Reviewed for

Insurance and Protection ( 8 )

Mortgages ( 1 )

Pensions ( 60 )

Equity Release ( 4 )

Retirement income (annuities, drawdown) ( 39 )

Investments and Savings ( 77 )

Pension Transfers - Non Specialist ( 12 )

Inheritance Planning ( 16 )

Long Term Care ( 7 )

Pension Transfers - Specialist ( 7 )

Financial Planning ( 30 )

Financial Mentoring ( 8 )

Financial Coaching ( 5 )

( 1 )

Reviewers' assets

£500k+ ( 13 )

£200k - £500k ( 21 )

£100k - £200k ( 18 )

Up to £50k ( 4 )

£50k - 100k ( 5 )

( 2 )

Client reviews

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

I had a private pension about to mature plus various investments & needed advice for my retirement income etc.

Have you seen the outcome you were hoping for?

I believe so

How has Simon Lipscombe helped you?

He has consolidated our various savings & investments plus sorted a private draw down pension

What could they have done better?

I do not know therefore cannot coment

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

I needed advice and Simon is local, experienced and a very pleasant man to deal with in what are very personal issues.

Have you seen the outcome you were hoping for?

It is continuing.

How has Simon Lipscombe helped you?

He is helping my children and has been a very useful person for advice.

What could they have done better?

I can’t think of any.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

My previous advisor passed away

Have you seen the outcome you were hoping for?

Difficult question in this present financial climate

How has Simon Lipscombe helped you?

Reassurance and financial consolidation

What could they have done better?

Unknown

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

We were approaching retirement with savings to invest and little idea of how to do that effectively.

Have you seen the outcome you were hoping for?

Yes, we are confident that our savings portfolio is on a sound footing and takes account of our risk appetite.

How has Simon Lipscombe helped you?

He has explained how our investments can be best managed to ensure our retirement goals can be met, and implemented a financial plan for us. Simon is good at explaining the financial jargon around the various products.

What could they have done better?

I can't think of anything which he could have done better.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Considering early retirement from work

Have you seen the outcome you were hoping for?

Yes, I have retired early as per the plan agreed with Simon

How has Simon Lipscombe helped you?

Simon has reviewed our finances, proposed changes to improve our long term plans and supported my early retirement - with annual reviews to ensure plans on track.

What could they have done better?

I can’t think of anything particular.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

I needed to set up a targetted Pension plan, that looked to achieve the income I anticipated needing. I also wanted to collate multiple pensions that had been accumulated over the years into one plan.

Have you seen the outcome you were hoping for?

I have indeed seen the outcome I planned for.

How has Simon Lipscombe helped you?

Simon has been exceptionally helpful in achieving my needs. He is always abundantly transparent in all his advice - essentially laying out all the options available, along with his view on pros and cons, leaving you to make your own decisions. At no point did I feel pressured and his professionalism inspires confidence.

What could they have done better?

For my needs, I honestly don't think there is anything Simon could have done better. He actively keeps in touch, his communication is excellent. His online portal is a brilliant, secure tool with which to monitor and manage the account It is also an excellent tool for secure document sharing and messaging.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Retirement lump sum

Have you seen the outcome you were hoping for?

Yes

How has Simon Lipscombe helped you?

Visited personally several times

What could they have done better?

No I don’t think so

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Managing ISA's was becoming more difficult, and we did not want to pay excessive tax bills, so we sought professional advice.

Have you seen the outcome you were hoping for?

Definitely.

How has Simon Lipscombe helped you?

He has invested our savings with our approval, and the outcome has been benificial. He has also given us very good advice concerning inheritance tax.

What could they have done better?

Do not know.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Dorset

What were the circumstances that caused you to initially look for an adviser?

Advice on transferring a pension fund

Have you seen the outcome you were hoping for?

Yes very happy with outcome

How has Simon Lipscombe helped you?

He has consistently given sound advice based on his financial expertise

What could they have done better?

Nothing comes to mind

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

I inherited some money

Have you seen the outcome you were hoping for?

Yes

How has Simon Lipscombe helped you?

By investing my money to get the best growth, and also to help plan for my imminent retirement .

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

Combining retirement pots.

Have you seen the outcome you were hoping for?

Yes

How has Simon Lipscombe helped you?

Advised on how and where to combine my funds.

What could they have done better?

No real issues.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Argyll

What were the circumstances that caused you to initially look for an adviser?

Previous advisor became unreliable and a friend recommended Simon

Have you seen the outcome you were hoping for?

Yes.

How has Simon Lipscombe helped you?

Decided with Simon's advice to take a bit more risk than previously and I am happy with the SIPP performance, despite the Liz Truss effect!

What could they have done better?

Can't think of anything

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Almost everyone needs a financial advisor in today's complicated financial world

Have you seen the outcome you were hoping for?

Yes

How has Simon Lipscombe helped you?

Explained everything and given good advice

What could they have done better?

Nothing

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

Approaching retirement, with many pensions in an unmanaged state, needed some credible advice, that was from a local person not a remote pension adviser

Have you seen the outcome you were hoping for?

The collation of the pension funds into a managed portfolio has been positive. Pension returns and ISA’s haven’t really performed however the market has not been the best.

How has Simon Lipscombe helped you?

Provided good advice on recoverable tax relating to pensions. Rebalanced the portfolio and been able to demonstrate better performance than other schemes and general market trends.

What could they have done better?

As I’m not an expert on pensions so I am not able to comment on this.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

To manage my pension pot

Have you seen the outcome you were hoping for?

Yes

How has Simon Lipscombe helped you?

Transferring pensions and advising on investment of pension pot

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

After my husband passed away it became obvious in the longer term I would not be able to maintain a large site with small plant nursery, yard, barns, and older rather large bungalow with four double bedrooms, kitchen, utility room, spacious sitting room and dining room free standing double garage and large garden. There was an obvious need to review financial capacity.

Have you seen the outcome you were hoping for?

Not especially, I did not wish to move from my property but financial advice was essential not just for the present time but for future management of assets. However the ongoing financial advice I received enabled me to take a more realistic approach to my future enabling me to purchase property at a local Audley village.

How has Simon Lipscombe helped you?

Simon Lipscombe gave me all the financial advice I needed, bringing together all my financial assets to enable me to purchase a property and settle in the Audley Village. Simon Lipscombe continues to regularly oversee my financial assets.

What could they have done better?

Nothing else required. Discussions continue regarding investments and disposals

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Was looking for guidance on how best to invest in what I had and general guidance for when retirement age came knocking.

Have you seen the outcome you were hoping for?

Yes

How has Simon Lipscombe helped you?

Simons financial knowledge and patience has helped greatly. He has eased all my financial worries.

What could they have done better?

NA

Review from verified client

October, 2023

Overall

Value

Service

Advice

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Retirement planning advise

Have you seen the outcome you were hoping for?

Yes

How has Simon Lipscombe helped you?

Understanding my requirements and circumstances. Clearly explained recommended options Ensured implications of any decisions are understood

What could they have done better?

Nothing - Great servive, very professional

Review from verified client

October, 2023

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

My wife and I were looking for investment advice and retirement planning ( this was 6 years ago )

Have you seen the outcome you were hoping for?

Yes

How has Simon Lipscombe helped you?

he gave us excellent advice, has been very proactive and we have stayed with him ever since

What could they have done better?

Nothing. Its been very professional

Review from verified client

October, 2023

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

My late husband first contacted Simon for advice in investing for our retirement.

Have you seen the outcome you were hoping for?

Yes, so far.

How has Simon Lipscombe helped you?

He explains clearly the options open to me and understands my circumstances. He appreciates the fact I am not particularly knowledgeable in financial matters and ensures I understand fully any decisions I make.

What could they have done better?

I have nothing but praise and personal reassurance in his service.

Review from verified client

October, 2023

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

My husband had various pensions from various jobs & wanted to merge them into one

Have you seen the outcome you were hoping for?

Yes

How has Simon Lipscombe helped you?

By using his knowledge & expertise to help us invest enough to support our planned future retirement

Review from verified client

October, 2023

Overall

Advice

Service

Value

Based in Dorset

What were the circumstances that caused you to initially look for an adviser?

I wanted investment advice

Have you seen the outcome you were hoping for?

Yes

How has Simon Lipscombe helped you?

We have received investment planning advice and easy access to our funds.

Review from verified client

October, 2023

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Grow pension

Have you seen the outcome you were hoping for?

Yes

How has Simon Lipscombe helped you?

With sound investment recommendations

What could they have done better?

Nothing

Review from verified client

October, 2023

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

Needed a review of my investments and savings

Have you seen the outcome you were hoping for?

Yes. Definitely.

How has Simon Lipscombe helped you?

Matched my aspirations with sound investments

Review from verified client

October, 2023

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

The requirement to optimise investments, savings and pensions to ensure a solid grounding for the future.

