Virtus Financial Planning Limited

Our goal is clear-cut, put together suitable plans to secure your financial future. Areas where we can help you range from simple investment and retirement planning all the way through to complex estate management. We have no ‘type’ of client - only those who would benefit from solid advice, simple. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. Your home or other property may be repossessed if you do not keep up repayments on your mortgage. Equity release is a lifetime mortgage or home reversion plan. To understand the features and risks...