Reviewed for
Insurance and Protection ( 36 )
Mortgages ( 30 )
Pensions ( 32 )
Equity Release ( 1 )
Retirement income (annuities, drawdown) ( 8 )
Auto Enrolment ( 1 )
Investments and Savings ( 24 )
Pension Transfers - Non Specialist ( 10 )
Inheritance Planning ( 3 )
Pension Transfers - Specialist ( 1 )
Financial Planning ( 13 )
Financial Mentoring ( 1 )
Financial Coaching ( 1 )
Reviewers' assets
£500k+ ( 3 )
£200k - £500k ( 2 )
£100k - £200k ( 4 )
Up to £50k ( 25 )
£50k - 100k ( 8 )
Client reviews
Repeat review from verified client
April, 2024
Overall
Advice
Service
Value
Based in Devon
This review is a follow-up review from a client who left a review previously.
How has James Dalgleish helped you since your last review?
He helped save us money remortgaging & reviewed our insurance policies.
Repeat review from verified client
February, 2024
Overall
Advice
Service
Value
Based in Devon
This review is a follow-up review from a client who left a review previously.
How has James Dalgleish helped you since your last review?
Giving me ongoing advice on my financial matters and setting up a Trust for my sons children.
Review from verified client
December, 2023
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Work place pension advice
How has James Dalgleish helped you?
Financial planning and pension arrangement.
Have you seen the outcome you were hoping for?
Yes
Review from verified client
December, 2023
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Pension advice
How has James Dalgleish helped you?
Arrangement of a work place pension
Have you seen the outcome you were hoping for?
Yes
Review from verified client
December, 2023
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
I needed some advice on what protection to get for myself.
How has James Dalgleish helped you?
He set me up a plan that fit what I needed.
Have you seen the outcome you were hoping for?
Yes.
What could they have done better?
Nothing.
Review from verified client
December, 2023
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
My previous financial adviser had passed away several years ago. I was also starting my new business.
How has James Dalgleish helped you?
Hugely. He has saved me money by amalgamating my pensions, which were all with the same company, saving me fees. He has always been a good source of advice for anything financial, and helped me by doing a full review, which was invaluable.
Have you seen the outcome you were hoping for?
Yes in the savings of costs on my pension
What could they have done better?
Nothing. James is so personable. He tells you it as it is, which is what you need from an advisor. He has extensive knowledge on a wide range of subjects, and if it's not his specialist topic or specialism, he will point you in the right direction.
Review from verified client
December, 2023
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Financial future planning
How has James Dalgleish helped you?
On going saving and pensions advice
Have you seen the outcome you were hoping for?
Not a bad outcome but with world wide acts going on forecast targets not quite reached.
What could they have done better?
Nothing
Review from verified client
December, 2023
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Setup a private pension 10 years ago so needed a review and some guidance.
How has James Dalgleish helped you?
100% he’s brilliant and so easy to deal with all the funny questions/scenarios I come up with.
Have you seen the outcome you were hoping for?
Yes very happy with the level of advice.
What could they have done better?
Not at all he’s chased up every little thing and impatient to go over and over again until it’s sinks in.
Review from verified client
December, 2023
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
I wanted to set up a Pension
How has James Dalgleish helped you?
James was very knowledgeable in advising the best pension for me.
Have you seen the outcome you were hoping for?
Absolutely. My pension is all set up
What could they have done better?
Nothing. Everything ran very smoothly.
Review from verified client
October, 2023
Overall
Advice
Service
Value
Based in Bristol
What were the circumstances that caused you to initially look for an adviser?
I was approaching retirement age and looking at what to do with my pension pot.
How has James Dalgleish helped you?
James looked at our financial position and provided advice on what to do with our pension pot
Have you seen the outcome you were hoping for?
It is too early to say.
What could they have done better?
So far, we have been very satisfied with what James has done for us.
Review from verified client
October, 2023
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Leaving long term employment and trying to set up my own business utilising my pension as a fall back whilst said business gets established
How has James Dalgleish helped you?
He has streamlined my various pension pots and made them more accessible
Have you seen the outcome you were hoping for?
Even though my business has yet to reach a sustainable turnover my pension has provided me with sufficient funds to live off thus far
Review from verified client
September, 2023
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Help sort out my finances.
How has James Dalgleish helped you?
Helped me tidy up some savings to enjoy in retirement and have every confidence in him.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
That I had more money
First impression from a user who is not yet a client
May, 2023
Overall
Please provide a brief comment about your experience with James
Friendly, helpful, didn't talk down to us, explained everything in simple terms and above all, no rush over the initial chat. In short, we were very pleased that we had chosen to see James.
Review from verified client
December, 2022
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
We had some money to invest.
How has James Dalgleish helped you?
James really got to know us and what our needs were very quickly! He really listend, And was very clear and patient when explaining things.
