Nick Dutton

Review from verified client

May, 2024

What were the circumstances that caused you to initially look for an equity release adviser?

to stay here

How has Nick Dutton helped you?

by doing his job brilliantly

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing

First impression from a user who is not yet a client

May, 2024

Please provide a brief comment about your experience with Nick

Nick has taken us through the application process,helped us through a couple of difficult issues and pushed strongly for completion of our equity release. Nick has been available whenever required to answer questions or more importantly “rattle cages” where needed. Overall an excellent experience, with a positive attitude linked to it.

Review from verified client

April, 2024

What were the circumstances that caused you to initially look for an equity release adviser?

I wanted to stay in my long term family home.

How has Nick Dutton helped you?

To say Nick helped is an understatement. My situation was complex and required a dedicated effort to resolve it. Nick Dutton was an invaluable support and expert guide to resolve a very difficult situation. I and my family thank him sincerely for his efforts on our behalf.

Have you seen the outcome you were hoping for?

Absolutely ! we are able to stay in our family home and avoided a very costly and uncertain future had it not been resolved by Nick.

What could they have done better?

The situation was completely resolved to our satisfaction.

Review from verified client

March, 2024

What were the circumstances that caused you to initially look for an equity release adviser?

To pay off my existing mortgage using equity release

How has Nick Dutton helped you?

Nick has walked me through the stages of equity release from start to finish

Have you seen the outcome you were hoping for?

Yes I have

What could they have done better?

Absolutely nothing , it was all 1st class

Review from verified client

February, 2024

What were the circumstances that caused you to initially look for an equity release adviser?

husband gone into expensive alzheimer's care home and need for eq;uity release funding

How has Nick Dutton helped you?

he has give us far more time than we expected of an advisor and has helped a difficult family situation into conclusion

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing

Review from verified client

January, 2024

What were the circumstances that caused you to initially look for an equity release adviser?

To save inheritance tax

How has Nick Dutton helped you?

He was extremely efficient and reassuring.

Have you seen the outcome you were hoping for?

Time will tell.

What could they have done better?

In my view Nick could have done no better

Review from verified client

January, 2024

What were the circumstances that caused you to initially look for an equity release adviser?

Exploring the different options for equity release in the future.

How has Nick Dutton helped you?

He explained very clearly the different forms available and the pros and cons of them.

Have you seen the outcome you were hoping for?

Not yet.

What could they have done better?

Nothing

Review from verified client

January, 2024

What were the circumstances that caused you to initially look for an equity release adviser?

To provide me with stress free retirement

How has Nick Dutton helped you?

Obtained the edit release Life Time Buy on my property

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

Nothing that was within the realms of nick’s control. His service was second to none through the very long process

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

We moved house and the new property required considerable renovations.

How has Nick Dutton helped you?

My Equity Release Lifetime Mortgage has just completed, I would like to thank Nick Dutton and his team at Laterliving for professional way this process has been handled. My conversations with Nick in particular have been great, he has explained in detail all the ramifications regarding Equity Release and whether it was right for my wife and I, Nick was very professional, but he also cared, there was never any pressure and he was always available for any further information we required. I would have no hesitation in recommending this company.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

November, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

Looking for equity release on behalf of my elderly Mother

How has Nick Dutton helped you?

Nick was our advisor in the whole, otherwise rather complex process. He made everything understandable, and took a lot of time to explain the pros and cons of the various options available.

Have you seen the outcome you were hoping for?

Yes, the process has now been completed and Mum feels so much better to be financially secure again. Excellent job.

Review from verified client

November, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

It was the only way we could complete the payment of our existing mortgage

How has Nick Dutton helped you?

He gave easily understandable advice, kept in touch throughout the process and led us through where required

Have you seen the outcome you were hoping for?

Yes we have completed the process

What could they have done better?

Nothing that I’m aware of

Review from verified client

September, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

To release money tied up in our home

How has Nick Dutton helped you?

Nick has explained clearly everything we needed to know and has been extremely helpful

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

August, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

Needed to help out a family member

How has Nick Dutton helped you?

Nick was brilliant throughout the whole process. He was always available to answer the many questions we needed answered. His advice was second to none

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Yes

Review from verified client

July, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

To extend our property

How has Nick Dutton helped you?

