Reviewed for

Insurance and Protection ( 6 )

Mortgages ( 1 )

Pensions ( 16 )

Retirement income (annuities, drawdown) ( 3 )

Investments and Savings ( 32 )

Pension Transfers - Non Specialist ( 1 )

Inheritance Planning ( 1 )

Reviewers' assets

£200k - £500k ( 12 )

£100k - £200k ( 8 )

£50k - 100k ( 2 )

Up to £50k ( 8 )

Client reviews

Review from verified client

December, 2017

Overall

Advice

Service

Value

Based in Dunbartonshire

What were the circumstances that caused you to initially look for an adviser?

II had been "sold" for want of a better description to a financial adviser after the one I'd had from a fairly young age retired and transferred his business and I was unhappy with the service provided as it felt they just wanted my commission without doing anything to really assist me so I consulted with Vouched For and saw that Julie was local to me and was highly recommended. I had a number of pensions with lots of different providers from various past employers including one from when I opted out of the government scheme when I was very young. I didn't know how they were performing and whether it would be better to consolidate them or leave them as they were. I also had a stocks and shares ISA which had been quite successful over the years but I wasn't sure if I should keep it or reduce my holdings. I knew I needed some assistance.

How has Julie Flynn helped you?

Julie met with me first as an introduction and to get a basic understanding of what I was looking for and thereafter gathered all my background and pension information from several providers and we talked through each one individually with Julie explaining what her advice was and also the rationale behind it . Everything was explained clearly and sometimes twice just to make sure I fully understood. I felt very confident in accepting her advice but at the same time I knew I could make my own choices too where I wanted to. I also learned new and useful information about financial products as Julie enjoys talking about her subject. Payment of fees was very clearly explained and a number of options offered which was left to me to choose without pressure.

Have you seen the outcome you were hoping for?

I am happy with the recommendations given and everything seems to be performing fairly well and I know that my investments are monitored at key points in the year.

What could they have done better?

I can't think if anything that I would want to be better however I know that as Julie is approachable and totally happy to discuss any queries I have this would not be an issue if I was concerned about anything at all.

First impression from a user who is not yet a client

July, 2016

Overall

Please provide a brief comment about your experience with Julie

Julie answered promptly and was very professional

First impression from a user who is not yet a client

December, 2015

Overall

Please provide a brief comment about your experience with Julie

I contacted Julie through Vouched for and found her to be easy to deal with and was very comfortable from the outset. Julie has a good knowledge of the Pensions sector allied to a strong Tax background. During our preliminary discussions she created a very positive impression of how thorough and professional her research and subsequent recommendations would be. I believe she has a safety first approach to dealing with clients funds and will be open and honest with her clients in advising any risks and pitfalls of potential strategies. I am still at a very early stage in the process with Julie and in fact have not yet confirmed that I will be inviting her to assist me in managing my Pension funds. This is simply due to the fact that I have consulted a number of advisers and have only concluded in the last day or two that Julie would be my adviser of choice. I will be mailing Julie in the next 15 minutes to invite her to support me as an adviser.

First impression from a user who is not yet a client

November, 2015

Overall

Please provide a brief comment about your experience with Julie

Explained everything really clearly and left me feeling confident.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Lanarkshire

What were the circumstances that caused you to initially look for an adviser?

Retirement.

How has Julie Flynn helped you?

Very thorough investigation of my personal circumstances and my requirements going into retirement and ongoing advice for invesments. Very professional presentation of all options and varying circumstances. She is also very personable.

Have you seen the outcome you were hoping for?

Retired investments, annuity meeting forecast targets.

What could they have done better?

Nothing comes to mind.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I wanted advice because I felt I was at a point in my life where I need to start taking my finances and future seriously.

How has Julie Flynn helped you?

Julie has comprehensively dealt with everything I've asked of her and I'm confident that this will continue. I know advisors have to pass exams, be licensed and stay knowledgeable about a whole range of things, they don't have to be soo pleasant, willing and able to tailor advice to very specific circumstances which Julie very definitely is.

Have you seen the outcome you were hoping for?

Julie has helped my put a plan in place. I feel a lot more confident and secure about the future. So I would say my outcome has been met.

What could they have done better?

Nothing to add, really happy with everything Julie does.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

To ensure that my investments were performing to their potential.

How has Julie Flynn helped you?

