Reviewed for

Insurance and Protection ( 3 )

Mortgages ( 1 )

Pensions ( 71 )

Equity Release ( 1 )

Retirement income (annuities, drawdown) ( 36 )

Investments and Savings ( 33 )

Pension Transfers - Non Specialist ( 14 )

Inheritance Planning ( 3 )

Long Term Care ( 1 )

Pension Transfers - Specialist ( 11 )

Financial Planning ( 14 )

Financial Mentoring ( 2 )

Reviewers' assets

£500k+ ( 17 )

£200k - £500k ( 10 )

£100k - £200k ( 4 )

Up to £50k ( 7 )

£50k - 100k ( 2 )

( 3 )

Client reviews

Repeat review from verified client

March, 2024

Overall

Advice

Service

Value

Based in Berkshire

This review is a follow-up review from a client who left a review previously.

How has Alex Breadmore helped you since your last review?

Specific pension & insurance advice specific to our needs. Service levels as consistent as ever

Repeat review from verified client

February, 2024

Overall

Advice

Service

Value

Based in Cardiff

This review is a follow-up review from a client who left a review previously.

How has Alex Breadmore helped you since your last review?

Alex has chased pension information for me and has advised on investmenting money.

Repeat review from verified client

February, 2024

Overall

Advice

Service

Value

Based in Hampshire

This review is a follow-up review from a client who left a review previously.

How has Alex Breadmore helped you since your last review?

Annual review of pensions and long-term financial planning to ensure adequate financial provision for our retirement. Most recently is an ongoing consult re annuities.

Alex's reply

Thank you very much for the review. I look forward to continuing to work together.

Repeat review from verified client

February, 2024

Overall

Advice

Service

Value

Based in Outside UK

This review is a follow-up review from a client who left a review previously.

How has Alex Breadmore helped you since your last review?

On-going support to move to early retirement status - the next stage in the goals discussed from the beginning. The move was smooth and Alex was always there to facilitate the different exchanges with the pension companies.

Alex's reply

Thank you very much for the review. I look forward to continuing to work together.

Repeat review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Hampshire

This review is a follow-up review from a client who left a review previously.

How has Alex Breadmore helped you since your last review?

He has helped move my SIPP to more ethically based investments and advised specifically about the LTA aspects

Alex's reply

Thanks for the review, it's much appreciated. I look forward to continuing to work with you.

Repeat review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Hampshire

This review is a follow-up review from a client who left a review previously.

How has Alex Breadmore helped you since your last review?

The previous review still stands. Regular email contact re investments has continued. Again a thorough annual review.

Alex's reply

Thanks for the review. I look forward to catching up later in the year.

Repeat review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Berkshire

This review is a follow-up review from a client who left a review previously.

How has Alex Breadmore helped you since your last review?

I considered converting a portion of my SIPP to Annuities. Alex provided me with Annuity quotations and my options without any pressure. After making my decision Alex succinctly summarised the pros and cons after which we agreed the best solution for me to meet my long term retirement plans

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I needed to consolidate multiple pensions and wanted some good advice and help.

How has Alex Breadmore helped you?

Alex presented the pension lifecycle, and the investment options and trade-offs, such that I could easily understand what choices I had to make and what the potential risks / returns were.

Have you seen the outcome you were hoping for?

Too early to tell as only been drawing down for a few months. Time will tell.

What could they have done better?

Nothing.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Our previous advisor left

How has Alex Breadmore helped you?

He has established for a life financial plan for our retirement

Have you seen the outcome you were hoping for?

We have not been working very long with Alex but we have every confidence that he will provide us with the best advice for our retirement for as long as we need it.

What could they have done better?

We have been fully satisfied with Alex's service.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

I needed advice to consolidate my three pension pots and draw down upon retirement.

How has Alex Breadmore helped you?

Alex provided me with clear guidance and advice on what action I needed to take. The information and the accompanying illustration/graphs provided are easy to understand. Questions and queries were responded to quickly and efficiently.

Have you seen the outcome you were hoping for?

Yes.

Repeat review from verified client

March, 2023

Overall

Advice

Service

Value

Based in Berkshire

This review is a follow-up review from a client who left a review previously.

How has Alex Breadmore helped you since your last review?

Consistent service levels as well as providing thoughts on different investment considerations

Review from verified client

February, 2023

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

On being made redundant I wanted to double check the situation with the numerous pensions I had and ensure that I had understood the complexities of past options correctly.

