Gary Neild

Review from verified client

February, 2022

What were the circumstances that caused you to initially look for an adviser?

We knew we needed an adviser to help us build a plan and then provide advice and stewardship.

How has Gary Neild helped you?

We have been working with Blue Sky for many years. The analytical effort at the outset has proved to be worth every minute because it’s formed the basis to our plan, guided many decisions, and gives clarity for every discussion. Blue Sky are right to insist upon it. We find Blue Sky provide what is probably known as a “boutique service” and we like its intimacy because it means their professional advice is consistent and focused on our circumstances and it’s reassuring and efficient when you deal with a team who know you and your needs. Talking through the options for investment and performance has turned a chore into an interest. It’s been one of our biggest and best decisions to go with Blue Sky.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Slicker administration in the early days to help deal with compliance requirements but their process is much improved.

Review from verified client

January, 2022

What were the circumstances that caused you to initially look for an adviser?

Consolidation of pensions, complete a financial overview and forecast and take the necessary steps to ease into retirement with confidence provided by the financial portfolio and advice given.

How has Gary Neild helped you?

Blue Sky were recommended to us, but we were naturally apprehensive when we initially contacted them, as it felt a big step to be discussing moving our current pensions. However, from the first meeting we both felt at ease. We genuinely felt like we were talking to experts in this field, who always listened and advised us based upon what we wanted to do now and through to retirement. Throughout the whole process we have always been guided through our options and have been given expert advice – this has allowed us to understand our financial position and to make educated decisions. Our yearly review was very impressive and excellently prepared. Having received a great welcome by all the team on arrival, our expectations were not only met, but exceeded. We are both still smiling from ear to ear at what the company has achieved on our behalf. A big thankyou to Gary, Russell and the team for their tremendous support and advice during the last year.

Have you seen the outcome you were hoping for?

Financial returns for the last year far exceeded expectations.

What could they have done better?

So far everything has met or exceeded expectations.

Review from verified client

January, 2022

What were the circumstances that caused you to initially look for an adviser?

As we were coming up to retirement some years ago, we were very much aware that we would need professional help to maximise our financial position, and so we looked at several IFAs in the Christchurch/Bournemouth/Poole area, none of which met our needs.  Until we found Blue Sky!

How has Gary Neild helped you?

We were impressed by their friendly, open, but professional approach, and the plan that was put together for us has given us great confidence to enjoy our retirement. We have subsequently been able to follow Gary’s mantra - ‘enjoy your wealth’ (within reason!), without needing to worry about its management. We are also looking forward to the future under the care of Blue Sky as we have every confidence that their knowledge and expertise will guide us despite what life and the markets might throw in our way. We really enjoy visiting the Blue Sky offices, (the coffee and chocolates are very good!), where we feel everyone has an interest in us as people and not as just another client.  We have a great relationship with both Gary and Tammy, and they make us feel part of the Blue Sky family. We would have no hesitation at all in recommending this organisation to anyone looking for help with their finances.

Have you seen the outcome you were hoping for?

Yes we have.

What could they have done better?

Very little. As we have (so far) achieved the investment returns we need to reach our planned goals, we are comfortable with the levels of service Gary and the team provide. They are patient and flexible whenever we request advice and help - so all we can ask is that continues into the future!

Review from verified client

December, 2021

What were the circumstances that caused you to initially look for an adviser?

We'd had bits of advice here and there (when getting a mortgage), and then from a work colleagues husband who worked for a financial services company. When he moved away and someone else took over, we were unhappy with the situation we found ourselves in. An offer of a consultation from Colin Hookey Financial Advisers (where Gary then worked) happened at this time.

How has Gary Neild helped you?

We first met with Gary Neild when we were in our late 20’s. A free consultation with the company he then worked for, was advertised on our pay slip! We’d had our first child and were on the property ladder. Both of us have always worked for the NHS and, despite advice from other advisers, out finances were not in great shape. Now in our 60’s, we are both semi-retired and financially secure. This is through the continued guidance and planning we’ve received from Gary and the team at Blue Sky. We’ve not had the luck of inheritance, just the good fortune of that connection with Gary Neild. It’s made a huge difference to our lives

Have you seen the outcome you were hoping for?

We are delighted with the situation we currently find ourselves. We are financially secure and feel confident about managing our finances in the future and giving some financial support to our children.

What could they have done better?

Nothing we can add.

Review from verified client

December, 2021

What were the circumstances that caused you to initially look for an adviser?

Pensions

How has Gary Neild helped you?

“Investments can go down as well as up – we get that, but the value of outstanding customer service should never waiver and that's where Blue Sky excel. We were introduced to Gary Neild by a family member just over a year ago and it was the most important financial decision of our lives. On the face of it, our final-salary pensions looked decent. Keep working until you’re 65 and have a nice income. But that’s another 10 years off. We wanted a bit more, we wanted to live our lives now, not in 10 years’ time, so we sought advice from Blue Sky. Dealing with financial experts can be daunting and intimidating, especially when you have no idea about the subject, but Blue Sky were reassuring, informative and personable and put us at ease. Their due diligence was thorough and we have always known exactly where we stand. They took time to discuss our life goals and dreams and made us excited for the future. We have put our trust in them and their expertise - and it has lifted a huge weight off our minds. We no longer have to worry about our financial future, we now have financial security. Gary, Russell and Theresa provide a very professional service and have exceeded our expectations and we would therefore highly recommend Blue Sky.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

December, 2021

What were the circumstances that caused you to initially look for an adviser?

The need to make our hard earned savings work as efficiently but securely as possible for us. To clarify our financial position and therefore help us to plan for retirement. To gain confidence in our situation and allow us to enjoy our money (and lives more fully).

How has Gary Neild helped you?

"We have three daughters to look after and have had a demanding/stressful employment history including redundancy and the need to undertake contract work, so our position was neither comfortable nor straightforward. Having agonised for quite a while, like most people we imagine, over whether to use a financial adviser and incur the costs involved we took the plunge with Blue Sky. We were lucky enough to know of them through friendships so that helped in the decision. I have always found Blue Sky to be innovative with a desire to continuously improve the quality of the service they offer and this has meant even listening to some of my feedback on occasion. Blue Sky get to know you and take an holistic approach focussing as much on your well-being and peace of mind as the health of your finances. The key impact of Blue Sky's advice and approach has been to provide a clear picture of our financial status allowing us to firstly and most importantly feel secure (less worried) about both the current position and the future. This has gradually allowed us to release the mental shackles on our spending thus enabling us to enjoy life more now and look forward with confidence. A clear understanding of our position has brought with it choice and flexibility and supported the decision to retire early. In this respect, Blue Sky provide so much more than financial advice, with our physical and mental health being prioritised, as they should be, in all discussions and decisions. First and foremost, however, we are looking forward positively and are starting to enjoy our hard earned cash in the knowledge that out our savings are safe and being actively made to work as hard as possible on our behalf."