Have you seen the outcome you were hoping for?
Yes!
What could they have done better?
Nothing! I would like to add the whole team there were all so helpful.
Review from verified client
December, 2022
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Help with my NEST Pension.
How has James Dalgleish helped you?
Sorted a new Pension for me to build my retirement funds.
Have you seen the outcome you were hoping for?
Yes
Review from verified client
December, 2022
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Setting up a new works pension.
How has James Dalgleish helped you?
He talked me through all the options, costs and benefits, in a way that was clear to me and easy to understand.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing.
Review from verified client
December, 2022
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
After 10 years of starting a private pension felt it was time for an independent review.
How has James Dalgleish helped you?
James has been spot on in checking the small print of fees and making a wise transfer of my pension.
Have you seen the outcome you were hoping for?
In time yes fees will be less overall the term
What could they have done better?
No complaints so far
First impression from a user who is not yet a client
December, 2022
Overall
Please provide a brief comment about your experience with James
I found the suggestions James made regarding my future financial investments easy to understand and his review of my present investments made it clear that he could help me to simplify things and hopefully help me to get better returns . His professional manner made me feel confident about the advice he was giving me. My daughter accompanied me on my visit and was of the same opinion.
Review from verified client
December, 2022
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
At the time I was approaching retirement
How has James Dalgleish helped you?
James assisted me with savings investments, pension investment and draw down and a wide range of financial advice.
Have you seen the outcome you were hoping for?
Yes I have
What could they have done better?
They have done very well considering the current difficult financial times.
Review from verified client
November, 2022
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
I wanted to review my current mortgage, as my fixed rate was coming to an end. I also wanted to review my income protection.
How has James Dalgleish helped you?
I was able to secure a new mortgage product and reconsider my existing income protection policies.
Have you seen the outcome you were hoping for?
Yes, absolutely - James provided an excellent service and I will be sure to use him again in the future. James is very knowledgeable and assisted me to sort all my financial matters.
What could they have done better?
Nothing could have been done better - the service provided was outstanding and James was extremely helpful.
Repeat review from verified client
November, 2022
Overall
Advice
Service
Value
Based in Devon
This review is a follow-up review from a client who left a review previously.
How has James Dalgleish helped you since your last review?
Explained the options for investment and returns
Review from verified client
October, 2022
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Review my multiple pensions
How has James Dalgleish helped you?
Managed to consolidate and transferred to a new provider that performs better
Have you seen the outcome you were hoping for?
yes
What could they have done better?
nothing
James's reply
Thanks for you kind review and it was a pleasure helping get your retirement planning back on track. Kind Regards James
First impression from a user who is not yet a client
April, 2022
Overall
Please provide a brief comment about your experience with James
Knowledgeable and friendly. Once things are more settled with Mum and her residential placement will consider using his services.
Review from verified client
January, 2022
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Setting up a pension and reviewing existing.
How has James Dalgleish helped you?
James was very helpful and clear in his recommendations.
Have you seen the outcome you were hoping for?
My pension was set-up very quickly.
Review from verified client
December, 2021
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Reviewed mortgage and financial planning.
How has James Dalgleish helped you?
Targets were reached and savings made.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Service was excellent and no improvements needed.
Review from verified client
December, 2021
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Reviewing finances & mortgage rates.
How has James Dalgleish helped you?
Provided advice & recommendations.
Have you seen the outcome you were hoping for?
Yes, benefits discussed have been delivered.
What could they have done better?
N/a
Review from verified client
December, 2021
Overall
Advice
Service
Value
Based in Bristol
What were the circumstances that caused you to initially look for an adviser?
A previous long term employer went into liquidation and my pension was transferred to the PPF. I had two other pensions as well and wanted advise on the best outcome financially. I was looking to retire early and I was not sure it was possible.
How has James Dalgleish helped you?
James reviewed our pensions and savings, advising what the options were and what was the best option financially.
Have you seen the outcome you were hoping for?
It is still early days yet and too early to tell.
What could they have done better?
See above.
Review from verified client
December, 2021
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Left a long term job to set up my own business using my pension pots as a stop gap whilst the business finds its feet
How has James Dalgleish helped you?
Transferred all my pension pots into one making them easier to manage and accessable when the need came to start dipping in
Have you seen the outcome you were hoping for?
Yes...I didn't want to have to start using it but when the time came it was an easy enough process to withdraw some
What could they have done better?
Perfectly happy with how it was all managed
Review from verified client
December, 2021
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
I was made redundant and as I hadn't sought financial advice for several years, since my friend and financial advisor sadly passed away. Therefore I needed to look for someone new.
How has James Dalgleish helped you?
James was fantastic. He went through everything by way of a financial review or financial health check. He identified ways that I could save money and also where there were gaps. He also helped by amalgamating three pensions which have saved me a lot in fees and are working harder for me financially too. He's also currently helping with new critical care type cover.
