating, we would give graeme five. We have now been retired

Have you seen the outcome you were hoping for?

Absolutely. Retirement planning is a worrying thing but Graeme has made the whole process much easier for us.

What could they have done better?

I cannot think of a single thing that Graeme could have done better.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Northumberland

What were the circumstances that caused you to initially look for an adviser?

Inherited money and needed advice to invest it

How has Graeme Pegman helped you?

Spent a great deal of time discussing with us our aims for the money we had and how we would like to invest it. He was very thorough and didn’t rush us he also ensured that we understood what he was saying.

Have you seen the outcome you were hoping for?

Yes very pleased with the service he provides and the on going investments

What could they have done better?

Can’t think of anything that he could have done better.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Northumberland

What were the circumstances that caused you to initially look for an adviser?

I was considering transferring my company pension pot into a private plan

How has Graeme Pegman helped you?

During an initial discussion, Graeme set out options around the course of action I was considering and gave me a number of additional thoughts to consider. Rather than pushing the transfer like some other advisors had done, Graeme led a relaxed discussion around my longer term objectives and set out the pros and cons associated with my initial thoughts around the transfer and how it would fit.

Have you seen the outcome you were hoping for?

Yes, following our initial discussion, we met a number of times and progressed proposals that were suitable for my needs.

What could they have done better?

I can't think of anything that could have been down better in my case. The process was lengthy due to pension changes and reviews within the company that I worked work and the overall transfer timescale, but these were out of Graeme's control. I did feel ready to push ahead a couple of times, whereby Graeme set out timescales to review the details and to confirm this was the correct course of action for me and my risk acceptance level so overall I couldn't fault the process in any way.

Graeme's reply

Thanks very much for the feedback, Sean - its very much appreciated. Graeme

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Tyne and Wear

What were the circumstances that caused you to initially look for an adviser?

We had a confused diverse portfolio!

How has Graeme Pegman helped you?

Organised our entire portfolio , with great results !

Have you seen the outcome you were hoping for?

Yes !

What could they have done better?

Nothing really !

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Tyne and Wear

What were the circumstances that caused you to initially look for an adviser?

self employed so no company scheme. reached mid 50s so needed advice

How has Graeme Pegman helped you?

set up pension schemes for myself and my wife

Have you seen the outcome you were hoping for?

so far!

What could they have done better?

nothing

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

My wife and I are in our sixties and we needed to help in planning our retirement. We needed to find out whether I could afford to retire (I had an idea of doing it in about 4 years) and would we be able to maintain the quality of life that we currently had. Graeme was recommended by a business colleague as somebody who could help.

How has Graeme Pegman helped you?

Graeme visited me and my wife at home to carry out a financial review. It consisted of what we had saved so far, our current outgoings, a risk assessment and our predicted future income. My wife and I really liked his approach. He didn’t bamboozle us with numbers or jargon or make outlandish promises. He was extremely friendly and said that he would go away and come back with some proposals of whether he could achieve our aims. He came back about a month later and advised that we could achieve what we wanted to do. His proposals were simple and easy to understand. It was just to reduce to risk in the investments we had and to use different approaches to reflect our personal aversion to risk.

Have you seen the outcome you were hoping for?

Yes. We are on schedule in the 4 year plan and it has all come nicely together. I can now stop work in mid 2020. I love it when things work out the way you want them. He has also recently given me and my wife additional advice of inheritance planning and a tax-free withdrawal from my pension. His advice has been invaluable. I would strongly recommend Graeme to anybody seeking friendly reliable financial advice.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Tyne and Wear

What were the circumstances that caused you to initially look for an adviser?

Graeme has always been attentive and fully understands my wife and my financial requirements. His advice is given clearly and succinctly and is always backed up by a written report. As I have said to Graeme on quite a few occasions on the conclusion of our discussions that feel my finances are progressing as planned and secure.

How has Graeme Pegman helped you?

Advice on items mentioned above

Have you seen the outcome you were hoping for?

yes

What could they have done better?

None, fully satisfied

Graeme's reply

Thanks, Harry - much appreciated.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Tyne and Wear

What were the circumstances that caused you to initially look for an adviser?

I have used Graeme for 2 separate matters firstly to help myself and my wife arrange a pension and secondly to advise on business protection insurance and a cross option agreement

How has Graeme Pegman helped you?

Graeme was very knowledgeable throughout and provided excellent service in both areas . I cannot praise Graeme enough he went above and beyond what should reasonably have been expected of him in relation to the business protection . I would highly recommend

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

Nothing , everything was first class I can say however , having been an accountant for 30 years I have come across numerous financial advisors and none have been as good as Graeme

First impression from a user who is not yet a client

November, 2018

Overall

Please provide a brief comment about your experience with Graeme

Have not yet been to see Graeme, but first impressions, clarity of explanations and service have been brilliant. Looking forward to seeing what he can do.

First impression from a user who is not yet a client

November, 2017

Overall

Please provide a brief comment about your experience with Graeme

It was a pleasure to meet Graeme, he is easy to talk to, very clear on the services he offers and the basis of his fees.

First impression from a user who is not yet a client

July, 2017

Overall

Please provide a brief comment about your experience with Graeme

I have decided on another option for my savings.

Review from verified client

April, 2017

Overall

Advice

Service

Value

Based in Northumberland

What were the circumstances that caused you to initially look for an adviser?

Looking for advice with pensions.

How has Graeme Pegman helped you?

Graeme explained the options available to me in clear and concise terms.

Have you seen the outcome you were hoping for?

i was happy with the recommendations.

What could they have done better?

Graeme could not of improved on the help he offered.

Review from verified client

April, 2017

Overall

Advice

Service

Value

Based in Northumberland

What were the circumstances that caused you to initially look for an adviser?

My wife wanted to resume investment in a pension scheme but the provider was giving contradictory answers to her questions. Her business accountant recommended Graeme. He offered to visit our home and wanted to include me in the discussion. I confess I wasn't thrilled at the prospect.

How has Graeme Pegman helped you?

Graeme studied the correspondence relating to my wife and immediately pointed out the pitfalls of her plan. He then explained in very clear terms how the pension system works and what we should both be looking for. The value of the pension my wife was looking at is not great and Graeme kindly explained that if he formally advised her, his charges would be disproportionate and he suggested that she could confidently deal with the matter herself.

Have you seen the outcome you were hoping for?

The advice, guidance, and explanations that Graeme gave us is giving us the confidence and knowledge to investigate and wisely invest for our future. We are happier in the knowledge that Graeme is available should we need solutions to more complex problems in the future.

What could they have done better?

I can think of nothing that Graeme could have done better for us.

First impression from a user who is not yet a client

October, 2016

Overall

Please provide a brief comment about your experience with Graeme

Generally a good meeting, and appreciated Graeme's professional approach

Review from verified client

September, 2016

Overall

Advice

Service

Value

Based in

What were the circumstances that caused you to initially look for an adviser?

We were looking for key man insurance and shareholder protection for our company.

How has Graeme Pegman helped you?

Graeme explained all the options in simple, clear terms and ensured that we, the directors, fully understood all the aspects of the product involved.

Have you seen the outcome you were hoping for?

We, the directors, were fully satisfied that the product we were advised to take was exactly what we needed to ensure full protection in the event of anything untoward happening to our directors or shareholders. We would not have been in a position to select the correct product without the clear guidance and assistance given by Graeme.

What could they have done better?

I cannot recommend Graeme highly enough and feel that anyone who is looking for advice, should contact him and will then, have a clear explanation of all the options available for their needs.

Review from verified client

August, 2016

Overall

Advice

Service

Value

Based in Northumberland

What were the circumstances that caused you to initially look for an adviser?

I was looking for a way to ensure the viability of the company in the event of an unforeseen death of the key directors.

How has Graeme Pegman helped you?

Graeme assisted our board in understanding the process of key man assurance and shareholder protection, to make sure the company would remain viable if something was to happen to our directors or shareholders. He explained everything in simple, clear terms and ensured we fully understood all aspects of the product involved.

Have you seen the outcome you were hoping for?

I recommend any business person who is looking to organise their finances, investments or is looking for personal insurance to speak with Graeme and I am confident that they will receive sensible, jargon-free advice and support.

What could they have done better?

No, the service and advice we received were second to none.

First impression from a user who is not yet a client

April, 2016

Overall

Please provide a brief comment about your experience with Graeme

Very easy to talk to, he explained things in plain English. We had three free hours of initial discussion-not one-and we now have a very good idea of what we intend to do with our financial arrangements as we move into our retirement.

