Reviewed for

Insurance and Protection ( 8 )

Mortgages ( 20 )

Pensions ( 20 )

Equity Release ( 39 )

Retirement income (annuities, drawdown) ( 14 )

Investments and Savings ( 31 )

Inheritance Planning ( 6 )

Long Term Care ( 1 )

Pension Transfers - Specialist ( 1 )

Financial Planning ( 2 )

Financial Mentoring ( 1 )

Reviewers' assets

£500k+ ( 9 )

£200k - £500k ( 7 )

£100k - £200k ( 6 )

£50k - 100k ( 5 )

Up to £50k ( 10 )

Client reviews

First impression from a user who is not yet a client

March, 2024

Overall

Please provide a brief comment about your experience with Keith

Excellent. Keith was able to answer my query and I need no further help at the moment but have his details to contact in future if I do.

Keith's reply

Dear Diane, Thank you for your generous review which is very much appreciated. If you have any queries, or if I can help, please let me know. Be well, Keith

First impression from a user who is not yet a client

March, 2024

Overall

Please provide a brief comment about your experience with Keith

We conversed in depth with regard to my requirements and i felt we both were on the same page. We got to a point where it was agreed that we should meet. We finished the conversation with Mr Galgut promising an email within the next few days, along with a suggested appointment ..TO DATE, NOTHING!!!!!!!!!!!!!!!! NADA. NO EXCUSES, NO REASONS. NOTHING and to top it all i had another phone meeting with another solicitor, advisor the same day and he promised the same and the result was THE SAME. Needles to say I would not put myself in that position again, waste of my time

Keith's reply

Dear James, I am sorry that you feel disappointed with the service that I have provided. As far as I am aware, we agreed an appointment for Tuesday 26th and I agreed to email you confirming the address as well as the appointment. It is my normal practice to email a couple of days ahead of the meeting which provides the information and serves as a reminder. I apologise for the misunderstanding and if I can help, please let me know. Be well Keith

First impression from a user who is not yet a client

March, 2024

Overall

Please provide a brief comment about your experience with Keith

Keith was very personable and gave me good, practical initial advice.

Keith's reply

Dear Layla, Thank you for your kind review which is very much appreciated. If you have any queries, or if i can be of help, please let me know. Be well, Keith

First impression from a user who is not yet a client

February, 2024

Overall

Please provide a brief comment about your experience with Keith

Lots of information very good.

Keith's reply

Dear Tyrone, Thank you for taking the time to post a review and for your very kind comments which are very much appreciated. Thank you, If you have any queries, or if I can be of help, please let me know. Be well, Keith

Review from verified client

February, 2024

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Keith was tremendously helpful in assisting and advising me over aspects of my wife's will, which then required equity release in order for me to honour my wife's wishes. He calmed what was an extremely sad, stressful and lonely period and shone a light on to an acceptable approach to solving the problems, where all parties were satisfied with the results! Many thanks Keith, Simon ( White ).

How has Keith Galgut helped you?

He provided good advice.

Have you seen the outcome you were hoping for?

The process has not quite been completed yet, but the end is in sight.

What could they have done better?

I don't know.

Keith's reply

Dear Simon, Thank you for your very generous praise and kind remarks which are very much appreciated. If you have any queries, or if I can be of help, please let me know. Be well, Keith

First impression from a user who is not yet a client

January, 2024

Overall

Please provide a brief comment about your experience with Keith

This was an initial phone meeting, but felt like we understood could work on some of the topics I wished to discuss.

Keith's reply

Dear Keith, Thank you for your first impression posted on Vouchedfor. You are very kind and appreciate your positive input. If you have any queries, or if I can be of help, please let me know. Be well, Keith

First impression from a user who is not yet a client

January, 2024

Overall

Please provide a brief comment about your experience with Keith

He provided correct advice for my situation at the moment.

Keith's reply

Dear Kashefa, I have just seen your review and appreciate your taking the time to submit it. Thank you for your kind praise and I am pleased that I was able to be of assistance. If you have any queries, or if I can be of help, please let me know. Be well, Keith

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

I was looking for advice regarding an equity release mortgage

How has Keith Galgut helped you?

Keith found the best equity release mortgage for me and secured it. Since there were other parties involved for legal reasons, Keith also guided them so that everyone could work towards the desired result seamlessly

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

It was absolutely perfect!

Keith's reply

Dear Michelle, What a lovely review. Thank you for your kind comments and generous praise which is very much appreciated If you have any queries, or if I can help, please let me know. Be well, Keith

First impression from a user who is not yet a client

October, 2023

Overall

Please provide a brief comment about your experience with Keith

Keith has been excellent at trying to fully understand the background and aims of our finances. He committed extensive time to this and that has resulted in a very productive first meeting and even though our current action plan is to wait and reassess in a few months, he has earned our trust immediately and avoided doing things that don't fit our aims. His experience and knowledge over so many years as well as his access to advice across the team he works with will also come in great use going forward.

Keith's reply

Dear Dipesh, Thank you for your kind comments and very generous praise which is very much appreciated. If you have any queries, or if I can be of help, please let me know Be well, Keith

First impression from a user who is not yet a client

August, 2023

Overall

Please provide a brief comment about your experience with Keith

Keith demonstrated great knowledge and expertise in guiding my financial decisions. He was attentive to my specific goals and needs, providing clear and effective communication. His ability to simplify complex financial concepts allowed me to confidently make informed decisions. Overall, my experience with Keith was highly beneficial, providing me with invaluable guidance and support in achieving my financial goals.

Keith's reply

Dear Hila, Thank you for your kind comments and generous praise which is very much appreciated. If I can be of help, please let me know. Be well, Keith

First impression from a user who is not yet a client

July, 2023

Overall

Please provide a brief comment about your experience with Keith

Mr. Keith Galgut was very kind. Te information he gave me was very useful.

Keith's reply

Dear Peter, Thank you for your very kind review which is very much appreciated. If you have any queries, or if I can be of help, please let me know. Be well, Keith

First impression from a user who is not yet a client

June, 2023

Overall

Please provide a brief comment about your experience with Keith

Honest and informative discussion with Keith, no hard sell and clear process outlined.

Keith's reply

Dear Grace, I have just seen your "First Impressions" comments. Thank you for your kind comments and for taking the time to submit comments which is very much appreciated. If you have any queries, or if I can be of help, please let me know. Many thanks, Be well, Keith

First impression from a user who is not yet a client

June, 2023

Overall

Please provide a brief comment about your experience with Keith

It was very professional. He asked about my asset value. I explained my concern about a family trust that I had been missold and IHT implications. After a brief discussion, he confirmed the Trust was not advantageous for my IHT. As we started to discuss winding down the Trust he advised, it was not his domain and I needed legal support.

Keith's reply

Dear Ted, Thank you for your kind review and positive comments which are very much appreciated. If I can be of help, please let me know. Be well Keith

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

we wanted to be certain that we would get the correct advice before making such a huge decision

How has Keith Galgut helped you?

by explaining the whole process f equity release and guiding us along the way

Have you seen the outcome you were hoping for?

yes.

What could they have done better?

having achieved what we wanted from Keith Galgut the answer must be nothing.

Keith's reply

Dear Peter, Thank you for taking the time to submit a review, for your very kind comments and generous praise which is very much appreciated. If you have any queries, or if I can be of help, please let me know. Be well, Keith

First impression from a user who is not yet a client

June, 2023

Overall

Please provide a brief comment about your experience with Keith

A delight to deal with.

