Bill Roper

Hello and thank you for looking at my profile. My name is Bill and I am a Director and Partner here at Avocet Wealth Partnership - and I love helping clients achieve their personal and business goals through "proper" financial planning. I deliver a "goals based" financial planning approach for my clients. This involves getting to know my clients very well - and to then help them to identify and prioritise their personal and financial goals. I do this with both employed, and Self employed/business owners, across most sectors. Although I do have a specialisation in the Technology and Professional services sectors having worked for some of the biggest companies in those sectors over an 18 year career. I understand 1st hand the challenges clients face on a daily basis - I used to have the same challenges. I help my clients navigate these challenges by enabling them to establish their goals, and putting a plan in place to achieve them. We have a fabulous team of experts within the practice - you are sure to be well looked after. I use long term cash flow modelling with all my clients to enable pro-active decision making, and to track progress towards these long term financial goals on a regular basis. Core areas of planning include: Retirement Planning, Tax Efficient Investing, Protection (personal and business) and Intergenerational Planning - empowering them to get to where you want to go - but faster and with less risk. In working with clients to form a deep understanding of each and every situation I focus on: • building long term, holistic relationships with clients; • helping clients to build and preserve their capital; and, • helping clients to protect themselves against risk. I believe everyone can benefit from talking through their personal and financial vision. Many of my clients have achieved clarity of vision and renewed personal focus as a result - allowing them to focus on what’s really important. My clients include: • Business Owners/Entrepreneurs – aiming to maximise returns from their businesses; • Employees - including Legal, Accounting and Technology professionals; • Senior Business Executives/C-level Executives; • Corporate/Employee Financial Wellbeing services - Giving employees access a premium financial planning service; • Individuals with important financial goals, ie school fees, a new home or retirement; and • Individuals working through a significant life event, such as marriage, divorce and inheritance. Your home or other property may be repossessed if you do not keep up repayments on your mortgage. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. Equity release is a lifetime mortgage or home reversion plan. To understand the features and risks associated with such products, please ask for a personalised illustration. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx