Reviewed for

Insurance and Protection ( 22 )

Mortgages ( 4 )

Pensions ( 84 )

Retirement income (annuities, drawdown) ( 46 )

Auto Enrolment ( 4 )

Investments and Savings ( 76 )

Pension Transfers - Non Specialist ( 17 )

Inheritance Planning ( 30 )

Long Term Care ( 9 )

Pension Transfers - Specialist ( 17 )

Financial Planning ( 60 )

Financial Mentoring ( 15 )

Financial Coaching ( 4 )

( 1 )

Reviewers' assets

£500k+ ( 34 )

£200k - £500k ( 11 )

£100k - £200k ( 8 )

£50k - 100k ( 2 )

Up to £50k ( 4 )

( 4 )

Client reviews

Review from verified client

April, 2024

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Evolving financial position

How has Dacre Staines helped you?

Coalition of thinking combined with huge experience

Have you seen the outcome you were hoping for?

Indeed

What could they have done better?

Nothing I can identify

Dacre's reply

Gerald, thank you so much for taking the time to leave a review. Whilst you are exceptionally financially aware and have clearly defined ideas, this could present financial planning challenges for some. However, over the last 20 years you have always been open to different planning ideas and it has been a pleasure working with you. The ever evolving financial plan has always made our meetings interesting and enjoyable. I look forward to working with you and your children for many years to come.

Review from verified client

February, 2024

Overall

Advice

Service

Value

Based in East Riding

What were the circumstances that caused you to initially look for an adviser?

Sold shares in my business and needed advice on how to invest and plan for the future financially

How has Dacre Staines helped you?

Provided guidance and ongoing support

Have you seen the outcome you were hoping for?

So far yes

Dacre's reply

It is great to receive such positive feedback after our initial meeting. I am really looking forward to working with you to achieve your goals following the sale of your business. It is always nice to receive a referral to a new client from a family member who I have worked with for many years! :-) I am looking forward to the next meeting and putting your financial plan in place.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Yorkshire

What were the circumstances that caused you to initially look for an adviser?

To switch my private pension into an actively managed portfolio

How has Dacre Staines helped you?

Regular one to one meetings throughout the last 20 years. Either at workplace or phone and more recently by video conference

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing in particular comes to mind

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Leicestershire

What were the circumstances that caused you to initially look for an adviser?

Investing money for buying my first house

How has Dacre Staines helped you?

Honest advice and recommendations about savings, pensions and investments. Then setting up what was recommended and follow up details and meetings regarding them.

Have you seen the outcome you were hoping for?

Yes and more

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

I took over using DBL management 19 yrs ago from my husband who passed away 2013

How has Dacre Staines helped you?

He advises me on all aspects of my investments

Have you seen the outcome you were hoping for?

Yes I have

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Manchester

What were the circumstances that caused you to initially look for an adviser?

For both business and personal financial planning.

How has Dacre Staines helped you?

Dacre has helped with all aspects of my personal and professional financial planning and has done so in a friendly and approachable way meaning nothing is too much trouble giving me confidence in my decisions.

Have you seen the outcome you were hoping for?

Yes very much so, I couldn't be happier with the outcomes based on the advice received.

What could they have done better?

I genuinely can think of nothing.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

A company pension scheme

How has Dacre Staines helped you?

Monitors our portfolio regularly and we meet annually to discuss

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Advice in managing financial position

How has Dacre Staines helped you?

Balanced sensitive advice Professional

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

-

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

First job, not long term needed to look after my money in the long run

How has Dacre Staines helped you?

He’s made things very easy, explained a lot and helped me decide where and what I wanted to do with my money

Have you seen the outcome you were hoping for?

Yes, he’s been very helpful and friendly.

What could they have done better?

Not a lot

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Cumbria

What were the circumstances that caused you to initially look for an adviser?

I needed expert advice in financially planning for my future

How has Dacre Staines helped you?

He’s helped me to understand all the various options available to me, enabling me to make informed choices.

Have you seen the outcome you were hoping for?

Yes Dacre has been extremely helpful

What could they have done better?

Nothing comes to mind

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Increase in income

How has Dacre Staines helped you?