First impression from a user who is not yet a client

April, 2016

Overall

Please provide a brief comment about your experience with Graeme

VERY PROFESSIONAL AND KNOWLEDGEABLE. I WILL CERTAINLY RECOMMEND GRAEME TO MY FAMILY AND FRIENDS.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Required help with retirement planning.

How has Graeme Pegman helped you?

Graeme is very good at listening to and understanding my circumstances, financial goals and attitude to risk and then due to his excellent product knowledge and skills identifying the correct products for me. Graeme has also given me sound advise when a particular product is not suitable for me which I appreciate and strongly believe sets him apart from the others because I feel that he has my best interests in mind and has done an excellent job with my investments and pension.

Have you seen the outcome you were hoping for?

yes.

What could they have done better?

I couldn't think of anything that Graeme could do better as he has recommended very good products with reasonable fees, good potential and most importantly to me explained the potential risk as well as the benefits clearly without the financial jargon. I can only say Thank you and keep up the good work.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Northumberland

What were the circumstances that caused you to initially look for an adviser?

The sale of a company.

How has Graeme Pegman helped you?

Graeme is very conscientious and thorough. We have dealt with Graeme for the past 6 years and we are very pleased with the level of service and advice that he offers. He is always very professional, and explains fully every aspect of why the recommendation has been made in respect of our pension & investments. He will definitely suggest what he feels is the best deal for your personal circumstances. It is refreshing to deal with someone so genuine and honest and we would not hesitate to recommend him.

Have you seen the outcome you were hoping for?

Happily retired.

What could they have done better?

Nothing, Graeme was meticulous in all aspects of financial planning and advice.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Northumberland

What were the circumstances that caused you to initially look for an adviser?

The sale of our company.

How has Graeme Pegman helped you?

Graeme is very conscientous and thorough. We have dealt with Graeme for the past 5 years and we are very pleased with the level of service and advice that he offers. He is always very professional, and explains fully every aspect of why the recommendation has been made in respect of our pension & investments. He will definitely suggest what he feels is the best deal for your personal circumstances. It is refreshing to deal with someone so genuine and honest and we would not hesitate to recommend him.

Have you seen the outcome you were hoping for?

Happily retired, enjoying life!.

What could they have done better?

Everything we've asked Graeme to do has been thoroughly researched and completed very satisfactorily.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Tyne and Wear

What were the circumstances that caused you to initially look for an adviser?

I needed to pull my various financial affairs together into one approach that suited me (rather than a hotch potch of 'stuff').

How has Graeme Pegman helped you?

Graeme is the first adviser I have worked with who challenged my thinking about what I needed from my financial products. I had various preconceptions prior to my first meeting with Graeme and rather than talk to me about products Graeme asked me about my family, my aspirations and my lifestyle. It became apparent after just a few minutes that the solutions I required were different to my original expectations. Cost wise the products were very similar, but the way that they offer protection and investment for my family is a world apart, now I have the right products for the job at hand; enjoying my life and my growing family.

Have you seen the outcome you were hoping for?

Absolutely.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Tyne and Wear

What were the circumstances that caused you to initially look for an adviser?

Lack of my own expertise.

How has Graeme Pegman helped you?

Set up a pension.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing really

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Northumberland

What were the circumstances that caused you to initially look for an adviser?

The need for a Company Pension scheme.

How has Graeme Pegman helped you?

Graeme assisted in advising the directors individually and collectively of the best way to proceed, we had several meetings and eventually all agreed on the suggested plans provided by Graeme.

Have you seen the outcome you were hoping for?

We have only just signed up to these plans, so the outcome is still a way off.

What could they have done better?

I can find nothing to suggest he could have done any better. Graeme covered all the areas of our concerns and even areas we had not taken into consideration.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Northumberland

What were the circumstances that caused you to initially look for an adviser?

Inheriting money from death of a parent and want to examine pension provisions as I want to work for 10 years more only.

How has Graeme Pegman helped you?

He built a complex financial model using the data that I provided and that let us run a number of scenarios to model various options.

Have you seen the outcome you were hoping for?

yes - He outlined what my options were for my pensions and also provided a number of excellent sugestions.

What could they have done better?