Have you seen the outcome you were hoping for?

Yes - I have gained more control and flexibility and been able to retire earlier than expected at a convenient moment in my working life.

What could they have done better?

Difficult to say without employing hindsight. Nothing of significance.

Review from verified client

November, 2021

What were the circumstances that caused you to initially look for an adviser?

Needed to understand my financial position after redundancy

How has Gary Neild helped you?

I have known Gary for over 30 years, both as a friend and as a client, where he initially managed some low-level investments for me. After working in the credit industry for 33 years, I had the opportunity of voluntary redundancy and to “take the money and run” back in 2017. This is where Blue Sky and their knowledge and expertise really came into play. After a comprehensive assessment of my pension and assets it became apparent, using their Cash Flow Planning, that by moving my Defined Pension to an investment, managed by Blue Sky, would give me the freedom and flexibility for the next chapter of my life. At 53 years of age, I genuinely believed that, when I left my role, I would have to find alternative work for another 10+ years but since 2017 I have lived the life I want, working a few hours per week…when I want – if I want. Taking that leap of faith, with the advice I received, has been one of the best decisions of my life, for my family and myself. Gary, Tammy and Russell are excellent, professional people and the whole team at Blue Sky give you the confidence that your investments are being well looked after and in safe hands. Thank you, Blue Sky, and keep up the great work.

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

Totally satisfied

Review from verified client

September, 2021

What were the circumstances that caused you to initially look for an adviser?

Received an inheritance and wanted to use it wisely.

How has Gary Neild helped you?

I would like to take this opportunity to express my thanks and gratitude for the knowledge, interest and advice imparted to me by Gary and Tammy over the five or so years I have been with them. To be honest I wasn’t particularly good with money, but after being introduced to Blue Sky Financial Planning and was given my first consultation, which was thorough and informative. I realised it is not what you do with your money, but more of what your money can do for you, if invested wisely. I have certainly benefited from the investments made. Would like to wish Gary and his team all the deserved success for the future.

Have you seen the outcome you were hoping for?

It’s is better than I would have expected.

What could they have done better?

So far, I can’t think of anything that would better my experience.

Review from verified client

September, 2021

What were the circumstances that caused you to initially look for an adviser?

Not at all happy with my previous pensions advisor so decided to move

How has Gary Neild helped you?

Through a friends recommendation I transferred my pension over to Blue Sky in May this year. I have been delighted with their performance and professionalism throughout. Yes, the fact that my pension has increased by a sizable amount has undoubtedly helped my positive judgement; but more than that, their friendly assistance and willingness to help and guide you through the financial markets also plays a large part in my overall high opinion of them. I will continue to recommend them to family and friends. Keep up the great work and well done.

Have you seen the outcome you were hoping for?

Yes thank you, they have exceeded my expectations

What could they have done better?

Can't think of anything!

Review from verified client

September, 2021

What were the circumstances that caused you to initially look for an adviser?

We first engaged with Gary, Russell and the team at Blue Sky when as a family we had the opportunity for a few placements overseas. We quickly realised that we had let our finances become scattered and did not have an overall strategy for the future.

How has Gary Neild helped you?

A former colleague put us in touch with Gary and we have not looked back. Initially we were looking for some advice to consolidate our finances and develop a strategy that we could use whilst resident overseas. Gary was only too happy to tailor their services accordingly for this period. The focus, since our return in 2019, has been ensuring that we are well placed for retirement when we choose. The Client Service and knowledge of Gary and the team has been excellent throughout our relationship and this has given us a huge amount of trust in any advice that we receive. We feel that from the first meeting Gary and the team have fully understood our goals and they have utilised their expertise to offer regular sound advice. This has been supported by the Annual Reviews which have been a great way to develop our relationship and have given us confidence that we have the ability to choose our own retirement plan without financial worry.

Have you seen the outcome you were hoping for?

The service provided has exceeded all our expectations and we now look forward to a future where we can continue to enjoy life further thanks to the strategies developed with Blue Sky.

Review from verified client

August, 2021

What were the circumstances that caused you to initially look for an adviser?

Finally decided to get serious about all that money earning next to nothing!

How has Gary Neild helped you?

Great service, tailored advice and regular communication during onboarding and during initial investment stage, so relieved to finally have a firm I can trust!

Have you seen the outcome you were hoping for?

Starting to but early days still

What could they have done better?

Nothing

Review from verified client

August, 2021

What were the circumstances that caused you to initially look for an adviser?

I was looking to transfer a number of pension pots including transferring a main defined benefit pension

How has Gary Neild helped you?

Moving my defined benefit pensions to investments managed by Blue Sky, has been one of the best decisions we’ve made. The access and flexibility we have to our investments in the future has given me the confidence to make life changing decisions now. The professionalism and expertise of Gary, Andrew and the team at Blue Sky has made sure that after a turbulent period for the world economy, we are in a very good position with our investments. We have every confidence in Blue Sky Financial Planning…our investments are in safe hands and we thoroughly recommend Gary and his team.

Have you seen the outcome you were hoping for?

Yes, our investments have performed very well during these turbulent last few years. I have every confidence they are in good hands.

What could they have done better?

I am very happy with how they have performed

Review from verified client

July, 2021

What were the circumstances that caused you to initially look for an adviser?

We had tried investing without asking anyone for advice and lost large sums of money. We realised that we needed help.

How has Gary Neild helped you?

My husband and I have been with Gary Neild and Blue Sky for nearly twenty years. Over that period of time the company has expanded and personnel has changed but the ethos has remained the same. We are always treated courteously and professionally by all staff and we feel confident that our money is in safe hands. Gary and Tammy are very approachable and complement each other well. We have received excellent advice over the years. It is always a delight to see Gary or Tammy, whether in person or on Teams, because they are always cheerful, calm and well prepared for our meetings. We always feel that they know us and care about us, as well as our finances.

Have you seen the outcome you were hoping for?

Yes, we have not had any big losses like we had before.

What could they have done better?

I can't think of anything that they could have done better.Thank you Gary and Tammy and team

Review from verified client

June, 2021

What were the circumstances that caused you to initially look for an adviser?

We both had a few small work related pensions which we wanted in 1 pot.

How has Gary Neild helped you?

I first met Gary in 2000 through our football connection and he offered advice on our private pensions. We took that advice and asked him to look after our small investments as well. Thanks to Blue Sky and their experience we were able to retire aged 63 in 2008. We are living our dream… still running 2 cars and enjoying all retirement has to offer, 13 years on, now in Pembrokeshire, where we moved in 2017. This is thanks to Gary and Tammy’s advice and the Blue Sky team for their expert knowledge for our investments. They look after our portfolio in a professional manner and are very approachable when we need advice. They treat us as friends more than just another client, which is great for a modern business. Even now, when we don’t meet personally, our investments and strategies are explained in full to us. We trust them all completely and have recommended friends to them without hesitation.

Have you seen the outcome you were hoping for?