He has been a great sound board for any financial decisions I need to make

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/A

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

I was initially looking for some pensions advice from Dacre

How has Dacre Staines helped you?

He has helped across the board with financial advice and planning. Even if it’s not a service he provides, he has a great network of trusted professionals he can refer me to.

Have you seen the outcome you were hoping for?

I’ve been working with Dacre for around 15 years and he consistently delivers the right outcomes for me

What could they have done better?

Nothing I engage Dacre on an ad hoc basis but he always provides a 1st class service, which makes me feel like a valued customer.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

A trusted financial advisor who could manage my financial future at the start of my rugby career

How has Dacre Staines helped you?

He has helped me build my wealth in the background of my life. Helped me understand & learn about building long term wealth.

Have you seen the outcome you were hoping for?

Yes, advised me very well and taught me a lot along the way.

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Amalgamating pensions and wanting to start investment arrangements for my sons too

How has Dacre Staines helped you?

Think longer term, understand likely future income stream from pension and investment 15+ years from now.

Have you seen the outcome you were hoping for?

Yes despite challenging market, what’s more all clearly explained.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Needed some financial advice

How has Dacre Staines helped you?

Very professional and gives confidence

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing!

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Initially it was about long term financial planning as a new graduate, this has developed over 25 years to now starting more to focus on planning for retirement.

How has Dacre Staines helped you?

In numerous ways - helping grow our investments both in ISA's, Pensions and other investment vehicles through active management, by making recommendations around long-term insurance / protection to suit our lifestyle / age etc. Providing guidance to our 18 year old daughter as she starts her own financial 'journey' and guidance to us around inheritance tax planning etc.

Have you seen the outcome you were hoping for?

Yes - 100%

What could they have done better?

Nothing, service is exemplary

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Manchester

What were the circumstances that caused you to initially look for an adviser?

Wanting to consolidate multiple pension pots, and latterly having some spare money to invest

How has Dacre Staines helped you?

Dacre has helped to establish risk appetite, and make realistic future plans… as well as assisting with ad hoc admin requirements

Have you seen the outcome you were hoping for?

Yes, I have funds invested in line with my personal appetite for risk

What could they have done better?

General markets could have performed better, but I can’t really hold Dacre responsible for that.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

Financial wellbeing for me and my family.

How has Dacre Staines helped you?

Provided a financial plan to ensure we have piece of mind now and in retirement.

Have you seen the outcome you were hoping for?

Yes, fantastic advice and service. Dacre and the team are always available to answer any questions or concerns.

What could they have done better?

N/A

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

I had a stakeholder pension and needed an advisor

How has Dacre Staines helped you?

By making sure my money invested is invested wisely

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Norfolk

What were the circumstances that caused you to initially look for an adviser?

Started to earn a lot of money and wanted to make sure I was investing the right things to make the most out of the money I was making.

How has Dacre Staines helped you?

Hugely he’s an honest man who understands how to help get the best out future proofing my finances.

Have you seen the outcome you were hoping for?

Yes definitely and it helped me future proof me wealth.

What could they have done better?

Done it earlier

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

I first looked for an advisor for pension planning in the 1980's.

How has Dacre Staines helped you?

Dacre listens to what I state what I want from my investments/pensions and then advises me accordingly. He is usually right.

Have you seen the outcome you were hoping for?

Somewhat

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Northumberland

What were the circumstances that caused you to initially look for an adviser?

I needed to ensure my savings were being used effectively.

How has Dacre Staines helped you?

he has given great advice and always been there when needed

Have you seen the outcome you were hoping for?

yes definitely

What could they have done better?

nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

I have been a client for over 50 years., and had a good working relationship with the company. I was impressed by the way they helped clients, so I transferred all my pensions across to them.

How has Dacre Staines helped you?

Keeps me updated with pension advice.

Have you seen the outcome you were hoping for?

Yes, I rely on them to maximise my pension’s performance.

What could they have done better?

Totally satisfied

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Cumbria

What were the circumstances that caused you to initially look for an adviser?

Needed financial advice and help with planning

How has Dacre Staines helped you?

Superb advice

Have you seen the outcome you were hoping for?

Yes

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Confidence and trust in an advisor.

