Daniel Spragg

John Charcol

Reviewed for

Insurance and Protection ( 39 )

Mortgages ( 65 )

Pensions ( 2 )

Equity Release ( 4 )

Retirement income (annuities, drawdown) ( 1 )

Investments and Savings ( 1 )

Pension Transfers - Non Specialist ( 1 )

Inheritance Planning ( 12 )

Long Term Care ( 3 )

Financial Planning ( 3 )

Reviewers' assets

£500k+ ( 3 )

£200k - £500k ( 3 )

£100k - £200k ( 1 )

£50k - 100k ( 6 )

Up to £50k ( 19 )

Client reviews

Review from verified client

March, 2024

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Re-mortgage was approaching and wanted the best advice with what was on the market along with what options where out there to suit our circumstances

How has Daniel Spragg helped you?

Dan considered all of our current and future needs. Took time to explain different options and different paths for us to consider.

Have you seen the outcome you were hoping for?

Absolutely - very timely too.

What could they have done better?

Nothing Dan was ace start to finish.

Review from verified client

March, 2024

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Separation causing a remortgage

How has Daniel Spragg helped you?

Dan has been an absolute pleasure to deal with. Super friendly extremely knowledgeable and delivers what he promised. I couldn’t recommend him enough, simply outstanding service.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, the service was great.

Review from verified client

March, 2024

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

A breakdown in a relationship, causing me to have to look to remortgage.

How has Daniel Spragg helped you?

He’s delivered a fantastic, efficient service and arranged a competitive mortgage for me.

Have you seen the outcome you were hoping for?

Yes and it’s been delivered in a timely manner.

What could they have done better?

Nothing. Service has been exceptional

Review from verified client

February, 2024

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

I wanted to get some impartial advice and help composing my will.

How has Daniel Spragg helped you?

Dan has been a long standing aquaintence of ours. He initially helped me compose my will in late 2019 and has subsequently helped myself and husband with life insurance. Recently we've been able to liase with Dan, alongside John Charcol company to obtain a mortgage as FTB's.

Have you seen the outcome you were hoping for?

Each time using Dan has been great! Great communication, advice and overall great service!

First impression from a user who is not yet a client

May, 2023

Overall

Please provide a brief comment about your experience with Daniel

Dan has been fantastic from the off. He doesn’t hang around and gets things done quickly meaning you can get an offer in on a house before someone else! We really appreciate the time Dan took to explain the process to us, being first time buyers this was invaluable. Wouldn’t hesitate to recommend DanJo & Co to anyone.

Daniel's reply

Sam, I appreciate your positive feedback. It was a pleasure to embark on your first property journey together, and I'm glad to hear that it was not a stressful experience, speak soon best wishes Dan

First impression from a user who is not yet a client

March, 2023

Overall

Please provide a brief comment about your experience with Daniel

Called Dan late on a Friday afternoon for some advice navigating the current mortgage minefield. I had a consultation meeting on the Monday evening and he worked late into the night to research the best deal for me, as I needed an AIP the next day to secure a property. Dan presented the results the next day, Found better deals than I could find myself, and got my agreement in principle within hours. I had my full mortgage offer secured and in place within 7 days! The whole process was effortless on my part and Dan was always available to answer any questions. I’ll be calling Dan again when I come to renew my mortgage. Highly recommend

Review from verified client

March, 2023

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

My girlfriend had a 0 hour contract with work and we struggled to find a mortgage to suit our needs.

How has Daniel Spragg helped you?

Dan helped us to secure a mortgage and talked us through every step into the housing process.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

March, 2023

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

We wanted to rent out our current property before buying elsewhere.

How has Daniel Spragg helped you?

To secure a let to buy and a residential mortgage.

Have you seen the outcome you were hoping for?

Yes

First impression from a user who is not yet a client

November, 2022

Overall

Please provide a brief comment about your experience with Daniel

Daniel has been really clear going through all my different options. I have now been able to complete the process with ease. Great service

Daniel's reply

Thank you, Ryan, appreciate the warm feedback I'm delighted to hear you found my service & advice useful, I look forward to speaking again very soon, best wishes Dan.

Review from verified client

November, 2022

Overall

Service

Advice

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Illness

How has Daniel Spragg helped you?

Writing a will

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

All ok

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage and life insurance

How has Daniel Spragg helped you?

Found me a great deal

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, I received a great service

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

We initially became Clients of Dan's when looking for a Will writing service.

How has Daniel Spragg helped you?

Since the initial Will writing service Dan has helped us with lots of things! Will's, Power of Attorney documents, 2 Mortgage's helping us start our journey in to property investment, property insurances and life insurance both from a personal and a business perspective.

