Kevin Titmus

Review from verified client

September, 2023

What were the circumstances that caused you to initially look for an adviser?

As a single parent with a disabled child I need to do all I can to provide some financial support for when I'm no longer here.

How has Kevin Titmus helped you?

Kevin has listened to my aspirations and created a portfolio designed to deliver, but also taken into account my hesitance to risk.

Have you seen the outcome you were hoping for?

Throughout the 2022 financial crisis Kevin, knowing the funds are ultimately for my daughter, managed my risk and thankfully the investments were protected, with my portfolio faring better than other family members investments.

Kevin's reply

Hi Ailsa, Thanks so much for taking some time to leave a review of my services. It's been a pleasure getting to know you and help out wherever possible and I look forward to doing so for many years to come. Thanks again, Kevin

First impression from a user who is not yet a client

September, 2023

Please provide a brief comment about your experience with Kevin

We've only had a preliminary meeting and a chat on the phone so it's early days but so far I'm happy ?

Review from verified client

May, 2023

What were the circumstances that caused you to initially look for an adviser?

This is a follow up review. We have been with Kevin for almost 5 years now. Initial interest was retirement planning, pension management as well as a general financial health check.

How has Kevin Titmus helped you?

Kevin provided a whole life-cycle management proposal for our retirement years tailored to our needs and ambitions. He took a considerable amount of time to understand what we wanted from our retirement. Kevin will always take the time to explain 'how things actually work' in the financial markets. I had some questions relating to pensions funds with regard to the performance of stock market investments vs government bonds. After a thorough 10 minute explanation I had a clear view of what was happening and why it was happening. (Thank you).

Have you seen the outcome you were hoping for?

Yes. Kevin has also worked hard over the last few years to drive down the costs associated with our investments and we have seen a marked reduction in management fees.

Kevin's reply

Hi David, Thanks so much for sparing a few minutes to leave a review of my services. It's been an absolute pleasure helping you and Carolanne over the last 5 years and I look forward to doing so for many more to come. Regards, Kevin

First impression from a user who is not yet a client

March, 2023

Please provide a brief comment about your experience with Kevin

Kevin was very helpful and informative

First impression from a user who is not yet a client

March, 2023

Please provide a brief comment about your experience with Kevin

I cannot recommend Kevin's professional and sound, solid advice enough. He helped me to really question my choices and direct me into a path that is relevant to me rather than the "bog standard" response. If you only have one person to talk to about personal (I stress personal) financial advice I would only direct you to Kevin. Absolutely lovely to deal with. Thank you.

Kevin's reply

Hi Helen, Thanks for taking the time to leave such a lovely review. I'm glad our chat prompted further thought and hope it helped you to make the right decisions. Please let me know if there's anything else at all I can do for you. Regards, Kevin

Repeat review from verified client

March, 2023

This review is a follow-up review from a client who left a review previously.

How has Kevin Titmus helped you since your last review?

Has given me advise on a family issue and long term planning.

Kevin's reply

Hi Lesley, Thanks for sparing a minute to leave a review, it's greatly appreciated. It's my pleasure to assist you and the family through these times and I'm only ever a call away should you need anything else whatsoever. Speak soon, Kevin.

Review from verified client

February, 2023

What were the circumstances that caused you to initially look for an adviser?

At the time of my retirement I had a lump sum, which I wished to grow and be secure.

How has Kevin Titmus helped you?

Over the years of our relationship, Kevin has taken trouble to listen to our circumstances and needs. He has used us to provide advice which has enabled us to use our money to support our ambitions.

Have you seen the outcome you were hoping for?

Yes we have drawn on our funds when necessary, always after a conversation with Kevin. His advice has a positive effect on our funds.

Kevin's reply

Hi John, Thanks for sparing a few minutes to leave a review, it's greatly appreciated and I'm glad that you continue to enjoy a positive experience. Regards, Kevin

Repeat review from verified client

February, 2023

This review is a follow-up review from a client who left a review previously.

How has Kevin Titmus helped you since your last review?

Ongoing advice and management of my retirement funds.

Kevin's reply

Hi David, Thanks so much for leaving a review and I'm glad we continue to provide a 5* service. There's certainly been enough going on in the world of late to keep us busy so I'm delighted you remain happy with everything. Look forward to catching up again soon. Kevin

Review from verified client

January, 2023

What were the circumstances that caused you to initially look for an adviser?

As we neared our retirement dates we wished to look at the pension provision we had in place to simplify and optimise our future income and investments.

How has Kevin Titmus helped you?

On retirement we had excellent advice on moving to a house on the coast and a flat in Yorkshire. Our annual review allows us to take the time to review our circumstances and to receive advice on options for the future.

Have you seen the outcome you were hoping for?

Yes

Kevin's reply

Hi Val, Thank you for taking the time to leave me a review, it's greatly appreciated and I'm delighted both you and John remain happy with our services after so long. Fingers crossed for the housing market in the near future and we can look forward to an in person catch up soon. Regards, Kevin

Repeat review from verified client

January, 2023

This review is a follow-up review from a client who left a review previously.

How has Kevin Titmus helped you since your last review?

Maintained the high level of advice and service. I feel very at ease and confident in my dealings with Kevin.

Kevin's reply

Hi Paul, Thanks for taking time to leave a review and I'm delighted you feel confident and at ease with all we do. It's been my pleasure assisting you and Pat and I look forward to doing so for many years to come. Regards, Kevin

Repeat review from verified client

January, 2023

This review is a follow-up review from a client who left a review previously.

How has Kevin Titmus helped you since your last review?

In choppy post-Covid, European war volatility, compounded by adverse climate events, Kevin's advice has remained spot on in meeting my pension financial planning goals. We discussed a strategy, implemented the strategy and emerged with a financial gain. What is not to like in turbulent markets.

Kevin's reply

Hi Chris, Thanks greatly for taking time out to provide some much valued feedback. There's certainly been a number of headwinds to face as you point out and I'm glad we've continued to both meet and exceed your expectations. Regards, Kevin

Review from verified client

January, 2023

What were the circumstances that caused you to initially look for an adviser?

Needed protection for my assets by utilising the expert help of someone with lots of experience

How has Kevin Titmus helped you?

Given personal advice and answering all questions on financial concerns

Have you seen the outcome you were hoping for?

Yes, no complaints there

What could they have done better?