How has Dacre Staines helped you?

Structuring long-term retirement planning.

Have you seen the outcome you were hoping for?

Yes, I have the confidence to trust Dacre to work with me so I am able to make the right financial decisions for myself.

What could they have done better?

Nothing.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Am time poor

How has Dacre Staines helped you?

Pragmatic and honest advice

Have you seen the outcome you were hoping for?

To a degree, yes

What could they have done better?

Nothing.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Sold a business

How has Dacre Staines helped you?

He’s been responsive and proactive and very supportive.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

We were unhappy with our existing advisor and Dacre was recommended by someone we trusted.

How has Dacre Staines helped you?

He helped us with our investments and our retirement income.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Several years ago we wanted to look at increasing our pension savings and needed a local advisor who would understand our requirements and propose solutions

How has Dacre Staines helped you?

Provided suggestions, advice & solutions that have allowed us to effectively increase our pension savings

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

We where looking for long term financial planning and have now been advised by Dacre for 25 years

How has Dacre Staines helped you?

He has helped me achieve my goal of early retirement whilst also being able to support and plan for my children’s future and inheritance .

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

Nothing his advice and support has been exceptional

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Change in market influences

How has Dacre Staines helped you?

Sound advice on pension

Have you seen the outcome you were hoping for?

No

What could they have done better?

More regular advice due to changing circumstances

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Manchester

What were the circumstances that caused you to initially look for an adviser?

I had a sum of money that I wanted to invest and Dacre was recommended to me

How has Dacre Staines helped you?

They have kept me informed and been available when I have contacted them for advice. Occasionally, the amount of detailed information has been more than I needed, or understood , for that matter!

Have you seen the outcome you were hoping for?

Mostly, though investment value has varied over the past two years - this is probably due to the National and global circumstances

What could they have done better?

Offered summaries instead of detail

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

I have had such an adviser for more than 40 years. It's a natural requirement for someone with a complex financial position.

How has Dacre Staines helped you?

Sage, experienced advice in all areas that concern me.

Have you seen the outcome you were hoping for?

Yes, plus ongoing.

What could they have done better?

Hard to know, I request and he consistently delivers.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Investing my pension and inherited money

How has Dacre Staines helped you?

I am not financial minded and so have followed Dacre's advice to the letter. It has been good advise and has given me peace of mind.

Have you seen the outcome you were hoping for?

Given the financial environment over the last 10 years, I am very happy with the management of my investments

What could they have done better?

Nothing I can think of.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Northumberland

What were the circumstances that caused you to initially look for an adviser?

Having encountered a totally inept advisor Dacre was recommended and it proved to be good advice.

How has Dacre Staines helped you?

Dacre has put our mind at ease with his total professionalism.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Put some cheese in the hamper

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Didn’t have a pension

How has Dacre Staines helped you?

Solid pension advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Mortgage

How has Dacre Staines helped you?

By investing wisely

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Leicestershire

What were the circumstances that caused you to initially look for an adviser?

Professional rugby player and wanted to make the most with my money

How has Dacre Staines helped you?

He’s advised me how to save tax by paying directly into my pension

Have you seen the outcome you were hoping for?

Yes pension and investment savings are doing well

What could they have done better?

Buy me more coffees

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Manchester

What were the circumstances that caused you to initially look for an adviser?

Pension planning

How has Dacre Staines helped you?

Nearly 10 years

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing to note

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Dacre has been advising me for 20+ years

How has Dacre Staines helped you?

Helped me plan for my retirement and his knowledge / expertise is second to non.

Have you seen the outcome you were hoping for?

Very much so. Dacre and his team are exceptional and a huge asset in the planning of my retirement.

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Pension and Financial advice

How has Dacre Staines helped you?

Personal attention to my specific needs

Have you seen the outcome you were hoping for?

Yes

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Business payout investment advice

How has Dacre Staines helped you?

Maximised the opportunity, opened my eyes to the long term implication of my current financial situation

Have you seen the outcome you were hoping for?

Obviously I would appreciate a greater portfolio to work with but without a magic wand this is out of Dacre’s control!!

What could they have done better?

N/A

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Gloucestershire

What were the circumstances that caused you to initially look for an adviser?