Have you seen the outcome you were hoping for?
Absolutely, more so. There were things that he suggested that I wouldn't have thought of that is saving me money now, in fact making me more money through a higher rate for my pension.
What could they have done better?
There isn't anything that could be done better. I was really happy with the service received.
Review from verified client
December, 2021
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
I needed a works pension set up
How has James Dalgleish helped you?
He set me up a pension and went through what I needed to contribute to reach my retirement goal.
Have you seen the outcome you were hoping for?
Very much so.
What could they have done better?
I am happy with the service received.
Repeat review from verified client
November, 2021
Overall
Advice
Service
Value
Based in Devon
This review is a follow-up review from a client who left a review previously.
How has James Dalgleish helped you since your last review?
James is conscientious and clear he gives sound advice
Review from verified client
September, 2021
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Early retirement
How has James Dalgleish helped you?
James advised me on my retirement income, pension, investments and savings.
Have you seen the outcome you were hoping for?
The current outcome has surpassed my expectations.
Review from verified client
January, 2021
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
My lifetime investments were with numerous companies, so it proved necessary to place everything with one reliable organisation. I received everything I required from James Dalgleish.
How has James Dalgleish helped you?
After an attentive meeting J.D arranged every transfer for me.
Have you seen the outcome you were hoping for?
Yes, despite a very difficult time with Covid for the company managing my finances.
What could they have done better?
Nothing I am aware of.
First impression from a user who is not yet a client
January, 2021
Overall
Please provide a brief comment about your experience with James
I needed assistance with looking at my works pension plan. James was happy to help.
Review from verified client
January, 2021
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Needed help setting up a pension
How has James Dalgleish helped you?
James was very helpful and professional in explaining my pension to me. The process in setting it up was very simple and straightforward.
Have you seen the outcome you were hoping for?
Yes definitely
What could they have done better?
Nothing at all.
Review from verified client
January, 2021
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
I needed a adviser to help set up my pension when starting a new job.
How has James Dalgleish helped you?
James did an excellent job at setting up a pension scheme for me and explaining how it works. He also helped do forecasts so I could see what I needed to save to retire earlier than state pension.
Have you seen the outcome you were hoping for?
Definitely. Would recommend James and would use him again.
What could they have done better?
No. If I needed him again I would definitely use him and I have referred family & friends to him since.
First impression from a user who is not yet a client
November, 2020
Overall
Please provide a brief comment about your experience with James
James gave a very clear and concise summary of the services provided - than you James
Repeat review from verified client
November, 2020
Overall
Advice
Service
Value
Based in Devon
This review is a follow-up review from a client who left a review previously.
How has James Dalgleish helped you since your last review?
He explained my work pension to me and options I had. He also discussed the setting up of a new pension now my circumstances have changed.
Repeat review from verified client
November, 2020
Overall
Advice
Service
Value
Based in Devon
This review is a follow-up review from a client who left a review previously.
How has James Dalgleish helped you since your last review?
Mortgage reviews Insurances
Repeat review from verified client
November, 2020
Overall
Advice
Service
Value
Based in Devon
This review is a follow-up review from a client who left a review previously.
How has James Dalgleish helped you since your last review?
Spent some considerable time with me explaining the pros and cons and certainly felt that There was no pressure.
Repeat review from verified client
October, 2020
Overall
Advice
Service
Value
Based in Devon
This review is a follow-up review from a client who left a review previously.
How has James Dalgleish helped you since your last review?
Updated pension transfer options from previous pension pots. Looked at best options for combining together
First impression from a user who is not yet a client
March, 2020
Overall
Please provide a brief comment about your experience with James
James explained our needs quite clearly
James's reply
Thank you so much for your kind review and looking forward to work with you. Kind Regard James
Review from verified client
November, 2019
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
We were looking to remortgage the house.
How has James Dalgleish helped you?
He found us a really good remortgage deal.
Have you seen the outcome you were hoping for?
Yes, our monthly mortgage payments have gone down. Very happy
Review from verified client
November, 2019
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Transfer of DB pension
How has James Dalgleish helped you?
Assisted with introducing a pension specialist to arrange for the transfer of my pension, and James is now advising on the investment vehicle that my pension pot sits in.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing. Very happy
Review from verified client
November, 2019
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
looking to purchase a property and get a mortgage
How has James Dalgleish helped you?
James helped me to find a reasonalbe mortgage lender, to purchase the property I was after. James was not only helpful but he advised me throughout the process. James gave me great confidence in his knowledge & experience.
Have you seen the outcome you were hoping for?
yes, I am over the moon at how James has helped me to purchase the property! I am so happy with how smooth the process went, I will definitely be using James in the future!
Review from verified client
November, 2019
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
We were looking at remortgage options
How has James Dalgleish helped you?
