Reviewed for

Insurance and Protection ( 5 )

Mortgages ( 41 )

Pensions ( 1 )

Equity Release ( 28 )

Investments and Savings ( 2 )

Inheritance Planning ( 1 )

Reviewers' assets

£200k - £500k ( 3 )

£100k - £200k ( 3 )

Up to £50k ( 30 )

£50k - 100k ( 5 )

Client reviews

First impression from a user who is not yet a client

April, 2021

Overall

Please provide a brief comment about your experience with Andy

This was a voluntary phone call re spray foam insulation. Andy gave me a great deal of information regarding this topic including technical and financial implications in a particularly impartial and honest way. He helped me clarify my thoughts and proceed with more confidence.

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

Spoke to Andy today about mortgages on a property with a very unique construction.

How has Andy Wilson helped you?

Andy was extremely helpful and with extensive years in the market was able to assist me with many of the, so far, unanswered questions I had.

Have you seen the outcome you were hoping for?

Yes, definitely. A great engagement and I am glad I picked up the phone to Andy.

What could they have done better?

Nothing

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

recommended and local

How has Andy Wilson helped you?

he supplied excellent advice in a very business like and friendly manner. this was during a difficult time due to covid. dear

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

To organise funding for care

How has Andy Wilson helped you?

He advised the best options available.

Have you seen the outcome you were hoping for?

Fortunately we didn’t need to complete Equity release.

What could they have done better?

Nothing

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We wanted a plan for long term security in retirement

How has Andy Wilson helped you?

Andy went though every aspect of what we wanted in retirement and gave us all the options on the best way to make it happen, he was first class

Have you seen the outcome you were hoping for?

The results have been better than we could ever have hoped for

What could they have done better?

nothing he was top drawer

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We had previously avoided looking into equity release because of stories, that we had heard in the past, of people being left with negative equity on their properties in later years.

How has Andy Wilson helped you?

Andy explained to us how policies had changed in the past few years to make equity release a safer process and option. He thoroughly answered any questions that we raised and reassured us without placing any obligation to proceed whatsoever. He gave us plenty of time to discuss on our own. Any questions that we had we were able to contact Andy, and he always replied to our queries promptly. We really felt that we were being supported throughout the whole process. We were going through this process during the first Covid-19 lockdown period and Andy was extremely vigilant in the manner of contacting us in person. Andy is 100% the true professional, with the added bonus of a friendly & amicable personality. As we had been given all of the information we needed before committing ourselves, there were absolutely no 'little surprises', such as hidden fees, that came back to bite us afterward. Everything went exactly as Andy had advised us.

Have you seen the outcome you were hoping for?

Since the completion of our equity release process we have been able to use the money for each of the purposes we hoped for. Household cash flow is more financially comfortable, and we've been able to complete the home improvement projects that we were previously unable to do.

What could they have done better?

We honestly can't think of anything to suggest.

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

After initially having a quote directly with a Equity Release Firm, we decided to seek further impartial advice. Looking on the internet we saw Andy Wilsons Financial Services Review, in an Weekend Paper article.

How has Andy Wilson helped you?

Andy explained in detail with all our questions we asked, and liked the one-to-one home visit. If further advice needed, Andy was quick to respond to our emails and telephone queries.

Have you seen the outcome you were hoping for?

We have accepted a Equity Release Policy, and are now enjoying money released from our home.

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

Moving house but needing Equity to upgrade.

How has Andy Wilson helped you?

He insisted on face to face meeting even though he had to drive from Lincoln to Wiltshire. Everything was explained including any restrictions.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing. The personal approach was the best method.

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Nottinghamshire

What were the circumstances that caused you to initially look for an adviser?

Looking for advice on an equity release mortgage.

How has Andy Wilson helped you?

Guided us through the process, and found the exact product tailored for our needs.

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

I cannot think of a single thing.

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

I needed advice on equity release mortgages

How has Andy Wilson helped you?

He directed me to the most appropriate one for my situation

Have you seen the outcome you were hoping for?

Yes the repayment schedule is as promised

What could they have done better?

Very little given the specific brief

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Moving home from Scotland back to England (Lincolnshire)

How has Andy Wilson helped you?

