Reviewed for

Insurance and Protection ( 30 )

Mortgages ( 159 )

Pensions ( 1 )

Equity Release ( 4 )

Reviewers' assets

£500k+ ( 3 )

£200k - £500k ( 5 )

£100k - £200k ( 7 )

£50k - 100k ( 9 )

Up to £50k ( 78 )

Client reviews

First impression from a user who is not yet a client

February, 2024

Overall

Please provide a brief comment about your experience with James

Totally nil service

First impression from a user who is not yet a client

February, 2024

Overall

Please provide a brief comment about your experience with James

Very helpful and informative!

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in Dumfriesshire

What were the circumstances that caused you to initially look for an adviser?

We contacted james in regards to get mortgage for a second home.

How has James McQuistin helped you?

James was really polite and friendly and nothing was a problem and explained everything clearly about the Morgage payments and insurances.

Have you seen the outcome you were hoping for?

We got we were hoping and he Stays in touch.

What could they have done better?

Nothing.

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in West Lothian

What were the circumstances that caused you to initially look for an adviser?

Mortgage Advice

How has James McQuistin helped you?

James has been brilliant and always appears to be at the end of the phone no matter the size of the query at hand. James continually goes above and beyond and has a real understanding of the size of the transactions from a customer lens when it comes to moving house. Often, in my experience, professionals can view it as a transaction and treat it as such, not keeping the customer in the loop and creating unnecessary anxiety.

Have you seen the outcome you were hoping for?

Not only have I seen the outcome I was looking for but more often than not, better than I was looking for - once, we had a mortgage agreed and I was happy with the outcome, it would have been easy for James to think, job done. But no, James continue to look and came back to me with a better deal saving me significantly each month.

What could they have done better?

In my experience, I've been delighted with everything and had no issues.

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in Wigtownshire

What were the circumstances that caused you to initially look for an adviser?

Looking for a mortgage as I was moving house

How has James McQuistin helped you?

Help impartially advised and took time to explain at the very level

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I don’t think so

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in Fife

What were the circumstances that caused you to initially look for an adviser?

Would have had difficulty getting mortgage due to age

How has James McQuistin helped you?

Managed to get me a mortgage despite age

Have you seen the outcome you were hoping for?

Yes

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in Fife

What were the circumstances that caused you to initially look for an adviser?

Needed someone to look for best offer out there.

How has James McQuistin helped you?

James service was amazing he was great at communicating. Nothing was a hassle for him.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing James was fab.

First impression from a user who is not yet a client

July, 2023

Overall

Please provide a brief comment about your experience with James

Fast response and good advice received.

First impression from a user who is not yet a client

June, 2023

Overall

Please provide a brief comment about your experience with James

Was extremely helpful and very easy to deal with. Got us exactly what we were looking for. Thank you James.

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in Fife

What were the circumstances that caused you to initially look for an adviser?

Moving to a bigger more expensive home.

How has James McQuistin helped you?

This is the second time I have used James and both times he has gone the mile for us. It’s a difficult time right now to get a good mortgage deal and that’s exactly what James managed for us.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing.

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in Inverness-shire

What were the circumstances that caused you to initially look for an adviser?

We were looking for a mortgage.

How has James McQuistin helped you?

The property we were interested in was very popular, so James was brilliant at arranging a mortgage offer very swiftly in order that we could put in an offer on the property. He also managed to get our mortgage application over the line when our offer was accepted, right before the rates went up! We're very grateful to him for acting so swiftly on both accounts.

Have you seen the outcome you were hoping for?

Yes, we did. We have the keys to our new property and can't wait to move in!

First impression from a user who is not yet a client

March, 2023

Overall

Please provide a brief comment about your experience with James

Super helpful and great advice!

Review from verified client

February, 2023

Overall

Advice

Service

Value

Based in Dumfriesshire

What were the circumstances that caused you to initially look for an adviser?

To receive the best advice and deals on my mortgage

How has James McQuistin helped you?

James secured us an affordable and ideal mortgage which consisted of everything we needed. James made the process easy and stress free

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing James has went above and beyond

First impression from a user who is not yet a client

February, 2023

Overall

Please provide a brief comment about your experience with James

Got in touch quickly and gave frank and helpful advice with no pressure to take on a specific mortgage or not. Really happy with the chat with him.

First impression from a user who is not yet a client

October, 2022

Overall

Please provide a brief comment about your experience with James

Was very professional and he has a lot of experience behind him. He never once showed impatience no matter how silly my question. That's the kind of person you need to advise for mortgages. I wish him all the best.

First impression from a user who is not yet a client

August, 2022

Overall

Please provide a brief comment about your experience with James

Knowledgeable, professional and friendly. I've applied for the mortgage now - hopefully it comes through.

First impression from a user who is not yet a client

July, 2022

Overall

Please provide a brief comment about your experience with James

Gave friendly honest advice, would happily deal with him again.

First impression from a user who is not yet a client

July, 2022

Overall

Please provide a brief comment about your experience with James

Interactions with James have been smooth and straightforward, and he works really fast! Proposed some really good deals that fitted my needs.

First impression from a user who is not yet a client

June, 2022

Overall

Please provide a brief comment about your experience with James

Very friendly and helpful adviser who could explain things in laymen's terms.

First impression from a user who is not yet a client

May, 2022

Overall

Please provide a brief comment about your experience with James

Very knowledgeable, sorted everything out for me. Great service.

Review from verified client

May, 2022

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

I wished to release some of the equity in my property and knew that I needed truly independent financial advice before I did so.

How has James McQuistin helped you?

James carried out a thorough examination of my financial circumstances and then matched me up with a suitable lender. He kept in communication with me throughout the whole process and was an absolute pleasure to deal with, simplifying what could have been an extremely stressful process.

Have you seen the outcome you were hoping for?

Yes, despite some complexities caused by my property, the process was concluded successfully and I have secured a very competitive deal.

What could they have done better?

I really cannot think of anything.

First impression from a user who is not yet a client

February, 2022

Overall

Please provide a brief comment about your experience with James

James was pleasant and informed, put me at ease and talked me through everything step by step, laid out my options in a very clear way!

First impression from a user who is not yet a client

February, 2022

Overall

Please provide a brief comment about your experience with James

James is helpful, knowledgeable and we always get a prompt response.

First impression from a user who is not yet a client

January, 2022

Overall

Please provide a brief comment about your experience with James

Excellent. James is knowledgable, he listens and is responsive

First impression from a user who is not yet a client

August, 2021

Overall

Please provide a brief comment about your experience with James

Still ongoing in the process with James, but he was really prompt with getting in touch and comprehensive in his explanation of what we need to do as first time buyers.

First impression from a user who is not yet a client

July, 2021

Overall

Please provide a brief comment about your experience with James

Very clear and detailed.

Review from verified client

July, 2021

Overall

Advice

Service

Value

Based in West Lothian

What were the circumstances that caused you to initially look for an adviser?

Looking for the best mortgage we could get for moving on to our new house.

How has James McQuistin helped you?

He sorted it out. There were some issues to go with and James kept us on the right path and took most of the stress off of us.

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

Nothing

First impression from a user who is not yet a client

June, 2021

Overall

Please provide a brief comment about your experience with James

He listened and did a fantastic job

First impression from a user who is not yet a client

May, 2021

Overall

Please provide a brief comment about your experience with James

Excellent and responsive.

