Reviewed for

Insurance and Protection ( 36 )

Mortgages ( 64 )

Pensions ( 74 )

Equity Release ( 13 )

Retirement income (annuities, drawdown) ( 27 )

Investments and Savings ( 83 )

Pension Transfers - Non Specialist ( 8 )

Inheritance Planning ( 8 )

Long Term Care ( 4 )

Pension Transfers - Specialist ( 6 )

Financial Planning ( 23 )

Financial Coaching ( 1 )

Reviewers' assets

£500k+ ( 10 )

£200k - £500k ( 18 )

£100k - £200k ( 10 )

( 1 )

Up to £50k ( 32 )

£50k - 100k ( 14 )

Client reviews

Review from verified client

March, 2024

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

When I reached the age of 75 I had to make the decision on what to do with my three small private pension pots.

How has Simon Cutler helped you?

Simon listened to what I needed to do and asked me whether I was looking for a regular income or to invest my pension pots in the hope their value would increase, but also pointed out that the value of investments could also fall. He gave me very informed illustrations of the benefits of a regular income, via an annuity, and the benefits of investment, with the option of taking a 25% tax free lump sum. When I told him I preferred to invest the money he asked lots of questions to determine my level of risk perception. Having determined this he illustrated his advice, stressing that he would not personally be recommending an investment portfolio but, with my permission, would be handing this to a specialist firm. I readily agreed to this and have been very kept well informed on the performance of the investments. I would add that every meeting I’ve had with Simon has been in a warm, friendly, professional manner.

Have you seen the outcome you were hoping for?

Yes. I took my 25% tax free lump sum and in the two years since the monies were invested I’ve seen very good growth.

What could they have done better?

Nothing.

Review from verified client

February, 2024

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

To better understand our finances

How has Simon Cutler helped you?

Sound advise that was explained throughout the process, this has resulted in me having more confidence in our future financial situation

Have you seen the outcome you were hoping for?

Yes

Review from verified client

February, 2024

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Known Simon for 30+ years

How has Simon Cutler helped you?

Providing sound advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nil

Review from verified client

February, 2024

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Consolidating pensions

How has Simon Cutler helped you?

Yes very much

Have you seen the outcome you were hoping for?

So far good in tough economic conditions

What could they have done better?

So far all good

Review from verified client

February, 2024

Overall

Advice

Service

Value

Based in Herefordshire

What were the circumstances that caused you to initially look for an adviser?

I have been a client for many years. Initially I needed advice for my long term future and Simon was recommended to me.

How has Simon Cutler helped you?

He explains the ups and downs of the market through regular meetings and emails, and has more than once recommended changes to my holdings to improve my future wellbeing or returns.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I have always been happy with what Simon has done.

Review from verified client

February, 2024

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

my old advisor had retired, so I needed a new one

How has Simon Cutler helped you?

Simon has rearranged my transact portfolio so that it works better, sorted out a more affordable home insurance. He is very good at explaining things in a way that you can understand, my partner who isn't very good in understanding financial things can understand and now make informed decisions.

Have you seen the outcome you were hoping for?

Yes Simon has rearrange my finances to make them work them better. and they are

What could they have done better?

I don't know, as I believe I'm getting the best help

Review from verified client

February, 2024

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I inherited some property

How has Simon Cutler helped you?

He has literally changed my life! Through Simon I discovered I could retire early. This enabled me to nurse and spend valuable time with my terminally ill husband and to have no money worries. Peace of mind is so important.

Have you seen the outcome you were hoping for?

Yes and much more!

What could they have done better?

He could not have done anything better

Review from verified client

February, 2024

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Pension transfer

How has Simon Cutler helped you?

Simon explained in layman’s terms what needed to be done and offered advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

The disappointing performance of a previous advisory.

How has Simon Cutler helped you?

By giving positive financial advice.

Have you seen the outcome you were hoping for?

It’s early days as we have only been with him for 4 months, but so far so good.

What could they have done better?

To date everything is satisfactory.

Simon's reply

Many thanks for the kind feedback and I look forward to seeing you again soon. Simon

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Unhappy with present pension plan and their advisors. Needed to access part of it.

How has Simon Cutler helped you?

He was compassionate and sincere and his advice was invaluable! Such a nice chap!

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

Nothing

Simon's reply

Hi Helen Many thanks for your kind comments and best wishes for 2024. Catch up soon, Simon.

First impression from a user who is not yet a client

October, 2023

Overall

Please provide a brief comment about your experience with Simon

Explained everything. Answered our questions clearly in a way we could understand

Simon's reply

Hi Paul Many thanks for your kind feedback and we look forward to working with you in the future. Kind regards, Simon

Review from verified client

September, 2023

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Sorting a SSIP

How has Simon Cutler helped you?

Easy to understand advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

September, 2023

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Has some investments which previous advisors neglected. Also several annuities

How has Simon Cutler helped you?

Has sorted my investments and added numerous annuities into a SIPP

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

September, 2023

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Needing to plan for retirement

How has Simon Cutler helped you?

Sound advice and planning

Have you seen the outcome you were hoping for?

Yes

Simon's reply

Hi Paul Many thanks for the kind feedback and I look forward to catching up soon. All the best, Simon

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

i needed to consolidate and better manage my finances

How has Simon Cutler helped you?

Simon's Team managed the entire process and assisted in all stages of the process explaining all the nuances and details so i could make informed choices

Have you seen the outcome you were hoping for?

Yes - I have a clearer picture, a better management and control of my financial future

What could they have done better?

Better Coffee??

Simon's reply

Hi Steve Many thanks for your kind feedback and we look forward to seeing you again in the future. Kind regards, Simon

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Early retirement.

How has Simon Cutler helped you?

Simon has been very helpful and I feel very confident about my financial future with him as my adviser. I can't recommend him highly enough. I feel I have a friend looking out for me.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I can't think of anything he could have done better.

Simon's reply

Hi Roger Thanks for you amazing and kind feedback -much appreciated and good to know you are so happy with our service. Catch up soon. Kind regards, Simon

First impression from a user who is not yet a client

August, 2023

Overall

Please provide a brief comment about your experience with Simon

Excellent communication thus far

Simon's reply

Hi David Many thanks for your kind feedback and I while I know we have not yet had the opportunity to discuss your goals and our fees/services in detail, I hope that we may be able to do so at some point. Best wishes, Simon

Review from verified client

April, 2023

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Early retirement from work.

How has Simon Cutler helped you?

He’s really helped us to make the most of our savings and helped us make sure we managed our money for our retirement. Fantastic.

Have you seen the outcome you were hoping for?

Yes much better than we expected.

What could they have done better?

Nothing at all.

Simon's reply

Hi Phil Many thanks for your kind feedback. I look forward to seeing you and Mandy both again soon. Kind regards Simon

Review from verified client

April, 2023

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Having reached the age where I compulsorily had to take my private pensions I needed advice on the best way to proceed - investing/drawing down/converting to annuity.

How has Simon Cutler helped you?

Simon made me feel very at ease and asked many relevant questions to enable him to know more about me and to ascertain my thoughts on what I may wish to do with my pensions - i.e. to invest in order to, hopefully, increase the capital or to invest to provide an income, and to determine my thinking on risk, before outlining the best option(s) available to me.

Have you seen the outcome you were hoping for?

Definitely. In spite of the significant downturn in the economy my ‘pot’ has increased.

What could they have done better?

Nothing I can think of.

Simon's reply

Hi Jennie Thanks you so much for this lovely feedback. It is really appreciated. Catch up soon. Simon

Repeat review from verified client

April, 2023

Overall

Advice

Service

Value

Based in Herefordshire

This review is a follow-up review from a client who left a review previously.

How has Simon Cutler helped you since your last review?

Simon continues to update me about issues affecting my savings and investments, and the impact of recent and current global challenges. My most recent review was useful and I am happy that Simon is looking after my interests well and at a competitive price.

Simon's reply

Hi Bryan Many thanks for the kind feedback. Simon

Repeat review from verified client

April, 2023

Overall

Advice

Service

Value

Based in Somerset

This review is a follow-up review from a client who left a review previously.

How has Simon Cutler helped you since your last review?

Helped with updating Insurance covers.

Simon's reply

Hi Avril Many thanks for your kind comments. Much appreciated. Simon

Review from verified client

April, 2023

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

In February 2022 I was seeking to invest capital I had in a bank account which was providing a poor rate of return.

How has Simon Cutler helped you?

He was able to provide investment options that met my risk appetite and over the medium to long term based on past performance should meet my expectations while allowing me to monitor performance at will.

Have you seen the outcome you were hoping for?

Given the volatility of the markets over the last year I am satisfied with the investment performance

What could they have done better?

Nothing

Simon's reply

Hi Chris Many thanks for the kind feedback and I look forward to seeing you again soon. Kind regards Simon

Repeat review from verified client

April, 2023

Overall

Advice

Service

Value

Based in Somerset

This review is a follow-up review from a client who left a review previously.

How has Simon Cutler helped you since your last review?

Secured an extension on our mortgage for home improvements

Simon's reply

Hi Amanda Many thanks for your kind words. Catch up soon. Simon

Review from verified client

April, 2023

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Redundancy from employment with a lump sum of money

How has Simon Cutler helped you?

Advised me that I could invest my money whilst having accessibility to it if required.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

All good. No surprises and reliable monitoring of the financial situration

Simon's reply

Hi Jackie Many thanks for your kind and generous feedback. We look forward to continuing to advise you for many years to come. Kind regards Simon

Repeat review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Somerset

This review is a follow-up review from a client who left a review previously.

How has Simon Cutler helped you since your last review?

Simon has continued to be available whenever needed - even at short notice - and his up to date financial knowledge & considered advice is always excellent.

Simon's reply

Thanks for the kind feedback Dave, and I look forward to our next review meeting in February. Kind regards, Simon

Repeat review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Somerset

This review is a follow-up review from a client who left a review previously.

How has Simon Cutler helped you since your last review?

Simon is still doing what he does best providing me with an excellent service. Simon on advise has always been in my best interest and he would not advise me to do anything that would not work for me. Simon gives me extraordinary support through the many years. At our meetings we go through my portfolio where Simon explains every page in detail keeping me updated and making sure I understand. I alway come away with the assurance that my investments are in excellent hands which are working for me so I have no worries about any further investments with Simon in the future. He must be the number one Financial Adviser in my eyes and would recommend him to anyone regardless where they live. Simon takes time to listen and answer any questions you may have. I feel I know a lot more about investments than I ever did and that is all down to Simon so thank you Simon for all your advice and help over so many years of being with you at Blackdown Financial in Taunton.

Simon's reply

Thank you so much for the kind feedback Jan. Pleased to hear we are providing the first class level of service expected. Simon

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Looking to cash in one of my pensions.

How has Simon Cutler helped you?

Simon went through all my pensions and my finances. He advice me only to release 25% of one of my pensions. He basically said I would be comfortable when I retire if I did that.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing.

Simon's reply

Hi Elaine Many thanks for the very kind feedback. Much appreciated. We look forward to looking after your finances for many years to come. Kind regards Simon

First impression from a user who is not yet a client

December, 2022

Overall

Please provide a brief comment about your experience with Simon

I met with Simon to discuss my pension arrangements. Having reviewed my situation he was able to advise me the best course of action for me. Based on my experience I would have no hesitation recommending Simon's expertise.

Simon's reply

Many thanks for the kind feedback and we look forward to being of more assistance in the future. Kind regards and Happy New Year. Simon

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Recommended by friend when I had my own business

How has Simon Cutler helped you?

Offered friendly impartial professional guidance

Have you seen the outcome you were hoping for?

Yes constantly

What could they have done better?

Nothing

Simon's reply

Thanks for the kind feedback John. Merry Christmas and happy New Year. Simon

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

To further drawdown equity from my home

How has Simon Cutler helped you?

He researched the best deal for me

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Simon's reply

Dear Myra Many thanks for your kind feedback and it was a pleasure helping. Happy New Year, Simon

First impression from a user who is not yet a client

August, 2022

Overall

Please provide a brief comment about your experience with Simon

Simon is at all times highly professional and gives honest, trustworthy advice. There is no hard sell and Simon will ensure that you have all the fact based information and time that you require to make any decisions. I have no hesitation in recommending his services.

Simon's reply

Hi Ian Thanks so much for your kind feedback. Much appreciated. Simon

First impression from a user who is not yet a client

August, 2022

Overall

Please provide a brief comment about your experience with Simon

Had an initial meeting with Simon to discuss my pension options and overall I was very impressed with Simon's depth of knowledge and open approach in regards to the costs I will incur working with Simon and his team. I am pleased to confirm that Simon is now looking after my pension.

Simon's reply

Hi Andrew Many thanks for the kind feedback and we look forward to helping you going forward. Kind regards, Simon

Review from verified client

July, 2022

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

I had a private work pension and wanted to get a better return, plus I wanted my ISA and savings accounts to be looked at

How has Simon Cutler helped you?

increasing my penison pot, suggesting a tax free ISA rather than my cash isa, suggesting paying off more of my mortage whe I am able to release some more money

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing as far as I am aware

Simon's reply

Thanks for your kind feedback Helen. Much appreciated and I look forward to seeing you again soon. Simon

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Planning for retirement

How has Simon Cutler helped you?

Given sound advice during a turbulent period, ensuring the data spoke for itself and performance was inline with risk level.

Have you seen the outcome you were hoping for?

Most definitely, first year performance was really great and this and next year will be tough due to the global economy but fits with the 5 year plan.

What could they have done better?

For me nothing, it has been a great experience over the last 2 year, with honest appraisals and sound advice backed by data.

Simon's reply

Hi Chris. Many thanks for your kind feedback and we look forward to advising you for many years to come. Simon

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

I had funds to invest and am reaching an age where pension planning is becoming important.

How has Simon Cutler helped you?

Clear and concise advice on the best investment vehicles and tax savings

Have you seen the outcome you were hoping for?

It is still too early to be certain, but very happy with where we are now

What could they have done better?

Nothing

Simon's reply

Hi Paul Many thanks for your kind feedback and we look forward to advising you for many years to come. Simon

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Needed advice investing in a SIPP

How has Simon Cutler helped you?

Provided straightforward and easy to understand explanations of options available.

Have you seen the outcome you were hoping for?

Yes! Have already seen an increase in value in a short period of time. Let's hope this can continue

Simon's reply

Thanks for the kind feedback Miles - much appreciated. Catch up soon. Simon

Review from verified client

May, 2022

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Retired, pension advise on how to set up

How has Simon Cutler helped you?

Set up pensions into one pot and advised on how to best invest

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not sure, advise I think was honest and sound

Simon's reply

Hi Ian Many thanks for your kind comments and I look forward to seeing you soon. Simon

First impression from a user who is not yet a client

April, 2022

Overall

Please provide a brief comment about your experience with Simon

Made to feel very welcome, meeting was clear straightforward and explained clearly..

Simon's reply

Many thanks for your kind feedback and I look forward to helping you moving forward. Simon

Repeat review from verified client

April, 2022

Overall

Advice

Service

Value

Based in Devon

This review is a follow-up review from a client who left a review previously.

How has Simon Cutler helped you since your last review?

By keeping our investments in the best place for us.

Simon's reply

Many thank for the kind feedback Phil. Much appreciated. Simon

Repeat review from verified client

April, 2022

Overall

Advice

Service

Value

Based in Somerset

This review is a follow-up review from a client who left a review previously.

How has Simon Cutler helped you since your last review?

Has kept me up to date with the ongoing business of investments.

Simon's reply

Thanks for the feedback Avril and always pleased to help. Simon

Repeat review from verified client

April, 2022

Overall

Advice

Service

Value

Based in Herefordshire

This review is a follow-up review from a client who left a review previously.

How has Simon Cutler helped you since your last review?

My last review occurred very recently and I waited for it before responded to this assessment. Simon has listened to the way my needs have changed over the last 12 months and made suggestions for me to ponder to help my long-term financial wellbeing. I am very happy that he listened properly and has made sensible suggestions in response.

Simon's reply

Hi Bryan Good to catch up with you recently and many thanks for your kind feedback. Simon

Repeat review from verified client

April, 2022

Overall

Advice

Service

Value

Based in Somerset

This review is a follow-up review from a client who left a review previously.

How has Simon Cutler helped you since your last review?

Yes

Simon's reply

Thanks for the feedback Amanda and I hope both you and Martin are well. Kind regards, Simon

First impression from a user who is not yet a client

January, 2022

Overall

Please provide a brief comment about your experience with Simon

Simon answered all the questions I had about the investment management services he was offering in a straight forward manner and understood what I was looking for. Importantly, he was able to show me unprompted that he personaly and the firm generaly has the depth of experience and expertese to provide the service I require.

Simon's reply

Many thanks for your kind feedback and we look forward to helping you going forward. Simon

Review from verified client

January, 2022

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Originally for mortgage advice

How has Simon Cutler helped you?

Simon has given us advice on our mortgage for the last 11 years He has then guided me to invest money that I inherited

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing!

Simon's reply

Hi Kerry Many thanks for the kind feedback - much appreciated. Kind regards, Simon

Repeat review from verified client

January, 2022

Overall

Advice

Service

Value

Based in Somerset

This review is a follow-up review from a client who left a review previously.

How has Simon Cutler helped you since your last review?

Allowed us to have a decent income in retirement without eroding our pension fund very much

Repeat review from verified client

January, 2022

Overall

Advice

Service

Value

Based in Somerset

This review is a follow-up review from a client who left a review previously.