Have you seen the outcome you were hoping for?

Yes.

How has Simon Lipscombe helped you?

Simon has consistently offered excellent advice and is careful to ensure that every aspect of the discussion and his advice has been fully understood. He is meticulous, is clear when he needs to check on something, and has my complete trust.

What could they have done better?

I have not found any gaps in the excellent service provided by Simon.

First impression from a user who is not yet a client

December, 2022

Overall

Please provide a brief comment about your experience with Simon

Simon gave me excellent advice and was very efficient and knowledgeable in his area of expertise.

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Pensions review

Have you seen the outcome you were hoping for?

Yes.

How has Simon Lipscombe helped you?

He has provided in-depth information about services available to me with patience and diligence, helping me make the best choices possible for my future.

What could they have done better?

Nothing.

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

I had various investments including a company share scheme and ISAs, and was approaching retirement. We needed advice on how to plan our investments to meet our objectives for retirement.

Have you seen the outcome you were hoping for?

Yes, Simon immediately grasped the situation and thoroughly assessed our risk appetite and our retirement objectives. He then gave advice on managing the pensions lifetime allowance, setting up investments to provide the income we need through retirement.

How has Simon Lipscombe helped you?

Yes. He has given us confidence that our investments are set up to work for us in retirement. He keeps them under review and annually recommends changes to take advantage of lower charges and better performance. We know that we can contact him at any time for advice which he gives promptly.

What could they have done better?

For what we are seeking, Simon has provided a great service.

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

Need to combine several pension funds

Have you seen the outcome you were hoping for?

Yes so far

How has Simon Lipscombe helped you?

Advised on above

Review from verified client

October, 2022

Overall

Value

Service

Advice

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Consolidation of pensions and savings

Have you seen the outcome you were hoping for?

Not yet, unfortunately the last year has been devesting for investments.

How has Simon Lipscombe helped you?

Consolidated some of pensions and investments

What could they have done better?

Perhaps bi-annual reviews

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Dorset

What were the circumstances that caused you to initially look for an adviser?

Approaching retirement, I needed investment advice

Have you seen the outcome you were hoping for?

Yes

How has Simon Lipscombe helped you?

By providing investment guidance

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Dorset

What were the circumstances that caused you to initially look for an adviser?

To rationalise various accounts, products etc. I had established without any formal advice and thereby having greater confidence that my investments suited my needs & situation better; and were ultimately delivering in an optimum way.

Have you seen the outcome you were hoping for?

Yes

How has Simon Lipscombe helped you?

Simon took hold of my somewhat chaotic set of investments and directed them into an organised regime, which has been managed to suit changing needs and circumstances.

What could they have done better?

To my knowledge, Simon has done all he could; I have no complaints.

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Isle of Wight

What were the circumstances that caused you to initially look for an adviser?

Approaching Retirement.

Have you seen the outcome you were hoping for?

Yes I was able to retire in line with my plans.

How has Simon Lipscombe helped you?

Simon has helped us understand how to plan for retirement and provided confidence that our Assets were sufficient for us to execute our plan ahead of schedule.

What could they have done better?

Nothing springs to mind.

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Retirement planning

Have you seen the outcome you were hoping for?

Yes

How has Simon Lipscombe helped you?

By helping develop a plan over the long term

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

After my divorce I had monies that I needed to invest safely to maintain my living standard & eventually pass on to my children.

Have you seen the outcome you were hoping for?

So far things are just about holding steady, but my investments are long term so I can't really answer yet.

How has Simon Lipscombe helped you?

Simon spent a long time explaining what I could do, the whys & wherefores in investing. He keeps a yearly appointment updating me & keeping me on track. I know I can ask questions at any time if I don't understand or need advice.

What could they have done better?

To my mind, nothing.

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Multiple pensions, retirement planning and investment

Have you seen the outcome you were hoping for?

Not at present due to the present economic climate.

How has Simon Lipscombe helped you?

Sound advise, explanation on retirement and financial planning.

What could they have done better?

Nothing

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Dorset

What were the circumstances that caused you to initially look for an adviser?

Retirement options

Have you seen the outcome you were hoping for?

Yes

How has Simon Lipscombe helped you?

The advice given has enabled me to plan my finances through retirement

What could they have done better?

Simon is always moving forward with technology to provide the best and up to date information and applicable to myself

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

Finding the right person with a considerable breadth and depth of experience who we could trust.

Have you seen the outcome you were hoping for?

