Paul Mullin

First impression from a user who is not yet a client

August, 2019

Please provide a brief comment about your experience with Paul

I have not decided what level of service I need but Paul clarified what he would provide.

First impression from a user who is not yet a client

November, 2018

Please provide a brief comment about your experience with Paul

I approached Paul with a view to amalgamating three pensions into one sipp/drawdown pension. He clearly explained the options available and the tax implications. He made clear his charges and I found him very easy to deal with. I will definitely be using his services in the near future.

Review from verified client

November, 2018

What were the circumstances that caused you to initially look for an adviser?

Recently moved to the UK and changed employment status.

How has Paul Mullin helped you?

Conducted a holistic view of my current retirement status and worked in partnership to build a sustainable financial plan.

Have you seen the outcome you were hoping for?

Initial outcomes were reached and plans to review set in place.

Review from verified client

November, 2018

What were the circumstances that caused you to initially look for an adviser?

Slow growth in current pension.

How has Paul Mullin helped you?

Provided options to move pension into a more profitable scheme and advised of risk factors and associated dis/advantages etc Paul provided information at an appropriate level to guide us through the process.

Have you seen the outcome you were hoping for?

First year results not available.

Review from verified client

November, 2018

What were the circumstances that caused you to initially look for an adviser?

Assistance with planning for retirement and long term investments.

How has Paul Mullin helped you?

Used his expertise to guide us in making the most appropriate decisions.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing

Review from verified client

November, 2018

What were the circumstances that caused you to initially look for an adviser?

need to decide what to do with a pension built up whilst self employed as well as a local government pension.

How has Paul Mullin helped you?

made clear the options available, the taxation impact of the life time allowance, and IHT exposure.

Have you seen the outcome you were hoping for?

clear advice made it easy to simplify my investments to make it eventually easier to close my assets on death, manage taxation at age 75, and minimise exposure as well as funding IHT liability.

What could they have done better?

My wife and I received very clear guidance that made the process of making decisions logical

Review from verified client

October, 2018

What were the circumstances that caused you to initially look for an adviser?

Planning for our future.

How has Paul Mullin helped you?

Paul has been nothing brilliant, explains everything in detail. Ive been nervous in the past and unsure how or where our money had been invested. But not with Paul. Wish we had found him sooner.

Have you seen the outcome you were hoping for?

Yes most definitely,.

Review from verified client

October, 2018

What were the circumstances that caused you to initially look for an adviser?

Retierment.

How has Paul Mullin helped you?

Put all pension's with one provider who was able to meet needs.

Have you seen the outcome you were hoping for?

Most certainly, good advice.

What could they have done better?

I don't think he could, Paul understood my needs and matched them to a plan providers

Review from verified client

October, 2018

What were the circumstances that caused you to initially look for an adviser?

I needed advice on investments and also regarding my Personal and workplace pensions.

How has Paul Mullin helped you?

Paul gave me thorough professional advice with great attention to detail and full knowledge of my personal cicumstances.

Have you seen the outcome you were hoping for?

He enabled me to make measured and appropriate decisions regarding my pension investments.

What could they have done better?

He did everything expected of him

Review from verified client

October, 2018

What were the circumstances that caused you to initially look for an adviser?

Pensions advice.

How has Paul Mullin helped you?

Gave full financial review and advised according to my attitude towards risk. Reviewed annually.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Very happy with the way Paul manages my portfolio.

Review from verified client

October, 2018

What were the circumstances that caused you to initially look for an adviser?

Looking for help with my pension.

How has Paul Mullin helped you?

He gave honest advice.

Have you seen the outcome you were hoping for?

yes.

Review from verified client

October, 2018

What were the circumstances that caused you to initially look for an adviser?

Company pension advice Personal pension advice Keyman insurance protection.

How has Paul Mullin helped you?

Paul explained in very understandable detail on each of the products.

Have you seen the outcome you were hoping for?

yes.

What could they have done better?

nothing we are perfectly satisfied

Review from verified client

October, 2018

What were the circumstances that caused you to initially look for an adviser?

Long term planning.

How has Paul Mullin helped you?

Kept me focused on the long term.

Have you seen the outcome you were hoping for?

Yes.