How has Simon Cutler helped you since your last review?

He has continued to advise me on all my pension & mortgage related matters with sound and considered options. Always 100% professional, organised and concise.

Simon's reply

Many thanks for the kind feedback David, and we look forward to continuing a great working relationship for many years to come. Simon

Repeat review from verified client

January, 2022

Overall

Advice

Service

Value

Based in Somerset

This review is a follow-up review from a client who left a review previously.

How has Simon Cutler helped you since your last review?

Simon Cutler has always kept me updated either from working at home or in the office. If there is a 10 star railing then this would we awarded to Simon Cutler. I have gained knowledge in what is happening with my finances through Simon explaining In detail everything in the Portfolio. Do I think he is a good financial Advisor? No I think he is more than good he is excellent in what he does. I would recommend him to anyone out there looking to invest plus he covers many other things so it is worth giving him a call. First class services and a credit to the company at Blackdown Finacial and I would like to add everyone and I mean everyone has been always helpful and very professional a wonderful company. Would not look any further than the Blackdown Financial Company a great team. More like family.

Review from verified client

January, 2022

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Had savings i wanted to do more with. Wanted expert advice.

How has Simon Cutler helped you?

Asked me to describe my attitude towards risk, investments etc. Based on that he talked me through a possible way forward, which I took up. Have had annual reviews.

Have you seen the outcome you were hoping for?

To a degree, some years are better than others. I realise that investing long term tends to increase probability of better rewards.

Simon's reply

Hi Philip. Many thanks for your feedback and I look forward to seeing you again at our next annual meeting. Kind regards, Simon

Review from verified client

January, 2022

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Post divorce investment of pension sharing order granted

How has Simon Cutler helped you?

Guidance/advice that best suits my current needs/requirements

Have you seen the outcome you were hoping for?

Yes so far thank you

What could they have done better?

The meeting was positive and helpful,insightful and informative in conducted in professional manner

Simon's reply

Thanks for the kind feedback Michelle, and I look forward to seeing you again soon. Simon

Review from verified client

January, 2022

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

As I approach my retirement phase I wanted to understand my options and document my investments enabling me to plan towards my retirement date

How has Simon Cutler helped you?

Simon firstly listened to what I wanted researched my portfolio and presented a comprehensive and detailed report putting all my arrangement’s in an easy to understand financial planning report

Have you seen the outcome you were hoping for?

Yes I now have all my information in one place and up to date so as key dates approach we can make fully informed decisions

What could they have done better?

Nothing the entire process from start to finish was simple and straightforward

Review from verified client

January, 2022

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Recommended by a friend

How has Simon Cutler helped you?

Concise information

Have you seen the outcome you were hoping for?

Very much so

What could they have done better?

Everything covered well

First impression from a user who is not yet a client

January, 2022

Overall

Please provide a brief comment about your experience with Simon

I can thoroughly recommend Simon. Great listening skills and no time wasting - Simon was immediately engaging with me at the correct level and giving valuable insights that allowed quick decisions to be made.

Simon's reply

Many thanks for your kind feedback Ian, and I look forward to helping you with your future financial planning. Simon

Review from verified client

January, 2022

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Old Pension pot that you just keep neglecting!

How has Simon Cutler helped you?

Investing of our pension pots and ISA’s, and listening to my questions and answering them in a manner that I can understand, plus as I work with numbers all day in my career I can quiz and challenge what I am being told, which makes our meetings very enjoyable for me, can’t speak for Simon though!

Have you seen the outcome you were hoping for?

Difficult question, as the markets never do what you want fast enough! But looking at the markets over the last five years and certainly the last two (covid) I can’t complain.

What could they have done better?

I would say, possibly have routine 6 monthly meetings instead of yearly, BUT if I really felt strongly about that I think we could anyway.

Simon's reply

Hi Andy Thanks for your kind feedback and more than happy to offer 6 monthly review meetings. I’ll be in touch. Simon

Review from verified client

January, 2022

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

The sale of property along with an inheritance required the careful investment of these funds.

How has Simon Cutler helped you?

Simon deserves my high recommendation. His professionalism and expertise are on a par with anyone based in the City of London which makes our meetings in Somerset so much more accommodating. I have been exceedingly pleased with his advice and financial acumen, with my portfolio reaping benefits beyond my expectations. His affable personality and approachability is a bonus. Simon took considerable time to get to know me and understand my situation to ensure that the advice I was receiving and the investments I make are suitable for what I was trying to achieve. Together we looked at my short and long term goals, lifestyle and income. He worked hard to provide me with a comprehensive financial plan and I was grateful for his dedication in explaining the options that would best suit me and my attitude to risk.

Have you seen the outcome you were hoping for?

The increase in value of my investments has far exceeded my expectations.

What could they have done better?

Simon and his colleagues have left very little room for improvement! The progress reports of my portfolio are straightforward and easy to understand. Simon is always available for any support or queries that I might have, a constant reassurance.

Simon's reply

Thank you so much Roo! This is one of the nicest reviews I have ever had and is very much appreciated. Kind regards, Simon

Repeat review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Somerset

This review is a follow-up review from a client who left a review previously.

How has Simon Cutler helped you since your last review?

setting up pension fund

Simon's reply

Thanks for the review Emily. Much appreciated. Simon

Repeat review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Somerset

This review is a follow-up review from a client who left a review previously.

How has Simon Cutler helped you since your last review?

Continues to offer sound up to date advice. Open, honest and approachable

Simon's reply

Many thanks for the kind review John, and I look forward to seeing you soon. Kind regards Simon

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

I was advised of changes to my investment bond and needed clarification.

How has Simon Cutler helped you?

Simon explained the changes and how they would affect me with clarity. He explained in great detail his fee structure and made it clear that for him to do anything on my behalf would not be cost effective. Therefore, he gave me great advice which I will follow up on with confidence.

Have you seen the outcome you were hoping for?

Not yet but far too soon to tell.

What could they have done better?

Absolutely nothing. From entering the door, I was treated with complete professionalism.

Simon's reply

Many thanks for your kind feedback Penny. It is much appreciated. Kind regards, Simon

First impression from a user who is not yet a client

September, 2021

Overall

Please provide a brief comment about your experience with Simon

Friendly and comfortable atmosphere. Good advice and options about my goals. Easy to understand advice

Review from verified client

July, 2021

Overall

Advice

Service

Value

Based in Monmouthshire

What were the circumstances that caused you to initially look for an adviser?

Discuss options of releasing equity, generating a passive income by moving home.

How has Simon Cutler helped you?

Walked us through how viable it would be for us to generate a passive income based on our circumstances. Asked us questions that we didn't think of initially and gathered a solid understanding of our circumstances to determine the feasibility of our financial goals. Simon professionally approached our scenario to suggest a plan of action and then commenced the next steps for us to achieve our financial goals.

Have you seen the outcome you were hoping for?

Not yet, mostly because we haven't found a property. However, with Simon's help we can now realistically see that our financial goals will be achieved with his support and guidance.

What could they have done better?

Not much more Simon can do to make the experience so far any better. He has been a breath of fresh air, very approachable and really easy to talk to. No question we have asked has been too much, Simon has been incredibly helpful in our experience working with him so far.

Simon's reply

Many thanks for the kind review Evan and the hard work starts now! Simon

Review from verified client

July, 2021

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Early retirement

How has Simon Cutler helped you?

He gave me great advice and explained all my options clearly.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Can't think of anything.

Simon's reply

Many thanks for the kind feedback and we look forward to helping you for many years to come. Simon

First impression from a user who is not yet a client

June, 2021

Overall

Please provide a brief comment about your experience with Simon

Simon was very helpful and was able to explain things clearly.

Simon's reply

Many thanks for the kind feedback and we look forward to helping you in future. Simon

Review from verified client

June, 2021

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

I had a frozen pension and wanted it looked after, plus I had smaller pension pots that needed to merge

How has Simon Cutler helped you?

clear advice, helpful, patient and knowledgeable

Have you seen the outcome you were hoping for?

yes, there has been a great increase in my pension pot

What could they have done better?

nothing

Simon's reply

Hi Helen Many thanks for your kind feedback. It is much appreciated. Simon

Review from verified client

April, 2021

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

We were after mortgage advice

How has Simon Cutler helped you?

He has secured our mortgages for the last 10 years and life assurance protection

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not at all

Simon's reply

Thanks Amanda. Always pleased to help. Simon

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Firstly by investing a lump sum due to redundancy and latterly a small inheritance

How has Simon Cutler helped you?

After an assessment of my situation both now and the future, investments have been made on my behalf to ensure my money works for me in the best way possible, whilst allowing me access to it as and when I need it. Communication is excellent.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing.

Simon's reply

Thank you so much for the kind and generous feedback. Much appreciated. Simon

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Need finance to support my meagre pension status.

How has Simon Cutler helped you?

