Paul Duval

Repeat review from verified client

March, 2024

This review is a follow-up review from a client who left a review previously.

How has Paul Duval helped you since your last review?

There has been very little happening other than the automated updates, had a good meeting in February

Repeat review from verified client

March, 2024

This review is a follow-up review from a client who left a review previously.

How has Paul Duval helped you since your last review?

Continues to provide pragmatic advice and has likeable manner and approach. Very responsive to questions and always willing to help.

Repeat review from verified client

March, 2024

This review is a follow-up review from a client who left a review previously.

How has Paul Duval helped you since your last review?

Paul has pointed out to us the value of creating Powers of Attorney which we have both done. Our investments arranged through him he has discussed in great detail and he has explained potential investment returns.

Repeat review from verified client

February, 2024

This review is a follow-up review from a client who left a review previously.

How has Paul Duval helped you since your last review?

No different to any other time, professional and of highest integrity, explains everything in concise and understandable manner.

Repeat review from verified client

February, 2024

This review is a follow-up review from a client who left a review previously.

How has Paul Duval helped you since your last review?

Very good

Review from verified client

March, 2023

What were the circumstances that caused you to initially look for an adviser?

Self-employed pension planning and Inheritance planning

How has Paul Duval helped you?

Over the last ten years Paul has recommended an effective and excellent proposal which he has implemented and monitored effectively

Have you seen the outcome you were hoping for?

Most definitely

What could they have done better?

Totally happy with the outcome under the general economic environment

Repeat review from verified client

March, 2023

This review is a follow-up review from a client who left a review previously.

How has Paul Duval helped you since your last review?

I't been an uneventful year, the only thing of note is the annual review we had at Rathbones in February

Repeat review from verified client

March, 2023

This review is a follow-up review from a client who left a review previously.

How has Paul Duval helped you since your last review?

As usual, Paul has been extremely helpful in executing a clear strategy for a very effective financial and inheritance plan.

Repeat review from verified client

March, 2023

This review was gathered whilst the adviser was at a different firm.

This review is a follow-up review from a client who left a review previously.

How has Paul Duval helped you since your last review?

Paul has helped us with a number of things over the last 12 months specifically investments for our Grandchildren and advice re a small pension that my wife has and how best to draw it.

Repeat review from verified client

February, 2023

This review was gathered whilst the adviser was at a different firm.

This review is a follow-up review from a client who left a review previously.

How has Paul Duval helped you since your last review?

Paul always helps and explains everything to a high understandable level

Repeat review from verified client

January, 2023

This review was gathered whilst the adviser was at a different firm.

This review is a follow-up review from a client who left a review previously.

How has Paul Duval helped you since your last review?

Continued to give good advice and looking after my pension interests.

Repeat review from verified client

March, 2022

This review was gathered whilst the adviser was at a different firm.

This review is a follow-up review from a client who left a review previously.

How has Paul Duval helped you since your last review?

Paul has responded to all my queries and provided advice on releasing funds for my daughters house deposit

Paul's reply

Many thanks for your review Ken. I value our relationship and look forward to working with you for many years to come.

Repeat review from verified client

March, 2022

This review was gathered whilst the adviser was at a different firm.

This review is a follow-up review from a client who left a review previously.

How has Paul Duval helped you since your last review?

Advice various financial planning issues

Repeat review from verified client

March, 2022

This review was gathered whilst the adviser was at a different firm.

This review is a follow-up review from a client who left a review previously.

How has Paul Duval helped you since your last review?

He has helped with advice relating to our eldest son and consolidation of his pensions. Also he has recommended and facilitated a more efficient way in invest on a regular basis for our Granddaughter.

Repeat review from verified client

February, 2022

This review was gathered whilst the adviser was at a different firm.

This review is a follow-up review from a client who left a review previously.

How has Paul Duval helped you since your last review?

Always if I have query or want to withdraw cash and everything generally

Repeat review from verified client

January, 2022

This review was gathered whilst the adviser was at a different firm.

This review is a follow-up review from a client who left a review previously.

How has Paul Duval helped you since your last review?

Paul has continued to give good advice and has increased my pension pot in these difficult times. I am happy with the service he provides.

First impression from a user who is not yet a client

December, 2021

This review was gathered whilst the adviser was at a different firm.

Please provide a brief comment about your experience with Paul

Paul explained my options very clearly

First impression from a user who is not yet a client

November, 2021

This review was gathered whilst the adviser was at a different firm.

Please provide a brief comment about your experience with Paul

Very helpful and informative - many thanks!