Increase in wage, looking for advice.

How has Dacre Staines helped you?

He has helped me in many ways from financial planning to insurance and investments.

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

I have no issues

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Surplus funds

How has Dacre Staines helped you?

Yes

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Leicestershire

What were the circumstances that caused you to initially look for an adviser?

It become obvious I needed to plan for the future be smart with my investments. Dacre was introduced to me and instantly we got a plan together.

How has Dacre Staines helped you?

Planning, investments, security and planning and being ready to transition from professional sport into my next role.

Have you seen the outcome you were hoping for?

Definitely

What could they have done better?

At this stage nothing I couldn’t be happier with how it’s gone.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

I have been with the organisation for many years and are happy with the advice received

How has Dacre Staines helped you?

his manner , efficiency and attention to detail.

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Retirement and needed urgent advice on how to proceed with my private pension

How has Dacre Staines helped you?

His advice over the years has been invaluable

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing - Dacre and his staff are always courteous and informative if I have a problem

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

the need to sort my money it was in a mess

How has Dacre Staines helped you?

sound advise

Have you seen the outcome you were hoping for?

it is inproving

What could they have done better?

nothing

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

I am self-employed and needed to plan my pension initially. It then moved in to mortgages and insurances as I had a family.

How has Dacre Staines helped you?

He has provided the advice and guidance on what policies would work best for me and my family given our specific circumstances.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Manchester

What were the circumstances that caused you to initially look for an adviser?

We came into an inheritance

How has Dacre Staines helped you?

We are happy with the results of our investments. The world events can not be accounted for changes that happen to finances.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

I managed to save some mopney

How has Dacre Staines helped you?

Good advice over many years

Have you seen the outcome you were hoping for?

Yes

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Timing was right

How has Dacre Staines helped you?

Made me more organised.

Have you seen the outcome you were hoping for?

Yes. Very impressed.

What could they have done better?

Nothing.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

my need for financial planning advice

How has Dacre Staines helped you?

a personal honest service

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Durham

What were the circumstances that caused you to initially look for an adviser?

Professional financial advice on matters about which I was not confident.

How has Dacre Staines helped you?

Explained financial matters regarding my own situation and indicated the best way forward.

Have you seen the outcome you were hoping for?

Yes 100%

What could they have done better?

In my opinion nothing

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Pension advice

How has Dacre Staines helped you?

Dacre is very clear and straightforward when giving advice, and has taken time to understand my requirements

Have you seen the outcome you were hoping for?

yes

What could they have done better?

Nothing

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Durham

What were the circumstances that caused you to initially look for an adviser?

The necessity to ensure that my pension funds are properly managed and monitored.

How has Dacre Staines helped you?

As I have already stated, by monitoring and managing my portfolio and endeavouring to make progress in currently difficult markets.

Have you seen the outcome you were hoping for?

In spite of the difficulties of the last two years I am happy that my funds are being well managed.

What could they have done better?

I do not think that there is anything that could have been done better without the aid of a magic wand and crystal ball.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Increasingly complex financial affairs, and decreasing time available to look after them.

How has Dacre Staines helped you?

Provided both proactive and reactive advice, as well as giving feedback on my own ideas/plans.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Required safest possible protection of my pension

How has Dacre Staines helped you?

Long term planning g advice.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing g comes to mind.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Investment & retirement planning

How has Dacre Staines helped you?

See above - have clear plan and confidence in secure retirement

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/a

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

We were looking for a pension plan and needed some advice on the type of pension that would be suitable for our needs.

How has Dacre Staines helped you?

He regularly discusses the plan with us and our plans for the future, we have a regular meeting to catch up.

Have you seen the outcome you were hoping for?

Yes we have now had a pension for a few years and it is working well.

What could they have done better?

Nothing

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

RECOMMENDED by ACCOUNTANT OVER 20 Years ago

How has Dacre Staines helped you?

Both Dacre & his Mother have have offered excellent service & advise over the years

Have you seen the outcome you were hoping for?

Without any doubt

What could they have done better?

I really dont know

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Manchester

What were the circumstances that caused you to initially look for an adviser?

Divorce after 30 years and starting the journey alone in the world of managing my finances

How has Dacre Staines helped you?

