Reviewed for

Insurance and Protection ( 1 )

Pensions ( 6 )

Retirement income (annuities, drawdown) ( 7 )

Investments and Savings ( 7 )

Pension Transfers - Non Specialist ( 2 )

Inheritance Planning ( 1 )

Long Term Care ( 1 )

Reviewers' assets

£500k+ ( 1 )

£100k - £200k ( 2 )

£50k - 100k ( 4 )

Up to £50k ( 3 )

Client reviews

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Starting a new job that had no company pension

How has Harry Lomas helped you?

Set up a pension, then later ISA and savings accounts.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Previously, we had made a very ill advised investment, causing us to lose some of our pension savings. What we had left we needed to carefully invest to secure our retirement future. We were very nervous and wary having experienced a very poor outcome for our future from the previous investment.

How has Harry Lomas helped you?

We had a recommendation to see Harry to see what could be salvaged from our pension schemes. Harry immediately advised us on better investments and we have followed his advice and feel secure that he is looking after us in the best way. His team have also given great support. Everyone is very friendly and approachable.

Have you seen the outcome you were hoping for?

Some funds are in place, some are still being moved across, but we could not ask for a better service, we do feel that the we are being looked after in the best possible way. We have been contacted about the current global financial situation and we have been given further options to consider how our money is to be invested, given the changing situation. We can also access our investment on-line to see how things are progressing, so we no longer feel in the dark about anything.

What could they have done better?

We cannot think of anything.

First impression from a user who is not yet a client

June, 2018

Overall

Please provide a brief comment about your experience with Harry

When I initially completed the form for a "free financial report" I wanted an adviser local to me i.e. Romsey. However, I was told that the nearest adviser was in Fareham. However, I was told over the phone by the caller that it said on his information that he would travel within a 20 mile radius, so I agreed to select him. When he called me, he was most reluctant to come to us, saying that this was "not usual" and also that the "free report" was really only a quick review and wouldn't cover what we were interested in (IHT). Instead he was proposing a free initial consultation, with no written report, and that we would pay for any advice subsequently given . Consequently I don't intend to take this any further as I can get the same service from a local IFA. Not impressed. I think the marketing of this "free report" is marginally close to misrepresentation.

Review from verified client

January, 2018

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Moving my pension a d reassessing the investments.

How has Harry Lomas helped you?

Gave me clear advice and measured my risk and chatted to me about my future plans and adjusted my pension plan accordingly.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing

Review from verified client

July, 2017

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

We are coming up to pensionable age and found our savings had very poor interest rates. Our frozen pensions were actually going down in value after low bonuses were being added then admin fees were being taken, we decided to take financial advise and we were recommended by a friend to Harry.

How has Harry Lomas helped you?

We explained to Harry what our needs were and what they would be when we retired and spoke about what we would like our money to be making in terms of interest but that we were not really sure what to do. Harry explained everything in laymans terms and gave us ideas of some different options and any risk factors which he printed off for us and gave is time to get back to him with any queries which were answered very efficiently.

Have you seen the outcome you were hoping for?

We are very happy with the recommendations and hope that moving forward this will work out for us. The products that were recommended were varied so we are not putting our eggs all in one basket. As we are in our first year we have not yet seen our outcome yet, but any interest will be better than none.

What could they have done better?

I dont feel that there is anything that Harry could have done better, he even gave up his Saturday to meet us as we drove up from London. We are very confident in Harry's choices and advice.

Review from verified client

July, 2017

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

I wanted to transfer my pension from a company scheme.

How has Harry Lomas helped you?

The transfer went through smoothly and I was kept up to date on the progress throughout. I was given advice on the options available many of which I had not been aware of so the advise was very beneficial.

Have you seen the outcome you were hoping for?

My three pensions are now consolidated which makes it much easier to see where I stand. I found the new drawdown options quite complex so was very pleased to have them explained to me in language I could understand and am now able to choose my level of income accurately and most importantly I have been able to do this whilst paying the minimum amount of tax.

What could they have done better?

Sometimes things moved a little slower than I was expecting but I appreciate that whenever you are dealing with multiple financial institutions you always go at the pace of the slowest, however I was kept fully informed as things progressed.

Review from verified client

July, 2017

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Maturing savings plans and low interest rates.

How has Harry Lomas helped you?

By finding the best investments for my needs.

Have you seen the outcome you were hoping for?

Too early to tell.

What could they have done better?

As it is too early to gauge the value of the advice given I can only say that it was easily understood, so nothing really.

Review from verified client

July, 2017

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Looking for mortgage protection.

How has Harry Lomas helped you?

Provided advice and arrange the right policy.

Have you seen the outcome you were hoping for?

Yes, very positive.

What could they have done better?

All good.

Review from verified client

July, 2017

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Retirement.

How has Harry Lomas helped you?

By going through the options open to me bearing in mind my needs. He made everything understandable.

Have you seen the outcome you were hoping for?

To early to tell with investments, but I am confident that over time the outcome will be as projected.

What could they have done better?

Having never used a Financial Adviser before I have nothing to measure the advice against and everything I said I needed and asked was answered fully.

Review from verified client

July, 2017

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Consolidate my investment into one area and to look at my current pensions.

How has Harry Lomas helped you?

Reviewed and provide good guidance on options available and promptly manage my requirements.

Have you seen the outcome you were hoping for?

Yes, but some work still in progress.

What could they have done better?

Have had a excellent service from Harry and the team at David Winter IFA

Review from verified client

January, 2017

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Consolidation of my pensions.

How has Harry Lomas helped you?

He gathered all the information and recommended a plan.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

January, 2017

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Having too many individual pension plans.

How has Harry Lomas helped you?

Consolidating pensions into more profitable scheme.

Have you seen the outcome you were hoping for?

Yes, where possible.

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Seeking a care fee annuity plan for my Mother.

How has Harry Lomas helped you?

Harry Lomas fully understood my needs, was sympathetic to the circumstances & was helpful throughout in my dealings with him.

Have you seen the outcome you were hoping for?

I was perfectly satisfied with the quotes obtained for me & was confident that the best quotes available had been obtained.

What could they have done better?

My dealings with Harry (& all other staff at David Winter) were excellent from my initial contact & throughout the whole process. Unhesitatingly recommended.