Have you seen the outcome you were hoping for?

100%

What could they have done better?

To be fair, nothing.

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

We recently bought a house and decided we would like go make wills.

How has Daniel Spragg helped you?

Dan definitely went the extra mile for us. We used him previously for Morrgage advice. When we came to write wills we didn’t realise he also did this. We already had a quote from another company which was twice the amount Dan charged. He came out to see us at our home very quickly. He looks at the whole picture which was so helpful for us. We’re now also using Dan to sort all of our insurances out as they weren’t beneficial to us. Definitely recommend him and use him again in future if we need to.

Have you seen the outcome you were hoping for?

Yes! Even more than what we were hoping for!

What could they have done better?

Nothing. He was amazing! We have already recommended him to several people.

First impression from a user who is not yet a client

September, 2022

Overall

Please provide a brief comment about your experience with Daniel

I’ve missed a first call and after sending them an email with alternative dates for another call I haven’t received reply or a call…

Daniel's reply

Good morning Matt, thanks for your feedback, I can see you did reach out for advice on Saturday 3rd September and I did follow this up on Monday 5th September by way of 2 separate telephone calls and email, as a business we do not hound & harass clients by repeated follow-ups from that point, however, I have now found your response email it had been directed into my junk/spam folder which was the reason I did not follow this up with you and can only apologise for the mixed wires here, however, I would be delighted to reboot everything again to have that initial telephone chat. best wishes hopefully speak soon Dan

Review from verified client

August, 2022

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

A remortgage to pull equity out of the house for an extension to be built

How has Daniel Spragg helped you?

Dan was excellent through the entire process of our remortgage, communication was fantastic and managed to secure us a fantastic deal. I would recommend DanJo & Co to anyone looking to remortgage or buy a home with top-class service.

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

Nothing the process was very smooth and the communication was second to none

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Needed help securing a remortgage on a buy to let basis and also a new residential mortgage.

How has Daniel Spragg helped you?

Helped massively with a tricky case. A recent unexpected credit issue nearly halted our house dreams completely, but after been messed around by another broker, Dan took our case on very short notice and managed to secure us a manageable fixed deal. We plan to us Dan to handle our remortgage on both properties in the near future.

Have you seen the outcome you were hoping for?

Yes. Buy to let mortgage offer and a residential mortgage offer both received.

What could they have done better?

Nothing .

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Needed help getting a mortgage and a re-mortgage

How has Daniel Spragg helped you?

Super helpful at walking us through the process from start to finish and answering the millions of dumb questions we had

Have you seen the outcome you were hoping for?

Yes

Review from verified client

May, 2022

Overall

Advice

Service

Value

Based in Powys

What were the circumstances that caused you to initially look for an adviser?

I needed a mortgage

How has Daniel Spragg helped you?

He gave and support me, at all time. Thanks to his professional and excellent work, I got mortgage with excellent rates. He is fantastic friendly adviser.

Have you seen the outcome you were hoping for?

More than that. Excellent work.

What could they have done better?

He did more than I expected.

Review from verified client

March, 2022

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Needed a private pension and will

How has Daniel Spragg helped you?

Dan was professional, knowledgeable and articulate. Fully understood our needs and tailored solutions to fit them, without overselling or overpromising.

Have you seen the outcome you were hoping for?

Yes, Dan surpassed expectations

First impression from a user who is not yet a client

February, 2022

Overall

Please provide a brief comment about your experience with Daniel

Brilliant!

Review from verified client

February, 2022

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Needed a mortgage and could not use a high street lender

How has Daniel Spragg helped you?

I contacted Dan as myself and my partner needed a mortgage and going to a high street lender wasn't an option for us. Dan has always kept good communication from start to finish and has always been very informative, keeping us updated with what stage he's at or anything he needed from us. Before contacting Dan I thought we'd never achieve a mortgage but I can happily say we now have our mortgage offer and hopefully, are not too far off being able to complete. Even when we had a few details wrong on our offer, Dan jumped on the bank straight away to fix this. We quite simply would not be in the position we are now had it not been for Dan's help. I decided to reach out to Dan after reading so many 5* reviews and positive comments, and here I am leaving my own 5* review and I would highly recommend his services to anyone looking for a broker.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Absolutely nothing.

Review from verified client

February, 2022

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Property Portfolio expansion

How has Daniel Spragg helped you?

Mortgage applications / Life Insurance

Have you seen the outcome you were hoping for?

Yes excellent

What could they have done better?

Nothing great guy to work with very helpful

Review from verified client

February, 2022

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

In the first instance it was for power of attorney.