Keith's reply

Dear Alan, Thank you so much for your kind comments and very generous review, very much appreciated. If you have any queries, or if I can be of help, please let me know. Be well, Keith

First impression from a user who is not yet a client

May, 2023

Overall

Please provide a brief comment about your experience with Keith

Very good meeting with Keith. He gave me honest advice and guidance. I would thoroughly recommend Keith to anyone looking for advice on IHT and financial investment.

Keith's reply

Dear Rodney, Thank you for your kind review and generous praise which is very much appreciated. If I can be of help, please let me know. Be well, Keith

First impression from a user who is not yet a client

March, 2023

Overall

Please provide a brief comment about your experience with Keith

I needed confirmation for some questions about leaving money for my children.

Keith's reply

Dear Anita, Thank you for the time taken to provide feed back as well as your kind comments and generous score. Feed back is very important in maintaining standards and I appreciate knowing about your experience dealing with me. Many thanks, if you have any queries, or if I can be of help, please let me know. Be well, Keith

First impression from a user who is not yet a client

March, 2023

Overall

Please provide a brief comment about your experience with Keith

Keith is very knowledgeable and helpful and very professional. It was a pleasure speaking to keith. I took in everything he explained to me. Thank you once again.

Keith's reply

Dear Penny, Thank you for your generous review. It is very kind of you to take the time to post a review which is very much appreciated. If you have any queries, or if I can be of help, please let me know Be well, Keith

First impression from a user who is not yet a client

March, 2023

Overall

Please provide a brief comment about your experience with Keith

Keith asked incisive questions about my current circumstances and his advice was practical and succinct.He did not pressurise me into making instant decisions .

Keith's reply

Dear Marie, Thank you for your very kind comments which are very much appreciated. If I can be of help, please let me know. Be well, keith

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I needed to raise money through Equity Release.

How has Keith Galgut helped you?

He researched the market and recommended a Provider - only after valuation to find that the Provider’s terms excluded my property. Another Provider was identified and ultimately a deal was secured.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Identidmfied earlier that the first Provider was not suitable.

Keith's reply

Dear Eric, I have just seen your review. Thank you for taking the time to submit a review and for your positive comments which are very much appreciated. Your feedback is very important and very welcome as it enables me to investigate issues which may not be up to standard, thank you. Be well, Keith

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

Equity help and got it

How has Keith Galgut helped you?

Getting the best advice and getting it for me

Have you seen the outcome you were hoping for?

YES very pleased

What could they have done better?

NOTHING good service

Keith's reply

Dear Roger, Thank you so much for your very generous review which is very much appreciated. If you have any queries, or if I can be of help, please let me know. Be well and stay safe, Keith

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Having retired and needing extra income I was recommended to Keith Galgut to organise equity release on my house.

How has Keith Galgut helped you?

No slick "sell" simply knowledgeable helpful expertise . Always answered telephone or email enquiries, has guided me to two consecutive separate loan deals. He is anxious to ensure it is the right move for my circumstances and a very good listener he guided me to very good outcomes.

Have you seen the outcome you were hoping for?

First Equity Release was totally seamless and ideal. Now at 84 years of age, he is guiding me towards a second loan always on hand for any queries.

What could they have done better?

Honestly not sure, he is ideal for the job which he is doing at a difficult time in life.

Keith's reply

Dear Ros, Thank you so much for your very generous praise and kind comments which are very much appreciated. As you know, if you have any queries, or if I can be of help, please let me know. Be well and stay safe, Keith

First impression from a user who is not yet a client

November, 2022

Overall

Please provide a brief comment about your experience with Keith

Keith was absolutely amazing during our conversation as he was able to answer all of my questions regarding Wills and Probate and Investments and Trusts. He is a very intelligent, kind and knowledgable financial advisor who understands different client situations and needs and he is able to identify the best solution to each individual case. I really appreciate the advice I was given by Keith and would highly recommend him as a trustworthy, knowledgeable financial advisor who I trust with my investments.

Keith's reply

Dear Satvinder, Thank you so much for your kind words and very generous praise which is very much appreciated. If you have any queries, or if i can be of help, please let me know. Be well and stay safe Keith

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I required a trusted financial adviser that was qualified in equity release mortgages to support my parents through the process.

How has Keith Galgut helped you?

Keith was excellent in guiding my parents through the equity release process from start to finish. He took care in clearly articulating financial options available in plain English, which allowed my parents to proceed with confidence to secure the best option for their circumstances.

Have you seen the outcome you were hoping for?

Yes, my parents were successful in securing an equity release mortgage which met their requirements.

What could they have done better?

Nothing, the service was excellent.

Keith's reply

Dear Tony/Liam, Thank you so much for your kind review and very generous praise which is very much appreciated. As always, if you have any queries, or if I can be of help, please let me know. Be well and stay safe Keith

First impression from a user who is not yet a client

September, 2022

Overall

Please provide a brief comment about your experience with Keith

Initial advice and the advisor showed understanding about reasons for needing to delay a more detailed appointment..due to current uncertainty about precise date for forthcoming major surgery.

Keith's reply

Dear Patricia, I have just seen the "First Impression" that you left on the VouchedFor site. Thank you for your generous comments which are very much appreciated. I look forward to hearing from you and working together. Be well and stay safe, Keith

Review from verified client

April, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I met Keith in 2013 when I was looking for a pension fund investment

How has Keith Galgut helped you?

He helped me with my retirement income and recently for equity release

Have you seen the outcome you were hoping for?

Yes in both occasions

What could they have done better?

Nothing

Keith's reply

Dear Pamela, I have just seen your review. Thank you so much for your generous review which is very much appreciated. Thank you also for taking the time to post a review which helps me to maintain high standards. If you have any queries, or if I can be of help, please let me know. Keith

Review from verified client

April, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I first met Keith in 2013 when I was looking for a pension fund investment. I met him a few times subsequently and very recently because I was looking into an equity release to buy a larger house.

How has Keith Galgut helped you?

Keith has been enormously helpful with all the questions and problems arising from my investments and equity release. He has always been available and ready to assist over and beyond what his position required

Have you seen the outcome you were hoping for?

Keith assistance with my pension fund was perfect and although I was looking to invest in a larger fund he advised me very honestly to invest only what I really required. This was a very good decision and also allowed me to be in a much better financial position today

What could they have done better?

Nothing

Review from verified client

April, 2022

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

I was planning to finish our equity release on my property and release the money that was being held by the company holding the equity release…

How has Keith Galgut helped you?

He helped me by getting the money released without an early repayment charge.

Have you seen the outcome you were hoping for?

Yes I have

What could they have done better?

Could have moved a little quicker that’s all…

Keith's reply

Dear Valerie, Thank you for your kind review which is very much appreciated. Purely for information, lenders are not very keen on waiving Early Repayment Charges and tend to draw these negotiations out for as long as possible, especially when they are asked to forego £20,000 or more. What is great is that we got there in the end. If you have queries, or if can be of help, please let me know. Be well and stay safe, Keith

First impression from a user who is not yet a client

March, 2022

Overall

Please provide a brief comment about your experience with Keith

No complaints about Kieth, its the process. This is advertised as 30 mins free financial advice. The advice is not free- an initial consultation followed by a report costing £950.........that is not free advice.

Keith's reply

Dear Paul, I am sorry you feel that way. I offered you the first meeting at my expense, no cost to you, regardless as to how long it might take. I then explained my charges in case you wished to engage me to carry out work on your behalf. I believe that it is important to be transparent especially about possible fees and charges. If I can be of help, please let me know. Keith Galgut

Review from verified client

February, 2022

Overall

Advice

Service

Value

Based in Carmarthenshire

What were the circumstances that caused you to initially look for an adviser?

I had been advised that my original equity was on a high interest rate and that I could do a lot better. I was passed on to Keith Galgut via recommendation. He was to find me equity at a better rate.

How has Keith Galgut helped you?

Keith seemed to go out of his way to find me the best rate. I felt that my equity amount was inconsequent compared to others. Yet he made me feel that I really mattered and gave so much of his precious time to see that I understood everything along the way.

Have you seen the outcome you were hoping for?

Absolutely.... (nothing more can be added to that).

What could they have done better?

For me, nothing he did could be bettered.

Keith's reply

Dear Naomi, Thank you so much for very generous praise and for taking the time to leave a review, very much appreciated. Be well and stay safe, Keith

Review from verified client

January, 2022

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

Needed Equity Release

How has Keith Galgut helped you?

He took us through the pluses & minuses.He got us a very good deal then assisted in filling out the various forms & introduced a specialist solicitor.When there were problems relating to our purchase as our property was not ready for completion in time he helped us by negotiating delays with the mortgagees. & advised through to completion.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing whatsoever

Keith's reply

Thank you for a very generous review. If I can be of help, please let me know.

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

My elderly Mum suddenly required 24/7 care when she fell and we needed the Equity released quickly to cover the cost of her care.

How has Keith Galgut helped you?

Keith helped us work out the best Equity Release options for Mum. The actual release of Equity ended up being a longer process than we had hoped. Keith kept helping at various stages and kept them on track with his wealth of knowledge.

Have you seen the outcome you were hoping for?

Yes although as mentioned above, it took 6 weeks from an offer given to actual money being released.

What could they have done better?

In parts it felt like I was left on my own to chase things. Perhaps that is the same for everyone.

Keith's reply

Dear Nicola, Thank you for your review which is very much appreciated. Purely as a point of information, from the issue of the offer to completion [release of funds] is dealt with between the lender's and borrower's solicitors and involves the legalities which are not in my domain. Notwithstanding this, thank you for a very positive review. Be well, Keith

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

Needed equity release mortgage advice.

How has Keith Galgut helped you?

He had an unrivalled knowledge of the market & was able to guide us through all aspects of the process

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

nothing

Keith's reply

Dear Laurie, Thank you for your generous praise and very kind comments, very much appreciated. If you have any queries, or if I can be of help, please let me know. Be well and stay safe, Keith

First impression from a user who is not yet a client

November, 2021

Overall

Please provide a brief comment about your experience with Keith

Keith was very informative and helpful, and quick to respond to my queries

Keith's reply

Dear Ann, Thank you for your generous rating and for taking the time to submit your review. If I can be of help, please let me know. Be well and stay safe, Keith

Review from verified client

August, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Change in personal circumstances

How has Keith Galgut helped you?

Keith provided us with a very full and clear overview of the benefits and possible draw backs of equity release. He was extremely clear and endlessly patient and responded to my additional questions very promptly.I felt that we were provided with full information in order to enable us to make an informed choice. Nothing appeared to be too much trouble for him.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I can’t imagine that we could have received a better service

First impression from a user who is not yet a client

August, 2021

Overall

Please provide a brief comment about your experience with Keith

Very pleasant experience, all relaxed , discussed our options in simple straightforward manner. Very impressed with how he explained things, plus liked his bow tie!

First impression from a user who is not yet a client

August, 2021

Overall

Please provide a brief comment about your experience with Keith

Keith was straight forward with his answers, precise and kind. I didn’t see his ‘profile’ prior to our chat

Keith's reply

Dear Carole, Thank you for your review which is very much appreciated, Thank you. Be well and stay safe, Keith

Review from verified client

July, 2021

Overall

Advice

Service

Value

Based in Cambridgeshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage

How has Keith Galgut helped you?

Keith found a mortgage with significant change of interest rate

Have you seen the outcome you were hoping for?

Yes 100%

Keith's reply

Thank you for such generous praise, very much appreciated. Be well and stay safe, Keith

Review from verified client

May, 2021

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

My wife and I were about to retire and we needed help planning for our future income and investing our pensions.

How has Keith Galgut helped you?

With the above.

Have you seen the outcome you were hoping for?

Too early to judge.

Keith's reply

Dear Robert, Thank you for your review which I have just seen. It is very kind of you to take the trouble which is very much appreciated. If I can be of help, please let me know. Be well and stay safe, Keith

First impression from a user who is not yet a client

May, 2021

Overall

Please provide a brief comment about your experience with Keith

I would recommend his services as he was thorough.

Keith's reply

Dear Narendra Thank you for your generous review. It is very kind of you and very much appreciated. If I can be of help, please let me know. Many thanks, Be well and stay safe, Keith

First impression from a user who is not yet a client

May, 2021

Overall

Please provide a brief comment about your experience with Keith

Keith was extremely clear, cautious, and patient with my confusion and lack of understanding. It was very reassuring.

Keith's reply

Dear Anne Thank you so much for your generous review which is very much appreciated. If you have any queries, or if I can be of help, please let me know. Be well and stay safe, Keith

First impression from a user who is not yet a client

March, 2021

Overall

Please provide a brief comment about your experience with Keith

Kieth was very helpful and clear. It is something I will think about for the future , but probably won’t be acting on straight away.

First impression from a user who is not yet a client

February, 2021

Overall

Please provide a brief comment about your experience with Keith

We remain in contact

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I am a widow and own a valuable house. I wished to release some of it’s value to fund my twin grandsons at University and to make some improvements to the property

How has Keith Galgut helped you?

Keith Galgut patiently and thoroughly reviewed my income and, in spite of COVID-19 and lockdown,negotiated an excellent Equity Release arrangement.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

Needed to transfer a matured pension and one of yhe requirement was to have a financial adviser.

How has Keith Galgut helped you?

Keith is very honest and positive with his opinions and with his experience and vast knowledge in this field gave me great guidance to invest wisely to the best of my needs. He would never recommend to do anything that he himself would not do.

Have you seen the outcome you were hoping for?

Yes initially . Due to the unforseen current circumstances where the whole economy suffered this has too , but things are moving in the right direction again.

What could they have done better?

They could give a more regular update and commentary on the product i.e at least 3 times a year to the clients to help them keep on top of their investments .

First impression from a user who is not yet a client

January, 2021

Overall

Please provide a brief comment about your experience with Keith

Very informative individual, was very clear about charges and answered my questions to the best of his ability

First impression from a user who is not yet a client

January, 2021

Overall

Please provide a brief comment about your experience with Keith

He sounded profesional

First impression from a user who is not yet a client

December, 2020

Overall

Please provide a brief comment about your experience with Keith

He was very professional and gave impartial and solid advise. Will definately call upon his services in the future

First impression from a user who is not yet a client

November, 2020

Overall

Please provide a brief comment about your experience with Keith

Keith contacted me so I hadn't see his profile. He gave really excellent impartial advice and gave the advice I required at the time.

