Reviewed for

Insurance and Protection ( 70 )

Mortgages ( 36 )

Pensions ( 187 )

Equity Release ( 6 )

Retirement income (annuities, drawdown) ( 84 )

Auto Enrolment ( 1 )

Investments and Savings ( 155 )

Pension Transfers - Non Specialist ( 40 )

Inheritance Planning ( 32 )

Long Term Care ( 10 )

Pension Transfers - Specialist ( 29 )

Financial Planning ( 43 )

Financial Mentoring ( 6 )

Financial Coaching ( 4 )

Reviewers' assets

£500k+ ( 22 )

£200k - £500k ( 43 )

£100k - £200k ( 28 )

( 2 )

Up to £50k ( 53 )

£50k - 100k ( 21 )

Client reviews

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Time to step out of the rat race.

How has Chris Lunt helped you?

Chris reviewed my pension package and all my assets, and provided a summary and solution on investing for the future, based on my requirements.

Have you seen the outcome you were hoping for?

The outcome has pretty well been as predicted.

What could they have done better?

Not a lot, very comprehensive and explained in simple terms.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Initially a few years ago receiving a lump sum redundancy payment, now approaching 60th birthday, using pendion effectively.

How has Chris Lunt helped you?

Chris gave me advice on investment and future financial planning. He regularly updates me on investment and market performance and outlines in clear, simple terms impacts of world events on financial markets. I appreciate the effort and way Chris breaks down complicated issues into understandable, jargon free explanations.

Have you seen the outcome you were hoping for?

Very much so yes, even in a challenging world financial period.

What could they have done better?

Nothing

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

We retired back in 2014 and wanted to ensure that our pensions and savings are protected in the best possible way.

How has Chris Lunt helped you?

Chris Lunt has been a great help in steering us in the right direction regarding pensions, savings, life insurances and our joint will.

Have you seen the outcome you were hoping for?

We are very pleased with the outcome to date.

What could they have done better?

We know Chris has our best interest and will act accordingly to our wishes. We don’t feel neglected in any way whatsoever.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I moved my final salary pension from a high street bank and wanted the best advice of what to do next.

How has Chris Lunt helped you?

By supporting the above and providing high quality advice and support

Have you seen the outcome you were hoping for?

So far so good

What could they have done better?

Nothing brilliant service

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I wanted advise to help in moving by pensions to all one place at the best price and Chris provided with grear and advise and worked out what was best for me.

How has Chris Lunt helped you?

Chris has setup my pension and worked out my retirement plan which had allowed me to retire earlier than I originally thought

Have you seen the outcome you were hoping for?

yes everything has worked out as was planned

What could they have done better?

I don't think I would change anything

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Received money following the passing of my husband.

How has Chris Lunt helped you?

Chris helped by financially advising me.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Can’t think of anything.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I needed advice on my pension and wanted someone local. Chris was recommended and I think he’s provided good advice.

How has Chris Lunt helped you?

Combined multiple pensions into a single pension that’s easier to understand.

Have you seen the outcome you were hoping for?

Yes, in terms of understanding the value of my pension

What could they have done better?

Nothing really

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

Following early retirement. I needed help and guidance on my savings/pension etc

How has Chris Lunt helped you?

Chris and his excellent team went through all of our finances and advised on the best possible investments and risk levels. Also in the last year following the passing of my wife, Chris's excellent team dealt with and sorted out all of my wife's credit card debts durin a very diffcult period.

Have you seen the outcome you were hoping for?

Absolutey the answer is yes ! In fact more than i'd hoped for.

What could they have done better?

Nothing at all. You couldn't find a more helpful advisor than Chris and his team.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I was looking for an IFA that could collate a small number of pension pots and provide advice on savings.

How has Chris Lunt helped you?

Chris was able to offer attractive pension funds for both my wife and I, along with giving us access to ISA’s only available via IFA’s.

Have you seen the outcome you were hoping for?

We have been pleased with the growth particularly given the tumultuous times we are going through.

What could they have done better?

It would be difficult to pick faults in the service given and I have recommended Chris to a number of friends and family who are now clients.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Looking to retire.

How has Chris Lunt helped you?

Has put all of my different pensions into one each to manage pot.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Coming up to retirement and with 4 different private pension pots with different providers, I was looking for someone to advise on best options and consolidate into one provider.

How has Chris Lunt helped you?

Chris came to my home for initial visit and explained thoroughly and clearly in everymans language what he thought was the best option for me. He left me with all the relevant paperwork to read through at my leisure and if and when I decided to use his services to contact him when ready . At no time did he try to pressurize or convince me to take up the options he had shown me, just left me to make my own decision in my own time.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Personally there is nothing Chris could have done better regarding my own situation.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

We needed advice as my husband had been made redundant 12 months before he was due to retire. We had no idea how to manage his redundancy package & his forthcoming pension lump sum.

How has Chris Lunt helped you?

Chris advised us how to sort our finances and where best to invest. He took away all the stress an strain and guided us through.

Have you seen the outcome you were hoping for?

Yes we have. Chris has steered our savings through the Pandemic and all the uncertainty of the last few years and out of the other side profitably.

What could they have done better?

N/A

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

We needed advice on pensions, investment etc following early retirement. We needed our finances pulling together and advise on investment.

How has Chris Lunt helped you?

Chris and his team went through all of our finances and advised on the best possible investments to u=uit our needs and risk levels.

Have you seen the outcome you were hoping for?

Yes happy with the outcomes.

What could they have done better?

Nothing all is extremely clear and updated each year with the opportunity to make changes and get further advise.

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

When we were looking at financial planning in our 30s we looked at Chris's he was in the top 100 IFAs and was local to us. Since then we have been with Chris for approximately 20 years.

How has Chris Lunt helped you?

Chris help with sorting all our investments into a tidy portfolio. We have had advice regarding pensions, investments and forward financial planning for the children and our retirement.

Have you seen the outcome you were hoping for?

We have both been retired for 3 years now. Chris keeps us upto date with all our finances and advise's on when and where to move with the markets. We are very happy with Chris knowing that he is looking out for our investments. We have also made a good friend.

What could they have done better?

Nothing very happy

Review from verified client

May, 2023

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Someone that was independent and could search the whole market

How has Chris Lunt helped you?

He explained my options in simple terms and advised me wisely after working out my attitude to risk

Have you seen the outcome you were hoping for?

Yes my annuity has been set up

What could they have done better?

Nothing really all hold ups were other end

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I had a number of pensions DB and DC which were not easy to sort out on retirement. Chris did this for me.

How has Chris Lunt helped you?

The world has gone mad at the moment and everyone is concerned about investments but Chris has spoken to me about how he feels the financial markets will move and i do feel reassured by his advice.

Have you seen the outcome you were hoping for?

Strange question considering how the world is now but things could have been worse.

What could they have done better?

Nothing really, maybe get a crystal ball.

Review from verified client

December, 2022

Overall

Value

Service

Advice

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I felt my investments were not being given the attention they required and consequently were not doing so well.

How has Chris Lunt helped you?

My investments have seen a great improvement, despite world difficulties, and I know they are reviewed regularly.

Have you seen the outcome you were hoping for?

Very much.

What could they have done better?

Nothing. I am extremely happy with the way Chris's team handle my investments.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

We needed advice on best investment options from independent adviser rather than from our bank.

How has Chris Lunt helped you?

He took into account our circumstances and advised what investments would meet our needs

Have you seen the outcome you were hoping for?

Definitely, very pleased with advice given

What could they have done better?

Fully satisfied with service provided

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Poor performance on then current private pension.

How has Chris Lunt helped you?

Pension moved to a high performing product.

Have you seen the outcome you were hoping for?

Yes.... Difference in returns was amazing.

What could they have done better?

Chris and his team are friendly and honest. I really value there help and advise .

Review from verified client

November, 2022

Overall

Service

Advice

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

We wanted a local IFA to take over our pension portfolio, after a lot of research we approached Chris and after meeting him face to face we instantly knew he and his team were the right fit for us.

How has Chris Lunt helped you?

Chris has given us sound tailored advice, he is super knowledgeable and has an arsenal of contacts enabling him to give the service we were looking for. The advice given is delivered clearly and concisely and is backed up with a proactive approach and excellent customer service from his team.

Have you seen the outcome you were hoping for?

Trust is a huge factor in choosing an IFA, we partnered with Chris when the financial markets were in turmoil and he guided us through it with a good outcome. Chris always has his 'eye on the ball' and we feel secure going forward with him.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

When mortgage was coming to an end and Pension advice

How has Chris Lunt helped you?

Helped us plan future

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Very satisfied with service provided

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

For retirement advice

How has Chris Lunt helped you?

Advised best options with my retirement fund

Have you seen the outcome you were hoping for?

Ongoing

What could they have done better?

Full advice given

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I needed to set up private pension

How has Chris Lunt helped you?

by giving financial advice

Have you seen the outcome you were hoping for?

yes

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Chris Lunt helped you?

He has organised our retirement plans

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not sure.

Review from verified client

November, 2022

Overall

Value

Service

Advice

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

I wanted advice concerning my pensions as I had recently retired.

How has Chris Lunt helped you?

He gave me straightforward and practical advice regarding my financial situation including my pensions.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I had a few small work pensions and I needed help and advice to consolidate them.

How has Chris Lunt helped you?

He combined the pensions into one for me

Have you seen the outcome you were hoping for?

The fund was performing in a good manner pre-pandemic, I will monitor the growth in the future

What could they have done better?

I have no problems with the advice I have been given

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Information on Pensions and Investments

How has Chris Lunt helped you?

Chris was very thorough and explained everything in great detail, I was extremely happy with the service I received

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Flintshire

What were the circumstances that caused you to initially look for an adviser?

Redundancy

How has Chris Lunt helped you?

Tax efficient savings and investment

Have you seen the outcome you were hoping for?

Yes

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Ever since our retirements back in May 2014, we wanted professional financial advise to safeguard our savings and maximise our pension funds through safe and sound investments.

How has Chris Lunt helped you?

From the outset, Chris has just done that. He has been magnificent in every respect.

Have you seen the outcome you were hoping for?

We are happy and pleased to see our savings and investments grow steadily over the past seven years.

What could they have done better?

Nothing as Chris and his team continue to provide high standard of achievements.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I wanted to find out if I could retire before I was 65.

How has Chris Lunt helped you?

Chris provided a pension review and informed me that I could retire if I wanted to.

Have you seen the outcome you were hoping for?

Yes, I have now been retired for 2 years, I am 63.

What could they have done better?

Nothing really, he kept me informed with his dealings with the people/organisations managing my pension funds.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Retirement from Work and opportunity to remove pension from company

How has Chris Lunt helped you?

He has provided excellent financial advice and planning and provides regular updates on progress

Have you seen the outcome you were hoping for?

Yes and more

What could they have done better?

Nothing

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Had some money left to me in a will. I'm already financially secure. So, asked Chris for his advice.

How has Chris Lunt helped you?

Chris has done a great job in finding the right way to invest the inheritance I received.

Have you seen the outcome you were hoping for?

So far, so good.

What could they have done better?

Nothing really. He knows his stuff, and is always available to reply to my queries as soon as he can.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Needed help and guidence with my finances after my husband passed away

How has Chris Lunt helped you?

He was very patient, giving me a clear understanding of the financial market before I invested. There was no hard sell or time limit to consider my options. He was always available when I required additional information before making my decision.

Have you seen the outcome you were hoping for?

This is my first year of investing, which unfortunately is quite unstable at the moment so can't comment financially. But in choosing Chris Lunt and his staff in handling my finances, I'm more than happy with the outcome.

What could they have done better?

As I've already stated, this is my first year in investing so don't feel I'm able to comment in this area yet.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Chris Lunt helped you?

Very helpful and professional.Sorted my pension quickly

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I took my pension pot out of my work scheme.

How has Chris Lunt helped you?

He has improved my pension Outlook.

Have you seen the outcome you were hoping for?

Yes all is going to plan

What could they have done better?

Not much they were stymied by the COVID-19.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I needed trustworthy, professional advice for long term financial planning, investments and income.

How has Chris Lunt helped you?