How has Alex Breadmore helped you?

Having established my understanding was correct, Alex and I then validated the decisions to be made together and then actioned the handling of the many pensions as required at the relevant / most appropriate times.

Have you seen the outcome you were hoping for?

Alex has always been reliable and friendly and has enabled me to achieve the best possible outcome I could forsee with the options and funds available to me.

What could they have done better?

Nothing that I can think of (of course advice on guaranteeing how to win the lottery would always be welcome !! ha ha ha ) ..

Review from verified client

February, 2023

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

My husband and I paid off our mortgage early and wanted to start putting money away to save for our retirement. We both knew little about how best to invest for retirement so we wanted professional advices.

How has Alex Breadmore helped you?

Alex helped us to better define our objectives, including retirement age and level of income during retirement. Then after a detailed analysis of our income, outgoings and current pension pots he made recommendations on how we could achieve our objectives for retirement. We were impressed by how he took the time to talk us through the detail of retirement planning, which is not something either of us has done in depth before and so some of the concepts were new to us. He was very thorough and clearly very knowledgeable, and we had confidence in his advice.

Have you seen the outcome you were hoping for?

We are only 1 year into our retirement savings and so it is early days.

Repeat review from verified client

February, 2023

Overall

Advice

Service

Value

Based in Cardiff

This review is a follow-up review from a client who left a review previously.

How has Alex Breadmore helped you since your last review?

In a very difficult financial year in which I required a lot of advice Alex has been extremely helpful offering sound judgement. When given the context to a meeting Alex is always prepared and has done a lot of background work, looking at the options and my particular circumstances, before we meet. I am very grateful to Alex for guiding me through the year.

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I had a private pension pot and needed advice on what best to do with it.

How has Alex Breadmore helped you?

Alex explains everything clearly. He always keeps in touch and is quick to reply to any questions I may have.

Have you seen the outcome you were hoping for?

Yes, especially considering the situation of the last few years.

What could they have done better?

Doubled my money!!!!!!

Repeat review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Berkshire

This review is a follow-up review from a client who left a review previously.

How has Alex Breadmore helped you since your last review?

Consistent approach to my financial matters

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

We wanted advice about early retirement and consolidating pensions etc.

How has Alex Breadmore helped you?

Alex gave us a clear route forward,options and allowed us to retire early with confidence

Have you seen the outcome you were hoping for?

yes

Repeat review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Hampshire

This review is a follow-up review from a client who left a review previously.

How has Alex Breadmore helped you since your last review?

Last review is still appropriate; Good communicator, easy to talk to. Took on board my requirements well. Appeared highly knowledgeable in the areas of interest to me. Carefully walked through the financial details and consequences of proposed actions. In addition; has provided the same high level of service when advising my wife on her pensions.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in West Sussex

What were the circumstances that caused you to initially look for an adviser?

Specialist expertise required for a lump sum investment.

How has Alex Breadmore helped you?

Establishing an investment ISA.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

No.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Needed someone to advise on how to consolidate all my pensions from various roles

How has Alex Breadmore helped you?

I provided the details of my pensions and Alex did the work to provide me with a single view of my pensions savings.

Have you seen the outcome you were hoping for?

Yes. I needed to understand where I stood financially to allow me to plan my retirement.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Suffolk

What were the circumstances that caused you to initially look for an adviser?

I initially contacted Alex to review my pension with a possible option to transfer. I also wanted to discuss my overall financial position in the 10 years pre-anticipated retirement.

How has Alex Breadmore helped you?

I have found Alex to be very approachable and straightforward. He listens to understand, and then takes the time to present options clearly. Alex helped me to look at my pension arrangements within the context of my overall financial situation, asking questions that supported me in seeing the bigger picture. Importantly for me he is empathetic, non-judgmental and practical.

Have you seen the outcome you were hoping for?

I have a degree of clarity around my finances now that I find reassuring. I am invested in products that I feel comfortable with and know that if I have any questions Alex will respond in a timely and conscientious manner.

What could they have done better?

Nothing - I am very happy with the service I receive and the professional relationship.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I needed to draw down some pension.

How has Alex Breadmore helped you?

He is very helpful and knowledgeable. Nothing is too much trouble. If we have been unsure about anything Alex has always been on hand to help.