Yes - Simon is outstanding

How has Simon Lipscombe helped you?

Simon has supported us in investments, pensions and financial planning and provided us with the confidence that our requirements are being matched to the best possible solutions.

What could they have done better?

Nothing

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

Mother's retirement.

Have you seen the outcome you were hoping for?

Yes.

How has Simon Lipscombe helped you?

Helping me with my mother's savings and pension.

What could they have done better?

Nothing.

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

retirement advice

Have you seen the outcome you were hoping for?

yes; although the market has not performed as we hoped

How has Simon Lipscombe helped you?

specific advice for retirement planning

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Received an inheritance on top of approaching retirement age in next two years

Have you seen the outcome you were hoping for?

Not so far as markets were not kind, but having set everything up over the last year I hope for better outcomes in the next 5 years or so

How has Simon Lipscombe helped you?

Laid out a good financial plan incorporating investments and pensions

What could they have done better?

There is nothing I can suggest to improve what I have received so far

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Needed guidance with regards to my savings and divorce settlement.

Have you seen the outcome you were hoping for?

I’m a realist so understand that some days my portfolio will look pretty healthy and others not so much. BUT I don’t fret the bad days for I know it’ll climb back to a healthy level again within a few months or years if needs be.

How has Simon Lipscombe helped you?

Financial jargon confuses me somewhat so having Simon explain all to me in layman’s terms has been a massive help.

What could they have done better?

N/A

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Needing to change pension provider

Have you seen the outcome you were hoping for?

Yes

How has Simon Lipscombe helped you?

Yes

What could they have done better?

Nothing

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Lump sum on retirement

Have you seen the outcome you were hoping for?

All things considered in the financial world today Yes

How has Simon Lipscombe helped you?

He’s been very helpful explaining and sorting out our needs with the finances at our disposal

What could they have done better?

Nothing I’m aware of

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Had some savings

Have you seen the outcome you were hoping for?

Yes I think so

How has Simon Lipscombe helped you?

Advising us so we don’t spend it all

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

My late husband was looking for an adviser to manage his pendion

Have you seen the outcome you were hoping for?

Yes, I believe so.

How has Simon Lipscombe helped you?

He has been very patient and understanding since my husband died. He has explained everything in a way I can understand. This is a new and unknown area for me.

What could they have done better?

I considers he meets all my requirements.

First impression from a user who is not yet a client

June, 2022

Overall

Please provide a brief comment about your experience with Simon

Excellent introduction . Very clear and helpful.

Review from verified client

December, 2020

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

My previous financial advisor sold his business because of ill health, we had moved on my retirement and preferred to have an advisor in our new area.

How has Simon Lipscombe helped you?

Sanctuary Wealth Management (SWM) have helped my wife and I, a retired couple, manage our financial affairs for three years. I have a Self-Administered Personal Pension (SIPP) and my wife has an Added Value Contribution (AVC) to augment her short career teacher’s pension. We both have some modest ISSA investments. SWM have dealt with our affairs in a personable and professional way, they set out clearly the service they offer and their fee structure. Our attitude to risk has been ascertained and our investments moved to achieve our objectives. In the time SWM have managed our affairs we are very satisfied with the performance of our investments particularly during the past turbulent year

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Our advisor met our expectations

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

My Wife and I were looking to set up Pensions as we were both self-employed and had no significant provision. Simon came highly recommended.

How has Simon Lipscombe helped you?

Simon helped us work out a full financial plan which was incredibly helpful. He also helped us set up the pensions which formed a fundamental part of the plan.

Have you seen the outcome you were hoping for?

Yes, definitely, we have seen significant growth and tax benefits in the funds recommended.

What could they have done better?

No, it was perfectly done.

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Following a divorce and my daughter’s car accident I found myself in a difficult financial situation with no one to advice me on how to plan for my future.

How has Simon Lipscombe helped you?

Simon has patiently provided me with excellent and detailed information that he has all the time in the world to explain. He is very clear and consistent, I feel completely safe in his hands. He’s transparent and very trustworthy.

Have you seen the outcome you were hoping for?

Better than hoped, with his advice I’ve found myself in a much better situation than I could have expected.

What could they have done better?

Nothing, to be honest. I’m very happy with the service.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

The need to manage my own financial affairs after the death of my husband

How has Simon Lipscombe helped you?

Simon helped me manage my affairs in terms of day to day financial outgoings, transfer of my late husband's investments, and personal long term investments for income and growth

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I am not aware of anything.