How has Daniel Spragg helped you?

He has sorted power of attorney, wills and mortgages for me.

Have you seen the outcome you were hoping for?

Daniel has always been very professional and offered good advice in my financial matters. I have always met the outcomes I was hoping for.

What could they have done better?

Nothing springs to mind, I have always been very satisfied with the service I have received.

First impression from a user who is not yet a client

January, 2022

Overall

Please provide a brief comment about your experience with Daniel

Very professional and friendly

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

I was looking to have my Will written and to set up an LPA

How has Daniel Spragg helped you?

Right from the moment, I contacted DanJo I received 5-star service. Friendly, professional and knowledgeable Dan guided me through my Will, LPA's and insurance requirements making sure I understood everything to my satisfaction. I highly recommend DanJo's services to anyone who is planning on doing their Will, LPA's and require solid financial advice.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not sure they could have done anything better

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

No experience in Mortgages or what was involved.

How has Daniel Spragg helped you?

As First time buyers, myself and my partner knew nothing about mortgages and what was involved in the process. Dan made everything so simple and straightforward by explaining exactly what we needed to know and what we needed to provide for a swift and pain-free mortgage application. This resulted in a successful application and two happy homeowners. Highly recommend!

Have you seen the outcome you were hoping for?

Yes, we will soon be first time home owners.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Looking for a mortgage that would accommodate my fixed contract working arrangement.

How has Daniel Spragg helped you?

Initially Daniel advised on requirements for people on fixed term work contracts getting a mortgage. He clearly presented options to us and kept us fully informed throughout the application process. everything was completed within the advised timescales and we found him very knowledgeable and helpful.

Have you seen the outcome you were hoping for?

Yes, received a quick mortgage agreement in principle allowing us to secure a property. The full mortgage application was also submitted and accepted in a just a few days. Very successful!

What could they have done better?

Nothing, very happy with quality of service and outcomes

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Looking for a flexible mortgage to fit our future plans.

How has Daniel Spragg helped you?

Dan took the time to go through our current situation and future plans to help us find the perfect mortgage in a matter of days, we wouldn't have considered going down the route we did, so having an expert really helps ensure you're making the right decision. 2 weeks later and our offer has been approved! The process was seamless and Dan has a wealth of knowledge to ensure no questions are left unanswered. The service is incredibly good value for money and we have already recommended Dan to a number of our friends and family!

Have you seen the outcome you were hoping for?

Yes, we're very happy with the service provided.

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

First time buyer seeking advice and mortgage

How has Daniel Spragg helped you?

Explained the ins and outs of mortgages. Identified how much I could afford and how to give me a better idea of what was affordable for me. Once I found this he then processed all my details and found out what I wanted from a mortgage before finally getting one finalised.

Have you seen the outcome you were hoping for?

Yes!

Review from verified client

September, 2021

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

1st time buyer

How has Daniel Spragg helped you?

Dan was fantastic to deal with every step of the way, Very quick and responsive in all aspects. Would highly recommend and in the future will certainly be using Dan every time. Very thankful for the hard work. The whole process has been a pleasure mate and extremely grateful.

Have you seen the outcome you were hoping for?

Yes 100%

What could they have done better?

Nothing! Dan was exceptional

Repeat review from verified client

May, 2021

Overall

Advice

Service

Value

Based in Shropshire

This review is a follow-up review from a client who left a review previously.

How has Daniel Spragg helped you since your last review?

Dan has been exceptional once more and is always able to offer advice and answer any questions we have so thank you.

Repeat review from verified client

May, 2021

Overall

Advice

Service

Value

Based in West Midlands

This review is a follow-up review from a client who left a review previously.

How has Daniel Spragg helped you since your last review?

I am trying to a transfer of equity and although Daniel wont profit on this he has still made calls and advised me on what to do

Repeat review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Shropshire

This review is a follow-up review from a client who left a review previously.

How has Daniel Spragg helped you since your last review?

He is soucing a better interest rate on a mortgage for me.

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

My wife and I were first time buyers with no previous experience.

How has Daniel Spragg helped you?

Dan guided us through the process from start to finish, took into account the fact I am on a fixed term contract, and managed to secure us a great mortgage.

Have you seen the outcome you were hoping for?

I'm writing this review from the sofa in my fantastic own home, thanks in no small part to Dan.

What could they have done better?

I can't think of anything Dan could have done better, he explained the process fully and communication was excellent throughout. My wife and I were a bit apprehensive beforehand but the process could not have been smoother.