First impression from a user who is not yet a client

November, 2020

Overall

Please provide a brief comment about your experience with Keith

Keith was friendly and helpful. He clearly understood my situation and made a number of good suggestions as to how I might achieve my objectives.

First impression from a user who is not yet a client

October, 2020

Overall

Please provide a brief comment about your experience with Keith

The best adviser i have engaged with and I will consider him seriously once market volatility reduces.

First impression from a user who is not yet a client

October, 2020

Overall

Please provide a brief comment about your experience with Keith

Nothing more to add

First impression from a user who is not yet a client

September, 2020

Overall

Please provide a brief comment about your experience with Keith

Keith was really helpful, nice and clear

Keith's reply

Thank you, much appreciated Be well Keith

First impression from a user who is not yet a client

September, 2020

Overall

Please provide a brief comment about your experience with Keith

Keith made it really clear from the outset that he’d provide us with as much time as needed to advise and support us. He was professional, honest and gave us reliable advice. We will definitely be keeping his details and using him in future when we need it.

Keith's reply

Thank you, very much appreciated. Be well Keith

Review from verified client

August, 2020

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Wanted to release equity from our property, but needed expert advise and guidance.

How has Keith Galgut helped you?

Keith talked us through all the options (in words of one syllable) and advised, guided and helped us reach a decision that was best for our circumstances.

Have you seen the outcome you were hoping for?

Very much so, brilliant conclusion!!!!!

What could they have done better?

Nothing - his approach was professional but very approachable at all times. Simply made a difficult subject easy.

First impression from a user who is not yet a client

August, 2020

Overall

Please provide a brief comment about your experience with Keith

Vouchedfor have never presented his profile. Experience with Keith so far is good. Don't yet know what route we will take. HOWEVER TOO MANY EMALS FROM VOUCHED FOR...

Keith's reply

Dear Mr Burgess Thank you for your First Impression review. I will find out why you didn't receive my profile and ensure that it is properly attached to my section. Please look at my website: www.keithgalgut.co.uk which I hope will give full information. Many thanks, Be well Keith

Review from verified client

July, 2020

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

Advice and help

How has Keith Galgut helped you?

He arranged all that I needed I did not need to do anything

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

His advice saved me money so he could not have done better

Keith's reply

Dear Roger, Thank you for your generous praise and very kind comments which are very much appreciated. If I can be of help, please let me know. Many thanks Be well Keith

Review from verified client

June, 2020

Overall

Advice

Service

Value

Based in Gloucestershire

What were the circumstances that caused you to initially look for an adviser?

we needed to optimise our retirement income and make use of what saving we had to supplement it.

How has Keith Galgut helped you?

by identifying some strategies and outlining the pros and cons of each enabling us to take decisions and ask for his expertise on investment portfolio. From there we changed tack and went on to discuss equity release.

Have you seen the outcome you were hoping for?

we are still getting there and in the process of going through the tedium of paperwork and delays with financial institutions relating relating to corvid. we are confident that we shall see the outcome.

What could they have done better?

not a lot I don't think. we were exceedingly pleased with all he did for us.

Keith's reply

Thank you so much for your generous praise which is very much appreciated. Many thanks, Be well Keith

Review from verified client

June, 2020

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

Retirement. Investing retirement lump sum and general financial advice

How has Keith Galgut helped you?

By discussing various financial options suitable for our requirements in the medium to long term.

Have you seen the outcome you were hoping for?

Generally yes although present climate makes investments uncertain.

What could they have done better?

Nothing. We had constructive and detailed advice helping us make our financial decisions.

Keith's reply

Thank you for your generous praise, you are very kind. Be well Keith

First impression from a user who is not yet a client

June, 2020

Overall

Please provide a brief comment about your experience with Keith

Excellent advice

Keith's reply

Thank you for your generous praise, much appreciated. Be well, Keith Galgut

First impression from a user who is not yet a client

May, 2020

Overall

Please provide a brief comment about your experience with Keith

I considered that now was not a good time to have his services

First impression from a user who is not yet a client

April, 2020

Overall

Please provide a brief comment about your experience with Keith

Clear and helpful. Also transparent where he would need to bring in other experts if not his area of expertise

First impression from a user who is not yet a client

March, 2020

Overall

Please provide a brief comment about your experience with Keith

Good but it was a mismatch

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in Norfolk

What were the circumstances that caused you to initially look for an adviser?

Keith was very helpful in what turned out to be a difficult issue I would recommend him

How has Keith Galgut helped you?

found the best deal for me

Have you seen the outcome you were hoping for?

yes

What could they have done better?

He could not have done more than he did

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Equity release and investments

How has Keith Galgut helped you?

Keith took a full history of the current financial situation. Keith understood the aims of our meeting and asked lots of appropriate questions making us consider all our options.

Have you seen the outcome you were hoping for?

Yes definitely - couldn’t be more pleased and felt supported during the whole transaction.

What could they have done better?

Nothing - keith was absolutely professional

First impression from a user who is not yet a client

January, 2020

Overall

Please provide a brief comment about your experience with Keith

He did not attempt to make any contact. I have therefore sorted my finances elsewhere and no longer interested.

First impression from a user who is not yet a client

January, 2020

Overall

Please provide a brief comment about your experience with Keith

DId not respond to me.

First impression from a user who is not yet a client

October, 2019

Overall

Please provide a brief comment about your experience with Keith

Awesome

Keith's reply

Thank you, very much appreciated. Be well Keith

First impression from a user who is not yet a client

September, 2019

Overall

Please provide a brief comment about your experience with Keith

Professional and clear - I understood the things we discussed and why we discussed them.

Keith's reply

Thank you, much appreciated Be well Keith

Review from verified client

September, 2019

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

My father had become ill with Parkinson's Disease and my mother was finding it harder to cope with as my Father had always been in charge as regards family finances and planning etc. I needed help to plan for his and her future and my Mother was also getting older and finding daily life harder, and since my Father passed away, she has also become ill.

How has Keith Galgut helped you?

Although I had recieved advice on Power of Attorney shortly before I met Keith, I was very happy when Keith was recommended by my own personal accountant as he had an understanding of my situation. I was having to deal with my Father's care home, the family property, and then my Mother's own move to a care home facility. With Keith's advice over these few years, the process on each occassion has been very smooth running, particually as regards annunity for my Mother.

Have you seen the outcome you were hoping for?

Yes, I have, as he has been helped immensly with the annuity, and also recommending a solictor as regards the property.

What could they have done better?

I cannot think of anything as everything he has helped with was completely out of my understanding, having never dealt with any of these issues before.

Keith's reply

Thank you for your review and generous praise, much appreciated.

First impression from a user who is not yet a client

August, 2019

Overall

Please provide a brief comment about your experience with Keith

Keith was excellent - v courteous and knowledgable and a pleasure to talk to. We don't need his services at the moment - as we ascertained through the call - but would be happy to recommend him to others.

Keith's reply

Dear Sunita Thank you for taking the time to leave a review and for your very kind comments, very much appreciated. Be well Keith

First impression from a user who is not yet a client

August, 2019

Overall

Please provide a brief comment about your experience with Keith

Mr Keith Gulgut was very good in explaining all aspects of IHT.

Review from verified client

August, 2019

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

My father suffers from Alzheimer’s and was admitted into a nursing home. We needed to review my parents financial situation to secure my mothers financial future, ensure my father could receive the care he needs and protect the long term value of their estate.

