Reviewed for

Insurance and Protection ( 27 )

Mortgages ( 17 )

Pensions ( 100 )

Equity Release ( 4 )

Retirement income (annuities, drawdown) ( 42 )

Auto Enrolment ( 6 )

Investments and Savings ( 162 )

Pension Transfers - Non Specialist ( 9 )

Inheritance Planning ( 19 )

Long Term Care ( 4 )

Pension Transfers - Specialist ( 3 )

Financial Planning ( 14 )

Financial Mentoring ( 4 )

Financial Coaching ( 2 )

Reviewers' assets

£500k+ ( 8 )

£200k - £500k ( 29 )

£100k - £200k ( 30 )

( 1 )

Up to £50k ( 11 )

£50k - 100k ( 21 )

Client reviews

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Durham

What were the circumstances that caused you to initially look for an adviser?

Important to receive professional financial advice

How has Derek Dryden helped you?

He has helped me a lot for many years, explaining management of finances and how to make most of investments

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I’m quite happy with all advice given

Derek's reply

Thank you so much for taking the time to share your thoughts Pauline - I do really appreciate it LOTS. Derek

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

I seperate from my husband and we sold our family home. I needed some help and advice where to keep the proceeds until I knew what I was doing next.

How has Derek Dryden helped you?

Derek is extremely approachable and very good at talking about investing in the markets but in a language I could easily understand.

Have you seen the outcome you were hoping for?

I didn't really have any expectations as I am fully aware how markets can fluctuate but I totally trust Derek to do the best for his clients.

What could they have done better?

Nothing.

Derek's reply

Thank you so much for taking time to share your kind thoughts Jude - really very good of you - Derek.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Derek as worked with us for many years, and over this time as advised us openly and honestly about our finances.

How has Derek Dryden helped you?

Derek advised us in the beginning on mortgages and personal protection plans, the latter as been a real Benidorm due to my now I’ll health.

Have you seen the outcome you were hoping for?

Yes, we have benefited already from some of the advice Derek as given us.

What could they have done better?

At the moment I find everything he does is first class service.

Derek's reply

WOW - a five star review: thank you so much for taking time to share these very kind words Ian. It has been such a pleasure and so rewarding looking after you and Mrs S - Derek

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

I received an inheritance and wanted advice regarding investing this.

How has Derek Dryden helped you?

Derek has helped me with investments, pensions, inheritance tax planning.

Have you seen the outcome you were hoping for?

I initially saw excellent outcomes. The present unstable financial climate has seen things flatten out recently.

What could they have done better?

Nothing. Derek keeps me well informed regarding reasons for the current market conditions and possible short and long term changes.

Derek's reply

Hello Deb - I really do appreciate you taking time to share your kind 5 star thoughts. Thank you so much - Derek

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

I sought advice from Derek in connection with my late husband’s pension when he was terminally I’ll.

How has Derek Dryden helped you?

Derek advised two options in taking the pension. One was to take an enhanced pension due to my husband’s illness and the other option was to take a smaller pension which would transfer to me for life. I am still benefitting from that small pension 25 years later. Derek has further helped me with investing my savings and also the tax free lump sum from my own pension when I retired.

Have you seen the outcome you were hoping for?

Without a doubt. I feel comfortable that I can live carefully but comfortably with my savings and investments.

What could they have done better?

Nothing.

Derek's reply

Thank you so much Elsie for taking time to share these kind words and giving me a 5 star review. Derek

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

The need for advice on saving’s investment prompted me to look for an adviser and Derek was recommended to me.

How has Derek Dryden helped you?

Derek has always listened carefully to my aims and concerns with regard to my savings and offered sound and clear advice. He takes time to explain proposed fund adjustments and responds promptly to any queries l may have. I feel confident that l can always contact Derek for information and reassurance related to my investments, if l ever need it , which is something l value greatly.

Have you seen the outcome you were hoping for?

For a number of years my savings did very well and although this has not been the case over recent years l am aware this is due to unforeseen worldwide events .

What could they have done better?

I am not aware of anything Derek could have done better over the many years he has been my financial adviser.

Derek's reply

Wow Sara, thank you so much for your very kind words. It is truly a pleasure looking after your financial planning needs - Derek.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

As a couple in a second marriage, we needed some financial advice on savings and investments.

How has Derek Dryden helped you?

Derek explained, in simple English, how different investments work and the risks involved. We wanted to save for the future to enable both of us to retire comfortably before state pension age. After taking Derek's excellent advice, we committed to saving/investing in schemes recommended by him always looking to the long term and not panicking in the short term.

Have you seen the outcome you were hoping for?

We have both been pleased with the investment growth, which has allowed both of us to take early retirement.

What could they have done better?

If the investment growth was better, we could have retired even earlier.

Derek's reply

Thank you so much for taking time to share these kind words Peter - I really appreciate your comments.

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in West Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Whilst still working we decided to save some of our salaries on a monthly basis to provide additional income for our retirement years. We attended a seminar regarding financial advice and signed up with the company. Eventually the company was taken over by Gale and Phillipson and Derek became our Financial Advisor.

How has Derek Dryden helped you?

Derek looked at what we had accumulated and through his sound advice and mentoring he introduced us to ways in which we could achieve far better returns on our investments and limit our tax burden. He also helped turn a previous pension pot into an annuity.

Have you seen the outcome you were hoping for?

Yes we have seen the outcomes we were hoping for and more. Derek has annually visited our risk factor, explained in detail how stocks and shares can fluctuate up and down and has never pushed us into taking on more risk than we feel comfortable with.

What could they have done better?

We are completely satisfied with Derek and trust him implicitly.

Derek's reply

Wow - thank you so much for those very kind words Graham. Really means a lot to get such positive feedback from someone I have looked after for so long. Derek

Review from verified client

July, 2023

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

I was nearing retirement which included a lump sum so needed help advising me with this.

How has Derek Dryden helped you?

Derek has helped me understand the concept of financial risk and how it applies to me. I was surprised to find out I was less risk adverse than I realised following the questionnaires I completed. I feel reassured by Derek's knowledge and expertise in this area and am very happy to take his advice. He is always happy to answer any questions I have throughout the year.

Have you seen the outcome you were hoping for?

Not yet but I realise this is a long term investment and it takes time and favourable markets!

What could they have done better?

No issues.

Derek's reply

Thank you so much for taking time to give this feedback Sue. I really value the kind words you have shared. With some very exciting changes we are making later this year, I hope you feel that we will add greater value (and are worth the advice fees you pay us).

Review from verified client

July, 2023

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Financial advise after the death of my husband

How has Derek Dryden helped you?

Guiding me through the very difficult process of consolidating my investments and assets.

Have you seen the outcome you were hoping for?

I believe that Derek has achieved the best outcome for me in the current financial climate

Derek's reply

Thank you so much for those very kind words Patricia. It is an absolute pleasure having you as a client. Derek

Review from verified client

July, 2023

Overall

Advice

Service

Value

Based in Yorkshire

What were the circumstances that caused you to initially look for an adviser?

I had lead quite an interesting domestic life, having been hung out to dry twice!. No fool like an old fool. I needed a trusty guiding hand on the rudder. Derek is just man.

How has Derek Dryden helped you?

Immensely. Just the man you need at your elbow in moments of stress.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Not a great

Derek's reply

Wow - thank you so much Roger: I am so grateful you have taken time to share those very kind words. Many thanks Derek

Review from verified client

July, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Derek has been my financial advisor for over 20 years and would not go to anyone else, He gives me what I see as good advice, I have investments that are showing growth, when I need to draw down he suggests where I should take the money from with the best tax efficiency and we have just started planning/discussions on inheritance and the best ways to plan.

How has Derek Dryden helped you?

as written above

Have you seen the outcome you were hoping for?

Yes, absolutely

What could they have done better?

Nothing that I know of!

Derek's reply

Thank you so much Anouche - such kind words. Means a lot to me. Derek

First impression from a user who is not yet a client

June, 2023

Overall

Please provide a brief comment about your experience with Derek

Derek listened, understood my requirements and proposed a helpful way forward.

Derek's reply

Always here if and when you need me Michael

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Durham

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Derek Dryden helped you?

Looked after myself and my wife over the last 14 year with sound advice with invaluable information on how to invest our retirement money

Have you seen the outcome you were hoping for?

Totally

What could they have done better?

Don't believe anything could have be done better

Derek's reply

Thank you so much for your supporting words Malcolm - means a lot to me. Although you do not pay me directly to provide you with advice, you will be aware that Gale and Phillipson deduct 1%pa from your investments to cover the cost of providing our Partnership Service, which includes annual reviews.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

I took Early Retirement in 1999 on Voluntary Redundancy terms in the context of being responsible for 4 elderly relatives. I received a Lump sum payment. In addition some earlier bank investments started to mature. I wanted to look for an independent financial adviser.

How has Derek Dryden helped you?

Derek Dryden helped my wife and I to set up a Whole of Life Policy in 2001 to cover an Inheritance Tax liability. We prepared Wills in 2001. Derek carefully and thoroughly considered our circumstances to determine our attitude to risk. Derek advised us on Investments which included scope to drawdown some income if desired. Derek helped us to cease drawdown when Capital values were declining. Derek has reviewed our circumstances and our attitude to risk as part of an Annual review. Derek has been monitoring the performance of our Portfolios and adjusting their mix and composition to counter the extreme market volatility particularly in the past three years. He clearly explained to us that this would happen.

Have you seen the outcome you were hoping for?

Yes. Derek's help and advice has given us the confidence to cope with the occasions of significant market volatility. The past three years have been an example of extreme market volatility. His help and advice during this time was particularly helpful to us.

What could they have done better?

I do not know if there are matters which Derek could have done better. My overall impression is that he has been consistently helpful in his dealings with our financial affairs. We are personally grateful for his continuing help and support. it is a pleasure to work with him.

Derek's reply

Thank you so much for sharing your experience Arthur - I really appreciate your thoughts and the time you took to document these. Derek

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Initially sought advice regarding my late husband’s pension.

How has Derek Dryden helped you?

Derek discussed the options available in taking the pension. My husband was terminally ill and the options were for him to take an enhanced pension which would cease or a smaller one which would transfer to me for life, which is the option settled for

Have you seen the outcome you were hoping for?

Yes I have, I have also invested savings over the last 20 years with Dereks guidance and risk assessing. I also invested the lump sum from my own pension when I retired. It has been reassuring to see the returns on my savings.

What could they have done better?

Nothing.

Derek's reply

Thank you so much for these kind words Elsie - I really appreciate you taking time to share your thoughts (I know that I do not charge you a fee for advice directly, but you are fully aware that as a Partnership Client, Gale and Phillipson do take a charge from your investments to cover the cost of the ongoing work I do with you).

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Looking at ways to save for mortgage, when first started work

How has Derek Dryden helped you?

Derek as been able to advise us thought out the years with sound advice and advising on best saving plans to get

Have you seen the outcome you were hoping for?

Yes we have

What could they have done better?

They are delivering what we have asked for over the years

Derek's reply

Thank you so much for taking time to share your thoughts Ian - really appreciated. Derek

Review from verified client

September, 2022

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Dissatisfaction with previous advisors

How has Derek Dryden helped you?

Sound, friendly, advice. re. long term financial planning and investments.

Have you seen the outcome you were hoping for?

On the whole, yes. Derek cannot change the state of the World financial markets at any one time.

What could they have done better?

-

Derek's reply

Thank you for these lovely words Peter - it is always a pleasure working with you. Derek

Review from verified client

September, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

When I was planning to buy my first home, I was introduced to Derek. Since then he has been my financial adviser to my all finances.

How has Derek Dryden helped you?

As a first time buyer, I did not know anything, but he gave me a full advice on mortgages and insurances and made all arrangements for me. After that I kept in touch with him and he has been giving advices on pensions and retirements plans.

Have you seen the outcome you were hoping for?

Yes, always very swiftely.

What could they have done better?

Nothing I can think of.

Derek's reply

Mako, thank you so much for taking time to share these really kind thoughts. Derek

Review from verified client

September, 2022

Overall

Advice

Service

Value

Based in Durham

What were the circumstances that caused you to initially look for an adviser?

I was made redundant and needed advice.

How has Derek Dryden helped you?

I contacted him for advice about investing some of the redundancy payment.

Have you seen the outcome you were hoping for?

Yes. I am very pleased how this money has been invested.

What could they have done better?

Nothing.

Derek's reply

Many thanks for these kind words John - it's a pleasure to advise you and Kit. Derek

Review from verified client

September, 2022

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

I needed help to plan for the future,my husband is not in good health so it was very important.

How has Derek Dryden helped you?

Derek has sorted out my money so I'm not worried about the future, I know he's on the end of the phone if I have any concerns in these difficult times.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Derek's reply

Thank you so much for those kind words Jill - really appreciate you making time to share your thoughts. Derek

Review from verified client

May, 2022

Overall

Advice

Service

Value

Based in Durham

What were the circumstances that caused you to initially look for an adviser?

Needed to place pensions and savings under one umbrella, whilst still retaining a diverse portfolio. Gale and Phillipson, who Derek works for, were recommended so made contact and have been using their services since 2010.

How has Derek Dryden helped you?

Derek has always been available to provide clear, concise and above all plain talking advice in respect of our investments. He presents himself in a very professional and easy approachable manner, not only providing advice, but also listening to our requirements to best utilise his services to ensure our future financial wellbeing!

Have you seen the outcome you were hoping for?

As with most investments, they can rise and fall due to the pressures of the world markets! With Derek's help these situations, whilst happening, have been offset by the advice he has provided throughout our "relationship".

What could they have done better?

Nothing!!

Derek's reply

Thank you so much for your very kind words Ian - it is always a pleasure to get such marvelous feedback from clients, and I really appreciate you taking time to share your thoughts. Derek

Review from verified client

January, 2022

Overall

Advice

Service

Value

Based in Durham

What were the circumstances that caused you to initially look for an adviser?

To receive expert advice

How has Derek Dryden helped you?

Made certain I understood how financial climate and influences affect investments. Especially helpful following death of my husband in advising how to deal with finances.

Have you seen the outcome you were hoping for?

Yes

Derek's reply

Thank you so much for taking time to share your kind thoughts Pauline - that really means so much. Derek

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

I was recommended by a friend some years ago to contact Derek as I was told he was an excellent Financial adviser and he is certainly at the top of his game !

How has Derek Dryden helped you?

Derek helped me in many ways as I was a little nervous when I first contacted him regarding investments but he soon put me at ease and now I just put my trust in himyes

Have you seen the outcome you were hoping for?

Yes I have and more

What could they have done better?

I don’t think there was anything they could have done better

Derek's reply

What a great share - thank you so much for these very kind words Helen: you are a pleasure to work with. Derek

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Pembrokeshire

What were the circumstances that caused you to initially look for an adviser?

Derek was the FA associated with a group pension plan at work

How has Derek Dryden helped you?

Derek helped me amalgamate all of my pensions into the new plan. He explained how a pension could be flexible - rather than just putting 'x' amount into a pot and hoping it was going to work, I could adjust payments and vary my attitude to risk. Derek looks at my overall financial circumstances including levels of savings, mortgage & loans in conjunction with my pension and understands my short term and long term goals. He explains things well and is very patient however stupid my questions may be. Derek arranges annual reviews but always replies promptly to emails in between reviews.

Have you seen the outcome you were hoping for?

Yes, so far I am very pleased

What could they have done better?

Nothing I can think of

Derek's reply

Thank you so much for these kind words Candy - it has been a huge pleasure working with you and I am really looking forward to seeing how your journey continues, as retirement edges ever closer.

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Investing an inheritance. Pension planning.

How has Derek Dryden helped you?

This year Derek has worked so hard to get me the best deal for a pension. Even though it was a small pension he was clearly set on getting the very best annuity for me. As ever, I have found Derek listens hard to understand my individual situation and future plans and helps me to manage my investments accordingly.

Have you seen the outcome you were hoping for?

I am very happy with how he sorted my pension. My investments have done well this year, despite such uncertain times.

What could they have done better?

Nothing!

Derek's reply

Wow Deb - thank you so much for taking time to share your experience so far. I have absolutely loved helping to make sure your money works as hard as it can for you to spend and enjoy (and help your son later in time).

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Initial consultation with Derek was to discuss pension for my my husband.

How has Derek Dryden helped you?

Derek gave the options for taking a pension. My husband was very ill at the time and the two options were to take an enhanced pension which would terminate on my husband’s death or take a smaller pension which would pass to me on my husbands death. Sadly my husband only lived for a year after that but 18 years later I am still benefitting from that smaller pension.

Have you seen the outcome you were hoping for?

Yes definitely

What could they have done better?

Nothing - excellent advice and regular updates from Derek

Derek's reply

Thank you so much for sharing those kind words Elsie - it has been and continues to be a huge pleasure advising you.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

I was introduction to financial advisers when I got my first managerial position in mid 1980’s. And have been with them since as advice given as assisted me in all aspects of finance over the years.

How has Derek Dryden helped you?

Derek has been the main stay for us our link with this environment. He as helped and supported us for the last 20ish years with mortgages, savings and pension advice.

Have you seen the outcome you were hoping for?

Yes we are very happy with the outcome

What could they have done better?

Nothing as he always tells us the good and bad and never pushes us into any Decisions

Derek's reply

Thank you so much for sharing these kind words Ian - I really do appreciate those compliments

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Way, way back many decades ago with thoughts turning to marriage and the possibility of buying our own house, we decided we needed to start saving to achieve these goals..... but how, where, what, how much, how long etc, etc...... no idea, we needed some advice. So, we went out to find who could help us. An independent financial adviser was required and through Easby, Gale and Phillipson we were introduced to Derek.

How has Derek Dryden helped you?

In any way he suggested to help us achieve our financial goals. Having laid out our financial requirements and aspirations we let Derek take the lead (that's what we pay him for!), occasionally quizzing Derek as necessary to understand why, what, how, where and when. We took his advice without exception and, with the obvious and inevitable ups and downs, have carried on this way for around 30 years now. No looking back, no regrets, best phone call we ever made.

Have you seen the outcome you were hoping for?

Yes thank you, so far so good.

What could they have done better?

Nothing

Derek's reply

WOW - thank you so much for those kind words. It has been an absolutely pleasure watching the theoretic "game plan" take shape over the years. You have been (and remain) model clients and a joy to work with.

First impression from a user who is not yet a client

June, 2021

Overall

Please provide a brief comment about your experience with Derek

Derek was very helpful. Just put off by the charges. Thankyou.

Derek's reply

Apologies I couldn't help on this occasion Sarah: although there is the 1 hour free consultation, we do need to charge for our time, expertise and service beyond that......but only if I feel I can add value to the situation you seek to improve.

Review from verified client

May, 2021

Overall

Advice

Service

Value

Based in Durham

What were the circumstances that caused you to initially look for an adviser?

Having some investments that had not performed as I would have anticipated, through previous financial advice! It seemed appropriate to enlist the services of a reputable financial adviser to provide good honest information for our future wellbeing.

How has Derek Dryden helped you?

Derek provided plain speaking, straightforward financial advice that has enabled us to build up a solid financial base from which to enjoy our retirement years together. He is always available to provide on-going advice as and when required and is very professional and thorough with all his advice and particularly during our semiannual investment reviews.

Have you seen the outcome you were hoping for?

ABSOLUTELY!!

What could they have done better?

Nothing, we couldn’t have wished for any better service than has been provided by Derek!

Derek's reply

Thank you so much for these kind words Ian - they mean a lot.

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

I initially looked for a financial advisor after separating from my husband and selling our house. I did not want to buy another property immediately so needed advice on the best way to protect the proceeds from the sale.

How has Derek Dryden helped you?

Derek was extremely approachable and talked me through various options. His help and understanding was invaluable.

Have you seen the outcome you were hoping for?

I certainly have not been disappointed with how my affairs over the last few years have been handled and feel totally safe with all the advice given.

What could they have done better?

N/A

Derek's reply

Hello Jude - I am so grateful for these very kind words. You are an absolute pleasure to work with and I'm so pleased that you value my efforts so highly - thank you. Derek

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Following the death of my husband l felt a need for advice on secure investment of my savings and Derek was recommended to me by a family member who vouched for his care and insightful advice.

How has Derek Dryden helped you?

Derek helped me to build up an overall picture of my financial situation and offered clear and balanced advice on appropriate investment opportunities . Over the years he has taken time and patience to explain and inform to ensure that l feel confident that everything is being done to maximise my returns . I have always been able to contact Derek with any queries and appreciate his prompt and informative responses.

Have you seen the outcome you were hoping for?

Yes - obviously over the years there have been highs and lows in the financial market affecting my investments but my trust in Derek’s advice has been validated by the increase in my returns . I continue to appreciate the regular updates on my portfolio and the ongoing opportunities to request support and advice .

What could they have done better?

N/A

Derek's reply

What a lovely share Sara - I really appreciate those kinds words, thank you so much

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in East Riding

What were the circumstances that caused you to initially look for an adviser?

My ex husband and I decided we needed financial advice early in our marriage to make the most our our finances. Our previous financial adviser retired and we then became clients of Gale and Phillipson and Derek Dryden became our advisor.

How has Derek Dryden helped you?

I have found his advice very sound and willing to talk matters out with me so that I feel happy about the decisions I make regarding my investments.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I can't think of anything they could have done better, whenever I have had any queries Derek has been easily contacted and given me excellent prompt advice.

Derek's reply

Thank you so much Jill - I really do appreciate you taking time to share your experience.

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in East Riding

What were the circumstances that caused you to initially look for an adviser?

I needed advice regarding investing money commuted from my pension fund on retirement seven years ago. I had invested in stocks and shares before but did not have the expertise or the time to dedicate to monitoring fund performance.

How has Derek Dryden helped you?

Derek was recommended to me by a friend. He was able to explain how the investment of funds worked and the risks involved in a very clear way. Over the years I have increased in confidence and even during this last very difficult year when the value of the investment dropped significantly Derek kept in regular contact and reassured me throughout explaining the financial jargon and communications from the company. As a result I felt comfortable that whilst loses would result in the long term things would improve. The regular review of the risk assessment allows me to have some control of the extent of risk at any one time. It is fair to say that my attitude to risk has only improved because of Dereks advice and help and I have always felt very comfortable with the decisions made.

Have you seen the outcome you were hoping for?

I have been very pleased with the investment performance. I feel that Derek has helped me understand a lot more about fund performance and market behaviour. I have been able to regularly access my money for various holidays and projects without issue. I am very happy to continue for the foreseeable future. As a result of my dealings I have recommended friends to Derek and they concur with my feedback.

What could they have done better?

There have been many challenges over the recent years but I do feel that my investment has risen in line with my risk level.

Derek's reply

What a lovely review Chris. I really do appreciate the thought and effort you have gone to in expressing how much you value the way we've worked together over these last 8 years. Thank you so much.

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

We got married and wanted to pool our resources

How has Derek Dryden helped you?

He explained that we shouldn't put all our eggs in one basket, so he found us an ideal portfolio that suited us both

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I honestly do not believe he couldn't do any better, without taking higher risks that we were not prepared to doDere

Derek's reply

Thank you so much Peter - I really value you sharing your thoughts. Means a lot to me. Derek

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in West Sussex

What were the circumstances that caused you to initially look for an adviser?

It was necessary for the efficient management of my pension

How has Derek Dryden helped you?

he has been able to recommend various different options available to me in order to maximise my retirement fund.

Have you seen the outcome you were hoping for?

not in its entirety as the pension fund needs to be maximised closer to my retirement age & not at this moment

What could they have done better?

.

Derek's reply

Thank you so much for these kind words Nick - really appreciate you taking time to share your thoughts

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

The amount of money involved and the intensions for investment in the future was such that a bank couldn't help, only a financial advisor.

How has Derek Dryden helped you?

Derek spent a lot of time explaining in laymen's terms the options and alternatives available to me and my wife for investing our money, including a comprehensive financial investment risk assessment.

Have you seen the outcome you were hoping for?

I have already seen the potential but the impact of Covid 19 has distorted the scene for the moment.

What could they have done better?

Under the current circumstances and restrictions I don't think there is anything they could do better.

Derek's reply

Thank you for those kind supporting words Brian - as a relatively new client, it really pleases me that you already appreciate the value I have added.

Review from verified client

December, 2020

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Investing an inheritance

How has Derek Dryden helped you?

Derek has helped me in long term investments and pension planning. He has steered me through changing circumstances. I feel he listens carefully to understand my situation and future plans.

Have you seen the outcome you were hoping for?

I am very happy with the current growth of my investments,despite 2020 being such an unprecedented year.

What could they have done better?

I cannot think of anything that Derek could have done differently. I have found him to be very thorough, always approachable, knowledgeable and professional.

Derek's reply

WOW - thank you so much for your kind words Deb. I love working with you and I'm sure good times are coming for us all. I really do genuinely appreciate you taking time to share your thoughts.

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Long term financial planning

How has Derek Dryden helped you?

Derek has helped me over 20yrs with my savings, pensions and mortgage

Have you seen the outcome you were hoping for?

Yes. I've been seeing Derek for over 20 years. His knowledge is 2nd to none and his advice is very clear. He takes time to listen to you and explains the risk and rewards. I have recommended Derek to both friends and family.

Derek's reply

Thank you so much for those kind words Simon - it really does mean a lot to me.

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Inheritance

How has Derek Dryden helped you?

He helped advise on how best to invest and make the most of my money

Have you seen the outcome you were hoping for?

yes

What could they have done better?

He's done very well, although a fact sheet on annual personal allowances so no tax is payable might be useful

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

When I started working in the 1980’s needed pension and some wage protection.

How has Derek Dryden helped you?

He as continually help me and my family sort out our finances over the years..

Have you seen the outcome you were hoping for?

Yes we have

What could they have done better?

At present I’m happy with Derek’s advice.

Derek's reply

WOW Ian - thank you so much for those kind words. It really means a lot to me.

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I wanted help managing my mortgage, pension and to make the most of my savings

How has Derek Dryden helped you?

Derek wanted to know what my goals were, both short and long term, and then advised how best to manage my mortgage/pension/investments etc. As a client for many years, I'm vey happy with the way he's looked after me and my finances.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

February, 2020

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Fourfold - first to provide ISA investment advice; second to better manage my existing investments; third to consolidate my pension funds; fourth to optimise my portfolio as I planned ahead to early retirement.

How has Derek Dryden helped you?

He provided holistic investment strategies and advice that matched my needs and attitude towards risk; consolidated my various equity investments into flexible, tax efficient structures; drew together my disparate defined contribution pension funds into one easily managed fund. Derek was also clear when I should leave my preexisting investments or pension funds where they were and explain why that would be in my best interests. All this has helped me achieve the goal of retiring early with several tax efficient sources of income to draw upon.

Have you seen the outcome you were hoping for?

The portfolio which Derek manages for me has seen appreciable growth over the years. This and his all round financial advice have enabled me to retire early. I have recommended Derek to another member of my family who though at a different stage of life is equally pleased with the simple, straightforward, pragmatic approach he has brought to their investments.

What could they have done better?

Financial services is quite rightly a heavily regulated industry and as such any Financial Advisor is obligated to provide regular valuations and reports and updates. This can be overwhelming, and important points can be lost in the sheer volume of documentation. Derek is excellent at sorting the wheat from the chaff for you but be prepared for information overload.

Derek's reply

WOW - thank you so much for this great overview of the journey John. I really appreciate the time and effort you've taken to go into such wonderful detail. So pleased that we have been able to achieve the 1st stage of your objectives: retiring early. I look forward to helping you meet your many other objectives and aims. It has been/is a pleasure working with you. Derek

Review from verified client

February, 2020

Overall

Advice

Service

Value

Based in Durham

What were the circumstances that caused you to initially look for an adviser?

Made redundant in 2010 and needed someone I could trust to look after my future security.

How has Derek Dryden helped you?

I had two pensions, some redundancy and some choices to make with one of the pensions. Derek guided me through it all and I’ve not regretted the decision.

Have you seen the outcome you were hoping for?

Yes

Derek's reply

Thank you so much for this glowing testimonial Dave - I really appreciate what you've said and the time taken to share your thoughts. Derek

Review from verified client

February, 2020

Overall

Advice

Service

Value

Based in Durham

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Derek Dryden helped you?

We have been with Derek for a number of years During this time we have always found him to be very professional and extremely helpful.Derek has provided us with sound advice requiring our investments and we certainly recommend him to anyone needing such advice and support .

Have you seen the outcome you were hoping for?

We are both extremely satisfied with the advice Derek has provided over the years.

What could they have done better?

At this moment in time we can’t think of anything and we have seen a number of improvements over the years, for example reports presented in easier format making them easy to follow .

Derek's reply

Thank you so much for sharing your thoughts Linda - I really do appreciate it. Derek

Review from verified client

February, 2020

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

To look for an above the bank rate for my money to help me through retirement years

How has Derek Dryden helped you?

Derek has been my Financial Adviser for many years with excellent results on my savings. He is very approachable, explains everything very well and has a good sense of humor.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

My statements prove that my money is working well

Derek's reply

Thank you so much for taking time to share these kind words Gwen.

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in Durham

What were the circumstances that caused you to initially look for an adviser?

Muddled financial position and poor pension provision following divorce.

How has Derek Dryden helped you?

Derek is a calm, rational adviser who listened to what I had to say and advised me personally. Helped me to start to plan a litlle for the future and to understand the choices I was making.

Have you seen the outcome you were hoping for?

Yes I now have a much clearer financial strategy.

What could they have done better?

Nothing

Derek's reply

Thank you so much for these kind words Katrine, I really appreciate you taking time to share these.

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in West Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Have had a financial adviser for approx. 30 years

How has Derek Dryden helped you?

When transferred to Derek 9 years ago, he gave advice on existing investments, and amalgamated several into something more suitable.

Have you seen the outcome you were hoping for?

On the whole, yes.

Derek's reply

Thank you for taking time to share your thoughts Denise - I do really appreciate it.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Professional and non biased advice pertinent to my situation

How has Derek Dryden helped you?

Derek has advised myself and my husband for many years in such a way that we are clear what he is doing with our money.

Have you seen the outcome you were hoping for?

We recently had a meeting and in these turbulent times are happy with our investments.

Derek's reply

Thank you for sharing your kind thoughts Elizabeth. Really do appreciate you taking time to do this Derek

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Durham

What were the circumstances that caused you to initially look for an adviser?

Advice on investments, ISA’s etc

How has Derek Dryden helped you?

Derek has been our advisor for many years. Was of particular help following my husband death 4 years ago, explaining our financial status and all matters involved at that time and continues to do so

Have you seen the outcome you were hoping for?

Yes, I am aware how volatile the market can be, but am pleased with outcome at the moment.

What could they have done better?

Everything is explained thoroughly and I don’t have any issues that could be improved

Derek's reply

Thank you so much for your thoughts Pauline - really appreciate you sharing Derek

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

To invest an inheritance To manage my pensions Long term planning

How has Derek Dryden helped you?

He took time to understand my circumstances and future plans and assisted me accordingly

Have you seen the outcome you were hoping for?

Early days but so far I am very happy

What could they have done better?

Nothing! I am very happy with the advice and ongoing support from Derek.He treats me as an individual and has helped me promptly and professionally through a change in circumstances and lifestyle.

Derek's reply

Thank you so much for taking time to share these thoughts Deb - really do appreciate it hugely. Derek

Review from verified client

November, 2019

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

I started using gale and philipson about 30yrs ago in starting a savings plan. Since that date over the years they have helped and advised me and my wife through our financial needs.

How has Derek Dryden helped you?

Derek Is our point of call for all financial needs, he understands our needs and our way of life. This as come through years of meetings and honest conversations. Derek as always been honest with us on very thing we have asked. My wife and I have complete faith in Derek handling our finances.

Have you seen the outcome you were hoping for?

Yes we have and are now starting to benefit.

What could they have done better?

What we went through was excellent, as I’ve said with us been with Derek so long we have a very good understanding.

Derek's reply

Thank you so much for taking time out to share your thoughts Ian - I genuinely appreciate what you've said.

Review from verified client

November, 2019

Overall

Advice

Service

Value

Based in West Yorkshire

What were the circumstances that caused you to initially look for an adviser?

When we were working we were able to allocate some money on a monthly basis as savings. We then wanted to derive the most advantage use of our savings .

How has Derek Dryden helped you?

Derek offered advice on how to maximise benefits and reduce the burden of tax on the same.

Have you seen the outcome you were hoping for?

Yes we are extremely happy with the outcomes.

What could they have done better?

In all honesty we have no issues with Derek. His is never a hard sell, always reminds you that your investments are there for you to enjoy as and when you want to and also offers help when asked on financial issues not necessarily linked to investments. He is also very meticulous in keeping you informed with updates on the current financial situation and provides meaningful appraisals of seminars/ talks he has attended re the top industry fund managers.

Derek's reply

Thank you so much for these kind words Graham & Jeanie - I really do appreciate you taking time to share your thoughts. Derek

Review from verified client

September, 2019

Overall

Advice

Service

Value

Based in Yorkshire

What were the circumstances that caused you to initially look for an adviser?

I have money to invest and on going private pension

How has Derek Dryden helped you?

Derek always explains things and goes in detail of markets etc. He explains the risks and rewards and always advises the longvterm approach

Have you seen the outcome you were hoping for?

I've seen Derek for nearly 20 years and over time my investments with him have made a lot of money

Derek's reply

WOW - thank you so much for taking time to do this Simon. Really appreciate your thoughts.

Review from verified client

September, 2019

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

To obtain independent financial advice from a trusted, local source

How has Derek Dryden helped you?

He made sound advice about our long term investments and savings

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I don't believe he could have done better.

Derek's reply

Thank you so much Peter - I really do appreciate your kind words, "Derek speaks plainly without long winded jargon. He gives us confidence by explaining things in a very professional manner."

Review from verified client

September, 2019

Overall

Advice

Service

Value

Based in Tyne and Wear

What were the circumstances that caused you to initially look for an adviser?

I have been with Derek for over 20 years.

How has Derek Dryden helped you?

Very helpful at clarifying my investments.

Have you seen the outcome you were hoping for?

Yes

Derek's reply

Thank you so much for taking time to share your experience Shirley - I really do appreciate it

Review from verified client

September, 2019

Overall

Advice

Service

Value

Based in West Yorkshire

What were the circumstances that caused you to initially look for an adviser?

I have used a financial adviser for over 20 years and is a key part of sensible financial management.

How has Derek Dryden helped you?

As ever, Derek was able to provide an intelligent and detailed view of market events, how my funds are invested and factors and processes that influence that. From this, we discussed options and made some sensible decisions. We also had an excellent, insightful discussion about the immediate years ahead in terms of my own timelines and options. All in all, an invaluable annual review.

Have you seen the outcome you were hoping for?

Yes.

Derek's reply

Thank you so much for a great overview of our work together Richard - I really appreciate you taking time to do this.

Review from verified client

August, 2019

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Many decades ago, as a couple, we decided we needed to start up some sort of regular savings vehicle for future use and were also thinking of buying a house so wanting to start exploring mortgage options.

How has Derek Dryden helped you?

In many, many ways! Over the last 20+ years we have used Derek through Easby, Gale & Phillipson for ALL our financial requirements from regular long term savings, personal pensions, work pensions, insurances (income & life), mortgages and more recently even the odd query ref. SFE (student finance). We even received complimentary Wedding Insurance when we first used E, G & P's services - but shhhh best not shout that out too loudly!

Have you seen the outcome you were hoping for?

Yes and continue to - fingers crossed, however we must never forget investments can go both down as well as up! We listen to Derek's advice and actually, without exception have taken it ..... and yes short term there have been the occasional downs but hold fast and they've recovered over time.

What could they have done better?

We have an annual review and given we work full time (as a partnership) it can sometimes be difficult to arrange a mutually convenient time and place, however we always resolve it one way or another - I think if we were totally pushed Derek would agree to come out to us, so it's not really an issue. Paperwork!!! So much of it... but again it's not Derek's fault and online options now make this a lot better, sometimes it can't be avoided. So... nothing really.

Derek's reply

WOW - thank you so much for a great review of everything that sums us up Amanda. I have huge amount of satisfaction knowing that when we compare your financial position from day 1 to where you are now, it's incredible. I really appreciate you taking time to do this for me - thank you again Derek

Review from verified client

August, 2019

Overall

Advice

Service

Value

Based in West Yorkshire

What were the circumstances that caused you to initially look for an adviser?

In my twenties I decided to plan for my later life to have options with finances

How has Derek Dryden helped you?

He analysed our situation and needs and offers advice on how to achieve our aims.

Have you seen the outcome you were hoping for?

So far we would say yes

Derek's reply

Thank you so much for taking time to share your thoughts Tony - much appreciated.

Review from verified client

August, 2019

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Dissatisfaction with previous adviser,

How has Derek Dryden helped you?

Sensible advice. Good communication. Friendly, professional, relationship, now over a period of somewhere in the region of 20 years.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Could be less rude about old codgers who have been friends and clients of his over very many years.

Derek's reply

Ha Ha Ha - great share Peter ........ it's been my absolute pleasure sharing my pearls of wisdom with you (you've taught me a thing or two as well, given your glittering banking career). Thank you for taking time to share your kind thoughts.

Review from verified client

August, 2019

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

WhenI retired in 2000, my employer offered no help on how to invest your pension “pot”. Luckily, I did have contacts that could point me in the right direction, and that eventually lead me to Derek.

How has Derek Dryden helped you?

Derek came to me through a contact that I had in the Insurance industry. As the result of this, our first meeting I was arranged. This meeting convinced me that Derek and I were both singing from the same hymn sheet. This he has done in spades!

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Every body can do better! I believe that Derek has steered a very comprehensive course.

Derek's reply

Thank you so much for taking time to share your thoughts Roger - much appreciated

Review from verified client

August, 2018

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

My husband was a client of Derek's. Following his death in 2015 I needed the expert advice and help which Derek provided to both myself and initially my daughters.

How has Derek Dryden helped you?

Yes, Always approachable and patient his advice has been invaluable. Consolidating my affairs and explaining how my investments can work for me has been a great source of comfort.

Have you seen the outcome you were hoping for?

I am happy with the way my portfolio is being managed.

Derek's reply

Thank you so much Patricia for sharing your thoughts: these kind words mean so much to me.

Review from verified client

August, 2018

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Recently widowed, I needed to invest my pension lump-sum.

How has Derek Dryden helped you?

Derek was particularly kind and helpful. He took time and patience to explain, give options and advice. Derek not only has knowledge but has the personal skills and ability to encourages you to ask questions. His enthusiasm as an adviser oozes out of him and you are left knowing that his advice is second to none.

Have you seen the outcome you were hoping for?

The decisions following the advice have been steadily fruitful and my understanding of the financial investments has gained over the 8 years he has been my adviser. I think Derek has my interests at heart and recommends new products to suit my needs as an when new options occur.

What could they have done better?

Derek always arrives well prepared for our financial updates. I believe his advice is second to none . He clearly loves and enjoys his work. Well done Derek!!!

Derek's reply

WOW - thank you so much for those kind words Val : I really appreciate what you have said so much.

Review from verified client

April, 2018

Overall

Advice

Service

Value

Based in North Yorkshire

What were the circumstances that caused you to initially look for an adviser?

Advice re savings and preparation for retirement.

How has Derek Dryden helped you?

Assessed my approach to risk and advised accordingly Explained things in laymen's terms so I understood.

Have you seen the outcome you were hoping for?

Yes.

Derek's reply

Thank you for taking time to share your positive thoughts Helen - much appeciated

Review from verified client

April, 2018

Overall

Advice

Service