Review from verified client

May, 2021

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Required a new mortgage to buy a new house

How has James McQuistin helped you?

Budget, mortgage, kind of mortgage, term etc

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Met in person (probably not possible due to covid)

First impression from a user who is not yet a client

May, 2021

Overall

Please provide a brief comment about your experience with James

James was extremely helpful in letting me know about how I might get started, should I want to look at buying my first house in the near and far future. He listened to my situation and offered his help the whole way through the process. I'm looking at my finances over the next six months and hope to come back to James with a clearer plan for moving forward, then.

Review from verified client

May, 2021

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Moving house. Looking forward the best mortgage option for us.

How has James McQuistin helped you?

He was always very prompt with replies, was knowledgeable and able to offer good guidance on our best options. We required a few Decision in principle documents before we got an offer accepted. He was always very organised with sorting our paperwork etc

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nil. We would highly recommend James

Review from verified client

May, 2021

Overall

Advice

Service

Value

Based in Dumfriesshire

What were the circumstances that caused you to initially look for an adviser?

Initially James was recommended to me for advice, which he very kindly provided and helped me resolve the issue I was dealing with at the time in order to purchase a house.

How has James McQuistin helped you?

I returned to James to ask for his services in securing a mortgage, which was delivered very fast as efficiently, exactly as I asked.

Have you seen the outcome you were hoping for?

Yes, 100%

What could they have done better?

Nothing, the service I received was excellent. I would be happy to recommend James to anyone seeking a financial advisor.

James's reply

Many thanks for your kind words Stacy, it was a pleasure to help you

Review from verified client

April, 2021

Overall

Advice

Service

Value

Based in Wigtownshire

What were the circumstances that caused you to initially look for an adviser?

We were looking to get a mortgage for a new house

How has James McQuistin helped you?

James sorted out our mortgage and got the ball rolling really quickly

Have you seen the outcome you were hoping for?

Yes, we got the house and don’t know if we would o got the mortgage we were requiring without James’s tireless eork

What could they have done better?

Nothing

Review from verified client

April, 2021

Overall

Advice

Service

Value

Based in Dumfriesshire

What were the circumstances that caused you to initially look for an adviser?

Unfortunately my dad died and left some money, I wanted to buy a house and needed a mortgage. James was recommended to me by a work colleague

How has James McQuistin helped you?

He sourced a mortgage for me

Have you seen the outcome you were hoping for?

Yes, I was told he was very good by my colleague

What could they have done better?

Keep doing what he is doing

First impression from a user who is not yet a client

March, 2021

Overall

Please provide a brief comment about your experience with James

He was very clear on what options we have and very helpful. Completely satisfied with the information he provided!

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

First time buyer requiring guidance

How has James McQuistin helped you?

Very informative and punctual with his responses. Not once did I have to chase James up he was very reliable and helpful

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nil

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Fife

What were the circumstances that caused you to initially look for an adviser?

I was looking for a mortgage

How has James McQuistin helped you?

Provided advice and secured a mortgage

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Dumfriesshire

What were the circumstances that caused you to initially look for an adviser?

Myself and my partner had approached a financial advisor who unfortunately wasn't very helpful. After two weeks of near to nothing we felt we needed to look elsewhere. we phoned James and explained our situation. We had a morgage in agreement within 2 days and a morgage a week later.

How has James McQuistin helped you?

James was very informative and kept us up to date every step of the way. We could email/message him at anytime and he would respond. He also took away the stress of buying our first home. We just wish we had went to him initially.

Have you seen the outcome you were hoping for?

James was honest about our options and we now have a good morgage for our home.

What could they have done better?

James was great, I don't think there is anything that could be done better.

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Dumfriesshire

What were the circumstances that caused you to initially look for an adviser?

Looking to re mortgage

How has James McQuistin helped you?

James listened to my circumstances and sourced the best option for me.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

James was understanding and helpful. He explained things fully and answered any questions I had.

First impression from a user who is not yet a client

February, 2021

Overall

Please provide a brief comment about your experience with James

Easy to talk to. Helpful and upfront when it came to discussing fees

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in East Riding

What were the circumstances that caused you to initially look for an adviser?

We wanted a mortgage and I had been told if james via a colleague

How has James McQuistin helped you?

With securing a mortgage

Have you seen the outcome you were hoping for?

Yes wonderful

What could they have done better?

Nothing he was more than helpful

James's reply

Fantastic outcome ! Delighted for you both(I'll send an apology to Hermes man)

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in East Riding

What were the circumstances that caused you to initially look for an adviser?

Looking for help in securing a mortgage.

How has James McQuistin helped you?

Provided so much help and support, to a complete novice, in all aspects of what is required when trying to buy property. He has kept my wife and I up to date and aware of what is required every step of the way. He has been so patient with our queries and questions and we really can't thank him enough.

Have you seen the outcome you were hoping for?

Yes, without a doubt. James has emailed all the details and more than helped in the outcome we were hoping for.

What could they have done better?

There is not one thing that James could have done better. Honestly, he has been superb and gone far above and beyond what we were expecting & helped so much in achieving our goal.

James's reply

Many thanks for your kind words, it was a pleasure to help you achieve your dream of owning your own home.

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Wigtownshire

What were the circumstances that caused you to initially look for an adviser?

Remortgaging .

How has James McQuistin helped you?

James helped in so many ways by sound advice and persistence and I’m other ways . Tremendous .

Have you seen the outcome you were hoping for?

Yes I have had a great outcome . Very pleased .

What could they have done better?

James went above and beyond in getting my mortgage . His service was great and couldn’t of done any better .

James's reply

Many thanks for your kind words Paul, delighted to have helped you

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Mortgage application

How has James McQuistin helped you?

James processed the full application for us

Have you seen the outcome you were hoping for?

Yes, all completed Top class service from the start

What could they have done better?

Nothing He was brilliant from day 1

Review from verified client

December, 2020

Overall

Advice

Service

Value

Based in Dumfriesshire

What were the circumstances that caused you to initially look for an adviser?

I wanted to sell my house and buy another but wasn’t sure of how to go about getting another mortgage. Or even if I would get one.

How has James McQuistin helped you?

James helped me secure a mortgage, I wasn’t hopeful of this because of my credit history. But James done his very best for me.

Have you seen the outcome you were hoping for?

YES! :)

What could they have done better?

I couldn’t fault James, he was brilliant!!

Review from verified client

December, 2020

Overall

Advice

Service

Value

Based in Wigtownshire

What were the circumstances that caused you to initially look for an adviser?

I’m a first time buyer who wasn’t really clued up on where to start when looking for a mortgage.

How has James McQuistin helped you?

He basically allowed me to sit back whilst he did all the work. Nothing seemed a problem to him.

Have you seen the outcome you were hoping for?

Absolutely, everything was done and dusted far sooner than I expected.

What could they have done better?

Genuinely nothing. Everything I required was achieved with zero fuss.

Review from verified client

December, 2020

Overall

Advice

Service

Value

Based in East Lothian

What were the circumstances that caused you to initially look for an adviser?

Remortgage of property and purchase of new property

How has James McQuistin helped you?

James helped us through the whole process of purchasing our first home. We had no idea of the options available to us and James assessed our situation and came up with a solution better than we would have hoped for! We hadn’t even considered a remortgage of our existing property but when he suggested this it completely opened up our options end we got our dream house! He was quick to answer calls and dealt with my endless questions as well liaise with the bank and solicitor when it was needed. If you are a first time buyer I would highly recommend James as he will patiently guide you through the whole process.