Still thinking about it

Repeat review from verified client

January, 2023

This review is a follow-up review from a client who left a review previously.

How has Kevin Titmus helped you since your last review?

Kevin has continued to consistently apply his knowledge and skills to ensure we have the best advice and use the best financial products available to suit our needs. He responds to our questions in a timely manor and provides a reliable and professional service. In a very confusing world, Kevin provides clarity, direction and a common sense approach to allow us to make the best choices.

Kevin's reply

Hi Dave, thanks so much for leaving me a review and for your kind words. I'm glad you feel comfortable enough discussing anything and everything with me and am delighted I'm able to assist wherever and whenever possible. Regards, Kevin

Repeat review from verified client

March, 2022

This review is a follow-up review from a client who left a review previously.

How has Kevin Titmus helped you since your last review?

Kevin has provided us with consistent, high quality advice which has allowed us to navigate the particularly difficult circumstances over the last few years (COVID). He helped us manage our way through the pandemic by changing some of our pension strategies to protect the capital value of the pension I use for draw-down. The net result of this was that we got through the pandemic without any financial worries. Kevins communication is still excellent. You always get a quick response either via Email or phone.

Kevin's reply

Hi David, Thanks for taking the time to leave a review and I'm glad you are happy with everything. It's certainly been a challenging couple of years, but together we've got through it and are well placed to tackle whatever the world throws at us next. Regards, Kevin

Repeat review from verified client

March, 2022

This review is a follow-up review from a client who left a review previously.

How has Kevin Titmus helped you since your last review?

Due to health problems with my husband, Kevin has been giving advise on how to plan for the future. He has also helped me reconsider where I invest.

Kevin's reply

Hi Lesley, Thanks so much for leaving a review. It's honestly my pleasure to help out however I can and you only need ask if there's anything else I can do for you. Kevin

Repeat review from verified client

February, 2022

This review is a follow-up review from a client who left a review previously.

How has Kevin Titmus helped you since your last review?

He has provided on ongoing reviews of my pension provision ensuring I am receiving the best returns alongside moving into more green funds.

Kevin's reply

Hi Dave, Thanks for taking the time to leave me a review, it's greatly appreciated and I'm delighted you're happy with our service. Here's to a great green future :-) Kevin

Repeat review from verified client

January, 2022

This review is a follow-up review from a client who left a review previously.

How has Kevin Titmus helped you since your last review?

After our annual review, our investments have been moved into green and ethical stocks. Our investments continue to perform well. We find our annual review conversation helpful in focusing our thinking.

Kevin's reply

Hi John, Thanks for taking time to leave a review and I'm glad our conversations provide focus, even after so many years. Look forward to our next chat and as you start another new chapter! Speak soon, Kevin

First impression from a user who is not yet a client

January, 2022

Please provide a brief comment about your experience with Kevin

I started a second business recently, and this month I have consulted with 6 different financial advisors about future planning. Kevin was, by small no margin, the best experience amongst them. Not only did he show a deeper and wider range of knowledge about my particular industry than the others, but also took more time to understand my character, direction and personal circumstance; and what the best move would be for me personally (With many of the others advisors it felt very much like a general sales pitch, keen to quickly lock me in to their 'unique and essential' services, whether I needed them or not!). I'm very much looking forward to taking the next steps into the future with Kevin.

Kevin's reply

Hi Arthur, Thanks again for your time on the zoom call and especially for leaving such a positive review. I'm glad our chat was of benefit and look forward to picking up with you again when the time is right. Let me know if there's anything I can do for you in the meantime. Regards, Kevin

Repeat review from verified client

January, 2022

This review is a follow-up review from a client who left a review previously.

How has Kevin Titmus helped you since your last review?

Kevin has continued to provide me with financial advice in a very professional and effective manner. I feel very comfortable in our discussions and with his advice. I know I can contact him at any time and discuss my finances and seek the best possible advice.

Kevin's reply

Hi Paul, Thanks for taking time out to leave a review. Always here to help out when required. Speak soon, Kevin

Repeat review from verified client

January, 2022

This review is a follow-up review from a client who left a review previously.

How has Kevin Titmus helped you since your last review?

Kevin has used his time in lockdown to look at our investments. We have moved toward a more green and ethical portfolio. This fits with our own mindset and has proved worthwhile thus far. We know we can always seek Kevin’s good advice for any significant change.

Kevin's reply

Hi Val, Thanks so much for taking the time to leave a review. It continues to be my absolute pleasure to advise you.

Repeat review from verified client

January, 2022

This review is a follow-up review from a client who left a review previously.

How has Kevin Titmus helped you since your last review?

Excellent performance of the fund after a major review and re-alignment of the investments to suit long term goals to support sustainable well governed funds. Thorough consultation and discussion followed by immaculate execution. Most recently pro-active shift of trustees to maintain performance levels and cost basis. This level of attention to detail is very impressive. Kevin is not the cheapest advisor in the market, however he must be one of the highest value deliverers based upon acumen and attention to detail. Top class!

Kevin's reply

Hi Chris, Thanks so much for your kind words, they truly mean everything to me. Regards, Kevin

Repeat review from verified client

January, 2022

This review is a follow-up review from a client who left a review previously.

How has Kevin Titmus helped you since your last review?

Kevin continues to offer me great advice in planning for my future

Kevin's reply

Thanks Carol, It's just a shame I can't convince you to support a different team :-) Regards, Kevin

Repeat review from verified client

January, 2022

This review is a follow-up review from a client who left a review previously.

How has Kevin Titmus helped you since your last review?

We speak regularly so he's always up to date on changes in our circumstances and helps adapt our plans accordingly. He's arranged a new mortgage, updated insurances and given advice on pensions and investments, all of which have us in good shape.

Kevin's reply

Thanks Dave, It's been my pleasure to assist you and Christine over the years and I look forward to doing so for many more. Regards, Kevin

Repeat review from verified client

January, 2022

This review is a follow-up review from a client who left a review previously.

How has Kevin Titmus helped you since your last review?

Keeping in touch and suggesting ways of increasing assets.

Kevin's reply

Thanks for the review Paul, Greatly appreciated. Regards, Kevin

Repeat review from verified client

November, 2021

This review is a follow-up review from a client who left a review previously.

How has Kevin Titmus helped you since your last review?

Kevin has kept a constant review of my investments and recommended changes where necessary

Repeat review from verified client

November, 2021

This review is a follow-up review from a client who left a review previously.