Graeme was excellent - he is very knowledgeable and he was not trying to sell me something - he was genuinely trying to explain all the options and help me assess the information to let me decide what actions I needed to take and when I should take them

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Tyne and Wear

What were the circumstances that caused you to initially look for an adviser?

Finances needed organising !.

How has Graeme Pegman helped you?

Graeme has a pleasant manner , is easy to talk to , explains issues very clearly and we are delighted to recommend him . His advice to date has proven beneficial to us and we have full confidence going forward with him.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

It will sound contrived , but there's nothing I can suggest that he do better at this time .

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Northumberland

What were the circumstances that caused you to initially look for an adviser?

I was beginning to grow a rental portfolio and wanted some guidance with savings.

How has Graeme Pegman helped you?

Graeme is excellent at explaining complex information in a way I understand so I always feel confident in the decisions I make regards my financial matters. I have confidence in his advice which has served me well over the last 7 years. He has helped me think through options I have in relation to insurances and also pointed me in the right direct of other people can help me with more specific advice around legacy planning or tax issues. I have no problem in recommending Graeme to my friends and colleagues who I also know have used his services and been very happy with his service.

Have you seen the outcome you were hoping for?

I have been very pleased with the advice given.

What could they have done better?

I don't think I have any pointers - Graeme has responded every time I have quieries he has a friendly and approachable manner and I never hesitate to contact him when I feel his advice and expertise would be appropriate

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in Tyne and Wear

What were the circumstances that caused you to initially look for an adviser?

I moved to Newcastle and didn't have an adviser who lived locally.

How has Graeme Pegman helped you?

By conducting a full financial review and projection of my financial position into the future using a very useful financial computer programme. Having the incite of both a financial adviser and an accountant (he used to be the latter) means that his advice spans taxation issues, as well as investment advice. He is also willing to point me at people he associates with who are experts in their own fields, like a lawyer for my business and a lawyer for my will.

Have you seen the outcome you were hoping for?

This is a work in progress but I'm confident that we are on the right track.

What could they have done better?

Present reports in a plasticised cover which makes them a bit more professional looking. I'm not fussed about this but you asked! :)

Review from verified client

June, 2015

Overall

Advice

Service

Value

Based in Tyne and Wear

What were the circumstances that caused you to initially look for an adviser?

I decided to take early retirement at 63 and had been researching the various options available for at least 12 months. I decided that income drawdown was the best for me & my family, but realised that I had no idea how to arrange this. Every website that I visited told me that, if I was to enter into drawdown, I should get a financial advisor. After meeting with two financial advisors with whom I felt uncomfortable, I found Graeme on the Vouchedfor website and was delighted with his approach and professionalism.

How has Graeme Pegman helped you?

After initial discussions about what I wanted in retirement and lots of questions about lifestyle and expenditure, Graeme then presented me with a detailed plan which was exactly what I wanted. All of the Points covered during our earlier meetings had been addressed and put in simple language which was exactly what I wanted.

Have you seen the outcome you were hoping for?

We are only less than a year into our relationship but I fell very comfortable with everything that Graeme has arranged. His advice has been first class and my investments have done extremely well , although he keeps telling me that they can also go down.

What could they have done better?

At this point, I cannot think of a single thing that Graeme could have done better.

Review from verified client

June, 2015

Overall

Advice

Service

Value

Based in Northumberland

How has Graeme Pegman helped you?

Graeme became my financial advisor through Network North. This is a business network that covers Newcastle and the North East of England. I find that his approach to be refreshingly different. He offers the financial services that would be of most benefit to you and not for him. He finds out what your aims are and then finds out whether it is achievable. He is very up-to-date with all the changes that occur in taxation and pension rules. He explains everything in plain English and there is no hard sell. If you are looking for a Financial advisor for the first time or you wish to review your financial planning, Graeme is the man to talk to.

Review from verified client

March, 2015

Overall

Advice

Service

Value

Based in Tyne and Wear

How has Graeme Pegman helped you?

Graeme took us through our financial plans in detail, challenging assumptions and offering alternative approaches to be considered. He is a good communicator and allowed us to understand the products on offer. He was clear on which types of financial product would not be appropriate or necessary for us, which was an important part of him helping us navigate financial planning.