Have you seen the outcome you were hoping for?

Yes, better than we initially hoped for.

What could they have done better?

Perhaps when comparing mortgage offers laying these out in small table in the email detailing the key points to compare.

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Wigtownshire

What were the circumstances that caused you to initially look for an adviser?

Buying a property.

How has James McQuistin helped you?

He managed to get me a mortgage.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Everything he suggested ended up with us receiving the best mortgage offer possible.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Aberdeenshire

What were the circumstances that caused you to initially look for an adviser?

Purchasing of a second home and needed to act quickly to find a product to enable us to make an offer.

How has James McQuistin helped you?

Advice on mortgage types to match our situation, applying for a decision in principle and then getting an offer from the selected lender.

Have you seen the outcome you were hoping for?

Yes. Very rapidly.

What could they have done better?

Honestly, probably nothing. I was delighted with his approach - it really matched our needs. He worked much faster than any other advisers we have had in the past. He listened carefully to our requirements and so there was no need to reiterate or correct any parameters. I would have utmost faith that James would do the same for anybody else - it really takes the stress out if you can rely on your adviser and if you can trust them to get you what you need in an efficient manner.

First impression from a user who is not yet a client

September, 2020

Overall

Please provide a brief comment about your experience with James

Did what he said in the ad. No bullshit.

First impression from a user who is not yet a client

August, 2020

Overall

Please provide a brief comment about your experience with James

The house offer fell through so did not continue with James service, but for the little time I did deal with James. James was professional, efficient, helpful and even gave me advice for the future although I was not continuing due to the house offer falling through. Would certainly look at using James services in the future.

First impression from a user who is not yet a client

August, 2020

Overall

Please provide a brief comment about your experience with James

Charges were explained when I asked for the information

Review from verified client

June, 2020

Overall

Advice

Service

Value

Based in Tyne and Wear

What were the circumstances that caused you to initially look for an adviser?

Unable to get a mortgage from two previous advisors

How has James McQuistin helped you?

Found a mortgage

Have you seen the outcome you were hoping for?

Definitely

What could they have done better?

No not at all he was amazing, I had a mortgage in less then a day. So speedy absolutely amazing

First impression from a user who is not yet a client

June, 2020

Overall

Please provide a brief comment about your experience with James

Very informative

Review from verified client

May, 2020

Overall

Advice

Service

Value

Based in Stirlingshire

What were the circumstances that caused you to initially look for an adviser?

re-mortgage on a second home

How has James McQuistin helped you?

guided me on best options on the market for my specifically

Have you seen the outcome you were hoping for?

yes, I secured the best option on market

First impression from a user who is not yet a client

May, 2020

Overall

Please provide a brief comment about your experience with James

Very good advise provided, definitely will be in touch with James. Thanks.

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Stirlingshire

What were the circumstances that caused you to initially look for an adviser?

My previous mortgage company had passed my mortgage on to a new company, which started charging me what I considered to be an extortionate rate of interest.

How has James McQuistin helped you?

I am over 70 so was very doubtful that I would be able to remortgage my house but James found a mortgage for me within days.

Have you seen the outcome you were hoping for?

The outcome was better that I had hoped for: I now have a mortgage with a rate of interest that is not much more than half what I have been paying.

What could they have done better?

I can't think of anything he could have done better. He answered all my questions in a clear and direct manner and I cannot fault him.

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in West Lothian

What were the circumstances that caused you to initially look for an adviser?

Mortgage Advice

How has James McQuistin helped you?

James has excellent knowledge and experience. Provided me with clear explanations and support in difficult times with the Coronavirus pandemic affecting business, applications and contact ect. I have been kept informed of processes throughout with instant communication.

Have you seen the outcome you were hoping for?

Yes, after a previous lender advising me I would be unable to get the mortgage I requiered, James was able to find me a better deal!

What could they have done better?

No constructive suggestions. Fantastic service. I have reccomended James to others.

Review from verified client

March, 2020

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Mortgage advice

How has James McQuistin helped you?

To get out first mortgage

Have you seen the outcome you were hoping for?

Absolutely

Review from verified client

February, 2020

Overall

Advice

Service

Value

Based in East Lothian

What were the circumstances that caused you to initially look for an adviser?

First time buyer looking to get a mortgage

How has James McQuistin helped you?

He secured a mortgage for me and advised me more generally about the whole process and was efficient, reassuring and personable.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

February, 2020

Overall

Advice

Service

Value

Based in Dumfriesshire

What were the circumstances that caused you to initially look for an adviser?

We wanted to buy a house

How has James McQuistin helped you?

James made the whole process easy and without stress very helpful

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing James was very informative

Review from verified client

February, 2020

Overall

Advice

Service

Value

Based in Dumfriesshire

What were the circumstances that caused you to initially look for an adviser?

We wanted to buy a house p

How has James McQuistin helped you?

James made the whole process easy and without stress very helpful

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

We wanted a deposit for our house by releasing equity from an existing property

How has James McQuistin helped you?

He sorted out everything!

Have you seen the outcome you were hoping for?

Yes and more. V easy

What could they have done better?

Very unusually for me I can’t fault him. He’s very responsive, replies very quickly and made it all really easy.

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in Fife

What were the circumstances that caused you to initially look for an adviser?

Expert knowledge in mortgages

How has James McQuistin helped you?

Provided sound advice and gave us options to allow us to make the best decision for us.

Have you seen the outcome you were hoping for?

Yes - the whole process was completed in days rather than the weeks I expected. Excellent service and would definitely recommend, and use again

First impression from a user who is not yet a client

December, 2019

Overall

Please provide a brief comment about your experience with James

Prompt response. We had a phone conversation to understand our situation and James was quick to respond with possibilities. We are still discussing to see whether we will progress.

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

I was selling a house in England and buying a house in Scotland.

How has James McQuistin helped you?

James found me a great mortgage deal, as well as providing expert advice on the many questions I threw at him! He also responded really quickly to me, so I was never left waiting for answers.

Have you seen the outcome you were hoping for?

Absolutely, I am very happy with the deal James has found for me.

What could they have done better?

Nothing!

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Peeblesshire

What were the circumstances that caused you to initially look for an adviser?

We were looking to take out a mortgage in order to build an extension to the home we own outright.

How has James McQuistin helped you?

James helped explain our options, source and compare quotes, recommend preferable terms and rates relative to our circumstances, and then organise insurance cover appropriately.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Fife

What were the circumstances that caused you to initially look for an adviser?

New purchase

How has James McQuistin helped you?

Arranged my new mortgage

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing very professional.

Review from verified client

September, 2019

Overall

Advice

Service

Value

Based in Fife

What were the circumstances that caused you to initially look for an adviser?

I was in financial difficulty and needed help with my finances.

How has James McQuistin helped you?

By advising me what my options where, he helped me every step of the way. I thank him for all the help he gave me.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing, I got the outcome I was looking for.

Review from verified client

September, 2019

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

I wanted to remortgage but I thought it might be quite complicated.

How has James McQuistin helped you?

