Reviewed for

Insurance and Protection ( 12 )

Mortgages ( 7 )

Pensions ( 52 )

Equity Release ( 3 )

Retirement income (annuities, drawdown) ( 10 )

Investments and Savings ( 33 )

Pension Transfers - Non Specialist ( 14 )

Inheritance Planning ( 1 )

Long Term Care ( 1 )

Pension Transfers - Specialist ( 6 )

Financial Planning ( 2 )

Reviewers' assets

£500k+ ( 5 )

£200k - £500k ( 7 )

£100k - £200k ( 11 )

Up to £50k ( 8 )

£50k - 100k ( 9 )

Client reviews

Review from verified client

May, 2022

Overall

Advice

Service

Value

Based in Cheshire

What were the circumstances that caused you to initially look for an adviser?

I wanted to be prepared for my retirement and also understand how best to invest resources that I had be that in property / ISA / Pension investments.

How has Chandan Hinduja helped you?

Spent time to understand my objectives. Consolidate "old" passive investments into a more active set of investments and provided visibility via the platform where I can see all my investements.

Have you seen the outcome you were hoping for?

From the earlier actions yes , these have continued to grow well, more recently with a large pension transfer it's too early to say.

What could they have done better?

Probably more frequent contact, but that is as much on me to ask as for Chandan to organise.

First impression from a user who is not yet a client

April, 2022

Overall

Please provide a brief comment about your experience with Chandan

Quick to respond to enquiry. Approachable and generous with time.

Chandan's reply

Thanks Michael

Review from verified client

April, 2022

Overall

Advice

Service

Value

Based in Warwickshire

What were the circumstances that caused you to initially look for an adviser?

My previous pension options didn't suit my retirement needs.

How has Chandan Hinduja helped you?

Chandan, took time to talk me through options, challenge my ideas and has offered advice on outcomes that suited my retirement needs better.

Have you seen the outcome you were hoping for?

My investments are progressing nicely so far.

What could they have done better?

Nothing really, though it would have been good to meet face to face, however, Covid scuppered that!

Chandan's reply

Thanks Les for taking the time out, much appreciated

Review from verified client

April, 2022

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Needed to arrange transfer of my pension from old employers, Chandan’s name was given to me by 2 trusted friends who are both qualified financial advisers, he was also known by a family friend of over 25 years who had worked well with him in the past

How has Chandan Hinduja helped you?

Was able to provide the advice my my and I both needed to enable us to have a much brighter and more secure future

Have you seen the outcome you were hoping for?

I have my wife is also due to complete soon

What could they have done better?

Nothing, very easy to deal with and calls back when he said would

Chandan's reply

Thanks Lee for placing your trust in me, pleasure to assist you both.

Review from verified client

April, 2022

Overall

Advice

Service

Value

Based in Flintshire

What were the circumstances that caused you to initially look for an adviser?

Pension transfer

How has Chandan Hinduja helped you?

He has helped me with the transfer and advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Everything was fine

First impression from a user who is not yet a client

April, 2021

Overall

Please provide a brief comment about your experience with Chandan

I will liaising with him shortly

First impression from a user who is not yet a client

March, 2021

Overall

Please provide a brief comment about your experience with Chandan

Was never contacted - shame

First impression from a user who is not yet a client

March, 2021

Overall

Please provide a brief comment about your experience with Chandan

Very useful to have impartial advice on how to proceed going forward.

First impression from a user who is not yet a client

January, 2021

Overall

Please provide a brief comment about your experience with Chandan

I have yet to have a response from Chandan to be able to arrange a date and time so do not feel confident that it would be a productive discussion

Review from verified client

December, 2020

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

General call out to find a new adviser.

How has Chandan Hinduja helped you?

Good, clear advice.

Have you seen the outcome you were hoping for?

All in all yes. The Covid-19 situation has knocked things back but that is true across the board. Things are getting back on track nicely.

What could they have done better?

Nothing. Chandan is responsive and was helpful when looking at the impact of Covid and what best to do.

Review from verified client

December, 2020

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

I have just retired and want to know how best to invest.

How has Chandan Hinduja helped you?