I have been very impressed with Julie's depth of knowledge and her attention to detail. She has provided all of the information required to enable me to make the necessary decisions about my investments and is available at any time to respond to queries.

Have you seen the outcome you were hoping for?

My investments have been performing to a higher level than previously. Happy with progress to date.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Perthshire

What were the circumstances that caused you to initially look for an adviser?

I was looking for good, trustworthy financial advice in planning for my future.

How has Julie Flynn helped you?

I found Julie to be very helpful in dealing with my financial planning. She is very knowledgeable and answered all my questions with careful consideration. I felt much better informed about the best financial options for me and my family.

Have you seen the outcome you were hoping for?

I am very happy with the financial decisions I made, supported with Julie's good sound financial knowledge.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

need for life insurance.

How has Julie Flynn helped you?

my wife and I have known Julie for many years and have always been completely satisfied with the advice offered what is most impressive is the amount of time taken in researching products to match our requirements furthermore she always explains the product in an uncomplicated and easy to understand manner -I feel this is vitally important when planning your financial future we have recommended Julie to our daughter who is equally delighted with the advice given.

Have you seen the outcome you were hoping for?

i confirm that the above statement remains valid and i am grateful to julie for remaining in contact for which i am most grateful as i feel that post sales communication is a vital part of delivering professional financial advice thank you julie and i was therefore delighted to introduce friends who have also benefitted from her expertise.

What could they have done better?

I am unable to make any comment in this section as Julie has always dealt with our requirements to our satisfaction

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Retirement is fast approaching and we. Ended to review our finances.

How has Julie Flynn helped you?

We're really pleased with the service & advice we have received from Julie. Everything was fully explained and we felt that the ideas she suggested were focussed on what was important to us. Would happily recommend her to others.

Have you seen the outcome you were hoping for?

Yes Julie's advice has helped us plan our future and as also we would highly recommend her services.

What could they have done better?

Julie's advice and professional service is beyond compare.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Lanarkshire

What were the circumstances that caused you to initially look for an adviser?

I needed help organising my money at retirement.

How has Julie Flynn helped you?

Julie has been a huge help in organising my savings for me. I haven't dealt with a financial adviser for many years now so was a little nervous. But Julie has been great at taking the time to understand what I need and explaining my choices in plain & simple language. What was a quite daunting prospect has actually turned out to be very easy. I'm particularly impressed with her tax knowledge which has made a difference to my income.

Have you seen the outcome you were hoping for?

I am now enjoying the retirement I dreamed of. Lots is holidays and socialising and regular updates from Julie to let me know everything is going to plan.

What could they have done better?

Nothing

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

I have been using a financial adviser for years.

How has Julie Flynn helped you?

Julie was very friendly and understanding of my present situation. Everything was explained thoroughly and she had patience to answer any questions which I raised. I have complete confidence in any business she undertakes for me as I know she will do her best to satisfy my requirements. I now consider her to be a loyal friend as well as my financial adviser and it is a pleasure to meet her.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

pension and annuity advice.

How has Julie Flynn helped you?

Julie constantly kept me informed and updated me on the progress of my financial arrangement. I was very impressed with her professionalism and the way The advice she gave me was explained in a way that I could understand. The whole experience was stress free and I would recommend Julie to any of my friends and colleagues.

Have you seen the outcome you were hoping for?

Yes. The outcome was and is as Julie described and advised during the process.

What could they have done better?

Everything was carried out in a professional and friendly manner.

First impression from a user who is not yet a client

April, 2015

Overall

Please provide a brief comment about your experience with Julie

So far so good, had a good chat with Julie, makes you feel at ease and looking forward to first meeting

First impression from a user who is not yet a client

March, 2015

Overall

Please provide a brief comment about your experience with Julie

Whilst Julie wasn't able to help me (what I was enquiring about wasn't within the services she offers), she still took the time to promptly phone me to let me know this, and to pass on details of someone who might. Which she had no obligation to do. Very

First impression from a user who is not yet a client

February, 2015

Overall

Please provide a brief comment about your experience with Julie

Julie offered a professional and honest appraisal of my financial circumstances. Her integrity shone through during our discussions and I would strongly recommend her to others.

First impression from a user who is not yet a client

February, 2015

Overall

Please provide a brief comment about your experience with Julie

Explained everything well very helpful and pleasant.