How has Keith Galgut helped you?

Keith took us through a full review of my parents estate, advising how we can reinvest monies and provided us with advice on a long term care needs annuity, of which was not something we were initially aware of.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Keith was outstanding from start to finish

Keith's reply

Thank you for your generous praise, glad I have been able to help.

Review from verified client

March, 2019

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I just reached my 75 birthday so i was obligated to attended to my personal pension. So i contacted Keith Galgut .

How has Keith Galgut helped you?

He was very helpful

Have you seen the outcome you were hoping for?

Too early to say.

What could they have done better?

As i don't know much about financial matters, Keith Galgut was very helpful and quite straight in all my dealings with him.

First impression from a user who is not yet a client

March, 2019

Overall

Please provide a brief comment about your experience with Keith

Did not get as far as quotes. Keith does not do trusts.,

Keith's reply

Keith is not a solicitor he is a Financial Adviser dealing with older ages.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Northamptonshire

What were the circumstances that caused you to initially look for an adviser?

We wanted Equity Release and wanted advice on who to go with

How has Keith Galgut helped you?

extremely thorough and showed us various options

Have you seen the outcome you were hoping for?

Definitely the money came through as expected in 6 weeks.

What could they have done better?

I don't think he could have done any better - everything we talked about was printed where we could re-read and decipher everything that was said

First impression from a user who is not yet a client

January, 2019

Overall

Please provide a brief comment about your experience with Keith

Pleasant, professional and informative.

First impression from a user who is not yet a client

December, 2018

Overall

Please provide a brief comment about your experience with Keith

Professional, knowledgeable and non judgemental

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

My father's worsening dementia meant he could no longer deal with his own finances, and my Mother was never in a position to deal with them as it was always my father's 'domain'. Once Power of Attorney was in place (just before I was recommended to speak to Keith), I was introduced to Keith via my own personal accountant Margaret Cody as someone who can help with issues around inheritance.

How has Keith Galgut helped you?

He has advised on issues around inheritance, particularly around the property owned by my Mother (as my Father has now since passed away), in terms of options to take forward my Mother's own worsening health and age (89). This would mean making my Mother comfortable while advising on my inheritance and property.

Have you seen the outcome you were hoping for?

This is an on-going process as my Father declined and was moved to a care home, and subsequent passing, and now I need to be on top of things as my Mother's own health and age is a long term issue. So, at this stage, we haven't reached the final outcome but I would expect Keith to continue to advise me over this time.

What could they have done better?

At this stage, I don't have any suggestions as I'm quite new to how a lot of this, around inheritance, works. So, I'm relying on his expertise to advise accordingly.

First impression from a user who is not yet a client

September, 2018

Overall

Please provide a brief comment about your experience with Keith

Their prices appeared out of proportion to the task

First impression from a user who is not yet a client

September, 2018

Overall

Please provide a brief comment about your experience with Keith

I found Kieth an honest man. His opinion of me not needing his services just yet, I appreciated a great deal. Perhaps in the future.

Review from verified client

August, 2018

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I had unexpected overheads due to massive Freshwaters demands for works done on property.

How has Keith Galgut helped you?

Keith understood exactly my position, he protected my financial position and gave me sensible fair advice.

Have you seen the outcome you were hoping for?

Totally, he even obtained an exceptional rate of interest for that particular period.

First impression from a user who is not yet a client

June, 2018

Overall

Please provide a brief comment about your experience with Keith

He was very helpful. However, he advised that I needed totalk with an accountant.

First impression from a user who is not yet a client

April, 2018

Overall

Please provide a brief comment about your experience with Keith

He struck me as a very genuine person who was interested in my situation and did his best to advise me. He came to the conclusion that he was not able to do anything for me at present but said that if there was anything I wished to ask or discuss with him in future, then he would try to help. I would not hesitate to recommend him to friends who might need help or advice.

First impression from a user who is not yet a client

April, 2018

Overall

Please provide a brief comment about your experience with Keith

Extremely personable and honest IFA that I’d be happy to recommend

Review from verified client

March, 2018

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

Needed advice on Equity Release.

How has Keith Galgut helped you?

Took us through the whole process. Gave a detailed report with recommendations.

Have you seen the outcome you were hoping for?

yes.

What could they have done better?

Nothing to recommend

First impression from a user who is not yet a client

October, 2017

Overall

Please provide a brief comment about your experience with Keith

I have a face to face meeting with Keith tomorrow to go through the paperwork etc to ascertain whether they can entertain me. The charges will be explained then with the option to go ahead or not.

First impression from a user who is not yet a client

October, 2017

Overall

Please provide a brief comment about your experience with Keith

I have a face to face meeting with Keith tomorrow to go through the paperwork etc to ascertain whether they can entertain me. The charges will be explained then with the option to go ahead or not.

First impression from a user who is not yet a client

October, 2017

Overall

Please provide a brief comment about your experience with Keith

Keith was very quick to respond and just on the initial first contact suggested a number of avenues to explore. He was clear in what was required, how we would get there and the associated charges at each stage. The only delay is on my side - marshalling the rest of my family so that we accurately present our requirements

First impression from a user who is not yet a client

September, 2017

Overall

Please provide a brief comment about your experience with Keith

Charming, helpful and knowledgeable . Gave me the initial, urgent advice I needed over the phone. We have agreed to meet up for further advice if I need it at a later date.

First impression from a user who is not yet a client

February, 2017

Overall

Please provide a brief comment about your experience with Keith

He was very friendly, helpful and patient and outlined ways in which I could achieve what I want financially that I would never have thought of myself.

First impression from a user who is not yet a client

January, 2017

Overall

Please provide a brief comment about your experience with Keith

Keith was very pleasant and seems a knowledgeable and ethical gentleman. He took time, at his own cost, to understand my situation. Unfortunately he was unable to help me at this time and recommended that we did not progress to the paid report stage. However, I would definitely consult him again in the future, if the need arises.

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

The need to raise money to help my daughter purchase a property.

How has Keith Galgut helped you?

He found a suitable lender who gave us a good deal.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

This transaction was fulfilled quickly and efficiently and Keith was always on hand to give further advice. I can't see how he could have improved on this.

Review from verified client

October, 2016

Overall

Advice

Service

Value

Based in

What were the circumstances that caused you to initially look for an adviser?

We had no idea on how to go about getting Eqity Release , we wanted to real ease money from our property.

How has Keith Galgut helped you?

He was a very approachable gentleman, you could go to him as many times as needed, & was very helpful with all the forms & explained them in detail . You could also telephone him , nothing was ever to much trouble .

Have you seen the outcome you were hoping for?

Most definitely .

What could they have done better?

In all honesty for us there is nothing we could suggest . He was excellent .

Review from verified client

October, 2016

Overall

Advice

Service

Value

Based in

What were the circumstances that caused you to initially look for an adviser?

At 78 with careful planning, I found unexpected large bills looming ominously!.

How has Keith Galgut helped you?

Keith looked at my situation, he totally understood my needs and very efficiently found the very best deal with a reliable supplier. He was very calm, not at all like a salesman of any sort, and left it to me to find my way within his suggestions.

Have you seen the outcome you were hoping for?

Totally, I have paid off really worrying bills and feel totally confident in the outcome for the future.

What could they have done better?

Keith Galgut was not intrusive more than he needed to be, but was knowledgeable and calm and really could not have been more helpful.