Review from verified client

June, 2020

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

We wanted a complete review of our finances to ensure we had a secure retirement plan and to invest monies for our son's future benefit.

How has Simon Lipscombe helped you?

Simon undertook a complete review of our finances, including existing pension funds and other investments, as well as our expectations for retirement and then made his recommendations.

Have you seen the outcome you were hoping for?

Our investments were completed at the latter end of 2019 so have been affected by the COVID-19 outbreak but Simon has kept in touch throughout to offer reassurance and already we can see the negative effects reversing so we have high hopes for future growth.

What could they have done better?

At this stage, no I don't think he could have done anything better. All his recommendations were well presented and thoroughly explained to ensure we understood them.

Review from verified client

June, 2020

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

needed financial advice !

How has Simon Lipscombe helped you?

by giving me actionable advice

Have you seen the outcome you were hoping for?

some, others time will tell

Review from verified client

September, 2019

Overall

Advice

Service

Value

Based in Dorset

What were the circumstances that caused you to initially look for an adviser?

Needed help with maximising income from pensions with wish to ensure funds for possibly eventual need for residential care. As a single person with very little-and no close- family I wanted to be able to be independent as long as possible and therefore recognised the need for help from a financial advisor. I have a long-term friend who shares my home who is in a similar situation. We both decided to keep our financial matters separate from the point of long- term management.-

How has Simon Lipscombe helped you?

Did a thorough survey of my finances and also my long-term prospects before arranging an agreed sum of regular contribution which he subsequently invested on my behalf

Have you seen the outcome you were hoping for?

Yes- over the years the value of my investments has grown steadily so that I now have a fund which hopefully will cover any future needs that will arise

What could they have done better?

Occasionally Simon forgets that I am an absolute idiot where the financial market is concerned and feels obliged to explain in more detail than I can comprehend . He has earned my trust over the years and my financial position speaks for his success. He doesn't need to blind me with figures!

Review from verified client

September, 2019

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

I was unhappy with my previous IFA

How has Simon Lipscombe helped you?

Good advice

Have you seen the outcome you were hoping for?

It’s early days.

Review from verified client

May, 2019

Overall

Advice

Service

Value

Based in Dorset

What were the circumstances that caused you to initially look for an adviser?

We wanted independent advice on our pensions and making sure we were maximising our potential income.

How has Simon Lipscombe helped you?

Arranged transfer of policies and advised on new pensions. Very clear simple advice, no jargon!

Have you seen the outcome you were hoping for?

Yes very happy with advice given and predicted returns.

What could they have done better?

Found him to be very personable and knowledgeable.

Review from verified client

April, 2019

Overall

Advice

Service

Value

Based in Dorset

What were the circumstances that caused you to initially look for an adviser?

Protect savings from inheritance tax.

How has Simon Lipscombe helped you?

Arranged for portfolio to be invested in a scheme that legally permits shares to be left to beneficiaries free of inheritance tax.

Have you seen the outcome you were hoping for?

Despite the downturn in the market place due to brexit and other factors the portfolio has shown significant appreciation

What could they have done better?

The portfolio has achieved significant growth and my financial adviser has fully satisfied our requirements

First impression from a user who is not yet a client

March, 2019

Overall

Please provide a brief comment about your experience with Simon

He didn't make contact!

Simon's reply

Dear Mr Chambers I apologise that we failed to respond to your query. It is our policy to respond to all queries within 24 hours. In this instance, the email query was opened in error and not subsequently set to unread which is normally our policy. As a result of this your email was overlooked. When I realised the oversight, I called you a week after the initial query and explained how your query was overlooked. I hope you accept my apology. Kind regards Simon Lipscombe

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Poor advice from previous adviser

How has Simon Lipscombe helped you?

Full revision of my investment and pension arrangements

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Given me the winning lottery numbers!

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Retirement planning

How has Simon Lipscombe helped you?

Reviewed our aspirations and our pensions, identified best options and implemented these efficiently.

Have you seen the outcome you were hoping for?

Still a work in progress

What could they have done better?

Cannot identify any suggestions.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Our previous advisers, Brewin Dolphin, considered our funds too small for them to continue to act for us.

How has Simon Lipscombe helped you?

By investing in managed funds, he felt we had a greater spread of investments to provide some income and potential growth

Have you seen the outcome you were hoping for?

So far!

What could they have done better?

We have a more personal service now so find it difficult to compare. As yet we have no suggestions for improvement.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Moving from a company pension to a SIPP

How has Simon Lipscombe helped you?