Chris has been able assess my situation, propose a strategy that meets my aims and recommend investments that deliver and manage my finances on ongoing basis. He explains it all so well, in a way I understand and regularly updates me with ongoing reviews.

Have you seen the outcome you were hoping for?

Most definitely, given how turbulent the economy has been Chris has remained a source of calm, realistic advice.

What could they have done better?

Nothing...the communication is first class, I know I can get the support and advice I need when I need it giving me great confidence in Chris and my future finances.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I was looking to retire.

How has Chris Lunt helped you?

After Chris analyzed all my pensions, he set out a plan for early retirement.

Have you seen the outcome you were hoping for?

The outcome has worked perfectly.

What could they have done better?

Nothing.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Approaching retirement and having a growing business that we wanted to secure from a financial position

How has Chris Lunt helped you?

As per above

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Needed someone to look after my investments

How has Chris Lunt helped you?

Advised me on what to do with my pensions / savings

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

My wife and I had reached retirement and needed a sound footing for our retirement savings with some growth.

How has Chris Lunt helped you?

He did an initial assessment of our requirements and provided us with the necessary advice to invest our savings. We also our get an annual reassessment as our needs evolve and communication with us is non stressful

Have you seen the outcome you were hoping for?

Yes, even taking into account inflation, our assets value has gone up.

What could they have done better?

Nothing I can think of

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Advice on pension planning

How has Chris Lunt helped you?

Sorted out my pension with no fuss. Very professional

Have you seen the outcome you were hoping for?

All good up to now even through some turbulent times

What could they have done better?

Maybe a little faster at communicating

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Leftover pension from previous job needed management

How has Chris Lunt helped you?

Gave good initial advice and provides good ongoing updates on the progress of my pension.

Have you seen the outcome you were hoping for?

Given the current financial climate as good as it could be.

What could they have done better?

Nothing really, it’s largely out of their control. I have faith that they would advise should the situation require my attention

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

i needed to take stock of my overall financial position re savings, pensions and mortgage costs.

How has Chris Lunt helped you?

Chris has sorted out all my financial requirements and planning for my future retirement in a friendly and proffesional manner. Chris is so reassuring whenever i have a change in my financial circumstances and i am looking for guidance.

Have you seen the outcome you were hoping for?

very much so.

What could they have done better?

been in business earlier

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

pension transfer advice

How has Chris Lunt helped you?

provided me with information and advice needed to make an informed decision about my pension

Have you seen the outcome you were hoping for?

yes

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Receipt of an inheritance

How has Chris Lunt helped you?

He helped me find a tax efficient way to invest my inheritance and to protect its value, as well as consolidating a number of separate company pensions I had held. This has allowed me to retire early having confidence with regards to my financial security throughout my retirement.

Have you seen the outcome you were hoping for?

Yes, I have now retired and feel financially secure.

What could they have done better?

The recent economic upheavals through Brexit, Covid, Ukraine and Trusssonomics have unfortunately impacted on how investments may have performed without these conditions, but overall the investments have still grown well over the time they have been held and I believe the advice I have received from Chris has meant I have held investments that have performed better in meeting my needs than alternatives I could have had without his advice.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I came into a substantial amount of money.

How has Chris Lunt helped you?

Chris assessed all my options, and given my level of risk fulfilled all I wanted.

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

Nothing.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Due to redundancy and seeking advice on pension transfer

How has Chris Lunt helped you?

explored all of my options with me

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, the advice was perfect

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Inheritance

How has Chris Lunt helped you?

Advising me on the benefits and risks involved in investing my money

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Help with pension investment

How has Chris Lunt helped you?

Offered great advice and suggested great products

Have you seen the outcome you were hoping for?

The returns were much better than we could have imagined notwithstanding the difficult economic outlook at present

What could they have done better?

We were very happy with the whole process

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Coming up to retirement in 2016 and with 3 different pensions, i was looking for someone to give me some impartial advice on how best to proceed going forward, and consolidate the 3 pensions into just one, and also offer financial advice going forward.

How has Chris Lunt helped you?

Chris came out to visit me at home at a mutually agreed time, and with a free no obligation 1st meeting, and with no hard sell or pressure, just a genuine friendly manner, outlined the best options for my situation going forward into retirement. He also gave advice on life insurance, which previously i had given no thought to, and took his advice on setting that up . He has also advised on stocks and shares ISA investments, which again have taken his advice on.

Have you seen the outcome you were hoping for?

Yes, both myself ,and my wife, have been very happy with the financial advice we have received , and the growth rates of our investments to date.

What could they have done better?

From my own point of view, there is nothing they could have done better. Chris is a friendly, genuine, very professional person who has his clients best interests at heart.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

Pensions & savings advice before retirement.

How has Chris Lunt helped you?

Chris has given excellent financial advice during my retirement.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

We needed help planning for our retirement in particular our number of pension schemes

How has Chris Lunt helped you?

We now have a detailed plan for our future retirement giving us peace of mind we can achieve our goals

Have you seen the outcome you were hoping for?

Yes we have

What could they have done better?

Nothing at all the service has been excellent

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

I needed to consolidate a large number of pensions into a single viable provider

How has Chris Lunt helped you?

Chris assisted in consolidating all of my pensions into a single provider

Have you seen the outcome you were hoping for?

Absolutely. The returns have been superb.

What could they have done better?

I only wish I had heard of Chris years ago!

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I was offered early retirement and needed advice regarding investing lump sum pay off

How has Chris Lunt helped you?

He has provided advice and direction regarding a new private pension

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing so far

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Help with my pension

How has Chris Lunt helped you?

Put me on the right investment

Have you seen the outcome you were hoping for?

Very pleased with the outcome

What could they have done better?

not much I'm more than happy with the outcome

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

We were making very little interest on our savings

How has Chris Lunt helped you?

He has listened to questions, explained everything thoroughly and invested our money risk appropriately.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Can’t think of anything

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

I needed someone who I could trust with my pension.

How has Chris Lunt helped you?

I wanted to retire early.I needed someone who was independent so I wasn't supporting a very large company to do that. He is trustworthy and very knowledgeable.

Have you seen the outcome you were hoping for?

More than, especially the way finance is going due to covid and Eastern European war.

What could they have done better?

I haven't a clue to that question. I am satisfied the way my investments are doing.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I needed advise on my works pension.

How has Chris Lunt helped you?

Chris has been very helpful from day one he’s always a phone call away.

Have you seen the outcome you were hoping for?

Yes and more.

What could they have done better?

Nothing I am very happy with his and his teams advise.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Pension transfers and Advise fro future financial security

How has Chris Lunt helped you?

Extremely helpful and informative. Gave financial advice without overselling the products available. We felt very comfortable with the whole process

Have you seen the outcome you were hoping for?

Everything predicted was achieved.

What could they have done better?

None

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Receiving a lump sum pension

How has Chris Lunt helped you?

Very straightforward,explained everything well and didn’t pester us to go with his plan.

Have you seen the outcome you were hoping for?

No due to this being one of the worst years in financial history.

What could they have done better?

Not realistic with what is happening in the world to do anything different

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I had several pensions and wanted to consolidate them in one place. I also wanted to invest in regular ISA savings

How has Chris Lunt helped you?

Chris was able to bring my pensions together and introduce me to an excellent ISA product

Have you seen the outcome you were hoping for?

Chris and his team have been able to manage both my pensions and savings with consistent growth over the years

What could they have done better?

Difficult to say I have always found them very professional, understanding and easy to deal with

Review from verified client

January, 2022

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

came across Chris through daughter

How has Chris Lunt helped you?

pension advice

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I was looking to see if I could take early retirement and so I contacted Chris Lunt looking for a pension review.

How has Chris Lunt helped you?

I provided Chris with the necessary details of my two pension saving schemes; I have only worked for the one company, he then contacted the company’s that managed the pension schemes to get the most up to date statements, etc and he then carried out a pension review.

Have you seen the outcome you were hoping for?

Based on the pension review it was determined that I could retire, so I informed the company that I worked for that I intended to take early retirement and I finally retired six months later in April 2020. I don’t think I would have taken the chance to retire without the active support of Chris Lunt and his team.

What could they have done better?

Nothing that I can think off.

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

retiring from work (when i was 65) and not being sure of where i stood with my pension and savings i decided to seek an independent financial advisor for guidance of what to do with the money i had around me.

How has Chris Lunt helped you?

He came to my house and sat with me fully explaining what would be the best thing to do with my money.

Have you seen the outcome you were hoping for?

Yes i have. Following his advice over the years i have seen my savings have steadily improved.

What could they have done better?

Nothing really. Chris keeps on top of everything and gives me advice and updates on all my savings

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I needed to consolidate my various pensions and invest them

How has Chris Lunt helped you?

Chris was able to sort through my pensions and provide sound advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I don’t think they could have done anything better

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I sought advice around company pension transfers and investment in 2017

How has Chris Lunt helped you?

Chris was able to arrange for advice on risks and benefits of transferring to personal pension at the time and has supported with financial advice and guidance on the investment since

Have you seen the outcome you were hoping for?

Yes, very pleased with the advice given and the performance of the pension investment since. This has enabled me to plan better for an earlier retirement. He also managed to save me around £70 a month my life cover

What could they have done better?

I can’t fault Chris advice and how things have gone over the last 4 years

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Self employed and didn’t have a pension.

How has Chris Lunt helped you?

Chris helped by giving advice on previous pension that I had when I was an employee and consolidate this to set-up a new pension plan.

Have you seen the outcome you were hoping for?

Currently the pension plan is proceeding as expected.

What could they have done better?

Currently nothing.

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Following the death of my husband I received a lump some of money which I wished to invest.

How has Chris Lunt helped you?

He advised me where to invest my money to get the best return.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. Happy with the service he’s provided.

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I needed advice concerning my works pension

How has Chris Lunt helped you?

Chris explained everything so simply so that I understood what products I had and how they would generate a great a stable increase

Have you seen the outcome you were hoping for?

Yes much more than I expected

What could they have done better?

Nothing he always gives me good advice I trust what he recommends

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Needed planning advise for savings and pension

How has Chris Lunt helped you?

Provided clear and precise information.

Have you seen the outcome you were hoping for?

Yes. Fully reached expected goals

What could they have done better?

None

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Recommended by family member

How has Chris Lunt helped you?

Assisted & set up ISA's Transferred pensions

Have you seen the outcome you were hoping for?

Yes pleased with savings & pension transfer

What could they have done better?

Not really sure as we are pleased with outcome

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I had a pension with my employer which I wanted advice and to move

How has Chris Lunt helped you?

He was professional discussed all options leaving it with my employer or moving my pension

Have you seen the outcome you were hoping for?

Yes I am very pleased with the products I went with also the advice and running of my pension

What could they have done better?

Very pleased nothing to improve on

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Looking for advise on retirement.

How has Chris Lunt helped you?

Made a complex situation simple to understand.

Have you seen the outcome you were hoping for?

Yes and more.

What could they have done better?

Nothing

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Retirement after nearly 40 years with the same employer.

How has Chris Lunt helped you?

Guided me through the minefields of decisions that I facedon how best to secure my finacial future. I was amazed at how he explained the complex issues and choices to me and was able to feel confident in my decisions. He totally backed me and has constantly kept me informed and advised for over six years now.

Have you seen the outcome you were hoping for?

Yes I have and I am comfortable in the knowledge that he still has my back. Chris makes you feel like you're his only client.

What could they have done better?

Probably only provided champagne.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I received a lump sum from my retirement and was only 52 and wanted to invest it for my families future

How has Chris Lunt helped you?

He firstly established what i wanted to achieve, then he formulated a plan to best do this. He then reviews with us regularly to see we are still happy with it, which as a new and slightly nervous investor is very reassuring.

Have you seen the outcome you were hoping for?

So far we are extremely happy with our plan and how it is being managed

What could they have done better?

I genuinely don't think Chris or the team could have done anything else to make us more happier with our investments.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

retirement with a lump sum and needed to know the best investments for my funds

How has Chris Lunt helped you?

by explaining the the choices and where best to invest my funds

Have you seen the outcome you were hoping for?

yes very much so

What could they have done better?

cant think of anything, more than satisfied

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Had a number off pensions which I needed to pull together and to look at retirement

How has Chris Lunt helped you?