Have you seen the outcome you were hoping for?

My outcome is a work in progress.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

An inheritance combined with retirement.

How has Alex Breadmore helped you?

He has given good advice on the safest ways to invest our funds.

Have you seen the outcome you were hoping for?

Very much so.

What could they have done better?

I don't believe he could. We are happy with his kind attention.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Having retired a couple of years ago ( and holding all of my pension funds in cash), I realised that I needed to start moving some of the funds into an investment portfolio. Additionally, I needed some immediate help with understanding the tax position on a maturing Life Assurance bond.

How has Alex Breadmore helped you?

Initially Alex provided a detailed analysis of the tax implications surrounding the encashment of my Life Assurance Bond. Secondly, he went through an attitude to risk model to ensure that a portion of my pension monies were invested appropriately.

Have you seen the outcome you were hoping for?

Everything has been completed successfully in accordance with our discussions and Alex's recommendations.

What could they have done better?

Nothing. Alex's technically ability and service standards are excellent.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

I needed to consolidate 13 private pensions and have one advisor to manage them.

How has Alex Breadmore helped you?

Yes and advised me effectively.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Alex Breadmore helped you?

Alex has been brilliant. He really listened to our needs and helped us to make plans.

Have you seen the outcome you were hoping for?

Absolutely. I feel very confident about our financial plan.

What could they have done better?

Honestly can’t think of anything.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Combining pensions

How has Alex Breadmore helped you?

Advice with the above. Advice on retirement

Have you seen the outcome you were hoping for?

Yes

Repeat review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Berkshire

This review is a follow-up review from a client who left a review previously.

How has Alex Breadmore helped you since your last review?

Conducted annual review and advised on forward planning of my SIPP Drawdown.

Repeat review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Kent

This review is a follow-up review from a client who left a review previously.

How has Alex Breadmore helped you since your last review?

Constantly keeping me updated with regular Zoom meetings as I have now moved away from the area.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Guidance and consolidation of pensions, which has expanded to ISA and other savings vehicles. I already had another, more expensive, financial adviser but his charges were high and did not feel I was getting timely advice or value for money.

How has Alex Breadmore helped you?

Does what he says he will, very responsive to emails/contact, speaks plain English and recognises the stype of information that works for me e.g. charts and tables when doing an annual review. Moving to an online meeting has not been a problem and ensured continuity of services. I get a good level of updates/information from Alex, not too many emails, but when I get them I know I need to take note!

Have you seen the outcome you were hoping for?

I think so, things are more readily at my finger tips, the charges are more visible and thanks to the charts and tables it is good to understand how long our savings will last into old age - althought that may change now due to inflation and market volatility (so not Alex's fault).

What could they have done better?

Nothing I can think of, if something doesn't work for me or I don't understand the information being provided Alex tailor's it to ensure I get what I need to understand.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Pre Retirement: Pension advice.

How has Alex Breadmore helped you?

Optimised my arrangements.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Yes. Market forces have impacted retirement incomes.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Pension advice

How has Alex Breadmore helped you?

I’ve worked with Alex for several years regarding my various pension pots.

Have you seen the outcome you were hoping for?

His advice has been invaluable and has helped put me in a positive position regarding my early retirement.

What could they have done better?

Nothing

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Multiple pensions which needed combining and to get better value

How has Alex Breadmore helped you?

Sourced the best products to ensure my pensions get value and I can enjoy a long and happy retirement

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Alex has offered exceptional service - I could not ask for more

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

I had a number of frozen pensions that I wanted to put under one pension and also wanted to know pension wise when I could afford to retire.

How has Alex Breadmore helped you?

Alex did exactly what I wanted

Have you seen the outcome you were hoping for?

It's early days yet but I am happy with the service provided.

What could they have done better?

My pension is being well managed.

Repeat review from verified client

February, 2022

Overall

Advice

Service

Value

Based in Cardiff

This review is a follow-up review from a client who left a review previously.

How has Alex Breadmore helped you since your last review?

Alex has helped me review my investments and we have talked through the options I can take. Alex has also been extremely helpful in answering my questions. I am very happy with the advice and help I have received in another difficult year.

Repeat review from verified client

January, 2022

Overall

Advice

Service

Value

Based in Berkshire

This review is a follow-up review from a client who left a review previously.

How has Alex Breadmore helped you since your last review?

