Michelle Willcock

About

Hi, I’m Michelle Willcock. I’m a senior financial planner at Francis Clark Financial Planning. I’m a Chartered financial planner and Fellow of the Personal Finance Society, with more than 35 years’ experience in financial services. I specialise in retirement planning, inheritance planning and investment planning. I help individuals and businesses create tailored financial plans that support their goals and aspirations. I take great care in the service I provide, building strong relationships with clients and helping them feel confident about the decisions they make for their future. In 2025, I was shortlisted for Financial Adviser of the Year, South West, at the Professional Adviser Women in Finance Awards. Outside work, I enjoy coastal walks along the North Cornwall coast around my home in Newquay with my family and dogs. I also enjoy cold water swimming, playing tennis, and taking part in taekwondo, having earned my 2nd Dan black belt after years of dedicated practice. In 2002, the board of Francis Clark had a realisation. The traditional back-and-forth between separate accountants and financial advisers serves no-one. So they founded a new company, giving clients a more joined-up approach – and Francis Clark Financial Planning was born. Our clients loved the idea, and the subsidiary company grew and grew. What started as a team of four in Newton Abbot has become a 60-strong, Chartered financial planning team, in nine locations across the south and west of England. The premise is simple. Getting your financial planning and tax advice in one place gives you a single, coherent view of your finances. Your plans are considered from every angle, and we’ll happily work in partnership with your legal advisors. No repeating yourself, no miscommunication. And we can be certain you’ll get the same high standards of customer service, every time. It also means we’re free to do things differently. For instance, we build long-term relationships, so we can take a lifetime financial planning approach. Forecasting and optimising your whole future, not just selling investment products. And we keep our investment committee separate – so your financial planner is only focused on you. From our first conversation, we think you’ll understand why it works so well.