How has Kevin Titmus helped you since your last review?

Modified my investment to suit my requirements

Review from verified client

October, 2021

What were the circumstances that caused you to initially look for an adviser?

Potential remortgage

How has Kevin Titmus helped you?

Talking through options and offering advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

October, 2021

What were the circumstances that caused you to initially look for an adviser?

Life insurance and new mortgage. General financial advice and support

How has Kevin Titmus helped you?

Kevin provided focussed and impartial advice on various products (mortgages, income protection and critical illness cover). He tailored this information perfectly for our needs taking into account existing workplace insurances and policies. Very supportive with decisions around cover and which was and was not appropriate. Advice without pressure. Brilliant!

Have you seen the outcome you were hoping for?

Yes. I have appropriate income protection cover now. Kevin also helped to arrange a mortgage which was complicated by the current rapidly changing property market and supports through some complicated last minute changes. He was fundamental in communicating with the mortgage company and keeping everything moving smoothly. Amazing job!

What could they have done better?

Nothing. Kevin has been brilliant and we are extremely pleased.

Kevin's reply

Hi Maggie, thanks so much for leaving me a review, it's greatly appreciated. It was my pleasure to assist and I wish you well in your new home.

Review from verified client

October, 2021

What were the circumstances that caused you to initially look for an adviser?

I am approaching retirement and wanted to optimise my finances for that.

How has Kevin Titmus helped you?

I thought I was quite savvy with my financial planning but Kevin immediately found about £1,300 of monthly savings just through organising investment costs better and also some tax shelters for other investments that hadn’t occurred to me. I know there is plenty more to come.

Have you seen the outcome you were hoping for?

Yes, very happy with the outcome so far and I wish I had approached Kevin 20 years ago, I would be better off now if I had.

What could they have done better?

Nothing really. There was a delay between providing all our information and having the feedback presentation but this was due the slowness of some institutions giving Halcyon access to our accounts.

Kevin's reply

Thanks for taking the time to leave a review Richard, I'm grateful for you doing so and excited to uncover more savings and returns for the next 20 years and beyond :-)

Review from verified client

August, 2021

What were the circumstances that caused you to initially look for an adviser?

Divorce, went for full and final settlement to secure the family home for myself and my son so that my ex husband could not come and take half the proceeds when my son was 18, also to stop my ex husband from accessing my pensions.

How has Kevin Titmus helped you?

Kevin found a new mortgage provider for my home and secured a full and final settlement payment to give to my ex enabling me to buy him out and remove him from the deeds so that he couldn't take half the proceeds of my home when my son was 18. He even found new providers for my utility services and sorted my direct debits out. I felt comfortable with Kevin every step of the way and on the day when all the transfers of monies went through he rang to confirm all was well. I felt looked after at all times.

Have you seen the outcome you were hoping for?

Yes, earlier than anticipated.

Kevin's reply

Hi Rosie, Thanks so much for your kind words. It was truly my pleasure to help and I'm glad you've seen and felt such a positive outcome. It was great chatting with you again and I look forward to helping however and whenever you need me in the future. Regards, Kevin

Review from verified client

July, 2021

What were the circumstances that caused you to initially look for an adviser?

Buying a new house and reviewing our life insurance

How has Kevin Titmus helped you?

Sorted the mortgage. Reviewed our current insurance reducing the premiums and increasing the cover. When we changed our mind he responded quickly. He explained our options clearly, based on his detailed questions. When we gave answers that were not right he challenged them. He did not give us a hard time when we declined some services. A very easy person to trust and work with.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing, responded so quickly. Very grateful for his help.

Kevin's reply

Hi Alastair, Thanks for taking the time to leave me a review, it's greatly appreciated. It's been a pleasure working with you both and I look forward to helping out when and wherever possible again in the future. Regards, Kevin

Review from verified client

February, 2021

What were the circumstances that caused you to initially look for an adviser?

I was made redundant in 2014 and needed help with investing my pension and transferring my pension

How has Kevin Titmus helped you?

Kevin was recommended by a friend. He offered me great advice, didn’t push me and was refreshingly honest.

Have you seen the outcome you were hoping for?

More than I expected.

What could they have done better?

Nothing (except change his football team! )

Kevin's reply

Hi Carol, thanks so much for taking the time to leave a review. Realise you've only done so now that your lot are top of the table mind :-)

Review from verified client

January, 2021

What were the circumstances that caused you to initially look for an adviser?

My wife and I were looking for a mortgage broker to help us secure the first home of our own.

How has Kevin Titmus helped you?

Kevin went above and beyond to share his expertise and ensure we were comfortable every step of the way. He guided us through the processes and handled the complications of a global pandemic in his stride.

Have you seen the outcome you were hoping for?

Yes we're in the final stages of closing on our house!

Review from verified client

January, 2021

What were the circumstances that caused you to initially look for an adviser?

Had a lump sum to invest on reaching retirement age

How has Kevin Titmus helped you?

By listening to and accepting my attitude to risk, by ensuring I had a diverse portfolio of investments and never pressurising me into investing in particular products by always providing a range of options. Also helped to arrange Powers of Attorney.

Have you seen the outcome you were hoping for?

Yes, more than happy with returns being achieved and capital still secure

What could they have done better?

Nothing to add

Kevin's reply

Hi Gordon, Thanks for taking the time to leave a review. Look forward to catching up with you and Pat again soon. Kevin

Review from verified client

January, 2021

What were the circumstances that caused you to initially look for an adviser?

My own lack of expertise and hearing of others who’d decided to go it alone and lost heavily.

How has Kevin Titmus helped you?

Very patient, made everything as clear as Could be.

Have you seen the outcome you were hoping for?

I’d say better.

Kevin's reply

Hi Paul, Thanks for your kind words and I'm glad we've more than met your expectations to date. We aim to keep on doing so for a long time to come :-) Kevin

Review from verified client

December, 2020

What were the circumstances that caused you to initially look for an adviser?

I had never considered consulting a financial advisor until just before I retired 6 years ago. I googled 'Financial Advisors near me' and Kevin must have popped up near the top of the list. He give me a free financial health check and the deal was done.

How has Kevin Titmus helped you?

Initially he consolidated my various pension pots into a single ‘moderate risk’ portfolio which delivered an overall (organic) average growth of 5% over the first 4 years. Eighteen or so months ago, with the increasingly gloomy prospects for financial markets I asked Kevin to find me a safer home. So far so good, after an initial dip my fund has nearly recovered.