By offering a wide range of options to suit our requirements and being able to explain all the details of the process
Have you seen the outcome you were hoping for?
Yes
Repeat review from verified client
November, 2019
Overall
Advice
Service
Value
Based in Cornwall
This review is a follow-up review from a client who left a review previously.
How has James Dalgleish helped you since your last review?
Since seeing James the first time, I have decided to start a personal pension to run along side my share portfolio. James informed me of the benefits of having both an investment and pension running along side each other, allowing me to plan for my future as well as my retirement. I was able to see James at a time that suited me, as my hours vary on a regular basis he was very accommodating to my needs.
Review from verified client
November, 2019
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
I was looking to set up a new pension.
How has James Dalgleish helped you?
He helped talk me through the minefield of Pensions in a way that made sense and was very easy to understand.
Have you seen the outcome you were hoping for?
Yes most definitely.
What could they have done better?
N/A
Repeat review from verified client
November, 2019
Overall
Advice
Service
Value
Based in Devon
This review is a follow-up review from a client who left a review previously.
How has James Dalgleish helped you since your last review?
.
Repeat review from verified client
November, 2019
Overall
Advice
Service
Value
Based in Devon
This review is a follow-up review from a client who left a review previously.
How has James Dalgleish helped you since your last review?
Re visited mortgage arrangements
Repeat review from verified client
November, 2019
Overall
Advice
Service
Value
Based in Devon
This review is a follow-up review from a client who left a review previously.
How has James Dalgleish helped you since your last review?
Yes he keeps me well informed and suggests ways I can capitalise on my investments
First impression from a user who is not yet a client
October, 2019
Overall
Please provide a brief comment about your experience with James
James, was diligent in following up to make contact with me. My wife and I are meeting with another firm at present to discern the way forward but may contact James in the future.
Review from verified client
October, 2019
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
I recently became self employed and needed to set up a pension scheme for my self.
How has James Dalgleish helped you?
Yes made it so easy to get everything set up and now investing in well performing portfolio to help me hopefully retire early.
Have you seen the outcome you were hoping for?
Yes did everything I needed and also re organised some of my protection policies to better suit my life now.
What could they have done better?
Cant think of anything.
First impression from a user who is not yet a client
December, 2018
Overall
Please provide a brief comment about your experience with James
I found James very easy to talk to and felt he had lots of experience in the area that I was seeking advice on.
Review from verified client
November, 2018
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Moving house
How has James Dalgleish helped you?
The team at PFP reviewed our insurances (Life, Accident, Sickness and Unemployment cover) and recommended better policies. They also arranged our new mortgage.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing
Review from verified client
November, 2018
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
To help tidy up a range of savings and investments to make life easier for me and my family.
How has James Dalgleish helped you?
Listened to my concerns and helped me reorganise everything to a simple solution that also put me in a better position for my tax planning.
Have you seen the outcome you were hoping for?
Yes very happy.
What could they have done better?
Nothing, happy with everything.
Review from verified client
November, 2018
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Banks can’t be trusted to give good, sound and impartial advice.
How has James Dalgleish helped you?
Approachable, professional and delivered
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing
Review from verified client
November, 2018
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
I wished to transfer the funds from a final salary pension scheme to a pension scheme whereby, I would be able to access monies pre-retirement age.
How has James Dalgleish helped you?
James explained all the necessary pros and cons re transferring funds out of a final salary pension scheme, cutting through industry jargon, and advised on the optimal pension scheme for my needs, based on my willingness for risk and longer term market forecasts. He will review my needs and advise on-going via periodic reviews, to maximise both the value of my pension fund into retirement and the tax-efficiency of any monies I may withdraw pre-retirement.
Have you seen the outcome you were hoping for?
James has efficiently secured my pension fund transfer and kept me informed at every stage as to the progress of said transfer.
What could they have done better?
James always keeps me up to date and I believe this is one of the most valuable criteria for the success of any financial advisor/client relationship, in that updating the client should always be a key priority.
Review from verified client
November, 2018
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Mortgage advice
How has James Dalgleish helped you?
Mortgage advise
Have you seen the outcome you were hoping for?
Yes so far
What could they have done better?
Nothing
Review from verified client
November, 2018
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
I have held single company shares for some time and have been wanting to invest some more money over the long term from my surplus income.
How has James Dalgleish helped you?
James helped me to understand the benefits of investing on a monthly basis over the longer term and how my money could work harder for me.
Have you seen the outcome you were hoping for?
James offered a very professional service and was able to answer any questions I had. Really like the fact that I am able to review this as and when I like and track it online too.
Review from verified client
November, 2018
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
I arranged to see James when my fixed rate was due to expire. He managed to find a better deal than I was being offered through high street banks I had visited.
How has James Dalgleish helped you?
James was able to find better rates than was being through the high street banks I had visited. He also saved me money on life insaura very as well.