Within an hour of submitting my general enquiry online, James had made contact with me to set up a telephone conversation the following day. He quickly understood what i wanted to achieve and clearly outlined the options available to me. At every stage he was accessible and ready to offer clear, constructive and helpful advice. I felt that he consistently went the extra mile for me and would often be available to me out of hours and at weekends. Within just over a week James had organised a offer in principle, a valuation on my property and secured a final offer which exceeded my expectations. I can’t thank him enough and would happily recommend him to any of my family and friends.

Have you seen the outcome you were hoping for?

Yes - as above James clearly understood the outcomes I’d hoped for and exceeded them.

What could they have done better?

There is no element of James’ service, advice and support that he could improve upon. He was excellent. His experience and expertise were apparent from the first call to the final formal offer. I’m very pleased I found him on VouchedFor.

First impression from a user who is not yet a client

September, 2019

Overall

Please provide a brief comment about your experience with James

Great communication, very clear and helpful.

Review from verified client

August, 2019

Overall

Advice

Service

Value

Based in Perthshire

What were the circumstances that caused you to initially look for an adviser?

Complex residency status

How has James McQuistin helped you?

James was excellent. He put us totally at ease following a difficult situation with another lender.

Have you seen the outcome you were hoping for?

Yes, very quick and efficient.

What could they have done better?

Advice was concise. Service was excellent. Communication was great, especially as at times we were in different time zones. We feel that the service James offered could not have been better.

Review from verified client

August, 2019

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

We were moving home and needed a mortgage. We opted to use an adviser as our circumstances were little complicated (I am a limited company contractor and my wife was in the process of transitioning between jobs) and we didn't want to risk being rejected by a lender.

How has James McQuistin helped you?

James helped us secure a decision in principle in no time at all, which allowed us to move quickly and secure the property we were after. Once our offer had been accepted, James worked really quickly and proactively to secure a very competitive mortgage. James was extremely responsive and proactive throughout the whole process - I simply can't fault his service.

Have you seen the outcome you were hoping for?

Yes - absolutely. James secured us a market leading mortgage, in a timely manner, without any fuss whatsoever.

What could they have done better?

Nothing.

First impression from a user who is not yet a client

July, 2019

Overall

Please provide a brief comment about your experience with James

Nice friendly prompt reply

First impression from a user who is not yet a client

June, 2019

Overall

Please provide a brief comment about your experience with James

Great chat, clear, consise & professional.

Review from verified client

June, 2019

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

I was looking for mortgage advice relating to moving house while also renting out my flat after moving.

How has James McQuistin helped you?

James clearly explained the kind of products I would need and how they fit together, and gave good illustrations of the numbers involved. The communication was great and everything happened quickly.

Have you seen the outcome you were hoping for?

Yes, I now have a let-to-buy mortgage and an onward purchase mortgage agreed with two lenders.

What could they have done better?

Nothing really, I can't fault him and would definitely ask him for advice again in future!

Review from verified client

June, 2019

Overall

Advice

Service

Value

Based in Dumfriesshire

What were the circumstances that caused you to initially look for an adviser?

I was looking to buy a new house and needed a mortgage product.

How has James McQuistin helped you?

James was patient and understanding to my circumstances and I feel gave me the best advice which helped relieve my stress of getting a mortgage. James was always available to me at anytime and weekends and responded quickly to any questions I had. The house I wanted took some time to become available due to building work and he stayed in touch. James was alway polite and professional and nothing ever seemed too much despite me changing the goal posts several times. Excellent service all round.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

He could not have done more than the high quality service he provided.

Review from verified client

May, 2019

Overall

Advice

Service

Value

Based in Lanarkshire

What were the circumstances that caused you to initially look for an adviser?

We were looking for a remortgage, and having used James in the past had no hesitation in contacting him again.

How has James McQuistin helped you?

James was very thorough in ascertaining what we were looking for, why we were looking for it and ensured that all relevant pros and cons were discussed and explained. By listening to our aims James was able to recommend the mortgage deal that suited our needs best

Have you seen the outcome you were hoping for?

Yes. James was very efficient, had constant dialogue and kept us fully updated throughout the process. We wanted a quick, efficient and value for money experience and James certainly provided everything we wanted

What could they have done better?

None really, James was very efficient, patient and helpful. 1st class advice and recommendation

First impression from a user who is not yet a client

April, 2019

Overall

Please provide a brief comment about your experience with James

Very good service. He did an amazing job

First impression from a user who is not yet a client

April, 2019

Overall

Please provide a brief comment about your experience with James

Only had a conversationon the phone

First impression from a user who is not yet a client

April, 2019

Overall

Please provide a brief comment about your experience with James

Very clear on information required from us.

First impression from a user who is not yet a client

March, 2019

Overall

Please provide a brief comment about your experience with James

Very efficient and professional

First impression from a user who is not yet a client

March, 2019

Overall

Please provide a brief comment about your experience with James

.

Review from verified client

March, 2019

Overall

Advice

Service

Value

Based in Stirlingshire

What were the circumstances that caused you to initially look for an adviser?

My wife and i are first time buyers and engaged James to help us through the process

How has James McQuistin helped you?

James has been absolutely fantastic through the whole process from getting us an initial AIP all the way to our mortgage offer yesterday, hes been patient with a pair of nervous first time buyers proving high quality information on a very timely basis and secured us a fantastic mortgage rate.

Have you seen the outcome you were hoping for?

The outcome has been better than hoped for, with James securing us a better rate than expected.

What could they have done better?

Nothing he has communicated well through the whole process even answering calls at later times of the evening, has kept us up to date throughout and provided great advice in an easy to understand way

Review from verified client

March, 2019

Overall

Advice

Service

Value

Based in Wigtownshire

What were the circumstances that caused you to initially look for an adviser?

Getting a mortgage to buy a house

How has James McQuistin helped you?

He talked us through everything and sorted our mortgage out in about a week with our mortgage lender. Excellent service.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

He was great, can’t fault him.

Review from verified client

February, 2019

Overall

Advice

Service

Value

Based in Fife

What were the circumstances that caused you to initially look for an adviser?

My wife and I were looking to purchase a new larger property and we initially approached James for advice on a mortgage in principal.

How has James McQuistin helped you?

From the very first conversation I/we had with James it was very apparent that he was there to help in anyway he could. He has guided us through the entire process of successfully obtaining a new mortgage and ultimately a new home. His advice throughout has been fantastic and I don't think we would have managed this very stressful time without his guidance.

Have you seen the outcome you were hoping for?

Yes, new mortgage has been approved and we are now looking to move into or new property

What could they have done better?

I know this is a bit of a cliché but I am not sure that there was anything else James could have done to help, us he has gone "above and beyond"

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Looking for a new mortgage

How has James McQuistin helped you?

Found the correct mortgage for me and did all the ‘donkey work’ while I have been working away from home

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

James was very quick at responding by both email and calls. I had the mortgage offer I was looking for so can’t get better than that!

First impression from a user who is not yet a client

January, 2019

Overall

Please provide a brief comment about your experience with James

James has been a great help throughout the process, very clear on our options and knowledgeable on the market.

Review from verified client

December, 2018

Overall

Advice

Service

Value

Based in Dumfriesshire

What were the circumstances that caused you to initially look for an adviser?

Looking for someone to help find a mortgage and insurance.

How has James McQuistin helped you?

Got exactly what we were looking for.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. He was great.there when he said he would be .very professional. Highly recommend

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

Sourcing a mortgage for my son, to take over ownership of the property we purchased for him some years ago.

How has James McQuistin helped you?