Simon undertook to fully understand my situation and my financial goals and set about devising and agreeing a plan that met my appetite for risk and met my retirement aims. He did this thoroughly and with great patience.

Have you seen the outcome you were hoping for?

I am not yet retired. The SIPP is performing well and is on track.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Dorset

What were the circumstances that caused you to initially look for an adviser?

We needed advice on how to secure our future income upon retirement.

How has Simon Lipscombe helped you?

With Simon we considered how best to use the savings we had and looked at what our needs are and are likely to be in the future.

Have you seen the outcome you were hoping for?

This is a continuing project and times are difficult due to Brexit, but so far so good.

What could they have done better?

Difficult to think of anything that would be realistic.

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

I need an expert whom I can trust and Simon fulfils this role to my complete satisfaction.

How has Simon Lipscombe helped you?

Advice on investments, ISAs, pension, SIPPs etc

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Dorset

What were the circumstances that caused you to initially look for an adviser?

My wife

How has Simon Lipscombe helped you?

Good advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Don't know

First impression from a user who is not yet a client

January, 2017

Overall

Please provide a brief comment about your experience with Simon

Simon was very clear from the start of our meeting and explained thoroughly the process. Through this discussion it became clear that we needed to revisit our aims once more and then review are requirements before continuing further.

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

General financial planning prompted by gaining some inheritance.

How has Simon Lipscombe helped you?

Advising on investments, rationalising current investments and providing advice on pension and retirement planning.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

October, 2016

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

previous advisor poor performance at a high cost.

How has Simon Lipscombe helped you?

good understandable advise at a reasonable cost.

Have you seen the outcome you were hoping for?

yes steady income.

What could they have done better?

no comment

Review from verified client

October, 2016

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

I had several old dormant pensions from previous employers and wanted to sort them all out and see how i was from a retirement income position.

How has Simon Lipscombe helped you?

Simon took all the details of the old pension companies and got in touch with them to find out the amounts in each and how they were performing. He then asked me how much i thought I would need to retire comfortably and using this information he proposed moving all the old pensions into one and also contributing to it regularly to achieve the pension required.

Have you seen the outcome you were hoping for?

I am now thanks to Simon in a position to achieve a financially secure retirement and also this goal will be annually monitored so I will always know how i am doing. I am very happy with the result of the consultations and will be staying with Simon as my financial adviser and strongly recommend him to anyone else looking to do the same.

What could they have done better?

The whole process took a while, but I think most of that was waiting to get the information back for the various pension schemes involved. Simon kept me informed throughout so i can't really fault him.

Review from verified client

October, 2016

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

Having taken a career break from work with 2 different pensions and investments, I needed professional advice to consider the best options for management of my finances.

How has Simon Lipscombe helped you?

Simon provided an extremely thorough and detailed analysis of our current situation and ensured that he fully understood our requirements before offering his clear and well considered advice. We were particularly impressed by Simon's professionalism and his focus on listening well, offering potential solutions and balancing it all with a clear exposition of risks and opportunities. His service is in marked contrast to that which I have experienced before and I would have absolutely no hesitation in recommending him.

Have you seen the outcome you were hoping for?

Yes - we now have a well balanced and well managed portfolio and have already seen significant financial benefit that amounts to many multiples of the fees paid to Simon - the best value for money service I have paid for in a very long time!.

What could they have done better?

I have no comments as I found his service to be excellent throughout.

Review from verified client

October, 2016

Overall

Value

Service

Advice

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Savings earning nothing. Also guidance on pension management.

How has Simon Lipscombe helped you?

Use our ISA allowances to provide solid share investment. Also made us think differently about how our money is divided between capital expenditure and savings.

Have you seen the outcome you were hoping for?

Performance good this year, although mostly helped by Brexit. Fees have been more than covered by the gains compared to regular savings.

Review from verified client

October, 2016

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

We needed advice on what to do with pension funds and some savings investments on retirement.

How has Simon Lipscombe helped you?

He fully explained the various options available and looked at our finances as a whole. He made sure we understood everything and we were then able to agree a long term strategy.

Have you seen the outcome you were hoping for?

Yes. Everything has been handled well. Investments and income are as intended.

What could they have done better?

Nothing really. This is a very complex area and each client's needs are different so it is correct that all options are looked at in the first instance before choosing a particular path.

Review from verified client

October, 2016

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

He took over from my previous adviser, who retired.

How has Simon Lipscombe helped you?