Daniel's reply

Thank you, Steve, appreciate your time writing this fab review for me, I'm delighted you have settled into your new home. reach out anytime if you need anything else best wishes Dan

First impression from a user who is not yet a client

November, 2020

Overall

Please provide a brief comment about your experience with Daniel

Good

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage

How has Daniel Spragg helped you?

Helped find a great deal on my remortgage and made the whole process very smooth from start to finish.

Have you seen the outcome you were hoping for?

Yes. Very confident Daniel gave me the best advice he could in supporting my decisions.

What could they have done better?

Happy with all aspects of the process.

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Both ourselves and daughter were in need of a very good mortgage advisor who also offered other advice.

How has Daniel Spragg helped you?

Mortgage for my daughter first time buyer and myself a retired 56 year old. Will for myself and wife and home insurance.

Have you seen the outcome you were hoping for?

So far so good with Dan always working hard for us. Always puts us first with regards to options rather than something that would give him more commission or standing with banks or building societies.

What could they have done better?

I cannot think of a single thing and that’s the truth. I am not just avoiding the question there has never been a time when he has not been working to get us the beat deal and keeping us in the loop.

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Securing future of our child and looking to buy a property.

How has Daniel Spragg helped you?

Dan helped us with every aspect of life insurance and mortgage fir our first house.

Have you seen the outcome you were hoping for?

Outcome was better then expected.

What could they have done better?

There is nothing that Dan could do better. He just did a great job.

Review from verified client

July, 2020

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Investments and insurance policy review

How has Daniel Spragg helped you?

Dan explain me everything and found best deal for me

Have you seen the outcome you were hoping for?

Yes

Review from verified client

July, 2020

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

We needed support and guidance with a mortgage and the help to buy process.

How has Daniel Spragg helped you?

He explained everything we needed to know thoroughly, explained any words we did not understand. He ensured that he covered all of our options rather than just his view of the 'best' option so that we could make our own judgment. Daniel also spent a long time answering every question we had (3 pages+) happily in order to put our minds at ease and ensure we knew exactly what we were getting into.

Have you seen the outcome you were hoping for?

We are currently in the house-hunting process, and will definitely be going back to Daniel to get a mortgage in principle agreement. We can't wait to go through this with him as we truly believe he will find us the best option available.

What could they have done better?

I do not have anything to suggest that Daniel could improve on, I think he did everything he could to help us.

Review from verified client

June, 2020

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Looking for mortgage for buy to let

How has Daniel Spragg helped you?

Dan helped me find the right mortgage for Buy to let property

Have you seen the outcome you were hoping for?

Yes, definitely

What could they have done better?

NA

Review from verified client

June, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

We were applying for our first mortgage. My partner's work contract was fixed term and this had lead to us not being accepted by some mortgage companies.

How has Daniel Spragg helped you?

Dan was great from the outset. He helped us find a good mortgage deal then sorted our life assurance and wills. Dan is really approachable, supportive and explained things every step of the way. He has also helped us renegotiate our mortgage terms now fixed term period is up.

Have you seen the outcome you were hoping for?

Yes - our new deal is particularly good and we wouldn't have known how get this without Dan's help.

Review from verified client

June, 2020

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

mortgage deal

How has Daniel Spragg helped you?

arranged our mortgage

Have you seen the outcome you were hoping for?

yes

What could they have done better?

Nothing he was great and very helpful

Repeat review from verified client

May, 2020

Overall

Advice

Service

Value

Based in West Midlands

This review is a follow-up review from a client who left a review previously.

How has Daniel Spragg helped you since your last review?

Yes he is always available

Review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Enquiring about equity release and mortgage advice

How has Daniel Spragg helped you?

Quick responses and kept us up to date

Have you seen the outcome you were hoping for?

Yes - Given facts and not misinformed about anything that wasn’t possible for us to do. it has given us a clear picture of what is available to us.

Repeat review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Shropshire

This review is a follow-up review from a client who left a review previously.

How has Daniel Spragg helped you since your last review?

He reviewed our current insurance policy before renewal to make sure it was the best deal.

Repeat review from verified client

May, 2020

Overall

Advice

Service

Value

Based in West Midlands

This review is a follow-up review from a client who left a review previously.

How has Daniel Spragg helped you since your last review?

Daniel continues to keep in touch with new offers and will be doing our new mortgage in Sept due to our current deal running out. Excellent service

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

We needed a mortgage at a greater salary multiple than high street banks were offering

How has Daniel Spragg helped you?

Dan was the single factor in getting us our forever home. Where others came up short Dan simply found a way for us to get the offer we needed. His knowledge, help and service is second to none. I highly recommend his services and will certainly be a repeat client. Thank you Dan!