First impression from a user who is not yet a client

October, 2021

This review was gathered whilst the adviser was at a different firm.

Please provide a brief comment about your experience with Paul

Great initial session with Paul. He laid out some options for me to consider, quickly calibrating to my level of understanding. No pressure, just open, solid advice.

Repeat review from verified client

August, 2021

This review was gathered whilst the adviser was at a different firm.

This review is a follow-up review from a client who left a review previously.

How has Paul Duval helped you since your last review?

Paul has been great with the ongoing monitoring and tweaking of my retirement planning and general financial affairs

First impression from a user who is not yet a client

July, 2021

This review was gathered whilst the adviser was at a different firm.

Please provide a brief comment about your experience with Paul

Very informative and lots of options to consider.

Paul's reply

Many thanks for your feedback Sandra, it is very much appreciated.

First impression from a user who is not yet a client

June, 2021

Please provide a brief comment about your experience with Paul

I needed some Inheritance Tax advice which Paul was able to clarify/confirm within the free consultation and there is no need for me to pursue any further services. Paul was very quick to contact and reply to e-mails and understood my questions/situation and was very clear in his responses. I am very pleased.

Paul's reply

Many thanks Marco, whilst there was nothing further for me to help you with, I very much appreciate your positive comments.

First impression from a user who is not yet a client

March, 2021

Please provide a brief comment about your experience with Paul

My interest was for info only so there was no need for him to discuss charges.

Paul's reply

Thanks Tracy for your kind comments. I hope I can assist you at some point in the future.

Repeat review from verified client

March, 2021

This review is a follow-up review from a client who left a review previously.

How has Paul Duval helped you since your last review?

Continuously through the years

Repeat review from verified client

March, 2021

This review is a follow-up review from a client who left a review previously.

How has Paul Duval helped you since your last review?

To help us set up a small investment for our new Granddaughter and give advice to my wife relating to her pension as she retired last year

Paul's reply

Many thanks Tony, very much appreciated and not a problem at all, more than happy to help where I can.

Repeat review from verified client

February, 2021

This review is a follow-up review from a client who left a review previously.

How has Paul Duval helped you since your last review?

Paul has provided ongoing advice regarding risk levels and how that affects my portfolio. We have discussed my needs within the context of the current pandemic and planned the yearly draw down accordingly.

First impression from a user who is not yet a client

February, 2021

Please provide a brief comment about your experience with Paul

-

Paul's reply

Many thanks Paula for taking the time to provide some feedback. I know on this occasion it was not appropriate for me to help due to your future plans, but I will be more than happy to help in future should your situation change.

Repeat review from verified client

February, 2021

This review is a follow-up review from a client who left a review previously.

How has Paul Duval helped you since your last review?

Continued monitoring of our investments, ensuring they are in correct place for our requirements and at a risk level we are happy with.

Repeat review from verified client

January, 2021

This review is a follow-up review from a client who left a review previously.

How has Paul Duval helped you since your last review?

Paul has continued to give good advice and has increased my pension pot.

Repeat review from verified client

August, 2020

This review is a follow-up review from a client who left a review previously.

How has Paul Duval helped you since your last review?

Provided great help and assistance with the specialised area of reducing how much Capital Gains Tax and Income Tax I pay through potentially investing in an EIS scheme.

First impression from a user who is not yet a client

July, 2020

Please provide a brief comment about your experience with Paul

Efficient, knowledgable, understood what I was looking for, easy to work with

Repeat review from verified client

March, 2020

This review is a follow-up review from a client who left a review previously.

How has Paul Duval helped you since your last review?

A thorough professional who covers all the details

Paul's reply

Many thanks, I really appreciate your comments. Best regards Paul.

Repeat review from verified client

February, 2020

This review is a follow-up review from a client who left a review previously.

How has Paul Duval helped you since your last review?

He has kept us regularly updated with his views of the prevailing world financial markets which have been reassuring.

First impression from a user who is not yet a client

October, 2019

Please provide a brief comment about your experience with Paul

Straight to the point and communicated in a way that was understandable

First impression from a user who is not yet a client

October, 2018

Please provide a brief comment about your experience with Paul

Tailored to my enquiry, clear, not pushy

First impression from a user who is not yet a client

June, 2018

Please provide a brief comment about your experience with Paul

Paul rang m to discuss my needs for advice on gifting liquid assets to my 2 sons to help reduce inheritance tax after my death. He was very clear in giving me examples to consider. I was to understand there will be no charges unless I decide to go ahead with an investment.