First impression from a user who is not yet a client

July, 2018

Please provide a brief comment about your experience with Paul

Very professional

First impression from a user who is not yet a client

May, 2018

Please provide a brief comment about your experience with Paul

Excellent service, would recommend to anyone

Review from verified client

February, 2018

What were the circumstances that caused you to initially look for an adviser?

Retirement.

How has Paul Mullin helped you?

With thIs helpful suggestions and advice, listening to what we wanted and providing appropriate solutions in terms of the risk we wanted.

Have you seen the outcome you were hoping for?

Very much so.

What could they have done better?

He could not have been better

Review from verified client

October, 2017

What were the circumstances that caused you to initially look for an adviser?

I was looking for pension advice.

How has Paul Mullin helped you?

Paul discussed my overall arrangements and then helped to overhaul them and bring them upto date and more in line with my current needs.

Have you seen the outcome you were hoping for?

I was happy the recommendations and went ahead with them.

Review from verified client

August, 2017

What were the circumstances that caused you to initially look for an adviser?

Needed to establish pension savings being self employed now and having several occupational pension schemes from previous employers which I wished to consolidate into one overall pension provison.

How has Paul Mullin helped you?

Firstly to understand pensions in general and to explain investment and pension provision in a way that I could quickly understand - Paul has demystified this area for me and I feel much better and secure knowing my potential retirement provison.

Have you seen the outcome you were hoping for?

Yes it has - wet pleased with Paul's service.

Review from verified client

August, 2017

What were the circumstances that caused you to initially look for an adviser?

I approached Paul after being referred from a friend.

How has Paul Mullin helped you?

He was just so concise and helpful and kept things simple.

Have you seen the outcome you were hoping for?

Certainly and I would recommend Paul to all my friends and family.

What could they have done better?

Paul's extremely honest and would not try to sway you into the wrong decision

First impression from a user who is not yet a client

May, 2017

Please provide a brief comment about your experience with Paul

Paul was very helpful, listened carefully to our needs, and gave us good sensible advice.

Review from verified client

April, 2017

What were the circumstances that caused you to initially look for an adviser?

Starting a Bisuiness.

How has Paul Mullin helped you?

Paul helped by talking through all the option with a very professional manner he guided us with all aspects of financing in the bisuiness ,setting up provition for my retirement.

Have you seen the outcome you were hoping for?

Most sertanly.

Review from verified client

March, 2017

What were the circumstances that caused you to initially look for an adviser?

Known Paul for a long time.

How has Paul Mullin helped you?

Retirement investments.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

March, 2017

What were the circumstances that caused you to initially look for an adviser?

I already had a Financial adviser but was unhappy with the service I was receiving. Paul was recommended by my accountant.

How has Paul Mullin helped you?

Paul spent a lot of time asking questions before he made any suggestions. I was impressed by how much detail he wanted about me and my circumstances before proceeding. He explained things clearly - far more clearly than anyone done in the past. In the intervening years Paul has embraced new technology to enable him to explain things even better. With my previous adviser I always felt that I was being kept in the dark a bit (or that I was being a bit thick). But now - to my amazement - I really do understand what my investment options are and why Paul is making the recommendations he makes.

Have you seen the outcome you were hoping for?

Well its a pension so the answer to that will become apparent when I finally retire. No-one can predict the future, but I do feel confident that thanks to Paul my pension is being invested in a way that I understand and which suits my requirements.

Review from verified client

March, 2017

What were the circumstances that caused you to initially look for an adviser?

a house move, and some dissatisfaction with the service from a previous advisor.

How has Paul Mullin helped you?

Paul helped with a thorough review of my finances, and attitude to risk. His explanations were really clear, and he obviously put detailed research into possible products.

Have you seen the outcome you were hoping for?

Very much so.

What could they have done better?

I can't think of anything Paul could have done differently, I am very satisfied with his services.

Review from verified client

March, 2017

What were the circumstances that caused you to initially look for an adviser?

I needed good advice at a stressful time.

How has Paul Mullin helped you?

Paul took all the worry out of investment for the future.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I believe Paul did his best for me, giving me good friendly advice.

Review from verified client

February, 2017

What were the circumstances that caused you to initially look for an adviser?

Our last adviser had gone out off business.

How has Paul Mullin helped you?

Put all our investments into a platform that we could understand.

