Reviewed for

Insurance and Protection ( 11 )

Mortgages ( 22 )

Pensions ( 62 )

Equity Release ( 9 )

Retirement income (annuities, drawdown) ( 37 )

Auto Enrolment ( 1 )

Investments and Savings ( 71 )

Pension Transfers - Non Specialist ( 23 )

Inheritance Planning ( 35 )

Long Term Care ( 9 )

Pension Transfers - Specialist ( 14 )

Financial Planning ( 45 )

Financial Mentoring ( 15 )

Financial Coaching ( 8 )

( 3 )

Reviewers' assets

£500k+ ( 34 )

£200k - £500k ( 9 )

£100k - £200k ( 5 )

( 3 )

£50k - 100k ( 1 )

Up to £50k ( 6 )

Client reviews

Review from verified client

March, 2024

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

I was not confident to make significant financial decisions without expert advice and support.

How has John Stirling helped you?

Helped me plan for retirement and model different scenarios based on my preferences during retirement. Available funds, expenditures, how my investments could change. Also regularly assesses my attitude to risk to pick the right investment portfolio. Provided advice on potential transferring out my pension and when appropriate to evaluate this option. Responds to ad hoc questions and always willing to support me with advice and my options. Provides guidance when i have a query regarding my tax returns.

Have you seen the outcome you were hoping for?

Its investment for the long term and we are on track to where i need / want to be.

What could they have done better?

Nothing i can think of.

Review from verified client

March, 2024

Overall

Advice

Service

Value

Based in Suffolk

What were the circumstances that caused you to initially look for an adviser?

I wanted to understand more about the Lifetime Allowance. John's advice was helpful, comprehensive and free of charge and at a later date led me back to John to explore investment opportunities.

How has John Stirling helped you?

John has helped me make solid financial choices regarding my pension benefits. He gained my confidence with his open manner and willingness to share his in depth financial knowledge. I am confident that he has my best interest at heart and keeps a close eye on managing my expectations.

Have you seen the outcome you were hoping for?

I am investing for the long term and thus far the outcome has met my expectations, taking into account the vagaries of the market place. John's analysis of economic, geographic and financial factors on my investments is delivered in a comprehensible manner as he takes into consideration the financial knowledge of the listener.

What could they have done better?

I am encouraged to learn of new working practices and technologies that Walden Capital are introducing to their business. Following my query about strategic workforce planning at Walden Capital, John assured me of the person who would be able to give advice in his absence.

Review from verified client

March, 2024

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

Being widowed

How has John Stirling helped you?

With regular income and interest on investment and inheritance tax planning

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

March, 2024

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

Investment and pension planning

How has John Stirling helped you?

John is an incredible financial advisor. He is incredibly experienced and qualified to give high quality advice. However what sets John apart is his authenticity, genuine care and honest service. I feel in safe hands with John.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

March, 2024

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

I was coming up to retirement and looking to consolidate my various pension pots. John was acting on behalf of someone else i new who seemed hapy with the service so i contacted John.

How has John Stirling helped you?

John has guided us through the process on consolidating the various pots into one. He also dealt with the various pension providers as well.

Have you seen the outcome you were hoping for?

The first few months the funds went down and then shot up but this was due various world issues affecting the economy. Things settled and the fund has regained value. We are happy with the current situation.

What could they have done better?

No everything has been saitisfactory.

Review from verified client

February, 2024

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Pensions advice

How has John Stirling helped you?

John has provided sound advice, and critically in this space is somebody you can trust to understand your situation and provide balanced insight. This space is littered with both companies and individuals who are not trustworthy and are fundamentally misaligned to their clients’ needs, John and Walden are distinct in their integrity and trust.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

February, 2024

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

Family

How has John Stirling helped you?

Guidance and mentorship

Have you seen the outcome you were hoping for?

Always

What could they have done better?

Nothing

Review from verified client

February, 2024

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

Needed advice

How has John Stirling helped you?

Organised my finances so that I feel confident that my money is best onvrstrf

Have you seen the outcome you were hoping for?

As good as possible

What could they have done better?

Nothing

Review from verified client

February, 2024

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

As a former fund manager I met A LOT of IFAs. When it came to choosing someone to handle my own finances, I chose John.

How has John Stirling helped you?

John has provided general advice regarding my overall financial situation and my tax position. He handles the investment of my company pension contributions.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

There was a slight hiccup in process whereby some things were not followed up as they could have been in the first year.

First impression from a user who is not yet a client

January, 2024

Overall

Please provide a brief comment about your experience with John

I am using John to arrange my pension as I near retirement. John has been outstanding in his knowledge and professionalism, as well as being friendly, easy to talk to and understand. I would definitely recommend John to anyone who is thing about retirement and looking for a trustworthy, friendly and knowledgeable advisor.

John's reply

Thank you for taking the time to write an initial impression, I really appreciate it, and thank you for being so kind!

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

Initially I wanted to transfer a works pension to a private pension.

How has John Stirling helped you?

He has advised on the make up of the pension investments, risk profiles and life time allowance draw downs.

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

Not much in all honesty. Global impact of covid on the financial markets was managed well compared to others.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Suffolk

What were the circumstances that caused you to initially look for an adviser?

I needed to understand the financial aspects of life after retirement from an independent adviser.

How has John Stirling helped you?

I have known John for many years now and he has always given me best advice and ensured that I understand the implications of good financial planning.

Have you seen the outcome you were hoping for?

Yes, John has helped me to look ahead and therefore take the initiative in planning for future years.

What could they have done better?

I can't think of anything that could have been done better.

John's reply

Thank you for taking the time to write such a positive and helpful review, it's really appreciated!

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Suffolk

What were the circumstances that caused you to initially look for an adviser?

As I recall, it was the need to find strictly independent, 'un-tied', objective and pragmatic advice with a proper understanding of my circumstances and requirements.