First impression from a user who is not yet a client

February, 2015

Overall

Please provide a brief comment about your experience with Graeme

First impression from a user who is not yet a client

November, 2014

Overall

Please provide a brief comment about your experience with Graeme

First impression from a user who is not yet a client

October, 2014

Overall

Please provide a brief comment about your experience with Graeme

The advert said Mr Pegman would reply to my questions within 24hrs, Mr Pegman came back to me within 15mins which i thought was excellent and he spent far more time explaning all the ins and outs of my questions than i expected,i was far more aware of my

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Northumberland

How has Graeme Pegman helped you?

Precision 2000 employed Graeme to bring forward & implement the company's Auto Enrolment pension scheme. Graeme provided excellent, objective advice at all times, backed up by sound & comprehensive research. Graeme guided the Directors of the company through the decision-making processes, allowing us to choose a suitable, value-for-money pension that suited the profile of our workforce, and the requirements of the company. Graeme presented the findings to our workforce, and accurately answered any questions posed.

What could they have done better?

Nothing. Completely satisfied.

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Tyne and Wear

How has Graeme Pegman helped you?

Graeme has helped our company through auto enrolment and also guided us through various pension plans. Graeme came across both professional and very knowledgeable. His services to our company where invaluable

First impression from a user who is not yet a client

September, 2014

Overall

Please provide a brief comment about your experience with Graeme

I found Graeme to be engaging, friendly and professional.Our initial meeting was relaxed and informative.

First impression from a user who is not yet a client

June, 2014

Overall

Please provide a brief comment about your experience with Graeme

Graeme was really helpful and concise about my finances. He explained everything clearly and in a way I could understand

First impression from a user who is not yet a client

January, 2014

Overall

Please provide a brief comment about your experience with Graeme

There was insufficient time to fully explore the charges but I will be contacting Graeme again.

Review from verified client

October, 2013

Overall

Advice

Service

Value

Based in Tyne and Wear

How has Graeme Pegman helped you?

Talks lay mans language about investement options a subject that that we have only a basic knowledge in Answers every question we raise however simple without making us feel incompetent easy to talk to, very personable, good communicator

Review from verified client

October, 2013

Overall

Advice

Service

Value

Based in Northumberland

How has Graeme Pegman helped you?

Makes me fully aware of the risks and advises accordingly.

What could they have done better?

I would like more regular feedback on ongoing investment opportunities. Typically with the governments assistance to house buyers, in being as from todays date, should I invest as in property as part of my portfolio?

Review from verified client

October, 2013

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Based in North Yorkshire

How has Graeme Pegman helped you?

Graeme is very good at listening to and understanding my circumstances, financial goals and attitude to risk and then due to his excellent product knowledge and skills identifying the correct products for me. Graeme has also given me sound advise when a particular product is not suitable for me which I appreciate and strongly believe sets him apart from the others because I feel that he has my best interests in mind and has done an excellent job with my investments and pension.

What could they have done better?

I couldn't think of anything that Graeme could do better as he has recommended very good products with reasonable fees, good potential and most importantly to me explained the potential risk as well as the benefits clearly without the financial jargon. I can only say Thank you and keep up the good work.

Review from verified client

October, 2013

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Based in North Yorkshire

How has Graeme Pegman helped you?

Graeme Pegman has a precise understanding of my needs, he listens carefully and then uses his extensive knowledge of the best products available for my situation. He provides excellent advice in easy to understand terms, is diligent and reliable.

Review from verified client

October, 2013

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Based in Tyne and Wear

How has Graeme Pegman helped you?

Graeme is everything you could want from a financial adviser – your needs always comes first. Graeme has excellent technical expertise but this is coupled with excellent commercial acumen. Graeme has helped me personally sort out issues over critical health, income protection and pension. The former has proved to be a godsend to me. Graeme is also very personable and shows great empathy with clients . I have no issues with recommending Graeme to clients and colleagues.

What could they have done better?

Graeme has provided excellent support to me personally over a difficult time and has also supported clients of my practice. I have no issues in recommending Graeme.

Review from verified client

October, 2013

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Based in Tyne and Wear

How has Graeme Pegman helped you?

Graeme is the epitome of a professional adviser – the client always comes first. His level of technical expertise is obvious from the reports that he produces in response to requests for both general advice, and for guidance on specific topics. He is not afraid to suggest alternatives to my pre-conceived ideas, but will not override my wishes. If he thinks I am taking the wrong course on anything, he will tell me why, but I always feel that the final decision on anything is mine, He goes into matters in depth, but is able to convey quite complex investment and pension principles with clarity. And above it all, he is personable. An hour spent with him is a pleasant experience.