Yes - continued excellent, prompt service provided

Review from verified client

April, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Seeking a SIPP transfer from a company final salary pension.

How has Alex Breadmore helped you?

Alex provided sensible advice to dial down my high risk attitude and to not invest in a second buy to let home rather pay off existing mortgage.

Have you seen the outcome you were hoping for?

The SIPP investments have performed very well and despite taking a modest monthly income grown at above inflation

What could they have done better?

I’m not sure there is anything which could have been improved

First impression from a user who is not yet a client

April, 2021

Overall

Please provide a brief comment about your experience with Alex

Very helpful, laid out next steps for us really clearly re pensions and retirement

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Numerous fragmented pension schemes required amalgamation.

How has Alex Breadmore helped you?

Explained the options - helped to agree a strategy - took care of all of the Admin. - current structure is hugely simplified - easy to understand and manage.

Have you seen the outcome you were hoping for?

Yes - significantly better transparency in the overall financial position - clarity in investment performance is improved - all of the worry has been taken away.

What could they have done better?

Can't think of anything important - I don't have experience of any other wealth management companies - so no comments come to mind.

Repeat review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Cardiff

This review is a follow-up review from a client who left a review previously.

How has Alex Breadmore helped you since your last review?

I have phoned Alex for advice a few times since my last review. Alex went away and researched my questions and came back with answers that gave me a way forward.

Repeat review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Berkshire

This review is a follow-up review from a client who left a review previously.

How has Alex Breadmore helped you since your last review?

Yes - in respect of on-going investment & pension planning. I would have no hesitation in recommending Alex given his service, product knowledge and overall client focus

Repeat review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Hampshire

This review is a follow-up review from a client who left a review previously.

How has Alex Breadmore helped you since your last review?

He has kept me updated with the performance of my SIPP and reacted promptly, and helpfully, to any questions or requests on financial matters.

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Coordination and rationalisation of funds

How has Alex Breadmore helped you?

Report on best options for my situation

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/A

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

To provide an overview of benefits from our prospective pensions to enable us to plan for our retirement.

How has Alex Breadmore helped you?

Alex provided us with a summary report of pension maturity and a ‘Financial Masterplan’ which gave the clarity we were seeking over our retirement options.

Have you seen the outcome you were hoping for?

The outcome enabled us to clearly identify our pension arrangements and implement plans for our future.

What could they have done better?

The sophisticated financial forecasting software and Alex’s information was specifically tailored to our needs and clarified what we were seeking over our retirement options. None of which could be improved on

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

I was approaching retirement and needed advice on retirement income planning

How has Alex Breadmore helped you?

I engaged him as my financial advisor after seeking advice from three separate firms, and then reviewing that advice.

Have you seen the outcome you were hoping for?

Not really, but no one could see COVID coming.

What could they have done better?

I don’t believe that he could have done anything better, and his advice remains consistently good.

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Pensions Advice

How has Alex Breadmore helped you?

Alex provided projections over a five year period, helped me consolidate assorted pensions in advance of my retirement and ensured I looked in to the appropriate LTA for my defined benefits scheme in a timely manner

Have you seen the outcome you were hoping for?

yes

What could they have done better?

Not much

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Several pension plans that were under performing

How has Alex Breadmore helped you?

Alex helped me determine my feelings regarding risk and based on several calls we determined a strategy that bought my numerous pensions under one portfolio.

Have you seen the outcome you were hoping for?

Yes, i get regular updates on transactions and as well as a simple on line portal which helps me track progress

What could they have done better?

Alex responded very quickly to my call and is on hand if i want to discuss anything.

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Nearing retirement (in fact unofficially semi-retired) and had a number of different pensions (occupational and private) and wanted to understand the best options.

How has Alex Breadmore helped you?

A full review of all my pensions, then a detailed comprehensive report spelling out the options

Have you seen the outcome you were hoping for?

Yes. My circumstances have moved-on and I have implemented some pension provisions

What could they have done better?

Actually nothing. Everything was acceptable and no suggestions.

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

My husband had been diagnosed with terminal pancreatic cancer and needed to get his financial affairs in order

How has Alex Breadmore helped you?

He helped us tremendously in sorting out the various pensions we had and giving some excellent advice. Since my husband died 2 years ago, Alex, once again helped by transferring everything into my name. He has been there for me, whenever I needed advice,

Have you seen the outcome you were hoping for?