How has John Stirling helped you?

I have known John for many years, and he is my go-to IFA across the full range of professional financial advice. As a client, I have 'followed' John as a practitioner to the firms he has worked with and Walden Capital has developed into an outstanding practice. Since engaging with John, I have not considered anyone else as I have absolute trust in his professional advice and judgement and, over time, there have been plenty of occasions and opportunities to benchmark his advice against outcomes. He has a quite extraordinary and analytical mind and his advice is always based on very solid foundations.

Have you seen the outcome you were hoping for?

Yes ... and that continues on a proactive, planned and regular basis as my (and my wife's) circumstances change with advancing age.

What could they have done better?

I have never felt the need to comment on their advice, conduct or professionalism.

John's reply

Wow. I think that might be the nicest review I've ever received. Thank you for taking the time to provide such a great level of detail.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

I took on an adviser because I wanted a bespoke financial planning service with regards to my portfolio of pension, investment and savings funds.

How has John Stirling helped you?

John has worked on all aspects of my portfolio in order to provide balance and growth, whilst taking into account my current financial requirements, appetite for risk and long term aspirations (inheritance planning). I appreciate the peace of mind and understanding that John's professional advice brings to the table.

Have you seen the outcome you were hoping for?

I am happy with my portfolio of funds. I feel that John and his team are well placed to invest of my behalf and the forecast of risk vs reward has generally proven itself to be accurate.

What could they have done better?

I'm not sure what more I would want from the team. They communicate regularly, answer emails promptly and understand my specific requirements. Keep up the high standards.

John's reply

Thank you so much for taking the time to write such a detailed and thoughtful review, we appreciate it.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

I was in a situation where I had a final salary pension and for personal reasons, wanted to transfer it out of the company pension fund to a personal pension and required an advisor to advise and manage this for me.

How has John Stirling helped you?

John has been invaluable to our financial planning over the past 3 years since we were introduced to him. We started with a final salary pension transfer which was managed in an impressive and professional manner. This included dealing with the many compliance obligations required by the regulator which John took me through step by step and concluded with a substantial and balanced report. The team at Walden Capital now look after all our investments (pensions and managed funds) and also provide a mortgage broking service for us.

Have you seen the outcome you were hoping for?

Yes, John and the Walden Capital team are now our trusted financial advisers.

What could they have done better?

Nothing to add here - they have been great to work with. It could be even better if they had a personal tax division that could provide tax advice to us - Walden Capital would then be a one stop shop for us.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in West Sussex

What were the circumstances that caused you to initially look for an adviser?

Consolidation of pensions

How has John Stirling helped you?

Clear and concise advise. Reassuring and very professional.

Have you seen the outcome you were hoping for?

Yes and will continue to trust John and his advice over the coming years.

What could they have done better?

NA

John's reply

We really appreciate it when clients take time out of their day to leave a review, thank you so much!

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in West Sussex

What were the circumstances that caused you to initially look for an adviser?

Retirement Planning

How has John Stirling helped you?

Have advised on investments and appropriate pension options to avoid tax penalties.

Have you seen the outcome you were hoping for?

Satisfied with all outcomes.

What could they have done better?

Nothing to add as advice has been appropriate and timely.

John's reply

Thank you for taking your time to write such a positive review.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in West Sussex

What were the circumstances that caused you to initially look for an adviser?

Sale of a business / Funds to invest

How has John Stirling helped you?

He has a meticulous eye for detail and diligently makes sure that all bases are covered

Have you seen the outcome you were hoping for?

Broadly yes, in a very challenging period

What could they have done better?

Nothing really

John's reply

Thank you so much for taking time out of your day to give us a review.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Gloucestershire

What were the circumstances that caused you to initially look for an adviser?

I was looking for an investment expert with in depth market knowledge

How has John Stirling helped you?

John has sound investment reasoning

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing that I can identify

John's reply

We (I!) really appreciate it when you take the time to write a review, thank you!

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

I wanted to consolidate my pension and investments

How has John Stirling helped you?

He has helped me to consider my overall financial position with other elements in my life

Have you seen the outcome you were hoping for?

Not yet. Due to market downturn

John's reply

Thank you for spending the time to leave a constructive and kind review.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

Financial windfall and pensions advise

How has John Stirling helped you?

John has been particularly helpful in designing a portfolio that meets my personal ESG requirements.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

John's reply

Thank you for taking the time to write such a thoughtful review.

Review from verified client

October, 2023

Overall

Advice

Service

Value

Based in Cambridgeshire

What were the circumstances that caused you to initially look for an adviser?

I migrated to Walden Capital many years ago. John Stirling has been my adviser for several years now. The financial performance of my investments has been good.

How has John Stirling helped you?

John has advised on a wide range of issues involved in retimerment planning.

Have you seen the outcome you were hoping for?

Yes. I think so.

John's reply

Thank you so much for taking the time to write such a thoughtful review.

Review from verified client

October, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Transfer out of company scheme to a SIPP

How has John Stirling helped you?

Successful transfer 12 years ago and good performance since

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not mich as shifted assets at the right time when market required

John's reply

That's a great review, thank you for taking the time

Review from verified client

October, 2023

Overall

Advice

Service

Value

Based in Outside UK

What were the circumstances that caused you to initially look for an adviser?

Wanted to consolidate all the pensions I had accumulated during my career

How has John Stirling helped you?

He has helped me efficiently bring all my various pensions into one place and then grown this fund over the years. As I reach 60 and retirement gets closer John has been very helpful in outlining the options I potentially have and what I should be doing in order to be able to make decisions based on well researched information.

Have you seen the outcome you were hoping for?

Yes very much so in the growth of the investment we placed with John. Regarding the retirement planning not yet have started on the initial phase of research

What could they have done better?