Have you seen the outcome you were hoping for?
Well worth a visit, James managed to save me money on my mortgage and insurances.
Review from verified client
November, 2018
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
My Mortgage was ending and needed someone to help as recently gone self employed.
How has James Dalgleish helped you?
Managed to get me a great deal, better than I could get direct with the bank myself.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
n/a
Review from verified client
October, 2018
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
I was buying my first home.
How has James Dalgleish helped you?
He arranged the mortgage and relevant insurances, life cover, etc for my first time house purchase.
Have you seen the outcome you were hoping for?
I now have my new home and all the insurance cover required.
What could they have done better?
The service was exactly how I needed it to be. Clear and comprehensive advice with the ability to adapt to my needs/situation.
Review from verified client
October, 2018
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Needed help making my pension and savings go further.
How has James Dalgleish helped you?
He made various suggestions that I had never thought about.
Have you seen the outcome you were hoping for?
Things are looking promising.
What could they have done better?
He covered all my questions and so more
Review from verified client
October, 2018
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Not happy with the bank/building society.
How has James Dalgleish helped you?
Explained in easy terms what financial changes needed to be done and introduced us to an independent financial company.
Have you seen the outcome you were hoping for?
Not as yet as initial costs involved and markets have declined a little.
What could they have done better?
Not a lot.
Review from verified client
July, 2018
Overall
Advice
Service
Value
Based in Dorset
What were the circumstances that caused you to initially look for an adviser?
Need to release cash from our home to fund home improvements, new car and holidays.
How has James Dalgleish helped you?
He helped us identify our priorities, investigated market, identified best option for us and actioned recommendation.
Have you seen the outcome you were hoping for?
Yes. Exceeded our expectations.
What could they have done better?
Cannot think of how James could have imoroved his service.
First impression from a user who is not yet a client
July, 2018
Overall
Please provide a brief comment about your experience with James
Open and good to communicate with.
First impression from a user who is not yet a client
March, 2018
Overall
Please provide a brief comment about your experience with James
Actually I met with Simon, his colleague, as James specialises in pensions and other areas and I was interested in a mortgage, but he had called me a couple of times to arrange an appointment and it went well.
First impression from a user who is not yet a client
January, 2018
Overall
Please provide a brief comment about your experience with James
He responded quickly through telephone and emails. He explained his fees before I asked. He explained things clearly and was happy to do some spot checking on the internet during our initial meeting.
First impression from a user who is not yet a client
January, 2018
Overall
Please provide a brief comment about your experience with James
James was extremely helpful , very easy to talk to and he explained things very well and easy for me to understand "
Review from verified client
November, 2017
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Review and possible transfer of pension arrangements after hearing about defined benefit transfers.
How has James Dalgleish helped you?
He assisted me with reviewing my current pension arrangements, and then investigating the options open to me and the looking at the pros and cons of each, including a defined benefit scheme transfer. He took the time to understand my needs and what I was looking to achieve, and tailored his advice accordingly. James was very thorough and explained everything in plain english.
Have you seen the outcome you were hoping for?
Yes, I have been delighted with the recommendations given to make my pension arrangements more fit for purpose, flexible, and increasing my returns. James explanations of his advice and recommendations were clear and understandable.
What could they have done better?
Nothing. James' knowledge, help, service and advice was excellent.
First impression from a user who is not yet a client
October, 2017
Overall
Please provide a brief comment about your experience with James
Still work in progress at the moment but great communication and I’m confident of a successful outcome.
Review from verified client
June, 2017
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
I recognised that I needed independent financial advice regarding my present position and aims for the future.
How has James Dalgleish helped you?
Despite a highly complex and involved situation, the clarity of friendly advice, thorough research and final recommendation achieved the most succesful outcome possible. Totally recommended to all, experienced investors and those simply wondering if financial advice from Premier is worth it... It certainly is!.
Have you seen the outcome you were hoping for?
Yes.
What could they have done better?
It isn't possible to improve on a prefect service and advice
First impression from a user who is not yet a client
April, 2017
Overall
Please provide a brief comment about your experience with James
Professional, clear and friendly.
First impression from a user who is not yet a client
November, 2016
Overall
Please provide a brief comment about your experience with James
Excellent, James was informative and open.
First impression from a user who is not yet a client
October, 2016
Overall
Please provide a brief comment about your experience with James
James telephoned immediately he heard from VouchedFor and made an appointment to see me. He telephoned and confirmed he would visit me at the time set and he arrived on time. We had a far-reaching conversation and he is now preparing a schedule for me, which my daughter and I will peruse. We will then visit James at his office.
First impression from a user who is not yet a client
June, 2016
Overall
Please provide a brief comment about your experience with James
Very professional.
Review from verified client
March, 2016
Overall
Service
Value
Advice
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Wanted to review my various insurances.
How has James Dalgleish helped you?
