Martin Cotter

Review from verified client

May, 2016

What were the circumstances that caused you to initially look for an adviser?

trying to invest sensibly.

How has Martin Cotter helped you?

personal consultation, discussion of options.

Have you seen the outcome you were hoping for?

yes.

What could they have done better?

all questions were answered, thank you

Review from verified client

May, 2016

What were the circumstances that caused you to initially look for an adviser?

I needed an Adviser that would provide me with professional and quality advice regarding my pension, general investment funds and ISA's.

How has Martin Cotter helped you?

Martin Cotter looked at a number of ways of how my funds could be invested and provided me with a plan for a Wrapper / Platform account. This has worked out extremely well for me, I am delighted.

Have you seen the outcome you were hoping for?

and more!!!!!!!!.

What could they have done better?

In my view Martin Cotter has done everything that I could have asked for.

Review from verified client

May, 2016

What were the circumstances that caused you to initially look for an adviser?

Always handled my own affairs but felt I was getting out of my depth. I was correct.

How has Martin Cotter helped you?

Martin totally understood what I was trying to achieve. Martin explains things with clarity ,in a precise , jargon free way which is easy to understand.

Have you seen the outcome you were hoping for?

My affairs have never been in better order than they are now. Due to the cutting edge, legal and financial planning advice I am given, combined with Martins proactive nature means I am now totally confident and relaxed about the future.

What could they have done better?

Nothing.

Review from verified client

May, 2016

What were the circumstances that caused you to initially look for an adviser?

suddenly came into some fairly substantial money.

How has Martin Cotter helped you?

Martin took the time to get to know me, my family, my circumstances. Very approachable and very smart. My correspondence was always answered in very good time. Friendly staff.

Have you seen the outcome you were hoping for?

yes.

Review from verified client

May, 2016

What were the circumstances that caused you to initially look for an adviser?

I was looking for advice on investments for the future as a result of selling my company.

How has Martin Cotter helped you?

Martin Cotter gave me advice understanding my existing and long-term requirements .

Have you seen the outcome you were hoping for?

I am fairly happy and honestly believe that Martin and his team give me H personal attention to my particular needs.

What could they have done better?

Very difficult to be negative. I suppose that a little more hands on when funds that I hold need changing but understand that is a difficult task to be critical about. Overall I am satisfied with the attention I receive

Review from verified client

May, 2016

What were the circumstances that caused you to initially look for an adviser?

I was looking for someone to build me a pension plan and Martin was recommended to me 25 years ago.

How has Martin Cotter helped you?

Martin has looked after my pension for the last 25 years and my financial investment for the last 5 years.

Have you seen the outcome you were hoping for?

I have seen my investment and pension grow year on year.

What could they have done better?

More regular contact require

Review from verified client

May, 2016

What were the circumstances that caused you to initially look for an adviser?

Needed good advice.

How has Martin Cotter helped you?

Provided answers to my questions, offerred suggestions.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

May, 2016

What were the circumstances that caused you to initially look for an adviser?

My previous Financial Advisor had lost me a lot of money and advised me poorly.

How has Martin Cotter helped you?

He helped me to reclaim money on a missold pension that brought me back to financial solvency from a very tough situation.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I don't think he could have done anything better. He believed in my case and worked incredibly hard to get a successful outcome.

Review from verified client

April, 2016

What were the circumstances that caused you to initially look for an adviser?

Have used a number of financial advisers over the last 20 years or so and Lumin Wealth offers by far the best combination of value and service - I understand that there will always be something to pay but feel the Lumin fees offer good value considering the advice and service I have received.

How has Martin Cotter helped you?

He helped sort out a very complex and widely spread portfolio of investments including shares bonds MIPS pensions ISAs etc - plus most importantly helped focus our minds on how to actually enjoy some of it with income and pension planning.

Have you seen the outcome you were hoping for?

So far yes it has worked well.

What could they have done better?

Am happy with the advice I have received so far - not sure they could do anything differently

Review from verified client

April, 2016

What were the circumstances that caused you to initially look for an adviser?

I was unhappy with my previous Financial advisor.

How has Martin Cotter helped you?

rearranged my pension and reveiwed my savings and isa funds.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

No The plans were tailor made to my needs and the risks i was prepared to take.

Review from verified client

April, 2016

What were the circumstances that caused you to initially look for an adviser?

I wanted unbiased and independent advice with my pensions and ISA investments.

How has Martin Cotter helped you?

I've been very pleased with the yields that Max has achieved. If I need any financial advice of any kind I ring or arrange a meeting with Max. He's never let me down.

Have you seen the outcome you were hoping for?

Very much so.

Review from verified client

April, 2016

What were the circumstances that caused you to initially look for an adviser?

I needed to invest for my future and therefore needed a qualified Financial adviser.

How has Martin Cotter helped you?

Martin listened to my needs and what I was expecting from my investments and then advised me on the best investment strategy to help deliver my expectations.

Have you seen the outcome you were hoping for?

Yes, I have seen the outcome I was hoping for.

What could they have done better?

I really cannot think of anything else Martin and his team could have done better. He protected my investment during the 2007/2008 crash and has always appeared to be slightly ahead of the curve, giving me a certain degree of calm during troubled global shifts in the markets.

Review from verified client

April, 2016

What were the circumstances that caused you to initially look for an adviser?

Long term pension planning.

How has Martin Cotter helped you?

With strategic advice leading to setting up a SIPP and then detailed conversations about investment strategies.

Have you seen the outcome you were hoping for?

Yes. My targets have been achieved with careful balancing of risk and returns.

What could they have done better?

One or two decisions could have been executed a little sooner, but this is a minor point.

Review from verified client

April, 2016

What were the circumstances that caused you to initially look for an adviser?

Updating and reviewing current situation.

How has Martin Cotter helped you?

Discussed it thoroughly and acted quickly.

Have you seen the outcome you were hoping for?

Yes.