Review from verified client

September, 2016

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Retirement.

How has Keith Galgut helped you?

He patiently explained different methods of planni9ng for our future.

Have you seen the outcome you were hoping for?

The outcome has been up to expectation.

What could they have done better?

As far as I can see Keith has been both diligent and helpful

Review from verified client

August, 2016

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I had a large sum of money that I wanted to put into a savings account to get the best possible financial growth. I also wanted advice on enhancing my pension for the future.

How has Keith Galgut helped you?

Keith Galgut gave me advice on the best account to put my money in. He advised me on protecting my savings, and what would be the best way forward with my pension. Keith also advised me on the enlightening possibility of buying my home.

Have you seen the outcome you were hoping for?

Yes I have. I have taken up Keith's recommended advice and my finances are in better order now, and for the future.

What could they have done better?

I cannot fault my experience with the financial advisor, Keith Galgut. I received very helpful and valuable advice from him. He was very approachable, professional and organised. He was also very helpful and pleasant.

Review from verified client

June, 2016

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

As a self employed person, considering taking on an employed job to get a mortgage, I need an advisor who could fully understand the intricacies of the situation and guide me through the process.

How has Keith Galgut helped you?

Keith fully understood my situation and took the time to run through every details of my financial planning. He was extremely considered in the advice that he has given me, and has been more than happy to take time on the phone to discuss all parts of the mortgage process, alongside swift call backs, response times and exceptional advice.

Have you seen the outcome you were hoping for?

Yes, Keith's advice has been instrumental to this key stage of my financial planning.

What could they have done better?

Exceptional service, no criticisms.

First impression from a user who is not yet a client

May, 2016

Overall

Please provide a brief comment about your experience with Keith

Promised to send me breakdown of charges but didn't.

Review from verified client

April, 2016

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Clearer strategy plan to begin saving for investments to produce cash flow.

How has Keith Galgut helped you?

Advised on first steps to reach my goal and gave honest opinion of expertise.

Have you seen the outcome you were hoping for?

Not yet, had just an initial meeting.

What could they have done better?

Could have benefited from more time to for discussion but unfortunately time was limited, no fault of the advisors.

Review from verified client

April, 2016

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Coming closer to pension age. Needed to look at my options.

How has Keith Galgut helped you?

He advised me on which option was going to be financially best long term for me.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Apart from low calorie biscuits, I could not think of anything else which he could have offered to help me make my decisions.

First impression from a user who is not yet a client

March, 2016

Overall

Please provide a brief comment about your experience with Keith

Keith Galgut was very helpful and professional. My enquiry had to do with making a will and not looking for financial financial help per se but Keith gave me some good hints of what I should think about when making a will.

First impression from a user who is not yet a client

February, 2016

Overall

Please provide a brief comment about your experience with Keith

I haven't met Keith yet, the first meeting is on Tuesday. During the phone calls to arrange our meeting Keith has been friendly and helpful. We haven't discussed cost or met yet so am unable to comment on some of your questions so have put no in the fields.

First impression from a user who is not yet a client

February, 2016

Overall

Please provide a brief comment about your experience with Keith

It was a very good meeting. Keith was clear and gave information, possible plans, and discussed fees and investments with an immediacy and openness which I really appreciated. He was very reactive which led to an open two-way discussion.

First impression from a user who is not yet a client

February, 2016

Overall

Please provide a brief comment about your experience with Keith

Very knowledgeable and was very pro active in his approach. Thanks

First impression from a user who is not yet a client

February, 2016

Overall

Please provide a brief comment about your experience with Keith

Although I didn't get to the stage of a free consultation due to a change in my circumstances, his speedy response and openness with his financial knowledge was quite clear.

First impression from a user who is not yet a client

February, 2016

Overall

Please provide a brief comment about your experience with Keith

Helpful and knowledgeable.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

The proposed changes in pension contributions for higher earners, I wanted to ensure that I used all my allowances before they were taken away.

How has Keith Galgut helped you?

Keith spend a considerable time in a face to face discussion to understand my concerns and needs, and from that he prepared an initial report on a fee basis outlining my options, with a view to a further discussion to narrow down the options. We then met again and discussed, with Keith making specific platform and fund suggestions, and leaving me with the unpressured options of either taking this forward myself, or paying him a % fee of the total investment to do it for me. Ultimately, I decided to go forward myself, but this was in no way a negative reflection on Keith, more to do with my own desire to be "hands on".

Have you seen the outcome you were hoping for?

Yes - I am opening my SIPP today and will be investing the money Keith has calculated to take advantage of my unused carryforwards allowance in the funds he has suggested.

What could they have done better?

Happy with the service.

First impression from a user who is not yet a client

January, 2016

Overall

Please provide a brief comment about your experience with Keith

I was very impressed with Keith Galgut. He took the time to meet in person and to fully understand my financial situation. His advice was very clear and honest and I would have no hesitation in recommending his service to anyone who is seeking a financial advisor.

Review from verified client

January, 2016

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

I was looking to release equity on my property.

How has Keith Galgut helped you?

Keith advised me on the best way forward in helping me purchase my new property.

Have you seen the outcome you were hoping for?

Yes I have.

First impression from a user who is not yet a client

October, 2015

Overall

Please provide a brief comment about your experience with Keith

Above board, clear and helpful. Liked him. But have not decided yet who we will go with. No charges yet

First impression from a user who is not yet a client

October, 2015

Overall

Please provide a brief comment about your experience with Keith

It was a great pleasure to meet Keith. He was open, clear, understood my needs immediately and gave sound advice in areas I found confusing.

First impression from a user who is not yet a client

September, 2015

Overall

Please provide a brief comment about your experience with Keith

Keith was very clear from the outset about the services, time, charges, etc., that could apply once I explained about my initial reasons for consulting an IFA, and that was extremely helpful as I've never gone down this route before. My enquiry was prompted by a communication from my previous employer's pension provider and I have nothing but the most limited knowledge about pension provision. This has coincided with a significant birthday of mine and my introductory session with Keith was very helpful as we went through all the various aspects of my current and future income possibilities. He has given me some useful directions at this stage, and I would most definitely contact Keith again.

Review from verified client

August, 2015

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

My Mother was looking to release some equity from her home.

How has Keith Galgut helped you?

Keith guided us through the process with great professionalism as well as sincerity. We had the utmost faith in Keith throughout the whole process. We were very happy with the final outcome and my family would be very happy to use Keith in any future financial situations.

Have you seen the outcome you were hoping for?

We were very happy with the outcome.

What could they have done better?

Keith Galgut covered all bases for us.

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

I needed advice on the implications of our financial holdings in relation to having to disclose our financial position to Barnet Council with regard to a care package for my ill husband.

How has Keith Galgut helped you?

He set out the position with regard to our finances as to what Barnet Council were likely to take into consideration when assessing our contribution for care.

Have you seen the outcome you were hoping for?

The situation is still ongoing and no decisions have been made by Barnet Council as yet.

What could they have done better?

Keith Galgut was also very helpful in giving me advice as to how to put forward my case at the meeting I was due to attend with the Multi Disciplinary Team assessing my husband's future care. He also helped allay some of my anxiety being armed with that information and advice.

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

My wife and I decided to downsize from our four bedroom house to a two bedroom flat and required advice on equity release and the investment of the money realised as a result of our move.

How has Keith Galgut helped you?

