Stephen Harwood-Gray

Review from verified client

November, 2016

What were the circumstances that caused you to initially look for an adviser?

y current employer was closing their existing final salary pension plan and the options offered to me under the plan were not deemed as suitable for my personal requirements My employer recommended that I utilized the website www.unbiased.co.uk to find a suitable independent financial advisor in the Lincoln area. Beechwood was one of two advisors that I selected and after meeting both advisors, made the decision to utilise the services of Beechwood Financial Consultants.

How has Stephen Harwood-Gray helped you?

From our very first meeting, Steve exuded confidence in both detailing and outlining all available options in a very clear and precise manner. His investigations into our current financial outgoings were especially completed with utmost care and consideration which gave my wife and myself absolute faith in Stephen's abilities to find and determine the best options available to use.

Have you seen the outcome you were hoping for?

Yes, the solution offered by Beechwood Financial Consultants was exactly the solution that we required and the product recommended was well suited to our financial needs.

What could they have done better?

Although Stephen did inform us that as the pension was classified as 'final salary', the transfer of the pension has taken considerably longer than we both would have expected or hoped for. It would have been nice to have had more periodical updates stating that things were progressing normally.

Review from verified client

September, 2016

What were the circumstances that caused you to initially look for an adviser?

For advice about my pension and how to invest the money in order to obtain a regular pension from the money.

How has Stephen Harwood-Gray helped you?

Very comfortable and we felt that we could trust Steve! He explained costs, making our Wills was not cheap, but we now have the full package! We can always email/ring Steve to check where we are up to & what we should do next!.

Have you seen the outcome you were hoping for?

Yes definitely. Steve has been extremely helpful in advising me/ us in what to do and when.

Review from verified client

September, 2016

What were the circumstances that caused you to initially look for an adviser?

Needed our pensions saving sorting out very happy with Steve come to our house.

How has Stephen Harwood-Gray helped you?

Very good and pleased we found Steve would recommend him to anyone.

Have you seen the outcome you were hoping for?

Yes all sorted now and very happy with the Out come.

What could they have done better?

Nothing Steve advised us in what we needed and he explained it very well

Review from verified client

June, 2014

How has Stephen Harwood-Gray helped you?

Steve is very approachable and has a real grasp of my priorities. He has a deep and thorough technical knowledge of all aspects of financial planning so is able to offer tailor made solutions.

What could they have done better?

I really have no complaints about the service Steve offers. I am not over-demanding of his time, but he is there when i need him. He does not bombard me with information, which actually suits me very well.

Review from verified client

June, 2014

How has Stephen Harwood-Gray helped you?

Steve is

Review from verified client

May, 2014

How has Stephen Harwood-Gray helped you?

Stephen has always fully understood my aims and requirements and has advised accordingly. He understands his obligations to me and the IFA and always acts with integrity. His advise and my subsequent decisions have proven to be sound and it is probable that I would not have retired in 2012 had it not been for his involvement and actions. He is easy to talk to and knows my knowledge and limitations and we discuss and act accordingly. Stephen seems (to me) to have a good understanding of the financial industry both in what it can generate and the associated risks.

What could they have done better?

Provide me with confidence that we have a safe financial future that meets our needs - probably through more proactive reviews of my portfolio. Otherwise both myself and my wife are very satisfied with Stephen's work.