Advice me on the pensions and set up a plan for me if I needed early retirement

Have you seen the outcome you were hoping for?

Plan in process and looking forward to my retirement

What could they have done better?

Nothing really could not have asked for anymore help first time I have used a financial adviser and would strongly recommend Chris Lunt to anyone

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

We needed to consolidate our existing investments and provide a safer environment for our savings.

How has Chris Lunt helped you?

Assessed our needs for retirement and advised us as to what funds would best suit.

Have you seen the outcome you were hoping for?

Yes, funds have outpaced inflation which was our main goal.

Review from verified client

November, 2021

Overall

Advice

Value

Service

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Retirement.

How has Chris Lunt helped you?

He simplifies our pension pot.

Have you seen the outcome you were hoping for?

So far so good but Covid plays a part too with the volatile market.

What could they have done better?

Not sure.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I was approaching 55 , and I needed assistance to understand my pension options , and sort out my several policies . Chris Lunt was recommended to me by a friend who had also managed his pensions through Chris Lunt.

How has Chris Lunt helped you?

They helped me to understand my options available , and did a full review of all of my pensions . They then came up with a proposal that suited all of needs , but still gave me choices . They didnt mind my endless questions and responded very quickly . I felt very confident that they were totally working on my behalf .

Have you seen the outcome you were hoping for?

Yes . I have been able to make some changes to my pension provider , which has been a very good move so far, with good increases over a short period of time . This has allowed me to take out some cash now , but still secure my required income when I retire . I am very happy with my new providers , and pleased that everything is now in place for my retirement .

What could they have done better?

The communication , administration , email response , speed of working, and advice given , could not have been improved . No fault of Chris Lunt , but COVID restrictions meant I was unable to meet the team . However, they all seem very nice friendly people .

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

My situation was not clear cut with a mixture of DB DC funds and i had no clear idea what was the best path to take for my particular circumstances.

How has Chris Lunt helped you?

Quite simply, he sorted it out for me and helped me to understand some of the many pros and cons of investing and also what i consider very important, understanding and having a realistic attitude towards risk.

Have you seen the outcome you were hoping for?

yes, my investments have held up well during the uncertainty of the last couple of years

What could they have done better?

Nothing.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I had several pensions linked to previous jobs all with different providers and wanted to understand my financial position and to receive advice on how to combine the pensions.

How has Chris Lunt helped you?

Chris was able to provide an overview of each pension and advise on combining them into one with the benefits of fund management.

Have you seen the outcome you were hoping for?

Yes, I now have my pension in one place that is accessible, understandable and has grown since Chris started advising me.

What could they have done better?

Nothing really. I like their approach and I’m happy with the advice and the outcome.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Advice with pension

How has Chris Lunt helped you?

Looked into different pension options

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nil

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

All of my savings had matured and I needed advice as to where the, not an unsubstantial amount, of money should go to work for a decent return.

How has Chris Lunt helped you?

Given that I requested a cautious approach, with his advice, I have had a good return.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not in a position to say.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I was approaching my 60th and my pensions were due to mature, but my retirement age had changed from 60 to 67 I work full time so needed to see if my pension would cover me dropping a day

How has Chris Lunt helped you?

He sorted a monthly payment to cover losing a days pay, and to re-invest a pension

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing couldn’t be happier

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Retiring. Pension advice. Also investment advice.

How has Chris Lunt helped you?

Advice about my pension and how to invest my savings.

Have you seen the outcome you were hoping for?

Yes very happy with the advice given to me. My initial consultation was 5 years ago. Within the last year I have invested more money with the advice from Chris.

What could they have done better?

Don’t know.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Business and personnel

How has Chris Lunt helped you?

With all of the above

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I was thinking of retiring and had a number of separate pensions but was unsure how to approach my retirement.

How has Chris Lunt helped you?

Chris explained to me in a clear and concise way all of the options available to me. He made suggestions based upon my attitude towards risk.

Have you seen the outcome you were hoping for?

I am very happy with the advice given by Chris and the performance of my Pension Fund.

What could they have done better?

Nothing

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I had three pensions from various firms I had worked for in the past, I needed specialist pension advice on all options available to me in order to transfer the pensions into one manageable portfolio.

How has Chris Lunt helped you?

Chris explained the benefits that I would receive by combining the pensions together, due to the new pensions regulations that had been introduced by the Government. He outlined all the different options, and I was able to come to an informed decision about the future of my pensions.

Have you seen the outcome you were hoping for?

Yes my pension pot has grown each year, and I was able to make withdrawals in years as a lump sum when needed.

What could they have done better?

Chris was always available to speak to me to answer any questions I had, so I was more than satisfied with my dealings with his firm.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I wanted to move my pension pot into a private pension.

How has Chris Lunt helped you?

A few advisor's said I couldn't move it but Chris moved it for me.

Have you seen the outcome you were hoping for?

Yes the pension pot is now available for my family when I pass away.

What could they have done better?

I don't know it seemed to go to plan.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

I was made redundant and needed help with adding funds to my pension

How has Chris Lunt helped you?

His advice saved me a lot of money in tax

Have you seen the outcome you were hoping for?

My pensions are doing well.

What could they have done better?

Nothing.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

The return on the Coop pension was abysmal

How has Chris Lunt helped you?

Gave valued financial advice and set the scene for the future made great increases on future Pension by changing provider

Have you seen the outcome you were hoping for?

Yes and hopefully the future

What could they have done better?

They coped very well with Covid and keeping us informed

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

my circumstances changed and i was looking for some advice and decided to try Chris Luny

How has Chris Lunt helped you?

Chris helped me plan my future and advised on my pensions and savings, he also advised on my mortgage and helped me find a great rate. Chris was the best Financial Adviser that i have had and my only regret is i never had him advising me years ago.

Have you seen the outcome you were hoping for?

Yes i have in fact Chris is so professional and his knowledge is first class.

What could they have done better?

in my opinion nothing

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Good help wth financial planning and my private pension

How has Chris Lunt helped you?

Strong and pertinent advice on financial matters

Have you seen the outcome you were hoping for?

it's developing as i had hopped

What could they have done better?

Not sure

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Our mortgage had been paid off and we wanted to tie up some funds. This year we had a small inheritance and needed financial advise regarding this.

How has Chris Lunt helped you?

Advise on our investments for the future.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing excellent service

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Receipt of inheritance and planning for early retirement.

How has Chris Lunt helped you?

Advised us on the best and most tax efficient ways to invest our inheritance and how to consolidate our various pensions to achieve our income goals for a secure retirement.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Totally happy with the service provided, no complaints.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I had cash scattered in numerous ISA 's over the years and wanted to combine them

How has Chris Lunt helped you?

I got advice and guided through process

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing I am aware of

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I had a redundancy payment a number of years ago and needed investment advice, most recently for pension and financial planning and inheritance planning.

How has Chris Lunt helped you?

Chris explained investment options clearly and in language I understand, did an approach to risk assessment. Investment performed well. Recently had pension advice, planning and inheritance advise.Chris takes complicated subjects and makes them understandable and enables me to see how his proposals for my needs and goals.

Have you seen the outcome you were hoping for?

Very much so, I am really pleased and feel very comfortable in using Chris for all my financial advise, considerations. I have recommended him to friends.

What could they have done better?

Nothing, even through lockdown and he global financial uncertainty Chris provided reports and timely updates on performance and market conditions.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

The need for correct and professional advice on all aspects regarding financial matters.

How has Chris Lunt helped you?

He provided all the help and professional advice we required.

Have you seen the outcome you were hoping for?

Yes he has more than exceeded our expectations on financial matters.

What could they have done better?

Everything he said he would do has been completed to our full satisfaction, He could not have been more helpful and efficient in a very professional manner.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

We needed professional help with our retirement savings/funds and pension investment.

How has Chris Lunt helped you?

Chris advised the best and safest way to invest our pension fund and savings as well as improving our life/home insurance policies.

Have you seen the outcome you were hoping for?

We are very pleased with the outcome since day one.

What could they have done better?

We are happy with how things are.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

To look after my pension

How has Chris Lunt helped you?

guided me to choice the package

Have you seen the outcome you were hoping for?

In the present situation i am okay with the outcome.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Opportunity to move final salary pension

How has Chris Lunt helped you?

Gave fantastic help and advice explaining risks associated with moving a pension. I felt very reassured after our conversations

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing service been excellent

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Pension review

How has Chris Lunt helped you?

Projections, various scenario’s, level of contributions

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, always proactive

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Pension and how best to plan for mine and families future

How has Chris Lunt helped you?

Chris has taken time to explain pension and how it works, planning for future to meet my demands always there to answer my questions

Have you seen the outcome you were hoping for?

Yes from both good knowledge and advice and personal service from Chris and his team, pension predictions in line with what Chris had informed

What could they have done better?

Nothing as have kept me informed, planned reviews and sent me emails and dms prompts to draw my attention when information there to be shared

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

Pension & savings advice before retirement

How has Chris Lunt helped you?

Pension transfer & savings

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

My previous advisor retired

How has Chris Lunt helped you?

Reviewed my finances / pensions

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I wanted a review of my financial circumstances to allow me to plan early retirement

How has Chris Lunt helped you?

He was meticulous in his work and helped me to review and combine pensions and investments, always keeping me up to date throughout the process.

Have you seen the outcome you were hoping for?

Yes definitely

What could they have done better?

Nothing … even throughout the Covid pandemic Chris and his team responded to all queries and e mails

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Investing my pension

How has Chris Lunt helped you?

Helped in my investments and monitors there performance

Have you seen the outcome you were hoping for?

Yes on target

What could they have done better?

I,am very happy

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Flintshire

What were the circumstances that caused you to initially look for an adviser?

Early retirement following redundancy

How has Chris Lunt helped you?

Chris reviewed my retirement and spending plans and reviewed a number of scenarios until I selected the most appropriate for my needs.

Have you seen the outcome you were hoping for?

Everything is on target.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Coming up to taking early retirement in June 2016, and having 3 different private pensions, after some thought decided would be best to enrol the help of a personal financial advisor, to advice me on the best options going forward, and get me the best returns for my investments.

How has Chris Lunt helped you?

After reading numerous reviews for local independent financial advisors decided Chris Lunt was the person best suited to help me in going forward in my retirement. To this end, after getting in touch with Chris he gave me a free no obligation, one hour financial advice session at my home to outline his thoughts on how he could best help me, and then leave me to think about wether to use his skills an d financial advice, with no pressure or hard sell at all.

Have you seen the outcome you were hoping for?

Yes, Chris as exceeded my expectations, in the returns he has managed to get on my pension fund and investments, especially given the volatility in the worlds markets over the last 2 years ,due to Brexit and the pandemic.

What could they have done better?

For me personally, there is nothing he could have done better. From the very outset have found him to be a very friendly, genuine person, who is extremely knowledgeable about the financial world, and will always give you the best possible advice after listening to what you expect, all without any pressure or hard sell.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I took redundancy from my long term employment due to I’ll health at 51. I also needed to transfer and draw on my pension as I am no longer able to work. This was a difficult task due to being under 55. It was finally agreed that I could draw my pension early because of my condition

How has Chris Lunt helped you?

Chris was extremely helpful in explaining all available options. He explained in a way that was easy to understand, listening to what my financial needs would be going forward. He also came to my home several times to go through different documents with me. Home visits were not something he usually offered but went above and beyond for me due to my condition. He always responds to emails and returns calls in a very timely manner. He is extremely helpful, approachable and friendly.

Have you seen the outcome you were hoping for?

Yes, I am more than happy with Chris as my IFA and I would highly recommend him to family and friends

What could they have done better?

Absolutely nothing

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I am getting ready for retirement

How has Chris Lunt helped you?

Transfered and gave advice on my pension

Have you seen the outcome you were hoping for?

Yes

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Early retirement, and advice re lump sum investment.

How has Chris Lunt helped you?

Expert advice regarding personal pension investment and long term finances.

Have you seen the outcome you were hoping for?

Yes very happy with performance to date.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

My husband was made redundant & I was retiring so we needed help with investing, pension planning & general financial management.

How has Chris Lunt helped you?

Chris is very helpful and personable. Initially he helped us enormously through the redundancy when we didn't know which way to turn. His advice helped us plan through both our retirements. He is always straight to the point & thoroughly trustworthy.

Have you seen the outcome you were hoping for?

Yes we have

What could they have done better?

Nothing. Chris always communicates regularly with us and we know he's always there if we need to speak to him. We can't recommend Chris highly enough.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

When the government moved the retirement age from 65 to 66 so you could receive your state pension, being born in February I was only 2 months out. I always wanted to retire early, and Chris Lunt made it happen when I turned 64. Okay I did have a personal pension fund, but when I wanted to access it I was told to speak to my Financial Adviser! I looked for a person who was Independent and not tied to large Insurance/Investment Companies. I was truly delighted when I first met him, as he was giving me lots of ideas that I hadn't thought of, but didn't know I could do. It was a big decision I made, but with the right mentor, and really good knowledge that he has, it was a great experience for me, and hopefully other hard workers get to go with him.

How has Chris Lunt helped you?

I needed to retire, but earlier than the governments 66 years old for state pension. I know it was a big decision to do this, with just a small personal pension fund. He was very good with ideas and figures and helped me with a fund that has seem me through the first two years. That decision allowed me to make a huge move in my life, and retire in comfort. I would recommend anyone who is in this situation, to see a Independent firm, and his is a very friendly, informative and safe company.

Have you seen the outcome you were hoping for?

I have seen more than I could have wished for from his very good firm. He is on the same page as quite a lot of people in my situation. I feel very sorry for people who have gone to the big companies and not got what they could have got going to a small, but successful man.

What could they have done better?

There isn't anything more than I have had off Chris and his team. Maybe I should have sought him out earlier than I did.

Review from verified client

April, 2021

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

6 years ago and with 3 seperate pensions, was looking for someone to give me the best advuice and options available to me, with retirement coming up.

How has Chris Lunt helped you?

Chris came to the house to visit me, and with a friendly, very informative chat outlined the best options for me with no pressure at all , and left me to think over his advice before making a decision.

Have you seen the outcome you were hoping for?

Yes, his advice as proved invaluable, and highly recommend his services .

What could they have done better?

Nothing as far as my personal experience as shown, he as always fully explained everything to me regarding my investments and options.

Repeat review from verified client

August, 2020

Overall

Advice

Service

Value

Based in Cheshire

This review is a follow-up review from a client who left a review previously.

How has Chris Lunt helped you since your last review?

Chris and his team are brilliant to deal with, very professional and always available with sound financial advice and reassurance even more so during the recent difficult economic conditions

Repeat review from verified client

August, 2020

Overall

Advice

Service

Value

Based in Merseyside

This review is a follow-up review from a client who left a review previously.

How has Chris Lunt helped you since your last review?

Lockdown has caused anxiety and uncertainty due to global economic downturn but Chris has kept in touch, providing useful information and answering all the questions that we have and given us the assurances that we needed to hear.

Repeat review from verified client

August, 2020

Overall

Advice

Service

Value

Based in Merseyside

This review is a follow-up review from a client who left a review previously.

How has Chris Lunt helped you since your last review?

Chris has given me professional and valuable advice on personal finances.

Review from verified client

August, 2020

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

When I retired I decided that I needed some help with my pensions and saving so I checked online for an IFA and came across Chris Lunt who had had lots of very good reviews, the reviews were not wrong. Chris was superb for myself in where my cash was invested, I can only say thank you to Chris.

How has Chris Lunt helped you?

Chris used my pensions and put them into an ISA plus he moved another pension into a much better one. Sorry, if I'm a bit vague on the complexities here, but all I know is what Chris did for me really worked.

Have you seen the outcome you were hoping for?

That's a resounding es.

What could they have done better?

I thought that Chris did a top job for me.

First impression from a user who is not yet a client

August, 2020

Overall

Please provide a brief comment about your experience with Chris

IT IS MY FAULT I HAVE NOT GOT THE MONEY YET IM AWAITING A HOUSE SALE, WILL BE IN TOUCH.

Chris's reply

Thanks for your review Keith, when you are ready then please feel free to call me. The initial appointment is free of charge and under no obligation and all charges are agreed in advance once we know what amount of work would be involved in your case.

Review from verified client

June, 2020

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Took redundancy from job I had been in for 37 years.

How has Chris Lunt helped you?

He calmed me down and sorted everything out for me, advising about my mortgage, life insurance, savings and much more.

Have you seen the outcome you were hoping for?

Ye

What could they have done better?

Would like a little more contact just to reassure me.

Repeat review from verified client

June, 2020

Overall

Advice

Service

Value

Based in Merseyside

This review is a follow-up review from a client who left a review previously.

How has Chris Lunt helped you since your last review?

Chris continues to review our plans and ensures that if a new offer has come in, he explores whether this is better for us than our existing one. What was helpful was putting me in touch with a new life insurance provider who could give medical advice too and for all the family. This was particularly helpful as my husband has leukaemia.

Repeat review from verified client

June, 2020

Overall

Advice

Service

Value

Based in East Riding

This review is a follow-up review from a client who left a review previously.

How has Chris Lunt helped you since your last review?

I asked Chris for help with equity release. He gave me the facts which included the terms and conditions of the scheme.

Repeat review from verified client

June, 2020

Overall

Value

Service

Advice

Based in Merseyside

This review is a follow-up review from a client who left a review previously.

How has Chris Lunt helped you since your last review?

I had a potential tax liability issue caused by timing of pension contributions into my pension which could have led to a breach of my annual allowance. After consulting with Chris he recommended a few different approaches/scenarios to discuss with my employer. His advice was invaluable to understand the situation and approach my employer and pension provider to reach a solution. I have used Chris since my initial consultation to provide investment advice to my wife and step father who is nearing retirement.

Repeat review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Merseyside

This review is a follow-up review from a client who left a review previously.

How has Chris Lunt helped you since your last review?

Helped to determine how we best utilise our savings to fund private operation. Kept us positive re our funds through covid 19 situation.

Repeat review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Merseyside

This review is a follow-up review from a client who left a review previously.

How has Chris Lunt helped you since your last review?

Does change is swiftly.

Repeat review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Merseyside

This review is a follow-up review from a client who left a review previously.

How has Chris Lunt helped you since your last review?

I have not had to have much contact with Chris since he sorted my pension. When I did have a query he replied to my email and answered my query in less than 24 hours. I am more than happy with the service provided by Chris and would highly recommend.

Repeat review from verified client

February, 2020

Overall

Value

Service

Advice

Based in Merseyside

This review is a follow-up review from a client who left a review previously.

How has Chris Lunt helped you since your last review?

Provided updates on policies and pension investments.

Repeat review from verified client

February, 2020

Overall

Advice

Service

Value

Based in Merseyside

This review is a follow-up review from a client who left a review previously.

How has Chris Lunt helped you since your last review?

Chris continue to provide first class service and always deliver professional advice when call on.

Review from verified client

February, 2020

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

My husband had passed away and I needed help sorting out my financial afffairs

How has Chris Lunt helped you?

He gave me advice on the best investments for my circumstances and also got me a good deal in my house insurance at the same time!

Have you seen the outcome you were hoping for?

Yes my investments are performing well and I’m happy with advice he provided.

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Drawdown pension

How has Chris Lunt helped you?

With good advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

on retiring from work (aged 65) not knowing what the best thing to do with my savings and pensions I decided to seek the advice of an independent financial advisor.

How has Chris Lunt helped you?

Getting in touch with Chris, he came out to see me. I explained all about my monies I had, and he laid out everything I should know about the best way to get the best returns for my money,i.e pensions,investments and savings. I was under no pressure to "hire" him as my independent financial advisor,but he was so professional and easy to talk to I decided more or less there and then to have him as my independent advisor.

Have you seen the outcome you were hoping for?

Most certainly. Over the five years being with Chris my investments have increased year upon year. Due to Chris's knowledge of the money markets.

What could they have done better?

After 5yrs or being with Chris, and him overseeing my investments, I cannot think of anything negative to say.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

My issues were not quite straightforward as simply taking a pension from a single source.

How has Chris Lunt helped you?

put simple, sorted it all out for me.

Have you seen the outcome you were hoping for?

Well even if i had managed to sort out taking my pensions some of the investments i would have made would not have protected my savings. One in particular would have been a disaster, so as things stand i am pleased with the outcome.

What could they have done better?

No quite happy.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Inheritance

How has Chris Lunt helped you?

By providing me with all the information and advice I needed in making the choice on the type of investment that was most suitable to me .

Have you seen the outcome you were hoping for?

Yes so far so good

What could they have done better?

Nothing as far as I am concerned.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Retirement saving advice required

How has Chris Lunt helped you?

Consolidated all our savings in a easy to see and understand portfolio that meets our risk strategy.

Have you seen the outcome you were hoping for?

Yes, we now have confidence in our future finances that has one access point.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Need to put affairs in order

How has Chris Lunt helped you?

First class service in all aspects.

Have you seen the outcome you were hoping for?

Yes first class

What could they have done better?

exceeded all demands made of him.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I needed help.

How has Chris Lunt helped you?

He got me a good investiment.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

He is the best so nothing could have been done better!

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

to sort out my overall financial status

How has Chris Lunt helped you?

Chris helped me in many areas eg re mortgage our life insurance policies also protecting our estate by providing trust advice.also Chris provided expert financial investment advice overall my opinion of Chris is that he has given my wife and i the best overall advice from any adviser we have used in the past 10 out of 10.

Have you seen the outcome you were hoping for?

yes

What could they have done better?

overall we cant fault the service we have received from Chris, and we received reassurance from Chris when difficult times arose in our working status Chris was re-assuring and calming and gave us superb advice at a very trying time.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Looking for investment advice

How has Chris Lunt helped you?

Provided number of options that met our needs

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I was made redundant and needed to sort my pension out as was diagnosed with metastatic cancer

How has Chris Lunt helped you?

He sorted my pension out

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Health

How has Chris Lunt helped you?

Advised on what was best for our money

Have you seen the outcome you were hoping for?

Yes

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

I wanted to ensure my final salary pension was being utilised in the best way, and to ensure the right provisions for my family

How has Chris Lunt helped you?

walked me through the full detail of what this meant, including the risks, and the benefits

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, as held face to face meetings, took time to explain in detail and when I requested further reviews / discussions these took place promptly and all actions requested by myself have been carried out in timely manner

Review from verified client

December, 2019

Overall

Value

Service

Advice

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

Advise following retirement

How has Chris Lunt helped you?

Pension and savings/investment

Have you seen the outcome you were hoping for?

yes

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Pension lump sum i wanted to invest for a few years

How has Chris Lunt helped you?

spoke to me and drew up a plan based on my future and immediate needs

Have you seen the outcome you were hoping for?

so far yes

What could they have done better?

N/A

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Marriage break down

How has Chris Lunt helped you?

Got a re mortgage and combined two pensions allowing me to take lump sum

Have you seen the outcome you were hoping for?

Yes mortgage approved money released from pension

What could they have done better?

To be honest this was my first time using a financial adviser they got the services i required done quickly and kept me informed every step of the way

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

I needed to check if could retire early on a private pension. Chris Lunt was able to to make it so.

How has Chris Lunt helped you?

He used all his knowledge and expertise to make my early retirement do able.

Have you seen the outcome you were hoping for?

We are not in it's first year at this present moment in time, but up to yet it is working.

What could they have done better?

I cannot think if there is anything better, as yet

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Redundancy & pension planning

How has Chris Lunt helped you?

Chris helped us invest & plan for our future

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. Chris is down to earth & friendly. After 2 previous encounters with dubious advicers Chris was like a breath of fresh air. We immediately felt we could put our trust in him

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I wanted pension advice

How has Chris Lunt helped you?

He review my situation and give me an avenue for my investment

Have you seen the outcome you were hoping for?

Its early days yet but it looks good

What could they have done better?

The process could of been quicker, though my existing pension company's did drag their feet.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Retirement planing

How has Chris Lunt helped you?

advised me on investing my money

Have you seen the outcome you were hoping for?

yes

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

someone required to carry out work in an honest and efficient manner

How has Chris Lunt helped you?

by completing all of the above to my complete satisfaction.

