The Private Office

Get help generating a better return on your savings, with a full range of investment options which could include equities, funds, bonds and alternative investments.

Get help on making a plan for a comfortable retirement; whether it's starting a pension or understanding how much you should be contributing to one.

Get help understanding and evaluating annuities vs. drawdown, or discussing the other available retirement income options for you.

Get advice on transferring pensions where you do not need a specialist, for example a standard personal pension or one through your employer that is made up ONLY of regular contributions from you and your employer (this should not be a defined benefit pension)

Get advice on transferring pensions where you need a specialist, for example where you want to transfer a Defined Benefit or Final Salary scheme (one that promises to pay a certain income), or where there are other safeguarded benefits. Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.

Get help with planning your inheritance and understanding the tax implications of an inheritance you leave, or accessing an inheritance you have received.

Get help with understanding your options for releasing equity from your home. Understand the main options, the costs associated and the long term implications of each option. Equity release will reduce the value of your estate and could affect eligibility to means tested benefits. Your adviser should be able to assess and explain this to you.

Get help to understand the best level of life cover, critical illness cover and income protection for you.

Get help with understanding the options you have to fund yours or a loved one's long term care.

Get help with setting specific financial goals, seeing how close you are to achieving them and forming a plan to get on track; whether that is planning for an early retirement or planning to buy your first home.

Financial Mentoring gives you practical tools to help you make decisions. For example, setting a budget, assessing how much investment risk you are willing to take, or using a mortgage calculator to arrive at the best mortgage approach for you.

Through the process of being asked insightful questions, financial coaching helps you develop a better relationship with money, feel calmer and more in control, and build habits that can help you achieve your financial goals.

The Private Office

4.8 / 5

Top Rated Firm 2023

Reviews

About

Advisers