Andy Burton

I am an Independent Financial Adviser working and living in Devon. I have worked in Financial Services for over 20 years in both adviser roles, and technical support roles. I have a strong personal interest in Ethical investments and enjoy guiding you through the wide range of options to find the best solution to meet your aims, needs and objectives. My goal is to help you establish your aims, needs and objectives and put a strategy in place to achieve this. I strongly believe that clear, independent advice should be accessible to everyone and I look to provide clarity and help you to understand your options and how you can achieve your financial goals, such as; 1. To save for the future Whether this is to save for a specific target or to build a general nest egg for the future, I provide advice on how to invest in line with your attitude to investment risk, any ethical views you may hold, and investment timeframe to help you to get to where you would like to be and provide regular reviews to ensure your plans remain on track. I can provide advice on the most tax efficient investment options for your circumstances and look to take advantage of any allowances and reliefs available to you. 2. Retirement Planning Many people end up with multiple pension pots that can be hard to keep track of and often people underestimate the amount of funding required to provide the level of income they would desire in retirement. I provide a full review of your pension provision with a view to simplifying your affairs and ensuring your funds are invested in line with your goals. We will continue to assess your pension provision at our regular reviews to ensure you remain on track, whilst maximising the tax reliefs that are available to you. I also provide advice to clients who are wishing and eligible to withdraw funds from their pension, whilst explaining the available options with the associated pro's and con's enabling them to make an informed choice and delivering a tailored income strategy. 3. Protecting yourself and your loved ones I understand that peace of mind for the future is essential. You have worked hard to build and grow your wealth; it's only natural to put in place measures to protect it. But unforeseen life events and circumstances can potentially impact your finances in a number of ways. I can help you to safeguard your wealth today and for future generations and organise it to support your needs and goals. Being prepared for the unexpected will protect you and your family from sudden and long term financial hardship. 4. Passing on your estate Preserving and enhancing your wealth is one of our core objectives. You are likely to want to pass as much of your wealth to your loved ones as possible. You will also want to provide for your dependents, especially your spouse and your children. Through effective estate planning we aim to ensure that the wealth you have accumulated during your lifetime is distributed to the right people, at the right time and as tax efficiently as possible. If you would to know more about my services or have an initial consultation at no cost to yourself, please do not hesitate to contact me.