I felt he expend the way the investment works and did not rush me in any way. He was very helpful and answered my question in a way that I understood.

Have you seen the outcome you were hoping for?

To be honest I have not been with him for long so can't make a comment at this stage.

What could they have done better?

Can't say as I was happy with the help I got.

Review from verified client

December, 2020

Overall

Value

Service

Advice

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I initially responded to opportunity, as I was wondering what was best to do with a smaller pension fund I had.

How has Chandan Hinduja helped you?

After meeting with Chandan, I decided to move all my pension pots with out protected rights to platform under Chandan’s advice / management.

Have you seen the outcome you were hoping for?

Well you are always hoping for more, but the growth / outcome to date has been good / very satisfactory

Chandan's reply

Thanks Jeremy

Review from verified client

December, 2020

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

pension and investment planning

How has Chandan Hinduja helped you?

pension and investment planning

Have you seen the outcome you were hoping for?

yes

Review from verified client

December, 2020

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

Reaching 60, need to understand my pension provision from various employers.

How has Chandan Hinduja helped you?

He helped me make sense of my pensions and other assets and talked me through in an understandable way.

Have you seen the outcome you were hoping for?

Yes. All has gone smoothly.

Review from verified client

December, 2020

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Calm and considered advice, discussed all options with pros and cons

How has Chandan Hinduja helped you?

discussed my options and preferred outcomes

Have you seen the outcome you were hoping for?

yes

What could they have done better?

not much

First impression from a user who is not yet a client

December, 2020

Overall

Please provide a brief comment about your experience with Chandan

Chandan is approachable, accomodating and patient type of person. He will find a way to explain everything to your own understanding. He is knowledgeable and answer queries right a way. I will not hesitate to recommend him to my relatives and friends as a financial adviser.

Chandan's reply

Thanks Rosalinda

Review from verified client

December, 2020

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I was scammed earlier this year and I was advised by my bank to contact an Independent Financial Advisor

How has Chandan Hinduja helped you?

He found out my needs and my risk appetite and then presented me with my persona portfolio.

Have you seen the outcome you were hoping for?

I will be making the investment payment tomorrow so I won’t receive my first payment till January 1st but I like the look of the portfolio.

What could they have done better?

I really can’t think of anything!

Chandan's reply

Thanks John

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

I needed one to help with cashing in my pensions.

How has Chandan Hinduja helped you?

Chandan was very helpful and understood my needs. Although he advised me on circumstances of cashing in some of my pensions, he understood my reasons for doing it.

Have you seen the outcome you were hoping for?

I have so far, although I haven't received any money as of yet, I am aware on what is due to me and what tax I will be paying.

What could they have done better?

I was very happy with Chandan and felt I received the best service for my situation.

Chandan's reply

Thanks Caroline

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

HSBC , of which I am a pensioner, withdrew their "Personal advisor" service and I saw Chandan at the Bank. liked and felt I could trust him and he told me he was shortly leaving the Bank and starting practice as a Financial Advisor so I became one of his first clients.

How has Chandan Hinduja helped you?

By investing my available funds I believe more profitably than the Bank had.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I cannot suggest - no comparison to make

Chandan's reply

Thanks Jenny

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

Needed help with finances

How has Chandan Hinduja helped you?

Chandan is clear and explains things very well and patiently.

Have you seen the outcome you were hoping for?

Ongoing!

What could they have done better?

I'm not really sure - sometimes Chandan can take a little while to get back to us, but that is all.

Chandan's reply

Thanks David for taking the time out ! Very much appreciated.

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in East Sussex

What were the circumstances that caused you to initially look for an adviser?

I felt limited by what products my bank (HSBC) could actually offer. They switched from IFA's to advisors that could really only advise on HSBC products rather than the whole of market

How has Chandan Hinduja helped you?

Chandan was my premier manager at HSBC and When he left I wanted to continue that contact but experience a wider range of products and more impartial advise. Chandan has helped my plan for my retirement and assisted with both BTL and residential mortgages. I have minimised my tax liability where possible.

Have you seen the outcome you were hoping for?

Yes, I have seen solid growth across my portfolio. I feel comfortable with my risk profile and Chandan has kept me sleeping at night through this very uncertain period.