I had already assessed ways of increasing my income and came to the conclusion that equity release was the option that suited me and my needs. Simon came and talked through what this meant and then very quickly presented me with possible mortgagors. He responded promptly with replies to my questions and requests and in doing so I conseqently, throughout the process felt supported by him. His plesant manner made him him very easy to approach. He is good at his job - I recomend him. 5 stars !!

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Simon's reply

Thanks for your kind feedback Jan. Much appreciated. Simon

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Re-mortgage and transfer of SIPP due to poor performance by previous advisors.

How has Simon Cutler helped you?

Provided excellent professional advice and explained everything very clearly to my wife & myself.

Have you seen the outcome you were hoping for?

YES

What could they have done better?

Everything was dealt with very well by Simon Cutler and Emma Holley his assistant.

Simon's reply

Thanks Dave. Pleasure to be of assistance and I look forward to seeing you soon. Simon

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

To make my money work for me.

How has Simon Cutler helped you?

Explained everything in Layman terms and he did exactly what we agreed. Certainly made my money increase in value.

Have you seen the outcome you were hoping for?

Yes and much more, done better than the stock market.

What could they have done better?

Simon could could not have done any better than he predicted. He is a first class top Financial Advisor and he could not improve on what he does best, he gives an Excellent service everytime with great results.

Review from verified client

December, 2020

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Wanted to explore potential to make savings grow.

How has Simon Cutler helped you?

Examined my attitude to risk and identified a means of investment he felt to be consistent with that.

Have you seen the outcome you were hoping for?

Some degree of disappointment but may be due to factors like covid etc. Hopeful of better results in future. Simon seemed to feel performance not too bad in circumstances.

Review from verified client

December, 2020

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Annual review

How has Simon Cutler helped you?

Sound advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

December, 2020

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

A friend recommended Simon to find me a mortgage, as I had now sold my house and was needing to sort something out pretty quickly.

How has Simon Cutler helped you?

Simon was on the Phone very quickly, he took all the required details. With a day he had come up with all the options for a Mortgage, he was able to say which ones suited me and which ones were not so good for my circumstances. But clearly saying it was my choice. After reviewing the options I was able to speak to him again and discuss the way forward. There was never any forced decisions he took his time to explain all avenues.

Have you seen the outcome you were hoping for?

Even in these difficult times Simon managed to sort the mortgage quickly. Get the offer and I know he is there to help if I require it in the future. I know he will be there if I need to consult further. I was very grateful for my friends recommendation it made things so simple. NO stress on my part :)

What could they have done better?

Nothing. I found him excellent along with the staff in the office. Very friendly and helpful.

Review from verified client

December, 2020

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Recommended by a family member, needed advice on whether a mortgage was possible.

How has Simon Cutler helped you?

Advice on mortgages and then organising and securing said mortgage

Have you seen the outcome you were hoping for?

Absolutely 100%

What could they have done better?

Nothing really, his service was fantastic!

Simon's reply

Thanks Emily - much appreciated. I hope your house move goes well from here. Simon

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

I have a medical condition that is rare. I have been turned down for life insurance on many occasions. Simon found a new company who claimed to insure most people. He got me my life insurance.

How has Simon Cutler helped you?

He completed the paperwork and work to chase the quote and policy as it went through underwriting. His service was excellent.

Have you seen the outcome you were hoping for?

I did. Not only has he worked hard to get me the much sought after life cover, he also arrange a new mortgage for our house with a lower monthly cost.

What could they have done better?

I don’t believe the service, approach or work ethic could of been better. Using electronic video calling to keep everyone safe was a really good part of the service.

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

For helpful advice

How has Simon Cutler helped you?

Arrange a mortgage

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

None

Review from verified client

October, 2020

Overall

Service

Advice

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Changed circumstances.

How has Simon Cutler helped you?

As relaxed, well informed and fast worker.

Have you seen the outcome you were hoping for?

Yes, recent results were good.

Simon's reply

Many thanks for the kind feedback. Much appreciated. Simon

Review from verified client

July, 2020

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

New mortgage deal

How has Simon Cutler helped you?

found a new 5 year mortgage deal that best suited us.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Ever the professional, there is nothing else he could have done better.

Simon's reply

Many thanks for the kind feedback - much appreciated. Simon

Review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Retirement, and advise on how to combine and invest two pension pots, and how to provide a pension income

How has Simon Cutler helped you?

Advised on potential options, draw down, and investments to provide pension income

Have you seen the outcome you were hoping for?

Early days as I have just authorised the investment, difficult times with lock down but the plan that was put in place seems sound. And I must say that with the Country in lock down, the investments went fairly smoothly.

What could they have done better?

Not sure if anything could have been presented better or done better, the options discussed with Simon were realistic. I did balance his advise against two other financial advisers in Taunton, although cost did come into it, that wasn’t my major factor, my major factor was the honesty of the advise, how realistic was it, and did I consider his advise sound and well balanced. In all I came away with a person that was honest with proposals and as far as I was aware, knew what he was talking about. In all my feeling was one of sound knowledge and advise.

Simon's reply

Many thanks for your kind words Ian, and for choosing Blackdown Financial. We look forward to helping you for many years to come. Kind regards Simon

Review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Initially for a mortgage

How has Simon Cutler helped you?

Simon found a fantastic mortgage offer for us

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Biscuits to be provided with cups of tea

Simon's reply

hahaha - thanks mate. Appreciate the kind feedback and will make sure we have some biscuits for you next time. Simon

First impression from a user who is not yet a client

May, 2020

Overall

Please provide a brief comment about your experience with Simon

Fantastic service, prompt and clear, and fitted around my schedule , which I appreciated I know I am in safe hands

First impression from a user who is not yet a client

April, 2020

Overall

Please provide a brief comment about your experience with Simon

Simon has shown undoubted professionalism and understanding of my situation in relation to my financial needs at a time in my life that has been the most difficult for me to negotiate without professional advice, together with little self-confidence or financial awareness. I would advise anyone who may be anxious about managing their own finances to contact Simon for an initial discussion . He does not charge you for this and he will not accept you as a paying customer unless he is sure he can advise you appropriately . He is genuine in his manner and instils confidence in you I am now actually looking forward to planning my financial future which a few months ago is something I would never have imagined I was capable of

Simon's reply

Hi Sharon Many thanks for your really kind words and I look forward to being of more help in the future. Take care. Simon

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Remortgaging and financial overview.

How has Simon Cutler helped you?

Provided all the facts and figures and overviewed my financial options.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Early retirement from work.

How has Simon Cutler helped you?

Helped us invest our money and a later inheritance.

Have you seen the outcome you were hoping for?

Yes, better than expected.

What could they have done better?

Nothing.

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Herefordshire

What were the circumstances that caused you to initially look for an adviser?

Seeking to safeguard my financial future with a view to early retirement.

How has Simon Cutler helped you?

Simon recommended a way to invest which should provide returns than I could not obtain through normal high street channels, without preventing access to the funds if something unexpected happened. He also encouraged me to use insurance products to protect myself from the unexpected, which turned out to be excellent advice.

Have you seen the outcome you were hoping for?

Yes I have. The recent virus outbreak has had an effect of course but otherwise I am happy with the results.

What could they have done better?

I genuinely don't know what else he could have done. My investments have done what I expected and we had regular meetings to make sure that was the case. When my situation did change he responded quickly and positively to help.

Simon's reply

Thanks Bryan. Your generous feedback is much appreciated - especially at these challenging times! Simon

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Inheritance advice

How has Simon Cutler helped you?

Sorted out the best investments for my needs.

Have you seen the outcome you were hoping for?

Yes indeed.

What could they have done better?

I really have no complaints.

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

To better my savings investment.

How has Simon Cutler helped you?

Where and how too invest my money

Have you seen the outcome you were hoping for?

Not as much as i would have liked its been a difficult time for investments should have done this years ago before brexit and corvid 19.

What could they have done better?

Im not sure as im not the expert .A crystal ball maybe ?

Simon's reply

Thanks for the feedback Roger. Will keep you posted if I find that ‘crystal ball.’ Simon

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

First Time Buyer - Mortgage

How has Simon Cutler helped you?

As a 23 year old Woman, wanting to invest in my first home on my own with no financial support, I went to Simon for advice to see what could be achieved and if it was even possible. Simon throughout was so helpful and informative. As I had no idea what any of the 'Adult Life' for owning a home entailed, Simon took me through every single step and supported the whole process, ensuring what I wanted to achieve was possible.

Have you seen the outcome you were hoping for?

After a couple months of saving and following Simon's Instructions, I found the prefect house and told Simon this was the one I wanted to put an offer on. Straight away, the mortgage was approved, the process had started, and I was a home owner! I always enjoy going to see Simon to discuss my future plans and he will always talk me through exactly what I should be doing to aim for my future goal.

What could they have done better?