Have you seen the outcome you were hoping for?

Yes, most definitely.

What could they have done better?

A bigger box of Hotel Chocolats.

Kevin's reply

Hi Robert, Thanks for the review and duly noted about the chocolates :-)

Review from verified client

December, 2020

What were the circumstances that caused you to initially look for an adviser?

As a working single mother, I wanted to ensure that a small inheritance I received was used effectively to support my medium to longer-term financial needs

How has Kevin Titmus helped you?

He primarily provided long-term investment advice but has also advised me on pension transfer (when changing jobs).

Have you seen the outcome you were hoping for?

Yes. I have peace of mind that my financial future is secure (or as relatively secure as it can be in current unprecedented circumstances). Bt more than that, I feel Kevin is genuinely interested i helping me secure my personal as well as financial goals.

What could they have done better?

I can't think of anything.

Kevin's reply

Hi Helen, Thanks so much for taking the time to leave me a review. Look forward to speaking again soon. Kevin

Review from verified client

December, 2020

What were the circumstances that caused you to initially look for an adviser?

On approaching retirement

How has Kevin Titmus helped you?

Kevin helped to look at the best options for our future income given our pension pots and expected lump sums. Afterwards some creative mortgage and insurance options to enable us to buy a second home.

Have you seen the outcome you were hoping for?

Yes we have. We are aware of the risks and benefits of our choices. Kevin keeps in touch with general advice and information by email. He will also ring us periodically and particularly when there are times of significant change e.g. Brexit.

Kevin's reply

Hi Val, thanks for taking some time out to leave a review. Look forward to catching up again soon.

Review from verified client

December, 2020

What were the circumstances that caused you to initially look for an adviser?

We have a complicated financial history and needed advice on a new mortgage and how best to invest our money.

How has Kevin Titmus helped you?

Kevin listened to our wants and need and discussed our questions at length. When we decided on the way forward Kevin helped us to find the correct products for our needs - this is something others had failed to do due to our complex situation.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

We have nothing but positive praise

Kevin's reply

Hi Nikki, Thanks for leaving me a review, it's greatly appreciated. Hope you and the family are well.

Review from verified client

December, 2020

What were the circumstances that caused you to initially look for an adviser?

I had several pension pots sat doing nothing and my work circumstances had changed so needed to get my pensions organized and working for me.

How has Kevin Titmus helped you?

Kevin took time to go through my pensions and investments and after reviewing them, took time explain all the pros and cons of the different things we could do, in a way that I could understand and answer any questions my wife and I had, he also took the time to ask questions of what my goals and asperations where not only for me but my wife and children and their futures. He was up front with all cost and charges attached to any investments as discussed.

Have you seen the outcome you were hoping for?

so far so good, as my pensions and investments are still ongoing, planning for my future

What could they have done better?

None at this time as Kevin keeps me well advised.

Kevin's reply

Hi Dave, Thanks for leaving me a review, it's greatly appreciated. Speak soon. Kevin

Review from verified client

December, 2020

What were the circumstances that caused you to initially look for an adviser?

I was not happy with my investment with my original provider. I did a web search and found Kevin. We arranged a meeting and discussed the options. I decided to move my investments to him. We have not looked back!

How has Kevin Titmus helped you?

Kevin has provided updates at regular intervals. He conducts a yearly assessments of our joint needs and advises and make recommended revisions.

Have you seen the outcome you were hoping for?

Yes, things are all moving in the right direction in these difficult times. Halcion is always helpful.

What could they have done better?

There is know magic ball or crystal globe.... careful analysis and valued judgement will always prevail. He presents all the data and options to help make valued decisions.

Kevin's reply

Hi Roland, Seems an age ago that we made the changes and I'm glad you've not looked back since. It's been a pleasure assisting you and Toni so far and I look forward to doing so in the future too. Regards, Kevin

Review from verified client

December, 2020

What were the circumstances that caused you to initially look for an adviser?

Early retirement

How has Kevin Titmus helped you?

He provided advice on financial planning for my retirement and organised a drawdown pension provider from my various pension pots.

Have you seen the outcome you were hoping for?

Absolutely, the initial advice, over 3 years ago was excellent and subsequent advice has kept my retirement plans on track.

What could they have done better?

Honestly I can't think of anything.

Kevin's reply

Hi Dave, Thanks for the review. Look forward to keeping the right track for many years to come. Kevin

Review from verified client

December, 2020

What were the circumstances that caused you to initially look for an adviser?

This is a follow-up review. We have now been with Kevin for a little over 2 years. Our original reasons were - Having retired early we needed a general financial review as well as advice on: Pensions, property, and other investments.

How has Kevin Titmus helped you?

We needed a financial plan to see us through the whole retirement lifecycle. A plan which took into account the major milestones in retirement: State pension age, mid-retirement (up to mid 80s), later retirement and ultimately long term care. Since each of these stages would see our requirements change Kevin produced a plan tailored to meet these differing needs. This year with the Covid pandemic has been particularly challenging. Since our pension investments are ultimately tied to stock market performance this was a worrying time. Kevin pre-empted our concerns when he contacted us to discuss some strategies to help protect the value of our pension investments. With his advice and help we have managed to weather the worst of the storm. The investment vehicles Kevin recommended have performed remarkably well in exceptional circumstances and with a little bit of careful management we have survived a particularly difficult year.

Have you seen the outcome you were hoping for?

We are very happy with the initial outcome and the level of service which Kevin has provided. The investment vehicles he recommended were performing better than expected prior to the Covid pandemic. The other essential feature of any client relationship is communication and Kevins' has been excellent. We wanted a set of investments which offered low-maintenance but would still allow us to make changes if necessary - as we had to do earlier this year.

What could they have done better?

I can't really fault the experience. The only advice I could give is - keep up the good work. The strongest incentive for me to refer you to a friend is the quality of the service you have provided over the last 2 years.

Kevin's reply

Hi David, Thanks greatly for taking the time to leave me a review and for your kind words. Two years has flown by! I'll certainly be maintaining my service levels and am hoping to introduce some even better enhancements in 2021. Watch this space!! Thanks again, Kevin

Review from verified client

December, 2020

What were the circumstances that caused you to initially look for an adviser?