What could they have done better?

Nothing, Chandan is quick to respond to all requests, he is honest and clear in his communication. I would highly recommend

Chandan's reply

Hi Bill, Thanks for taking the time out to write the review, great to have you as a client. Wish you and Anna a lovely time in your new home. Thanks, Chandan

First impression from a user who is not yet a client

May, 2020

Overall

Please provide a brief comment about your experience with Chandan

na

First impression from a user who is not yet a client

April, 2020

Overall

Please provide a brief comment about your experience with Chandan

My experience with Chandon was limited as my circumstances changed dramatically due to family illness, however, he contacted me and was polite and professional.

First impression from a user who is not yet a client

May, 2019

Overall

Please provide a brief comment about your experience with Chandan

charges of his firm were more substantial than others.

First impression from a user who is not yet a client

March, 2019

Overall

Please provide a brief comment about your experience with Chandan

New he's job inside out .

First impression from a user who is not yet a client

January, 2019

Overall

Please provide a brief comment about your experience with Chandan

Chandan was very professional.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Buying new house and equity release from mortgaged house.

How has Chandan Hinduja helped you?

Chandan has been very professional and helpful in working out financial plan as per my circumstances.

Have you seen the outcome you were hoping for?

Yes, as per plan.

What could they have done better?

nil

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

To seek advice on investments

How has Chandan Hinduja helped you?

He help build our portfolio

Have you seen the outcome you were hoping for?

50/50

What could they have done better?

No idea

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

I wanted to see how I can build on the portfolio and what is the best place to invest.

How has Chandan Hinduja helped you?

Chandan understood my current situation in life. He created a risk profile for my wife and I. This then helped in clarifying the kind of investments we needed to make.

Have you seen the outcome you were hoping for?

I have certainly seen the benefits of the time with Chandan. He helped me build my portfolio up which has started to yield the right benefits.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

We were looking to start a pension and an ISA for myself and my wife.

How has Chandan Hinduja helped you?

He advised us for different options after listening patiently to our needs and situation. He was very good at explaining the tax implications.

Have you seen the outcome you were hoping for?

Yes - And we are confident of achieving our goals.

What could they have done better?

Nothing - very professional advice.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

We were looking to start investing in SIPPs.

How has Chandan Hinduja helped you?

Chandan advised us SIPP options and tax implications. He understood our situation and specific needs and advised us accordingly. He also took the time to patiently answer all our questions .

Have you seen the outcome you were hoping for?

It is early days yet since starting to invest in our pensions, however we are confident of achieving the desired outcomes on the basis of Chandan's advice.

What could they have done better?

He could have explained the platform more as navigating through the platform is not always intuitive.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I was unhappy with how my pension was performing

How has Chandan Hinduja helped you?

He explained to me in ways that a layman could understand the various options available in moving my current pension.

Have you seen the outcome you were hoping for?

My pension pot has exceeded my expectations

What could they have done better?

I am very happy with the way my investments are being handled.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

Moving job and pension.

How has Chandan Hinduja helped you?

Invested my frozen pension pot and set up payments from my company.

Have you seen the outcome you were hoping for?

Yes. Investment is doing well

What could they have done better?

Nothing

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Devon

What were the circumstances that caused you to initially look for an adviser?

I had a couple of small pensions and not a clue as to how to manage them or the funds I had to invest.

How has Chandan Hinduja helped you?

He took the time to discuss my lifestyle and income, plus my projected retirement income. This allowed me to understand what I would have in the coming years and how to plan.

Have you seen the outcome you were hoping for?

Yes. And, I know I can call him if I forget anything or need reassurance on my finances.

What could they have done better?

Not really.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

Planning for early retirement.

How has Chandan Hinduja helped you?

Advised on the practical and financial realities of retirement and the importance of sound financial planning.

Have you seen the outcome you were hoping for?

So far, yes. Everything has gone to plan, and I enjoying my early retirement with the funds that we planned for.”

What could they have done better?

Not much, to be honest. Some of our misunderstandings were as a result of poor response from my old pension schemes, not the advisor.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

I plan to retire in a few years and wanted advice about my pensions and the best way to invest them. Also, I wanted advice regarding my ISA investments and whether I was investing sensibly.