Nothing

Simon's reply

Thank you so much for this kind feedback Savannagh. Catch up soon, Simon

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Impending retirement

How has Simon Cutler helped you?

Set up my drawdown pension

Have you seen the outcome you were hoping for?

So far, yes

What could they have done better?

Nothing really

Simon's reply

Hi Andy. Many thanks for the kind feedback. See you again at our next annual review. Kind regards, Simon

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

I sold my house that I rented as part of my income.

How has Simon Cutler helped you?

He has sorted it all out for me by investing it in the right things for me so I can still have income.

Have you seen the outcome you were hoping for?

He is in the process of doing it for me.

What could they have done better?

As he is only in process of doing this I am in no position to suggest anything.

Simon's reply

Many thanks for the kind feedback - much appreciated. Simon

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

I had two small pensions that I needed advice with

How has Simon Cutler helped you?

He manages my retirement fund

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

Nothing

Simon's reply

Hi Mike Many thanks for the kind review and I look forward to seeing you again soon. Kind regards, Simon

First impression from a user who is not yet a client

December, 2019

Overall

Please provide a brief comment about your experience with Simon

Very good so far, well presented, nice demeanour and very easy to listen to and understand what he was saying.

Simon's reply

Hi David Many thanks for your kind and generous feedback - much appreciated. Simon

First impression from a user who is not yet a client

November, 2019

Overall

Please provide a brief comment about your experience with Simon

Excellent service really cares about his clients. Explains In great detail to ensure you understand your individual needs.

Simon's reply

Hi Amanda Many thanks for the kind feedback and I look forward to helping you in the future. Kind regards, Simon

First impression from a user who is not yet a client

November, 2019

Overall

Please provide a brief comment about your experience with Simon

very thorough & professional with a personal touch, he explains things in a easy terms that my partner could understand

Simon's reply

Hi Robin Many thanks for the very kind feedback. Kind regards, Simon

Review from verified client

November, 2019

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

We were looking to remortgage in order to finance a major home extension that we had just embarked on. With two dependant children, we were also keen to find a life and income protection product that provided us with the necessary cover for the level of borrowing that we were taking on, therefore keen to receive guidance on the best product available in the market.

How has Simon Cutler helped you?

We were both extremely satisfied with the service that Simon provided to us. He listened carefully to our plans and ideas and provided us with the detail of various products that best suited our requirements. All communications received from Simon were prompt and clear which enabled us to quickly make decisions and choose a mortgage and insurance product that we wanted.

Have you seen the outcome you were hoping for?

Yes, I believe there were significant benefits gained by acting on the advice that Simon provided and ensuring that the products we chose suited our requirements.

Simon's reply

Thanks for the really kind feedback Craig. It is much appreciated and I hope we can continue to provide the best of advice and service in future. Kind regards, Simon

Review from verified client

November, 2019

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Initially, my partner and I sought Simon's help for a mortgage following a recommendation from a friend.

How has Simon Cutler helped you?

Simon helped us find a suitable mortgage and as we grew to know him a bit more, his experience and knowledge of the business gave us the confidence to bring more of our personal finances to him.

Have you seen the outcome you were hoping for?

Absolutely. His predictions have always worked for us and he has been open and honest with us all the way.

What could they have done better?

Not knowing much about the financial world, I wouldn't know what he could have improved on so as far as I am concerned, Simon's service is clearly working because his branding is clearly visible in many places across the town.

Simon's reply

Massive thanks for this kind feedback Darren. We look forward to continuing to help you and your family for many more years to come. Simon

Review from verified client

November, 2019

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

My fixed term mortgage period expired and I was looking for a new product. Aligned with this I wanted to create more monthly disposable income by reviewing health insurance products.

How has Simon Cutler helped you?

Simon took the time to understand my needs and financial circumstances then reviewed the market to find products that were suitable for me. Simon found products that were better value for money than those I previously had and took the time to explain everything in detail making sure that I was satisfied that the products were suitable for my needs.

Have you seen the outcome you were hoping for?

Yes, I now have more disposable monthly income with an equal or improved level of cover.

Simon's reply

Many thanks for the kind review Rachel - much appreciated. Simon

First impression from a user who is not yet a client

October, 2019

Overall

Please provide a brief comment about your experience with Simon

very friendly and he explains things clearly.

Simon's reply

Many thanks for this very kind, 'First Impression' review and I look forward to being of further assistance in the future. Simon

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Moving house

How has Simon Cutler helped you?

Got us a mortgage

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/a

Simon's reply

Thanks Emily - your kind feedback is much appreciated. Simon

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Gloucestershire

What were the circumstances that caused you to initially look for an adviser?

I recently had some money to invest and needed practical advice on short and long term oppprtinties.

How has Simon Cutler helped you?

He provided me with advice on future investment planning and current buy to let mortgage rates and costs around that.

Have you seen the outcome you were hoping for?

Yes

Simon's reply

Hi Beth. Many thanks for the kind feedback - much appreciated. I look forward to being of further assistance in the future. Kind regards, Simon

Review from verified client

September, 2019

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Moving house

How has Simon Cutler helped you?

He got us a full mortgage application and helped with our decision whether to rent a house out or not.

Have you seen the outcome you were hoping for?

Yes.

Simon's reply

Thanks for the kind feedback Dan, and I hope your house move proceeds smoothly. Simon

Review from verified client

September, 2019

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

We were let down by a previous adviser and Simon Cutler was recommended.

How has Simon Cutler helped you?

Simon Cutler advised us on pensions and investments.

Have you seen the outcome you were hoping for?

Yes. Very much so.

Simon's reply

Thanks for your kind feedback Helen - much appreciated. Simon

Review from verified client

September, 2019

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

We have been clients of financial advisers for many years. Our approach to Simon Cutler was the result of wanting to switch from a remote national organisation to a physically accessible local one. Simon's firm was selected after quite extensive research, and comparison with others in the area. After 12 months as their clients we are confident that we made the right decision.

How has Simon Cutler helped you?

On his advice we have made significant changes to the mix of our investments and savings, which is now more appropriate to our circumstances and plans. These changes had not been proposed by previous advisers, nor by others we interviewed before selecting Blackdown Financial.

Have you seen the outcome you were hoping for?

Definitely yes! The personal contact is excellent. We are provided with relevant information which, when necessary, is supported by discussion. Promises to call back are always kept.

What could they have done better?

Nothing that we can identify. In our opinion, Simon and his colleagues have got it right.

Simon's reply

Thanks for the very kind feedback Ken. Much appreciated and always good to welcome a new client to our company.

Review from verified client

August, 2019

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Remortgaging a buy to let property and overviewing my investments

How has Simon Cutler helped you?

Remortgaging a buy to let property and overviewing my investment

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

None

Simon's reply

Thanks Wayne - your kind feedback is appreciated and thanks for being a loyal client. Simon

Review from verified client

July, 2019

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

We do not tick the boxes of high street banks as we are both self employed and my husband is considerably older than me. We needed access to underwriters who would be able to look at our case on an individual basis.

How has Simon Cutler helped you?

Simon put us in touch with his professional network who found us just the provider we were looking for. He did a lot of the initial groundwork and went above and beyond for us in a professional and efficient manner. Even when he was away on holiday, he kept us fully informed of his progress. I never had to chase for updates, he regularly contacted us with news or just to tell us there was no further news - something that is very important. Simon gave us very realistic timescales and managed our expectations very well.

Have you seen the outcome you were hoping for?

Yes. Absolutely!

What could they have done better?

I am a fan of constructive suggestions, but I honestly don’t have any as I couldn’t be more grateful to Simon. He never gave up, even when presented with an unusual case and could quite easily have done so. We are living in our new home now and are delighted with the outcome.

Simon's reply

Many thanks for your very kind feedback - much appreciated and I hope you are very happy in your new home. Simon

Review from verified client

July, 2019

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

I lost my husband and need help to sort out my finances

How has Simon Cutler helped you?

Simon helped me sort through pensions and advised me on investments he was extremely helpful and still is 10 years on

Have you seen the outcome you were hoping for?

The outcome has been more than i could have hoped for

What could they have done better?

Im not sure Simon could have done anything more i hope he sees this to know how much i value his help advice and friendship

Simon's reply

Thank you so much for the kind words Alison and here's to the next ten years!

Review from verified client

July, 2019

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Re- remortgaging of a buy to let property and overviewing coming up remortgages and also overviewi g financial affairs.

How has Simon Cutler helped you?

Simon as always provided full overview of any products which we were looking at and provided professional advice.

Have you seen the outcome you were hoping for?

Plans are now in place to apply for the offers which were overviewed during our meeting.

What could they have done better?

None

Simon's reply

Thanks for the generous feedback Wayne - much appreciated. Simon

Review from verified client

June, 2019

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

5 year fixed rate mortgage was due to finish so we needed to look for a new deal .

How has Simon Cutler helped you?

