Reviewed for
Insurance and Protection ( 17 )
Mortgages ( 31 )
Pensions ( 1 )
Equity Release ( 2 )
Reviewers' assets
£500k+ ( 1 )
£50k - 100k ( 2 )
Up to £50k ( 14 )
Client reviews
First impression from a user who is not yet a client
January, 2020
Overall
Please provide a brief comment about your experience with Ian
Very helpful and professional.
First impression from a user who is not yet a client
September, 2019
Overall
Please provide a brief comment about your experience with Ian
Turned up on time and went through our information - explained all our options and gave some good suggestions.
First impression from a user who is not yet a client
February, 2019
Overall
Please provide a brief comment about your experience with Ian
Waiting for him to get back to me with some quotes and options. Very helpful on phone but a bit concerned I've not heard back from him yet.
Review from verified client
January, 2019
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
We used in to arrange a mortgage for us.
How has Ian Holmes helped you?
Gave a number of options, we have since utilised him for another mortgage for a house purchase.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
It was all good.
Review from verified client
January, 2019
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
Thanks Ian
How has Ian Holmes helped you?
Thanks Ian
Have you seen the outcome you were hoping for?
Thanks Ian
Review from verified client
January, 2019
Overall
Value
Service
Advice
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
Old mortgage deal endec
How has Ian Holmes helped you?
Sorted out a new mortgage
Have you seen the outcome you were hoping for?
More than
Review from verified client
January, 2019
Overall
Advice
Service
Value
Based in Lancashire
What were the circumstances that caused you to initially look for an adviser?
Being a little inexperianced buying property I needed advice I could trust.
How has Ian Holmes helped you?
He handled everything with the mortgage company, even when there were some sticking points.
Have you seen the outcome you were hoping for?
Yes, very much so and super quick.
What could they have done better?
Nothing, Ian was brilliant from start to finish.
Review from verified client
January, 2019
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
We were looking to remortgage
How has Ian Holmes helped you?
He found us the best remortgage deal and helped with the application. He also reviewed our insurance cover.
Have you seen the outcome you were hoping for?
Most definitely.
What could they have done better?
The whole process was very straightforward and if I needed to get in touch with Ian, he always responded promptly to my emails and messages.
Review from verified client
January, 2019
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
I had a debt to my name, so i wasnt sure if i was able to apply for a Mortgage
How has Ian Holmes helped you?
After i explained my situation, he took everything into account and managed to find me a deal. And then after finding me a deal, he managed to find me an even better deal which was fantastic due to my circumstances.
Have you seen the outcome you were hoping for?
110% and then some, i cannot thank him enough.
What could they have done better?
Quiet honestly nothing, there was one occasion where i was struggling to get hold of him but i had to appreciate i wasn't his only client.
Review from verified client
January, 2019
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
My current mortgage was coming to an end, I wanted to re-mortgage whilst keeping my repayment time the same. I wanted to look for the best deal for my circumstances. I wanted some advise on life insurance and whether to continue with my current policy. having been unable to find for a good few years, affordable redundancy cover I wanted to explore this as well.
How has Ian Holmes helped you?
Ian has visited on a number of occasions, at convenient times to us. He is very knowledgeable, takes time to listen to and asks relevant questions to provide us with the very best information. Ian undertook in depth searches for the cover and mortgage, he gave us options on different deals. He advised us on the benefits of different deals and what may suit us best. He explained pros and cons and was open and honest with us throughout. Ian was always on hand when I needed to check things with him, he was very supportive liaising with and submit all the relevant papers to the solicitors. He has always explained each stage clearly and what will happen as we move toward completion.
Have you seen the outcome you were hoping for?
Yes, without doubt. We have a new mortgage all but in place and the insurance covers we were looking for are due to start very shortly.
Review from verified client
January, 2019
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
Purchasing a house
How has Ian Holmes helped you?
Ian is of great help and I would highly recommend his services. Myself and my extended family all use Ian and cannot speak highly enough of him. He is always on had at anytime of day to answer questions and no job is ever too much to ask.
Have you seen the outcome you were hoping for?
Yes property purchases and insurances have all been via the service Ian has to offer.
Review from verified client
January, 2019
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
Needed a few BTL mortgages , Ian came recommended to me by a friend
How has Ian Holmes helped you?
Sorted some very good deals for me , including handling a particular awkward lender .
Have you seen the outcome you were hoping for?