Definitely,

What could they have done better?

Nothing I can think of.

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I was looking for advice on activating pension investments.

How has Alex Breadmore helped you?

Alex gave concise advice on my specific questions, but also explained the need to fully consider larger goals and how to achieve them. This included a detailed attitude study of investment risk.

Have you seen the outcome you were hoping for?

Yes, Alex has managed the whole process and we are currently on very pleased with the current outcome.

First impression from a user who is not yet a client

January, 2021

Overall

Please provide a brief comment about your experience with Alex

Exceedingly approachable, explains advice and decisions very clearly that I am going to adopt .

First impression from a user who is not yet a client

May, 2019

Overall

Please provide a brief comment about your experience with Alex

I only needed some quick advice that didn’t warrant a consultation and Alex very kindly gave this along with sending me information about pensions.

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Inherited an amount of money which I decided to invest after seeking Alex's advice.

How has Alex Breadmore helped you?

Alex gave sound, realistic advice on a range of options available to myself with the amount of money I had to invest. After a few meetings and discussions we narrowed the options down to one which suited my personal circumstances best.

Have you seen the outcome you were hoping for?

It is still to early to comment yet.

What could they have done better?

Alex was extremely professional in all aspects so I am struggling to answer this question. However, Alex could of have made more contact over the phone post the investment rather than the standard quarterly updates, just for a chat about how things where getting on.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Consolidating several small pensions into a managed plan.

How has Alex Breadmore helped you?

Produced a comprehensive and easy to understand report on my current position and showed how I could achieve what I wanted.

Have you seen the outcome you were hoping for?

Process is ongoing but so far everything is happening as planned.

What could they have done better?

I can't think of anything.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

I previously had a different financial advisor, who was also very good, at the same company, I wanted any money I put aside to grow.

How has Alex Breadmore helped you?

I had let things lapse for a while with the previous person who had left the company. Alex chased me up. Alex is honest, trustworthy and a real gentleman. Alex always comes to our review meetings thoroughly prepared, having done a lot of background work. Alex explains all my questions clearly, talks through what options are available and gives me loads of his time. He is a real pleasure to work with and I enjoy are catch-ups. Alex always summarises after the meeting in writing and follows up on any actions we have made.

Have you seen the outcome you were hoping for?

Definitely, I attribute my early retirement is due to Alex’s sage advice.

What could they have done better?

I really can’t think of anything, I am delighted with Alex’s help.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

When employed, my company at the time utilised Griffins Finance Solutions.. in particular Alex Breadmore for Stakeholder pension guidance. Due to thoughts on my retirement age, and the need for further pension planning advice coupled recommendation by an ex working colleague I took the decision to contact Alex which was followed up by a meeting to discuss.

How has Alex Breadmore helped you?

First and foremost Alex Breadmore is very approachable, coupled with undoubted knowledge of the pensions industry. You will no doubt understand there is much uncertainty with respect to pensions, and to some degree its future. Alex explained in detail both the thoughts on annuities and drawdown,s to which I have decided to go for the drawdown option,

Have you seen the outcome you were hoping for?

Its relatively early days, but the minimum monthly payment outcome currently satisfies my expectations. However review after the first year will provide a more accurate assessment

What could they have done better?

The level of advice has suited my financial circumstances. Straight forward explanations in how best to deal with a persons pension portfolio is absolutely vital in ultimately making the right decision for what is deemed critical.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

I was seeking advice on my pension scheme and how best to proceed

How has Alex Breadmore helped you?

Alex offered good considered advice, in a friendly, personable and informed manner. Our questions were answered in simple understandable terms; our instructions were well received and acted upon without delay, we were impressed by Alex's knowledge and promptness of action.

Have you seen the outcome you were hoping for?

Alex's service has provided a very acceptable resolution to our particular needs.

What could they have done better?

If there were a standard by which financial advisors were to be judged then Alex and his company should be that benchmark.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

The money I had accrued was not working hard enough for me. I needed to get a better return on my investment

How has Alex Breadmore helped you?

Alex took us through a financial review, then we did a risk assessment. Alex then invested my monies in areas agreed with me. Alex is knowledgeable, and guides you through suitable investment options gently, he also offers help in any way that he can.

Have you seen the outcome you were hoping for?

It's early days for my investments, but I have every confidence Alex will tweak my investments where necessary

What could they have done better?