Searched for appropriate lenders and secured best deal.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No negatives, he arranged every thing very efficiently

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Wigtownshire

What were the circumstances that caused you to initially look for an adviser?

I have two properties both mortgaged, my current mortgage deals were coming to an end

How has James McQuistin helped you?

He advised of the types of mortgages available, which would be the most suitable for my current and future needs, he sourced mortgage options and dealt with the paperwork. He was available for any questions I had or if any arose, and was prompt is responding whatever time of day. His help was invaluable.

Have you seen the outcome you were hoping for?

I have indeed, I was looking for the best options I could receive and I believe this outcome was gained.

What could they have done better?

To be honest, I don't think there was anything he could have done better.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Stirlingshire

What were the circumstances that caused you to initially look for an adviser?

I needed specialist advice as the mortgage I was looking for was not quite straight forward.

How has James McQuistin helped you?

Literally took the bull by the horns and done everything on my behalf. Secured a mortgage and kept me in the loop every step of the way.

Have you seen the outcome you were hoping for?

Absolutely. Couldn't of hoped for any better

What could they have done better?

I can honestly say nothing he has been brilliant.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in West Lothian

What were the circumstances that caused you to initially look for an adviser?

We required assistance with a new mortgage and associated insurances

How has James McQuistin helped you?

James did a thorough search of the market and found the best deal for us to enable our house purchase. He was then able to advise on the best life and critical ilness insurance options available to us within our budget.

Have you seen the outcome you were hoping for?

Yes, we have the house we wanted and sufficuent insurance in place.

What could they have done better?

Nothing, James was excellent from start to finish and will be my immediate choice when it comes to re-arrangement.

First impression from a user who is not yet a client

October, 2018

Overall

Please provide a brief comment about your experience with James

Called back immediately, gave what we believe to be good advice and was very up front about his charges. I was calling on behalf of my son so can't say if he will use this service but we have advised him to do so.

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

I needed to arrange a mortgage quickly.

How has James McQuistin helped you?

James done this extremely quickly and dealt with all the paperwork.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Lack of time.

How has James McQuistin helped you?

With remortgage.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing

Review from verified client

October, 2018

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Specialist buy to let HMO re-mortgage.

How has James McQuistin helped you?

In every way from the initial review James understood my requirements and was extremely pro active in finding a very competetive offer very quickly where other mainstream banks had failed. James kept me in touch constantly and guided me very efficiently and quickly through the total process. Any questions were fully answered and the result was a remotgage in a specialist area at a v.good rate and over a long repayment period. All in all a very professional yet friendly service which I am very pleased with.

Have you seen the outcome you were hoping for?

Yes,in fact a better deal than I expected.

What could they have done better?

NOTHING

First impression from a user who is not yet a client

October, 2018

Overall

Please provide a brief comment about your experience with James

Very quick to reply and provided all information I required.

Review from verified client

September, 2018

Overall

Advice

Service

Value

Based in East Lothian

What were the circumstances that caused you to initially look for an adviser?

Perfessional advice,much quick to get mortgage!.

How has James McQuistin helped you?

He did a brilliant job to help me get mortgage quickly.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

September, 2018

Overall

Advice

Service

Value

Based in Dumfriesshire

What were the circumstances that caused you to initially look for an adviser?

To get a Morgage.

How has James McQuistin helped you?

James helped us buy setting up or Morgage on on our new house.

Have you seen the outcome you were hoping for?

Yes and and very happy with his services.

Review from verified client

September, 2018

Overall

Advice

Service

Value

Based in Lanarkshire

What were the circumstances that caused you to initially look for an adviser?

Was going to go equity release and needed advice.

How has James McQuistin helped you?

James talked us through our choices and we decided it was best for us to remortgage.

Have you seen the outcome you were hoping for?

Very happy with our outcome.

What could they have done better?

Very happy with the service we got from James.

Review from verified client

September, 2018

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Buying a new property.

How has James McQuistin helped you?

James set out to find us a suitable mortgage where others had taken days, some as long as a week, James found us a great product, received an Agreement in Principle then Mortgage Approval all in one day!.

Have you seen the outcome you were hoping for?

Yes, we have received our Mortgage Offer following the valuation being complete.

What could they have done better?

In all honesty, I could no fault James, he more than exceeded our expectations! I have already recommended him to 3 people

Review from verified client

September, 2018

Overall

Advice

Service

Value

Based in Inverness-shire

What were the circumstances that caused you to initially look for an adviser?

My wife and I changed our lives, and moved to scotland, selling everything behind us. James organised a substatal mortgage for us within a few weeks of our move, allowing us to settle quickly.

How has James McQuistin helped you?

Multiple mortgages.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing.

First impression from a user who is not yet a client

September, 2018

Overall

Please provide a brief comment about your experience with James

Very nice guy

Review from verified client

September, 2018

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

We were looking for advice and support with our first commercial mortgage application.

How has James McQuistin helped you?

James took time to understand our circumstances and needs and advised on suitable products and providers. He was always available to answer questions and provide guidance throughout the process.

Have you seen the outcome you were hoping for?

Absolutely, I doubt we would have had the same level of success without his help.

Review from verified client

August, 2018

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Buying a local property to have as holidays destination.

How has James McQuistin helped you?

He gave me good advices, few different options, and was very helpful with the whole process.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Giving me even better rates but it doesn't depend only on him, its about the lenders too...

Review from verified client

August, 2018

Overall

Advice

Service

Value

Based in West Lothian

What were the circumstances that caused you to initially look for an adviser?

We had a complex situation involving multiple properties and one self employed party so we sought advice.

How has James McQuistin helped you?

James was excellent in discussing all options and helping us to determine the right option for our situation bearing in mind all the complexities. He was brilliant at keeping us up to date.

Have you seen the outcome you were hoping for?

Yes absolutely we have the perfect outcome thanks to James.

What could they have done better?

Nothing he was excellent.

Review from verified client

August, 2018

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

First time buyer.

How has James McQuistin helped you?

James sorted everything out for us promptly and was happy to explain any aspect of our mortgage application.

Have you seen the outcome you were hoping for?

Yes, mortgage offer through hassle free!.

Review from verified client

August, 2018

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Seeking mortgage advice as first time buyer.

How has James McQuistin helped you?

Provided clear advice and explanation on the process of buying a property including all the associated fees and and appointments required. Searched for and recommended the best product for us based on our circumstances and completed the application for us to receive our mortgage offer.

Have you seen the outcome you were hoping for?

Yes. We received a mortgage offer that suited our needs and have found the whole process very easy and stress-free due to the the clear advice and explanations we received.

Review from verified client

August, 2018

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Mortgage.

How has James McQuistin helped you?

Explaining mortgage products, securing mortgage offer with good interest rates. Exelent communication, extremely approachable and very professional.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

More explanations of APRC

Review from verified client

July, 2018

Overall

Advice

Service

Value

Based in Angus

What were the circumstances that caused you to initially look for an adviser?

First time buyers looking for a mortgage. We were recommended James from a friend, and have since recommended him to others.

How has James McQuistin helped you?

James helped to find us the best mortgage offer that we could get, but furthermore explained everything and really took the time to talk us through each step of the process and make sure that we were totally happy with everything. Being first time buyers we had so many (probably too many) questions, but James was always there to answer our queries, no matter which hour of the day. I had a minor panic about my credit score, and even though it was dinner time on a Sunday, James happily allowed me to call him to allay my fears and give me his advice. James has a great sense of humour too. I really felt we got great value for money considering the amount of time he gave us.