Nothing I am aware of

John's reply

Thank you for taking the time to write a review, we appreciate every one.

Review from verified client

October, 2023

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

We were introduced to John via a family recommendation as we wanted advice and support on financial planning and long term investments.

How has John Stirling helped you?

John is very knowledgeable and experienced but couples this with an approachable and warm style.

Have you seen the outcome you were hoping for?

Yes, I feel our investments are safe and wisely invested by John.

John's reply

Thank you so much for such a kind review. We really appreciate you taking the time.

Review from verified client

October, 2023

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

Husband died and we didn’t have a Financial Adviser

How has John Stirling helped you?

Helped with Inheritance tax planning and investments

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

John's reply

Thank you for taking the time to write such a kind review

Review from verified client

September, 2023

Overall

Advice

Service

Value

Based in Cornwall

What were the circumstances that caused you to initially look for an adviser?

I was looking for advice on my pension arrangements

How has John Stirling helped you?

John has really helped us optimise our pension arrangements but he has also provided first-class advice on many other financial matters. His expertise is of the highest order but he also puts this to very impactful use in terms of problem-solving etc. He has also been happy to help with our wider family-related financial planning, which has been of enormous assistance.

Have you seen the outcome you were hoping for?

yes, absolutely.

What could they have done better?

Can't think of anything.

John's reply

Thank you for taking the time to leave such a thoughtful, considered, and kind review.

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

The wish to withdraw from a defined benefit plan and consolidate all my defined contribution investments into a single platform.

How has John Stirling helped you?

Executed the DB withdrawal, crystallised all the plans into a single portfolio and increased the LTA.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not that I am aware of.

John's reply

I really appreciate you taking the time to leave this review, thank you!

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

I wanted more expert and comprehensive advice regarding my pensions and retirement planning.

How has John Stirling helped you?

John has given me a lot of good information and informed advice around my retirement planning options.

Have you seen the outcome you were hoping for?

I am much clearer on how retirement looks for me now and my options going forward.

What could they have done better?

I think John has done a very good job overall.

John's reply

Thank you for leaving a review, we appreciate it, and read every one, thanks for the feedback

Review from verified client

August, 2023

Overall

Service

Value

Advice

Based in Cambridgeshire

What were the circumstances that caused you to initially look for an adviser?

We reached a point where management of our net assets required some independent advice.

How has John Stirling helped you?

Over the years John (who we first met back in 2008) has helped us make some key decisions about our investments and has proved an excellent source of knowledge and information.

Have you seen the outcome you were hoping for?

Yes, our investments have proved fairly robust through some difficult financial times.

What could they have done better?

Not sure - things have gone well I think. John has always been open and I believe honest in what he tells us and advises us. It is always interesting, informative and a pleasure talking to John (and his colleagues).

John's reply

Thank you for the considered and thoughtful feedback!

Review from verified client

August, 2023

Overall

Service

Advice

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

I am a former Investment Professional who was looking to consolidate multiple retirement plans and investments accumulated over the years and was recommended to John by a friend.

How has John Stirling helped you?

John has been extremely professional, thorough and clear in helping us plan for our retirement and subsequently for inheritance planning. He takes as much time as is required to ensure that we fully understand our current financial position, have a strong plan for the future and that implementation is going to plan.

Have you seen the outcome you were hoping for?

Not yet, which is primarily due to unfortunate market timing. However, I remain confident that we will.

What could they have done better?

Nothing.

John's reply

Thank you for taking the time to leave such a thoughtful and thorought review, we read every one, and apppreciate you making the effort.

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

I had a number of pensions that I wanted tidied up and have a final benefit scheme transferred into a Personal Pension. Along the way I have remarried and John and the team at Walden Capital have been great and providing practical and sensible advice for all things financial.

How has John Stirling helped you?

I have received advice about Pensions and drawdown of a PCLS. Also Joint Life insurance and financial planning around retirement planning and Mortgage payments. Along the way John has provided clear market insight to provide a backdrop to his advice and recommendations about sensible planning for Wills, Powers of Attorney and the like.

Have you seen the outcome you were hoping for?

Basically Yes ! The analytical investment approach taken by Walden Capital has provided a good return and confidence that my pension and investments are in safe hands to weather any potential headwinds. As a financial advisor I get personal, practical and useable advice, not just some PDF marketing pamphlet.

What could they have done better?

I have nothing bad to say about John or Walden Capital. They are efficient and proactive.

John's reply

Thank you for such an awesome review! We really appreciate every review we receive, but this one is truly lovely, thank you.

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

Fully retiring and relocating to be closer to our grand children.

How has John Stirling helped you?

The first full meeting followed by our Advisory Reports were both very useful, giving us confidence that John had fully understood our situation and our future requirements. We have recently had our first annual review meeting which confirmed our earlier thoughts.

Have you seen the outcome you were hoping for?

Returns on investments have been around the bench mark but not yet at the level we hoped for.

What could they have done better?

Nothing.

John's reply

Thank you for taking the time to provide such an inciteful review, with useful feedback that helps us ensure our service is tailored for our clients.

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

Turning 60 and thinking about retiring from my job in the coming years. Wanting some advice as to how best to invest some savings.

How has John Stirling helped you?

John is very approachable and explains things incredibly clearly to someone with little knowledge or experience of these matters

Have you seen the outcome you were hoping for?

Early days yet but I’m happy

John's reply

Thank you for taking the time to provide such lovely feedback, we will continue to work hard to provide you with the outcomes you are hoping for.

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

I wanted to transfer out of a final salary pension and was recommended to John

How has John Stirling helped you?

John set out my options and clearly identified the pros and cons of a transfer out of a final salary scheme

Have you seen the outcome you were hoping for?

Yes and in fact my wife now uses John for her investment and financial planning

What could they have done better?

Actually I was pleased with all that John and his team provided

John's reply

Thank you for the lovely contructive feedback, we really appreciate you taking the time to leave us a review.

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Help with pension consolidation

How has John Stirling helped you?

Understand our financial status and concerns

Have you seen the outcome you were hoping for?

Not fully

What could they have done better?

I'm not sure

John's reply

Thank you for taking the time to leave a review - obviously we haven't quite hit the nail on the head for you, and would love to know what we could do better, but really appreciate your thoughts.

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Consolidation of pensions and advice on stock options/equity

How has John Stirling helped you?

On numerous occasions John has been extremely helpful and acted as a counsellor and trusted advisor. He offers a great perspective on financial markets and guidance regarding financial tactics as well as longer term strategy. He has been a terrific sounding board and always offers solid direction and advice.

Have you seen the outcome you were hoping for?

Yes - and then some. Fabulous value add which I did not appreciate I would have received upon initial engagement.

What could they have done better?

Really - nothing.

John's reply

Thank you so much for taking the time to leave such a positive and detailed review, we really appreciate the feedback, and we'll carry on being there for you.

Review from verified client

July, 2023

Overall

Advice

Service

Value

Based in Cambridgeshire

What were the circumstances that caused you to initially look for an adviser?

We have had an adviser for over 30 years. We moved to John on recommendation when our previous adviser moved on and have been with him for almost 10 years.

How has John Stirling helped you?

He has helped us and the whole family manage their financial affairs, from tax-planning to mortgages, to pensions. He is always available for consultation.

Have you seen the outcome you were hoping for?

Yes. We feel confident that we are managing our financial affairs both for now and for the future with the help of his advice.

What could they have done better?

nothing

John's reply

Thank you for such a thorough and kind review, and for taking the time to leave it.

Review from verified client

July, 2023

Overall

Advice

Service

Value

Based in Cambridgeshire

What were the circumstances that caused you to initially look for an adviser?

Needed expertise for managing pensions.

How has John Stirling helped you?

Provided clarity and understanding of procedures and investment risks and policies

Have you seen the outcome you were hoping for?

yes

John's reply

We really appreciate you taking the time to leave us a review, thank you!

Review from verified client

July, 2023

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

We needed help to consolidate a number of different funds, ascertain their value and decide how best to plan for the future

How has John Stirling helped you?

John provided us with focus, incisiveness and empathetic financial counselling

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

John's reply

Thank you for your kind words, and for taking the time to leave such a lovely review. We apprecite you doing this.

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

To pool my pensions assets prior to getting to retirement.

How has John Stirling helped you?

To focus on my retirement needs.

Have you seen the outcome you were hoping for?

With the volatility of the markets not ideal but not to do with the advice more the financial markets.

John's reply

Thanks for taking the time to provide a review, we really appreciate the feedback

Review from verified client

June, 2023

Overall

Value

Service

Advice

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

I had fairly complicated set of investments accumulated over many years. I was aware of changes in pension law and tax, and needed more consistent discipline to achieve better balance of investment risks, and tax efficiency for the future. I was seeking retirement and needed a second set , and professional, eyes to take an overview.

How has John Stirling helped you?

Suggesting new ways of asset planning, budgeting, and better investment ideas for investments savings held. Combining available tax efficiencies, especially CGT control , and tax efficiencies available to my wife also.

Have you seen the outcome you were hoping for?

To a degree yes. The main benefit is the consistency of their advice .T his has avoided panic, reckless decisions or undue risk especially within my portfolio in face of last 2 years worth of investment conditions have been challenged by multi ,macro geo-political stresses and ongoing malaise in UK economy.

What could they have done better?

I would appreciate more pro-activity around publishing market and funds performance perhaps on a periodic basis, with insightful commentary albeit high level.

John's reply

Thank you for taking the time to provide such a detailed review, we really appreciate it and try to incorporate feedback into improving our service.

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in Suffolk

What were the circumstances that caused you to initially look for an adviser?

I have had a financial advisor for about 35 years for advice re investments & savings. John Stirling is the latest advisor and and has been mainly concerned with Inheritance Planning as well as general Financial Planning

How has John Stirling helped you?

He is advising my wife & me to to put some of our savings outside our estate. This is recent advice so it is too soon to asses benefits but he is very careful and we are confident that his advice is sound

Have you seen the outcome you were hoping for?

Not yet

What could they have done better?

That is not an issue yet

John's reply

Thank you for taking the time to write a review, I really appreciate you being so honest and helpful with your feedback.

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

I did not trust the pension provider with the options they gave me

How has John Stirling helped you?

John was upfront about markets and made everything clear

Have you seen the outcome you were hoping for?

Yes I’ve seen a decent outcome even in the difficult current markets

John's reply

We really appreciate you taking the time to write a review, and thank you for being so positive.

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

I was looking to amalgamate my work pensions and ISA to have someone managing my financial investments on my behalf

How has John Stirling helped you?

John has been a well of knowledge on a broad range of financial matters. Whilst I work in the finance industry myself i do not have the breadth of knowledge that John has to be able to manage my financial affairs. John's advice has always been clearly explained and spot on.

Have you seen the outcome you were hoping for?

Yes I have seen the outcome I have hoped for. I feel that my investments are very well managed and have complete trust in John.

What could they have done better?

I dont think there is anything they could have done better. Obviously everyones financial affairs are slightly different and we all have different circumstances but my personal experience has been extremely positive.

John's reply

Thank you for taking the time to provide a review, we really appreciate it, and thank you for the kind words

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

inheritance planning/mortgage advice

How has John Stirling helped you?

John has helped us enormously in the past 15 years and has been a wonderful advisor and a safe pair of hands that we trust implicitly.

Have you seen the outcome you were hoping for?

yes in progress

What could they have done better?

nothing

John's reply

Thank you so much for taking the time to write a review, and for saying such nice things!

Review from verified client

May, 2023

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

I'm a UK expat living in Dubai with assets and investments in the UK. I was looking for financial advice and planning, to secure my families future and ensure we are saving enough for the future. I also have a daughter with long term health needs and required some trust advice and healthcare planning. In addition to this as we have a rather complex financial infrastructure, I needed someone to provide adhoc advice as and when situations occurred, particularly around tax and trusts.

How has John Stirling helped you?

John helped us set-up a trust for my daughter and a savings plan to help achieve our retirement targets. In addition to this John has given adhoc advice relating to many of our financial needs.

Have you seen the outcome you were hoping for?

We feel comfortable that we have a plan and structure in place, with a number of solutions we wouldn't have known about without John's advice.

John's reply

Thank you for taking the time, and providing such a constructive review.

Review from verified client

May, 2023

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

I initially approached John because I had received an inheritance and needed advice on its investment and management. I have subsequently sought advice on pensions and general financial planning for my and my family's future.

How has John Stirling helped you?

John advised me, and continues to advise me on general financial planning, investment options, pensions and pension transfer, and has overseen the investment of my funds.

Have you seen the outcome you were hoping for?

I have been extremely happy with the advice that John has given me and with the outcome. John's advice is clear and measured. He has helped me to understand a range of complex financial matters in ways that have enabled me to make sensible decisions about my and my family's future. John's style make meetings with him very enjoyable.

What could they have done better?

It would have been helpful if John could have prevented the financial fall-out from Covid, the invasion of Ukraine and the mini-budget of autumn 2022! Apart from that I wouldn't fault him. He has definitely helped me to keep my nerve through these choppy waters and I am grateful to him for this.

John's reply

Thank you for leaving a review, and thank you for the kind words. I'm sorry that i didn't stop COVID

Review from verified client

May, 2023

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

Transfer of a company pension fund to a personal pension fund.

How has John Stirling helped you?

Risk assessment Portfolio Management Annual Review

Have you seen the outcome you were hoping for?

Yes - interactions with John have always been positive.

John's reply

Thank you for taking the time to leave a review, we really appreciate it

Review from verified client

March, 2023

Overall

Advice

Service

Value

Based in Suffolk

What were the circumstances that caused you to initially look for an adviser?

In 2017 I contacted Walden Capital seeking information on the Lifetime Allowance. I spoke with John Stirling and he gave full, impartial and free advice. Shortly afterwards, this led to a full meeting to discuss pensions and financial planning. I chose Walden Capital based on John's professionalism and trustworthiness.

How has John Stirling helped you?

John has a keen sense of the client's needs and their understanding of financial matters. He has educated me before I have made my decisions regarding pensions and financial planning.

Have you seen the outcome you were hoping for?

To date the outcome has met my expectations based on a combination of long term planning, my risk profile, the investments made, and the vagaries of the financial market.

What could they have done better?

I know John has my best interests at heart and I am confident with the advice he gives. He is ably supported by a proactive team which has gone from strength to strength.

John's reply

Thank you for taking the time to write a review, we'd love to know how we can do better.

Review from verified client

March, 2023

Overall

Advice

Service

Value

Based in Cambridgeshire

What were the circumstances that caused you to initially look for an adviser?

We needed an advisor to help us benefit from our retirement monies.

How has John Stirling helped you?

Sorted everything out for us so we don’t have the hassle of checking on all our investments.

Have you seen the outcome you were hoping for?

Yes definitely

What could they have done better?

Some of the financial terminology is confusing but John explains it in a simple to understand fashion. Not sure if all the clients would have the confidence to say they don’t understand the terminology.

John's reply

Thank you for such a lovely review

Review from verified client

March, 2023

Overall

Advice

Service

Value

Based in Cambridgeshire

What were the circumstances that caused you to initially look for an adviser?

We had inherited from my parents' estate.

How has John Stirling helped you?

Previously managed own own investments but with inherited funds we needed professional help. The use of Walden Capital's detailed risk profiling together with specifically designed portfolios to match one's risk appetite John discussed in plain language the options available and their pro's and con's. Through a series of meetings and examples of the historical performance of the portfolios John guided us to what was deemed the most investment strategy for our financial goals. Over the last 5 years he has provided regular reviews along with suggested periodic changes to the investment make-up of the portfolio to ensure our goals continue to be met. More recently we have started a discussion regarding Inheritance Tax planning and again he has provided sage advice on the options available and which might best suit our risk appetite in his professional opinion.

Have you seen the outcome you were hoping for?

The quick answer is "yes". Despite turmoil in the markets over the last 2 plus years, our investment portfolio has delivered the returns we were expecting reflecting our risk appetite.

What could they have done better?

Nothing comes to mind

John's reply

Thank you for taking the time to write such a detailed review

Review from verified client

March, 2023

Overall

Advice

Service

Value

Based in Cambridgeshire

What were the circumstances that caused you to initially look for an adviser?

Before early retirement I felt it necessary to plan how to make the most of our savings.

How has John Stirling helped you?

In investments, financial advice and making complicated aspects of finance easier to comprehend.

Have you seen the outcome you were hoping for?

Not always but most of the time yes.

What could they have done better?

Hard to say. But generally we are very satisfied. The markets are fickle as we all know.

John's reply

Thank you for such a kind review, we really appreciate you taking the time.

Review from verified client

February, 2023

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

I needed to consolidate my pension portfolio in one place and now specifically wanted a local firm to look after my money and me!

How has John Stirling helped you?

John helped me select the initial portfolio according to my risk profile and has been on hand during a fairly turbulent market period to answer any questions / queries and provide reassurance. We are in touch fairly regularly throughout the year which I appreciate- and I can reach out at any time should I need to. The personal service works for me and is important

Have you seen the outcome you were hoping for?