We are of an age where retirement planning and preparing for the next phase of our lives beyond full time work is becoming an important priority and we wanted to be sure our investments and savings would be enough to support our expectations and future plans. We needed help to understand our current situation and to be able to forecast what they would deliver in retirement as well as understand the choices we had and decisions we needed to make to get to where we wanted to be in retirement.

How has Kevin Titmus helped you?

We teamed up with Kevin to take a fresh look at our financial plans and future expectations and based on his assessment and lot of discussion we began to develop meaningful financial plans. We made changes that would ensure our current savings and pension schemes would be optimized, new ideas and opportunities that we were not aware of where introduced and most importantly of all we began to really consider what kind of retirement we wanted and what it would take for us to be in a position to have choices about when and where to retire. We also began to think about our kids and what we wanted to be able to do for them and how to protect our investments so that one day they would reap the benefits of their inheritance.

Have you seen the outcome you were hoping for?

Its too early to see the full benefits of the choices we have made but we have definitely made changes that will improve the returns on our investments, we have taken additional steps to make the most of what we have now and importantly for the first time in our lives we are crystal clear about what we can expect in retirement giving us the freedom and confidence to plan and make informed choices

What could they have done better?

Provide simple forecasts and scenario plans to help us through some of the important decisions we have to take

Kevin's reply

Hi Paul, thank you for taking the time to leave me a review. I'm glad our conversations to date have been thought provoking and given you the clarity and confidence to move forwards. I look forward to all that the future brings together and continuing to bring fresh ideas to the table. Thanks again, Kevin

Review from verified client

December, 2020

What were the circumstances that caused you to initially look for an adviser?

Pending retirement; we are now fully retired.

How has Kevin Titmus helped you?

He offered us both short-, and long-term advice on savings and investments, and a mortgage. He has also helped us look forward as to how our circumstances might change as we grow older.

Have you seen the outcome you were hoping for?

Yes. We are in a better financial position because of Kevin's advice, and we have been able to finance improvements to our property.

What could they have done better?

I cannot think how Kevin could improve: he listens to us, and acknowledges our changing circumstances, before offering advice. He is well-researched as to available products and services in the world of investments and savings.

Kevin's reply

Hi John, Thanks for taking time out to leave a review of my services. It's been a joy to work with you and Val all this time and I look forward to all that the future holds for us too. Regards, Kevin

Review from verified client

December, 2020

What were the circumstances that caused you to initially look for an adviser?

We are all on a life journey – unavoidable! For that journey we will fare better if we have financial planning and adequate provision – wisdom! The question is how do we get that planning and advice? Our choice! As a business consultant, with 30 plus years of experience, I had the basic expertise for DIY! However, I chose Kevin Titmus of Halycon Financial Planning as my independent adviser and planner. Why? See below.

How has Kevin Titmus helped you?

Well first, Kevin is truly independent. In short, he is not trying to shoe-horn you into a ready made one size fits all white label box. He will spend a long time talking to you and asking questions to discover exactly where you are on the journey, where you want to go, how you want to travel and who is travelling with you. In many ways he is in the role of a financial coach to help you achieve the financial future that you want for yourself in the light of your aspirations and situation. Kevin is also a person at the top of his game. Or put it another way – if you are looking for a football coach would you pick Jurgen Klopp or the person who runs the local under 13s? No disrespect to volunteer coaches, however if you want your financial future to be in the premier league – then Kevin is your Jurgen Klopp or Alex Ferguson! It is also important to remember that your financial future is not meant to be a one season wonder. Just like a Klopp or a Ferguson, Kevin will help you build long term success with a portfolio that is resilient and adaptable to emerging trends and changing personal circumstances. So final outcome - I have moved to an efficient cost effective platform and aligned my portfolio with a better risk profile for someone at my stage and that is environmentally based for solid growth in the current climate.

Have you seen the outcome you were hoping for?

Yes - move from previous IFA and SIPP trustees handled efficiently and well. Kept well informed throughout. Portfolio invested as agreed in detailed consultation. Now I can see my portfolio at a glance in one place with up to date values on a highly efficient portal.

What could they have done better?

Not really anything to mention. Kevin cannot be held responsible for the shortcomings of other SIPP platforms in administering the transfer. He was relentless in asking questions and following up his queries.

Review from verified client

December, 2020

What were the circumstances that caused you to initially look for an adviser?

We wanted to sort out our finances and make sure we had things in the right place and would be able to retire.

How has Kevin Titmus helped you?

He asked lots of questions and took time to really get to know us. We speak regularly so he's always up to date on changes in our circumstances and helps adapt our plans accordingly. He's arranged mortgage, insurances and given advice on pensions and investments, all of which have us in better shape than before we met.

Have you seen the outcome you were hoping for?

Definitely, it's been one of the best decisions we ever took.

What could they have done better?

We're very happy with what he's done for us and has delivered it all in a professional way. The latest thing was to arrange our wills and power of attorney, just in case things change or go wrong.

Review from verified client

December, 2020

What were the circumstances that caused you to initially look for an adviser?

Retirement advice

How has Kevin Titmus helped you?

Kevin walked us through the process of planning from the beginning through to making simple changes to our pensions and remortgaging. As with all these things, scepticism is the first thing but the more time I spent taking to Kevin the more assured you become and the better the interaction the better the outcome.

Have you seen the outcome you were hoping for?

Yes we have already seen benefits and most important we know our future is secure.

What could they have done better?

Nothing really, he his very good at his job.

Kevin's reply

Hi Ric, Thanks very much for taking the time to write a review, it means a lot. Thanks also for being so honest, as everyone (me included) should be sceptical when starting something new, especially something as personal as financial matters. I'm glad you and Sunny have grown comfortable with me and my services and look forward to working with you for many years to come. Thanks again, Kevin

Review from verified client

December, 2020

What were the circumstances that caused you to initially look for an adviser?

I originally met Kevin when he was working for Nationwide and he helped me deal with my savings and future investments. When he left to set up on his own I stayed with him as I felt very comfortable dealing with Kevin. Always thorough and made matters easy to understand.

How has Kevin Titmus helped you?

By looking for the best options for me and my wife to look after our finances.

Have you seen the outcome you were hoping for?

The last 12 months have been very difficult for everyone with Brexit and Covid, and whilst we would all like to have achieved growth in our investments, I believe thanks to Kevin’s advice and guidance our finances have held well.

What could they have done better?