Have you seen the outcome you were hoping for?

he has exceeded our expectations

What could they have done better?

everything completed as above.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Had a number of pensions and needed advice

How has Chris Lunt helped you?

Sorted my pensions into one and some where best left alone

Have you seen the outcome you were hoping for?

Definitely feel more positive about my financial future

What could they have done better?

Nothing really gave good advice

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Move pension fund

How has Chris Lunt helped you?

Illustrations, did a full fact find to understand our needs, based on info provided we decided to proceed

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Was satisfied with everything

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I was thinking if I could retire before I reached retirement age, so in April 2019 I walked into Chris’s office and asked if I could have a pension review. Chris took down some details related to my job, my pensions, etc. and my expectations, we then arranged a more formal meeting.

How has Chris Lunt helped you?

Chris reviewed my defined benefits pension and defined contribution pension and came to the conclusion that I could retire early, so I am now heading to early retirement in April 2020.

Have you seen the outcome you were hoping for?

I believe so, although, I still need to find out exactly what my defined benefits pension will be, but I am not expecting any issues.

What could they have done better?

Nothing of note, Chris is a good listener and explains what he doing and contacts you if there are any issues.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Chris Lunt helped you?

Advice sorted all sorts of pension stuff

Have you seen the outcome you were hoping for?

Bettering

What could they have done better?

Not much first rate

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

pension freedom

How has Chris Lunt helped you?

he facilitated my pension move.

Have you seen the outcome you were hoping for?

yes

What could they have done better?

don't know

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I had been thinking of seeking financial advice to help me consolidate pensions and plan for future

How has Chris Lunt helped you?

Chris reviewed my pensions, provided straightforward advice and made me feel comfortable with my decision

Have you seen the outcome you were hoping for?

So far yes

What could they have done better?

Not much really. Time elapsed from initial meeting to completion was quite long but largely due to third parties

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Retirement and we had previously used Chris Lunt with total confidence

How has Chris Lunt helped you?

Set up some Isas and binds

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No complaints

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

retirement

How has Chris Lunt helped you?

easy to understand, has clear plans,friendly attitude

Have you seen the outcome you were hoping for?

yes

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Advice on whether to pay mortgage off in full

How has Chris Lunt helped you?

Gave the best advice for our future

Have you seen the outcome you were hoping for?

It is work in progress at moment due to politics and financial outcomes of an elected government

What could they have done better?

Just better undetstanding of statements but these are reviewed yearly

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

We received an inheritance which we wanted to invest, at the same time as wishing to plan our finances and pension arrangements with a view to taking early retirement.

How has Chris Lunt helped you?

Chris has providing excellent advise, fully taking into account our current situation and our future wishes. Chris has been very helpful with further ad hoc queries we have also asked him to help with and has fully earned our trust as someone we can depend on when needed.

Have you seen the outcome you were hoping for?

Yes, Chris's advice has enabled us to provide stable gains on our investments at these times of uncertainty as well as highlighting to us how best to invest our money in different types of investment.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I wanted to consolidate my savings and do some retirement planning.

How has Chris Lunt helped you?

Chris provided great advice, he understands my requirements, gave me clear, simply explained options to consider.

Have you seen the outcome you were hoping for?

Yes, without a doubt.

What could they have done better?

Truely, nothing from first review to agreed way forward, a number of clear, focussed meetings, explained in straight forward manner.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Coming up to retirement and having several individual private pensions which I wanted to consolidate into one which would be the best option, and having some matured savings which I was looking to get the best return on.

How has Chris Lunt helped you?

Chris came and visited me at home at a time convenient for myself and gave me a free, no obligation, and thorough review of my finances asking what I wanted, what my attitude to risk was and when was I looking to retire. He was very friendly, very informative, never concerned about how much time he was spending suggesting and explaining the options available to you, and most importantly never once pushy, and only concerned that he was giving you the very best advice for your situation. He then forwarded a thorough written report with all his recommendations and again with no pressure left it for you to make your own decision.

Have you seen the outcome you were hoping for?

Yes after Chris,s initial visit over 3 years ago, I decided to use him as my financial advisor, a decision I am very happy I made as his services and advice have been invaluable to me, and although pretty financially savvy myself would not have been in as good a financial position as I am now, thanks to his advice and guidance over the last few years.

What could they have done better?

Nothing as far as my personal situation is concerned.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

i had retirement money which I wanted investing and a comfortable monthly income

How has Chris Lunt helped you?

His advise was excellent and has given me a stress less retirement and peace of mind

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

He just did all I wanted and expected

Review from verified client

April, 2019

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I took voluntary redundancy after working for a Bank fo 33 years. Because of ill health I was not in a position to seek further employment so decided to apply for early retirement

How has Chris Lunt helped you?

Chris visited me at home and clearly explained all options available to me. He is very thorough and explained in a way that was easy to understand. He talked me through all paperwork and helped me complete all forms. I opted to transfer my defined benefits pension. Although this was a lengthy process this was due to my existing pension provider and occupational health. Chris supported me every step of the way. He is always available to answer any questions. My pension has now been transferred and I would highly recommend Chris to assist with any financial needs.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. I am very happy with the service.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

We were tired of being offered very low interest rates by the banks and so we were looking for better returns on our capital

How has Chris Lunt helped you?

Our financial adviser Sharon went through a full fact find with us and on completion of that, she advised us to take out our current investment, and explained all the ins and outs of it. After due consideration we decided to invest as we felt confident in Sharon’s advise and happy with the level of risk.

Have you seen the outcome you were hoping for?

Yes we are very happy

What could they have done better?

No. We are very satisfied with the level of advise and service we receive from Sharon

Review from verified client

October, 2018

Overall

Service

Advice

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I have a number of pensions still invested that will be vital to my financial planning when I do decide to retire. It was a bit of a minefield selecting a FCA who you feel comfortable with, however I finally chose Chris Lunt and so far it looks as though I made the right decision.

How has Chris Lunt helped you?

Chris has carefully taken me through my options over the last twelve months and has been able to explain the most efficient method of combining and managing my pensions in order to obtain the best result from the amounts invested Chris has also been able to demonstrate examples that previous had not been considered such as exposure to risk. Chris has also offered advise on tax relief benefits and drawdown options I have now been signed up with Chris Lunt for twelve months I rely on him to ensure going forward that my investments are in safe hands.

Have you seen the outcome you were hoping for?

I expect to see a return on my investments in line or above my expectations this will be critical when I do choose to retire.

What could they have done better?

Ideally I would like to have the ability to follow the performance of funds invested online And may be a quarterly email linked to any change of legislation that could effect your funds especially as you get closer to your retirement date

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Transfer Of Pension.

How has Chris Lunt helped you?

Gave excellent advice of where to transfer my final salary pension to increase revenue on it.

Have you seen the outcome you were hoping for?

So far so good.

What could they have done better?

Nothing always available for questions and queries

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

We didnt really understand the policies and thought it would be beter to consult an advisor.

How has Chris Lunt helped you?

From the time we stepped into the office we felt comfortable the staff were very friendly we then went into the meeting with chris and he was so understanding and patient with us when we didnt understand something and he really made it simple for us to understand he saved us money right away as we hadnt transferred out tax allowance.

Have you seen the outcome you were hoping for?

We have had our initial payment the rest has been invested for us as we dont need it right now and the investment will be good in the futurenoth.

What could they have done better?

Nothing really we were quite nervous but chris put us at our ease right away and we felt very confident in him and wouldnt hesitate to recommend his company

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

1.. Pensions maturing and unsure what to do as 2 ..ISAs maturing and as above 3.. Savings building , little interest at banks , unsure of best plan 4 ..Safeguarding property and assets for future.

How has Chris Lunt helped you?

Chris talked to us about 1..Investments and growth 2.. Accessibility to funds if needed , a clearer understanding of finances 3 ..life insured bonds, future planning into old age.

Have you seen the outcome you were hoping for?

It is very early days regarding investment returns , however we are hopeful of a healthy gain by 2020 and the fact that our investments are managed by a very knowledgeable and experienced person gives us the confidence we were looking for Chris has also talked at length about LPAs , Trusts and Wills in order to safeguard our Estate and has introduced us to a brilliant colleague who is currently supporting us in these tasks.

What could they have done better?

Chris speaks to us in terms that are clear and understandable ( no jargon ) he has been available whenever we have needed clarity or we have been confused , he doesn't rush us , he is professional highly knowledgeable and interested in his clients and engages in a comfortable manner that makes us feel at ease

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

My personnel pension was available and i needed sound advice how to proceed.

How has Chris Lunt helped you?

Good advice and how it will work in the future.

Have you seen the outcome you were hoping for?

At this time happy with progress but to soon to see tangible result.

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Was made redundant from job and knew i had to move my pension to enable my family to get my full pension point should i die.

How has Chris Lunt helped you?

Chris was thorough and knowledgeable whilst advising me on moving my pension. When I was suddenly diagnosed with a terminal illness, Chris rushed my pension transfer through as quickly as possible, to cause me the least stress.

Have you seen the outcome you were hoping for?

Yes. My pension was transferred quickly.

What could they have done better?

Personally I don't feel Chris could of improved his service, as my experience with him has been extremely positive.

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I’m employed by Barclaycard and have a final salary pension that wasn’t value for money. My colleague suggested I speak with Chris, with no ties for advise on how my pension was performing against potential performance (with no guarantee).

How has Chris Lunt helped you?

Took time to explain the complicated pension performance in an easy to understand manner.

Have you seen the outcome you were hoping for?

Yes, I’m thinking of changing my hours from full time to part time and make up the shortfall from my pension growth.

What could they have done better?

Recent changes to the way in which they send email makes it difficult to read using a smart phone as opposed to a pc

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Switching pension from final salary.

How has Chris Lunt helped you?

Gave advice, arranged for the transfer and advice on moving the pension, and consolidated life insurance into one policy saving money on premiums and ensuring the right level of cover.

Have you seen the outcome you were hoping for?

Yes, life cover consolidated and pension has grown more than expectations in year 1.

What could they have done better?

The company Chris used for pension switching and advice didn’t to me provide value for money in their cost versus the report they produced. It felt like a means to an end really as I fully understood the risks that I was taking but felt more like a process I had to follow. For someone who was less savvy i’m Not sure how how useful that companies advice was.

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I had received redundancy money and required advice. Since then I have had to make decisions regarding pension advice. Also inheritance planning.

How has Chris Lunt helped you?

He advised me about investing money. Gave advice about the different options regarding my works pension. He helped with inheritance planning.

Have you seen the outcome you were hoping for?

I have been pleased with the performance of my investments. Regarding my works pension. I agreed with the advice given. I had researched the subject. I am also confident that with the advice given I have my affairs in order to protect my family and myself.

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Retiring with a number of pensions, i needed advice as my circumstances were not straightforward.

How has Chris Lunt helped you?

With the uncertainty around at the moment , Brexit etc no body has a crystal ball to say what is best to do. But Chris explained this and has put in place investments that take all this into account and will still do well if and when things settle down. Also sorted out a nightmare of paperwork.

Have you seen the outcome you were hoping for?

Things are going according to plan so far.

What could they have done better?

Like i said before apart from getting a crystal ball nothing.

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

On leaving work after 39 years service in the financial business I knew the vUK of seeking expert advice.

How has Chris Lunt helped you?

Chris very clearly explained all my options he provided print outs and forecasts for me to take away a review without any pressure or time cono trains.

Have you seen the outcome you were hoping for?

Yes he gave sound advice and I receive regular statements and updates.

What could they have done better?

As this is the only FA. I've been to I'm not sure. Chris was transparent throughout and also didn't pressure me as to which option to take.

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I needed to release some of my pension after closing my business. Chris was excellent in assisting me to do so. He gave good sound advise and has found better investment prospects for me. Could not be happier. Lovely staff also. Very friendly and so professional.

How has Chris Lunt helped you?

By helping me make better use of my investments. Explaining everything very honestly. He wasn't too pushy. I am very happy with the service. I thoroughly recommend Chris Lunt.

Have you seen the outcome you were hoping for?

Definitely.

What could they have done better?

Nothing. It's an excellent service. Good communication throughout.