He looked at my full range of investments, and suggested suitable and advantageous changes.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Not being an expert myself, I can't really answer such a question.

Review from verified client

October, 2016

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

retirement.

How has Simon Lipscombe helped you?

consolidated a number of pensions and investments.

Have you seen the outcome you were hoping for?

yes.

Review from verified client

October, 2016

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

We needed advice on investing an inheritance.

How has Simon Lipscombe helped you?

He ensured that our money was invested with the correct balance of risk and return.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

His advice has more than met our expectations.

Review from verified client

October, 2016

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

I had inherited a sum of money that I wanted to invest. My sister was happy with the service Simon had given her and recommended him.

How has Simon Lipscombe helped you?

Simon was very thorough in gauging my requirements and financial needs and my attitude to risk.

Have you seen the outcome you were hoping for?

In the main I have been happy with the income I have received from my investments in our uncertain market.

What could they have done better?

At the moment we have a yearly review. I think every nine months may be better.

Review from verified client

October, 2016

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

For investments and pension.

How has Simon Lipscombe helped you?

He gave me excellent advice and explained the pros and cons of different investement and pension options extremely well.

Have you seen the outcome you were hoping for?

Yes I'm more than happy.

First impression from a user who is not yet a client

September, 2016

Overall

Please provide a brief comment about your experience with Simon

Honest & upfront

Review from verified client

August, 2015

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Moving up towards retirement age, I wanted to be sure that my pension affairs and general finances are in good shape.

How has Simon Lipscombe helped you?

He worked out the best course of action for my occupational pension. He also devised a strategy for investing savings to meet our risk appetite.

Have you seen the outcome you were hoping for?

I am much happier that there is a plan for retirement in a few years.

What could they have done better?

Nothing at this stage.

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

I sold a property that had been inherited.

How has Simon Lipscombe helped you?

He went though all aspects of investing, benefits and pitfalls, helping me understand the process.

Have you seen the outcome you were hoping for?

Everything is now in place to help build towards a secure financial future, early days yet.

What could they have done better?

As other plans are fitting into place, Simon is still putting pension elements into the mix.

First impression from a user who is not yet a client

February, 2015

Overall

Please provide a brief comment about your experience with Simon

Too early to provide more meaningful comment

First impression from a user who is not yet a client

December, 2014

Overall

Please provide a brief comment about your experience with Simon

Simon was very helpful and spent a good amount of time with me and was friendly, I have not as yet decided who I will be going to,

Review from verified client

November, 2014

Overall

Advice

Service

Value

Based in Hampshire

How has Simon Lipscombe helped you?

Simon is very professional and very easy to talk to, he is also very approachable, helpful and patient and will go to great lengths to explain a situation when I can not fully grasp it. An all round good egg and I feel he is extremely trustworthy.

What could they have done better?

Unable to think of anything at this present time

Review from verified client

November, 2014

Overall

Advice

Service

Value

Based in Dorset

How has Simon Lipscombe helped you?

At our regular meetings, Simon reviews our situation and goals, and advises accordingly. He understands are attitude to risk and our future aspirations. I have been a client of Simon for a number of years, and have always found him to be approachable, and I trust his judgement.

What could they have done better?

Simon provides me with a complete service, and I cannot ask for more than that.

Review from verified client

November, 2014

Overall

Advice

Service

Value

Based in Hampshire

How has Simon Lipscombe helped you?

Simon ihas always been extremely reliable and very professional at all times. He has a very good understanding of our requirements and ensures we are fully briefed and has always given us very good advice.

What could they have done better?

very happy with the level of service we receive

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Hampshire

How has Simon Lipscombe helped you?

Addresses key concerns. Provides better solutions compared to existing products from agents tied to few products.

What could they have done better?

Bring all the paperwork at the same time. Get all the detail right first time.

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Hampshire

How has Simon Lipscombe helped you?

In my dealings with Simon I have found him to be very thorough and diligent. He is approachable and quickly responds to questions or requests for meetings. I am confident that he has the requisite knowledge in the areas where I need advice and that he has provided me with advice appropriate to my circumstances.

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Hampshire

How has Simon Lipscombe helped you?

Simon is easy to talk to and I feel I can trust him to manage my investments to my best advantage. I feel he would put as much effort into making a small investment work as he would a large one. He has found the best route for me to take to maximise my limited options

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Hampshire

How has Simon Lipscombe helped you?