How has Chandan Hinduja helped you?

He visited me for many face to face meetings during which he asked sufficient questions to thoroughly understand my financial situation and my future plans. From the detailed knowledge he gained, he was able to tailor pension and investment plans for me and recommend how I should invest.

Have you seen the outcome you were hoping for?

Generally yes, although I've only had his recommended investments for about 1 year and the world stock market performance has been poor therefore I haven't had the gains I was hoping for. However, I'm confident he made the right choices for me.

What could they have done better?

I can't really say he could have done anything better. He took great time and trouble to explain things in order that I understood each step of the process.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

I was in need of a financial review as well as requiring income protection insurance advice

How has Chandan Hinduja helped you?

He methodically assessed my financial situation, analysed my goals and requirements and offered what I believe was objective and simple guidance and advice about cost effective insurance options

Have you seen the outcome you were hoping for?

It is a medium to long term plan, but the initial cost savings are already evident

What could they have done better?

N/a

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

I received a pension sharing order

How has Chandan Hinduja helped you?

He gave me very good, clear advice on pensions.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not applicable...Chandan is very professional and polite.

First impression from a user who is not yet a client

November, 2018

Overall

Please provide a brief comment about your experience with Chandan

Very clear and concise advice.

First impression from a user who is not yet a client

September, 2018

Overall

Please provide a brief comment about your experience with Chandan

Didn't call.

First impression from a user who is not yet a client

February, 2018

Overall

Please provide a brief comment about your experience with Chandan

Very clear professional advice

First impression from a user who is not yet a client

January, 2018

Overall

Please provide a brief comment about your experience with Chandan

Good

Review from verified client

September, 2017

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

I received a phone call from a nice guy After a ten min chat I decided I needed help in this matter.

How has Chandan Hinduja helped you?

Two home visits tying up several pensions in to one Also very professional in his field & easy to talk to also gave me great advice.

Have you seen the outcome you were hoping for?

Definitely.

What could they have done better?

Nothing very pleased with the outcome.

Review from verified client

September, 2017

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

I have been managing my investments myself but felt I wanted someone with more skill and experience to review what I have done and ensure I am investing well as I approach retirement.

How has Chandan Hinduja helped you?

Chandan quickly absorbed all aspects of my financial affairs, analysed my portfolio and advised on steps I could take and options I had. I felt clear and in a much better position to make decisions.

Have you seen the outcome you were hoping for?

I am happy that my financial affairs have been looked at by a professional, in whom I have confidence.

What could they have done better?

Everything about consulting Chandan suited me - the options for where and when to meet, the pace at which we worked through my questions.

First impression from a user who is not yet a client

July, 2017

Overall

Please provide a brief comment about your experience with Chandan

Chandan has been prompt and efficient in responding, and we were able to meet very quickly. The meeting was wide ranging and I gathered a much better understanding of the various strands of my financial affairs, and my options for the future. I am going ahead with engaging Chandan to manage my investments and feel much better now that I have taken the step of engaging a financial advisor. I am not wealthy, so getting help with managing what I do have feels like a sensible step to take.

Review from verified client

July, 2017

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Looking for help with investing a considerable sum into suitable investments as per the regulations.

How has Chandan Hinduja helped you?

Chandan was very helpful at all times, went above and beyond what was required to understand my requirements and was well versed with what would be required in terms of documents etc. Chandan will understand your needs, and will even get in touch with and negotiate on your behalf with the appropriate individuals. His communication was top-notch and I would use him again.

Have you seen the outcome you were hoping for?

Yes.

Chandan's reply

Thanks for your kind words Nandish

First impression from a user who is not yet a client

March, 2017

Overall

Please provide a brief comment about your experience with Chandan

I decided to stay with my financial advisor for the time being.

First impression from a user who is not yet a client

March, 2017

Overall

Please provide a brief comment about your experience with Chandan

Chandan's telephone manner was very friendly and quickly got to the point. After taking some details and some quick questions about what my initial expectations of advice were, he quickly worked through some examples where he thought he could certainly add value and gave me sufficient confidence to go to the next step. His initial phone call was almost 30 minutes, quite thorough and it was pleasing to note that the subject of potential fees did not arise until I asked specifically for them. There was no sell, let alone a hard sell. All in all a satisfying first contact Chandan is on my (very) short list. We are meeting face to face and a final decision will be made after that.