Simon helped us to find the best 5 year fixed mortgage at a low monthly repayment.

Have you seen the outcome you were hoping for?

Yes we have

What could they have done better?

Simon was spot on through the whole process.

Simon's reply

Many thanks for your kind feedback Sarah. See you soon. Simon

Review from verified client

June, 2019

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

I was looking at remortgaging my property

How has Simon Cutler helped you?

Simon found me the best deal that suits my current circumstance and was thorough in explaining all that I needed.

Have you seen the outcome you were hoping for?

yes and at super fast speed

What could they have done better?

I think Simon did an excellent job, I have used Simon a few times over the last 20 years and have never had cause to offer any extra advice.

Simon's reply

Thanks Lee - your kind comments are much appreciated. Simon

Review from verified client

April, 2019

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

I required Mortgage Advice and support trying to find my first home as a first time buyer.

How has Simon Cutler helped you?

As a first time buyer, new to the process of buying houses, Simon talked me through the full process of buying a house and helped prepare me for a mortgage and the budget I could afford. His expertise and detailed information enabled me to find the right home, the right price and supported me through all of this. Simon was kind enough to help me sort out life and C&B Insurance too.

Have you seen the outcome you were hoping for?

Yes, Simon made the application and process for completing my mortgage seamless with no issues at all - he was informative, helpful and always answered any queries I had in a timely manner.

What could they have done better?

Nothing, Simon was so helpful and attentive throughout.

Simon's reply

Many thanks for the kind review Savannagh. It was our pleasure to help you and thanks for choosing Blackdown Financial. Good luck in your new home, Simon

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

I had two pensions and did not know really the best way forward

How has Simon Cutler helped you?

His advice knowhow meant that we could put the two together and add to the pension pot as I came up to my last years of full time employment.

Have you seen the outcome you were hoping for?

Yes we have gone as far as we can with this pension I have stopped paying into it and have taken some of the money I believe the pension is now in what's known as drawdown and the bulk of the money is there in case we need it.

What could they have done better?

Nothing at all! in fact Simons advice saved me from making a big mistake, because the previous company that Simon worked for, and which I was a client gave me some bad advice. This was at a point in Simon had moved on to his present position, I contacted Simon and he was able to further and I have remained one of Simons customers to the present day.

Simon's reply

Thanks for the kind words Michael. Much appreciated. I look forward to helping you and your family for many years to come. Simon

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Initially I wanted to invest in properties and that was the reason I sought out a financial adviser, 2 properties later I then wanted to look how I could get the best out of retirement which led me to discuss my pension and whether I needed to make any alterations to it.

How has Simon Cutler helped you?

He sort out the mortgages for me and then asked me what finances would I need/want to live on when I retired. Once we had established how much I felt was right for me, he worked out what I needed to invest monthly to meet this figure. He also checked if that worked for me and explained everything so very clearly

Have you seen the outcome you were hoping for?

Yes indeed I am seeing the outcome I am hoping for.

What could they have done better?

Nothing, he is approachable, knowledgable and you feel he only has your best interests at heart.

Simon's reply

Thanks Donna - your kind feedback is much appreciated. Simon

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Needed advice on investing.

How has Simon Cutler helped you?

He explained things fully without making it too complicated whilst understanding my needs and personal situation . I feel confident that I am being looked after.

Have you seen the outcome you were hoping for?

Yes/no - the risks/benefits were explained clearly to me.

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Moving home.

How has Simon Cutler helped you?

Mortgage.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Needed help.

How has Simon Cutler helped you?

Got us a re mortgage and pension scheme.

Have you seen the outcome you were hoping for?

Most definitely.

What could they have done better?

No he ws perfect

Review from verified client

July, 2018

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

To re-mortgage.

How has Simon Cutler helped you?

Gave clear and easy to understand advice.

Have you seen the outcome you were hoping for?

Yes definitely, he found me a very good rate for my mortgage saving me quite a lot of money.

What could they have done better?

I believe Simon done everything he could to help me in my situation. I would definitely use him again and would highly recommend his professional services.

Review from verified client

July, 2018

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Investment.

How has Simon Cutler helped you?

To discuss my best option.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing Everything Simon done was outstanding

Review from verified client

June, 2018

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

mortgage renewal.

How has Simon Cutler helped you?

Clear comprehensive advice.

Have you seen the outcome you were hoping for?

Yes, Simon sorted a 5 year fixed rate mortgage, and we were very pleased with it.

What could they have done better?

Nothing, it was all on point.

Simon's reply

Thanks Jason - great to be able to help you and Carol, once again, with a new fixed rate mortgage and thanks for your kind comments. Simon

Review from verified client

May, 2018

Overall

Service

Advice

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Family inheritance and new job and house move.

How has Simon Cutler helped you?

Guided us clearly through the entire process explains in simple terms the best options.

Have you seen the outcome you were hoping for?

Too early to tell.

What could they have done better?

Simply.......nothing !

Review from verified client

April, 2018

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Required special mortgage package.

How has Simon Cutler helped you?

Offered clear and efficient advice.

Have you seen the outcome you were hoping for?

Yes, product was what I needed.

What could they have done better?

I believe Simon did all that was required

Simon's reply

Thanks for the kind review John, and for our longstanding professional relationship. I hope this new property purchase proceeds to a successful conclusion. All the best, Simon

Review from verified client

March, 2018

Overall

Advice

Value

Service

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

I needed advice to manage my inheritance.

How has Simon Cutler helped you?

Simon was very knowledgeable and went to great lengths to make sure I understood the procedure and explained risks involved.

Have you seen the outcome you were hoping for?

Not yet applicable.

What could they have done better?

I have no suggestions at this time, Simon was very helpful and set me at ease about the whole process.

Simon's reply

Hi Pauline Many thanks for your kind feedback. I look forward to being of further assistance for many years to come. Kind regards, Simon

Review from verified client

March, 2018

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Initially I needed advice concerning investing money after a divorce. Simon's compassion and professionalism guided me through the turbulent time and helped me prepare for the future.

How has Simon Cutler helped you?

Simon suggested that I could invest in a policy that has so far in giving a healthy return (I realise money can go up and down).

Have you seen the outcome you were hoping for?

Simon and I have regular updates when needed to revalue investments.

What could they have done better?

I am very happy with the service I have received and cannot think of anything that my adviser could of better.

Simon's reply

Hi Mel Many thanks for your kind feedback and I look forward to helping you for many years to come. Kind regards, Simon

Review from verified client

March, 2018

Overall

Service

Value

Advice

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

moving my business to England.

How has Simon Cutler helped you?

good listener, patience and clear advice.

Have you seen the outcome you were hoping for?

yes, partially because just started investing but prospects look good long term.

What could they have done better?

having more tools that approach real circumstances better, for example more acurate models

Review from verified client

March, 2018

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Pension Sharing Order as a result of Divorce.

How has Simon Cutler helped you?

Conducted an assessment of my attitude to Risk regarding investments and then advised me on where best to invest the money based on the outcome.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

No

Review from verified client

January, 2018

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

A Pension Sharing order from a divorce.

How has Simon Cutler helped you?

he explained the process's thoroughly, so I believe I have made an informed choice.

Have you seen the outcome you were hoping for?

too soon to comment on this.

What could they have done better?

Because this investment and pension process is all very new to me, I would have preferred to have a few smaller meetings to start with, so that I could digest things in stages? However, I am confident that Simon will assist me If I have any further questions or concerns?.

Simon's reply

Many thanks for your kind review and I am sure we will be able to answer any other questions that you may think of in the future. Simon

Review from verified client

November, 2017

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

I was approaching 50 and starting to think about retirement.

How has Simon Cutler helped you?

Simon looked at my pensions and savings, he consolidated my 3 pension arrangements. We did a risk profiler and invested the monies accordingly.

Have you seen the outcome you were hoping for?

Simon's service is very efficient and most of he explained everything in a way I totally understood what was going to happen. Simon is very knowledgeable in all aspects of finance, I even asked him for help with my car purchase.

What could they have done better?

Nothing, his service was first class

First impression from a user who is not yet a client

August, 2017

Overall

Please provide a brief comment about your experience with Simon

Simon was easy to talk to and explained every thing clearly, my wife and my self felt at ease with Simon on our first visit.

Simon's reply

Thanks Andrew - was lovely to meet you and Sue and I hope I can be of further help in the future. Simon

Review from verified client

January, 2017

Overall

Advice

Value

Service

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Second Home Purchase.

How has Simon Cutler helped you?

Due to the complex nature of mine and my partners mortgage portfolio this was not a straight forward proposal. Simon listened understood and then guided towards a satisfactory outcome.

Have you seen the outcome you were hoping for?

Very satisfied with what was presented to us and chose to follow the guidance recommended.

What could they have done better?

Nothing. Simon was extremely helpful and knowledgeable about the whole process

Review from verified client

January, 2017

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Divorce pension.