Helped me work out what cover was important for me and shopped around the market to see if any improvements could be made.
Have you seen the outcome you were hoping for?
Yes saved me money and amended a few plans to better suit my current situation.
What could they have done better?
N/A
Review from verified client
March, 2016
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Found a house we loved and wanted to sort a quick mortgage so we didn't lose it !.
How has James Dalgleish helped you?
He came around the same night after contacting him and helped us find a mortgage that suited us both.
Have you seen the outcome you were hoping for?
Yes perfect ! The mortgage was offered within a week and we moved in to our new house last month.
What could they have done better?
Nope
Review from verified client
March, 2016
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
I had some old investment ISA's I wanted looked at and sort a plan to build some savings for some home improvements.
How has James Dalgleish helped you?
James came around and helped me understand everything I had set up and the pro's and con's. Then came up with some options that suited what I now want with my investments.
Have you seen the outcome you were hoping for?
Really helpful and easily suited out everything I needed.
What could they have done better?
Nothing I can think of !
Review from verified client
March, 2016
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
I wanted some advice on my savings.
How has James Dalgleish helped you?
Found me an excellent rate for the money I wanted to keep in savings.
Have you seen the outcome you were hoping for?
Yes, very pleased.
What could they have done better?
Nothing, I was very happy
Review from verified client
March, 2016
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
I wanted to review my policies I had in place.
How has James Dalgleish helped you?
He found me a better policy than I had for a cheaper price.
Have you seen the outcome you were hoping for?
Yes.
What could they have done better?
Nothing!
Review from verified client
March, 2016
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Needed to do some re financing and have general help reviewing everything we have in place as we a new parents.
How has James Dalgleish helped you?
Managed to repay everything and remortgage to a good rate. Also tidied up all are cover and set up new bits now we have children.
Have you seen the outcome you were hoping for?
Perfect ! Did everything we needed and explaining everything very well.
What could they have done better?
Nothing
Review from verified client
March, 2016
Overall
Service
Advice
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Looking to do some home improvements on my house and needed to fund this cost.
How has James Dalgleish helped you?
James came over and looked at some options for us and explained everything fully. He also reviewed the rest of our cover etc after we had not done that since having a child.
Have you seen the outcome you were hoping for?
Yes he got all the money we needed for the work at home and got us on a good rate for our mortgage. He also made sure we now have the right cover in place for our family.
What could they have done better?
Nothing
Review from verified client
March, 2016
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Needed help with a old pension and starting payments again for my retirement.
How has James Dalgleish helped you?
James helped get all the details of my old pension after I lost lots of the paper work and reviewed it for. After running through different investment options we set up a pension that I am happy with and felt offered good performance.
Have you seen the outcome you were hoping for?
Yes did everything I could ask for and very happy.
What could they have done better?
Nothing happy to recommend
Review from verified client
March, 2016
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Wanted a full review of my mortgage and the payments I was forking out for my cover.
How has James Dalgleish helped you?
Helped me understand all the various bits of cover I had set up over the years. Some of it had no use now and I was still paying out for. Also reviewed my mortgage and looked at saving me money as my rate had gone up!.
Have you seen the outcome you were hoping for?
Yes really good meetings and now happy with my insurances and have a much better rate on my mortgage after moving to a different lender. He also found me free solicitor work and free valuation on my home so it was nice and simple.
What could they have done better?
Happy with everything
Review from verified client
March, 2016
Overall
Service
Advice
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
To get a better rate on my mortgage.
How has James Dalgleish helped you?
He found me a brilliant fixed rate that saved me loads of money and also found that my cover I took out ages ago didn't fully cover my mortgage which I was so glad he spotted!.
Have you seen the outcome you were hoping for?
Yes saved money on mortgage and now safeguarded against interest rate raises. Also made sure my cover was better suited and saved me money on my buildings insurance.
What could they have done better?
Nothing I can think of.
Review from verified client
March, 2016
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
My fixed rate came to an end and wanted a good fixed rate.
How has James Dalgleish helped you?
He came and saw us at my home and went through the options and looked at our full picture as well.
Have you seen the outcome you were hoping for?
Yes he saved us money on our mortgage and built in a good fixed rate and also made sure our cover now matched. All done quickly and was well explained.
What could they have done better?
n/a
Review from verified client
March, 2016
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Needed to review insurance after remortgaging.
How has James Dalgleish helped you?
He helped update my cover.
Have you seen the outcome you were hoping for?
Yes.
Review from verified client
March, 2016
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Due to a change in personal circumstances I had to take on a mortgage in my sole name.
How has James Dalgleish helped you?
I was concerned about the level of protection I had in place as knew I was under insured. James reviewed my whole financial situation and arranged top up of my life cover and critical illness cover to ensure I had sufficient cover in place should the worst happen.
Have you seen the outcome you were hoping for?