Yes and exceeded.

What could they have done better?

We can think of nothing.

Review from verified client

June, 2021

What were the circumstances that caused you to initially look for an adviser?

Started going Freelance and with all the changes from being an employee, we needed some advice

How has Gary Neild helped you?

We have been clients of Blue Sky for over 15 years now, during which we have been very satisfied with their handling of our investments. At all times during our many dealings with them, we have received courteous service, professional and friendly communications, together with timely advice. Any suggestions as to the areas of investments are explained and executed, all in line with the our general aims and feelings and as regularly discussed with them. We have no hesitations in recommending them.

Have you seen the outcome you were hoping for?

Definitely

What could they have done better?

Do not know as been satisfied from the beginning and we have not felt the need to question thingsTotally agreed

Review from verified client

June, 2021

What were the circumstances that caused you to initially look for an adviser?

After losing confidence in a previous financial advisor, I met Gary on the recommendation of a friend who has been a client of his for many years.

How has Gary Neild helped you?

I was immediately impressed with the whole experience of a likeable and professional team who have immersed themselves in the financial world on our behalf. I have learned much about money over the last seven years and feel confident regarding my financial future. I like the regular communication, the mechanism for adjustments to funds in response to changing markets and value the annual reviews with Tammy.

Have you seen the outcome you were hoping for?

While the numbers are important, the principle that our money is there to be used is always present, keeping things real. The performance of my investments has also been rewarding.

Review from verified client

June, 2021

What were the circumstances that caused you to initially look for an adviser?

We wanted to see if we would be able to retire early. Gary and his team looked after my parents investments

How has Gary Neild helped you?

My family and I have been using Gary, Tammy and Blue Sky for many years. We have always felt confident that our investments are in safe hands and they have always performed beyond our expectations. The team always explain everything fully, allowing us to make the right decisions with confidence. As a result, we have been able to retire early thanks to Blue Sky. We have recommended Blue Sky to family and friends and would not hesitate to recommend them to all.

Have you seen the outcome you were hoping for?

Yes, it has been much better than expected.

What could they have done better?

Nothing. They are very professional and always have their clients interests at heart.

Review from verified client

May, 2021

What were the circumstances that caused you to initially look for an adviser?

see review

How has Gary Neild helped you?

We were recommended to Blue Sky’s services by a friend who had recently retired as a financial advisor. We were basically looking to get some guidance on future retirement plans and how best to consolidate various historic employer and personal pension schemes that had accumulated over time. I will admit to some initial hesitancy and scepticism over the outlay, fees and commission but, after researching the market a little and finding Blue Sky to be competitive and recommended by others, we decided to take the plunge. Gary, Tammy and the team at Blue Sky offer a friendly and excellent service, immediately making you feel that you are in safe hands in what can be a daunting field. The personalised online dashboard is user friendly and allows for a straightforward view of your investments and their performance at your fingertips. We are also kept very well informed on the market and related topics with interesting weekly bulletins.

Have you seen the outcome you were hoping for?

so far so good

Review from verified client

May, 2021

What were the circumstances that caused you to initially look for an adviser?

We wanted advice on investing some savings . At a later date Gary also helped with advice on our pension

How has Gary Neild helped you?

We have been with Blue Sky since the beginning and with Gary for 17 years. It has been a pleasure dealing with the Blue Sky team .The advice has been excellent, especially making the paperwork on retirement so smooth, thanks to all the team . Not only do we just get advice from the team, but we have particularly enjoyed attending the seminars with speakers informing us about the financial situation from around the world and how they see the way forward . Even with lockdown we had a reassuring talk on zoom .

Have you seen the outcome you were hoping for?

Yes been extremely pleased

What could they have done better?

We both feel they do everything well and Blue Sky is a forward looking business which in our opinion is moving with the times and improving . A example is they are starting zoom calls to younger people who want advice but perhaps do not need a yearly review . Our daughter is going to use this system .

Review from verified client

April, 2021

What were the circumstances that caused you to initially look for an adviser?

The need for advice on investments an retirement planning.

How has Gary Neild helped you?

I have been a client of Blue Sky Financial Planning for nearly 15 years . Throughout this time I have benefitted greatly from clear and expert advice on financial planning, investments and pensions from Gary Neild and the team at Blue Sky. The entire team are a pleasure to work with and are very helpful and approachable. They have put me and my wife in a position to enjoy a secure and well financed retirement and I therefore, very strongly recommend Blue Sky for all aspects of financial planning and investment.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

April, 2021

What were the circumstances that caused you to initially look for an adviser?

More than 10 years ago we were discussing general financial matters with a friend. We had been receiving little or no advice previously and decided to meet Gary on the recommendation of the friend who knew him and considered that it would be a suitable 'match'. We had several different products that were not working together in any way. The first meeting with Gary gave us confidence that he would be able to help.

How has Gary Neild helped you?

‘We have been with Blue Sky for over ten years and have always been delighted with the personal service that we have been given. All of the staff, both front line and in support, have always been a pleasure to speak with. After our very first meeting when we were very much put at ease, through to our recent annual review, every contact with Gary or with any one of his team is something we look forward to. Not only has Blue Sky helped us financially, it has changed our lives, but it has also, and this is key for us, given us peace of mind. We will always be grateful to the person who suggested Gary in the first place, and to Blue Sky for everything it has done for us since then.

Have you seen the outcome you were hoping for?

Yes, absolutely.

What could they have done better?

Very little, if anything at all.

Review from verified client

March, 2021

What were the circumstances that caused you to initially look for an adviser?

My wife and I were looking to retire early and wanted advice on how best to manage multiple pension pots to get the best return and also have a financial plan for the future.

How has Gary Neild helped you?

I was recommended to Blue Sky by a work colleague. I had 4 pensions with different employers and my wife had a defined benefit pension. After just 2 meetings with Gary and Tammy, my wife and I had a clear plan for retirement. My pensions are now all in one place, we know exactly what we have and with Gary and Tammy's help, we both retired before we were 60. We’ve enjoyed our planning meetings and seeing our pensions work for us. We know at a glance what investments we have and how much they’re worth. We’re in control and Gary and Tammy keep us on track with our future planning. Blue-sky offer a great personal service and make you feel like a valued client. Without their support and knowledge we would be less confident in our financial decision making.

Have you seen the outcome you were hoping for?

Yes, we have a clear and comprehensive plan which shows how our investments are working and gives us confidence that we will be financially secure for the future

What could they have done better?

We are very happy with the advice and management of our portfolio and kept regularly updated.

Review from verified client

March, 2021

What were the circumstances that caused you to initially look for an adviser?

I'd known Gary for many years before discussing whether he would be my financial advisor. I trusted him and given his passion for the subject I knew he would be someone I could trust.

How has Gary Neild helped you?

For financial peace of mind, working with Blue Sky was the best thing we have ever done. My wife and I have been under Gary and Blue Sky’s guidance for nearly 20 years. Gary and latterly Russell, have both been brilliant in steering us through, shall we say, some interesting times, with the likes of negative equity and interest rates at 15% in the early 90's, to the Banking crash in 2007/8, and now Covid 19!! The pandemic in particular, has made us really appreciate Blue Sky's worth. Covid 19 has made us realise that life is too short and that we needed to get out there and enjoy our retirement as quickly as possible so as to live our remaining years to the full (travel permitting of course!). Having discussed the possibility of taking early retirement with Gary and Russell, it became clear how vital our financial planning and investments have been over the years, allowing us now to feel comfortable that we will have enough money to see out our remaining years. Without Blue Sky's guidance, help and understanding, I'm convinced that I would feel that I should still be working. Instead my wife and I are really excited about the years to come, knowing that our financial future is secure.

Have you seen the outcome you were hoping for?

Absolutely. Being able to retire much earlier than I had expected is certainly testament to the hard work we have all out in.

What could they have done better?

Nothing at all. Anyone looking at financial advice over a long period of time must expect some turbulence along the way, as this is life, but you should always look at the long term.

Review from verified client

March, 2021

What were the circumstances that caused you to initially look for an adviser?

Reached the stage when we needed help in planning for the long term

How has Gary Neild helped you?

A big thank you to Gary, Russell, Tammy & Andrew and all the team. It doesn’t matter who we speak to, we are always treated in a friendly caring and professional manner. This I am sure is due at least in part to Gary’s leadership. We have been clients of Gary for nearly twenty five years and seen Blue Sky expand and develop into what it is today. All this without any loss of its core values and personal service. Our last review was conducted by Andrew via Zoom and I am pleased to say we came away with the same level of confidence and reassurance as always, (sorry Gary).The only thing missing were the coffee and chocs! On a more serious note having initially learnt about our background and identified our goals, Gary developed a strategy to achieve these. Over our long relationship, Gary’s greatest achievement has been when I said I wanted to retire at age fifty five. Despite a limited amount in the pot we have now been living the life we wanted for over fifteen years. Thank you Gary

Have you seen the outcome you were hoping for?

Gary has achieved the best possible outcome with the amount we invested

What could they have done better?

Realistically not very much

Review from verified client

March, 2021

What were the circumstances that caused you to initially look for an adviser?

Gary and the team were recommended as I was looking to consolidate pensions and unsure what my retirement options were

How has Gary Neild helped you?

18 months ago, myself and my wife were looking at our finances and could not see how we could ever retire. We have a large mortgage late in life due to life's circumstances!! I spoke with a colleague who suggested I speak with Gary as we may be surprised. We did this and had an initial meeting with Gary explaining where we were at. Rather than just try and sell to us, we spent 2 hours with Gary and explained our reasons for wanting to retire. This was due to the fact that I had had a wakeup call of a heart attack and wanted to look shorter term. To cut a long story short, a year in from signing up with Blue Sky, we have just had our annual review and feel confident we can now retire in 4 years as opposed to previously, not having any idea. Russell, (the realist), put together a timeline up to the age of 90 and stress tested against the potential for hard times The approach is refreshing and I wouldn’t hesitate to recommend

Have you seen the outcome you were hoping for?

Yes on track

Review from verified client

February, 2021

What were the circumstances that caused you to initially look for an adviser?

Having had a variety of pension and isa funds I felt it was time to consolidate these and get a balanced and coordinated approach

How has Gary Neild helped you?

I have been a client of Blue Sky for a number of years Initially I had been concerned that being based in Poole, which was at least 2 hours from where I lived and worked, I would not have the kind of relationship that I was looking for. However, this was quickly dispelled as Gary and Russell are always happy to travel to a location convenient to me and with the advent of pandemic restrictions, used technology to continue to meet me whenever necessary. The exemplary professional approach and client service level is prevalent throughout the company. They use a methodology which breeds confidence in the decisions they come to and exhibit a breadth of knowledge and industry standing that is of a very high level. I believe that anybody who requires financial advice will not be disappointed if they become a client of Blue Sky

Have you seen the outcome you were hoping for?

My expectations have been met with regards to service levels and funds performance

Review from verified client

February, 2021

What were the circumstances that caused you to initially look for an adviser?

We had moved to a new area, so needed one closer for personal contact.

How has Gary Neild helped you?

We’ve been clients of Blue Sky FP for 9 years and our appreciation of their management of our financial affairs cannot be surpassed! It’s always a great pleasure to meet up with Gary and Russell at our regular reviews - they take genuine concern to understand their clients wishes and preferences. Their financial expertise and experience is impressive indeed!

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

We are extremely satisfied with all aspects of their work over the nine years we have been with them.

Review from verified client

November, 2020

What were the circumstances that caused you to initially look for an adviser?

We needed to ensure our financial matters were being cared for on a regular and professional basis with a view to consolidation of pensions, funds, shares etc. especially with a view to long term retirement planning.

How has Gary Neild helped you?

Since initial contact and through the transfer of our financial affairs, Blue Sky have been excellent both in understanding our long term aims and the subsequent advice and communication. I have every confidence in them.

Have you seen the outcome you were hoping for?

Yes we have, the advice given has been solid and configured around our needs with the resultant consolidation handled in a transparent and timely manner. We now have a good spread of investments easily accessible and transparent tailored around us.

What could they have done better?

Very little, however, I would have liked access to the planning charts and graphics earlier in the process but that is also dependent on the detail given by the client to the advisor. This is a very small point as overall we have had excellent communication and transparency.

Review from verified client

November, 2020

What were the circumstances that caused you to initially look for an adviser?

Long=term financial planning and transfer of existing pensions into a single investment platform that is regularly reviewed.

How has Gary Neild helped you?

From the start to where we are now, it's been a thoroughly refreshing and enjoyable experience with the Blue Sky team. From our initial visit to their office, where we were very warmly welcomed by Louise and made to feel special with small touches like a reserved parking space and refreshments, to our cash flow meeting that followed with Gary who quickly put us at ease and walked us through the detail making everything clear (and fun), and then the regular online contact from Tammy and the team since, we have been so impressed with everything and everyone. If you think getting financial advice may be boring and difficult to understand, Blue Sky turn this all on its head to make it an enjoyable and thought-provoking time to look at your finances to fulfil your future dreams. It's been a revelation and something we wish we'd done sooner in life, but so glad we have now. Thoroughly recommended.

Have you seen the outcome you were hoping for?

Yes, very much so, though I guess ' proof of the pudding' won't be seen until I actually retire and can withdraw my pension, but we now feel more in control of our investments and therefore the future, knowing that Gary and the Team are involved.

What could they have done better?

We can't honestly think how things could be improved. It's such a radical (well for us it was radical) way of looking at finances, which to this date we'd experienced from past [providers as being distant and difficult to understand, that we feel very blessed to have engaged with Blue Sky and be a part of such a positive and progressive step forward that gives us greater confidence in achieving our dreams.