At this time I believe it is difficult to say. I don’t believe there is anything more Kevin could do for us. He is always there when I need advice.

Kevin's reply

Hi Paul, Thanks for taking the time to leave a review. It's been, and continues to be, an absolute pleasure to assist you and Pat over the years and I look forward to all that the future holds together. Thanks again, Kevin

Review from verified client

December, 2019

What were the circumstances that caused you to initially look for an adviser?

Inheritance and lack of care from previous financial adviser

How has Kevin Titmus helped you?

Gave honest, thoughtful and impartial advice around a complex situation. Took time to both generate and give recommendations and, most importantly, focused on the wider picture of life

Have you seen the outcome you were hoping for?

Yes and then some. He has been exceptional to date

What could they have done better?

n.a.

Kevin's reply

Tom, thanks so much for taking the time to leave a review, it's greatly appreciated.

Review from verified client

December, 2019

What were the circumstances that caused you to initially look for an adviser?

I initially looked for a financial adviser when the opportunity to transfer my pension out of my company's scheme presented itself. I was seeking advice as to how best to proceed, whether transferring out made sense financially, and what sort of risks it would entail. I was also keen to better understand how both of my pensions, a preserved and active one, worked, and how I could maximize the benefits from both.

How has Kevin Titmus helped you?

During our first meeting, it quickly became clear that whilst Kevin would be able to advise on, and help with, any potential pension transfer, his approach to financial planning was very different to other advisers I'd spoken to and been told about. First and foremost, Kevin was interested in understanding what lifestyle I and my family aspired to, both now and in the longer term. He explained that knowing what we were aiming for in life was essential in being able to provide the best advice in terms of the pensions I and my wife had. By thoroughly reviewing our current financial situation, and asking about our plans for the remainder of our working lives and then through into retirement, Kevin was able to project what capital and income we'd need at various stages of our lives. He also assisted us in taking stock of our debts, making suggestions to help us reduce the amount of interest we were paying on unsecured loans, and helping to formulate a plan to get these cleared more quickly. Through Kevin's advice, we considered things that we'd never really discussed before, such as saving for our son's future, getting into a position where we could move into a new home much more quickly than we ever thought possible, and actually planning ahead for the things we'd like to do once retired, rather than those things feeling like a pipe dream. Once Kevin had completely reviewed our financial situation, and had a detailed understanding of our aspirations, he then provided multiple pension projections, based on different models, so we could understand what position we'd likely be in depending on the decisions we made. Ultimately Kevin's advice helped us to make the decision to transfer my pension out of my company's preserved scheme and into a SIPP. With three pensions to consider, Kevin has helped us to plan exactly what we'll be drawing on and when, enabling us to decide on when we will retire, safe in the knowledge that income won't be an issue for us at any point in the future. The key point here is the future planning. We've gone from assuming that we'd have a set income each year once we'd retired, to being able to plan for significantly more expenditure during our first period of retirement, and tapering off as we get older. Kevin has helped us to give a great deal of thought to what we'll actually need at those various stages, so our money really works for us.

Have you seen the outcome you were hoping for?

The outcome is better than I ever could have hoped for. Initially I simply wanted assistance in making a decision on whether to transfer my pension into a SIPP. Kevin's advice helped me to reach a decision, and transferring the pension when I did led to a very favourable transfer value. I'll now have far greater flexibility once I reach pensionable age as a result of this. The outcome goes far beyond just the pension transfer however, with Kevin's advice having helped to put us on a far sounder financial footing, and having a plan now for the remainder of our working lives and beyond. The things that we aspire to in retirement now seem entirely achievable, and this is very much down to Kevin identifying the things that are most important to us, and coming up with a bespoke financial plan.

What could they have done better?

I couldn't be happier with the service provided, and genuinely cannot think of anything which could have been done better.

Kevin's reply

Andy, thanks so much for taking the time to write in such detail about your experience so far. I look forward to working with you and Becky for many years to come.

Review from verified client

November, 2019

What were the circumstances that caused you to initially look for an adviser?

First time was after the death of my dad. Kevin helped me sort out the estate and then when things had settled down helped me buy my first house. With everything going on it was a confusing time but he took care of everything and walked me through without rushing anything to make sure I understood what I was doing and the options available. More recently I’ve needed to talk about pensions because of changes at work and what to do with an inheritance that’ll shortly be due.

How has Kevin Titmus helped you?

Explained everything in English! He never rushed me and always wanted to make sure I understood what I was doing and what it meant. He asked me lots of questions about me and my life, which at first I didn’t get how it related to buying my house but by the end could see that helped make sure the right solutions for me personally were worked out.

Have you seen the outcome you were hoping for?

Definitely! I’d have been lost without him and am really grateful for all the help he gave then and continues to give now.

What could they have done better?

Can’t think of anything. Even things I decided not to do were explained properly so I knew the consequences of not doing them.

Review from verified client

November, 2019

What were the circumstances that caused you to initially look for an adviser?

I had recently received some inheritance from a deceased relative and was looking at using this to buy my first home and take out my first mortgage.

How has Kevin Titmus helped you?

Kevin was really helpful in finding me the best mortgage rate for a first time buyer and made sure it was affordable.

Have you seen the outcome you were hoping for?

Yes I have gotten the best mortgage deal because of Kevin.

What could they have done better?

There is nothing that Kevin could have done better.

Review from verified client

November, 2019

What were the circumstances that caused you to initially look for an adviser?

Got a promotion at work that moved me into a different tax band and wanted to understand how that affected our finances.

How has Kevin Titmus helped you?

We went through the financials as you'd expect but also spent time talking about what me and my partner wanted to do with our lives as Kevin explained that only by understanding us, could he really be of any use with our money.

Have you seen the outcome you were hoping for?

So far so good. The conversation made us think about more than just the money we already had and more about what we actually wanted to use it for which was a refreshing change. As a result we've got greater clarity on our financial security and know that we're on the right track to achieving the things we want.

What could they have done better?

We were expecting a conversation focused on money but got something much better. All in, it was a really positive experience and one we'd happily recommend to others.

Repeat review from verified client

November, 2019

This review is a follow-up review from a client who left a review previously.

How has Kevin Titmus helped you since your last review?

Since the original piece of work Kevin did for me he has been in contact a couple of times to make sure that everything is ok and if i had any questions or queries. We have booked in a proper annual review as well as i did tell him that my circumstances have changed a little. It puts my mind at ease knowing that Kevin is thinking about my situation and that he wants to make sure that the services he's provided are still suitable.