Have you seen the outcome you were hoping for?

Yes, everything was as described, and we are very happy with it all. We will be using James again without a doubt.

What could they have done better?

James couldn't be more helpful, a perfect service from start to finish.

Review from verified client

July, 2018

Overall

Advice

Value

Service

Based in Dumfriesshire

What were the circumstances that caused you to initially look for an adviser?

I was struggling to obtain a buy to let mortgage from Natwest. I didn't meet the £25000 minimum income criteria.

How has James McQuistin helped you?

James managed to obtain a buy to let mortgage and release income from my current buy to let mortgage with great ease.

Have you seen the outcome you were hoping for?

Yes very much so.

What could they have done better?

Absolutely nothing.

Review from verified client

July, 2018

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

We needed to find a mortgage to secure the purchase of our new home.

How has James McQuistin helped you?

James, was an absolute legend from start to finish. He quickly appraised the situation and provided clear feedback as to what we needed to do to make it all happen. If you want someone straight talking and that delivers every time - James is your man.

Have you seen the outcome you were hoping for?

Absolutely, without James' tenacity we would never have found the mortgage deal we did. He always seems to find a way round the problems and is completely solution focused.

What could they have done better?

Nothing at all, he was always there when we needed advice even when he was meant to be on holiday!

Review from verified client

July, 2018

Overall

Advice

Service

Value

Based in Inverness-shire

What were the circumstances that caused you to initially look for an adviser?

Mortgage arrangement.

How has James McQuistin helped you?

James listened well to our requirements for two different houses which we wanted mortgages for. He found the best deals for our circumstances and any complications or uncertainty we had, he explained clearly and patiently.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

June, 2018

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

I contacted James because I couldn’t get the mortgage amount that I needed.

How has James McQuistin helped you?

James knew which mortgage provider would offer a higher amount. He got me a DIP straight away and then organised the full application as soon as my offer on the property has been accepted.

Have you seen the outcome you were hoping for?

Yes- was very concerned I would be turned down for an offer but got exactly what I needed.

What could they have done better?

Possibly more info on the stages of the mortgage process but whenever I asked I was always updated immediately

First impression from a user who is not yet a client

June, 2018

Overall

Please provide a brief comment about your experience with James

Decided to go with someone else.

Review from verified client

June, 2018

Overall

Advice

Service

Value

Based in Fife

What were the circumstances that caused you to initially look for an adviser?

buying a house.

How has James McQuistin helped you?

organized my mortgage.

Have you seen the outcome you were hoping for?

yes.

What could they have done better?

nothing

Review from verified client

June, 2018

Overall

Advice

Service

Value

Based in Selkirkshire

What were the circumstances that caused you to initially look for an adviser?

We wanted to explore what the wider market had to offer us. From our previous dealing with James we had confidence that through his knowledge and experience of the mortgage market he would provide us with the information we required to make an informed decision.

How has James McQuistin helped you?

James is not only knowledgeable but but very honest. When you have the confidence that you are receiving qualitative information from an honest source it make making the tough decisions easier.

Have you seen the outcome you were hoping for?

We had clear objectives that we wanted to achieve. James helped us to achieve these by providing us with clear, concise information in a timely manner.

What could they have done better?

There is nothing more that James could have done for us, his work was excellent.

First impression from a user who is not yet a client

June, 2018

Overall

Please provide a brief comment about your experience with James

Very clear and concise advice.

Review from verified client

June, 2018

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

House purchase.

How has James McQuistin helped you?

James offered mortgage advice and saw us through to the full application stage.

Have you seen the outcome you were hoping for?

Yes, absolutely... And much more quickly & efficiently than I'd anticipated. James was always incredibly quick to respond and progress things.

What could they have done better?

Nothing, we were really pleased with all aspects of the service.

First impression from a user who is not yet a client

May, 2018

Overall

Please provide a brief comment about your experience with James

Knows what is needed. Very good

Review from verified client

May, 2018

Overall

Advice

Service

Value

Based in Dumfriesshire

What were the circumstances that caused you to initially look for an adviser?

We needed to re-mortgage our existing property.

How has James McQuistin helped you?

James found an excellent deal and took care of the whole process.

Have you seen the outcome you were hoping for?

Yes, absolutely.

What could they have done better?

All good and as expected.

Review from verified client

April, 2018

Overall

Advice

Service

Value

Based in Lanarkshire

What were the circumstances that caused you to initially look for an adviser?

My current mortgage provider wouldn’t allow me to remortgage my home.

How has James McQuistin helped you?

Within 5 minutes of making my first enquiry James called me back and straight away took the information he needed in order to find me a lender. After only a few hours we were in a position to make an application.

Have you seen the outcome you were hoping for?

Yes I was given a mortgage offer by the lender James found.

Review from verified client

April, 2018

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

We needed to re mortgage after our 2 years in our first property. Which James organised for us. we came back to James as his service was so professional. Nothing was to much trouble.

How has James McQuistin helped you?

James helped us remortgage our property for the next 5 years. Again pristine service. Dealt with very quickly and professionally. James also organised our life insurance and critical illness to suit our budget. All done very swiftly with no issues. Highly recommend. He really does take away the hassle, and gives you exactly what you ask for.

Have you seen the outcome you were hoping for?

Yes definitely. Insurance agreed and now in place and remortgage dealt with. With an amazing fixed rate for 5 years. Really looking forward to more happy years in our home. Thank you James.

What could they have done better?

Nothing. Everything was done prompt. Professional and swiftly. Thank you.

Review from verified client

March, 2018

Overall

Advice

Service

Value

Based in Roxburghshire

What were the circumstances that caused you to initially look for an adviser?

Re mortgaging property.

How has James McQuistin helped you?

He looked at the market to get the best fixed rate mortgage available to us and our current financial circumstances.

Have you seen the outcome you were hoping for?

Yes excellent advice with very little stress to us as full time working parents. Without James we would have probably just gone with our current mortgage provider who was not offering as good an interest rate as the product found.

What could they have done better?

Nothing - extremely happy with both the convenience of the service (available in evening and weekend) and excellent advice offered

Review from verified client

March, 2018

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

James assisted us to obtain a mortgage and Life Insurance policy.

How has James McQuistin helped you?

James was extremely helpful as first time buyers and new to the world of mortgages, he explained the policy and procedure. He was on hand to answer the umpteen questions we had together with keeping us fully appraised of the application process. All this was completed in a timely manner.

Have you seen the outcome you were hoping for?

James obtained a competitive interest rate for our mortgage and life insurance.

What could they have done better?

We feel that James made the process from initial contact to obtaining our mortgage and life insurance, stress free. From this experience there is nothing that James could have done better.

Review from verified client

March, 2018

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Remortgage.

How has James McQuistin helped you?

James arranged everything for us we were very impressed.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

James gave us excellent advice and service there was nothing he could have improved in our case

Review from verified client

March, 2018

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Needed a new mortgage.

How has James McQuistin helped you?

Searched for the best deal, and made the application.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I wouldn't have said service could be improved

Review from verified client

March, 2018

Overall

Advice

Service

Value

Based in Wigtownshire

What were the circumstances that caused you to initially look for an adviser?

My husband and I needed life insurance so we contacted James to help.

How has James McQuistin helped you?