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

Nothing

Review from verified client

March, 2020

Overall

Service

Advice

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

As first time buyers, we had no idea where to start in terms of looking for our first mortgage. We had a unique set of circumstances meaning we couldn't go direct to a high street branch ourselves and didn't know what our options were.

How has Daniel Spragg helped you?

After our first meeting, Dan started his research into what products suited our circumstances. We were massively impressed with how quickly he managed to come back to us with our options. Both me and my partner work long hours so it was a massive reassurance to know Dan was taking care of everything for us in the background and has made the process so much easier.

Have you seen the outcome you were hoping for?

Definitely. If it wasn't for Dan, we wouldn't of known about the range of products available outside of the high street market and our outcome would not of been this successful. He has been a huge help to get us on the property ladder. I have already recommend Dan's services to my friends who are also looking to purchase a property soon and we will be coming back to him for help in the future.

Review from verified client

March, 2020

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

To help us buy our first home after having difficulty with another financial adviser previously providing a lack of clear information and unwarranted stress.

How has Daniel Spragg helped you?

Despite being first time buyers, Dan was really helpful, respectful and understanding of our circumstances. He provided a clear path from where we were to where we wanted to be.

Have you seen the outcome you were hoping for?

Yes, we have received a great value mortgage offer!

What could they have done better?

Dan made it very clear which mortgage illustration would be best, and helping us understand the way mortgage repayments are proportioned in interest vs principal ownership would probably have helped us even more swiftly.

Review from verified client

February, 2020

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Breakdown of marriage

How has Daniel Spragg helped you?

He advised me on the best mortgage to suit my needs.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Due to being let down by RSC we needed professional help.

How has Daniel Spragg helped you?

after being told we were declined else where for a bigger mortgage we worried the dream of moving was a lifetime away. When we met Dan we talked everything through in person, it was clear something wasn’t right with the previous company and we were approved for a bigger mortgage than we originally thought we could get. We are now due to move in February.

Have you seen the outcome you were hoping for?

Absolutely 100 % couldn’t be happier. Dan has exceeded out expectations and made our dreams come true this Christmas. We wouldn’t trust anyone else with our finances now.

What could they have done better?

Absolutely nothing.

Review from verified client

November, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Needed a financial overhaul/clean up moving into the next phase of our life in order to have a better work life balance

How has Daniel Spragg helped you?

Gave us financial options that we hadn’t thought of to enable us to reassess our finances and provide us with a better standard of living both financially and through work/life balance.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

November, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

I was unable to get a mortgage on my own through a bank and wanted a second opinion.

How has Daniel Spragg helped you?

Dan was great and advices me what was the best options for me. He kept in touch with me throughout the process, he was amazing. And made me have more confidence that I could own my own home.

Have you seen the outcome you were hoping for?

Yes 100% I am very happy with the outcome and thankful for Dan

What could they have done better?

Nothing

Review from verified client

November, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

My insurance premium was to high for the cover I had in place, from Daniels advice we found a more suitable product at current market prices which was great.

How has Daniel Spragg helped you?

He advised a number off different options to allow its to make an informed decision on what to proceed with.

Have you seen the outcome you were hoping for?

Yes the product’s were now have is perfect for our families needs.

What could they have done better?

Daniel is very professional and also knowledgable with in his area I don’t think there is anything I could suggest for him to improve on.

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Needed to have a mirror will put in place to safe guard my children and also had life insurance as the one my husband had was not fit for purpose.

How has Daniel Spragg helped you?

Nobody likes thinking about death and Wills but nobody knows what is around the corner. Both myself and my Husband thought that it was time that we should get a Mirror Will done in order to safeguard our family. I rang around different solicitors and was horrified of the prices that they charge. I then came across DanJo&Co and spoke to Dan who immediately put my mind at ease. When Dan arrived at our home he was punctual, very friendly and his prices are very reasonable. He talked us through step by step explaining different processes and procedures. He then said it would take 2 weeks which it did and our Wills are now in place and we have complete peace of mind. Dan even took time out to look at our life polices and I'm so glad he did as it turned out my Husbands life policy was not fit for purpose and would have been a complete nightmare if the inevitable had happened. Dan went out of his way to find us a policy that was right for us and for our needs. I would highly recommend Danjo&Co for your financial needs. Dont bother looking at other companies, you have found the right person right here. Thank you so much Dan for your services and we will definitely be using you again when the time arises.

Have you seen the outcome you were hoping for?

Yes definitely

What could they have done better?

Nothing, Daniel went over and beyond my expectations.