How has Simon Cutler helped you?

I had no clue what to do with the pension I gained from my divorce and Simon was clear, informative and gave me the confidence I was looking for.

Have you seen the outcome you were hoping for?

N/A.

Simon's reply

Hi Kate Many thanks for your kind review - much appreciated. Simon

First impression from a user who is not yet a client

October, 2016

Overall

Please provide a brief comment about your experience with Simon

our appointment with simon went really well he made everything very clear and was very helpful .

Simon's reply

Hi Lorraine Many thanks for your kind review and I look forward to assisting your Equity Release enquiry. Kind regards, Simon

Review from verified client

October, 2016

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Needed independent advice as per government guidelines.

How has Simon Cutler helped you?

Simon explained my options and has contacted the pension company.

Have you seen the outcome you were hoping for?

Still awaiting the outcome.

First impression from a user who is not yet a client

October, 2016

Overall

Please provide a brief comment about your experience with Simon

Simon is a pleasant and very friendly knowledgeable adviser who was open and honest with me, I have known Simon for over 5 years and would recommend him without hesitation. First class

Review from verified client

May, 2016

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Needed expert advice for my investments, due to my Voluntary Redundancy.

How has Simon Cutler helped you?

Simon completely understood my needs, present and future, and gave me his expert advice in a very understandable way. It gave me complete peace of mind.

Have you seen the outcome you were hoping for?

Very pleased with the outcome due to his expert recommendations. everything was accurately suited to our needs.

What could they have done better?

I don't think Simon could have done anything better. His advice, recommendations and actions have been top class.

Review from verified client

May, 2016

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

my fiance and I wanted to find out how much we could borrow for a mortgage as we wanted to move house.

How has Simon Cutler helped you?

He looked into our financial situation and advised us accordingly. He is brilliant. if you dont understand anything he says he happily repeats it in a way that we do understand. He is also very reassuring and we left with a very positive feeling.

Have you seen the outcome you were hoping for?

We will be returning to see him after our wedding to get the ball rolling.

What could they have done better?

There isnt anything that he didnt go through or left us in doubt about. He couldnt have done anything better.

Simon's reply

Thank you so much for your kind feedback. I look forward to helping you both secure your new home in the near future. Simon

Review from verified client

May, 2016

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Pension planning.

How has Simon Cutler helped you?

Options for generating income in retirement.

Have you seen the outcome you were hoping for?

Suggested products that will be of use to me.

What could they have done better?

n/a. Happy with what Simon has provided in terms of help and advice

Review from verified client

April, 2016

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

A mortgage initially. General advice followed.

How has Simon Cutler helped you?

He is superb at his job. He arranged the mortgage and various insurances.

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

Nothing. He is excellent at his job. What a guy.

Review from verified client

April, 2016

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Purchase of property.

How has Simon Cutler helped you?

Arranging mortgage and insurance.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing

Review from verified client

April, 2016

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Buying a new house.

How has Simon Cutler helped you?

Found a mortgage that would consider the flexibility of an airline wage salary and wage break down.

Have you seen the outcome you were hoping for?

Yes we achieved our dream home!.

What could they have done better?

Superbly professional at all times.

Simon's reply

Thanks Adrienne - pleased to be of assistance and I look forward to seeing your 'dream home' very soon. Simon

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Pension advice.

How has Simon Cutler helped you?

Explained all available options in great depth.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing, I received an excellent comprehensive service

Simon's reply

Many thanks for your kind feedback. Simon

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Mortgage advice.

How has Simon Cutler helped you?

He helpt look at all options, to pick the best one for me!.

Have you seen the outcome you were hoping for?

Yes and further more!.

What could they have done better?

Nothing, he was outstanding!

Simon's reply

Many thanks for your kind comments and pleased to be of assistance. Simon

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Looking for a mortgage.

How has Simon Cutler helped you?

Went through everything with me that he felt I needed to know, worked out figures and what I would need for a deposit for different priced properties.

Have you seen the outcome you were hoping for?

Yes definitely.

What could they have done better?

Nothing he covered everything I wanted if not more

Simon's reply

Many thanks for your feedback and great to have been able to help you buy your first home. Simon

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Age.

How has Simon Cutler helped you?

Financhial advice.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

January, 2016

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Getting older looking fro advice ref Pension and advice, searched the internet and looked at reviews & found Simon Cutler.

How has Simon Cutler helped you?

Talking me through my options in layman terms, nothing was too much trouble..

Have you seen the outcome you were hoping for?

In the process of putting things into action so to early for any outcome.

What could they have done better?

Mr Simon Cutler could not done any more than he is doing, which is a great job. He keeps me well informed, I am very pleased to have found an independent adviser who has time for his customers and gives an excellent service.

Simon's reply

Thank you so much for the kind comments and I look forward to helping you for many years to come. Simon

Review from verified client

December, 2015

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

I inherited a substantial sum of money and needed some advice as to how to make the most of it.

How has Simon Cutler helped you?

He is very friendly and down to earth, simplifying the monetary jargon so that I could understand exactly what was going on and therefore make an informed decision.

Have you seen the outcome you were hoping for?

At this stage my money has not been invested long enough to see a return (less than two months).

What could they have done better?

Simon was a wonderful advisor, who answered all of my questions (no matter how silly) and made me feel in control of my finances again. He is always available to answer any queries and I would highly recommend him to anyone.

Simon's reply

Many thanks for your kind and generous feedback. Simon

Review from verified client

November, 2015

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Simon has helped with my pension set up in 2010.

How has Simon Cutler helped you?

Simon helped me to set up a pension and reviewed my mortgage and payment plan.

Have you seen the outcome you were hoping for?

yes.

What could they have done better?

Totally happy with all the help I have received

Simon's reply

Many thanks for your kind feedback Judith. Pleased to be of assistance. Simon

Review from verified client

August, 2015

Overall

Value

Service

Advice

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

To get a better return on my savings.

How has Simon Cutler helped you?

He helped me to set up a stocks and shares ISA.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

He was very helpful and approachable.

Review from verified client

August, 2015

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

I had been spreading my income over a number of different banks and building societies. I was not happy with the advice I received from some of the banks, so I decided that I should go to an independent financial adviser. Simon's then firm was recommended to me by a friend.

How has Simon Cutler helped you?

I was looking to increase my income rather than for my money to grow but at the cost of it being tied up for a number of years and increasingly not get ting much interest. I had not lost money on bonds but I had not made anything wither.

Have you seen the outcome you were hoping for?

The current situation is that my income has been enhanced, but my investments are still icreasing in value.

What could they have done better?

I can't think of anything realistically.

Simon's reply

Many thanks for your kind feedback Carol. We will try our very best to continue to provide the levels of service expected and enjoyed. Simon.

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Advise due to my business & future growth of said business.

How has Simon Cutler helped you?

His knowledge was extremely extensive & his professionalism helped hugely. He was able to advise on all aspects of my enquiry.

Have you seen the outcome you were hoping for?

Yes I have seen the outcome I was looking for.

What could they have done better?

N/A

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

future income planning.

How has Simon Cutler helped you?

detailed analysis of future predicted pension income along with property portfolio structuring.

Have you seen the outcome you were hoping for?

working on buliding the portfolio.

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Retain the value of our money.

How has Simon Cutler helped you?

very clear explanations and no pressure to complete.

Have you seen the outcome you were hoping for?

not enough time passed yet.

What could they have done better?

we are happy with the service

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Initially for advice prior to retirement.

How has Simon Cutler helped you?

By providing that advice.

Have you seen the outcome you were hoping for?

Good. Yes and probably more.

What could they have done better?

We don't think he - or anyone else - could have done any better

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

I was looking to buy an investment property to let out and move from my family home in next year.

How has Simon Cutler helped you?

Excellent independentt advice from somebody I felt I could trust.

Have you seen the outcome you were hoping for?

Yes I am still planning to move from my family home and will be arranging a mortgage soon with Simon.

What could they have done better?

NA

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

The banks were unable to help with my investments so they recommended a finacial adviser .

How has Simon Cutler helped you?

He informed me of my options.

Have you seen the outcome you were hoping for?

Not seen anything as yet only signed up a couple of weeks ago.

What could they have done better?

I know off nothing more he could have done im waiting on further advice regards pensions and this is my first time of this kind of investment.

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Impending retirement.

How has Simon Cutler helped you?

He gave sound advise to my wife and I on maximising our savings and investments.

Have you seen the outcome you were hoping for?

I am now semi retired and feel much more confident about our financial future.

What could they have done better?

I have had to chase him up from time to time but in the main the speed of service has been good

Review from verified client

June, 2015

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

I had moved house and had some equity from my previous house that I need advise on.

How has Simon Cutler helped you?

He talked through options with me and Ii had one option that he pointed out was not going to be as beneficial as I thought.

Have you seen the outcome you were hoping for?