Keith gave us carefully considered advice on the pros and cons of an equity mortgage and guided us through the process of finding a suitable mortgage company and completing the process of application. He then advised on the investment of the proceeds of our move, taking into account the fact that we are in our mid-eighties thus requiring security of income and sufficient funds to allow us to continue our foreign travels.

Have you seen the outcome you were hoping for?

The outcome is all we hoped for. Our income is secure and we are able to travel and enjoy life without any fears for the future.

What could they have done better?

Truly we cannot think of anything more or better that Keith could have done.

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Having trouble obtaining a mortgage from the usual suspects.

How has Keith Galgut helped you?

He immediately found a solution to our problem and this meant the mortgage I received was first class. Keith is excellent at his job and exceptionally reliable. I trusted him from the outset and he did not disappoint. I would HIGHLY recommend.

Have you seen the outcome you were hoping for?

Very happy with Keith's service. exactly the outcome I was after.

What could they have done better?

n/a

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Transfer of Pension Fund.

How has Keith Galgut helped you?

Straight forward no nonsense advice.

Have you seen the outcome you were hoping for?

Working on it.

What could they have done better?

Can't think of anything else

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

I've recently become an independent I.T consultant (contractor) operating through a limited company. I wanted to continue contributing into my pension, have two existing pension pots and my contributions had stopped. I needed advice to help decide how to make the most of my existing pensions to provide for my retirement.

How has Keith Galgut helped you?

Keith listened and demonstrated an understanding of my situation and made me aware of the options available to me for my pensions. He made clear that fees and charges were know before making any decisions. We evaluated the options discussing pros and cons and came to agreement of best way ahead. Keith educated me on Income Protection and it's importance for my mode of employment and also made me aware how Critical Illness & Death cover could help me. He's always been professional, polite, patient and prompt in every interaction. I feel Keith genuinely cares about my investments and future. He's experienced and I never feel rushed which is important for me since when it comes to money you want to make sure you understand everything. I highly recommend him.

Have you seen the outcome you were hoping for?

My existing pensions are being consolidated and my contributions will soon start again. I have more flexibility and better visibility of all my investments in one place. I am in the process of having Income Protection and Critical Illness & Death cover put in place. I have definitely seen the outcome I hoped for and it's been a great having Keith help sort out my finances and manage my financial risks.

What could they have done better?

Nothing that I can think of to date.

Review from verified client

June, 2015

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I needed advice on my pensions and to choose a suitable form of pension that would best meet my needs. I also needed to arrange equity release on my house.

How has Keith Galgut helped you?

He met with me to discuss my circumstances and provided me with a full written report showing all my options. Having decided which of these I wanted to take, he was able to deal with my current pension provider and transfer my money to a more flexible draw down pension. He also searched the market for the best Equity Release mortgage and set it up on my behalf.

Have you seen the outcome you were hoping for?

I am now very happy with the choices I have made. The draw down pension and the Equity Release are in the process of being set up.

What could they have done better?

Keith tried to find me a cheaper option than Equity Release, in the form of homeowner loans. Unfortunately, we were unable to find a suitable lender. I really appreciated that he tried to keep down my costs, but would have preferred to consider this option earlier in our discussions rather than when the need for the money was becoming rather urgent..

First impression from a user who is not yet a client

June, 2015

Overall

Please provide a brief comment about your experience with Keith

excellent

First impression from a user who is not yet a client

May, 2015

Overall

Please provide a brief comment about your experience with Keith

I was very happy with the service and decided to go ahead and engage Keith on a full time basis. Keith showed not only sensible approach, but also a great sense of humour.

First impression from a user who is not yet a client

May, 2015

Overall

Please provide a brief comment about your experience with Keith

Got the initial call but never heard back... still waiting to hear from him

Review from verified client

April, 2015

Overall

Advice

Service

Value

Based in London

How has Keith Galgut helped you?

From the first point of contact, my experience with Keith Galgut was friendly and helpful, yet simultaneously very professional with great knowledge shown. I was made to feel at ease instantly. My questions were answered in detail but in laymen terms where required so I could comprehend the finer details. I was able to ask a variety of questions concerning my situation and left the meeting with unbiased and balanced advice for those issues to which I need to attend. At no time, was I made to feel time was a restrictive element so generous was Mr Galgut showing complete patience throughout. Like many others, I needed professional advice that was easy to understand, allowed me to ask additional questions where necessary and be presented with options that would allow me to leave the meeting and be able to plan my financial future. My meeting with Keith Galgut allowed me to do all of that, and even gave me other options I was not aware of. In summary, I would highly recommend Keith Galgut should anyone be seeking financial advice whether it be the first time or if you are seeking an honest, kind and friendly IFA. Excellent w.r.t. all elements of a meeting connected with obtaining professional financial advice.

What could they have done better?

Nothing! Keith Galgut went beyond what would be expected from an IFA, picking me up from the tube station due to my age (elderly) and I suspect this is simply typical of his helpful nature irrespective of whether I would be a future client or not. He provided sound, detailed and balanced advice and repeated it when asked to, to ensure I completely understood the situation. As as individual and professional in his trade, I cannot find fault with him. I truly cannot find fault with him from my very first point of contact, to the actual meeting and thereafter to date.

First impression from a user who is not yet a client

April, 2015

Overall

Please provide a brief comment about your experience with Keith

Professional and friendly

Review from verified client

April, 2015

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Based in London

How has Keith Galgut helped you?

Have been taking advice from Keith for several years, and have always found him to be a very empathetic listener, with very acceptable suggestions to resolve my issues.

What could they have done better?

I am more than satisfied with all the advice he has given over several years.

Review from verified client

April, 2015

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Based in London

How has Keith Galgut helped you?

Absolutely fantastic. Very efficient and ensured I knew what I needed to know and didn't need to get bogged down in paperwork.

What could they have done better?

N/a

First impression from a user who is not yet a client

April, 2015

Overall

Please provide a brief comment about your experience with Keith

Very informative and helpful

Review from verified client

March, 2015

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Based in London

How has Keith Galgut helped you?

Listens to your requirements, investigates the possibilities and then gives informed advice and discusses the pros and cons to help make good decisions. Extremely patient, and makes sure I fully understand all the salient points. Excellent is only just good enough!

What could they have done better?

Nothing, so far!

Review from verified client

March, 2015

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Based in Hertfordshire

How has Keith Galgut helped you?

Keith is a most helpful and responsive advisor. He is customer focused and responds to all my requests efficiently, appropriately and promptly. He is the first person I turn to when I am looking for advice in this area!

Review from verified client

March, 2015

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Based in Hertfordshire

How has Keith Galgut helped you?

Keith has provided finanicial advice services for us since 1984. I have total confidence with his advice and services and can strongly recommend him to anyone seeking services of a Financial Adviser.

What could they have done better?

Difficult to say. Keith has always been very helpful.

Review from verified client

February, 2015

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Based in Middlesex

How has Keith Galgut helped you?

Keith has always understood our requirements very well and has explained the options clearly. He is a good communicator and makes issues clear. His knowledge re life insurance, pensions, etc is good and if he does not know something he says so and that he will find out the answer. We have always found him trustworthy and discreet, which is particularly important as he deals with other members of our extended family. He provides value for money and his services are to be recommended.

What could they have done better?

Nothing to add here.

Review from verified client

February, 2015

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Based in Middlesex

How has Keith Galgut helped you?