First impression from a user who is not yet a client

April, 2018

Please provide a brief comment about your experience with Paul

Mutual decision to take no action now.

First impression from a user who is not yet a client

February, 2018

Please provide a brief comment about your experience with Paul

I was most interested in Paul's details about his company and how they worked. We had a very friendly discussion and I felt my investments would be secure with him.

First impression from a user who is not yet a client

January, 2018

Please provide a brief comment about your experience with Paul

Very Professional and friendly advice,

Review from verified client

September, 2017

What were the circumstances that caused you to initially look for an adviser?

Approaching retirement in 3 years and looking to maximise tax-efficient retirement planning.

How has Paul Duval helped you?

Understanding options, projections & best way to proceed to achieve my goals.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing - happy with all advice and guidance so far

Review from verified client

August, 2017

What were the circumstances that caused you to initially look for an adviser?

I found myself in the position of having multiple pension schemes - all occupational as a result of various career changes. I needed help and advice in order to make them all manageable - and to ensure i was getting the right growth from my pensions.

How has Paul Duval helped you?

Paul asked the right questions to ensure he fully understood my situation. He was able to provide clear, concise and easy to understand recommendations. Paul further arranged all the necessary paperwork to set up what I needed quickly and efficiently.

Have you seen the outcome you were hoping for?

I've now got all my pension money in one place which makes dealing with and understanding my options a lot simpler and easier.

What could they have done better?

I don't think Paul could have done anything differently or better. He knew what he was talking about, gave me total confidence in his advice and was super efficient in all of our dealings.

First impression from a user who is not yet a client

October, 2016

Please provide a brief comment about your experience with Paul

Paul was very helpful, accommodating and explained things in a way I found easy to digest. However, due to my unique circumstances I have decided not to use Paul's services, but this is no reflection on him and I thank him for his time.

Review from verified client

October, 2016

What were the circumstances that caused you to initially look for an adviser?

Pension scheme moving from final salary to possible equity release.

How has Paul Duval helped you?

Paul understood our goals and was very clear in the advice he provided. He listened, researched and modelled some options for us and then actioned promptly.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Not at this point. Looking forward to half yearly review to see what advice Paul will provide.

First impression from a user who is not yet a client

April, 2016

Please provide a brief comment about your experience with Paul

Only had an initial meeting so far, but very positive.

First impression from a user who is not yet a client

April, 2016

Please provide a brief comment about your experience with Paul

Very useful and comprehensive first meeting with Paul, quickly understood our needs and would trust him to sort out all our fundamental financial arrangements.

First impression from a user who is not yet a client

April, 2016

Please provide a brief comment about your experience with Paul

Paul is a very personable chap. Thoroughly enjoyed our meeting and came out feeling much happier about my finances and upcoming retirement. I had some specific questions about my retirement options which nobody had been able to answer but Paul explained it all very clearly and answered all my questions. I look forward to working with Paul in the future on my investments.

First impression from a user who is not yet a client

March, 2016

Please provide a brief comment about your experience with Paul

Paul provided a clear explanation of what he was suggesting in order to minimise our IHT liabilities.

First impression from a user who is not yet a client

February, 2016

Please provide a brief comment about your experience with Paul

Easy to speak to, explained everything in a very clear manner, generally very helpful.

Review from verified client

January, 2016

What were the circumstances that caused you to initially look for an adviser?

Needed to get my pension sorted out as it had been long forgotten about.

How has Paul Duval helped you?

We had a long discussion regarding my needs, and Paul made some good suggestions and comments.

Have you seen the outcome you were hoping for?

My pension has been transferred to another provider and invested with them. Obviously too early to say what the outcome is going to be, although I now feel more confident than before I met Paul.

What could they have done better?

A few chocolate biscuits or hobnobs with the coffee would have been nice...... Seriously though, I have no problems with Paul. He's been diligent throughout my dealing with him, answered all my questions, and given me good advise.

First impression from a user who is not yet a client

September, 2015

Please provide a brief comment about your experience with Paul

Good first meeting with Paul. He was knowledgable regarding the issues and opportunities that are pertinent to me and my family.

First impression from a user who is not yet a client

August, 2015

Please provide a brief comment about your experience with Paul

Seems a nice enough guy to do business with. Took his time to explain things clearly, and answered all my questions & queries clearly. Time will tell if this is value for money, but I have no reason to doubt it at the moment.

Review from verified client

March, 2015

How has Paul Duval helped you?