My strategy with Simon is a long term one ut we've already put this in place.

What could they have done better?

With my situation he couldn't have done any better, his service was excellent and have since recommended hi to others

First impression from a user who is not yet a client

June, 2015

Overall

Please provide a brief comment about your experience with Simon

Could only have meetings in office hours, which is difficult for me.

Review from verified client

June, 2015

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

I went to Simon 5 years ago for help with best advice for personal pension on reaching 60yrs

How has Simon Cutler helped you?

He helped to set up a pension , reviewed my mortgage and set up a new mortgage repayment plan

Have you seen the outcome you were hoping for?

Yes. My new pension has grown and I am able to draw down 25% tax free at a time I really need a cash amount

What could they have done better?

Perfectly happy

Review from verified client

May, 2015

Overall

Advice

Service

Value

Based in Devon

How has Simon Cutler helped you?

Simon is very thorough yet expedient in understanding and accessing your exact requirements, the advice then offered is very clear and structured. I have used his services now on a number of occasions and would have no hesitation in recommending him to anyone in need of his expertise and knowledge.

First impression from a user who is not yet a client

May, 2015

Overall

Please provide a brief comment about your experience with Simon

Initial contact was helpful. Due to the nature of the business l was passed on to associate who handles pension pots. All charges quoted were that of the associate. This was over two weeks ago and to date no correspondence has been received. Not sure of t

Review from verified client

April, 2015

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

Simon always makes sure that you understand everything you need to make an informed decision. Everything is explained positive and negative and he is always patient and will give you the time you need! With some people you get the impression they have an agenda and they are more concerned with themselves. Not with Simon he always has time for you and makes sure what he provides is what you need!

What could they have done better?

To be honest nothing, he explained everything to me, made sure I understood and could make an informed choice.

Simon's reply

Many thanks for your kind feedback Terry. We look forward to advising you for many years to come. Simon.

Review from verified client

April, 2015

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

I found Simon very knowledgeable and helpful in dealing with my affairs on future investments and so far I am very satisfied with the arrangements that have been made.

What could they have done better?

Cannot think of anything at the moment.

Review from verified client

April, 2015

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

Clear, straightforward, appropriate advice given in a friendly manner.

Review from verified client

April, 2015

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

Simon is an experienced and knowledgeable advisor who explained our options in detail and never made us feel rushed or silly for asking more questions. What could have been a complicated remortgage was carried out with speed and professionalism. I would absolutely no hesitations in recommending Simon for any financial planning issues. I shall be back for advice concerning my pension options.

What could they have done better?

As hard as I try, it's difficult to come up with anything constructive to suggest.

First impression from a user who is not yet a client

November, 2014

Overall

Please provide a brief comment about your experience with Simon

Review from verified client

October, 2014

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

A professional service tailored to my own personal circumstances. Provision of guidance & assisted with negotiating with estate agent aprox four years ago when putting an offer on a house ( this particular house was not bought) ... Complicated situation with sellers, advised to retract offer etc. Very glad I listened to FA advice apparently came apparent sellers had a history of pulling out of sells etc... Would have been very costly for me.

Review from verified client

September, 2014

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

Simon offers excellent advice on mortgage availability and conditions in clear simple language

What could they have done better?

nothing as far as i am aware

Review from verified client

September, 2014

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

Simon has been my 'go-to' financial adviser for a number of years now and, be the issues large or small, Simon has always provided excellent advice and suggestions. Simon is quick to understand the issues faced, his wealth of knowledge and experience results in options being presented which I had previously not considered and his mild-mannered, kindly nature inspire confidence. I would not hesitate to recommend Simon to any and everyone wishing to benefit from sound, up-to-date and knowledgeable advice.

What could they have done better?

In all honesty, I cannot think of an area of financial planning or the way in which he conducts himself where Simon is lacking. Five stars all the way.

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

From very first meeting, Simon came over as a very friendly, knowledgable and experienced person. Everything was explained in concise and exact detail. I have been very satisfied with his services and he gives complete ease of mind.

What could they have done better?

Nothing.

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

Kept me informed, made it very easy to understand

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

Friendly and reliable advice.

What could they have done better?

Plan a yearly meeting

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

- Obvious in-depth knowledge of industry - Clear advice - Impartial

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

Listens and understands my job, and my circumstances.

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in Leicestershire

How has Simon Cutler helped you?

Listens to individual requirements, knows market products to taylor product to individual needs, saved us money without jeoprodising service.

What could they have done better?

In our opinion nothing ad approach fabulous-thank you

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

He keeps in regular contact. Allows you plenty of time to think about the advice you have received. Listens to your needs and plans

What could they have done better?

Suggest more areas that they could help with your finances

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

very quick at getting back to me and gave me a couple of options , went through best option for me and why. Made me understand everythign clearly

What could they have done better?

see me at my home or later evening because of work commitments not always easy for me to get out of work before 5pm

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

Clear, realiable and honest advice. Professional, friendly and generally excellent customer service. Highly recommended.

What could they have done better?

Nothing.

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

We feel that our choice of "excellent" above says everything!

What could they have done better?

See above!

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Devon

How has Simon Cutler helped you?

Dear reader, I have known Simon for several years following a recommendation from one of his clients, his advice has been sound and totally professional and has always in my opinion looked after his clients' interest rather than his own first. I can without doubt or reservation recommend Simon, he is a man of the utmost integrity and honour. P.A. Brock, Brixham.

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Outside UK

How has Simon Cutler helped you?

Simon does everything you would expect from a professional financial adviser, its how he does it that makes him stand out. He is reliable and trustworthy and listens to your needs and concerns and gives constructive supportive advice. When we moved away from Somerset he still made visits and backed up with the internet there is no need to be in close proximity, and we are now currently overseas. In a world where good professional values seem hard to find it is great to work with someone who is committed to his work and therefor you as a client. I have absolutely no hesitation in recommending him.

What could they have done better?

To date there genuinely is nothing we feel he could do better

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

I have used Simon on many occasions for all aspects of my finances. I have remortgaged at least 3 times with his help and he has given me sound advice each time, helping me with the mortgage itself, life insurance and house insurance. In addition, he also helped me find the right pension. He is very professional in everything he does and I would highly recommend his services to anyone.

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

Informative and confident

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Devon

How has Simon Cutler helped you?

very clear about his advice ...positive and friendly always ready to help

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

Simon, is so easy to talk with and he ensures you understand completely his suggestions to help you create more wealth! I bought my buy to let property without stress and i can honestly say that was down to Simons advice, help, support and knowledge. I could not recommend Simon highly enough.

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

Good communication, understands what we need and takes all the hassle out of filling in papaerwork

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

He explains everything very clearly and always advises us of best products on the market even if this means he may lose out on commission in the past

What could they have done better?

Nothing very satisfied with service

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

Simon is very knowledgeable and always up to date with the latest financial information, rules, regulations and deals! We trust Simon implicitly! He is non-pushy and warm. Easy to talk to and he describes things in plain English too! We are happy to recommend Simon to all our friends!

What could they have done better?

How can you improve on perfection?

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Devon

How has Simon Cutler helped you?

Listens well and understands your individual needs. Will always give good unbiased advice on products that he thinks suits your needs. Communicates very well and will always explain the products he has recommended and why. Uses good research tools and applies them to suit your attitude to risk. Always explains charges and gives you choices on charging structure. Encourages and gives regular financial reviews.

What could they have done better?

Follow up communication after a financial review could be improved on. ie. Questions and tasks following a financial review sometimes take a long time to be action-ed.

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

He is very patient with me and explains things so that I am re-assured that all is going well. I feel that he understands my requirements and makes sure that I get a deal that meets my needs. He listens to what I say and accepts that while this may not be the most profitable course of action, it is what I want and feel happy with. I feel that Simon Cutler is looking after my interests rather than pushing products that may be fashionable. Where it says Simon's best quality below, I could have chosen about 8 of those listed.

What could they have done better?

The only slight criticism that I have is that he is not always easy to contact.

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

Mr Cutler is extremely good with his advice. Always helpful and patient when explaining detail so that the client can make good decisions. He instills a sense of confidence.

What could they have done better?

Sometimes general administration could be improved.

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

Explained all the for's and against of investments plus the cost of administration/initial set up. Obtained an overall view of my risk element before recommending a product.

What could they have done better?

I do not feel that the advisor could have done anything different. The reason for this is that I presented him with many different senarios which he answered with confidence.

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

Simon is extremely knowledgable in all areas of financial planning and is always happy to explain things further if his clients are unsure. He is professional in every aspect, from his face-to-face contact to completion of paperwork and I cannot recommend him highly enough. I would have every confidence in placing any of my financila business with him.

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Somerset

How has Simon Cutler helped you?

Simon takes the time to get to know clients and then provides suitable advice. I am very happy to have Simon guiding me through the world of financial issues and would happily recommend him.

What could they have done better?

Nothing really