Have you seen the outcome you were hoping for?

Yes we have.

What could they have done better?

For us he did everything we wanted by even advising when we were wrong . I'm pleased he did.

Review from verified client

October, 2016

What were the circumstances that caused you to initially look for an adviser?

I needed expert advice to help me through a career transition and support my family.

How has Paul Mullin helped you?

Paul's advice and guidance was fantastic. He is honest, incredibly knowledgeable and nothing is too much trouble.

Have you seen the outcome you were hoping for?

Ye- my insurance policies were just what I required at that time.

What could they have done better?

There is nothing I can think of here. I could not recommend Paul highly enough.

Review from verified client

October, 2016

What were the circumstances that caused you to initially look for an adviser?

Financial planning. Self invested pension scheme.

How has Paul Mullin helped you?

Paul explained options in a clear and concise manner, thus empowering me to make informed decisions.

Have you seen the outcome you were hoping for?

Paul has been clear with advise, explained options and implications, worked with my accountant. As a result, i feel very confident about the future, knowing that i have done all i can to prepare. I am looking forward to having a prosperous retirement much earlier than expected.

What could they have done better?

I used to pay lip service to financial planning, putting off decisions due to ignorance. This is no longer the case.

Review from verified client

August, 2016

What were the circumstances that caused you to initially look for an adviser?

Not understand the complexity of my position I wanted to make sure that I avoided mistakes.

How has Paul Mullin helped you?

Paul is able to interpret my overall requirements and mix that with the benefits of his experience and expertise to provide a robust solution that hides some of the complexities from me - which is again a requirement. The ability to meet virtually using modern communications reduces the impact further still.

Have you seen the outcome you were hoping for?

So far so good :-).

Review from verified client

July, 2016

What were the circumstances that caused you to initially look for an adviser?

I had investments which did not in my opinion give a reasonable return. As I was about to enter retirement Paul was recommended by a friend.

How has Paul Mullin helped you?

Paul was most helpful he explained everything thoroughly in a way I and my partner could understand. He suggested we move our investments to enable them to work for us.

Have you seen the outcome you were hoping for?

I have already seen growth in just 6 weeks, most encouraging!.

What could they have done better?

Nothing could have been explained more clearly, excellent service

Review from verified client

June, 2016

What were the circumstances that caused you to initially look for an adviser?

I needed help arranging my finances.

How has Paul Mullin helped you?

He talked me through all my options and gave me good, honest sound advice.

Have you seen the outcome you were hoping for?

Yes in many aspects of my finances and others already showing good signs when matured.

What could they have done better?

Nothing

Review from verified client

May, 2016

What were the circumstances that caused you to initially look for an adviser?

A maturing pension plan and approaching retirement age.

How has Paul Mullin helped you?

A thorough review of pension arrangements and savings and investments.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

May, 2016

What were the circumstances that caused you to initially look for an adviser?

I am a Solicitor and my client needed advice.

How has Paul Mullin helped you?

He gave the advice which my client needed regarding investments.

Have you seen the outcome you were hoping for?

Very much so.

What could they have done better?

Nothing at all. The quality of advice was excellent and Paul's manner with the clients put them at ease

Review from verified client

May, 2016

What were the circumstances that caused you to initially look for an adviser?

We needed inheritance tax planning advice.

How has Paul Mullin helped you?

Gave us detailed advice and explained the options.

Have you seen the outcome you were hoping for?

So far the advice has proved positive.

What could they have done better?

Very little.

Review from verified client

May, 2016

What were the circumstances that caused you to initially look for an adviser?

Lump sum investments.

How has Paul Mullin helped you?

Advised on best place to put money and on risks involved.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I have no issues with Paul

Review from verified client

May, 2016

What were the circumstances that caused you to initially look for an adviser?

I was dissatisfied with my previous financial adviser and needed advice as I had inherited some money.

How has Paul Mullin helped you?

Paul understood my needs and was able to explain everything in a way I could understand. He also allowed me time to think about his suggestions so I did not feel pressurised.

Have you seen the outcome you were hoping for?

I am very satisfied with the outcome and I now have an income from my savings. I also feel more confident and reassured that my future financial needs will be met.

Review from verified client

May, 2016

What were the circumstances that caused you to initially look for an adviser?

Retired with lump sum to invest.