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

After selling my shares in a company I needed sound financial advice for my retirement.

How has Chris Lunt helped you?

He gave us advise and helped invest for our future.

Have you seen the outcome you were hoping for?

Yes we have so far as this was a five year plan. We are 15 months into this and all is working well for us.

What could they have done better?

He lead us down a path that was a minefield.

Review from verified client

October, 2018

Overall

Service

Value

Advice

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Pension advice.

How has Chris Lunt helped you?

Transfer from DB to DC scheme.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Everything was very clear and we were kept informed at all stages

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Inheritance.

How has Chris Lunt helped you?

Advising me about the options available to me .

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Moving out of final salary scheme.

How has Chris Lunt helped you?

Chris gave a good overview of my options. He explained risks and then acted on my wishes.

Have you seen the outcome you were hoping for?

Yes early indications are positive.

What could they have done better?

Nothing

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I had a 2nd income that I needed advice on how to best utilise to make it as tax efficient as possible with my circumstances.

How has Chris Lunt helped you?

Chris did a full fact find to delve into my circumstances and a risk assessment. Following this he provided advice on recommending pension and S&S ISA advice.

Have you seen the outcome you were hoping for?

Yes, clear recommendations based on my desired outcomes. Clear guidance on the set up and ongoing costs. Products definitely suited my needs.

What could they have done better?

Happy with the service from Chris, was expecting some communication from a colleague about wills but didn't receive this and no fault of Chris.

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Coming up to retiremen.

How has Chris Lunt helped you?

He has helped putin place the best plan for us .

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

He couldn't have done anything for us that would have been better.

Review from verified client

October, 2018

Overall

Service

Advice

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I accepted early retirement package from my employer and needed advice on what to do with lump sum.

How has Chris Lunt helped you?

He gave me all the options and guided me towards a new personal pension and helped with how best to use my tax allowances going forward.

Have you seen the outcome you were hoping for?

Yes pension is working well and providing good income to date online with expectations .

What could they have done better?

Nothing at this time. He is always available if I need anything answering.

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Plans for retirement.

How has Chris Lunt helped you?

He came up with a suitable retirement plan which i was happy with.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I needed some pension advice.

How has Chris Lunt helped you?

Chris took me through pensions and explained all I needed.

Have you seen the outcome you were hoping for?

Yes the outcome was all I was hopng for.

What could they have done better?

The whole process took a long time.

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

the government allowed for pensions to be more flexible so I used Chris to put a case in place where I could transfer my pension from United Utilities into a private pension.

How has Chris Lunt helped you?

he built a case for me which proved I would be better off transferring my pension.

Have you seen the outcome you were hoping for?

I am happy with the arrangements and if I wasn't I could simply change my plan without charge.

What could they have done better?

to be honest my pension plan has only just started so I don't have much feedback just yet. I felt really comfortable with him as he puts everyone at ease and is very knowledgeable.

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Unable to find a reasonable return for large sum of money from a previous investment that had matured.

How has Chris Lunt helped you?

Gave solid advice on investments and got me better (and cheaper) house insurance.

Have you seen the outcome you were hoping for?

Too early to make a proper assessment but heading in the right direction.

What could they have done better?

I have no complaints about the service and he is very approachable.

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

pension opting out of work pension.

How has Chris Lunt helped you?

sound advice understood my concerns and my wants and gave me step by step guide.

Have you seen the outcome you were hoping for?

yes.

What could they have done better?

no very accommodating

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Chris was recommended to myself and my Husband to give financial advice for moving our pensions.

How has Chris Lunt helped you?

He was very thorough in his overview and answered all questions we asked - worked through I&E, future modelling of how the pension fund could look and also worked through what it would look like if it didn't perform in line with expectations. All of this oversight Chris gave enabled us to make a decision and was very thorough with the overview and understood what we were looking for and factored this in. .

Have you seen the outcome you were hoping for?

Yes and our pensions were moved and Chris is still overseeing and supporting us with annual reviews to check things are on track. Excellent service.

What could they have done better?

For my Husband's pension more direct communication would have been preferable and this feedback has been given to Chris, in addition the 3rd party that was used had a few problems with the volume that were being worked through & a change in FCA requirements which delayed the transfer. It wasn't Chris' issue as such as it was out of his hands.

First impression from a user who is not yet a client

March, 2018

Overall

Please provide a brief comment about your experience with Chris

Very well and thoughtful.He has a very good knowledge about pension paths to take. I thought that he was reading my mind about the path I wanted to take.Would recommend his firm, if you want to take a leap into financial situations.

Review from verified client

September, 2017

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

poor performance of pensions and looking to retire.

How has Chris Lunt helped you?

he gave very informative advice, was very patient and explained things very well.

Have you seen the outcome you were hoping for?

yes.

What could they have done better?

perhaps more regular reviews

First impression from a user who is not yet a client

August, 2017

Overall

Please provide a brief comment about your experience with Chris

Very clear and precise with the information I needed ,and very easy to deal with

Review from verified client

June, 2017

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Thinking of retirement.

How has Chris Lunt helped you?

Sorted out old pensions ,investment on money, gave advice on current savings ,and investment for the future.

Have you seen the outcome you were hoping for?

Better than expected more flexible.

What could they have done better?

Not much makes himself available at short notice

Review from verified client

June, 2017

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Looking for advice around additional pension contributions & S&S isa.

How has Chris Lunt helped you?

Arranged a consultation, understood my needs and provided an excellent service.

Have you seen the outcome you were hoping for?

everything set up correctly and products suited my needs.

Review from verified client

May, 2017

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I was looking for advise on pensions I've drawdown.

How has Chris Lunt helped you?

He took into my needs and advised me accordingly.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

None

Review from verified client

May, 2017

Overall

Advice

Value

Service

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Needed to arrange a mortgage.

How has Chris Lunt helped you?

Chris informed us about what mortgage deals were available to us. Once we had decided on the mortgage we wanted. He completed all the paperwork swiftly.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

First class service could not fault Chris in anyway.

Review from verified client

May, 2017

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Death of my Husband.

How has Chris Lunt helped you?

Great advice on the best way to invest my inheritance at a low risk which is what I wanted.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing really he did everything he promised.

Review from verified client

May, 2017

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Retirement with redundancy payoff.

How has Chris Lunt helped you?

Advised on how best to invest lump sum with personal.pension plan.

Have you seen the outcome you were hoping for?

Yes so far.

Review from verified client

May, 2017

Overall

Advice

Service

Value

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

Was made redundant close to pension age.

How has Chris Lunt helped you?

Advised on how best to transfer and invest funds and keeping my tax liabilities to minimum.

Have you seen the outcome you were hoping for?

Absolutely !.

What could they have done better?

As i'm not a financial expert (which is why i chose a IFA in the first place) it's hard to say what Chris and his team could have done better.

Review from verified client

May, 2017

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Needed clarity of draw down and impartial advice.

How has Chris Lunt helped you?

He performed attitude to risk assessment and helped to understand options.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nithing to improve on, Chris was excellent. Presented options without jargon, made himself available for any questions. Would not hesitate to recommend to family and friends

Review from verified client

May, 2017

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Number of pensions that needed advice regarding consolation.

How has Chris Lunt helped you?

Gave advice in a clear and thourough manner. Provided me with a number of options and advised on the pros and cons of each one.

Have you seen the outcome you were hoping for?

Too early to determine as long term investment.

What could they have done better?

N/a

First impression from a user who is not yet a client

January, 2017

Overall

Please provide a brief comment about your experience with Chris

Diappointed your advisor didn't get back too me they claim they phoned several times to get in touch, but was in most of the day. They didn't try very hard.

Review from verified client

January, 2017

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

needed help with my pension.

How has Chris Lunt helped you?

sorted it out for me explained everything as we went along.

Have you seen the outcome you were hoping for?

very happy with his service, so far everything is going well.

What could they have done better?

can't think of any really just a job well done.

Review from verified client

August, 2016

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I initially contacted Chris to ask for assistance with helping my parents overcome issues and problems with an endowment mortgage policy that didn't cover the outstanding loan.

How has Chris Lunt helped you?

Chris worked with me and my parents to look at all of the options, with his brilliant support and honest advice we were able to successfully resolve the situation. Chris then helped me to change and improve my own mortgage agreement.

Have you seen the outcome you were hoping for?

We are delighted with with both Chris and his colleague Sharon. Their open, honest and attentive approach was extremely reassuring and throughout we were kept up to date with constant updates and explanations to the processes.

What could they have done better?

I am extremely happy with the service I received and I would have no hesitation in returning and recommending Chris Lunt IFA Limited.

Review from verified client

July, 2016

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Pension drawdown advice and future retirement plans.

How has Chris Lunt helped you?

Sharon at Chris Lunt was my IFA. She looked at my whole financial profile before advising me. She explained all my options in plain simple terms so when it came to choosing a product I was totally confident the choices I made were right for me.

Have you seen the outcome you were hoping for?

The recommendations Sharon made fitted my expectations like a well tailored suit.

What could they have done better?

I have no suggestions for Chris and the team they are already a knowledgeable, professional outfit. They even gave me an appointment outside normal business hours because of my own work commitments.

Review from verified client

June, 2016

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

First time buyers looking for a mortgage.

How has Chris Lunt helped you?

Gave invaluable advice and helped find the best products to suit our needs.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Everything was great, very pleased with the friendly and professional service provided

Review from verified client

May, 2016

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Getting to 65 needed to sort out my finances. Changes in works pension,new company bought us over.Exsisting scheme needed advice re tax.Took advice on trust to save guard my home. Advice on life insurance for both my wife and self.

How has Chris Lunt helped you?

Chris made thing straight forward by methodicaly going threw old policies with a range of diferent companys,from insurance to different pension schemes . Some companies where straight forward to deal with others where not,this madesence of 30 years of working for different companies.

Have you seen the outcome you were hoping for?

Outcome far outstrips what I expected.With simple options ahead.

What could they have done better?

Not much I even saw him on Saturday back in April he makes time for you.

First impression from a user who is not yet a client

May, 2016

Overall

Please provide a brief comment about your experience with Chris

Chris contacted me very soon after my initial approach and gave me all the information I needed to make a decision whether to proceed or not.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

looking for advise for my pension fund.

How has Chris Lunt helped you?

advise on best type of investment and peace of mind for my future retirement.

Have you seen the outcome you were hoping for?

not had sufficient time to arrive at a conclusion as yet.

What could they have done better?

at this moment in time I can think of nothing that could be done to improve the service I received.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I didnt feel my investments were performing as expected from an other Financial Advisors previous advice so decided to change and go to Chris.

How has Chris Lunt helped you?

Chris completely understood my requirements and explained in detail how he could help me. He made everything understandable and importantly showed how my investments could, with his advice, be more productive for me and get a better return than they were currently.

Have you seen the outcome you were hoping for?

Yes, all the documantation was clear and understandable, the products recommended were much more suited to what I wanted and Ifeel they are now performing better in view of this.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

My wife and I have recently retired and we wanted advice and options on our pension and annuities.

How has Chris Lunt helped you?

Chris was very patient and helpful. He was very professional in his approach and explained everything in layman's terms. Above all, Chris was reassuring and would go over and over any topic that needs further understanding. Nothing was too much for him.

Have you seen the outcome you were hoping for?

We are very happy with our pension arrangements following the advice given by Chris. Chris also managed to save us money on our new whole life insurance policies. We are confident that the products and services recommended by Chris were tailor made for us. We are so pleased that we have chosen Chris as our financial adviser.

What could they have done better?

Nothing really! Chris was very thorough in his preparation and a very good listener. We have no hesitation in recommending him to anyone who needs professional financial advice.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Coming up to retirement, and with 3 separate personal pensions I wanted expert advice on what best to do with them, especially with all the new changes and options brought in by the government.

How has Chris Lunt helped you?

Chris came and visited me at home where we had a in depth discussion about my situation and options regarding my coming up to retirement. He clearly explained in great detail and plain english the best options available to me, especially regarding my attitude to risk. He then provided me with a full written financial review, clearly written and easy to understand, and with his advice giving me an income in retirement far better than I had anticipated, which I cant thank him enough for.

Have you seen the outcome you were hoping for?