Gave me detailed advice about obtaining a mortgage at the age of 75 and subsequently took me through the process successfully.

Have you seen the outcome you were hoping for?

Yes - Iam now in my new property.

What could they have done better?

Sorry but I had no problem with any aspect of Andy Wilson staff service.

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

We were looking to release equity from our property, so searched the internet and came across Andy Wilson's company

How has Andy Wilson helped you?

He explained what equity release was and answered our questions in clear manner. He searched the market for suitable products and gave us options to choose from. This was completed during the first lockdown, but it did not present any problems with Andy making effective use of online meeting tools

Have you seen the outcome you were hoping for?

Yes, everything went smoothly from first telephone call to getting the equity release. We were kept fully informed at all stages of the application process and our application was processed smoothly with funds released in a timely manner.

What could they have done better?

None, very impressed with services offered by Andy Wilson

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We were looking to release equity in our property

How has Andy Wilson helped you?

Gave us excellent advice on how to proceed, including benefits and pitfalls

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No

First impression from a user who is not yet a client

June, 2020

Overall

Please provide a brief comment about your experience with Andy

Andy was very welcoming and answered all our questions and concerns without judgement. We will definitely be staying with Andy until we have bought our first home and beyond!

First impression from a user who is not yet a client

August, 2019

Overall

Please provide a brief comment about your experience with Andy

The service was amazing, would definitely recommend. Very honest and upfront service!

Review from verified client

March, 2019

Overall

Advice

Service

Value

Based in Bedfordshire

What were the circumstances that caused you to initially look for an adviser?

We needed to refinance our home and due to changes in the Law surrounding mortgage lending most of our income sources are not considered valid for mortgage affordability assessment. Therefore we explored Lifetime Mortgages and we are required to consult an IFA when using these products.

How has Andy Wilson helped you?

Andy helped identify the financial products that would deliver our goals, and helped us to choose the most appropriate product. He clearly explained the costs and operation of a Lifetime Mortgage and pointed out any contingent factors that we should consider. His quiet and respectful manner was exemplary, indeed this was the reason we chose to use him rather than some of the 'free' alternatives. I recommend this person and I will definitely use him again if I have a future need of this type of service.

Have you seen the outcome you were hoping for?

Yes, the outcome is what we were/are trying to achieve. In fact the overall costs are cheaper than some other 'free' service providers particularly those advertising on the television. We are thoroughly satisfied.

What could they have done better?

I have no additional suggestions.

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Nottinghamshire

What were the circumstances that caused you to initially look for an adviser?

For financial advice

How has Andy Wilson helped you?

Andy was truly professional he explained everything in a way that we fully understood his advice was excellent

Have you seen the outcome you were hoping for?

Yes totally satisfied

What could they have done better?

Nothing really everything was on time to the time scale Andy quoted for us true professional

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I required a mortgage and was not sure where to go to find the best deal for me and my particular situation

How has Andy Wilson helped you?

Andy searched the market place and found several different products which he then advised on. All the work was done by Andy only leaving me to make my decision once he had explained each offer in depth.

Have you seen the outcome you were hoping for?

The outcome has been excellent for me with products I would never have found, rates better than expected and no time spent reading and looking over mortgage offers as this is all done by Andy.

What could they have done better?

In my situation I do not think a better service could have been provided as he came to my home for all the discussions and then provided me with my options in a very professional and timely manner

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Independent and professional advice

How has Andy Wilson helped you?

Provided accurate up to date professional advice and guidance

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

Andy has been great, his knowledge and experience really shone through and gave me the confidence to make the best decision

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

were looking for a better equity release plan

How has Andy Wilson helped you?

And it provided sound and easily understandable financial advice and explained various options available on the market

Have you seen the outcome you were hoping for?

Yes I have.

What could they have done better?

Andy could not have done anything any better.

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Nottinghamshire

What were the circumstances that caused you to initially look for an adviser?

To purchase a property with the help of a lifetime mortgage

How has Andy Wilson helped you?

He explained the process in layman’s terms and was extremely patient and professional

Have you seen the outcome you were hoping for?