By researching products and suggesting suitable ones

Have you seen the outcome you were hoping for?

Not yet

What could they have done better?

No

Review from verified client

July, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

I am over 70 and have no dependants. Having spent a lifetime of being very financially careful - it made sense for me to go down the equity release route to acquire and improve my dream home both of which were made possible with Nick’s expertise and excellent advice.

How has Nick Dutton helped you?

Nick gave me very sound advice regarding cash flow and extremely good options regarding equity release. Nick made sure the advice he gave me was sound and detailed. I am so grateful for Nick’s valued advice.

Have you seen the outcome you were hoping for?

Yes Definitely! I am now living in my dream home and enjoying every minute of it.

What could they have done better?

Absolutely nothing !

Review from verified client

June, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

Needed to release finance

How has Nick Dutton helped you?

Good advice and help. Feel I could trust him.

Have you seen the outcome you were hoping for?

Hopefully

What could they have done better?

Nothing

Review from verified client

June, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

Needed advice and Nick was recommended to us . Having experienced many advisors during a long business career I felt very comfortable with Nick and his approach

How has Nick Dutton helped you?

Very clear plan and close personal involvement

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Very satisfied

Review from verified client

June, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

To release funds to pay off mortgage

How has Nick Dutton helped you?

Nick helped us through the whole process and always answered any questions we had.

Have you seen the outcome you were hoping for?

We are really happy with the outcome

What could they have done better?

We feel Nick was always helpful and achieved the best outcome for us.

Review from verified client

June, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

Being able to pay off my remaining mortgage

How has Nick Dutton helped you?

Nick talked me through the whole process.

Have you seen the outcome you were hoping for?

Yes, Nick managed to find me a suitable deal

What could they have done better?

Nick was clear & upfront, he couldn’t have done much better!

Review from verified client

June, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

I am soon to retire and I need to update my home

How has Nick Dutton helped you?

Nick took the time to explain everything and made sure my daughter was in agreement which she is. I can always call him anytime I need advice.

Have you seen the outcome you were hoping for?

Yes. More than I hoped for and knowing I can call Nick for further advice means I don’t have to worry about anything

What could they have done better?

Nick couldn’t have done better. He is first class

Review from verified client

May, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

Needed to release some funds for home improvement

How has Nick Dutton helped you?

Arranged a sum of money to be released from my home

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/A

Review from verified client

May, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

Being retired and having a mortgage coming to an end, we sought best advice as to options and way forward

How has Nick Dutton helped you?

Nick was very helpful, patient, gave sound advice and was available to answer any questions. The whole process was overseen by him and made much better.

Have you seen the outcome you were hoping for?

Yes. Then and now

What could they have done better?

Nick was very professional and has continued to be so.

Review from verified client

May, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

Previously started applying for equity release to release some funds to help out sons with deposits for house purchases but didn’t carry on as my husband was diagnosed with terminal cancer . Made contact with nick after my husband passed away to carry on with the application

How has Nick Dutton helped you?

Honest advise and supportive through out the process with no pressure at all

Have you seen the outcome you were hoping for?

Definitely

What could they have done better?

Nothing was too much trouble for nick to help with. Fantastic and honest

Review from verified client

April, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

We needed to find sufficient capital to allow us to make some changes in our home.

How has Nick Dutton helped you?

He was recommended by a colleague as we were unsure if we were doing the right thing to raise the capital needed.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I can't think of anything that he could have done better.

Review from verified client

April, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

Wanting to remain in my family home rather than moving but to do so it needed total renovation and updating.

How has Nick Dutton helped you?

Good sound advice. Always available and friendly response. Nothing too much trouble for him.

Have you seen the outcome you were hoping for?

Oh yes. Very pleased with work that's been done. I love it. It wouldn't have happened without Nick's advice.

Review from verified client

April, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

He was recommended

How has Nick Dutton helped you?

He arranged my equity release mortgage

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, it was a protracted transaction and Nick solved all the problems with a very difficult bank.

Review from verified client

April, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

I wished to at least maintain, if not improve, my life style in my later years. [ I am 77 years old ] Realising some of the assets locked in my house was the best way to do that.

How has Nick Dutton helped you?

Nick gave me excellent advice about the options I had; and guided me carefully through the process.

Have you seen the outcome you were hoping for?