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

I went to a High Street lender who advised me that they were unable to offer me a mortgage

How has Daniel Spragg helped you?

Dan definitely took the strain out of finding me the right mortgage and lender. It was one thing less to worry about when I was going through a stressful time.

Have you seen the outcome you were hoping for?

Yes. I couldn't have hoped for a better outcome - a very good mortgage offer with affordable repayments giving me peace of mind.

What could they have done better?

Honestly? Nothing. I couldn't have hoped for a better service.

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Applying for mortgage

How has Daniel Spragg helped you?

I emailed him for an enquiry about right to acquire mortgages. He responded quickly. He discussed and explained to us our options and the process of applying mortgage. He also helped us choose which type of loan is best for us and the interest rate. All of our questions on the initial meeting was answered. He was very polite and helpful. We are very satisfied with his service.

Have you seen the outcome you were hoping for?

Yes, so far everything is going well and fast.

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Separated from my husband and needed to understand how I could move forward.

How has Daniel Spragg helped you?

He's advice was very straightforward, and explained in such a way that it was easy to see what options were available to me.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

October, 2019

Overall

Service

Advice

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

To look at making a will but also to look at life insurances

How has Daniel Spragg helped you?

Daniel provided information on processes and products. And undertook the work necessary to put the chosen products in place

Have you seen the outcome you were hoping for?

Yes. We have referred Daniel onto other family and friends due to the service he provided

What could they have done better?

I can't think of anything. The service we received was to a high standard

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

We came to the conclusion that we needed to get onto the property ladder, unfortunately we had no experience with mortgages and have been very unorganized within our current financial situations.

How has Daniel Spragg helped you?

Daniel has been absolutely brilliant, from day one he has helped us work our way to our most recent mortgage offer to which we will be moving in within a few weeks. We have taken to help to buy scheme to which Dan has been brilliant and helped us all the way...He has also given support for Life insurance to which we never really had thought about but Dan has really opened our eyes and we are now fully secure and so are our children. This journey would have not been possible without Dan I truly believe anybody who wants there dreams to come true this guy is your start. we both thank you Dan for everything … Karl & Lindsey

Have you seen the outcome you were hoping for?

Yes totally … everything we wanted to achieve would have not been possible without Dan.

What could they have done better?

Dan goes that extra mile at all times we really could have not asked for more !!!

First impression from a user who is not yet a client

August, 2019

Overall

Please provide a brief comment about your experience with Daniel

Daniel listened to our needs and offered us some great options.

Review from verified client

July, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Being a single parent with a lower income made it harder for me to get a larger loan which I needed for a family home. NatWest had advised me everything was fine and then said they could only loan me an amount which was 10% lower than they first initially agreed so i researched online and found Danjo had good reviews. I also had been in touch with another mortgage advisor (cdfinancial) prior to NatWest which were helpful but not as efficient at replying to emails or phone calls which I found quite stressful.

How has Daniel Spragg helped you?

From the get go, Dan has been more than exceptional. He’s been very professional, never kept me waiting always answered any questions or concerns either by phone or email which can be frustrating when it’s your first time dealing with a mortgage. Things have ran fairly smoothly and that’s thanks to Dan. Very personable and made me feel comfortable from our first initial meeting. He tailored the mortgage offer to me and advised me along the way which was amazing.

Have you seen the outcome you were hoping for?

I’ve not been disappointed, I’ve got the outcome i needed which is the full mortgage offer and a good fixed rate for the initial 5 years!

What could they have done better?

Quite simply nothing, Dan kept me informed at every step and gave me the best service he could offer which was all I could ask for. Thanks again for your expertise. I have already recommend you to colleagues, friends and family and cannot thank you enough for you your support, patience and help. BW Joanna Jones

Review from verified client

July, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Both myself and Husband needed to get a Will sorted.

How has Daniel Spragg helped you?

Fantastic service Nobody likes thinking about death and Wills but nobody knows what is around the corner. Both myself and my Husband thought that it was time that we should get a Mirror Will done in order to safeguard our family. I rang around different solicitors and was horrified of the prices that they charge. I then came across DanJo&Co and spoke to Dan who immediately put my mind at ease. When Dan arrived at our home he was punctual, very friendly and his prices are very reasonable. He talked us through step by step explaining different processes and procedures. He then said it would take 2 weeks which it did and our Wills are now in place and we have complete peace of mind. Dan even took time out to look at our life polices and I'm so glad he did as it turned out my Husbands life policy was not fit for purpose and would have been a complete nightmare if the inevitable had happened. Dan went out of his way to find us a policy that was right for us and for our needs. I would highly recommend Danjo&Co for your financial needs. Dont bother looking at other companies, you have found the right person right here. Thank you so much Dan for your services and we will definitely be using you again when the time arises.