Yes we moved into a lovely bungalow

What could they have done better?

Nothing we were very happy with the service and outcome

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

Needed to change equity release product to get a better interest rate.

How has Andy Wilson helped you?

Found a better product and made sure the application was made correctly and made sure we completed on the product.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No was very happy with him.

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Me and my partner were first time buyers

How has Andy Wilson helped you?

Andy helped throughout the entire process from finding a great deal on our mortgage, keeping us updated on the process and also giving us advice on everything else we were likely to need

Have you seen the outcome you were hoping for?

Definitely, have got our house and are now just going through redecorating

What could they have done better?

We may have liked some extra help with paperwork as this was quite overwhelming. However, we did not ask for help so I cannot say if we had if Andy would have been able to help.

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Re mortgage

How has Andy Wilson helped you?

He got me a fantastic new deal and explained everything so I could understand easily

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing 100% happy with my service and would always go back to him in the future

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Looking for a mortgage

How has Andy Wilson helped you?

Found the best deal possible for me

Have you seen the outcome you were hoping for?

Yes

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I needed guidance through the countless offers.

How has Andy Wilson helped you?

By choosing the very best deals and advising on those. By being totally honest about the possible penalties for early redemption.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Very little really. Andy was never in a rush to complete and did not put us under pressure

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Nottinghamshire

What were the circumstances that caused you to initially look for an adviser?

Withdrawal of mortgage from previous provider.

How has Andy Wilson helped you?

He explained the home equity clearly & concisely.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I cannot fault the overall service, both in terms of the quality of advice and the timeliness

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Moving house

How has Andy Wilson helped you?

Andy found a great mortgage deal to suit our needs, he was very thorough and on it!

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

Nothing - he was great.

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

After refusal from high street banks for a mortgage due to a fixed term contract we went to Andy for advice.

How has Andy Wilson helped you?

He managed to find us a lender to suit our circumstances and got us a good deal.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We required a mortgage to finish an extension. It wasn't straight forward as we are in our 60s and there were other issues. The quality of advice, the service and the end result was ideal.

How has Andy Wilson helped you?

See above.

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

Nothing, all our objectives were met fully.

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Equity Release application required it.

How has Andy Wilson helped you?

Very professional and friendly throughout all discussions.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing really. A very professional job thank you Andy.

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Northamptonshire

What were the circumstances that caused you to initially look for an adviser?

Change in personal circumstances

How has Andy Wilson helped you?

Good, consise and clear financial advice

Have you seen the outcome you were hoping for?

Yes, moving to my new home

Review from verified client

August, 2018

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Looking for a mortgage for my partner and i.

How has Andy Wilson helped you?

Andy had all our information before we arrived and was honest about what we could received compared ti what we could have advised about our current situation and we took this on o in a yrs time will be going back to Andy for review.

Have you seen the outcome you were hoping for?

Not at the moment it Andy has said that if anything he find which will help then he will contact us and I trust him to do that.

What could they have done better?

Nothing he was honest and told what we would need to do to gain a better mortgage so we will follow his instructions and review in a year

First impression from a user who is not yet a client

August, 2018

Overall

Please provide a brief comment about your experience with Andy

Very good to speak to , knowledgeable, but price he quoted was not same as in his email

Review from verified client

June, 2018

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

Needed to redeem interest only mortgage at end of term and top up with a lifetime mortgage to purchase a new house.

How has Andy Wilson helped you?

He listened carefully to our needs, reflected back in a summary document and then offered us through a new mortgage provider a suitable product.

Have you seen the outcome you were hoping for?

Yes. The advice was clear and concise, the product was ideal for our needs and he answered all our queries quickly and courteously. he always responded promptly.

What could they have done better?

Nothing

Review from verified client

May, 2018

Overall

Advice

Service

Value

Based in West Yorkshire

What were the circumstances that caused you to initially look for an adviser?

I was moving house and my wife was self employed. We had no deposit besides the small amount of equity so we needed an adviser that could help us find the best product for us.

How has Andy Wilson helped you?

Andy searched through various options and different banks mortgages. He looked at big banks and challenger banks plus some rates that only an adviser would have access to.

Have you seen the outcome you were hoping for?