He has given me full confidence that I have someone who completely is in control of my specific needs and advises me at every step of changes are needed

Have you seen the outcome you were hoping for?

Absolutely feel I am looked after as best as possible and Dacre and his team are readily available to speak with me if needed I feel all my assets are managed as they should be and I’m fully aware of all the different policies I have in my portfolio

What could they have done better?

Very little I am super happy with the service provided and the app I have to monitor and access all my accounts

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Primarily as approaching retirement age i wanted to ensure that I would have sufficient income and savings to have a comfortable retirement.

How has Dacre Staines helped you?

As well as the invaluable retirement financial advice from Dacre, he has been incredibly supportive with inheritance tax planning after the death of my husband

Have you seen the outcome you were hoping for?

Yes I am more than happy with the advice received from Dacre

What could they have done better?

Nothing that I can think of. Dacre and his staff have always responded promptly to queries and kept me informed of progress on transactions I have requested.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Manchester

What were the circumstances that caused you to initially look for an adviser?

Needed professional, help with pensions and investments

How has Dacre Staines helped you?

He has helped me in so many ways, given me confidence and understanding more about investments and pensions.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Can’t think of anything they could’ve done better than the service I I have received.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

Setting up a SIPP prior to the sportspersons pension loophole was closed

How has Dacre Staines helped you?

Advice throughout our relationship set up various funds

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not a huge amount.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

We had complex financial needs involving mortgages, pensions and investment

How has Dacre Staines helped you?

Impartial advice, not always trying to sell us products and instead recommending we focus on short and long term financial objectives

Have you seen the outcome you were hoping for?

Yes

Dacre's reply

Thank you for taking the time to complete this. It's always been a pleasure working with you and, as I have come to expect, you have answered all the questions in full detail! :-) I look forward to catching up with you again soon.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Nottinghamshire

What were the circumstances that caused you to initially look for an adviser?

Investing my maturing pension finances

How has Dacre Staines helped you?

Yes and continues to advise me

Have you seen the outcome you were hoping for?

Yes as expected

What could they have done better?

Yes if I was prepared to increase my risk levels

Dacre's reply

Thank you so much for the very positive feedback. There are always areas we can improve on, which makes your feedback to us very valuable. I look forward to continuing to work with you.

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Planning to retire at 60 we needed to ensure our finances were robust enough to support our planned lifestyle, allowing for eventualities in later life such as care costs and inheritance / tax planning

How has Dacre Staines helped you?

A thorough financial review, periodically stress tested, and advice on lifestyle funding coupled with suggestions for investment options has helped us to live the life we want in retirement.

Have you seen the outcome you were hoping for?

Broadly yes, given the market turbulence in 2021/2022 I'm pleased we are still in a position to continue our retirement plans without any significant changes.

What could they have done better?

On occasions the follow up to review meetings could be slicker

Dacre's reply

Alan, Thank you for taking the time to complete this. It is helpful to understand the client's view of the advice that they have received. Needless to say, I am more than happy to discuss any of the points you are not 100% happy with in detail. With kind regards, Dacre

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

I needed better control of my finances and to plan for the future

How has Dacre Staines helped you?

Dacre and DBL Asset Management have helped by supporting the change to a personal pension since becoming self employed over 21 years ago. They have also helped with personal insurance cover and critical illness cover.

Have you seen the outcome you were hoping for?

An important outcome is the knowledge that my needs are being looked after. This has resulted in a trust that is essential when dealing with a financial advisor

What could they have done better?

There is nothing that I can think of in this respect

Dacre's reply

Thank you for taking the time to complete this as all client feedback is very helpful. It's even better when it is so positive. I look forward to catching up soon. Dacre

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Dacre has been advising us for over 20 years .

How has Dacre Staines helped you?

Dacre has helped us with all elements of our financial and retirement planning

Have you seen the outcome you were hoping for?

Yes , I am able to retire at 55 due to his help and advice

What could they have done better?

Nothing

Dacre's reply

Great feedback Claire, I am pleased you can relax and enjoy your retirement. I'm looking forward to the next 20 Years! Dacre

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Manchester

What were the circumstances that caused you to initially look for an adviser?