Review from verified client

October, 2020

What were the circumstances that caused you to initially look for an adviser?

In 2005 acolleague and I were deeply concerned we had accumulated, and got to the stage of making significant regular contributions to, our pension funds, including AVCs and employer matching, yet had no idea from the range of funds provided which one(s) would be best to be invested in. This is something, surprisingly to us, our employer in the financial industry would not help us with at all

How has Gary Neild helped you?

We didn’t know when or why we should switch funds, understand the whole gambit of asset classes, how they perform and relate to each other, and risks associated. In our high stress jobs, we had neither the time, skills, nor inclination to learn how to do so, or conduct the ongoing necessary monitoring of market trends and events. Gary agreed to set up a service providing guidance on a number of "portfolios" we could choose from based on appetite for risk and proximity to retirement. Little did we know that just a matter of months later, there would be a financial collapse and credit crunch. However, Gary had seen the signs in the market before it happened and had adjusted the portfolio guidance accordingly. Gary saved me from losing a much larger sum. Fast forward and with the assistance of Gary throughout, I reached the point at 55 where I wanted to retire from full time work. Gary's planning tools convinced me I was in a position to be able to do this, so I handed over my pension fund for him to manage and continue with investment advice and planning. Who would have foreseen Brexit and the Pandemic, on top of personal events, throughout which I have continued to benefit from Gary and the Blue Sky team's expertise and support.

Have you seen the outcome you were hoping for?

Yes. I was able to retire when I wanted to, as forecast in our planning. I continue to benefit from Gary's investment and pension management and advising throughout these tumultuous times.

What could they have done better?

With Gary's knowledge and enthusiasm it can be easy initially to be overwhelmed with facts and figures. However, just ask and Gary will willing break down and explain anything in a way that can be understood.

Review from verified client

October, 2020

What were the circumstances that caused you to initially look for an adviser?

Concern that financial advise previously wasn't being actively managed. Retirement within the next 3-5 years

How has Gary Neild helped you?

I was very kindly invited to deliver a talk on screening in health care as part of a ‘wealth and health’ seminar hosted by Blue Sky. I was massively impressed by presentations from the Blue Sky team, their planning strategies and principles. We have since moved all of our financial planning to Blue Sky and have felt very secure and confident that our finances are being managed as safely and efficiently as possible. The structuring of our investments that Gary patiently explains to us when we meet with him, are personally tailored to suit our specific needs and aspirations. My wife and I are much happier with our financial planning than we have ever been and would be happy to commend the Blue Sky Team to anyone.

Have you seen the outcome you were hoping for?

Yes. Much more reassured. We need to meet soon though for an update

What could they have done better?

None

Review from verified client

September, 2020

What were the circumstances that caused you to initially look for an adviser?

Managing my personal and company finances

How has Gary Neild helped you?

Switching to Blue Sky instead of trying to manage my own finances in brief moments between work and family has been a really good decision for me. I am confident that they are taking good care of our family and business finances and they have given my a clear path to realising my financial ambitions. I now spend less time thinking and worrying about financial planning and more time relaxing with my family. They have also been very useful in helping navigate the complex NHS pension system and pension tapering as well as offering a variety of useful alternatives for retirement planning.

Have you seen the outcome you were hoping for?

This is ongoing, but so far so good

What could they have done better?

Not a lot, maybe fewer admin emails

Review from verified client

July, 2019

What were the circumstances that caused you to initially look for an adviser?

Thinking about retirement and wanted advice on options available and assessment of our position.

How has Gary Neild helped you?

Reviewed our pensions and savings understood our financial situation and thinking about future plans and wishes and was able to provide some options for us to consider.

Have you seen the outcome you were hoping for?

So far we have been very happy with the work undertaken and the results of our investments.

What could they have done better?

I think they have a very sounds process one area, which we have discussed, where I think all advisors could do better is helping with the adjustment from transition from a full time career to retirement and changes that follow.

Review from verified client

July, 2019

What were the circumstances that caused you to initially look for an adviser?

The change of the State Pension age plus other factors meant my wife and I were concerned we would have to work until the age of 67 or beyond. In light of this we needed assistance with retirement and investment planning to make sure we could retire at what we considered to be a more appropriate age and definitely by the age of 65.

How has Gary Neild helped you?

He helped us dare to dream... As a habitual worrier it is fair to say I delayed addressing the thorny question of "when can we afford to retire?" for several years. The worry was always there, gnawing away in the background and yet not being addressed. Acting upon a recommendation, my wife and I, finally contacted Gary Neild at Blue Sky in 2014; well if only we had done that years before. Who'd have known that there are financial planners out there who go the extra mile to understand exactly what your aims and aspirations are...their name is Blue Sky. After collating all the various pieces of information, Gary and Tammy did a detailed projection and formulated a plan for us. We duly turned up for our meeting and were greeted by the statement “you can retire now if you want”! I think our jaws dropped onto the table and there was a period of disbelief. I should say at this time we were both 56 years old and expecting to be told that we would have to work until we were at least 65 if not 67 (our state pension age). Finally, we could now plan with some degree of certainty and at 57 I decided to step down from my business to do a 3 day week for a couple of years whilst my wife opted for a 4 day week. Bliss. The extra spare time allowed us to plan for the retirement neither of us thought we could afford. All the way through this process Gary and Tammy provided reassurance and installed the belief that we could ‘Dare to Dream’. So here we are 5 years later, and our dreams have come to fruition, I retired at the age of 59 and having opted to work on a little longer, my wife is looking forward to retiring next year at the age of 61. The whole scenario seemed an impossible dream before our visit to Blue Sky back in 2014. Unlike other financial planners I have dealt with over the years, Blue Sky manage to combine professionalism with a truly holistic approach recognising that whilst financial security is a facilitator, there is such a lot more that contributes to a satisfying and fulfilling lifestyle. In our opinion the “icing on the cake” are the annual review meetings. From the initial warm welcome to departure, the whole experience is very reassuring and provides the peace of mind, I for one, always need! Our sincere thanks to the whole Blue Sky Team for their true professionalism, care and attention to detail.

Have you seen the outcome you were hoping for?

Yes, I retired at the age of 59 and whilst my wife is secure in the knowledge she can retire as soon as she wants happily planning for her retirement next year at the age of 61. In addition, we have not had to compromise on our lifestyle to achieve these goals.

What could they have done better?

Very little! Their attention to detail is meticulous and they take ownership of the bespoke financial plan developed with you. All I would suggest is that they offer some form of incentive to younger investors who cannot always afford the upfront costs for the initial research and planning stage.

Gary's reply

Thank you very much Steve and Jackie for your kind words. Much appreciated. Our ethos is very much about financial education as you know and hence why I have worked with many schools over the years and have been a driver of the Young Chamber of Dorset Programme. We are undertaking work in the financial well-being space with employers and we are keen to reach out to a younger audience. We are receiving enquiries from younger people but generally, they tend to be high earners or those who have inherited. The cost of advice (FCA/ PI) has risen significantly and the compliance requirements are far more onerous. Balancing this with the need to give younger people advice presents its challenges from a commercial point of view. We have been exploring Fin tech, low touch point solutions but as yet have not found something that does the job in the way that we would like. I believe we are on the same page but we have yet to find a solution. Best regards Gary

First impression from a user who is not yet a client

June, 2019

Please provide a brief comment about your experience with Gary

Very informative meeting giving me lots to consider.

Review from verified client

March, 2019

What were the circumstances that caused you to initially look for an adviser?

House sale and investment guidance

How has Gary Neild helped you?

Investment planning, life assurance/ health insurance and future/ pension planning.

Have you seen the outcome you were hoping for?

Yes. Good advice received for investments. Ongoing planning, meeting annually.

What could they have done better?

As we celebrate 15 years as clients of Blue Sky, I felt compelled to write to you. This morning, coming in for our financial review, we were met by Louise, who welcomed us as old friends. She handed us into Russell's care, who greeted us warmly. All our information had been updated and used with attention to detail and we were quickly reassured of our financial status. To allay any concerns we might have about our property in Menorca, Russell introduced us to Gus, who confirmed that our plans were sensible. The attention we received from your colleagues was exemplary and we have no hesitation in recommending Blue Sky wherever appropriate. Wishing all of you continuing success at Blue Sky

Review from verified client

November, 2018

What were the circumstances that caused you to initially look for an adviser?

Change in work and approaching retirement

How has Gary Neild helped you?

Blue Sky Financial Planning always make us feel relaxed and at ease. Gary and his excellent support team have a wide breadth of knowledge and experience and without this support and advice, we would not be able to make decisions about our future and financial planning. Their ability to show us different financial plans based on different events has greatly eased our concerns and given us peace of mind. We feel reassured by Gary and his team that they understand our needs and wishes and they have helped us to take control of our finances and look forward to the future. Blue Sky is the first financial planning service to advise us to spend our money! Thank you

Have you seen the outcome you were hoping for?

Yes we believe so. its been a very eventful year economy wise and we have felt confutable throughout.

What could they have done better?

honestly we can't think anything.

Review from verified client

November, 2017

What were the circumstances that caused you to initially look for an adviser?

I was not happy with my financial adviser, tried Gary Nield about 15 years ago, and moved all my money to Blue Sky two years later because i was confident that he could maintain the money growth I needed for retirement with no personal pension. The Blue Sky team has grown, but they maintain their quality advice, taking my individual needs into consideration, and always respond to my queries and requests.

How has Gary Neild helped you?

Blue Sky? Many reasons why. Money comes and money goes; With Gary and team, mine just grows. Investments safe or risky, it's my choice. Much good advice, but I have my voice. Their eyes always on the fiscal situation Blue Sky emails regular updates and information. Their office is an efficient and friendly place - Good coffee, and your name on a parking space - Part of Blue Sky's all embracing personal touch, Gary, Russell, and your team THANK YOU VERY MUCH.

Have you seen the outcome you were hoping for?

I cannot fault Blue Sky advice, and the regular email updates and newsletters plus an annual review in person keep me in touch.

What could they have done better?

I have no ideas.

Review from verified client

September, 2017

What were the circumstances that caused you to initially look for an adviser?

An inheritance.

How has Gary Neild helped you?

This is the beginning of our second year with Blue Sky and we can honestly say the experience has been a real pleasure. We had never been very financially astute; just existing day to day really, although we both had paid into pension schemes. When we inherited some money we were worried about the prospect of investing it sensibly and it was extremely fortuitous that at this point Blue Sky was recommended to us by a friend. Although we were quite anxious about our initial meeting, all my fears were unfounded. We were put at ease and have been very pleased with everything. Gary consistently makes every effort to understand our situation and is very sensitive to our individual needs. He always explains everything in terms we can understand and has never put any pressure on us to agree with his recommendations. We are aware that Gary has clients with far larger investments than ours; however he always makes us feel that we are just as important as any of his other clients. Meeting with Gary and Tammy is always an enjoyable and uplifting experience. We leave feeling reassured and confident that we can enjoy our future. We only wish we’d been introduced a couple of decades ago.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing

Review from verified client

March, 2017

What were the circumstances that caused you to initially look for an adviser?

With 6 years to go before retirement, was beginning to find commuting into London harder and harder. A friend recommended I speak with Blue Sky to see how we were positioned to consider early retirement.

How has Gary Neild helped you?

How far would you be prepared to travel to achieve blue sky? A few thousand miles maybe, perhaps to Spain, Italy or Greece. Well, in September 2015 we went about 130 miles to Poole in Dorset in search of our blue sky. It turned out to be a very fruitful mission! At the Coy Pond we made our way on to Blue Sky Financial Planning (BSFP) who had previously been armed with our relevant financial information. Following a warm welcome and very professional presentation, we left 3 hours later doing high fives in their car park. "You can retire now" they said, much earlier than we could ever have expected as we were only 59 & 60 respectively; both anticipating at least another 5 years at work. Based upon our current spending pattern, we were told our funds would not run out until age 94 barring any unforeseen circumstances. Wow, what were we waiting for? The power of professional planning, help and support had hit us head on, so in June 2016 we did retire and have not looked back since. We now have the time and resources to experience the real blue sky (Greece next) and all this is thanks to Gary Neild and Russell Skinner at BSFP. Our strong recommendation to those who haven't yet planned for the rest of their lives, is to not delay doing so any longer. Gary, Russell and their colleagues are waiting to do that for you now and based upon our own personal experience we are very confident that if you decide to engage them, you will not be disappointed. Good luck and happy travels. Neil and Pauline (Buckinghamshire).

Have you seen the outcome you were hoping for?

Yes, no longer commuting to work every day! Now happily retired.

What could they have done better?

Nothing springs immediately to mind.

First impression from a user who is not yet a client

November, 2016

Please provide a brief comment about your experience with Gary

The Blue Sky team were very pleasant, and made me welcome. Gary was an interesting person, who had strong ideals on what he was wanting to do with his client base. I felt that there was insufficient fact gathering - possibly because he stated that he could not proceed with out my wife being at the meeting, recommending that we both came along to a further session.

Review from verified client

October, 2016

What were the circumstances that caused you to initially look for an adviser?

I wanted to know what my future held.

How has Gary Neild helped you?

Helped us to see that retirement was possible and we could enjoy it too.

Have you seen the outcome you were hoping for?

Not yet but I have great excitement and hope for my future.

What could they have done better?

He explained and demonstrated very clearly how our investments could maintain a life style we could enjoy. I cannot think of anything he could have done differently. Two chocolates with my coffee though would have been nice.

Review from verified client

September, 2016

What were the circumstances that caused you to initially look for an adviser?

We had finished our business and were looking to see if we could fund an early retirement.