He could have got me a better return on my first year investment, but wouldn't everybody say that

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

At the age of 63 I started to make a retirement plan for the 1st time & wanted to know if I could ever retire. I followed guidance from government websites & interviewed a number of financial advisors seeking a demonstration of their professional capabilities & value for money. Alex Breadmore was a clear winner, especially in his demonstration of understanding my needs - he is a good listener.

How has Alex Breadmore helped you?

Six months later with assistance from Alex Breadmore I was retired. This is a once in a life-time activity for me & most people, so it was vital to get all my ducks lined up and checked by someone calm, knowledgeable & sensible and with the skills to put me right when necessary. Alex was actively involved in communications with my 4 pensions companies, including challenges when they seemed to be offering less than they should. Additionally, financial planning for life in retirement led me to invest savings in line with Alex's recommendations (not all investments are with Alex's company - a balanced & safe approach).

Have you seen the outcome you were hoping for?

Yes, I am being paid 2 of my pensions, 2 more to come in the fullness of time. My first 6 months of retirement have been fantastic - I am very lucky! The relationship with Alex Breadmore is ongoing and it is now time for me to do a full review of the performance of investments, then return to Alex for a discussion. I have every confidence that I am working with the best company & individual to match my needs. It is also time for me to engage an accountant to help me with a tax submission that realizes some of the benefits brought to me by advice from Alex, and further, it is time for me to engage a solicitor to write a will to provide my family with protection advised by Alex.

What could they have done better?

I have no constructive criticisms, everything was just as I wanted it to be - Alex was as good as his words at the initial meeting. My advice to readers of this review is be very clear about what you need or want, then your IFA can be clear about whether or not they can deliver and what they will charge.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

We received a sum of money from shares.

How has Alex Breadmore helped you?

Re-arranged our pension pots.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

Transfer of final salary pension benefits to SIPP

How has Alex Breadmore helped you?

Provided me with sound advice, ensuring that I was made aware of all options. The risks associated with moving from a final salary pension, compared to a more volatile income in retirement. The overall benefits to me outweighed the argument to stay with final salary, and decided to opt for Stanadard Life SIPP Wrap, on a balanced medium risk portfolio

Have you seen the outcome you were hoping for?

Not currently, mainly because of the drop of in the FTSE 100 index over the past 12 months. I view this as a long term investment, and despite this and drawing some money of my lump sum, and allowing for the up front fees the investment still appears to be sound, and doesn't seem to have dropped by a comparable amount to the stock market generally.

What could they have done better?

BIt more contact, I only receive a quarterly email to say no change recommended, but no proactive contact other than that, to see if circumstances have changed etc,

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Decision to close Final Salary and open a SIPP

How has Alex Breadmore helped you?

Acted as an impartial advisor balancing risk and reward of either retaining the FS pension or opening a SIPP

Have you seen the outcome you were hoping for?

Probably although I never check my SIPP.

What could they have done better?

I think the advisor fees are excessive given that the SIPP provider now makes the critical financial decisions. Not sure on a monthly basis what action my advisor actually does personally for my fund. I accept however that I knowingly signed to the fees after significant research on the best local to me advisor companies.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

We approached Alex Breadmore for help with accessing a portion of our pension pots which we wished to use to help our sons buy a property.

How has Alex Breadmore helped you?

Alex advised us as to the pros and cons of transferring out of the company pension scheme into an SIPP, assessed our attitude to risk in order to determine the most appropriate investment plan going forwards and provided numerous forecasts of our anticipated expenditure and potential plan growth in the future.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing. Alex is approachable and professional. He gives clear information and takes time to ensure that it is properly understood. He is quick to respond to any queries and I believe acts with integrity and in our best interests.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

My previous Financial Adviser was a rogue, Alex recovered my faith in impartial professional advice and service.

How has Alex Breadmore helped you?

Move my pension pot to a better provider, more suited to our circumstances.

Have you seen the outcome you were hoping for?

Yes, although the Royal London website is a bit intermittent in providing a valuation.

What could they have done better?

Nothing, very professional. In particular the 'no-commitment' evaluation of my pension provision was impressive.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

I have a money purchase pension scheme fund.

How has Alex Breadmore helped you?

He has managed my fund for many years. He's friendly, accessible and fully up to date on the options I have.

Have you seen the outcome you were hoping for?

