Kate Stephen

About

Hi, I’m Kate Stephen. I’m a financial planner based in the Truro office at Francis Clark Financial Planning. I joined the firm in 2022, having started my career in financial services in 2004. Before moving into financial planning in 2018, I became a Chartered management accountant. I’ve since qualified as a Chartered financial planner, bringing together my accountancy and financial planning experience to support clients with clear, strategic advice. I advise on all aspects of financial planning and enjoy helping clients understand and take control of their finances. I work with clients over the long term, helping them plan as much as possible and make informed decisions about their future. I’m particularly interested in inheritance tax planning and helping clients understand their investments. Having worked for investment management companies, I have a deep understanding of the investment process and can guide clients through it from start to finish. After six years working in London and eight years in Sydney, I relocated back to Cornwall with my family. Outside work, I enjoy the beaches, keeping fit and taking my children to their various sporting activities. I also love travelling, especially camping in France and Spain, where I can explore the local wineries. In 2002, the board of Francis Clark had a realisation. The traditional back-and-forth between separate accountants and financial advisers serves no-one. So they founded a new company, giving clients a more joined-up approach – and Francis Clark Financial Planning was born. Our clients loved the idea, and the subsidiary company grew and grew. What started as a team of four in Newton Abbot has become a 60-strong, Chartered financial planning team, in nine locations across the south and west of England. The premise is simple. Getting your financial planning and tax advice in one place gives you a single, coherent view of your finances. Your plans are considered from every angle, and we’ll happily work in partnership with your legal advisors. No repeating yourself, no miscommunication. And we can be certain you’ll get the same high standards of customer service, every time. It also means we’re free to do things differently. For instance, we build long-term relationships, so we can take a lifetime financial planning approach. Forecasting and optimising your whole future, not just selling investment products. And we keep our investment committee separate – so your financial planner is only focused on you. From our first conversation, we think you’ll understand why it works so well.