James helped my husband and myself remortgage our home to help with home improvements while James was meeting with us we decided to talk about life insurance aswell which he helped us with aswell.

Have you seen the outcome you were hoping for?

Yes we have.

What could they have done better?

James Mcquistin could not of been any better he went through all our options with us explaining everything

Review from verified client

March, 2018

Overall

Advice

Service

Value

Based in Wigtownshire

What were the circumstances that caused you to initially look for an adviser?

I was looking to buy a new home.

How has James McQuistin helped you?

With getting a mortgage and life insurance cover.

Have you seen the outcome you were hoping for?

Yes after James’s help I was able to put an offer in on the house I liked.

What could they have done better?

He was great, top job from a top man.

Review from verified client

March, 2018

Overall

Advice

Service

Value

Based in West Lothian

What were the circumstances that caused you to initially look for an adviser?

To get the best advice for obtaining a morgage.

How has James McQuistin helped you?

Throughout the process James made sure that I understood the process and was clear about the charges.

Have you seen the outcome you were hoping for?

I have exactly the outcome I was looking for from James.

What could they have done better?

n/a

Review from verified client

March, 2018

Overall

Advice

Service

Value

Based in Lanarkshire

What were the circumstances that caused you to initially look for an adviser?

We wanted a mortgage to buy our house.

How has James McQuistin helped you?

James rang straight away and advised us what to do as we were first time buyers. He was very attentive and quick to respond. James found us a great mortgage deal with help and advice along the way. Thank you so much James.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing

First impression from a user who is not yet a client

March, 2018

Overall

Please provide a brief comment about your experience with James

Very professional and explained eveeything I needed to know

Review from verified client

February, 2018

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Mortgage application for house move.

How has James McQuistin helped you?

Full application process for new mortgage.

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

For us, nothing. James was available whenever we required, even some times late at night. He kept us in the loop the entire process and helped keep a stressful time as stress free as possible.

Review from verified client

February, 2018

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

remortgaging my property.

How has James McQuistin helped you?

James was great from start to finish. His response times were fantastic and I couldn't have asked for a more efficient service. I got my new approval through in a week from the mortgage provider and I got a great rate which made it even better. I will definitely recommend James to all my friends. He a friendly guy and he's happy to answer any queries you have throughout the process.

Have you seen the outcome you were hoping for?

Yes very happy with the outcome.

What could they have done better?

I'm not sure he could have done much more for me.

First impression from a user who is not yet a client

February, 2018

Overall

Please provide a brief comment about your experience with James

Excellent, very clear and proactive.

First impression from a user who is not yet a client

February, 2018

Overall

Please provide a brief comment about your experience with James

Excellent, very clear and proactive.

Review from verified client

February, 2018

Overall

Advice

Service

Value

Based in Roxburghshire

What were the circumstances that caused you to initially look for an adviser?

we required help in obtaining a mortgage along with the LIFT scheme.

How has James McQuistin helped you?

James was very understanding and patient with us. We had a lot of questions and were worried about gaining a mortgage. He made it feel very simple and straightforward. He was always at the other end of a phone call or e-mail. his response time was excellent.

Have you seen the outcome you were hoping for?

yes, he successfully sources and secured a mortgage for us.

What could they have done better?

nothing in my opinion

Review from verified client

January, 2018

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

new mortgage.

How has James McQuistin helped you?

James did a great thorough search based on our criteria and brought back to us a great deal which he continued to progress until approval. Very quick in replying to questions.

Have you seen the outcome you were hoping for?

yes.

What could they have done better?

he provided everything to the high level he set and maintains

Review from verified client

January, 2018

Overall

Service

Advice

Value

Based in East Lothian

What were the circumstances that caused you to initially look for an adviser?

My wife and I had found a property in Edinburgh and put an offer in at short order, getting an acceptance as long as we could complete within 6 weeks. Time was very much of the essence, from a standing start.

How has James McQuistin helped you?

James responded very quickly indeed, i.e. the same evening, that we put our request for help into Cailean. His local knowledge and appreciation of the way the Scottish market works has been invaluable to us.

Have you seen the outcome you were hoping for?

Yes definitely, James' understanding of our unique requirements and tenacity to deal with the various questions and hurdles placed by different lenders truly impressed us. He got a great result, given the time pressures and unique circumstances we faced.

What could they have done better?

Not much, he has been ideal to deal with.

First impression from a user who is not yet a client

January, 2018

Overall

Please provide a brief comment about your experience with James

Concise, helpful service.

First impression from a user who is not yet a client

January, 2018

Overall

Please provide a brief comment about your experience with James

Excellent

Review from verified client

December, 2017

Overall

Advice

Service

Value

Based in Fife

What were the circumstances that caused you to initially look for an adviser?

Buying a house for the first time.

How has James McQuistin helped you?

Helped us understand the house buying process. Discussed our options thoroughly and clearly in simple understandable language.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing. His service was exceptional.

Review from verified client

December, 2017

Overall

Advice

Service

Value

Based in Shetland

What were the circumstances that caused you to initially look for an adviser?

Mortgage advice.

How has James McQuistin helped you?

James arranged out mortgage and found life cover for us.

Have you seen the outcome you were hoping for?

yes.

What could they have done better?

nothing

Review from verified client

December, 2017

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Looking to explore new mortgage deal with a fixed rate.

How has James McQuistin helped you?

Clear, prompt options provided. Listened well to what I was seeking, demonstrated expertise in offering possibilities for me to consider.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing. Great responsive, friendly service

Review from verified client

December, 2017

Overall

Advice

Service

Value

Based in East Lothian

What were the circumstances that caused you to initially look for an adviser?

Looking to remortgage to get a better interest rate.

How has James McQuistin helped you?

He secured us a better rate, saving us a substantial amount on a monthly basis.

Have you seen the outcome you were hoping for?

Yes, we did. Delighted with the outcome, and delighted with the service James provided.

What could they have done better?

Nothing, he went above and beyond what I expected from a mortgage advser.

First impression from a user who is not yet a client

December, 2017

Overall

Please provide a brief comment about your experience with James

Quick clear responsive and friendly approach

First impression from a user who is not yet a client

November, 2017

Overall

Please provide a brief comment about your experience with James

My mortgage isn't due for another twelve month so he is contacting me nearer the time for advice.

Review from verified client

November, 2017

Overall

Advice

Service

Value

Based in Wigtownshire

What were the circumstances that caused you to initially look for an adviser?

We were making our first house purchase and were unsure of the processes. James was recommended to us.

How has James McQuistin helped you?

He arranged a suitable mortgage, advised us of other services and arranged critical life insurance.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

November, 2017

Overall

Advice

Service

Value

Based in Fife

What were the circumstances that caused you to initially look for an adviser?

As a first time buyer I was in a position to buy a property and very inexperienced in the process of what followed.

How has James McQuistin helped you?

James was very professional in his manner of putting the process of buying a property in a step by step manner so I could understand.

Have you seen the outcome you were hoping for?

Through the last few weeks working with James he has got the mortgage which was best for a first time buyer. As I work away from home a lot he was very patient. I now have a mortgage in place and get the keys to my house on the 1st.

What could they have done better?

I really could not fault the service I received from James and the team as I was my first time dealing with a Financial adviser.

Review from verified client

October, 2017

Overall

Advice

Service

Value

Based in East Lothian

What were the circumstances that caused you to initially look for an adviser?