First impression from a user who is not yet a client

January, 2015

Overall

Please provide a brief comment about your experience with Julie

First impression from a user who is not yet a client

January, 2015

Overall

Please provide a brief comment about your experience with Julie

I contacted Julie and some other IFAs about pensions advice. I decided to use Julie because she really listened to what was important to my situation before offering advice. Julie was really easy to discuss things over with and I felt from the very first

Review from verified client

January, 2015

Overall

Advice

Service

Value

Based in Ayrshire

How has Julie Flynn helped you?

Through discussion Julie builds a clear picture of her clients needs and expectations before she goes on to give any recommendations. She gives targeted advice and ensures that clients are aware of risks and limitations that may apply to the investment opportunities available. I am highly confident that Julie has created an investment portfolio that is designed to achieve the best returns possible and I know through experience that she takes a proactive approach to managing this for me. She always explains the costs and benefits associated with decisions that I take regarding investments and this includes fee structures. Julie keeps me fully informed of how my portfolio is performing and of any developments that she feels I need to act on; she provides illustration by giving graphical examples which is very helpful.

First impression from a user who is not yet a client

January, 2015

Overall

Please provide a brief comment about your experience with Julie

I've only had an initial consultation so far but Julie explained everything I wanted to know in a straight forward way.

Review from verified client

January, 2015

Overall

Advice

Service

Value

Based in Lanarkshire

How has Julie Flynn helped you?

Julie was excellent on the initial meeting at explaining how the Financial system works and how my wife and myself could benefit from various opportunities, which we are presently discussing.

Review from verified client

December, 2014

Overall

Advice

Service

Value

Based in Merseyside

How has Julie Flynn helped you?

For once someone listened to me and understood what I was looking for in terms of future financial security and money accessability whilst enjoying the immediate benefit of my 'pension pot'.

What could they have done better?

Julie, just continue to be you. You listened to what, financially, was important both immediately and in the future for me. You then made it happen after clearly and in laymans terms explaining options, income benefits and removing risk. Thank you.

First impression from a user who is not yet a client

December, 2014

Overall

Please provide a brief comment about your experience with Julie

Very professional and communication excellent.

Julie's reply

Thank you Stephen for taking the time to leave your first impression, and for your kind words.

Review from verified client

November, 2014

Overall

Advice

Service

Value

Based in Merseyside

How has Julie Flynn helped you?

Julie is expert at sharing information in a down to earth and easy to understand manner. She will happily tailor the information to individual needs, including providing greater detail, if required. Julie is always very approachable, meaning that I can ask probably what is a very basic question, without feeling completely stupid! I have real confidence in Julie, she has a very high level of knowledge and keeps abreast of changes, including doing further qualifications. I'd happily recommend her to others!

First impression from a user who is not yet a client

November, 2014

Overall

Please provide a brief comment about your experience with Julie

In a brief initial conversation Julie explained what she could do in a clear and simple way. Still deciding what next step to take but Julie is definately on the short list.

Julie's reply

Thank you Robin for taking the time to leave your comments.

First impression from a user who is not yet a client

November, 2014

Overall

Please provide a brief comment about your experience with Julie

Advice given was clear and concise. Very happy to have found her.

Julie's reply

Thanks for leaving your first impression Liz.

Review from verified client

September, 2014

Overall

Advice

Service

Value

Based in Lanarkshire

How has Julie Flynn helped you?

Julie has been advising me for some time now. We have regular reviews of my investments which is very helpful because I know that she is monitoring everything in the background and making sure that changes are made as and when necessary. I would say one of the best things about working with Julie is that I don’t have to worry about anything money related because I trust her implicitly – she understands what’s important to me and listens well. Through the years I’ve recommended her to friends and family, who are as happy and impressed as I am.

What could they have done better?

Nothing

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in Lanarkshire

How has Julie Flynn helped you?

Julie is very good at explaining everything in simple terms, which is needed when it comes to me and finances. Over the years there have been a few things I've signed up for which I didn't really understand. She has managed to get to the bottom of everything and tied everything up together. I have been quite anxious about some things but she has taken her time, explained everything full and in a professional manner and has put my mind at rest. she is very enthusiastic about her subject.

What could they have done better?

Nothing that I'm aware of

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in Lanarkshire

How has Julie Flynn helped you?

Very thorough investigation of my personal circumstances and my requirements going into retirement and ongoing advice for invesments. Very professional presentation of all options and varying circumstances. She is also very personable.