In terms of capital gain? No. But, importantly, I haven’t lost much money either - and the market has had a lot to deal with over the timeframe I have been involved with Walden Capital. Covid Ukraine Truss Etc I am confident that gains will come with time

What could they have done better?

Reach out more formally more often to check that circumstances haven’t changed

John's reply

Thank you for taking the time to write a review, and to give us this useful feedback. It is truly appreciated.

Review from verified client

February, 2023

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

Felt I needed some expert help with my finances

How has John Stirling helped you?

Very helpful advice

Have you seen the outcome you were hoping for?

Yes

John's reply

Thank you for taking the time to write a review, we really appreciate you taking the time.

Review from verified client

February, 2023

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

Need advice on financial planning and Inheritance Tax planning

How has John Stirling helped you?

Definitely

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nithing

John's reply

Thank you for being so kind., we really appreciate you taking the time to provide a review.

Review from verified client

February, 2023

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

Needed professional advice

How has John Stirling helped you?

John has always made himself available to me, He is quick to respond and is always bright and courteous

Have you seen the outcome you were hoping for?

not able to answer

What could they have done better?

not able to answer

John's reply

Thank you for taking the time to leave this review and thank you for being so thoughtful in your comments.

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Suffolk

What were the circumstances that caused you to initially look for an adviser?

Advice required regarding historic overseas life insurance and other policies.

How has John Stirling helped you?

By resolving these and other complex issues and bringing my financial affairs together within a single managed portfolio.

Have you seen the outcome you were hoping for?

Yes. My financial affairs are now in order.

What could they have done better?

Nothing.

John's reply

Thank you for writing this review, we appreciate you taking the time

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Suffolk

What were the circumstances that caused you to initially look for an adviser?

A need for impartial Independent advice - as opposed to advice provided by tied agents.

How has John Stirling helped you?

John has brought all my / our affairs together in a professionally managed and carefully structured portfolio.

Have you seen the outcome you were hoping for?

Yes ... for over twenty years ... and now including retirement planning.

What could they have done better?

Nothing! Always proactive, responsive and ahead of the curve.

John's reply

Thank you so much for taking the time to write a review, we really appreciate it.

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Cambridgeshire

What were the circumstances that caused you to initially look for an adviser?

Many years ago I set up a private pension with Norwich Union (which was subsequently taken over by Aviva). As the years went by I found Aviva harder and harder to deal with - it took ages to reach anybody on the telephone, I never got to speak to the same person twice so no continuity of advice, they twice made accounting errors which if I had not been checking my statements carefully could have resulted in significant sums of money not being credited to my pension fund. I lost all confidence in them and being conscious that I was moving nearer to retirement age when it is particularly important to get decisions right about the type of pension funds to be investing in, I knew I needed to seek professional advice to guide me.

How has John Stirling helped you?

John reviewed my Aviva pension arrangements, reviewed my financial circumstances, took on board my wishes that my pension funds should be invested in more ethical companies and then dealt with the transfer of my Aviva funds.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I am completely satisfied with the service I have received from John & Walden to date. I am always able to reach a member of the Walden support team promptly by telephone, messages and emails are responded to quickly, I have been alerted when the recent financial turmoil required swift decisions to be taken to move funds elsewhere to protect my investments and my recent Annual Review was thorough. I now have confidence my pension is being managed by people with the required knowledge and who actually know and care about their clients whereas previously I was trying to manage it myself to the best of my limited understanding of the issues.

John's reply

Thank you for making time to write us a review.

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

I have had a couple of FA's before John, and whilst they were very professional, i was searching for a more personal and holistic relationship

How has John Stirling helped you?

15+ years later we are still with John and have built an honest and trusting relationship - I know that he genuinely cares about balancing our finances with our lifestyle, aspirations, and happiness. Our pensions, ISAs and portfolio feel solid, and we managed to secure our holiday home against fierce competition on the back of canny advice from John.

Have you seen the outcome you were hoping for?

Most definitely

What could they have done better?

John has performed admirably and I am very satisfied with his service and the great personal relationship that we have built over the years

John's reply

Thank you for taking the time to give a review, and thank you for being so kind.

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Cornwall

What were the circumstances that caused you to initially look for an adviser?

We already had an IFA but I felt that there were better alternatives. John came highly recommended and we haven’t been disappointed in any way.

How has John Stirling helped you?

Excellent advice on moving my company pension into my SIPP and secured me several £00,000 extra by negotiating on our behalf. Has also helped plan our inheritance tax liabilities. Many other things, too numerous to mention, but none of the usual ‘Here is a life insurance policy I would like to sell you’ nonsense. A genuine, modern-day IFA.

Have you seen the outcome you were hoping for?

Completely

What could they have done better?

John is very risk-averse, which hasn’t always been aligned with my personal appetite in this regard BUT he is consistent in this regard (so I can make my own ‘adjustment’ if I so desire) and, a conservative IFA is probably a good thing!

John's reply

Thank you for taking the time to write this review, and for saying such nice things!

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

Need assistance in consolidating multiple pensions.

How has John Stirling helped you?

Provided fantastic service , in consolidating pensions and advice into Walden Capitals investment solutions

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing - the service and the investment returns have been excellent

John's reply

Thank you for taking the time to write us a review, we appreciate it!

Review from verified client

December, 2022

Overall

Service

Advice

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

Having taken early retirement from a career mostly spent abroad, I was looking for a financial advisor to best manage my assets so that they could grow in value, provide the requisite income for the next stage of my life and plan the most tax efficient route through inheritance regulation.

How has John Stirling helped you?

Following on from the initial meeting, we have consolidated my existing savings accounts, investment funds and pension plans. We have taken a holistic approach to management of my assets, thus facilitating tax efficient draw-downs for monthly income requirements and longer term positions for my family's future needs.

Have you seen the outcome you were hoping for?