How has Gary Neild helped you?

Excellent , clear, advice and strategies on how to maximise our current available money. A long time was spent assessing exactly what my wife and I were planning in the forthcoming years. Gary illustrated very clearly how different scenarios would affect our situation.

Have you seen the outcome you were hoping for?

We were delighted with the outcome and both feel relieved that we can proceed into the next few years without financial stresses.

What could they have done better?

I don' think Gary could have done anything better.

First impression from a user who is not yet a client

September, 2016

Please provide a brief comment about your experience with Gary

garys firm understood my needs and had the right qualified staff to help me achieve my goals

Review from verified client

November, 2015

What were the circumstances that caused you to initially look for an adviser?

Inheritance and pension advice.

How has Gary Neild helped you?

I have been with Blue Sky for 15 years and in that time I have never doubted their ability to look after my finances. Gary and Russell are very professional, experts in their field and are passionate about what they do. When it comes to money I am one of those who needs all the help I can get. They care not just about my money but about me as a person and after leaving our annual review meetings feel happy, confident and rejuvenated. Long may it continue.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Talk in layman's terms

Review from verified client

September, 2015

What were the circumstances that caused you to initially look for an adviser?

Concerned around financial readiness for retirement.

How has Gary Neild helped you?

We have worked with Gary and the team in the initial & ongoing stages of planning our joint retirement. They put you at ease and are able to present in a friendly and informative manner. They have already guided us in sorting out our pension funds and helped us understand that can we can realistically achieve many of our dreams, the main one being retirement before we thought possible. We look forward to continuing our working relationship with Blue Sky.

Have you seen the outcome you were hoping for?

We are now actively executing our retirement plans.

First impression from a user who is not yet a client

February, 2015

Please provide a brief comment about your experience with Gary

First impression from a user who is not yet a client

January, 2015

Please provide a brief comment about your experience with Gary

A different adviser phoned me the very next day and was very helpful.

First impression from a user who is not yet a client

December, 2014

Please provide a brief comment about your experience with Gary

First impression from a user who is not yet a client

December, 2014

Please provide a brief comment about your experience with Gary

Review from verified client

December, 2014

How has Gary Neild helped you?

‘It’s a tremendous reassurance to know that Gary and his team have such a firm understanding of our financial wishes. The care they show in all our dealings with them is enormously impressive - in creating a life plan, in explaining their recommendations, in discussing our reactions and in implementing our decisions! We would have no hesitation in recommending Blue Sky to anyone!

Review from verified client

November, 2014

How has Gary Neild helped you?

I have used the services of Blue Sky for the last 8 years. As well as having insurances through Blue Sky, I have investments in pension funds, NISAs and I have been investing in the Monthly Opportunity Investment Portfolio for the last 2 years. Having achieved an average investment return of over 9% per annum during the last 8 years (and this during the worst financial crisis I have known), Blue Sky have proven their value time and time again. They continually exceed my expectations. Gary and the team at Blue Sky have always advised the best investment / planning methods to help me achieve my goals, be it financial or personal, without me needing an interpreter to decipher the usual jargon some advisor's try to bamboozle us all with. Most importantly, they listen. Knowing my financial plan is tailored to me and the fact that I can check the status of my portfolio on-line whenever I want, provides me with the confidence and more importantly trust to employ the services that Blue Sky provides. I would gladly recommend Blue Sky to anyone looking for financial planning services. Mr Howard

What could they have done better?

I honestly cannot think of any improvements. The BlueSky team are always evolving and utilising latest technologies to provide me the best service.

Review from verified client

November, 2014

How has Gary Neild helped you?

Before we went to see Gary, we were doubtful that a financial adviser could make much of a difference to our circumstances. Our mortgage was backed up by an underperforming endowment which worried us but we thought we would just be advised that we need to make larger monthly contributions. Now, with GaryÂ’s help and advice, we have a plan in place which not only means that we are happy and confident that our mortgage will be covered without having to make larger contributions, but also that if we continue and invest and plan well, our financial future will be much better than we had previously hoped. Mr & Mrs G

Review from verified client

November, 2014

How has Gary Neild helped you?

We have known Gary and his team for ten years and they have always offered financial advice that has been relevant to our changing needs. This advice has always been offered and never forced, giving us peace of mind and a great sense of security for the future. Ed T.

Review from verified client

November, 2014

How has Gary Neild helped you?

Blue Sky have looked after my financial affairs now for some 25 years, dating back to the dark days of negative equity when Gary and his team helped me move from a flat which I thought I was locked into forever! Since then, I have relied heavily on their advice which has provided me and my family with sound financial planning for the future. If IÂ’m honest, I have always been scared of planning for the future, and on occasions, visits to Blue Sky did feel like visits to the Dentist. However, through Blue SkyÂ’s carefully tailored advice; helping me fill in the forms, and general forward planning which has mapped out key financial events going forward, I feel far more relaxed and content about my familyÂ’s future.

What could they have done better?

Nothing comes to mind

Review from verified client

November, 2014

How has Gary Neild helped you?

“Gary Neild has looked after our money for around fourteen years. During this period there have been turbulent times, most notably 9/11 and the recession. There have been ups and downs, but we always knew that the portfolio was being watched closely on a daily basis giving us comfort in the difficult times that all the financial markets faced. We have watched Blue Sky grow and evolve into the company it is today. As it has grown, Gary has not forgotten or ignored the smaller investor, and we are ery pleased with our returns. In particular, around eight years ago, my husband transferred in ,a frozen pension that had been stagnating. The growth in this pension pot has been significant, whilst following a balanced investment approach. As my husband approached retirement, Gary has helped to sort out the other smaller pensions, provided advice, and arranged drawdowns. He has made the process hassle free and we cannot speak highly enough of Gary and the Blue Sky team.”

What could they have done better?

We have been extremely pleased with the advice given and feel that Blue Sky have gone the extra mile for us .

Review from verified client

November, 2014

How has Gary Neild helped you?

It bothered us coming to the time in our lives (being pensioners in our 60s) where we were unsure of what the future would hold. We were unsure of how much money we might have left in years to come to maintain the quality of life we enjoy at the moment. We discussed this with Gary at Blue Sky, in a relaxed and modern office. We are now pleased that it is possible to continue with our enjoyment of bowls, as well as yearly holidays, whilst maintaining a healthy lifestyle in the future. Gary didn't rush us, and listened to our aspirations carefully until he understood our needs fully. With his helpful, professional advice for future planning we are over the moon knowing that we have no financial worries ahead. We are so pleased that Blue Sky was recommended to us.

What could they have done better?

We are fully satisfied with the help and advice from Gary and his team. He excels in all aspects, and we would not expect him to do better than that!

Review from verified client

November, 2014

How has Gary Neild helped you?

"Retiring can be a daunting process, giving up a regular salary to rely on pension income. I neednÂ’t have worried as Gary and the team at Blue Sky have done an excellent job sorting out my finances. From analysing my future income needs and attitude to risk, to arranging investments and generating pension income, the whole process was expertly managed and I felt fully informed every step of the way, everything was explained and documented in detail. I can now relax, knowing my retirement finances are in safe hands at Blue Sky."

Review from verified client

November, 2014

How has Gary Neild helped you?

My wife and I, like many I suspect, have always been uncertain and on edge regarding our finances. Although comfortably off, we remain ignorant and keen not to explore the nitty gritty of our finances. This, I think, is mostly centred on the “what if” question. It is the fear associated with “what if” the interest rates go up or “what if” the stock market falls etc, that keeps our heads buried firmly in the sand and means we live with the “we'll get by philosophy!" It was with this background that Gary and the Blue Sky team have been so supportive, considerate and professional. To be able to have matters so clearly explained with graphs that are clearly understandable, having the opportunity to wash away many of our fears with a kind and gentle-handed approach and to look clearly at what is possible, built around our needs, has been a blessing. Gary has such a calm, caring, capable and professional approach. There is much fear associated with seeking financial advice, and there are many bad stories and let downs. But trust is at the heart of what Blue Sky offers so well. You do not feel that you are being sold or pushed a product, instead, you are developing a partnership focusing on your own best interests. The cash flow forecasting has been very rewarding and has done so much to address our fears. We feel our minds have been put at ease. In conclusion, I would echo Nelson Mandela's wonderful phrase that I feel so much reflects the skills offered by Gary and the Blue Sky team: “a good head and a good heart are a formidable combination.” This has left us feeling confident in the advice we have been given and the forward direction that we agreed together. Kate and I feel grateful to have had this opportunity, and say thank you.

Review from verified client

November, 2014

How has Gary Neild helped you?

I met Gary Neild about 20 years ago when I first moved to Bournemouth to start a new job, and he came to give a talk about financial management on my induction programme. Since that time Gary has supported and encouraged me to use my money wisely and plan for the future. However, I am a bit of a worrier and was very anxious about retiring and fearful that I would not have enough money to enable me to enjoy life after working for 45 years. I delayed retirement until I really had a few wake up calls concerning my husband's health, and some of my friends were dying before they could enjoy their retirement. It was then that Gary encouraged me to consider the cashflow analysis to see just what I could afford to spend, and still have enough as a backup plan if life got tough. I had a dream of going to Canada to see my good friend, and I really wanted to see the wildlife; especially a black bear! I had never allowed myself the luxury of a long haul holiday, as I thought I could not afford it, but Gary showed me that I really could afford to do it. Last year my dream came true, and I had the most wonderful time. I saw my black bear within a few feet of me! I am so glad I listened to Gary in the end because he could demonstrate clearly, with flow charts and figures, that I could afford more than I would have believed. Listen to Gary because he knows what he is talking about!

Review from verified client

November, 2014

How has Gary Neild helped you?

We have been with Blue Sky for nearly three years, and during this time Gary and his team have demonstrated a very high level of professionalism coupled with a sound, down-to-earth approach. We like the principles on which Blue Sky activity is based. We like the way in which, through a dialogue, the clientÂ’s objectives are identified and then the overall financial strategy is constructed. In this time we have been stimulated to think more clearly about our financial objectives in the short, medium and long term and have been encouraged to play a more active role. The advice we are receiving is undoubtedly tailored to address our specific objectives, and we feel that there is a lot of proactive thinking in Blue SkyÂ’s management of our investment portfolio. In conclusion, we are glad that in 2011 when we felt the need to change financial advisor and vetted 3-4 possible alternatives, that we selected Blue Sky because their business philosophy appealed to us. It has been a very refreshing and rewarding experience, and we are looking forward to many more years of cooperation.

Review from verified client

November, 2014

How has Gary Neild helped you?

"Thank you for taking time out to meet us yesterday to present the cash flow projections prepared on our behalf. To be honest, it was probably fair to say that we didn't really know what to expect and were a little sceptical with regard to the likely outcome. I’m very pleased to say that you very quickly allayed our fears and we both came away feeling somewhat liberated and satisfied that we were finally taking ownership over our future financial security. It may sound like a cliché, but I can honestly say, I woke up this morning without the customary nagging doubts about our future and, above all, my ability to plan for our retirement!" Mr & Mrs W, Dorset

Review from verified client

November, 2014

How has Gary Neild helped you?

"My wife and I first joined with Blue Sky Financial Planning in 2003, and since we have watched the company develop into what is a highly proactive and professional organisation. The senior team is knowledgeable, current and innovative in their thinking. We have appreciated the personal touch offered by advisors: what is key here for us has been their continuing sensitivity to the needs and aspirations of us as clients. We have been delighted with our association with Blue Sky and with the progress our portfolio has made under their stewardship.

What could they have done better?

Our adviser does very well indeed by being proactive with investments and by communicating clearly and regularly with us. He should always remember, however, that he is talking to laymen who do not have a grasp of the more technical aspects of finance.

Review from verified client

November, 2014

How has Gary Neild helped you?

I have never liked the financial industry. I have had a distinctly dim view of ‘financial advisors’ since some 30 years ago. A few years ago my sister persuaded me to approach Blue Sky, and Gary in particular, with a view to him helping me out with investing some inheritance money. I was reluctant, but acquiesced. To say that I am happy I did, would be a gross understatement. I approached Gary with all my defences up, but he was able to educate a 'hardened cynic' and imbue a deep sense of trust into me. He spoke my language, knew my pain and wanted to put it right. I have suggested that Gary should consider rebranding Blue Sky, as what they do is so much more than 'dish out' financial advice - life coaching, financial education, business mentoring, personal guru services...I could go on. He has helped me initiate the process of changing the way I work, to align it more with the other things around me that are important, like my family. He has taught me to listen to myself and those close to me more, and to have the courage to change things for the greater good. He has taught me that money isn’t a dirty word, and that life is about living, not earning! He has put me on the right path – I'm still not rich, but at least now I can see what’s possible!

Review from verified client

November, 2014

How has Gary Neild helped you?

"At Blue Sky you are made to feel more than just a customer, you are made to feel like a friend. From the moment you walk in and are greeted by friendly smiles, the whole aim is to appraise your situation and glean from you just what you want from your visit. In a pleasant atmosphere you tell Blue Sky how you feel and what you want and you are listened to. They will then use their expertise to tailor a solution that does itÂ’s best to meet your goals for investment whilst also meeting your requirement for caution."

What could they have done better?

I am entirely happy with the service that I am receiving from Blue Sky. Initially I was cautious with my investments and a slight down turn in the market made me very apprehensive that I was doing the right thing. At this point I contacted Blue Sky and a meeting was immediately setup and my personal advisor met with me and took the time to explain what had happened and what was expected to happen in the near future. I was given the option to remove funds and accept the loss, but I took the advise received and was extremely happy that I had. This two way relationship sums up my experience with Blue Sky.