I needed somewhere secure and trustworthy to store my pension account

How has Dacre Staines helped you?

By regukarly informing me of the current value

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Send me less detailed information, as I don't understand a lot of the detail I am regularly provided with. I tend to print out the headlines to keep track of the value.

Dacre's reply

Hi Nell, thank you for taking the time to complete this. I appreciate there is a lot of information and the detail is sometimes out of our control. However, we will continue to look at making the information as helpful as possible. Dacre

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

I needed help

How has Dacre Staines helped you?

Gave me excellent advise

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/A

Dacre's reply

Peter, thank you for the very kind review especially from someone who has known me since the start of my career. I look forward to having a catch-up soon. Dacre

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Nottinghamshire

What were the circumstances that caused you to initially look for an adviser?

Advice offered by my son recommending DBL.

How has Dacre Staines helped you?

Regular comprehensive advice regarding and appraising my financial position.

Have you seen the outcome you were hoping for?

Yes but understandably up and down

What could they have done better?

Challenged my aspirations regarding the financial return of my investment.

Dacre's reply

Hi Tim, thank you for the review and it has always been enjoyable working with you since your son referred you. I look forward to continuing working with you for many years to come. Dacre

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Manchester

What were the circumstances that caused you to initially look for an adviser?

Dacre was recommended by my business partner

How has Dacre Staines helped you?

Dacre continues to ensure I fully understand the funds I have invested in together with the associated risks, and that I understand the products in which my funds are placed. Dacre ensures my portfolio is regularly reviewed and updated to ensure my funds are performing as best they can.

Have you seen the outcome you were hoping for?

I have a feeling that my investment is better protected against serious volatility versus my previous investment plan.

Dacre's reply

Neil, thank you for taking the time to complete this. I appreciate that form filling is not everyone's thing, but it does help to hear what you think. Dacre

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

My mum died & left me her property. They guided me on how to invest the proceeds.

How has Dacre Staines helped you?

He is always at the end of the phone ,if you need to actually speak to him, or any of his team.yes

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No

Dacre's reply

Joan, thank you for the very positive feedback, which is always nice to hear. It has been a pleasure working with you to review your financial plan so you enjoy your retirement. I look forward to seeing you both again later this year. Dacre

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Manchester

What were the circumstances that caused you to initially look for an adviser?

Inflation

How has Dacre Staines helped you?

good advice

Have you seen the outcome you were hoping for?

I'm happy with it

What could they have done better?

no I don't thinkso

Dacre's reply

Bill, thank you for the very positive feedback, which is even better to hear from a new client. It is always nice to be recommended and I look forward to continuing to work with you and your son. Dacre

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

I was a graduate from University and wanted someone to provide me with some initial financial advice around investments, savings and pensions. Dacre has been doing that for me now for around 25 years as well as to my parents, children, extended family and friends.

How has Dacre Staines helped you?

Provided advice around ISA investments, IHT planning, protections and consolidated multiple pensions into a single fund, all of this is managed through his client platform which give me a 'single pane of glass' view of my financial affairs including investments that I've not had Dacre's adviceon

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, very happy with the service.

Dacre's reply

Paul, as one of my first clients it is great to hear that you are still positive about the work we do for you and your wider family. I am looking forward to our review meeting next month. Thank you for taking the time to feedback. Dacre

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

initially financial planning for family inc university etc then moved to effective saving and retirement planning

How has Dacre Staines helped you?

clear financial planning particularly in relation to retirement planning to give confidence in income

Have you seen the outcome you were hoping for?

yes

Dacre's reply

Gordon, thank you for the great feedback. It's wonderful to hear from a client that we have had a relationship with for so long. I look forward to working with you whilst transitioning into retirement and thereafter. Dacre

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Durham

What were the circumstances that caused you to initially look for an adviser?

Needed sound professional advice.

How has Dacre Staines helped you?

He has given advice which has been clear on what has needed doing and has organised transfers of monies. Also advised re investments/pensions etc. Also face to face meetings which have been extremely useful as well as entertaining.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

As far as I’m concerned have spot on all the time

Dacre's reply

Alasdair, thank you so much for this review. It's been a different process getting to advise you! Initially meeting whilst advising your son when starting out in life and some years on, your son referring me back to you! Anyway, I always enjoy our meetings and look forward to the next one. Dacre

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

My business had closed and I needed expert advice on the way forward with pension, retirement and financial planning for the future.

How has Dacre Staines helped you?

I needed sound advice to sort out my financial stability. Dacre stepped in and was invaluable with his advice and how I should proceed.

Have you seen the outcome you were hoping for?

I have seen the outcome I was hoping for and am more than happy with the way Dacre and his staff have overseen my affairs.

What could they have done better?

I do not think I could have had a better outcome and am more than grateful to DBL for their help and commitment over the years

Dacre's reply

Tony, thank for the very kind feedback. It has been a wonderful experience working with you since the introduction by your accountant. I'm sure this will continue for many years to come. Dacre

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Sold my house and downsized leaving me with cash to invest

How has Dacre Staines helped you?

Planned my investment with a view to providing income

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Because I had some money.

How has Dacre Staines helped you?

Yes

Have you seen the outcome you were hoping for?

largely

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Dorset

What were the circumstances that caused you to initially look for an adviser?

Professional analysis and advice to me as an individual

How has Dacre Staines helped you?

Maintained contact, face-to-face and telephone,

Have you seen the outcome you were hoping for?

Yes, consistency .

What could they have done better?

No comment

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Oxfordshire

What were the circumstances that caused you to initially look for an adviser?

My late husband chose DBL management due to recommendation 20 years ago

How has Dacre Staines helped you?

Dacre took over from his mother and has not failed to continue advising me on all issues of investments

Have you seen the outcome you were hoping for?

Yes indeed

What could they have done better?

I really don’t think I could find room for improvement

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

I needed help

How has Dacre Staines helped you?

Yes and his team

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/A

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

To be able to benefit from the resources of an expert which are not available to a member of the public.

How has Dacre Staines helped you?

Kep my investment and pension is a better shape than the "average" performance

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Not much that I can think of.

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

After becoming a widow in 2006 I didn’t know which way to turn, and needed financial help.

How has Dacre Staines helped you?

Dacre helped me in so many ways. As I had no experience whatsoever in dealing with finance. He gave me the confidence, which was the best way forward to invest for my retirement.

Have you seen the outcome you were hoping for?

Yes I most certainly have. Dacre has taken all the stress out of my financial situation. If you have any worries or concerns he’s always there to offer help and advice.

What could they have done better?

I use to feel quite nervous going to meetings with Dacre. But not any more. As he explains everything in terms which I understand.

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Approaching retirement, and needing fixed protection

How has Dacre Staines helped you?

Generally excellent advice, very personable, easy to contact

Have you seen the outcome you were hoping for?

Generally , yes

What could they have done better?

Occasionally slow to send notes from meetings, I sometimes need to send reminders

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Nottinghamshire

What were the circumstances that caused you to initially look for an adviser?

Moving a pension from my bank

How has Dacre Staines helped you?

Advised options

Have you seen the outcome you were hoping for?

As expected

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Retirement planning, investments and savings and inheritance planning

How has Dacre Staines helped you?

Having regular meetings, asking detailed relevant questions to understand my financial knowledge, needs and risk levels.

Have you seen the outcome you were hoping for?

Yes I feel my finances are well managed with a healthy balanced portfolio in line with my financial risk levels.

What could they have done better?

I cannot think of anything that may improve the service I currently receive. Dacre or one of his colleagues always readily available to answer any queries I may have.

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Not a clue what to do with my money and how.

How has Dacre Staines helped you?

Helped me make a decision by providing me with all the information I needed to make those decisions

Have you seen the outcome you were hoping for?

Early days yet but ok up to now

What could they have done better?

Nothing.

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Company pension investment

How has Dacre Staines helped you?

Gave good advice on investment risk.

Have you seen the outcome you were hoping for?

Very much so. Although in recent months the market has not been very kind.

What could they have done better?

Possibly more communication during times of recession.

Review from verified client

May, 2018

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

To seek advice regarding a pension and the tax benefits associated with it.

How has Dacre Staines helped you?

He gave me sound advice, regarding the companies I had researched with a view to investing.

Have you seen the outcome you were hoping for?

Yes the plan is in place and I am more than happy with the progress.

What could they have done better?

It became a little frenetic towards the end with the end of the tax year approaching but we managed to get it over the line.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Business queries regarding pensions advice and auto enrolment.

How has Dacre Staines helped you?

He answered the questions that I had and explained the different ways that contributions can be made to pensions.

Have you seen the outcome you were hoping for?

Yes, so far I'm happy that I know what I have to do to complete our businesses auto enrolment obligations.

What could they have done better?

Nothing, he was very helpful.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Reduction in Lifetime allowance as I approach retirement.

How has Dacre Staines helped you?

Very approachable, very helpful, and set out a number of options. Clarified my lifetime allowance exposure and clarified my final salary pension element.

Have you seen the outcome you were hoping for?

Yes, so far, but very early days.

What could they have done better?

Dacre seemed to rather discount taking the maximum possible as 25% tax free, and then further investing, and seemed to favour taking the full final salary element as a monthly pension. I'm still unsure about what decision to take, but plenty of time before I need to decide.

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

Company separated from parent company, necessitating leaving group pension scheme.

How has Dacre Staines helped you?

Provided comprehensive illustrations to enable an informed decision.

Have you seen the outcome you were hoping for?

In addition to my current plan, he also advised on two other funds I own. Expectations exceeded.

Review from verified client

July, 2015

Overall

Advice

Service

Value

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

I HAVE REALISED THAT MY FINANCES REALLY NEED TO BE CONTROLLED AND UPDATED ON A REGULAR BASIS, THEREFORE DACRE WAS AN EASY CHOICE.

How has Dacre Staines helped you?

HE GUIDED ME THROUGH MY ISSUES AND MADE SUGGESTIONS WITHOUT FORCING ME ON MAKING ANY CHOICES, WHICH I REALLY APPRECIATED.

Have you seen the outcome you were hoping for?

MY POLICIES ETC HAVE JUST BEEN TRANSFERRED AND THE PAPERWORK IS NOW IN PLACE SO I KNOW WHO MY POLICIES ARE WITH AND THAT THEY ARE BEING SERVICED TO THE LEVEL WE TALKED ABOUT.

What could they have done better?

DACRE WAS A GENTLEMAN WITH ME. HE WAS HELPFUL, EXPLAINED THE WHAT AND IF'S WHICH I REALLY APPRECIATED. HE DIDN'T HIDE ANY COST AND EXPLAINED EVERYTHING IN DETAIL WITH ME SO I FELT CONFIDENT LEAVING THE BUILDING.

Review from verified client

December, 2014

Overall

Advice

Service

Value

Based in London

How has Dacre Staines helped you?

Understands exactly what I want and then is able to construct a plan that is tailored to my individual needs

Review from verified client

December, 2014

Overall

Advice

Service

Value

Based in Cheshire

How has Dacre Staines helped you?

Makes things easy for me. I trust Dacre 100% with my finances and as a result I trust him to make the best decisions for me.

What could they have done better?

Dress.

Review from verified client

December, 2014

Overall

Advice

Service

Value

Based in Cheshire

How has Dacre Staines helped you?

Dacre takes time to listen and understand my financial position, future requirements and my attitude to risk. He is friendly, approachable, knowledgable and professional.

What could they have done better?

Generally very happy with the service and find the regular financial report very helpful except for the glitch in the system which double counts the value of my SIPP in my total assets making the bottom line looking very healthy but unfortunately too high.

Review from verified client

December, 2014

Overall

Advice

Service

Value

Based in Durham

How has Dacre Staines helped you?

Pretty well everything!

Review from verified client

December, 2014

Overall

Advice

Service

Value

Based in Cheshire

How has Dacre Staines helped you?

He keeps me informed of all money matters relating to my portfolio and gives me advise when necessary

Review from verified client

December, 2014

Overall

Advice

Service

Value

Based in Cheshire

How has Dacre Staines helped you?

Friendly service and addresses all my issues and concerns positively with sound advice..

First impression from a user who is not yet a client

November, 2014

Overall

Please provide a brief comment about your experience with Dacre

Professional, helpful and friendly.