0203 551 0160
Based in Richmond
View locationTop Rated 2026
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedbackVerified since: August, 2025
4.9 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Bernard is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Bernard's statusLast checked: 15 May 2026
Bernard is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Bernard's status
16
Recent Client Reviews
Bernard has received 16 client reviews in the past 12 months; 100% of these have been verifiedVerified reviews: 100%
Bernard has received 16 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.Last checked: 20 February 2026
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
3
Qualifications Uploaded
Bernard has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below3 qualification certificates available to view
Bernard has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Bernard has added their fees to their profile. You can see them by clicking on the ‘fees’ tab belowBernard has provided information on their typical fees
Bernard has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
About
Bernard advises individuals and business owners on complex financial planning, specialising in retirement planning and after-retirement planning. He takes time to analyse the goals and needs of individuals and business owners alike and prepares advice relating to retirement, protection (including business succession and business continuity planning), investments, pension transfers and drawdown. Bernard has specialist skills and technical knowledge in estate planning and IHT mitigation. He utilises cashflow planning software to provide clients with a powerful visual interpretation of their finances which helps keep objectives on track and provides peace of mind that their plans are achievable.