What could they have done better?

Nothing comes to mind.

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Cheshire

How has Julie Flynn helped you?

We're really pleased with the service & advice we have received from Julie. Everything was fully explained and we felt that the ideas she suggested were focussed on what was important to us. Would happily recommend her to others.

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Dunbartonshire

How has Julie Flynn helped you?

Julie was recommended to me by a friend, and she has been working with me over the last year to help me sort out a pension. She has been advised me on the pension plans I already had and what has been really helpful has been that these are now part of a solid strategy to help me retire when I want. I have used other advisers before, but this is the first time I feel that I have a proper financial plan in place. She looked at all the old pensions and explained how they work and has made them more efficient. Julie is really good at keeping in touch with me and I particularly like that I can keep a track of pension online. Now that I know exactly what I am saving for this is a real benefit.

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Perthshire

How has Julie Flynn helped you?

I found Julie to be very helpful in dealing with my financial planning. She is very knowledgeable and answered all my questions with careful consideration. I felt much better informed about the best financial options for me and my family.

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Renfrewshire

How has Julie Flynn helped you?

I have been exceptionally pleased with the service I have received from Julie and the team. She took time to explain how investments work, and to make sure we arranged my investment to match my attitude to risk. More importantly, she mad me think about how much money I needed to keep access to and how I could organise and plan my spending for the future. We meet as often as I need, but at least once a year to bring me up to date and to make sure that everything is as it should be. I feel confident because I know that my money is being monitored on a daily basis and I am kept informed of any changes. Overall I would have no hesitation in recommending Julie to any of my family in friends because she does an excellent job, and I believe her services are good value for money.

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Dunbartonshire

How has Julie Flynn helped you?

I was impressed by how thorough Julie was, taking time to explain exactly how investing money works (something I didn't have much experience of). But after spending time with her, I was confident that I understood what would be the best approach for me. I like the fact that she keeps in touch with me as well and we meet to discuss how things are progressing and to keep me updated.

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Lanarkshire

How has Julie Flynn helped you?

Julie was really good at explaining things in a way that was easy to understand. I couldn't have felt more at ease with everything she suggested and felt that she took the time to understand what was important to me.

What could they have done better?

Nothing to add, really happy with the advice and service.

Review from verified client

April, 2014

Overall

Advice

Service

Value

Based in Ayrshire

How has Julie Flynn helped you?

I have been very impressed with Julie's depth of knowledge and her attention to detail. She has provided all of the information required to enable me to make the necessary decisions about my investments and is available at any time to respond to queries.

Review from verified client

February, 2014

Overall

Advice

Service

Value

Based in Renfrewshire

How has Julie Flynn helped you?

I had a very good experience meeting Julie. I felt she was very knowledgable and answered all my questions with ease, and I was impressed with the solutions she found for me and the savings this created. She was concise and friendly and explained everything in simple terms. Highly efficient.

What could they have done better?

I am completely satisfied to be honest! I can't really offer any criticism or ways to improve as I felt all my requirements were met.

Review from verified client

February, 2014

Overall

Advice

Service

Value

Based in Cheshire

How has Julie Flynn helped you?

I've spoken to Julie over the phone and met her twice. From our conversations, she appears to have the ability to talk to you, at your level. Her attitude is very professional, whilst also being warm, friendly and approachable. I feel Julie is someone who listens to me, as she has answered all my questions, when she doesn't know an answer she freely admits it and goes away to get it. I'm in the process of having to make decisions about my future, being single and not having anyone I can really talk to about my financial matters, Julie has been able to help. I really appreciate her support and feel with her knowledge, attitude and friendly professionalism, I've made the right choice for me.

What could they have done better?

At this point, I can't think of anything.

Review from verified client

February, 2014

Overall

Advice

Service

Value

Based in East Sussex

How has Julie Flynn helped you?

Julie provides first class no nonsense advice. She got straight to the point in addressing all of my questions and based on what I'd told her she asked me some follow up questions to ensure that she was able to give me the best advice possible then advised on what she felt would be the best way forward for me. I have absolute confidence in Julie and know that she gives well informed advice and explains anything that I don't understand.

What could they have done better?

I seriously cannot think of anything that would have improved my experience.