Keith understood our family requirements and based on this understanding recommended products, explaining how the recommendations would achieve what was desired within the risk parameters that we had set. Keith clearly explained what his charges would be. I have found him to be professional and courteous in all my dealings with him.

Review from verified client

February, 2015

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Based in Hertfordshire

How has Keith Galgut helped you?

He listened and was very understanding of my needs. He had a good knowledge on a variety of aspects of financial services and seems specially well experienced in dealing with issues for people with later life issues like myself. My wife and I felt very comfortable I and confident in our dealings with him. He was very thorough and professional throughout.

What could they have done better?

I wish his letters could be shorter but I understand he has to be very thorough in his reviews and general correspondence.

Review from verified client

February, 2015

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Based in Middlesex

How has Keith Galgut helped you?

Goes into the finest details - VERY PRECISE - Nothing is to much trouble and I would highly recommend him I have known him for over 50 years and he has been looking after my & my families affairs for over 35 years together with my business affairs. I would not even think of ever changing him as my advisor

What could they have done better?

Nothing

Review from verified client

February, 2015

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Based in London

How has Keith Galgut helped you?

Keith is an excellent communicator, making complicated financial decisions much easier by explaining everything simply yet with an attention to all the details, as well as adding clarity to all the options available. He has excellent knowledge of financial avenues and gives sound and impartial advice. Every time you meet with Keith, you are always left with the feeling that he really cares about your well being and ensuring that your future investments will succeed.

What could they have done better?

Nothing I can think of.

Review from verified client

February, 2015

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Based in London

How has Keith Galgut helped you?

Provides a clear, dispassionate description of a product and the pros and cons for my situation. He is patient with me and my limited financial know-how, and will always explain things carefully, until I feel I have a proper understanding. He has always advised me well. He is also kind, considerate and a pleasure to work with.

What could they have done better?

No-one is perfect, and I'm sure I could think of something to say here, but Keith Galgut does a fine job.

Review from verified client

February, 2015

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Based in London

How has Keith Galgut helped you?

Keith produced results that a competing Advisor could not touch. His financial planning advice was clear, concise and of the highest quality. He grasped our needs immediately and delivered suggestions straight to the point. He secured an Equity Release result that was beyond what we expected and, indeed, persuaded the offerors to exceed what was customary and, indeed, their own limits. Throughout he acted swiftly, was also readily available both on the telephone and at meetings if required. All calls were always returned promptly. Keith understood property values and was therefore able to persuade the offerors' valuers to reconsider and increase their initial property valuation. All in all we found him an outstanding advisor, acute and very supportive.

What could they have done better?

I have no suggestions. So far as we were concerned the service was first class.

Review from verified client

February, 2015

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Based in London

How has Keith Galgut helped you?

Keith understands life as well as money. He encourages open discussion to help him and us work out what we, his clients, would like to achieve. His expertise enables him then to outline choices clearly as to how we might manage this, with pros and cons of each option; and advises and supports in the right proportion. Because he has known the family for a very long time, he understands 'where we are coming from', and so we have complete faith in what he recommends. He is always available for quick, informal advice outside of our 'big' projects.

What could they have done better?

Nothing!

Review from verified client

February, 2015

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Based in Middlesex

How has Keith Galgut helped you?

I have been a client of Keith's for many years. He is always very friendly and extremely approachable. No question is too much, or too silly. Keith's advice has always been spot on, and he always goes out of his way to find you the best product.

Review from verified client

February, 2015

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Based in London

How has Keith Galgut helped you?

I felt in very safe hands with Keith Galgut. He clearly has a lot of experience and has been in the field for a while. I especially valued his complete commitment to me as his client, doing everything in his power to help me achieve my goal of gaining a mortgage. It wasn't easy: Bank rules had just tightened and their goal posts kept changing; I am an'older' first time buyer and self employed; the property I wanted to buy (and have now bought) is above shops and restaurants, which many mortgage companies don't want to invest in. I very much appreciated that he was always willing to explain the ins and outs of house buying as I often felt like an ignorant novice. When at an early point in the process, I went to get a second opinion from another financial adviser, I was able to fully discuss this with Keith Galgut and he never let it color his professionalism and commitment. I am very grateful to Keith for not giving up and helping me to achieve my dream of purchasing this property. His competent and reassuring support made it possible.

What could they have done better?

Can't really think of any constructive advice.

Review from verified client

February, 2015

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Based in Outside UK

How has Keith Galgut helped you?

My advisor answered all question thoroughly and kept in regular contact with me. He was at all times charming.

Review from verified client

February, 2015

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Based in Hertfordshire

How has Keith Galgut helped you?

Will always work to his hardeste to get you the best deal ,and always is friendly and so professional We have used Galgut for many years and would not use anybody else. I lost my husband and Mr Galgut did everything he could do for me ,for things to be very smooth. I

What could they have done better?

I can not fault Mr galgut in anyway and recommend him always to friends and family

Review from verified client

February, 2015

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Based in London

How has Keith Galgut helped you?

I find it easy to speak to Keith Galgut. He always understands my situation very quickly - my concerns, my objectives and my attitude to risk. Having listened to me, he explains his recommendations and, where there might be alternatives, he explains the benefits and risks, if any, inherent in any of his suggestions (recommendations). I very much like the fact that he is upfront about his charges, if any, and undoubtedly provides very good value for money.

What could they have done better?

I think we can all do something better but I generally find that, if I have any questions, he will come back to me with a clear answer. I am never left waiting for information.

Review from verified client

February, 2015

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Based in London

How has Keith Galgut helped you?

Explains things with a great deal of clarity. Very friendly and shows a lot of tenacity.

Review from verified client

February, 2015

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Based in Dorset

How has Keith Galgut helped you?

We were struggling to find a way through problems with our former mortgage company and a portable mortgage which we wanted to be able to port our mortgage for a lower mortgage and reduce our indebtedness to the mortgage company which was not forthcoming from them. Having approached various brokers who were unsatisfactory and/or did not fully grasp our situation or introduce options (that did prove to be available through Mr Galgut's introductions) we were recommended to Mr Galgut through a colleague of his who stated he was the expert in this area and indeed Mr Galgut proved to be quite excellent. We now have a lifetime mortgage and many of our pressing problems have been solved because Mr Galgut reviewed options that were available and came up with an alternative approach. He presents the hard facts and sets out the options available in a professional and firm manner allowing us to make hard decisions based on options available and broad balanced recommendations based on our position at the time. We would highly recommend Mr Galgut to whom we are most grateful.

What could they have done better?

Nothing really.

Review from verified client

February, 2015

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Based in Hertfordshire

How has Keith Galgut helped you?

Keith takes his time to explain your options very clearly, giving his wealth of his experience at every corner. He has advised me over the past few years with great care and respect and I couldn't recommend him highly enough.

Review from verified client

February, 2015

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Based in London

How has Keith Galgut helped you?

He's a good listener and interprets clearly what you require and the options open to you; their good and bad features. He also remains involved throughout the process, prodding where and when appropriate.

What could they have done better?

Frankly, for what my wife and I required, I don't believe he could have done any better for us.

Review from verified client

February, 2015

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Based in Essex

How has Keith Galgut helped you?

Whatever was asked Keith, had an answer that was given with feeling and authority. His advice, experience enabled me to solve a tricky probate purchase and utilise my pensions /and annuities with a result that I can not stop recommending him and his company at any opportunity.