Tom Clifton

Tom Clifton

Spolton Mortgages

Minimum mortgage: Any amount

0330 038 8942
Based in Sleaford
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Verified since: October, 2025

5 out of 5

10 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 21 May 2026

    Tom is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Tom's status

  • 9

    Recent Client Reviews

    Verified reviews: 100%

    Tom has received 9 client reviews in the past 12 months; 100% of these have been verified

  • Limited Mortgage Adviser

    Last checked: 19 February 2026

    Tom can advise across a limited set of mortgage products, which may be provided by companies Tom works with. This limitation may allow Tom to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.

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About

I'm a whole of market Mortgage Adviser and I also advise on Personal and Household Protection. I'm based in Sleaford, offering advice both face-to-face and online via Teams. I work with clients across Lincolnshire and beyond, providing clear, impartial advice tailored to your needs. Whether you're a first-time buyer, moving home, looking to remortgage, or expanding a Buy to Let portfolio, my goal is always the same – to save you time, stress, and money by making the mortgage process as smooth and straightforward as possible. To ensure a complete solution, I also advise on Personal Protection and general insurance (such as life cover, critical illness, income protection and buildings and contents), helping to protect what matters most to you. With 10 years of military service prior to becoming a mortgage advisor, I understand the unique challenges that current and former military personnel face when it comes to mortgages and finance. This background has enabled me to become a specialist in helping serving members and veterans, offering guidance that is both informed and genuinely empathetic. No matter your circumstances, you can expect the same five-star service and a commitment to putting your interests first.