Michael Hawthorne

Michael Hawthorne

Amber River True Bearing

Minimum savings/pensions: Over £100,000

0330 038 8938
Based in Winsford
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Top Rated 2026
Verified since: December, 2025

4.9 out of 5

40 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 09 March 2026

    Michael is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Michael's status

  • 40

    Recent Client Reviews

    Verified reviews: 100%

    Michael has received 40 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 09 December 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 3

    Qualifications Uploaded

    3 qualification certificates available to view

    Michael has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

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Have I got enough money to last? How do I pass my wealth on to my family? I am navigating a life event and need some help with the finances. How do I structure my wealth as I approach retirement. Can I make my money work more efficiently and effectively? These, and many like them, are the real questions that Mike helps his clients to answer. He adopts a pragmatic and life-centred approach to advice. His technical competence means he can help with even the most complex financial matters but don't expect lots of jargon as he endeavours to make the complex as simple as possible - something that is not easy to do in Financial Services. Whilst Mike's knowledge and experience lends itself well to helping people with more complex financial problems, he enjoys working with people of all ages, money maturity and levels of wealth because he has seen how impactful and transformative good financial planning can be. Mike has more than 20 years’ experience and believes that personal financial planning is as much personal as it is financial. He delivers advice in a way that reflects this, to provide something that is truly tailored. As well as being a highly qualified adviser, Mike also engages with other industry experts to improve standards. He is part of the Personal Finance Society’s Practitioner Power Panel and works with the Chartered Insurance Institute in the setting of exams for developing financial advisers. Outside of Financial Planning, Mike enjoys being outdoors, travel and the occasional round of golf, although he will say he is much better with a calculator than he is a golf club!