Yes most certainly. He spoke to the underwriters and was able to get them to approve us even though my wife had limited years trading as self employed.

What could they have done better?

Nothing that I can think of

Review from verified client

May, 2018

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We wanted to carry out alterations and home improvements to our property but did not have the funds required.

How has Andy Wilson helped you?

Andy thoroughly explained the process of equity release and pointed out the advantages and disadvantages. At no point was there any pressure and he allowed us to make up our own minds as to the way forward.

Have you seen the outcome you were hoping for?

We were able to proceed with the building work and improvements.

What could they have done better?

We cannot fault the service given by Andy. We appreciated that the process would be expensive but the think we were given value for money.

First impression from a user who is not yet a client

May, 2018

Overall

Please provide a brief comment about your experience with Andy

Very professional and knowledgeable about available products to suit our needs. Very happy with the advice we received and we are proceeding to use Andy to broker a mortgage for us. Highly recommended.

Review from verified client

May, 2018

Overall

Value

Service

Advice

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Looking for a mortgage/life cover.

How has Andy Wilson helped you?

Helped me and my wife gain our first mortgage and second mortgage. Finding us a great deal on both, and also helped us with our life insurance. Andy would constantly be in contact and always reassure us if we ever came across any problems. Andy treats you with respect and honesty- and will always be there no matter what time or day!.

Have you seen the outcome you were hoping for?

Yes! We are in the process of buying our second home and with Andy’s help, it has been made possible!.

What could they have done better?

N/A- Andy was brilliant in all aspects!

Review from verified client

April, 2018

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I needed some advice on part ownership of a property. It wasn't a straightforward situation.

How has Andy Wilson helped you?

Andy was brilliant. He explained everything to us in simple terms and provided several options through the fog of financial planning! His advice was so clear and yet so professional.

Have you seen the outcome you were hoping for?

Yes. Everything is sorted which is a load off my mind.

What could they have done better?

Everything was great

Review from verified client

April, 2018

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Buying a new home.

How has Andy Wilson helped you?

Helped us find the right mortgage deal and then helped us obtain life insurance.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

No - Andy was great from day one

Review from verified client

April, 2018

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We required mortgage advise and help on finding bank loans / understanding the process.

How has Andy Wilson helped you?

Very knowledgeable and professional. Gives independent advise and good humour. He was able to accommodate our working hours and arrive into his h.

Have you seen the outcome you were hoping for?

Yes we have a property.

What could they have done better?

Nothing, he was great

Review from verified client

April, 2018

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I wanted professional advice and guidance in what best suited my financial circumstances.

How has Andy Wilson helped you?

He found me a mortgage that fitted financially and even when we hit a slight issue, he contacted me to sort it out as soon as possible.

Have you seen the outcome you were hoping for?

Absolutely. I couldn’t ask for more.

What could they have done better?

Genuinely, the service was excellent, timely I would definitely recommend and I have already done so

Review from verified client

April, 2018

Overall

Advice

Service

Value

Based in Nottinghamshire

What were the circumstances that caused you to initially look for an adviser?

My partner and myself ended a relationship which we were in for a good number of years and we had a property which we bought together, I enjoy living at this property so I needed a sum of money in which to buy her share, I was recommended to Andy by a solicitor as I was looking at equity release.

How has Andy Wilson helped you?

I got in touch with Andy and to cut a long story short Andy came to my rescue he was very professional and explained the downfalls and of course the benefits of equity release, I came to regard Andy as a friend.

Have you seen the outcome you were hoping for?

The outcome has seen me living in my bungalow without having to worry about moving.

What could they have done better?

I really can’t think how Andy could have made it better, everything was done very professionally he explained everything in fine detail as I am not the brightest of people when it comes to financial matters

Review from verified client

April, 2018

Overall

Value

Advice

Service

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Looking for a Buy to Let mortgage, but our circumstances meant that it would not be easy.

How has Andy Wilson helped you?

Found a cracking deal for the Mortgage and helped chase up the Solicitors who were not very helpful.

Have you seen the outcome you were hoping for?

Yes, we have the mortgage we needed.

What could they have done better?