I have achieved everything I hoped for.

What could they have done better?

Nothing.

Review from verified client

April, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

Help with retirement

How has Nick Dutton helped you?

He arranged for my equity release

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing

Review from verified client

April, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

To release some money from our main residence to allow for Medical care, Holidays, and vehicles

How has Nick Dutton helped you?

By discussing the best way forward of what would be required now, and the future.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/A

Review from verified client

April, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

Wanted to enjoy our retirement more and do more to the house.

How has Nick Dutton helped you?

Advised us all along the equity release route.

Have you seen the outcome you were hoping for?

Definitely.

What could they have done better?

Nothing

Review from verified client

April, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

I needed to release equity from my home to clear outstanding debts and home improvements.

How has Nick Dutton helped you?

He guided me from start to finish, understood my needs, extremely professional and found me a brilliant interest rate.

Have you seen the outcome you were hoping for?

Absolutely. Totally satisfied

What could they have done better?

Nothing at all. Everything was smooth and efficient.

Review from verified client

April, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

Wish to secure a lifetime mortgage

How has Nick Dutton helped you?

Always patient and generous of his time, my circumstances changed rather dramatically during this period and Nick was relentless in pursuing the best option for me, and in explaining my choices and their different consequences. Would recommend him unreservedly

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nil

Review from verified client

April, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

Wanted to sort our finances and was looking at all areas

How has Nick Dutton helped you?

Listened to what we wanted to achieve and his knowledge and advice helped us make the right decision for us

Have you seen the outcome you were hoping for?

Most definitely

What could they have done better?

I can’t think of anything we had good advice and all our questions answered

Review from verified client

April, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

Unable to afford required lifestyle on pension

How has Nick Dutton helped you?

By releasing equity from our current property

Have you seen the outcome you were hoping for?

We have

What could they have done better?

Delighted with the given service

Review from verified client

April, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

We wanted to provide a substantial deposit for our only child to buy her own property.

How has Nick Dutton helped you?

Nick took us through the whole process and was indefatigable in dealing with all our questions.

Have you seen the outcome you were hoping for?

The daughter has a lovely flat in London and we are secure for life in our property that she will eventually inherit minus the equity embedded in her own place.

What could they have done better?

I honestly don't think we could have secured a better deal and certainly the guidance was all we could have wished for.

Review from verified client

April, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

Needed to fund a relative's mortgage deposit

How has Nick Dutton helped you?

Researched providers to find those that met our needs

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

All good

Review from verified client

March, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

It is too long to explain. Just needed a good advice and Nick gave it to me.

How has Nick Dutton helped you?

Yes he did. Very happy with his service, expertise and friendliness. Wish there were more people like him around. He explained every pros and cons and supported me all the way.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing!

Review from verified client

March, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

I was looking for a good equity release plan. It is a very difficult decision to make, and I contacted Nick Dutton since he had given me excellent advice some years earlier which gained my trust in his approach.

How has Nick Dutton helped you?

He discussed in detail my personalised circumstances and requirements, and after considerable research he found a plan which suited my requirements. He supported the process from start to finish.

Have you seen the outcome you were hoping for?

Yes, completely.

What could they have done better?

Nothing.

Review from verified client

March, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

My wife and I wanted to look at the available options, for a lifetime mortgage.

How has Nick Dutton helped you?

Nick demonstrated his knowledge of the market place and guided us to the best available service. Always explaining his rationale in plain English, at all touch points. He provided a solid platform, from where we could make qualified decisions.

Have you seen the outcome you were hoping for?

Yes indeed, 100%.

What could they have done better?

Nothing.

Review from verified client

March, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

Release equity

How has Nick Dutton helped you?

Nick helped us achieve exactly what we wanted

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, Nick was very thorough and clear, explained each and every step

Review from verified client

March, 2023

What were the circumstances that caused you to initially look for an equity release adviser?

simple wish to release equity in a situation where we have no heirs and successors and our estate goes to charity.

How has Nick Dutton helped you?

With timely realistic advice, offered with great courtesy and good humour. We've dealt with Nick now for several years and he has establish a bond of trust. We know we can always rely on him to tell it like it is. He's a through-and-through professional in all his dealings.

Have you seen the outcome you were hoping for?

Yes, 100%

What could they have done better?

Nothing!!!!