All deals completed , very happy
First impression from a user who is not yet a client
September, 2018
Overall
Please provide a brief comment about your experience with Ian
Contacted, gave all my info and sent credit reports then never got back in touch,
Ian's reply
Hi Irfan. I have replied after looking at your credit report. I'll resend
First impression from a user who is not yet a client
June, 2018
Overall
Please provide a brief comment about your experience with Ian
OK He is going to come back to me
First impression from a user who is not yet a client
October, 2017
Overall
Please provide a brief comment about your experience with Ian
Excellent service and very knowledgeable
Review from verified client
October, 2017
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
We wanted help finding the right mortgage for us and Ian had been recommended by a friend.
How has Ian Holmes helped you?
He found the right mortgage for us and guided us through the process.
Have you seen the outcome you were hoping for?
Yes, the mortgage was approved and we now have our new home.
What could they have done better?
We were very happy with Ian, in our opinion he couldnt have done anything more. He was very knowledgeable, helpful, friendly and explained the processes to us.
First impression from a user who is not yet a client
September, 2017
Overall
Please provide a brief comment about your experience with Ian
If you are looking for an honest, dedicated professional mortgage advisor who knows his stuff then get in touch with Ian Holmes because I highly recommend him. I used Ian to arrange a new mortgage and consider his service to be excellent. We were subject to a number of frustrating delays during the conveyancing process which led to a several changes to our mortgage product. Ian was really supportive and understanding of our situation. His focus throughout was to ensure we obtained the best product for our circumstances despite all the delays and considerable additional time cost to him. He was so committed to helping us, he even took time out of an overseas holiday to ensure our mortgage was in place for completion! He is a pro and I'll be using him again.
Review from verified client
June, 2017
Overall
Advice
Service
Value
Based in Yorkshire
What were the circumstances that caused you to initially look for an adviser?
.
How has Ian Holmes helped you?
Great service as ever from Ian.
Have you seen the outcome you were hoping for?
.
What could they have done better?
Nothing
First impression from a user who is not yet a client
March, 2017
Overall
Please provide a brief comment about your experience with Ian
Good
First impression from a user who is not yet a client
October, 2016
Overall
Please provide a brief comment about your experience with Ian
Ian was a knowledgable fella. Im a first time buyer so wasnt entirely sure what i was asking for but he was very supportive clear.
First impression from a user who is not yet a client
June, 2016
Overall
Please provide a brief comment about your experience with Ian
Got in touch quickly. Acted professionally. Pushed a decision in principle through quickly.
First impression from a user who is not yet a client
April, 2016
Overall
Please provide a brief comment about your experience with Ian
Hi. Ian was everything that was promised. Better than that .... he was punctual. We are moving forward to do some business together.
First impression from a user who is not yet a client
March, 2016
Overall
Please provide a brief comment about your experience with Ian
Prompt response. Extremely helpful and professional.
First impression from a user who is not yet a client
March, 2016
Overall
Please provide a brief comment about your experience with Ian
Ian was friendly, professional and polite. He was clear in regards to what he could do for us. He took two of our mortgage details with him to see if he could provide us with better rates but unfortunately we haven't heard back from him as yet.
Review from verified client
February, 2016
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
We have recently moved house and needed a new mortgage. Ian helped us get a very deal which is a low interest fixed term for 10 years and our payments have a lot. We have also changed a life insurance provider through Ian and we have had our payments reduced by half.
How has Ian Holmes helped you?
By Getting us a new mortgage provider at a low fixed rate and new life insurance provider which has halved our payment every month. Ian went trough the options with us and which would be the best policy to meet our requirements. We are now financially better off every month to the extent I can change jobs and can offered to take a drop in salary.
Have you seen the outcome you were hoping for?
We are happy with our mortgage provider and our new life insurance company.
What could they have done better?
I can't think of anything for Ian was very helpful and approachable and was happy to answer any of my queries.
Review from verified client
February, 2016
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
we wanted to release monies against our property.
How has Ian Holmes helped you?
Ian helped us source a good loan against our property for future property purchase.
Have you seen the outcome you were hoping for?
Yes we have.
What could they have done better?
Nothing he did what we asked of him
Review from verified client
February, 2016
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
We purchased a Buy To Let property and required mortgage advice.
How has Ian Holmes helped you?
Ian arranged the re-mortgage of our current property and a buy to let mortgage.
Have you seen the outcome you were hoping for?
Yes, Ian was very professional and added lots of value and ideas.
What could they have done better?
Ian did all we required very well.
Review from verified client
February, 2016
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
We required a mortgage advisor to purchase our new home.
How has Ian Holmes helped you?
Ian was brilliant & incredibly helpful to us during the whole process. He came to our house out of office hours as it was the only time we were available & went above & beyond to find us the best mortgage to suit our needs, giving sound advice throughout.
Have you seen the outcome you were hoping for?
Yes we are now in our new home & mortgage is all set up!.