How has Paul Mullin helped you?

Excellent advice with the best way forward for our circumstances Explanation was very clear. Paul has a very good manner and makes you feel comfortable.

Have you seen the outcome you were hoping for?

Advice was excellent and we can see the products advised to us coming to fruition.

What could they have done better?

Nothing we feel like we have had excellent service from Paul and we have recommended him to other people.

Review from verified client

May, 2016

What were the circumstances that caused you to initially look for an adviser?

Early Retirement with redundancy payout and final salary-based pension.

How has Paul Mullin helped you?

Advice, complete with choices, and help with its implementation.

Have you seen the outcome you were hoping for?

So far, yes.

Review from verified client

May, 2016

What were the circumstances that caused you to initially look for an adviser?

This is a complex area for which i needed help and guidance. Paul offers that and helps his customers to feel confident with their financial planning.

How has Paul Mullin helped you?

He helps us with moving our pensions to be more efficient. He helps my wife and i with planning.

Have you seen the outcome you were hoping for?

yes.

What could they have done better?

nothing at all. I am totally confident in what Paul has done for us.

Review from verified client

May, 2016

What were the circumstances that caused you to initially look for an adviser?

Following the death of my husband I needed financial guidance in investments & planning for my future.

How has Paul Mullin helped you?

Advice received re long tern plan up to retirement & after.

Have you seen the outcome you were hoping for?

The recommendations I have received have suited my needs & been flexible as needs have changed.

What could they have done better?

My needs have always been listened to & advice given accordingly with a built in flexibilty to adapt over the years as circumstances have changed

Review from verified client

May, 2016

What were the circumstances that caused you to initially look for an adviser?

Advice regarding investments and early retirement.

How has Paul Mullin helped you?

His advice has been invaluable. Following 46 years of working my wife and I required a plan to take us into the next stage of our lives. He gave us the confidence and knowledge regarding our financial affairs to retire early knowing that our future was secure. He explained things in great detail, ensuring even the simplest questions we put forward were answered knowledgeably and with patience, Whilst he is utterly professional, he is also approachable and reliable. We recommend him without hesitation. He has without doubt enriched our financial situation.

Have you seen the outcome you were hoping for?

Absolutely. Yes.

What could they have done better?

Nothing at all, Could not fault him!

Review from verified client

May, 2016

What were the circumstances that caused you to initially look for an adviser?

Financial advice and planning for the forthcoming retirement of my wife and myself.

How has Paul Mullin helped you?

Paul did a complete review of our current position and obtained from us a full understanding of our requirements and expectations. Paul then provided us with a financial plan which included excellent graphical presentations of the information contained in it which made it very easy to follow as he went through the plan. This then gave us the confidence to follow Paul's advice.

Have you seen the outcome you were hoping for?

The proposed plan is in the process of being fully implemented as my wife has now retired and I retire at the end of June. Even though at present this is a quiet period for financial growth we are confident that the financial plan Paul has put in p[lace will be successful. We also have Paul's ongoing support to make any future changes that may be required due to market fluctuations.

What could they have done better?

At present I do not believe that Paul could have done any more for us than he has already done. His service to date has already exceeded our original expectations for this sort of service.

Review from verified client

May, 2016

What were the circumstances that caused you to initially look for an adviser?

retirement planning.

How has Paul Mullin helped you?

Clearly understood our needs. Explained everything very well and came up with proposals that suited our requirements.

Have you seen the outcome you were hoping for?

Not really applicable at this point in time.

What could they have done better?

Nothing

Review from verified client

May, 2016

What were the circumstances that caused you to initially look for an adviser?

Needed to consolidate my investments and pensions.

How has Paul Mullin helped you?

Full review, and advice re. ISA's, Pensions, inheritance planning etc.

Have you seen the outcome you were hoping for?

Yes. Very confident and happy with all Paul has done for me.

What could they have done better?

N/a Quite happy with what was done. No complaints

Review from verified client

May, 2016

What were the circumstances that caused you to initially look for an adviser?

Planning for retirement.

How has Paul Mullin helped you?

Paul understood fully what it was we were planning for and advised us accordingly.

Have you seen the outcome you were hoping for?

I believe everything is on track to achieve our targets.

What could they have done better?

Nothing that I can think of