Christopher Rayburn

My Clients engage with me because they want the certainty that their finances are organised to allow them to achieve their life goals. My particular areas of interest are investments, pensions both pre and post retirement and inheritance tax planning. I am qualified as a pension transfer specialist, which allows me to advise on final salary pension transfers. Any financial plan I recommend includes holding a suitable liquid emergency fund and ensuring that Clients are fully protected against any health challenges that might otherwise compromise their or their loved ones standard of living. My Client base is very diverse ranging from young professionals just starting their financial planning journey to Clients enjoying their retirement. It is an amazing privilege to work in an area that allows me to establish long term relationships with my Clients and seeing plans we establish come to fruition. I understand that many Clients have busy lives and consequently need help to plan their finances. I aim to take a holistic approach, highlighting areas where my Clients can benefit from investing in accordance with their appropriate risk level, within their budget and in the most tax efficient manner. I believe the key to being a good adviser is having a reasonable level of technical knowledge but more importantly the ability to listen and connect with what really matters to clients. I have been a financial planner since 2017 having previous worked in senior management positions for oilfield services companies both in the UK and overseas. Outside of work I enjoy watching football and playing golf, as well as catching up on the latest films and visiting the theatre with my family. Risk Warnings: -The value of investments can fall as well as rise. You might get back less than you invested. You should only consider these products if you are willing to take some risk with your capital. We will consider whether such products are suitable for you before recommending an investment -Tax treatment varies according to individual circumstances and is subject to change. -Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people. Approver Quilter Financial Services Limited and Quilter Mortgage Planning Limited 05/03/2024