From a financial standpoint, I am in a much healthier position than I was prior to meeting John 4 years ago. My portfolio has managed to weather the market upsets and generally kept on course. What has been a real bonus, is that John has taken the stress out of financial management for me and my wife. He keeps us informed and walks us through our options, providing sound advice and realistic goals.

What could they have done better?

Up to now, not an awful lot more. Please just maintain your standards.

John's reply

What a lovely review, thank you for taking the time.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

Bonus from share options

How has John Stirling helped you?

Financial & Investment advice, ESG & ethical investments, pensions advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

John's reply

Thank you so much for your kind words

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

Initially I was looking to transfer my city pension out into a scheme that allowed greater flexibility for myself and my family if anything should happen to me. John's name was mentioned, we had an initial chat and then a more formal meeting at which the decision was made to transfer my fund to Walden Capital.

How has John Stirling helped you?

John has helped with yearly advice, alongside impromptu questions regarding additional pensions and the Walden fund; John has even responded to my calls and questions when walking home in the dark.

Have you seen the outcome you were hoping for?

Absolutely. My fund has been well managed, I have a good friendship with John, built up over several years, I respect him and value his thoughts and guidance.

What could they have done better?

I could have responded more quickly to meeting requests! John and his team are very patient so any things which could have been done better most definitely fall at my feet!

John's reply

Thank you for a lovely review, I really appreciate it.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

I needed help with what and where to invest

How has John Stirling helped you?

Very good advice regarding tax efficiency and is helping by coordinating with my accountant

Have you seen the outcome you were hoping for?

Not yet, due to recent market downturn

John's reply

Thank you for your lovely review, we appreciate the kind words

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

Wanted to rationalise savings and pensions prior to retirement and confirm that I could afford to stop work

How has John Stirling helped you?

Advised on pensions and investments. Combined and transferred pension

Have you seen the outcome you were hoping for?

Yes. I can easily keep track of my pension and investments

What could they have done better?

Nothing so far

John's reply

Thank you so much for your kind words. It is great working with you.

First impression from a user who is not yet a client

December, 2022

Overall

Please provide a brief comment about your experience with John

such an expert, ability to communicate in a manner that was informative, with necessary detail but which I could understand.

John's reply

Thank you for your kind words. We're looking forward to working with you.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

Pension transfer and pension planning for future financial security.

How has John Stirling helped you?

Assisted with transfer from previous pension plans and good guidance through much of the pension industry complexities.

Have you seen the outcome you were hoping for?

So far yes.

What could they have done better?

Nothing springs to mind.

John's reply

Thank you for such a kind review, it's great working with you

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I wanted to transfer my company pension to a SIPP

How has John Stirling helped you?

Really honest , straight forward advice well explained and reasoned

Have you seen the outcome you were hoping for?

Yes defintely and has taken all the worry out of it

What could they have done better?

To be honest not a lot, really very happy

John's reply

Thank you so much. I really appreciate you taking the time to post a review.

First impression from a user who is not yet a client

November, 2022

Overall

Please provide a brief comment about your experience with John

It has been very reassuring dealing with John. He has taken the time to understand our financial situation and needs and there has been no hard sell. The process has been transparent and it has felt like he is looking out for our best interests at each step.

John's reply

Thank you for taking the time to post a review, it's really appreciated.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Sussex

What were the circumstances that caused you to initially look for an adviser?

Retirement advice and preparation

How has John Stirling helped you?

Since September 2018

Have you seen the outcome you were hoping for?

Our expectations of the service have been met

What could they have done better?

Totally satisfied

John's reply

Thank you, Your kind words are truly appreciated.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Gloucestershire

What were the circumstances that caused you to initially look for an adviser?

Financial expertise

How has John Stirling helped you?

John has a thorough understanding and exceptional knowledge of financial investments

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

John's reply

Thank you Andrew, it's a pleasure working with you. Your knowledge of financial markets certainly eclipses my own, so those are kind words indeed.

Review from verified client

August, 2015

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

Approaching Pension Age.

How has John Stirling helped you?

Restructured my Pension Plan and gave me general advice.

Have you seen the outcome you were hoping for?

Yes.

First impression from a user who is not yet a client

May, 2015

Overall

Please provide a brief comment about your experience with John

John invited us to a preliminary meeting and we felt he was focussed on getting to know us and understand our needs. There was no pressure on us to make any commitments to the next steps.

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Surrey

How has John Stirling helped you?

Responds patiently and clearly to my questions. Always arrives on time

What could they have done better?

Use larger type face in correspondence and plainer english in explanations

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Cambridgeshire

How has John Stirling helped you?

John is always commited and engaged whenever we talk to him and allows us to ask the 'dim' questions and answers them well - and our conversations range over many issues. When it comes to specific financial advice we think he has listened to us well and steered us in directions (and products) that work for our lifestyle and objectives.

What could they have done better?

The service has developed over the last few years as John has grown his business and involved others - which I think has given him a broader view. As we are relatively niaive in this area it is always helpful to have the 'basics' of certain financial instruments explained in clear simple terms. All financial advisers need to be aware of this. We now have regular reviews that John and his team organise - initially it seemed they were more difficult to get hold of.

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Suffolk

How has John Stirling helped you?

I have 'followed' John Stirling for well over a decade, through the progressive evolution of his practice into what is today Walden Capital. My key needs and expectations of an IFA include absolute trust, quality of advice and objective / pragmatic impartiality. I am fortunate that in John Stirling and his colleagues at Walden Capital, I have all three - and more. The last decade plus for me has covered the period through my fifties up to retirement age ... a period of changes and challenges, not made any easier by successive shifts in government policy and regulatory frameworks. The management of my affairs has at least kept pace or been ahead of the curve. Importantly, my advisor is always prepared to tell me what I need to hear, rather than always what I want to hear - and where there are decisions to be made, a range of options and strategies have been thought through very thoroughly and professionally. That gives me confidence.