What could they have done better?

I am really sorry to say this, but I canÂ’t think of anything IÂ’d want Graeme to do differently, and it is not as though that in general, as a consumer, I am easily pleased. I am not! He leaves me pleased with the advice and service and value I receive from him

Review from verified client

August, 2013

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Based in Northumberland

How has Graeme Pegman helped you?

Graeme is very conscientous and thorough. We have dealt with Graeme for the past 4 years and we are very pleased with the level of service and advice that he offers. He is always very professional, and explains fully every aspect of why the recommendation has been made in respect of our pension & investments. He will definitely suggest what he feels is the best deal for your personal circumstances. It is refreshing to deal with someone so genuine and honest and we would not hesitate to recommend him.

Review from verified client

August, 2013

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Value

Based in Northumberland

How has Graeme Pegman helped you?

Easy to deal with it and explains everything in fine detail - A pleasure to work with

Review from verified client

August, 2013

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Value

Based in Tyne and Wear

How has Graeme Pegman helped you?

Graeme has a pleasant manner , is easy to talk to , explains issues very clearly and we are delighted to recommend him . His advice to date has proven beneficial to us and we have full confidence going forward with him.

What could they have done better?

It will sound contrived , but there's nothing I can suggest that he do better at this time .

First impression from a user who is not yet a client

August, 2013

Overall

Please provide a brief comment about your experience with Graeme

Review from verified client

July, 2013

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Value

Based in Northumberland

How has Graeme Pegman helped you?

Graeme is excellent at explaining complex information in a way I understand so I always feel confident in the decisions I make regards my financial matters. I have confidence in his advice which has served me well over the last 7 years. He has helped me think through options I have in relation to insurances and also pointed me in the right direct of other people can help me with more specific advice around legacy planning or tax issues. I have no problem in recommending Graeme to my friends and colleagues who I also know have used his services and been very happy with his service

What could they have done better?

I don't think I have any pointers - Graeme has responded every time I have quieries he has a friendly and approachable manner and I never hesitate to contact him when I feel his advice and expertise would be appropriate

Review from verified client

February, 2013

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Based in Northumberland

How has Graeme Pegman helped you?

Having received inappropriate and bad advice from a previous financial adviser – which resulted in substantial losses – I never thought I would trust a financial adviser ever again. I was then introduced to Graeme Pegman and my confidence in the profession has been fully restored! Graeme’s patience and ability to explain financial planning in language and terms which I can understand and which genuinely have relevance to my own situation and attitude towards risk is praiseworthy. Though thoroughly professional in the conduct of his business, I feel as though I am talking with a friend when I meet with Graeme and that he is actually listening to what I want to do are rather than trying to sell me things I don’t really want.

What could they have done better?

I am happy with the service provided

Review from verified client

February, 2013

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Based in Northumberland

How has Graeme Pegman helped you?

Graeme has provided me with expert support & advice relating to my long-term financial planning in a very logical & easily understood way. Graeme delivers great customer service, has excellent attention to detail & has builds trust through his aproach to investment advice.

Review from verified client

November, 2012

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Based in Northumberland

How has Graeme Pegman helped you?

Graeme has worked with me to establish a simple and straight forward financial plan for the rest of my life, based on my current lifestyle and forseeable needs, which is in plain english and dead easy to understand. We review the plan annually to see if there is a need to change or tweak if something significant has occured. It is very clear that his advice is in my best interests, he is not just trying to sell me products (as I have experienced with other financial advisors). I shall be his client for life based on the service and adviced I have recieved to date.

Review from verified client

November, 2012

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Based in Tyne and Wear

How has Graeme Pegman helped you?

Graeme is the first adviser I have worked with who challenged my thinking about what I needed from my financial products. I had various preconceptions prior to my first meeting with Graeme and rather than talk to me about products Graeme asked me about my family, my aspirations and my lifestyle. It became apparent after just a few minutes that the solutions I required were different to my original expectations. Cost wise the products were very similar, but the way that they offer protection and investment for my family is a world apart, now I have the right products for the job at hand; enjoying my life and my growing family.