With out question, yes. This is the first time I have used a financial advisor, and without a doubt I would be far worse off in retirement doing things myself, rather than having Chris manage my financial affairs. His integrity and profensionallism are beyond reproach and I would recommend him without hesitation.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Both my husband and I want to take early retirement.

How has Chris Lunt helped you?

He called to our house and discussed are specific needs.

Have you seen the outcome you were hoping for?

Yes he has set us up with ISAS and is looking at life cover.

What could they have done better?

Nothing was happy with his help.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I had 3 pension schemes and I needed advice on the new pension rules to find out what my options were to access the pensions and obtain the best quotes on taking the pensions.

How has Chris Lunt helped you?

Chris explained that he could contact the pensions and get quotes from them, and he would search the markets for suitable pensions to purchase. He took a detailed review of my circumstances to establish my attitude to risk, in order to be able to find products that would be suitable for me. Chris also helped me obtain a new fixed term rate for an existing mortgage which was due to finish and would have increased.

Have you seen the outcome you were hoping for?

Chris explained everything he was doing, and he kept me informed throughout. The pension that was purchased was suitable for my needs, and provided me with a lump sum and the knowledge that the investment will be increasing over the years.

What could they have done better?

Chris always answered any questions I had as quickly as possible, he was professional and friendly and I feel he gave me impartial advice which was suitable for me.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Reaching 55 and needing advice on private pension.

How has Chris Lunt helped you?

Best course of action following a full and professional review of my circumstances and needs .

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing fuuly satisfied

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Being a first time buyer I did not know where to begin to get the process moving.

How has Chris Lunt helped you?

Chris was honest and upfront throughout the whole process. He was about the only person throughout buying a property who did not mess me about. He was fast and efficient at all times and explained things coherently.

Have you seen the outcome you were hoping for?

I ended up with a better mortgage than I would have if I had just gone straight to my bank for example. I was successful first time because Chris made sure I applied for the correct mortgage based on my credit file etc.

What could they have done better?

Honestly - nothing.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I had some issues with a previous bank that was preventing me obtaining credit, due to an error on their part. I was advised to find a suitably registered member of the IFA locally and I was recommended Chris.

How has Chris Lunt helped you?

Chris gave me an enormous amount of his time helping me to coordinate responses to the banks. I was so impressed that I asked for Chris to continue monitoring my personal pensions and savings.

Have you seen the outcome you were hoping for?

Chris produced an excellent financial review with recommendations for my personal circumstances which I value.

What could they have done better?

N/A

Review from verified client

October, 2015

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Redundancy.

How has Chris Lunt helped you?

I would not hesitate in recommending Chris to any friend or relative that needed financial advice. Chris explains things through thoroughly and does not proceed with anything until you understand what he is suggesting. Chris has helped me through a difficult time and I am very grateful for his understanding, patience and expert advice on many money matters.

Have you seen the outcome you were hoping for?

Retired and still in contact with Chris.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Mortgage Advice.

How has Chris Lunt helped you?

Very Profesional & knows what he is talking about 100%, helped us emmensly and would certainly recommend.

Have you seen the outcome you were hoping for?

Purchased a house through help of Chris, wouldn't be where we are today without all his guidance, help, support and professionalism.

What could they have done better?

N/A

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I wanted help with ensuring I was getting the most from my pension investment.

How has Chris Lunt helped you?

I had numerous pension products with various companies and I wanted to consolidate them into one plan. My reasons for this were for ease of access when I came to retire and better performance. Chris gave me help with my pensions and best advice on where to transfer them to. He noticed that I had some final salary pensions and advised me to leave them in with their respective companies but transferred the money purchase products into a company with better performing funds. He will also provide me with face to face annual reviews to update me on their performance.

Have you seen the outcome you were hoping for?

The value has increased above my expectations.

What could they have done better?

I can't really see any areas for improvement.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Working as a contractor. Needed to sort out pension, life cover, CIC, etc. myself.

How has Chris Lunt helped you?

Chris was able to offer suitable products for my situation as a contractor, covering life, CIC and Income Protection. Chris is able to communicate in simple terms what the benefits of the policies are, and make meainingful comparisons.

Have you seen the outcome you were hoping for?

Currently employed and paying into Pensions, Insurances, etc.

What could they have done better?

Possibly expand services to offering information on Investments / Taxation.

Review from verified client

September, 2015

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

A need to for general advice on insurance and morgages.

How has Chris Lunt helped you?

Achieved saving in all areas whilst increasing cover received.

Have you seen the outcome you were hoping for?

Have achieved a much better control of my finances and will continue to work with chris on this.

Review from verified client

August, 2015

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Coming up to retirement and with 3 personal pensions wanted advice on my best options for income in retirement especially after the changes to pensions from April 2015.

How has Chris Lunt helped you?

Talked me through in a clear and concise manner with no pressure at all my options available, and went away and came back with the best recommendations he could to secure me the best possible income in retirement, in a clear printed financial review.

Have you seen the outcome you were hoping for?

My current situation is, I was very impressed with Chris,s advice and very friendly manner, and so have employed him as my financial advisor and look forward to having a mutually beneficial relationship with him over the coming years, has he exceeded my expectations.

What could they have done better?

Could not think of any area where I could think he could have done better.

Review from verified client

August, 2015

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Had received advice about my pension which I was concerned about . Needed saving advice after selling my house.

How has Chris Lunt helped you?

Looked at my pension and spoke to my pension company to ensure everything was alright. Gave me information on savings and investments.

Have you seen the outcome you were hoping for?

My pension is now secure due to Chris's intervention. My money is now invested in a way I understandx.

What could they have done better?

Nothing Chris was understandin, explained everything so I understood what was being done

Review from verified client

August, 2015

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Retirement advice.

How has Chris Lunt helped you?

Financial advice.

Have you seen the outcome you were hoping for?

Awaiting pension.

What could they have done better?

Nothing he has been 1st class

Review from verified client

August, 2015

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

We needed advice regarding the new pension regulations.

How has Chris Lunt helped you?

The advice and recommendations from Chris were first class.

Have you seen the outcome you were hoping for?

The outcome was better than expected, Chris made some recommendations which we hadn't considered but we're beneficial once implemented.

What could they have done better?

We were very happy with the service we received from Chris, his knowledge and experience were first class, nothing was too much trouble and he kept us informed throughout the process

Review from verified client

August, 2015

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I wanted to get advice about my retirement options and investing my pension pot.

How has Chris Lunt helped you?

He gave me a detailed report of the type of investor I am regarding the level of risk I am willing to take. He took care of everything making the whole process easily understandable.

Have you seen the outcome you were hoping for?

I am very happy with the results of my dealings with Chris.

What could they have done better?

Everything I required was taken care of in a professional manner.

Review from verified client

August, 2015

Overall

Value

Service

Advice

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Change in pension rights.

How has Chris Lunt helped you?

Explained options based on attitude to risk assessment.

Have you seen the outcome you were hoping for?

Options selected.

What could they have done better?

Nothing service excelkent

Review from verified client

August, 2015

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Advice on my pensions and annuities.

How has Chris Lunt helped you?

My wife and I are delighted to have Chris as our financial adviser. He is very professional in his approach to all financial matters. Chris explained everything in layman's terms which helped us to understand clearly and without any difficulty. Following his visits to our home, Chris helped us to secure the best options for my pensions, better life covers and home insurance. We have complete trust in Chris and have no hesitation to recommend Chris to anyone who needs financial advice.

Have you seen the outcome you were hoping for?

We are very pleased with the outcome so far.

What could they have done better?

Chris couldn't have done any better for us.

Review from verified client

August, 2015

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Retirement - the best investment and annuity available.

How has Chris Lunt helped you?

He found a very good annuity and came up with suggestions we had not thought of.

Have you seen the outcome you were hoping for?

Now retired and receiving a better income than we had thought possible.

What could they have done better?

nothing

Review from verified client

August, 2015

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

I was nearing retirement and with the new pension changes I thought it a good idea to get some advice. Chris's name was to the forefront of all the advisers that I looked at, I now know the reason why!.

How has Chris Lunt helped you?

Chris was superb from our very first meeting. He advised me on the best ways to invest and make the most of my pensions and the cash I had.

Have you seen the outcome you were hoping for?

I certainly have, without Chris's advice I would be receiving at least £50 a month less than I now am doing.

What could they have done better?

I really don't think Chris could have done anything better than he did. He is always just a call away and is always happy to talk about things with me.

Review from verified client

August, 2015

Overall

Advice

Service

Value

Based in Merseyside

What were the circumstances that caused you to initially look for an adviser?

Purchase of a new house and insurance requirements.

How has Chris Lunt helped you?

Chris was an excellent advisor giving me confidence in his adivise.

Have you seen the outcome you were hoping for?

Insurance and mortgage all sorted.

What could they have done better?

Nothing. Really pleased with the service.

Review from verified client

April, 2015

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

I rang Chris when I had nowhere to turn to for advise ,Halifax were good on advise to take my money dad left me in 2003 but when I needed help this year they can't advise at all and all the paperwork sent me had me very stressed,.he came to see me the next morning went through all paper work and would sort it out and give me the best help he could. I can say with total honesty I never gave the paperwork another thought when he left,it was the first time in weeks my mind was clear and all could be put right. Now weeks later everythink is sorted and I know if any problems arise I can telephone .i say Thankyou so much Chris for your help and kindness it is deeply appreciated

What could they have done better?

Chris done everything over and above,he is the financial adviser I'm a nurse and never bothered with money as it was earned it went out so I have no suggestions

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

Chris has reviewed all my finical matters and changed both providers and strategy providing me with a saving and very structured system. He has a valuable talent to explain this in simplistic terms and made it a pleasurable process, which made a refreshing change from previous experiences with other advisors

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

Chris was very attentive and knowledgeable about subject matter. He was very approachable and gave solid advice.

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

We were first time buyers, Chris made the whole process completely painless from negotiating on the price on the house, getting that best rate for our mortgage to setting up our insurance, great service and really friendly and approachable. Would highly recommend

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

Chris is easy to talk to, knowledgable and I feel has mine and my families best interests at heart. I received advice regarding life cover, I received a written report which described my financial plan that he set out in plain English and I would highly recommend speaking to Chris for any of your financial needs.

What could they have done better?

Nothing!

Review from verified client

August, 2014

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

Very wide knowledge of the 'field'. Excellent communication skills, which he uses to explain products and options in a very 'user-friendly' way. Unfailingly punctual, efficient and thorough. Always accessible ie in responding promptly to follow-up queries. Produces well-presented and comprehensive reports. Generally instils complete confidence on the part of the customer.

Review from verified client

July, 2014

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

We have had previous dealings with Financial Advisers in the past that had caused us to be wary but Chris immediately put us at ease with regards to our situation. He has shown understanding and patience when explaining our options. We're very glad we found him!

Review from verified client

July, 2014

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

Chris was open , approachable and accessible during his dealings with us. He managed to explain things that could have been quite complicated in a very easy manner.

Review from verified client

July, 2014

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

Gives you as many options as possible for your circumstances. Let's you decide and doesn't put pressure on you to do what he wants

What could they have done better?

Couldn't really say. Was very good for me

Review from verified client

July, 2014

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

Chris done a lot of research for us regarding pensions and insurances, he gave us sound advice and is very easy to talk to . I would say he is a reliable and trustworthy kind of guy.

What could they have done better?

I think Chris covered everything for us.

Review from verified client

July, 2014

Overall

Advice

Service

Value

Based in Lancashire

How has Chris Lunt helped you?

Chris is always professional and ensures understanding by explaining things to us in a more simplified way. Chris has provided us with advice on many options for us to consider about our pensions and savings. We value his guidance and knowledge .

What could they have done better?

Nothing I feel we can add.

Review from verified client

July, 2014

Overall

Advice

Service

Value

Based in Lancashire

How has Chris Lunt helped you?

We engaged Chris to conduct a full financial review including pensions and investments. We are extremely pleased with the advice provided by Chris and equally delighted with his execution. He is a very safe pair of hands, and has a total command of pension related matters and has gained our complete trust. Additionally, the back up support from Hunter Mills is excellent and areas outside of Chris's expertise are complemented by specialists, in our case Wills and Trusts. Chris is a an excellent and diligent IFA that we would have no hesitation in recommending.