Simon is knowledgable and is careful to select the best options for my requirements and takes on board my preference. He is easy to talk to and can communicate sometimes complicated information at my level of understanding and can answer my queries. He is diligent in safeguarding my interests and making changes where necessary.

What could they have done better?

Simon is professional on all levels.

Review from verified client

September, 2014

Overall

Advice

Service

Value

Based in Dorset

How has Simon Lipscombe helped you?

He listens to the client needs & whilst making his professional recommendations, he doesn't try to impose his own ideas

What could they have done better?

I have no cause for complaint; His service suits my needs

Review from verified client

September, 2014

Overall

Advice

Service

Value

Based in Dorset

How has Simon Lipscombe helped you?

We asked for a Life Financial Plan on our retirement. Simon listened well, obtained a clear picture of our current financial state, and provided an excellent planning sheet to role-play different scenarios for the future. We therefore feel comfortable with the plan we agreed on, and the investments he has recommended and put in place.

What could they have done better?

We have followed Simon through 2 previous employments, and have consistently had confidence in his advice, born out of the results.

Review from verified client

September, 2014

Overall

Advice

Service

Value

Based in Dorset

How has Simon Lipscombe helped you?

Having been advised by Simon for at least 7 years We have had no cause to be concerned by his advice and recommendations. He has taken us through two partnerships until he formed his own. Each transfer went without incident to our satisfaction.

What could they have done better?

For us he meets all expectations.

Review from verified client

September, 2014

Overall

Advice

Service

Value

Based in Hampshire

How has Simon Lipscombe helped you?

We found Simon's explanation of our financial plan very thorough. Everything was made very clear, including his charges and of what they are comprised. He is both personable and professional.

Review from verified client

September, 2014

Overall

Advice

Service

Value

Based in Hampshire

How has Simon Lipscombe helped you?

We have known Simon for several years as a financial advisor. He is thorough, efficient and competent. He is a pleasure to do business with. He carries out what he undertakes to do. He explains things well and inspires confidence in his judgement.

What could they have done better?

He is sometimes a little hesitant on the 'phone and possibly prefers face-to-face contact as it gives body language cues.

Review from verified client

September, 2014

Overall

Advice

Service

Value

Based in Hampshire

How has Simon Lipscombe helped you?

Have always found Simon to be most helpful, and considerate in my dealings with him. He explains the aspects of Financial Planning and Investments in a way which can be easily understood, and would have no hesitation in recommending him.

Review from verified client

September, 2014

Overall

Advice

Service

Value

Based in Hampshire

How has Simon Lipscombe helped you?

Simon has always been a great adviser for us. He has the ability to explain financial issues so that we can understand them. We have an annual review but know that we can contact Simon at any time by phone, which we have done on several occasions.Simon is very friendly, but also professional and extremely efficient. So far any advise given to us by Simon has had good results, even though the economic climate has been poor.

Review from verified client

September, 2014

Overall

Advice

Service

Value

Based in Dorset

How has Simon Lipscombe helped you?

We have known Simon Lipscombe for several years during which he has given us sound advice. He has contacted us when there are good investments to be made, follows the financial market for our benefit and regularly reviews our financial position. We have an annual meeting which normally takes about 2 hours. He is a pleasant gentleman and very enthusiastic in his approach and in our opinion does an excellent job.

Review from verified client

September, 2014

Overall

Advice

Service

Value

Based in Dorset

How has Simon Lipscombe helped you?

Simon is always very professional and takes time to explain sometimes quite complicated and in-depth financial issues, which is great for someone like myself who is not that savvy about pensions and implications at retirement.

What could they have done better?

Ensure that the client has all paperwork / information at hand ready for meeting so prior warning when setting date.

Review from verified client

August, 2014

Overall

Advice

Service

Value

Based in Hampshire

How has Simon Lipscombe helped you?

Currently very happy with the way he assists with my financial planning

What could they have done better?

As above

Review from verified client

August, 2014

Overall

Advice

Service

Value

Based in Hampshire

How has Simon Lipscombe helped you?

no comment

What could they have done better?

My adviser chose a company for my investments that sends out regular updates which I find very difficult to understand. I realise this is not my advisor's responsibility but if he could forward my feedback to the company concerned I would appreciate it.

Review from verified client

August, 2014

Overall

Advice

Service

Value

Based in Hampshire

How has Simon Lipscombe helped you?

Presenting options and providing the right amount of data to support decisions.

What could they have done better?

He is mandated to go through all the FSA/FCA blurb but there has to be a more digestible way of packaging it.