Yes I have the lump sum I needed. And the rest continues to grow.

What could they have done better?

Oh! Better? No idea, he's very professional!

Review from verified client

January, 2019

Overall

Value

Service

Advice

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

Moving from permanent employment to self-employed status

How has Alex Breadmore helped you?

In outlining the different options and advising which ones would suit me better, as well as making it easier to understand (not so much jargon!)

Have you seen the outcome you were hoping for?

Nearly there - we're getting close to achieving the goals we have discussed together

What could they have done better?

Continue to understand well his client's requirements and make it all explanations as simple as possible - much appreciated.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

I wanted to take advantage of the new pension freedoms and move money from DB schemes into a SIPP

How has Alex Breadmore helped you?

Alex explained the risks, advantages and disadvantages. He managed the whole process to achieve the desired outcome.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Can't think of anything

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Herefordshire

What were the circumstances that caused you to initially look for an adviser?

I was looking for advice on what to do with all the pension pots I have accumilated over my working life

How has Alex Breadmore helped you?

He provided a review of the funds and advised on a course of action. Alex then set about taking the necessary steps to consolidate the funds into a single portfolio.

Have you seen the outcome you were hoping for?

Its early days, ask me again in 5 years

What could they have done better?

Other than to have done it for free, not much really

First impression from a user who is not yet a client

October, 2018

Overall

Please provide a brief comment about your experience with Alex

Overall experience very good, Alex was very open and honest on the options I put on the table. It was nice to talk to someone who just didn’t want the business and gave some good advice.

First impression from a user who is not yet a client

March, 2018

Overall

Please provide a brief comment about your experience with Alex

Precise and clear about the options available

First impression from a user who is not yet a client

September, 2017

Overall

Please provide a brief comment about your experience with Alex

He was very relaxed, friendly but professional and knowledgeable. He answerd my questions as best he could with the information I could provide and left me feeling much more confident about some potential courses of action I have regarding my personal finances.

First impression from a user who is not yet a client

February, 2017

Overall

Please provide a brief comment about your experience with Alex

Alex rang after 3 days and arranged an appointment.

First impression from a user who is not yet a client

October, 2015

Overall

Please provide a brief comment about your experience with Alex

Knowledgeable, especially on the investment side well prepared for meeting.

Review from verified client

August, 2015

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I felt I could not manage my pensions plans my self.

How has Alex Breadmore helped you?

Alex looked into all the plans available and with very careful interpretation Came up with the best plan for my money.

Have you seen the outcome you were hoping for?

The outcome was as expected.very pleased.

What could they have done better?

There is nothing Alex could have done to improve his professional services

First impression from a user who is not yet a client

April, 2015

Overall

Please provide a brief comment about your experience with Alex

Alex is a nice man who seems to know what he is talking about. The information he gave us help us to straighten a few things out in our minds but I was left with the feeling that we not really the kind of client they wanted.

First impression from a user who is not yet a client

March, 2015

Overall

Please provide a brief comment about your experience with Alex

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Oxfordshire

How has Alex Breadmore helped you?

A very user friendly service, with advice presented in a very easy to understand form. Very easy to arrange appointments for consultations but also very willing to offer advice via email and telephone. Prompt action at all times.

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Berkshire

How has Alex Breadmore helped you?

Provided very good summary investment & pension report allowing appropriate decisions to be made / acted upon

Review from verified client

January, 2015

Overall

Advice

Service

Value

Based in Berkshire

How has Alex Breadmore helped you?

I received excellent advise from Alex with about my mortgage and ISA.

Review from verified client

January, 2015

Overall

Advice

Service

Value

Based in West Yorkshire

How has Alex Breadmore helped you?

Always replies to all my communications within 24 hours. Explains in simple terms all my queries, so that I am in no doubt about what I'm doing.

What could they have done better?

I really don't think there's anything he could do to improve his service; it genuinely is first class.

Review from verified client

January, 2015

Overall

Advice

Service

Value

Based in Berkshire

How has Alex Breadmore helped you?

The 'marks awarded' above reflect the professional experience and approach delivered by Alex Breadmore. He paid equal attention to pensions which involved comparatively large sums and those which involved smaller financial outcomes. The fact that his research located another long-forgotten pension which, although small, still made a further positive contribution to the final financial outcome was much appreciated. We also particularly appreciated that Alex kept us in touch with proceedings and developments very promptly throughout the process - from initial interview and consultation to the time first payments were received. His all-round diligence was much appreciated.