Have you seen the outcome you were hoping for?

Definitely and more than I expected. Dan also found us a Life Policy that was apt for our needs as our current ones were not fit for purpose.

What could they have done better?

To be honest Dan already exceeded my expectations throughout the whole process so on this occasion I dont have any constructive comments to give.

First impression from a user who is not yet a client

July, 2019

Overall

Please provide a brief comment about your experience with Daniel

After the initial consultation, we feel clear with our options and are going for a mortgage in principle. Dan is searching for the best rate for us.

Review from verified client

July, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

I wanted advice on my eligibility for a mortgage and the type of mortgage that was best suited for me.

How has Daniel Spragg helped you?

Daniel was helpful, honest and extremely knowledgeable. Daniel gave advice on all the different types of possibilities that were open to me and gave me options based around the key things I wanted my mortgage to have. Daniel helped recommend solicitors and any other potential things that I hadn't thought about whilst being there at any point with answers to my questions. He delivered a fantastic service

Have you seen the outcome you were hoping for?

Yes, and even when at times it felt like a long process Daniel was always there for support and advice.

Review from verified client

May, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Life insurance and making a will.

How has Daniel Spragg helped you?

Me and my wife had been putting off writing a will. After reading the testimonials about Danjo&co we opted for them to help us make our will and life insurance. So glad we did Dan was excellent professional and a pleasure to let into our home and help us with such a personal document. Thanks Dan highly recommended.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/A

Review from verified client

May, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

We need to sort out a will and life insurance

How has Daniel Spragg helped you?

He arranged all this for us

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing Daniel was excellent

Review from verified client

May, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Buying my own home following divorce

How has Daniel Spragg helped you?

Mortgage support

Have you seen the outcome you were hoping for?

Yes

Review from verified client

May, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

I needed to change my mortgage after separating from my husband to be in my name only.

How has Daniel Spragg helped you?

He arranged for our current mortgage to be transferred into my name.

Have you seen the outcome you were hoping for?

Yes. After a lot of help and advise from Daniel the mortgage is all going through in my name.

What could they have done better?

Daniel could not of done anything better. He handled it quickly and easily and I am very satisfied with the outcome.

Review from verified client

May, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

My husband passed away.

How has Daniel Spragg helped you?

Found this company on Facebook, had my free Will, excellent service thank you Daniel!

Have you seen the outcome you were hoping for?

Yes, my circumstances have changed so using Daniel again.

Review from verified client

May, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Needing a will in place for my love ones

How has Daniel Spragg helped you?

What a fantastic and professional service i took the opportunity to use the free will writing service offered by this company. Dan himself visited me. he was very professional from start to finish and now im looking at Dan arranging my life insurance. i think you would be daft not to take up the free will writing offer. and on a side note Dan is very patient and professional and I would recommend his service to my family and friends

Have you seen the outcome you were hoping for?

Definitely got what I was looking for and more

Review from verified client

May, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Needed to make a will and obtain life insurance

How has Daniel Spragg helped you?

Me and my wife had been putting off writing a will. After reading the testimonials about Danjo&co we opted for them to help us make our will and life insurance. So glad we did Dan was excellent professional and a pleasure to let into our home and help us with such a personal document. Thanks Dan highly recommended.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

May, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Needed advice and guidance

How has Daniel Spragg helped you?

Remortgage , will writing , life insurance

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

All good

Review from verified client

May, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Wanting to extend our property

How has Daniel Spragg helped you?

Great advice, prompt service, fast and accurate information given and product delivered

Have you seen the outcome you were hoping for?

yes - service provided was excellent and got exactly what we needed

Review from verified client

May, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage and assess life insurance

How has Daniel Spragg helped you?

Sourced a good deal with Tipton and Dudley and took care of all the administrative work on our behalf

Have you seen the outcome you were hoping for?

Yes all complete to my satisfaction

What could they have done better?

I have no suggestions I was genuinely happy with my service

Review from verified client

May, 2019

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Looking to buy a property Looking for life insurance and better house insuramce

How has Daniel Spragg helped you?

Daniel offered us fantastic advise and was always honest and gave us prompt service.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Daniel gave us the best service we could have wanted and I can not suggest any improvements as he did exactly what he said he would and is a genuinely nice honest and hard working guy.

Review from verified client

May, 2019

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

We were looking for a mortgage in quite a unique situation and was advised to contact Daniel through an acquaintance.

How has Daniel Spragg helped you?