No, I don't think so, they were there for us when we needed them and fought our corner well against the solicitors from Hell

Review from verified client

April, 2018

Overall

Service

Advice

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

First time buyer needing a mortgage.

How has Andy Wilson helped you?

Explained everything in terms I understood and organised everything keeping us updated at every step.

Have you seen the outcome you were hoping for?

Yes comfortably in our first house.

What could they have done better?

Nothing Andy did everything we ended or asked

First impression from a user who is not yet a client

December, 2017

Overall

Please provide a brief comment about your experience with Andy

Fist class

First impression from a user who is not yet a client

May, 2017

Overall

Please provide a brief comment about your experience with Andy

Gave me sound, logical advice.

Review from verified client

February, 2017

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

My house purchase.

How has Andy Wilson helped you?

He helped me on my house purchase. I had rather complicated circumstances and Andy helped me throughout no task was too big. He explained every step and the information that was provided.

Have you seen the outcome you were hoping for?

Yes, Andy got me a fantastic mortgage deal.

Review from verified client

February, 2017

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage advice to consolidate a range of more expensive debts.

How has Andy Wilson helped you?

He made the process extremely clear, efficient and speedy and obtained a cracking deal for me.

Have you seen the outcome you were hoping for?

Absolutely!.

What could they have done better?

Beyond give me a free holiday to Mauritius, as well, there is nothing else he could have done to make things any better. Simply fantastic!

Review from verified client

February, 2017

Overall

Advice

Service

Value

Based in Nottinghamshire

What were the circumstances that caused you to initially look for an adviser?

Need for information/advice/contacts for mortgage - outside the 'norms' of the big lenders.

How has Andy Wilson helped you?

Able to deliver on the above requirements.

Have you seen the outcome you were hoping for?

Yes!.

What could they have done better?

Come up with a lower rate of interest and charged less . . but there is a simple maxim: you get what you pay for. So no complaints!

First impression from a user who is not yet a client

January, 2017

Overall

Please provide a brief comment about your experience with Andy

Andy was great gave a lot of clear and friendly advice. We would have gone straight ahead if we liked the house we were viewing.

Review from verified client

January, 2017

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage of property.

How has Andy Wilson helped you?

Provided excellent advice in clear plain english.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing. Provided a first class service.

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

We were hoping to purchase our own home again having sold our own home in 2013 and after 3 years renting.

How has Andy Wilson helped you?

From the very first contact we had with Andy Wilson it was clear he was the only financial adviser we would be using, now and in the future. Andy appreciated our hopes and goals and did everything in his power to make certain we were fully informed and up to date with every mortgage on offer. Everything was explained clearly and we understood our commitments and all the outcomes of taking on a mortgage. Most importantly, Andy was able to source the exact amount we required and move us forward through the process carefully and with thorough explanations at every stage. We both found Andy willing to listen, never hurried and eager to go through anything we were unsure of. Andy Wilson was not only very thorough but he went over and above the call of duty and helped with various phone calls etc., when our purchase was held up. He was always calm and reassuring and made us feel very positive.

Have you seen the outcome you were hoping for?

Yes, we certainly have. We are now the delighted owners of our own home again! The particular mortgage we required was a Retirement Mortgage and well suited to our needs. We were always pleased with the recommendations and documents we received.

What could they have done better?

We both honestly think Andy Wilson could not have done any better! We have no constructive suggestions as his service was faultless! A highly professional financial adviser and someone who listens carefully to what his clients need.

Review from verified client

October, 2016

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I am a.first time buyer and wanted guidance on mortgages.

How has Andy Wilson helped you?

Andy was fantastic. My enquiry was responded to almost immediately. Andy gave me advice and figures for my mortgage. He was incredibly helpful and I will without doubt be using his services from now on. I would highly recommend.

Have you seen the outcome you were hoping for?

Yes Andy gave me the information to move forward with my financial future and I will be dealing with him again in the coming months.

Andy's reply

Thank you Vicky. I look forward to working together in the future.

Review from verified client

July, 2016

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I looking for a mortgage, and as a first time buyer I needed to find someone that could give me the best advice and service possible to enable me to make the correct choices. I also needed someone who understood the forces help to buy (FHTB) process.