I left with complete peace of mind knowing that I was sufficiently insured.
Review from verified client
March, 2016
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
To get a mortgage on our first home.
How has James Dalgleish helped you?
James helped us to find a suitable mortgage for our first home. As first time buyers we were perhaps a bit cluless at times, but James was on hand to give advice and answer any stupid questions. He also helped us set up our insurances for the new property.
Have you seen the outcome you were hoping for?
Yes. We got a mortgage we were happy with a moved in last year.
Review from verified client
March, 2016
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
I am now self employed and needed help setting up my own sick pay and pension.
How has James Dalgleish helped you?
James has set me up a pension that I am happy with and like the on-line forecast he has set up so I can monitor it. He has also set me income protection to make sure I can pay my living costs if I was off work sick.
Have you seen the outcome you were hoping for?
Yes he came out to see me a couple times to find out what I needed and gave me plenty of thinking time to make sure I was happy with his advice. Everything running smoothly so couldn't ask for more.
What could they have done better?
Nothing I can think of.
Review from verified client
March, 2016
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
My mortgage was coming up for renewal, I wanted to know my options so I could get it paid off before retirement age.
How has James Dalgleish helped you?
James went through some options with me of different mortgages as I have been paying interest only and needed that to change. Also went through my existing life cover and critical illness to ensure I was getting the best policy for the money I was spending. I wasn't so he looked into these for me also, finding me better policies for the money I was willing to spend.
Have you seen the outcome you were hoping for?
Yes I have, very pleased I will now be mortgage free for when I would like to take retirement.
What could they have done better?
James was very professional there's nothing I can think of where he could have done better.
Review from verified client
March, 2016
Overall
Advice
Value
Service
Based in London
What were the circumstances that caused you to initially look for an adviser?
I was looking for help with several work pensions that I have built up over the years through different jobs.
How has James Dalgleish helped you?
He helped me understand how each of my pensions where performing and the in's and out's of the schemes. We have now simplified a few of the schemes to something that better suits my wishes.
Have you seen the outcome you were hoping for?
Yes now happy with my retirement plans and all set on the right track to retire with a income I will need.
What could they have done better?
Nothing
Review from verified client
March, 2016
Overall
Service
Advice
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
I was looking for a better deal & wanted to save some money.
How has James Dalgleish helped you?
Arranged our mortgage & reviewed our life insurance policies.
Have you seen the outcome you were hoping for?
My mortgage payments are now lower & my life insurance reflects my current needs.
What could they have done better?
Nothing.
Review from verified client
March, 2016
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
I was looking to re design my back garden and needed some funds to help towards the cost.
How has James Dalgleish helped you?
He found me a great rate and also saved me money on my insurances to protect the mortgage and further advance.
Have you seen the outcome you were hoping for?
Completed quickly and simply, couldn't ask for more and garden is now on its way to looking brilliant :).
What could they have done better?
Nothing
Review from verified client
March, 2016
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
I was trying to look for a reasonable price for home contents insurance.
How has James Dalgleish helped you?
James went through many different quotes to see which one would benefit me and my finances the most.
Have you seen the outcome you were hoping for?
Yes, I got the perfect home insurance for my needs, and James got me the best deal, that I never would of found by myself.
What could they have done better?
To be honest...nothing, James worked very hard to satisfy my needs and outcome.
Review from verified client
March, 2016
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
I have come up to my retirement age and wanted to find the best annuity rate for my pension.
How has James Dalgleish helped you?
Looked around the market for me and found me a great deal which was much better than my provider was offering me.
Have you seen the outcome you were hoping for?
All done quickly and easily and more than happy with the rate he found me!.
Review from verified client
March, 2016
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Had some old investments with the Halifax that they no longer review and help with so felt it is was time to use a truly independent advisor for help.
How has James Dalgleish helped you?
Helped me find a lower cost investment that better suited my views on risk. I found my existing ones had quite high charges and were far to volatile for my liking. He also helped me with a few other things and used my ISA allowance fully.
Have you seen the outcome you were hoping for?
Yes perfect, so relieved to have some one to help me with my money now.
What could they have done better?
Nothing
Review from verified client
March, 2016
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
I was looking for house insurance.
How has James Dalgleish helped you?
He looked at all my best options for an affordable price for me.
Have you seen the outcome you were hoping for?
Yes, no issues or problems at all.
Review from verified client
March, 2016
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
Run a small business and needed to get my auto enrolment set up.
How has James Dalgleish helped you?
Helped me through every stage and now have every thing in place for my staging date.
Have you seen the outcome you were hoping for?
Perfect!.
What could they have done better?
Nothing all went smoothly and using him again soon with some other matters.
Review from verified client
March, 2016
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
I believed I was paying too much on my mortgage and wanted some impartial advice.
How has James Dalgleish helped you?
I met James at my home which was convenient and he managed to find a great deal for my mortgage, saving me £70 pcm. Whilst he did this he also identified I didn't have the correct protection in place incase I fell ill, so he helped me by correcting this at a cost I was willing to pay which will protect my family if anything happened to me.
Have you seen the outcome you were hoping for?
Yes and more, would highly recommend as he was efficient , professional and understood what I wanted to do. Thank you.
What could they have done better?
Nothing , he did a superb job and set an exemplar example for other advisers to follow.
Review from verified client
February, 2016
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
My rate had come to the end on my mortgage and wanted independent advice.
How has James Dalgleish helped you?
Helped me find a excellent rate, saved me money on my protection policies and set up a investment for me to build a little nest egg for my future.
Have you seen the outcome you were hoping for?
Perfect ! Organised everything for me.
What could they have done better?
Nothing
Review from verified client
February, 2016
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
We were looking into buying our first house, we had James recommended to us by a close friend who he had previously helped who were in the same situation as we were.
How has James Dalgleish helped you?
He was very pro active in finding us the best mortgage deals that suited our needs at the time, and also insurances we needed to look into, he was more than helpful in explaining the procedures along the way.
Have you seen the outcome you were hoping for?
Yes we moved in to our new house within 3 months and it was no real hassle at all. Partly aided by James's help.
What could they have done better?
N/A
Review from verified client
February, 2016
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
I had a self-invested pension, but I was struggling to keep up with it and manage it properly. I knew I wasn't getting as much benefit as I could from it, so I needed to find a managed pension, but I had no idea how best to go about this.
How has James Dalgleish helped you?
James has done the hard work for me by finding the best pension that meets my needs, and saved me a lot of headache in doing so. James has also recommended other potential saving opportunities to ensure that not all of my money gets tied up in long term savings. This was something I hadn't considered, so I was grateful for the advice and recommendation. All the time, James has been a pleasure to work with!.
Have you seen the outcome you were hoping for?
I needed a new pension scheme, and I now have the way forward,so I am grateful to James for that. Furthermore, the short term saving advice is another positive outcome on top of what I had originally hoped for.
What could they have done better?
I honestly cannot think of anything that could have been done better.
Review from verified client
February, 2016
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
I wanted to make sure my mortgage protection was good value and the policy suited my needs.
How has James Dalgleish helped you?
He worked hard to find a new policy which although was the same price the cover was much more comprehensive and suited my needs much better.
Have you seen the outcome you were hoping for?
Definitely. I now confident I am not over paying for an average policy.
Review from verified client
February, 2016
Overall
Advice
Service
Value
Based in Middlesex
What were the circumstances that caused you to initially look for an adviser?
I required a first time buyers mortgage and needed advice on what would be best for me and my family.
How has James Dalgleish helped you?
He was able to search through the enormous field of mortgage deals available and work out what would be best for myself and my families situation.
Have you seen the outcome you were hoping for?
Yes. I would be more than happy to use other services of his also as I trust the advice he has given me.
Review from verified client
February, 2016
Overall
Advice
Service
Value
Based in London
What were the circumstances that caused you to initially look for an adviser?
I was looking to purchase my first home with the added compilation of relocating from London to Devon. I needed a Financial Adviser to help me make the best decisions on something I had never done before and in a market that was alien to me.
How has James Dalgleish helped you?
James was able to search out the best mortgage available for myself along with arranging all necessary insurances and protection policies. Leaving these jobs in his capable hands enabled me to focus on the other aspects of relocating and house hunting. I was able to contact James via phone or email at any time and he was always on hand to offer advice and guidance and most importantly, give me clear and simple explanations for anything I did not understand.
Have you seen the outcome you were hoping for?
Most definitely. Without his help I'm sure I wouldn't have found the great mortgage rate I have now. Employing him to do this work for me saved me many a stressful hour battling through something I had little experience with.
Review from verified client
February, 2016
Overall
Advice
Service
Value
Based in Devon
What were the circumstances that caused you to initially look for an adviser?
My fixed rate on my mortgage was coming to the end and wanted help finding a good new rate and review the bits and pieces my bank's mortgage adviser had set up for me when I started my mortgage.
How has James Dalgleish helped you?
James took time to understand my situation and what my future plans were. He looked through all the bits I had set up in the best to insure my home and protect me. He was friendly and made everything very clear to understand. On our next meeting he found a fantastic new rate for me that matched my needs and saved me money on my current mortgage. He also managed to find alternatives for my insurance policy's that offered me the same type of cover at a lower cost. Everything was swapped over in a few weeks with minimum fuss.
Have you seen the outcome you were hoping for?
I was very happy with James's service all the way through and using the money he has saved me for a well needed holiday. Will definitely recommend James and will be using for any thing I need in the future.
What could they have done better?
Would have been good to advertise his services more as would have liked to have used him when I started my mortgage.