What could they have done better?
Nothing, Ian was brilliant
Review from verified client
February, 2016
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
Required commercial and Buy to let insurance plus Buy to let Mortgage advice.
How has Ian Holmes helped you?
Provided best quotes and service for both insurance and mortgages.
Have you seen the outcome you were hoping for?
Most definitely. Insurance premiums have been lowered and the mortgage rates achieved were extremely competitive.
What could they have done better?
The service provided by Ian was first rate and is highly recommended.
Review from verified client
February, 2016
Overall
Advice
Value
Service
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
We needed a mortgage sorting quickly & waiting time at the banks was 2 weeks.
How has Ian Holmes helped you?
Ian came to see us within days of first contact & got me the right deal by comparing all the offers & took the stress away.
Have you seen the outcome you were hoping for?
Yes very happy & will use again when renewal needed.
Review from verified client
February, 2016
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
Being self-employed, I wanted advice on finding the best mortgage.
How has Ian Holmes helped you?
Everything was explained to me well, I felt my needs were listened to and I was given impartial advice.
Have you seen the outcome you were hoping for?
I was happy with the products that were offered and I was successful in getting the mortgage I wanted.
Review from verified client
February, 2016
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
I was looking to raise some extra money for a new bathroom and kitchen and also get a better deal on my existing mortgage.
How has Ian Holmes helped you?
Ian came to see us at our house where we discussed various options. In the end we decided that we would stay with our current lender but switch us on to a better rate and borrow the extra from them.
Have you seen the outcome you were hoping for?
Yes, I am now on a much better rate than I was and I've got the money that I needed to get a new kitchen and bathroom.
What could they have done better?
There is nothing he could have done better. He came to our house at a time to suit us and it was all sorted in just over a week. Ian even sorted out the extra life cover that we needed. Nothing was too much hassle.
Review from verified client
February, 2016
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
I needed advice on equity release schemes.
How has Ian Holmes helped you?
Ian made me and my wife fully aware of the ups and downs of equity release in a relaxed and friendly manner.
Have you seen the outcome you were hoping for?
the recommendations and associated cost were explained to us really well.
What could they have done better?
we can't think of any thing that could have been done better as we are now fully aware and understand equity release schemes
Review from verified client
February, 2016
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
Too many option on line to make sense of.
How has Ian Holmes helped you?
He searched for best services available and best prices.
Have you seen the outcome you were hoping for?
Yes saved on morgage.
What could they have done better?
Car insurance found cheaper myself.
Review from verified client
February, 2016
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
New mortgage and buy to-let mortgage.
How has Ian Holmes helped you?
Searched around ti find me the best deals for my personal circumstances.
Have you seen the outcome you were hoping for?
Yes.
What could they have done better?
Nothing
Review from verified client
February, 2016
Overall
Value
Service
Advice
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
Advised by bank to see if a financial advisor could help us.
How has Ian Holmes helped you?
He came to the house gave us financial advice and looked at best mortgage deals for us,the options for us. He then went through all the stages once we had chosen the mortgage we wanted, and we were able to phone him anytime with any questions or problems we came across, even when he went on holiday. The help and advice he gave us was exceptional.
Have you seen the outcome you were hoping for?
Yes definitely.
What could they have done better?
He was fantastic through out,for us he couldn't of been better, we were sorted within a month.
Review from verified client
January, 2016
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
Needed help applying for mortgage.
How has Ian Holmes helped you?
He sorted out all relevant paperwork and applied for our mortgage, we received an offer within a week and we paid our first payment on the house a month later.
Have you seen the outcome you were hoping for?
Yes, we are now house owners.
What could they have done better?
Wouldn't change anything, very reliable and dealt with our case quickly.
Review from verified client
January, 2016
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
I paid my mortagage off 10years ago and decided to move, it was al new to my wife and i but Ian made it easy to understand and pain free.
How has Ian Holmes helped you?
Ian helped with advice and any qustions we had Ian answered in such a way that he made it easy to understand.
Have you seen the outcome you were hoping for?
The whole process went really smoothly and the outcome was just what we were hoping for.
What could they have done better?
Im not really sure as it went really well and for someone who hadnt done anything like this for a number of yeas then Ian made it as smooth as possible.
Review from verified client
January, 2016
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
Looking to remortgage.
How has Ian Holmes helped you?
He searched for the best deal for our requirements , he was really helpful and patient and explained everything clearly and didn't charge for all the help.
Have you seen the outcome you were hoping for?
Yes.
What could they have done better?
There was nothing he could do better , everything went so smoothly .
Review from verified client
January, 2016
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
Mortgage and life insurance.