Review from verified client

November, 2019

What were the circumstances that caused you to initially look for an adviser?

Lack of resonance knowledge as to how best maximise investments, disappointed with past advisers and their lack of real care.

How has Kevin Titmus helped you?

Much more involved and has a genuine wish to help, very approachable and deals with issues very swiftly.

Have you seen the outcome you were hoping for?

Actually better than I thought was likely.

What could they have done better?

Genuinely just a case of carrying on with the level of service I’ve come to expect and appreciate, finding it difficult to see how things could be bettered.

Repeat review from verified client

November, 2019

This review is a follow-up review from a client who left a review previously.

How has Kevin Titmus helped you since your last review?

Remortgage and Insurance. Once again, superb service and advice from Kevin. Always quick to respond to questions and nothing ever seems to much effort. Thoroughly recommend Kevin.

Review from verified client

October, 2019

What were the circumstances that caused you to initially look for an adviser?

I wanted to review my overall financial situation to help me to think about how to use my assets to pursue my life goals.

How has Kevin Titmus helped you?

Kevin quickly developed a clear understanding of my situation and aims, including checking the status of an investment. He reassured me about my financial situation - and didn't charge me for the two meetings and his work in-between because in my sound financial situation he couldn't justify doing so. This latter was just as he'd said when we first met, but I was still impressed that he honoured it.

Have you seen the outcome you were hoping for?

Most definitely. The way that Kevin lead our discussions and his analysis of my financial situation means that I am thinking more strategically about my life choices and how to finance them.

What could they have done better?

I'm afraid that I can't think of any suggestions for improvement. In terms of the process, Kevin responded very promptly to my initial enquiry and at all stages after that, seeking further information from me and arranging meetings. I did not feel hurried during the meetings, even though Kevin told me that early on that he felt he would not be charging me for this work.

Review from verified client

June, 2019

What were the circumstances that caused you to initially look for an adviser?

Pre-retirement planning. I was looking to understand my options going forward over the next couple of years.

How has Kevin Titmus helped you?

Kevin was instrumental in helping my wife and I understand our net worth and how our assets could meet our dream retirement ideas. He helped us think about what we wanted from our retirement, not only financially but also what we wanted to do and get from our time during retirement.

Have you seen the outcome you were hoping for?

Kevin presented to us a detailed report that we could easily understand and spent time to explain the options open to us. His suggestions met with our aspirations and helped us feel secure in the knowledge that we could have our dream retirement. When asked to provide other options based on bringing our retirement dates forward, he quickly reassessed and reported back with clear and informative solutions. Kevin had great empathy and was sensitive to our feelings, in what is a an exciting but also concerning time of our life. I have always felt I can trust Kevin and very much look forward to working with him over the coming years to make our retirement a successful one.

What could they have done better?

All was good. Only small issue was with internet "Skype" type calls, when his presentations would not play. This was probably due to the incompatibility of systems in both workplaces.

Review from verified client

April, 2019

What were the circumstances that caused you to initially look for an adviser?

I was looking for a mortgage in unusual circumstances.

How has Kevin Titmus helped you?

Kevin was generous with his time, sympathetic and gave sound advice. I would definitely recommend him.

Have you seen the outcome you were hoping for?

The situation is ongoing at the moment, but hopefully I will.

Review from verified client

April, 2019

What were the circumstances that caused you to initially look for an adviser?

Recently retired and I wanted to ensure my wife and myself did all we could to provide for a good quality of life going forward.

How has Kevin Titmus helped you?

He was first and foremost, very clear in the holistic approach he could provide looking at all aspects of our finances and financial well being. Viewing are hopes and ambitions for the future and working towards our agenda being met in the best possible way.

Have you seen the outcome you were hoping for?

Yes, the advice and discussions we had gave us the clarity we required to move forward ,

What could they have done better?

I could not add anything here, as I feel the advice proffered was very much holistic and met our needs.

First impression from a user who is not yet a client

December, 2018

Please provide a brief comment about your experience with Kevin

After an initial telephone conversation, I was impressed how Kevin quickly tuned in to the support I am looking for. He was clear and unambiguous on what he could offer and I was more than happy to agree to meet with him to discuss in more detail how he may be able to help me.

Review from verified client

November, 2018

What were the circumstances that caused you to initially look for an adviser?

Looking for the best deal on a mortgage and associated insurances.

How has Kevin Titmus helped you?

Kev worked closely with us to understand our needs and then gave us advice on the type of mortgage we may need and the associated life insurances and house insurance etc.

Have you seen the outcome you were hoping for?

Yes the deal was great and we are confident it was the most appropriate one for us on the market.

Review from verified client

November, 2018

What were the circumstances that caused you to initially look for an adviser?

My circumstances changed & I was considering options for the future.

How has Kevin Titmus helped you?

I can highly recommend working with Kevin on personal finances. As you would expect of an advisor he brings expertise and great market knowledge. What you don't expect is the challenge and coaching aspect he brings to planning your financial future. For me this was a breath of fresh air, a different perspective and a trusted advisor who supports me through the decision process. Invaluable!

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Possibly provided more analytics for me as a consumer to understand/measure performance with. This has been addresses now with new tech being brought in

Review from verified client

November, 2018

What were the circumstances that caused you to initially look for an adviser?

We needed to get our finances in order and make sure we were doing the right things for the future

How has Kevin Titmus helped you?

We first engaged with Kevin around 18 moths ago and it is the best strategic step we have ever taken. Kevin has advised, researched and arranged our pensions, mortgages and savings based upon his amazing breadth of market knowledge and professional advise. Most recently the challenge was to arrange our mortgage and to provide professional advise to ensure the required finances to fund a move to a new life in the country was in place. Again, Kevin came through and used all his skill and knowledge to deliver a package that is cost effective, affordable and has enabled us to plan the next stage in our life with comfort. We could not be happier so well done and many thanks for all the help, effort professionalism and knowledge that has enabled us to achieve our life goals and provide financial security.

Have you seen the outcome you were hoping for?

Definitely. Every time we need advice we call Kevin and he always comes up trumps.

Review from verified client

November, 2018

What were the circumstances that caused you to initially look for an adviser?

Needed to invest an inheritance

How has Kevin Titmus helped you?

Kevin talked through all my options, explaining everything thoroughly and found the best way for my money to be invested.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

November, 2018

What were the circumstances that caused you to initially look for an adviser?

When I was made redundant I received a large payout and also retired at the same time, so I needed professional help and advise in planning my future finances. I had know Kevin when he worked for Nationwide and was very happy to obtain his services when he left Nationwide.

How has Kevin Titmus helped you?

Kevin made a comprehensive plan of my finances, and gave me detailed advice on what was available for me to invest and information on those markets. Kevin is also available should I have any questions or require any financial advice.

Have you seen the outcome you were hoping for?

Markets fluctuate and I was made fully aware of this, however I am happy with how my finances have progressed. I feel very comfortable at this time.

What could they have done better?

I have to say, that I believe Kevin has done everything that I have asked of him. He is very helpful, easy to contact, and has always carried out my requirements efficiently. So there isn’t anything I can think of that he could have done better.

Review from verified client

November, 2018

What were the circumstances that caused you to initially look for an adviser?

I had a sum of money that I needed to invest

How has Kevin Titmus helped you?

He pointed me in the right direction as to my investment plans

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I don’t know. I am happy with what I am getting at the moment

Review from verified client

November, 2018

What were the circumstances that caused you to initially look for an adviser?

I wanted to be sure that my assets were being used to maximum effect and that I had an advisor who I could trust implicitly. With Kev I was happy to have found such a person. Advisors I’ve used in the past were ok but not up to the standard of Kev who really explains things and is very patient when I ask for greater clarity on things I’m not so certain about.

How has Kevin Titmus helped you?

He made me feel very confident that I was in the hands of someone who is financially astute , open and honest. Very much a man of integrity.

Have you seen the outcome you were hoping for?

Actually, a lot better than I thought possible. Really pleased with the direction in which things are going.

What could they have done better?

I can genuinely say that the service was faultless, really no qualms at all.

Review from verified client

November, 2018

What were the circumstances that caused you to initially look for an adviser?

I had a change in job and personal situation and i wanted to get advice on how best to maximise my new circumstances.

How has Kevin Titmus helped you?

Kevin made me feel at ease from the first meeting. He explained how he works and that he wants to build a relationship that can continue for many years. I was asked to fill out some details to give him an overview of my situation and to see what he could do for me. We had an honest chat of where i am and where i want to be over the next five, ten and twenty years. Kevin took all of this away and came back to me a couple of weeks later with a presentation of what he could do for me if i chose to go ahead with him. The recommendations were great and will have a positive impact on my lifestyle and personal situation. I honestly couldn't have asked for better service. Well worth the money.

Have you seen the outcome you were hoping for?

Yes, as i mentioned above the presentation Kevin gave me means i have a much better idea of what i can and can't do, timelines for the future and most importantly, peace of mind.

What could they have done better?

Looking back on the service from the initial point of contact it has been great. i hope that it may continue in the future.

First impression from a user who is not yet a client

November, 2018

Please provide a brief comment about your experience with Kevin

Really helpful, thanks loads.

Review from verified client

August, 2018

What were the circumstances that caused you to initially look for an adviser?

Primarily I had to do something with my pensions (I retired early) but we also needed general financial planning advice. Pensions, property, other investments and a general financial review. We needed to understand what our options/choices were.

How has Kevin Titmus helped you?

This is a daunting and complex task which I approached with considerable trepidation. Right from the start Kevin was able to put both of us at ease. He took the time to understand our current situation and our motivations and objectives - even suggesting a few things we hadn't considered of in terms of the lifestyle we were hoping for. Once the ground work was laid, Kevin produced a set of documents. One for each of us as individuals and a combined analysis. We went all the way through the financial life-cycle from our current situation to the major milestones: State pension age, mid-retirement (up to mid 80s), later retirement. As each of these phases would see our requirements change Kevin produced a plan tailored to meet these differing needs. Kevin also took the (considerable) time required to go through these documents with us. He walked us through the whole retirement life-cycle plan answering all our questions as we went along.

Have you seen the outcome you were hoping for?

Yes. All our investment vehicles are now in place. The communication from Kevin has been excellent. Even things marked as non-urgent generally get a call back with 5-10 minutes. Although Kevin is managing our funds and investments we have full access to all of the information and receive regular updates and reports. We needed a service which, from our point of view, would be low-maintenance but would still allow us to feel in control. Kevin has provided this.

Review from verified client

June, 2018

What were the circumstances that caused you to initially look for an adviser?

I was recommended Kevin as I was purchasing my first property, so wanted advice on obtaining a mortgage.

How has Kevin Titmus helped you?

Kevin helped me obtain a mortgage. The advice and knowledge on the different options available, whilst allowing me to make the choice was great and extremely valuable to a first time buyer.

Have you seen the outcome you were hoping for?

Yes, the process of getting a mortgage was fairly hassle free allowing me to complete and move into the property.

What could they have done better?

The process was really easy and no issues experienced along the way. I have no suggestions on improvement.

First impression from a user who is not yet a client

March, 2018

Please provide a brief comment about your experience with Kevin

I've found Kevin to be very approachable, knowledgeable and friendly. It’s clear from the interactions we’ve had to date that Kevin is open and honest in his dealings with his clients, and passionate about his profession and helping people to achieve their objectives.

Review from verified client

January, 2018

What were the circumstances that caused you to initially look for an adviser?

We needed to get our pensions and financial planning up to date.

How has Kevin Titmus helped you?

Kevin provided all the expertise, advice and options to enable us to make informed decisions.

Have you seen the outcome you were hoping for?

yes, exceeded expectations.

What could they have done better?

Kevin is always looking at the market and the products and opportunities out there to deliver a continually improving service to us.

First impression from a user who is not yet a client

October, 2017

Please provide a brief comment about your experience with Kevin

Friendly, professional, knowledgeable. Always on top of things and prompt with replies to any emails or phone calls. Tackled a slightly more complicated mortgage situation for us and saw it right through to the end.

Review from verified client

October, 2017

What were the circumstances that caused you to initially look for an adviser?

Considering a career and lifestyle change.

How has Kevin Titmus helped you?

Excellent introductory meeting.

Have you seen the outcome you were hoping for?

Yes...received great advice and things to think about which will help me move forward.

What could they have done better?

Nothing at all. I was very impressed

Review from verified client

May, 2017

What were the circumstances that caused you to initially look for an adviser?