Daniel came to our home for an initial meeting and advised us on the best ways forward and started to set the wheels in motion. He took the time to explain all options and was not pushy at all. We asked for more product advice due to Daniels help with what we were asking for originally. The service was excellent and not forced upon us.

Have you seen the outcome you were hoping for?

We have had a perfect outcome on all our dealings with Daniel. I would highly recommend Daniel as he went the extra mile when we hit a few stumbling blocks which I would imagine some advisers would have given up with. Everything Daniel said he would do he delivered on.

What could they have done better?

I cant really fault the service we were given so I would find this quite hard to answer with a suggestion.

Review from verified client

May, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

We needed to move house and needed advice on our current mortgage and advice moving forward as we were looking to downsize.

How has Daniel Spragg helped you?

Daniel gave us advice on the mortgage products available to us and clear advice on our current financial situation, we were then able to make informed decisions regarding our new mortgage and it’s affordability in the future which was really important to us.

Have you seen the outcome you were hoping for?

Yes we were able to sell our house and buy a new property which reflected our new financial situation.

What could they have done better?

Daniel met our expectations as a financial advisor, we were well informed and kept up to date during the whole process so don’t feel he could have done much more.

Review from verified client

May, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

I wanted to get the best mortgage and life insurance but for a decent price

How has Daniel Spragg helped you?

Daniel helped me sort out my mortgage and life insurance and got the best deal possible. We even looked around ourselves and his options were the best!

Have you seen the outcome you were hoping for?

Yes, mortgage and life insurance sorted

What could they have done better?

To be honest, nothing! He was really polite, helpful and on time. He got us the best and correct deal that we needed. Can’t thank him enough!

Review from verified client

May, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

I was looking for a mortgage and a friend referred me to him.

How has Daniel Spragg helped you?

He guided me through the process of getting a mortgage and he didn't talk jargon. He explained everything in plain English

Have you seen the outcome you were hoping for?

Yes, Daniel helped me get the best possible outcome

Review from verified client

May, 2019

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

looking for remortgage and better fixed rate deal

How has Daniel Spragg helped you?

researched the market for the best deals available from the whole of the market

Have you seen the outcome you were hoping for?

yes

Review from verified client

May, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

First time buyers

How has Daniel Spragg helped you?

Very professional and helpful. Listened to what we were after - Everything was explained in a clear way so that we understood. He gave us all our options and left us to decide. Any questions were answered straight away and he kept us updated throughout the whole journey.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

April, 2019

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I had split with my partner and wanted advice on protection for my mortgage so my step children would still benefit from my property in the event of my death.

How has Daniel Spragg helped you?

I found Daniel to be very knowledgeable and helpful in his approach, he listened well to what I was trying to achieve and advised me on the best way forward. He made me aware of what I needed to set up to make sure my property would go straight to my children without delay.

Have you seen the outcome you were hoping for?

Yes, Daniel advised me on the most appropriate products to protect myself and my mortgage and also offered additional advice on how to set up my will to make sure my children inherited my property without delay in the event of my death.

What could they have done better?

I was very happy with the service and advice I received and would be happy to recommend Daniel's services

Review from verified client

April, 2019

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Looking to get a mortgage

How has Daniel Spragg helped you?

Daniel is very good adviser always very helpful I feel like I would not of been able to get my new home without him by the completion date I felt that Daniel was more of a friend that I could ring any time I had any concerns I would recommend Daniel to anyone that wants financial advice THANK YOU DANIEL FOR ALL YOUR HELP

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I was very happy with Daniels service

Review from verified client

April, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Buying our home

How has Daniel Spragg helped you?

Thank you to Daniel for writing mine and my wife’s will Daniel is a very nice man and delivers an amazing service, he made us feel very reassured and would highly recommend his services which include mortgages and life insurance thank you Daniel

Have you seen the outcome you were hoping for?

Yes, Daniel helped with both mine and my wife’s will and also helped get the best deal on life and critical illness insurance we are more than pleased with Daniels service and would highly recommend him to anybody.

What could they have done better?

Everything Daniel did was 100% there was nothing more he could of done he explained every little detail and put us at ease, and is such a nice guy.

Review from verified client

April, 2019

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Advice needed

How has Daniel Spragg helped you?

Dan helped us right our Wills and also found us a good deal on our life insurance.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Dan did all that was asked and was very quick dealing with the paperwork

Review from verified client

April, 2019

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Discussed our Will which then led on to longer term discussion around insurance

How has Daniel Spragg helped you?

Reduced our mortgage payment monthly and our insurance is now more comprehensive

Have you seen the outcome you were hoping for?

Very much so

What could they have done better?

N/a