What could they have done better?

The practice gathers a wealth of information, particularly on current industry developments - and it could usefully produce a regular newsletter to share this knowledge with clients to better and more regularly communicate with them.

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Cambridgeshire

How has John Stirling helped you?

John is one of a rare breed of advisers who gives totally impartial advice, often to his cost. His knowledge (and interested) in a very broad range of subjects and is always thinking outside the box. I value John's opinion - he's always this first person I'd turn to when considering investment decision.

What could they have done better?

John is always at his desk - he should consider his health and work fewer hours!

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Essex

How has John Stirling helped you?

He always understands what we want to achieve financially and is able to convey complicated financial jargon into understandable language. He is friendly and very approachable but also always professional. After meetings or phone calls I am always left feeling confident and clear about what has been discussed and feel that I am in safe hands.

What could they have done better?

As I have had no problems I can't think of any improvement suggestions.

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Essex

How has John Stirling helped you?

I have not been a client long enough but so far the service has been of a high quality compared to other advisers I am used and John in particular operates with integrity which in this business is very important.

What could they have done better?

At the moment, nothing. I am happy so far.

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Essex

How has John Stirling helped you?

I have known John for many years and trust him implicitly. We discuss my financial investments and he knows what is best for me. Nothing more needs to be said!

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Essex

How has John Stirling helped you?

John was wonderfully reassuring and explained everything clearly and simply. His sense of humour helped to guide me through a difficult situation and I am very grateful for this. I did not feel pressured in any way.

What could they have done better?

John could not have done any better for me. He answered all my 'odd' questions with patience and understanding.

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Essex

How has John Stirling helped you?

John understood at once my situation and gave me the confidence i needed to change my plans. Since then i have had solid advice - from my mortgage to a more robust approach to life assurance and income protection, just the things i needed to sort out (that i was unaware of) before planning for my retirement in detail. I cannot recommend John and his team highly enough.

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Essex

How has John Stirling helped you?

John is extremely knowledgeable and intuitive - he makes recommendations that are broadly based for discussion and to allow the best solution to every issue to be identified and acted upon. His service is prompt and efficient, backed up by a good team at his office. He is contactable - accessible - which is very important to us. He returns calls and e-ails promptly which is also important.

What could they have done better?

We already work together on a collaborative basis - we already have experience of many of the facets John advises us on and so do not start with a low base of knowledge. Historic issues have been smoothed out through an on-going relationship and each party now knows how to get the best out of the other. I feel there is little need or room for further improvement at the moment. The standard of service is already very high.

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Hertfordshire

How has John Stirling helped you?

John Stirling is not your 'typical' financial advisor. He has qualities that go way beyond the brief you would expect, and has the ability to tap into realistic financial solutions, whilst all the time keeping his focus on clients aspirations. His understanding of the complex world of finance is clearly confidence-boosting and enables him to deliver the right options or selection of options. I particularly like the way he explains the benefits of certain products, and similarly those to avoid, in an eloquent and occasionally humorous way, which meant I always enjoyed a meeting with him almost to the point of looking forward to it and was able therefore to make decisions easily and with confidence.

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Essex

How has John Stirling helped you?

He is widely read, offers sound advice on most topics, financial and others. Spends a lot of time researching industries / countries which helps to give a broad based approach to investing in them. He is a very busy adviser but finds time to answer questions and concerns in a precise and helpful way.

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Norfolk

How has John Stirling helped you?

Having had a bad experience many years ago with another company, we were naturally nervous about "financial advisors"! John first visited us at our workplace and spent time assessing with us what our retirement plans might be and how best we might achieve them given the resources we had available from our business at the beginning. Latterly, after we sold the business, and with retirement beckoning, he has visited us at our home and again spent as much time as we needed to ensure that we were completely comfortable with the plans he had sourced for us. We regard ourselves as very fortunate to have been introduced to John. His breadth of knowledge of the financial markets is exceptional, as is the speed with which he picks up on clients needs and aspirations. If you are not sure of anything he immediately responds and tells you it how it is. He spells things out in a way we can understand easily, and without loads of jargon, which is something we particularly like! John has good back up from his team, who also seem to be on the same page where it comes to customer service.

What could they have done better?

We really can't add anything where Walden Capital are concerned.

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Essex

How has John Stirling helped you?

I was most impressed with John's ability to explain complex procedures in an everyday, easy-to-understand manner. Possibly most important of all he took hassle out of my life and appears to have made the most of my finances and investments. I also must add that he is a very easy person to chat with and posseses a pleasing personality. Business meetings are punctuated witha a degree of humour ... where appropriate, of course. I would also like to thank John's colleague Lucy for her willing and excellent help. A good team.

What could they have done better?

On some occasions he has been difficult to contact, but theis may be just one of those unavoidable situations with busy people.

Review from verified client

February, 2015

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Based in London

How has John Stirling helped you?

John is mightily unusual in his field as he has the imagination to offer you different and better solutions than the run-of-the-mill advisor, and that quality is not just rare in my experience, but VERY rare, which is what makes his advice invaluable. A star in his field, and nor could you hope to meet a nicer fellow. Highly recommended.

What could they have done better?

Clone himself

Review from verified client

February, 2015

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Based in Essex

How has John Stirling helped you?

John has advised on structuring a business in such a way as not only to make it profitable in the long run but also fundable as a start-up. His ability to listen to my aims and find ways of making the improbable happen as well as his support and advice as the business gains traction have been invaluable. John has an extensive knowledge of financial products and how macro economics are likely to impact on mid to long term performance which when allied to your desired outcomes can make a real difference.

Review from verified client

February, 2015

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Based in Bedfordshire

How has John Stirling helped you?

personal touch to your individual needs