What could they have done better?

Not applicable

Review from verified client

July, 2014

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

He is friendly and explains things in a way you understand, he isn't out for a hard sell and gives you time to think about your choices. If he feels it's more appropriate to access a different advisor he will sign post you. We will use him in the future and give his number to friends.

What could they have done better?

None

Review from verified client

July, 2014

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

Prompt, well prepared service, explained in plain English so easy to follow & understand. Chris is extremely friendly & ready to answer & address all questions. Explains each step, putting you at ease & under no pressure.

Review from verified client

July, 2014

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

Chris worked with me right from the start of my financial planning which I have very limited knowledge about and explained everything in detail in a way that made it easy for me to understand. Its comforting to know that Chris is on the end of the phone for when I need his expert advice regarding any financial matter. Chris worked out a financial plan for me which gives me confidence in the future regarding where I use my money.

Review from verified client

February, 2014

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

Chris was able to offer suitable products for my situation as a contractor, covering life, CIC and Income Protection. Chris is able to communicate in simple terms what the benefits of the policies are, and make meainingful comparisons.

What could they have done better?

Possibly expand services to offering information on Investments / Taxation.

Review from verified client

February, 2014

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

Really got to know us and our situation in order to give us the very best advice. Explained things in plain English. No pressure to choose any of the options he advised. We felt that we ended up much better off after following his advice than we would have been if we had done our own research. When we had a problem with one of the companies we dealt with (not his fault) he followed it up until the issue was resolved.

What could they have done better?

Honestly can't think of anything.

Review from verified client

February, 2014

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

Chris explained things well, he was clear and concise and ensured I fully understood everything. He gave me plenty of time to review his recomedations and answered all queries promptly and fully

Review from verified client

July, 2013

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

Chris provides a no nonsense, no pressure service. It is clearly outlined at the start that there is no pressure to sign up to any of the suggested policies. All information about the suggested policies was presented clearly so they were easy to understand, both in terms of the benefits and the cost. I found this approach allowed me to make informed decisions.

Review from verified client

June, 2013

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

chris first of all makes you at ease he listens to you takes on board all your comments and then comes back with all the relevant answers i was medically retired two years ago chris looked around for a better deal for my pension to my astonishment he came back with a better pension deal than the l.g.p.s. chris looks after all my financial affairs and is FIRST CLASS keep up the excellent work chris. thanks again john blair

What could they have done better?

there is nothing else chris could advise in he is first class in everything he does yours thankfully mr john blair

Review from verified client

June, 2013

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

Chris: - is very friendly and professional - fully explains all the products and services being discussed - never appears pushy or to be in a rush - answers queries very promptly even outside of working hours - follows up all meetings in writing - explains in lay mans terms what the jargon means - I believe has my best interest at heart

Review from verified client

June, 2013

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

Communicates clearly and is knowledgeable and approchable

Review from verified client

June, 2013

Overall

Advice

Service

Value

Based in Lancashire

How has Chris Lunt helped you?

Can I please take this opportunity to thank you for the sterling advice, support and action as our Independent Financial Advisor over the last couple of years. Kath and I have always found Chris very obliging in assisting in managing and undertaking of our financial affairs. This is always carried out to the highest professional standard and will be looking to continuing this association hopefully long into the future. May I also pass on the thanks of our daughter, Hannah, who has benefitted from Chris's financial expertise in setting up in her new home – again another satisfied client.

What could they have done better?

Chris is always "to hand" to offer help and advice and cannot fault the service he provides to us

Review from verified client

June, 2013

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

Chris was very helpful in looking at all my financial needs, i have had advisers before but can honestly say that Chris was by far the best i have had in his meticulous way he did things. He was very easy to understand in the advise he gave to me and my wife and also spent alot of time and effort in searching for the products that suited our needs and requirements al in all i really could not fault Chris and would be happy to refer him to anyone.

What could they have done better?

Not a lot he could improve on in my mind ?

Review from verified client

June, 2013

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

very very helpful friendly advisor

Review from verified client

June, 2013

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

Chris came to see me and my husband after we decided our finances could do with a good review. Chris found us a ISA with much better interest rates than the one we had and he found us cheaper house insurance which is now saving us £12 a month. Chris explained everything to us in a way that made sense, and took the stress out of sorting out our finances. We have recommended Chris to our family and friends and will continue to ask for Chris’s advice in the future.

What could they have done better?

I can't think of anything Chris could do to make the service he offers better.

Review from verified client

June, 2013

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

I was introduced to Chris through a friend of mine a few years ago. Chris was great he helped me to sort out my Pension, Insurances and other financial commitments that I had. He was a great help when I was made redundant explained in simple terms that I understood the best way to manage my money and other finances until I found employment. Chris never pressuries you into anything you don't want and is always on hand should you have any questions about anything My finances have never been better since Chris sorted them out for me and I now have learnt that it is important to try and save for a rainy day. I have always found Chris very professional, polite and he will always arrange meetings to suit you no matter what time and in the comfort of your own home.

What could they have done better?

To be honest I don't think Chris could do anything better than he does now.

Review from verified client

June, 2013

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

Chris is an “Advisor” in every sense of the word. Unlike most IFA’s, he is not sales motivated. His proactive approach to financial planning has already put me in a much stronger position. With his help and advice, I hope to build upon this foundation so that my future is financially secure. I feel that he is someone I can completely trust, and therefore have no problem in recommending him to any friends or colleagues.

What could they have done better?

Nothing.

Review from verified client

June, 2013

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

I'm so happy I was put in touch with Chris, Im not the best with money or picking the best deals, but having someone like Chris around changed that. Chris came to my house and explained things in simple terms and went through my finances in fine detail. He was honest and totally up front, myself and girlfriend were on the verge of remortgaging and were about to agree a deal set by a London financial advisor (recommended on Moneysaving expert). It turns out that by remortgaging and taking this persons advise, we would have been paying less per month - but over 27 years it would have worked out us paying over £30,000 extra!!!! Chris Lunts advise was vital and saved us, he told us to stay were we were, when he could have told us to take one of his recommendations and gained from it but he never. Chris then went through our insurances and I believe has set us up with the best life cover, income protection, medical cover etc that is on the market for not much more than we were paying for insurances from the banks, which did not cover anywhere near as much. I find Chris easy to get on with, always available for support and approachable and have recommended him to all my family and friends.

What could they have done better?

I have sat here for 15 minutes trying to think of something and honestly cant come up with anything Chris could do better.

Review from verified client

June, 2013

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

I would like to take this opportunity to thank Chris for all his help.chris I found to have extensive knowledge of all the products that we needed,in a world which is finance and can be a minefield for us,he explained all are products with such professionalism and made it easy for us to understand,I have had advice previously from a financial adviser,and always thought they were looking for the best product for them and not me,but Chris has been fantastic,lovely person to deal with,very efficient and nothing too much trouble.I would have no hesitation in recommending Chris to anybody.thanks again Alan Howard.

What could they have done better?

Honestly I can't think of anything

Review from verified client

June, 2013

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

Chris visited me at home for a completely free financial review. He recognised my need for critical illness protection cover and taking into account all my circumstances and affordability, he recommended an insurance policy, having shopped around for the most competitive deals. Chris clearly explained all the benefits to me. He also provided sound advice on my pensions. He has always been able to answer any questions and I have found Chris to be very helpful and approachable. Chris has kept me up to date with all relevant news and regularly checks to see if any updates are needed to my insurance/finances.

What could they have done better?

So far I am very satisfied with Chris's services as my financial adviser.

Review from verified client

June, 2013

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

Chris is honest and trustworthy and listens to what you want and never pressures you to take out a service you don't need. He reviews your situation regularly and always brings information on the most up to date services as well as cheaper options. He is extremely knowledgable and that fills you with confidence.

Review from verified client

June, 2013

Overall

Advice

Service

Value

Based in Lancashire

How has Chris Lunt helped you?

Friendly, prompt service, knowledgable about market and best packages available.

Review from verified client

June, 2013

Overall

Advice

Service

Value

Based in Lancashire

How has Chris Lunt helped you?

Chris was very helpful with my financial problems which I didn't have clue where to go till I spoke to Chris he was very helpful and saved me a lot of money and paid my mortgage off. Chris is a credit to his company and to himself he was very patient. I will use Chris again and will tell my friends about him keep up the good work Chris.

What could they have done better?

Nothing he can do to in prove.

Review from verified client

June, 2013

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

I had numerous pension products with various companies and I wanted to consolidate them into one plan. My reasons for this were for ease of access when I came to retire and better performance. Chris gave me help with my pensions and best advice on where to transfer them to. He noticed that I had some final salary pensions and advised me to leave them in with their respective companies but transferred the money purchase products into a company with better performing funds. He will also provide me with face to face annual reviews to update me on their performance.

What could they have done better?

I can't really see any areas for improvement.

Review from verified client

June, 2013

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

I would not hesitate in recommending Chris to any friend or relative that needed financial advice. Chris explains things through thoroughly and does not proceed with anything until you understand what he is suggesting. Chris has helped me through a difficult time and I am very grateful for his understanding, patience and expert advice on many money matters.

Review from verified client

June, 2013

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

Very Profesional & knows what he is talking about 100%

What could they have done better?

N/A

Review from verified client

June, 2013

Overall

Advice

Service

Value

Based in Cheshire

How has Chris Lunt helped you?

Chris keeps in touch regularly via useful emails, but there is never a sense that he is bothering us unduly. The emails contain useful information and also offer opportunities to enter competitions. On a personal level Chris has provided excellent advice on a range of matters, always giving us 'the bigger picture' and enabling us to make well-informed decisions.

Review from verified client

June, 2013

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

We have worked with Chris for some time now and he always achieves an excellent balance between friendliness and professionalism. He takes time to find out what our needs are and provides the information required for us to make financial decisions. At no time have we ever felt pressured into making decisions which we were not comfortable with. Chris ensures that we understand the options available and provides advice and information which enable us to make clear and informed choices. Our attitude towards the level of risk that we are prepared to take is respected and considered throughout. Any recommendations are well researched and based on our best interests. We trust Chris to always provide advice and recommendations which will benefit our financial needs and future.

What could they have done better?

We do not feel that there are any improvements that we can suggest. Chris has always provided a first class service for us.

Review from verified client

June, 2013

Overall

Advice

Service

Value

Based in Lancashire

How has Chris Lunt helped you?

Chris Lunt has listened well, responded promptly and shown a willingness to think creatively about my complex requirements. He has always managed to make appointments that have suited me, even when they are almost certainly far less convenient for him, both in time and location. He has also demonstrated the vital skills of honesty and integrity and has not been afraid to refer me to other colleagues should he feel their knowledge, experience and expertise would be more suited to my particular issues and needs. Chris integrates the above qualities with the ability to explain complex matters clearly and sensitively, supported by engaging and appropriate humour when/if necessary.

What could they have done better?

Short of cloning himself, I am not sure, as I am not really qualified to comment. However, a "generic" suggestion might be for Chris, as with all professionals, to continue gaining the experience through which he will continue to maintain, develop and widen his knowledge-base.

Review from verified client

June, 2013

Overall

Advice

Service

Value

Based in Lancashire

How has Chris Lunt helped you?

Chris was very flexible when arranging a time to see us and was friendly and kept the atmosphere light whilst he was with us. When taking us through the various things we discussed he was clear concise and made it easy to understand. He was very easy to understand and was patient enough to go at our pace through everything we discussed

What could they have done better?

Nothing

Review from verified client

June, 2013

Overall

Advice

Service

Value

Based in Merseyside

How has Chris Lunt helped you?

Chris was recommended to me by a colleague when I was looking for income protection and as he offers a free, no obligation independent financial review, I thought why not! He arrived at the appointment which was booked to suit me in my home and proceeded to talk in plain English, no jargon! Not only did he sort out my income protection, he managed to get my home insurance reduced by £50 a month! The advice he gave me and hints and tips about planning for the future were invaluable and I would have no hesitation calling him when my financial position changes to seek his advice. Overall, very polite and professional and totally genuine, he has your best interests at heart.