How has Andy Wilson helped you?

From the start Andy listened to my situation and requirements and was able to provide answers to the many questions and worries I had from the start. He provided an extremely professional service throughout and was always all to happy to answer any questions via telephone or email (of which I had many!). A genuinely approachable, professional and knowledgeable person - if you are looking for mortgage advise, I honestly cannot recommended him enough. If you are unsure of who to use but want all of the above, look no further.

Have you seen the outcome you were hoping for?

Absolutely got the outcome I was hoping for. They say you get what you pay for, and Andy's service is worth every penny to ensure you make the right decision and obtain the correct product.

What could they have done better?

I honestly can't think of anything I'd improve, he's done everything in a a professional manner and provided a top class service - what more can you ask for!

Review from verified client

April, 2016

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Purchase of second property.

How has Andy Wilson helped you?

Secured a very good mortgage offer (based on just a 10% deposit).

Have you seen the outcome you were hoping for?

Yes, most definitely.

What could they have done better?

Nothing really!

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

We had fixed rate interest only mortgage with the Halifax. This was coming to an end and we approached them to extend the mortgage on the same terms, they declined to do this and switched us to an interest only variable rate for the remaining term. In addition they sent us letters asking as to how we proposed to pay off the mortgage and this raised concerns with us that we might have to sell the house to do this. We were unable to pay off the mortgage but have plenty of equity in the property and had assumed that it was a simple matter to extend the mortgage as an interest only fixed rate, eventually paying it off using the equity in the property We are around 70 years of age and wanted to fix our out goings for the next five years giving us the peace of mind that whatever happened to the interest rate our repayments were fixed and if needs be because of changing circumstances we could always sell the house, pay off the mortgage and still have enough funds to "downsize".

How has Andy Wilson helped you?

HE LISTENED to us, he fully understood our requirements and after initial contact he came back to us explaining that Hodge bank had a mortgage that would suit our circumstances and we arranged to meets midway between Cheshire and Lincoln to discuss the pros and cons of this scheme. This meeting lasted over two hours and Andy fully explained the advantages and disadvantages and costs involved in taking out this mortgage. He answered all questions we put to him in simple terms and if we were not sure of anything he was prepared to go through it again to ensure we fully understood what he was telling us. The most important thing to come out of this meeting was that he fully understood what we wanted and everything he said reassured us that the mortgage he was trying to arrange for us was exactly what we wanted and suited our circumstances perfectly.

Have you seen the outcome you were hoping for?

With Andy's help and guidance we have now completed, the Halifax mortgage cleared and the equity release with Hodge bank know in place. Andy was in constant contact, ensuring that all paperwork was gathered in and all queries raised by Hodge bank answered promptly to ensure that this matter was dealt with as quickly as possible.

What could they have done better?

We cannot think of any way this matter could have been dealt with any better. Andy fully understood what we wanted and came up with a product that exactly suited our needs.

Review from verified client

February, 2016

Overall

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Service

Value

Based in Norfolk

What were the circumstances that caused you to initially look for an adviser?

We used Andy in the past and we really pleased with his advice. We didn't have time to trawl lots of mortgages; we trusted Andy to do this on our behalf and get us the best possible product for our needs.

How has Andy Wilson helped you?

Andy did all the hard work! Our first house purchase fell through and the second took longer than expected due to issues with the surveyor but Andy was really efficient and made the whole process stress-free. I like the fact that Andy responded quickly to emails. It's difficult for me to speak on the phone during the day at work but I was able to check and respond to emails to keep the process moving.

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

Nothing.

Review from verified client

January, 2016

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Looking for advice about remortgaging to get a better interest rate.

How has Andy Wilson helped you?

I emailed Andy yesterday afternoon, and had a prompt email and text from him this morning. He offered me suggestions on what to do and how to go about it. All advice was free and saved me his fees, which was really kind of him, with not even knowing me.

Have you seen the outcome you were hoping for?

Yes his suggestions have put me on the right track of what deal to go for.

What could they have done better?

He exceeded my expectations as I didn't expect such a speedy reply nor did I expect it to be free, which in this day and age you don't seem to get anymore. Many thanks Andy.

Review from verified client

August, 2015

Overall

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Service

Value

Based in West Lothian

What were the circumstances that caused you to initially look for an adviser?

My workplace offered a better position which involved a move from England to our offices in Scotland. I needed to move my family as part of the move, unfortunately it was in the middle of the reason.

How has Andy Wilson helped you?

He was able to advise on the best way to organise our finances to fit with our family circumstances. His advice was honest and fitted perfectly with our attitude to risk.

Have you seen the outcome you were hoping for?

Financial advice often cannot be assessed until some time has elapsed. It has been 3 years since we first used And yes services to move and his advice turned out to be spot on. We have used him on a number of occasions and advice has always been honest and genuine. He listens to what you have to say about what your financial goals are. His advice is always an honest appraisal if they can be achieved and how to get there. Above all I can trust him to look after my financial goals as if they were his own.

What could they have done better?

Absolutely nothing!

Review from verified client

December, 2014

Overall

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Service

Value

Based in Durham

How has Andy Wilson helped you?

Andy was recommended to us after he had advised my mother on Equity Release, and we were impressed by the quality of service she received. We found Andy to offer a friendly and personal service tailored to meet our requirements and enabling us to better understand those requirements in a manner which was realistic and, ultimately, successful. Andy's knowledge of the market and his friendly style made him a pleasure to work with. Andy responded to numerous requests in an efficient and timely manner and we would have no hesitation in recommending him to others who would require his services.

What could they have done better?

Given the high level of service we received, in an efficient and friendly manner, it is difficult to make suggestions for improvement. Andy had not advised us before and, as a result of the tailored service, Andy's increased understanding of our particular circumstances and needs would make for an even better service in future.

Review from verified client

December, 2014

Overall

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Service

Value

Based in Lincolnshire

How has Andy Wilson helped you?

Andy explained everything really clearly for us and in a language we could understand. He also made sure that we were clear on everything before applying and made sure we knew what we were doing before we got started. We found him flexible with appointment times and patient with any questions we had.

Review from verified client

December, 2014

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Service

Value

Based in North Humberside

How has Andy Wilson helped you?

We were very pleased with the quality of service both his depth of knowledge and courtesy. The procedures were explained well and the follow up was good. Andy is very personable friendly individual who takes time to explain every step of the process and makes sure we understand what we are committing to.

What could they have done better?

We were happy with all aspects of the dealings with Andy.

Review from verified client

December, 2014

Overall

Advice

Service

Value

Based in Lincolnshire

How has Andy Wilson helped you?

Andy's best quality, from my point of view, is his ability to portray the options available in a clear, no-nonsense, jargon free manner. I also like the fact that Andy took time to understand what it is I REALLY wanted to achieve (in terms of my life style choices) and ensured he understood my attitude to risk. He was efficient and effective and delivered when he said he would.

What could they have done better?

I genuinely can't think of anything. Andy is 'fit for purpose'!

Review from verified client

November, 2014

Overall

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Service

Value

Based in Lincolnshire

How has Andy Wilson helped you?

Andy has many years experience in the financial world and it shows with the ease at which he accesses up to date information and the best deals. He listens well and gives sound advice. My husband and I have followed him from his last position to his now self employed position, because we value and trust the advice he gives and he has never let us down and has essentially saved us a great deal of money over the years. We would highly recommend his services.

What could they have done better?

I really can't think of anything as he is very proactive and prompt with what he delivers.

Review from verified client

November, 2014

Overall

Advice

Service

Value

Based in Lincolnshire

How has Andy Wilson helped you?

Andy understood my complicated financial situation and offered realistic and sound advice. He provided a comprehensive list of documents required for the mortgage applications and went through the whole process sytematically. He was always very professional and friendly.

What could they have done better?

Andy could have kept me informed a little more especially when there were a few problems with the application.

Review from verified client

November, 2014

Overall

Advice

Service

Value

Based in Lincolnshire

How has Andy Wilson helped you?