How has Ian Holmes helped you?
Ian has an excellent understanding of both mortgages and life cover. He came to my house to discuss at a time that suited me.
Have you seen the outcome you were hoping for?
Yes, Ian worked hard to find a mortgage which suited me.
Review from verified client
January, 2016
Overall
Advice
Service
Value
Based in North Yorkshire
What were the circumstances that caused you to initially look for an adviser?
First time buyer looking for mortgage advise.
How has Ian Holmes helped you?
I thought it would be a lengthy process but it was made very easy. Ian did all the work and managed to get me a very competitive rate for my first mortgage. I found a house within a month of meeting Ian and all went through no problem. He also gave practical advice too about the survey report etc. It was a great service.
Have you seen the outcome you were hoping for?
Yes, I am writing this review in my first home!.
Review from verified client
January, 2016
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
Needed to secure additional borrowing on one property to finance another, we were buying at auction.
How has Ian Holmes helped you?
After getting very frustrated for several weeks trying to secure additional borrowing, with out success with other Mortgage Advisors, we came across Ian. Swiftly dealt with and a successful application followed. He was very easy to contact and understood exactly what we needed. A breath of fresh air!.
Have you seen the outcome you were hoping for?
Yes. Dealt with very efficiently, and we will definitely be using him again in the future!.
Review from verified client
January, 2016
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
We were looking to remortgage our home and found Ian Holmes details on Martin Lewis' money saving website.
How has Ian Holmes helped you?
Ian was incredible and helped us remortgage our home with the best deal to suit our family and budget. Ian only ever offered honest and unbiased advice throughout. Nothing was ever too much trouble. Ian was always at the end of a phone if we had any questions and due to our busy lives did not hesitate to meet with us in the evening and at our property.
Have you seen the outcome you were hoping for?
Ian found the best remortgage deal to suit our family and budget. He dealt with all correspondence between us and the mortgage company. Ian made the whole process smooth from start to finish ensuring we got the outcome we set out for.
What could they have done better?
We can honestly say the smooth service we received was second-to-none from start to finish. It was extremely good value for money. I can not offer any suggestions where the service could be improved as we were 100% satisfied with the service we received.
Review from verified client
January, 2016
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
Our current deal had ended and we were looking at remortgaging to also consolidate a loan.
How has Ian Holmes helped you?
He cam to our home and was very friendly and informative making us feel at ease and ensuring that we understood.
Have you seen the outcome you were hoping for?
Yes.
What could they have done better?
Nothing
Review from verified client
January, 2016
Overall
Advice
Service
Value
Based in West Yorkshire
What were the circumstances that caused you to initially look for an adviser?
We needed to explore mortgage options when moving house. When we brought our last property we found it incredibly stressful trying to negotiate our mortgage with the bank so we decided to enlist the help of a mortgage advisor for this house move.
How has Ian Holmes helped you?
Ian was fantastic. We actually saw a few mortgage advisors prior to seeing Ian and felt uncomfortable with what they could provide. I found Ian's name through a review site and gave him a call. From the first call he was friendly and professional. Ian can to our home and sat down with us and explored all our options. He was very approachable and answered any questions we had.
Have you seen the outcome you were hoping for?
Ian made the whole process so much easier. Working full time with 2 young children I do not know how I would have had the time to sort everything out, so we were very thankful that Ian had it all in hand. He managed to sort us out with a good mortgage deal and we have now moved house. I will definitely use Ian in the future and I have already recommended him to friends.
What could they have done better?
I honestly do not feel Ian could have given a better service. He really went that extra mile for us.
Review from verified client
January, 2015
Overall
Advice
Service
Value
Based in West Yorkshire
How has Ian Holmes helped you?
This was our first time of getting a mortgage and Ian was fantastic in terms of explaining the process and sourcing a mortgage for us. He made us feel extremely comfortable and was very helpful and knowledgeable on different products and which mortgage companies might suit us best in terms of success rate. He was able to come to our home to discuss options and spent quite a bit of time with us - I'm pretty sure we would not have had the same service if we had approached a bank/building society direct. Ian also explained the different products available for life insurance and buildings insurance and helped us to find something suitable and within our budget. I did not feel pressurized into taking products at all which was fantastic as other organizations involved in the house buying process do seem to tend to do this. Ian is also a qualified surveyor and the cost of this was very reasonable - he conducted the survey quickly and explained all his findings to us to enable us to make an informed decision.
What could they have done better?
Not really - honestly I couldn't be happier - and I'm not just saying that to make a good review for Ian. The whole process was so smooth and far smoother than I would have expected. I think in current times where it can be so complicated to go directly to a bank or building society - Ian's help was invaluable.