Chandan's reply

Thanks George for your kind words

Review from verified client

January, 2017

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I was aware that my two existing plans were performing very badly.

How has Chandan Hinduja helped you?

He helped me to work out what my own attitude is to risk, a very important factor which no advisor had ever done before, and also to work out what sort of annual income I needed and could afford, in retirement. Having done this, he found several suitable options for me, explained their virtues in a clear way without unnecessary technicalities. Having fixed on an option, he then put it into effect with admirable efficiency. So a terrific service, from every point of view.

Have you seen the outcome you were hoping for?

Better than I was expecting, thus far, so I am very pleased with the result.

What could they have done better?

I can't think of anything Chandan could have done better.

Review from verified client

January, 2017

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

Poor performance of previous Pension plan.

How has Chandan Hinduja helped you?

He assisted me with transferring my old plan to a new one which has significantly increased performance.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

very little actually.

Chandan's reply

Thanks Robin

Review from verified client

January, 2017

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Review various pensions in order to decide on best mix of drawing tax free cash and providing for future income.

How has Chandan Hinduja helped you?

Explained all options, conducted a personal risk assessment and dealt efficiently with several pension providers. Good communications maintained throughout.

Have you seen the outcome you were hoping for?

Yes.

Chandan's reply

Thanks Tony

First impression from a user who is not yet a client

December, 2016

Overall

Please provide a brief comment about your experience with Chandan

good experience - very friendly - very knowledgeable

First impression from a user who is not yet a client

December, 2016

Overall

Please provide a brief comment about your experience with Chandan

Gave me reasonable fast track advice based on my needs with appropriate options and pros and cons. Was clear and concise and very pleasant to deal with. Was punctual and remained on topic so I felt our time was well spent. Very pleased.

Chandan's reply

Thanks Shaun, please do not hesitate to get in touch for any further assistance.

First impression from a user who is not yet a client

August, 2016

Overall

Please provide a brief comment about your experience with Chandan

Very good

Chandan's reply

Thanks for your feedback Sylvia

Review from verified client

July, 2016

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

I had previously seen an adviser about transferring my pensions, but he only seemed interested in annuties. That wasn't what I wanted, so I looked elsewhere.

How has Chandan Hinduja helped you?

Chandan listened to what I wanted and had a look at what my pensions were worth. He then took me through my financial needs and explained my options, and helped me find the one that suited me best. He did all the work to transfer the pensions into investments to provide growth and income for the future.

Have you seen the outcome you were hoping for?

Yes. Instead of giving up my money for a limited guarantee annuity, it was put into a drawdown pension which preserved my capital and gave me control of it.

What could they have done better?

I found Chandon friendly and helpful. He took time to explain everything and made sure I understood it all. He was quite happy to go over something if I wasn't quite sure of it. Above all, he listened to what I wanted.

Chandan's reply

Thanks Derek, I am delighted I was able to help

First impression from a user who is not yet a client

June, 2016

Overall

Please provide a brief comment about your experience with Chandan

He took time to explain our current set up and how it might be improved. He advised on the various investing platforms available including the one he uses and why he uses the a particular platform and investment strategy.

First impression from a user who is not yet a client

May, 2016

Overall

Please provide a brief comment about your experience with Chandan

Gave me an overview of his business and the charges, should I decide to use his services. Very friendly and helpful - explained the pension options to me

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

Turned 50 last year, have had a few bits of pension provision in place but wasn't sure if it would be enough for retirement.

How has Chandan Hinduja helped you?

Chandan came to our house, completed a financial report on our pensions and has set us up with a new provider to maximise our pension pots. He will also be keeping an eye on them and reporting back to us on a yearly basis with recommendations if we need to change anything. My wife and I are very happy with the service from Chandan who has given us confidence that we will have the pension we want.

Have you seen the outcome you were hoping for?

A few years to go yet, but confident in Chandan to deliver.