My experience working with Paul over many months has been faultless. He is extremely thorough, always professional and really easy to get along with. He has taken a considerable amount of time to really understand me, my family, our future plans and aspirations and has totally reorganised and restructured our pensions and finances for us. I totally trust his advice and I'm really reassured and happy with the service Paul provides. I could not recommend him more highly.

What could they have done better?

Nothing comes to mind.

Review from verified client

March, 2015

How has Paul Duval helped you?

Paid a lot of attention in understanding, my background and future need resulting in providing me with excellent tat efficient pensions and investment proposal. This has made my financial planning very simple and provided significant growth.

Review from verified client

March, 2015

How has Paul Duval helped you?

Excellent communication skills and good presentational style. Reliable and will always get back in a timely manner. Takes a real interest in the individual.

What could they have done better?

No weaknesses currently seen.

Review from verified client

February, 2015

How has Paul Duval helped you?

Very flexible with meeting times.Good general practical solutions proposed. Detailed reports prepared in connection with advice given with clear reasons given for the proposal. Also good timely follow up and which we believe is very important there is an agreed regular review programme which has todate been adhered to.

What could they have done better?

N/A

First impression from a user who is not yet a client

February, 2015

Please provide a brief comment about your experience with Paul

Review from verified client

February, 2015

How has Paul Duval helped you?

Is particularly good at explaining all your options and the risks associated with the advice. Has clearly helped in making future decisions around retirement options and given me great confidence in the future investment of my pension funds. Brings in external consultants/experts when necessary. All charges are explained clearly up front. Extremely easy to communicate with and as a result he has become a trusted adviser.

What could they have done better?

Difficult to say as not had an adviser before, cut down paperwork and send electronically !

Review from verified client

February, 2015

How has Paul Duval helped you?

Paul is a rare individual in that he cares about his clients needs. He has set his business up to be proactive at meetings clients needs and with his depth of knowledge of his clients is able to make constructive financial plans to meet realistic goals. He brings to life a very dry subject! His advice to date has been realistic, and appropriate to meet my family's immediate and ongoing requirements.

What could they have done better?

Keep up the good work!

Review from verified client

February, 2015

How has Paul Duval helped you?

Paul is diligent and takes the time to understand our requirements. He is approaching our relationship from a long-term perspective and not just a 'quick sale' numbers game.

Review from verified client

February, 2015

How has Paul Duval helped you?

Paul clearly defined the options highlighting what the pension would generate (index linked) net of fees for different combinations of inflation and growth rates. Additionally he provided a questionaire to determine the level of rish I was comfortable with.

What could they have done better?

Not a lot really, perhaps at the start a clearer demonstration of how the various parameters such as fees, inflation and investment growth would translate into yearly income for my projected final total investment.

Review from verified client

February, 2015

How has Paul Duval helped you?

Paul has a very friendly manner and always takes the time to explain everything in plain English. I always come away with a clear understanding what he has told me. He keeps in regular contact and responds quickly to any queries.

What could they have done better?

I have always been very happy with Paul's advice.

Review from verified client

February, 2015

How has Paul Duval helped you?

Paul is an excellent Independent Financial Adviser, with a wealth of knowledge in the most important areas of financial advising. He is very professional in all he does which has built up over many years with various financial arenas. I totally trust Paul, his advise, care and attention to all he does and without doubt will always recommend him to anyone who genuinely needs any form of financial advice. For the level of expertise the cost of his advise is certainly good value and reasonable. Paul looks after my savings and Pension portfolios, before actually recommending an investment route we spent sometime looking at my attitude to risk, aims, costs and many other aspects. I appreciated this as I consider he really understood all my needs before finding the absolute right product and service. He is also monitoring all aspects afterwards regularly to ensure the services remain suitable for me.

What could they have done better?

Carry on doing as you are, keeping up with any changes required by the various Regulators.

Review from verified client

February, 2015

How has Paul Duval helped you?

Paul is a fantastic adviser who we have complete and utter faith in. Paul takes time to understand our requirements and then provides thoughtful solutions to meet our needs. Paul provided us with some excellent investment advice following an inheritance and so far the investments have delivered as Paul said they would. Paul has previously advised us in relation to taking our pensions when we originally retired a few years back. Paul provides good regular contact in reviewing our existing investments etc to ensure they continue to meet our needs. We would have no hesitation in recommending Paul as a trustworthy, knowledgeable independent financial adviser.

What could they have done better?

In our opinion Paul provides a fantastic service and we cannot think of any areas where Paul needs to improve.