Reviewed for

Insurance and Protection ( 1 )

Mortgages ( 1 )

Pensions ( 2 )

Investments and Savings ( 3 )

Reviewers' assets

£500k+ ( 2 )

£200k - £500k ( 1 )

Client reviews

Review from verified client

March, 2015

Overall

Advice

Service

Value

Based in Powys

How has Richard Johnston helped you?

He talks me through my investments and understands what I need to achieve without putting my money at risk.

What could they have done better?

Im happy with the service. No complaints

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Cumbria

How has Richard Johnston helped you?

Understands my immediate and future financial needs.Communicates verbally and in hard copy his advice and the potential ramifications of any advice taken.Responds constructively to any of my queries on his advice or other issues

What could they have done better?

Possibly reminding me when I haven't responded to what he might consider to be an important issue that I haven't adequately addressed as I would not consider this as hassling me

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Flintshire

How has Richard Johnston helped you?

Focuses on the life plan (full family) and risk profile Plans for the future, not just the present Plans for different scenarios Models scenarios to display consequences Presents options with pros/cons Anticipates taxation/IHT implications Networks well with other professionals Seeks transactional value for money Highly qualified (ex-Mercers, now MD of independent firm) and legislation-aware Listens to challenge

What could they have done better?

For him: broaden his support to release his time to grow his client base. His commitment and enthusiasm limits his capacity to extend his reach