First impression from a user who is not yet a client

January, 2014

Overall

Please provide a brief comment about your experience with Julie

We were very pleased with the information provided by Julie and we look forward to another session with our daughter present.Claire is unable to attend until early February. Thank you Julie. We will be in touch, Laurence

Julie's reply

Mr Hughes, thank you for your kind words. It was a pleasure to meet with you and all of your family this week. And please pass on my thanks to Mrs Hughes - I do love ginger nuts! I look forward to being back in touch soon once I've completed all of the research for you both. Kind regards Julie

Review from verified client

January, 2014

Overall

Advice

Service

Value

Based in Merseyside

How has Julie Flynn helped you?

Julie has comprehensively dealt with everything I've asked of her and I'm confident that this will continue. I know advisors have to pass exams, be licensed and stay knowledgeable about a whole range of things, they don't have to be soo pleasant, willing and able to tailor advice to very specific circumstances which Julie very definitely is.

What could they have done better?

Nothing to add, really happy with everything Julie does.

Review from verified client

January, 2014

Overall

Advice

Service

Value

Based in Ayrshire

How has Julie Flynn helped you?

I met julie after a breavement and needed someone to sort out all my finances. Her friendly and businesslike manner puts you at ease. Having very little understanding of the financial world Julie was able to guide me as to what would be best for myself and my son. She put everything into perspective and I didn't hesitate trusting her to invest my money wisely. I would not hesitate to recommend Julie to anyone needing financial advice.

Review from verified client

January, 2014

Overall

Advice

Service

Value

Based in Lanarkshire

How has Julie Flynn helped you?

Julie was a very knowledgeable and competent advisor with a real personal touch. Good awareness of the financial sector overall and proficient in her directed advice.

What could they have done better?

Contact with Julie was regular,efficient and productive she carried out all instructions as requested I could not fault any area of her work.

Review from verified client

January, 2014

Overall

Advice

Service

Value

Based in Ayrshire

How has Julie Flynn helped you?

my wife and I have known Julie for many years and have always been completely satisfied with the advice offered what is most impressive is the amount of time taken in researching products to match our requirements furthermore she always explains the product in an uncomplicated and easy to understand manner -I feel this is vitally important when planning your financial future we have recommended Julie to our daughter who is equally delighted with the advice given

What could they have done better?

I am unable to make any comment in this section as Julie has always dealt with our requirements to our satisfaction

Review from verified client

January, 2014

Overall

Advice

Service

Value

Based in Ayrshire

How has Julie Flynn helped you?

Julie was very friendly and understanding of my present situation. Everything was explained thoroughly and she had patience to answer any questions which I raised. I have complete confidence in any business she undertakes for me as I know she will do her best to satisfy my requirements. I now consider her to be a loyal friend as well as my financial adviser and it is a pleasure to meet her.

Review from verified client

July, 2013

Overall

Advice

Service

Value

Based in Merseyside

How has Julie Flynn helped you?

Julie constantly kept me informed and updated me on the progress of my financial arrangement. I was very impressed with her professionalism and the way The advice she gave me was explained in a way that I could understand. The whole experience was stress free and I would recommend Julie to any of my friends and colleagues.

Review from verified client

February, 2013

Overall

Advice

Service

Value

Based in Lanarkshire

How has Julie Flynn helped you?

Julie has helped me with advice regarding my pensions and savings. She has always explained things in a way that I understand and is always there when I have any questions. I have no hesitation in recommending Julie to my family and friends.

Review from verified client

February, 2013

Overall

Advice

Service

Value

Based in Merseyside

How has Julie Flynn helped you?

Julie has been invaluable in advising me of the best savings deals for me. Having a young daughter I have had to plan for my family's financial security. Julie has always been happy to advise me of the best deals available, either in person or on the phone. She has always offered me sound advice and answered all my questions no matter how small. I would recommend Julie to anybody seeking impartial, knowledgeable advice.

What could they have done better?

Nothing

Review from verified client

January, 2013

Overall

Advice

Service

Value

Based in Lanarkshire

How has Julie Flynn helped you?

Julie has been a huge help in organising my savings for me. I haven't dealt with a financial adviser for many years now so was a little nervous. But Julie has been great at taking the time to understand what I need and explaining my choices in plain & simple language. What was a quite daunting prospect has actually turned out to be very easy. I'm particularly impressed with her tax knowledge which has made a difference to my income.

What could they have done better?

Nothing