What could they have done better?

Only 1 thing the marketing strategy used was ok but I think they had an automated system that emailed and text me to many times to remind me of our first meeting. ( nearly cancelled whole thing because of that) it was to much. But glad I never

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

I needed my pensions reviewed and to develop a strategy for retirement. I have had a big gap in pension contributions and help and advise was sought as to how best to make up for lost time.

How has Chandan Hinduja helped you?

Clear and concise advise. The advice was neutral and independent.

Have you seen the outcome you were hoping for?

The recommendations have been taken up and so far so good.

What could they have done better?

No suggestions are needed at this stage

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Failure to pay in enough money over our working lives to provide for a suitable pension on retirement.

How has Chandan Hinduja helped you?

Sound advice and forecasts for the future.

Have you seen the outcome you were hoping for?

Not yet, but we are in it for the long term.

What could they have done better?

Markets are volatile at present so we couldn't expect much more from our advisor. Hopefully he will steer us in the right direction over the next 12 months to avoid any serious impact on our pension pots.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

Cold Call made me think I should plan ahaead.

How has Chandan Hinduja helped you?

Set up new pension scheme.

Have you seen the outcome you were hoping for?

still early days.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

not satisfied with previous IFA.

How has Chandan Hinduja helped you?

Enabled us to reduce costs and maximise income from our assets.

Have you seen the outcome you were hoping for?

on income front yes.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

To review my pension.

How has Chandan Hinduja helped you?

He looked at how the pensions were performing and advised what the best course of action should be.

Have you seen the outcome you were hoping for?

No but only due to poor markets in 2016.

What could they have done better?

I am not sure that he could have done better under the circumstances but I am prepared to continue using his services and hope that there is a turned around in fortunes

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Leicestershire

What were the circumstances that caused you to initially look for an adviser?

To attempt to maximise my pension investments on the run up to retirement. I was initially approached by a service provider/marketing agency who recommended him to me.

How has Chandan Hinduja helped you?

he advised me with respect to combining my various pension funds into a single plan with better returns. The advice was straight forward and given in a manner which was easily understandable. The various returns and risks were explained clearly and succinctly. In addition he recommended an alternative ISA savings scheme which should also maximise my return within the risk profile I was prepared to accept.

Have you seen the outcome you were hoping for?

It is too early yet to assess whether the products he recommended will perform to expectations. However, I am happy with the recommendations and actions that I took at this stage.

Chandan's reply

Thanks Paul, I am glad I was able to assist you

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

I was called by a third party.

How has Chandan Hinduja helped you?

Advising on where to put funds for best returns, took care of all the paperwork.

Have you seen the outcome you were hoping for?

Only been in for 6 months.

Review from verified client

March, 2016

Overall

Advice

Value

Service

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

Review of various pension plans held.

How has Chandan Hinduja helped you?

By combining plans and choosing a good provider.

Have you seen the outcome you were hoping for?

Ongoing.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

wanted to know that i had the best pension option.

How has Chandan Hinduja helped you?

transferred my pension to a better provider.

Have you seen the outcome you were hoping for?

n/a.

What could they have done better?

Nothing

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

Review of various pensions with a view to maximising potential growth and portfolio protection.

How has Chandan Hinduja helped you?

Chandan did an in depth analysis of available funds and shortlisted those that best met my individual criteria.

Have you seen the outcome you were hoping for?

I was clear and happy with the proposed selections. Chandan is on hand if I have any queries.

What could they have done better?

Nothing, Chandan took the time to explain things clearly and discuss each option.

Chandan's reply

Thanks Jonathan for taking the time out to write the review

Review from verified client

February, 2016

Overall

Service

Advice

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

Cold csller.

How has Chandan Hinduja helped you?

Changed my pension and trust fund.

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

No very happy with info and Chandan quick response to my questions

Chandan's reply

Thanks Leon

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

review my pension.

How has Chandan Hinduja helped you?

found me better plans after reviewing my policies.

Have you seen the outcome you were hoping for?

early days yet.

Chandan's reply

Thanks Tony

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

I wanted to consolidate and have a general health check on my pension status.

How has Chandan Hinduja helped you?

He transferred an old pension into a better performing fund and gave me advise on my other existing pots.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing, I received very good advice and it was an overall great experience dealing with Chandan. i will use him again when next I seek financial advice.

Chandan's reply

Thanks Nick, It was a pleasure to assist you

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

Change I pension law.

How has Chandan Hinduja helped you?

Consolidate pensions and reduce costs.

Have you seen the outcome you were hoping for?

on the whole yes. One pension would cost to much to change.

What could they have done better?

I can not think of anything

Chandan's reply

Thanks Andrew for taking the time out to leave a review, happy to have been of help.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Berkshire

What were the circumstances that caused you to initially look for an adviser?

I knew there were changes and needed someone to explain them.

How has Chandan Hinduja helped you?

Brought clarity to my confusion.

Have you seen the outcome you were hoping for?

very happy with service, left feeling happy and less confused.

What could they have done better?

no

Chandan's reply

Thanks Ross for taking the time out to leave a review.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

need to look out for your retirement.

How has Chandan Hinduja helped you?

chandan was very helpful . He explained every thing to me in detail in a way that I could understand. He helped me get a new plan together .

Have you seen the outcome you were hoping for?

YES SEEN A BETTER PLAN THAN THE ONE I HAD.

What could they have done better?

NOTHING VERY PLEASED WITH EVERY THING

Chandan's reply

Thanks Steven

First impression from a user who is not yet a client

August, 2015

Overall

Please provide a brief comment about your experience with Chandan

Still early days, I have yet to meet in person, but the introduction over the phone and the brief but honest and concise advice over the phone reassured me that Chandan seems trustworthy, knowledgeable and helpful. So I will certainly be using his services in the future.

First impression from a user who is not yet a client

May, 2015

Overall

Please provide a brief comment about your experience with Chandan

Chandan Hinduja has not contacted me

First impression from a user who is not yet a client

March, 2015

Overall

Please provide a brief comment about your experience with Chandan

Chandan did display excellent, high professionalism during his contact with us which would produced grate deal of benefits for all the parties. It's time to build up better relationship. We Look forward to work with Chandan !!...

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Hertfordshire

How has Chandan Hinduja helped you?

Thoughtful, responds quickly, takes the time when necessary to explain things thoroughly, provides practical, realistic advice.

What could they have done better?

Can't think of anything at the moment.

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Hertfordshire

How has Chandan Hinduja helped you?

He his very good at getting the best for you

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Middlesex

How has Chandan Hinduja helped you?

He is trustworthy, informed and reliable and always available for advice. He tailored his decisions to my financial needs and preferences. In addition, his presentation & communication of the various options for my retirement plan was clear & detailed.

What could they have done better?

A simple cheat sheet indicating all the relevant personal documents that are required for the relevant options for each service provide would have been valuable.

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in London

How has Chandan Hinduja helped you?

I am absolutely delighted with the service that Chandan has provided me. It is reassuring to know that I am working with a trusted and highly competent financial advisor who is helping me reach the goals I want without pushing his own agenda. He is knowledgeable and trustworthy, and really took the time to get to know my long term financial needs. What really impressed me was the way he took the time to get a feeling for where I was at, his depth of knowledge, lateral thinking and common sense approach. After several meetings with Chandan, I took on his recommendations and here I am 3 years on extremely pleased with the decision I made. He has always explained everything thoroughly and I have never felt uncomfortable asking stupid questions or expressing an opinion. Chandan is always contactable, courteous and helpful and I highly recommend him.

What could they have done better?

To continue to guide me in the right direction.

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Middlesex

How has Chandan Hinduja helped you?

Chandan came across as very knowledgeable in all our discussions/meetings. I found him to be very flexible yet professional in all his dealings. He came across as a very trustworthy financial advisor and was able to answer all my queries and address all my concerns promptly. He did thorough research and presented me with the best suited options and I was happy to proceed with his advice. I look forward to continued professional relationship with Chandan in the years to come.

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Middlesex

How has Chandan Hinduja helped you?

Chandan is extremely well versed with current market developments and has well thought out forward looking views of financial markets and regulatory developments which makes him give excellent advice regarding financial planning. He always has his clients best interest and risk appetite in mind. He did not hesitate to outline risks in my pre-thought investment strategies. In addition, he is very diligent in understanding my retirement plans and provide advice according rather than shelling out ready-to-made off the shelf recommendations that other advisors have made in the past. I look forward to working with him for years to come.

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Avon

How has Chandan Hinduja helped you?

Chandan listened very carefully and went through my financial history with a fine tooth comb . He then promptly explained where i had being given bad advise in the past and helped me understand what we needed to put in place in order to correct these issues.

What could they have done better?

He was very clear about any information regarding any of the financial issues and could not be more helpful.

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Berkshire

How has Chandan Hinduja helped you?

Chandan is very well versed with the Mortgage market and is ably equipped to provide valuable advice in terms of the best suited mortgage product based on an individual's conditions. Very good after service as well - with proper follow up .

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Middlesex

How has Chandan Hinduja helped you?

Chandan communicates clearly and concisely. He breaks down the financial jargon and explains things in a way that is easy to understand. He was knowledgeable on any of the services and products I asked him about and answered everything satisfactory manner.

What could they have done better?

The whole process from advising and the actual plan being in place has taken a lot longer than expected. I am not sure if this is something Chandan could have pushed harder as I am at the behest of Insurance companies.

Review from verified client

January, 2015

Overall

Advice

Service

Value

Based in Middlesex

How has Chandan Hinduja helped you?

Chandan is very thorough with his knowledge of financial products and services. Chandan provided me with comprehensive insight on mortgage and equity release options and prepared a detailed financial planning report outlining what options I had to protect myself from the debts in case of any unexpected events. Chandan also gave me good insight retirement and will planning options, which gave me the confidence that he has knowledge across varied financial products and services. Chandan is very approachable and responds back to my email queries within 2 hours. He's always ready to make time to meet me to suit around my timings, including evenings and weekends. I highly recommend Chandan for his professionalism, technical knowledge and warm personality.

Review from verified client

January, 2015

Overall

Advice

Service

Value

Based in London

How has Chandan Hinduja helped you?

Chandan is very responsive to questions and presents often complicated information in an easy to understand and clear format. I value his advise and recommendations greatly and my portfolio has preformed well for me over the last two years.

Review from verified client

January, 2015

Overall

Advice

Service

Value

Based in Buckinghamshire

How has Chandan Hinduja helped you?

Excellent knowledge.Under no pressure or obligation. Totally hassle free and pleasant experience.

What could they have done better?

All my doubts and questions were dealt with. My experience leaves nothing to say regardgng any constructive feedback.

Review from verified client

January, 2015

Overall

Advice

Service

Value

Based in Hertfordshire

How has Chandan Hinduja helped you?

Chandan was punctual , polite,helpful,understanding and committed to the cause of doing his utmost to help you in your best way of making your pension and savings prosper and grow, if in need of assistance he is only a phone call away as was proven the other morning when i had an issue , he sorted it immediately for me proving that he is committed to the cause.

What could they have done better?

how can you improve what i define as spot on ? you can't.

Review from verified client

July, 2014

Overall

Advice

Service

Value

Based in London

How has Chandan Hinduja helped you?

Chandan does his best to understand personal conditions and attitude to risk in order to propose the type of investment that is best suited. I particularly like the fact that he is keen to give his opinion on the markets (both positives and negatives) and is flexible in his approach. Altogether, it definitely inspires the necessary trust in putting him in charge of my portfolio. His very approachable personality and availability also contribute to making Chandan a pleasure to work with.

What could they have done better?

With his enthusiasm to share his views and recommendations, Chandan sometimes forgets to do a recap of the most important points to take out. For anyone who is not so familiar with the financial world this would make the advice easier to understand and more compelling.

Review from verified client

June, 2014

Overall

Advice

Service

Value

Based in London

How has Chandan Hinduja helped you?

He explains clearly his recommendations and alternatives and answers my queries and concerns with any further information I feel I need.

What could they have done better?

I cannot at the moment think of any improvements I would wish for.

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Staffordshire

How has Chandan Hinduja helped you?

Excellent person centred approach, very professional and thorough