First impression from a user who is not yet a client

January, 2015

Overall

Please provide a brief comment about your experience with Alex

First impression from a user who is not yet a client

January, 2015

Overall

Please provide a brief comment about your experience with Alex

Alex sent me a helpful, impartial and clear email helping me to understand my options, he also offered a free initial 1/2hr consultation, but I didn't feel I needed it at this time, as his email had given the information I required. I would go back to Ale

Review from verified client

January, 2015

Overall

Advice

Service

Value

Based in Hampshire

How has Alex Breadmore helped you?

Good communicator, easy to talk to. Took on board my requirements well. Appeared highly knowledgeable in the areas of interest to me. Carefully walked through the financial details and consequences of proposed actions.

What could they have done better?

Nothing springs to mind.

Review from verified client

December, 2014

Overall

Advice

Service

Value

Based in Berkshire

How has Alex Breadmore helped you?

I was very happy with the support and advice received.

What could they have done better?

Nothing at this point

Review from verified client

December, 2014

Overall

Advice

Service

Value

Based in Berkshire

How has Alex Breadmore helped you?

Alex is clear with his detailed explanation and able to answer all my questions. His professional attitude is reassuring that he has my best interests at heart and charges a very reasonable rate for their associated financial services (significantly less than my previously overcharging advisor). I particularly like his very prompt action and speedy followup to our meetings and general communications. Its early days in our client/advisor relationship and I stay very close to all my financial affairs, good performance over the medium to long term is the aim and we will review this regularly......so far so good.

What could they have done better?

To early to say but so far so good.

Review from verified client

December, 2014

Overall

Advice

Service

Value

Based in Berkshire

How has Alex Breadmore helped you?

Provides summary notes of meetings in clear, concise & accurate manner. Summary of working data provided to him, analysis & recommendations provided in detailed reports at end of "discussion period". No pressure to complete process. Prompt emailed answers to emailed questions arising from discussions, reports or changes in circumstances. Very useful spread sheet models were provided showing how the future pension projections were derived and played out based on the assumptions shown. Easy person to interact with and very accessible by email. (Telephone not used by our choice, email is mutually convenient and keeps a record of correspondence). After several months, the recommended pension arrangements are playing out as expected or better than working assumptions. On-going periodic contact as required to maintain and manage the pension & ISA plans. Standard company newsletters on pension matters are supplied periodically.

What could they have done better?

Very satisfied with service so no suggestions spring to mind.

Review from verified client

December, 2014

Overall

Advice

Service

Value

Based in Hampshire

How has Alex Breadmore helped you?

Alex is a great advisor. He listens to all our needs and makes sure he looks into our enquiries in detail and then gives us all possible options. He is clear and precise and knows his stuff. He is great at communicating and gets things done in a quick efficient manner.

Review from verified client

December, 2014

Overall

Advice

Service

Value

Based in Berkshire

How has Alex Breadmore helped you?

Alex is very easy to talk to and particularly good at translating his detailed knowledge into understandable options and advice. Here is also very responsive to ad-hoc enquiries.

Review from verified client

November, 2014

Overall

Advice

Service

Value

Based in Berkshire

How has Alex Breadmore helped you?

On reaching 60 I felt inundated by all the paper work to do with many small pensions that I had accrued during my working life, and I approached Alex for advice and help with sorting them out. Alex was super and his easy to understand advice was so refreshing and reassuring. Alex advised me which pension was worth keeping going and which ones to move into one new pot, and we did a simple survey to discover my attitude to risk, which turned out to be rather cautious, which I had to reluctantly admit was me to a T ! With this cautious attitude to risk Alex advised on the right portfolio for me and he handled all the paper work and kept me informed of progress when moving all the small pensions into this one new portfolio. He also ensured I was happy with, and understood the choice made. I kept the folio for a couple of years and have recently decided that I needed to take out my pension to increase my income, and Alex advised on taking out a tax free lump sum and gave me simple options as to which type of annuity to select. He handled all the paperwork and organised the transactions. I would recommend Alex highly, his initial consultancy fees were taken out from my pot when we opened the new portfolio and his fees for management of the portfolio were taken from the interest gained , so were relatively painless. All in all Alex was great to deal with and I am now happily receiving a pension.