Gemma Gray

What were the circumstances that caused you to initially look for an adviser?

Retirement in terms of reviewing pension options and savings investments

How has Gemma Gray helped you?

Practical advice in terms of taking my pension and lump sum ; Helping me maximise tax efficiency on my redundancy payment ;Very effectively managing the transfer of my defined contribution pension to an easier option for me ; Providing a practical suggestion for my savings

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Change of employment and consolidation of legacy pensions

How has Gemma Gray helped you?

Great personal financial review and expert advice on options available

Have you seen the outcome you were hoping for?

Yes - no issues at all

What were the circumstances that caused you to initially look for an adviser?

Pre retirement planning.

How has Gemma Gray helped you?

She gave me clear information and responded openly to my many questions. Felt I had thorough and positive understanding of my options.

Have you seen the outcome you were hoping for?

Certainly, Gemma was professional but made the process relaxed and positive

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

After divorce finalisation and pension sharing order, we needed to sought out pension advise.

How has Gemma Gray helped you?

Gemma treated us like humans, had a laugh as well as ensured all advise was understood and all different options given. Gemma is great and the whole process with Caliber has been stress free.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing