Martin Johnston

Martin Johnston

Amber River HDA

Minimum savings/pensions: Over £100,000

0330 038 8939
Based in Cheltenham
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Verified since: April, 2020

4.9 out of 5

58 reviews


Checks carried out by VouchedFor

  • FCA Regulated

    Last checked: 12 May 2026

    Martin and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority

  • 37

    Recent Client Reviews

    Verified reviews: 100%

    Martin has received 37 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 16 February 2026

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

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    Martin has not yet added their qualifications to their profile

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About

I’m a Director and financial planner at Amber River HDA, and have been helping people to achieve financial peace of mind for 13+ years. It’s important that I add value to your financial wellbeing. Not everyone wants or needs financial planning advice, so I only focus on helping people at certain stages in life. They may be: 1. Wealth growers - I help working professionals and business owners to balance the lifestyle they want for their families today with the retirement they want to have in the future. 2. Approaching retirement - I advise those who are starting to think about retirement. Often in their 50s, the time has come to make important decisions about how and when they can afford to retire. 3. Retired people - I help retirees to enjoy their retirement and not worry about things such as long-term care or running out of money. 4. Employers - ARHDA Workplace works with businesses that want to provide their employees with valuable workplace benefits. We run their group private pension and other employee benefit schemes. We also provide one-to-one financial planning support to individuals. By focusing on your needs, I can harness my experience and expertise to provide you with expert guidance to help you achieve your financial goals. My clients recognise the value of having a reliable ‘go-to’ expert for their financial affairs. And I recognise our social responsibility to help people get the basics right and avoid costly mistakes. As financial planners, rather than advisers, it’s all about building relationships, not simply carrying out transactions. Discover the ARHDA difference: • We’re independent, which means we’re not tied to any providers • We have high standards; that’s why we’re Chartered • We’ve been around a long time and will be for many years to come • We’re big enough to manage all your needs, and small enough to care about them • We take away the worry If you want to achieve financial peace of mind, please do get in touch.