When my husband and I decided on a better retirement, equity release was the answer. Making several enquiries we decided on Andy Wilson, had he been under 50 years of age then my choice would have gone elsewhere. On first meeting Andy, he was on time, immaculately dressed and spoke fluently, no hesitation having to think about what to say, always a good sign in my opinion. He conducted his search to find the right offer, no contact was needed with the lender, all the information was collated at the outset. A completion date was given and it was finalized on time giving us peace of mind. We hope to sell our property in the next year or two, will downsize and hopefully renew a contract in which case Andy's services will be called in again.

What could they have done better?

Absolutely nothing

Review from verified client

November, 2014

Overall

Advice

Service

Value

Based in Lincolnshire

How has Andy Wilson helped you?

We have always received excellent service from Andy Wilson with in depth knowledge and sound advice. He is someone you can trust and deal with confidently. Highly recommended.

Review from verified client

November, 2014

Overall

Advice

Service

Value

Based in Lincolnshire

How has Andy Wilson helped you?

Andy Wilson was recommended to me by a colleague of his who gave a talk to a group I attend. I found him to be very knowledgeable and able to explain in 'layman's' terms so that I could understand all the implications and costs of equity release. The report he produced for me was very thorough, in depth, and very well researched but easy for me to follow. He was always available for me to ask questions, he had boundless patience and never let me feel that it was any trouble. He explained his fees and the commission he would receive. I and my family have been so impressed by the way that Andy Wilson carries out his work that my Son is currently employing him to find the appropriate mortgage for his new house purchase

What could they have done better?

As someone who has had no previous experience of using a financial advisor it is difficult to make comparisons. However, I cannot think of any way, from my own experience, that I could suggest anything that he could do better

Review from verified client

November, 2014

Overall

Advice

Service

Value

Based in Lincolnshire

How has Andy Wilson helped you?

Our Adviser was a great help to us on several occasions on both Mar-gages and Equity release, and we are benefiting al the time from his advice and setting up of our financial situation. He is a good and thorough person in his dealings with me, we have know him for many years, in fact since he was about 9 years old, and he has never changed. He is always cheerful and punctual at meetings, and what sets him aside for us is that he is a good community man, help with people care, and at one time country security. We would certainly use him for all of our financial work in the future.

What could they have done better?

It is difficult to answer this question really, Andy is a very good friend as well as our Financial adviser, perhaps he can appear some what aloof which could seem that he thinks he is some what superior to you, but I am well aware of the person within, in Andy's case, and nothing could be further from the truth, he comes from a very good family and he also handles his own cross of diabetes with all good humour, which has quite a rigorous resheeme attached to it.

Review from verified client

November, 2014

Overall

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Service

Value

Based in Lincolnshire

How has Andy Wilson helped you?

Andy took into consideration some limiting factors for our mortgage search which could have been very difficult to overcome if we had taken on this ourselves. He carefully explained what we could expect and came up with the best solution to suit our needs going forward making the whole process run smoothly and giving us peace of mind..great professional service all round.

Review from verified client

November, 2014

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Service

Value

Based in Lincolnshire

How has Andy Wilson helped you?

I was very fortunate to find such a excellent adviser, he explained everything thoroughly an ensured I fully understood everything he was always willing to discuss whatever I was a little unsure of or didnt fully understand, no matter how many times I contacted him I would fully recommend him to anyone in need of financial advice

What could they have done better?

I cannot think of anything that he could do better

Review from verified client

November, 2014

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Service

Value

Based in Lincolnshire

How has Andy Wilson helped you?

Rapidly understood my requirements. Selected the best all round value products to meet my needs and all with a friendly smile. I have no hesitation in recommending Andy for solid advice.

Review from verified client

November, 2014

Overall

Advice

Service

Value

Based in Lincolnshire

How has Andy Wilson helped you?

Andy is ver y helpful in explaining the whole picture and pros and cons of available options.

Review from verified client

November, 2014

Overall

Advice

Service

Value

Based in Lincolnshire

How has Andy Wilson helped you?

Both my husband and I found Andy Wilson to be completely up-front and transparent in all matters concerning our expenses and his fees. He totally understood our requirements, and gave us sound advice. We asked many questions and we both felt he knew all aspects of the product and we would, most definitely, avail ourselves of his expertise in any other financial consideration we may have.