0330 038 8942
Based in Sowerby-Bridge
View locationTop Rated 2026
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedbackVerified since: November, 2024
4.8 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
John is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed John's statusLast checked: 14 August 2026
John is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed John's status
53
Recent Client Reviews
John has received 53 client reviews in the past 12 months; 100% of these have been verifiedVerified reviews: 100%
John has received 53 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.Last checked: 14 May 2026
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
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About
John joined Perspective in May 2023 when Brighter Financial Services joined the Group as Perspective (Brighter). John has been with HSBC for almost eight years, firstly working as a mortgage associate, then as a mortgage adviser for First Direct for 2 years and then in sales quality checking mortgages and protection for almost 4 years. He studied for DipPFS before he joined Brighter in Nov 2020 as a trainee independent financial adviser (IFA) and mortgage/insurance broker before he became a full-time independent financial adviser (IFA) in 2022. As an IFA he reviews pensions, investments, insurance, and estate planning for personal and commercial clients. He finds financial matters interesting because it’s very much like working out a puzzle, with the outcome of helping clients achieve their financial goals. He enjoys dealing with all types of clients, no day is ever the same. Helping clients arrange their affairs to give them more opportunities in life is very rewarding.