I was looking to remortgage and get a competitive rate.

How has James McQuistin helped you?

James obtained a very reasonable rate after asking me some simple questions on my circumstances.

Have you seen the outcome you were hoping for?

Most definitely. James got my mortgage approved and offered within a week of me first contacting him.

What could they have done better?

To be totally honest he couldnt have done any more. He advised me of everything he needed from me to ensure there was no toing and froing with paperwork and he did the rest.

Review from verified client

October, 2017

Overall

Advice

Service

Value

Based in Dumfriesshire

What were the circumstances that caused you to initially look for an adviser?

Looking for advice on purchasing a second home.

How has James McQuistin helped you?

He advised my wife and I on the correct mortgage for our needs.

Have you seen the outcome you were hoping for?

Yes. Having been a mortgage advisor myself in the past, I could fully appreciate the preparation undergone to make sure we had the right product for our needs.

What could they have done better?

Nothing.

Review from verified client

October, 2017

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Was moving house so needed to know what I could afford and wanted to get the best deal I could.

How has James McQuistin helped you?

James got me a mortgage offer put in place on my new build so quickly.

Have you seen the outcome you were hoping for?

100%.

Review from verified client

October, 2017

Overall

Advice

Service

Value

Based in Fife

What were the circumstances that caused you to initially look for an adviser?

I had recently split from my partner and needed a new home. I was looking to buy and use the LIFT (help to buy) scheme.

How has James McQuistin helped you?

James assisted me in completing my application for help to buy. He then found a suitable mortgage lender and my agreement in peinciple.

Have you seen the outcome you were hoping for?

Absolutely!.

What could they have done better?

James could not have done more for me. Such amazing service and I really do not know how I would have managed without him.

Review from verified client

October, 2017

Overall

Advice

Service

Value

Based in Dumfriesshire

What were the circumstances that caused you to initially look for an adviser?

To learn more about the mortgage market and hopefully apply for a mortgage, which I did with James help.

How has James McQuistin helped you?

He explained the mortgage market to me, understood what I needed, and helped me decide how to proceed.

Have you seen the outcome you were hoping for?

Yes. I got exactly the mortgage I needed and have managed to buy a house which suits me well.

What could they have done better?

James did everything well. He took time to explain things to me and I don't think there was anything he could have improved. He got back to me quickly when I had questions.

Review from verified client

September, 2017

Overall

Advice

Service

Value

Based in Dumfriesshire

What were the circumstances that caused you to initially look for an adviser?

We where having great difficulty find a morgage but with his his help got sorted straight away.

How has James McQuistin helped you?

Found us the perfect morgage.

Have you seen the outcome you were hoping for?

Yes first class.

What could they have done better?

Nothing

First impression from a user who is not yet a client

September, 2017

Overall

Please provide a brief comment about your experience with James

Working with James, you get the impression that he's right on it. He responds quickly and makes sure all angles in covered in getting you the best deal. Highly recommended.

First impression from a user who is not yet a client

August, 2017

Overall

Please provide a brief comment about your experience with James

Excellent communication and gave the right advice at the right time.

Review from verified client

August, 2017

Overall

Advice

Service

Value

Based in Wigtownshire

What were the circumstances that caused you to initially look for an adviser?

We were buying s house and needed a mortgage.

How has James McQuistin helped you?

Advised us on what kind of mortgages was available to us, what we could afford and took care of the application for us.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing at all

Review from verified client

August, 2017

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

We started looking for advice around self-build mortgages, however in the end only needed a simple mortgage.

How has James McQuistin helped you?

James managed and arranged all of the paperwork around the submission of our mortgage application, including mortgage promise, initial application and then fully detailed application, as well as providing advice on which lenders will be suitable for the types of properties we were looking at.

Have you seen the outcome you were hoping for?

Our mortgage offer has been provided in full for the property we are in the process of purchasing, yes, it's been a great outcome!.

What could they have done better?

James provided a few options on mortgage lenders, however we could have done with a more detailed comparison of the mortgage products available to us. This is a minor piece of feedback though, as our property choice limited the number of lenders who were suitable!

Review from verified client

August, 2017

Overall

Value

Advice

Service

Based in Lanarkshire

What were the circumstances that caused you to initially look for an adviser?

Buying my first home.

How has James McQuistin helped you?

He found me a mortgage very quickly and for a great price.

Have you seen the outcome you were hoping for?

Yes.

First impression from a user who is not yet a client

July, 2017

Overall

Please provide a brief comment about your experience with James

Unfortunately it seems we where lost in the black hole of email, I appreciate that technical difficulty can and do occur. We are on a time constraint with our needs and unfortunately the delay had make us quite anxious about progressing our application for a mortgage as we have an excepted offer in place, however the breif conversation I had with the agent was clear and concise and I did feel that James had taken out needs into consideration. It was just a pity we had not heard back in a week. So can't really rate badly for dodgy technology but can't really vote as particularly good.

Review from verified client

July, 2017

Overall

Advice

Service

Value

Based in Inverness-shire

What were the circumstances that caused you to initially look for an adviser?

I was looking to buy my first house.

How has James McQuistin helped you?

He helped me greatly with getting/providing the right mortgage for me. Very knowledgeable and helpful! Always there on the other end of an email or phone and would reply within minutes. Explained everything to me clearly and simply.

Have you seen the outcome you were hoping for?

He provided me with the correct mortgage and help me make a successful purchase of my first house.

What could they have done better?

Not much, he was excellent!

Review from verified client

July, 2017

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Remortgage.

How has James McQuistin helped you?

James was very helpful and the process was very smooth. Excellent advice and service.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

July, 2017

Overall

Advice

Service

Value

Based in East Lothian

What were the circumstances that caused you to initially look for an adviser?

House purchase.

How has James McQuistin helped you?

Secured mortgage quickly and easily , even though I am self employed.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Perfect as is

Review from verified client

July, 2017

Overall

Value

Service

Advice

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

We were looking to purchase our first home, and sought a qualified broker to help us through the process.

How has James McQuistin helped you?

James was fantastic. Within a few minutes of requesting information from this site, he had contacted us to learn about our situation. James explained the process of acquiring a mortgage, and gave us advice throughout on the different products available, always answering even the smallest questions we had.

Have you seen the outcome you were hoping for?

Throughout the process he was very organised, and extremely quick to be in contact with us. The end result of James' attention to detail, organisation, and thoroughness was that we had a decision in principle and subsequently a mortgage offer very quickly (less than a day for the former after requesting it, and only a couple of days for the latter after our offer was accepted).

What could they have done better?

We can't think of anything and definitely recommend James to others!

Review from verified client

July, 2017

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

My husband owns his own limited company. Other financial advisers weren't able to find us suitable mortgages. James was excellent and the process was extremely quick.

How has James McQuistin helped you?

He found us a mortgage, which was out of the normal range of circumstances with a brilliant interest rate.

Have you seen the outcome you were hoping for?

Yes, bought the house we wanted.

What could they have done better?

Nothing

Review from verified client

June, 2017

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Remortgaging.

How has James McQuistin helped you?

He helped me to get a mortgage under difficult circumstances, in my 50s, using pension and earnings. James worked very hard to get me a mortgage& kept me up to date with proceedings.

Have you seen the outcome you were hoping for?

Yes I now have my mortgage, I think mainly because James was very persistent with the mortgage company.

What could they have done better?

James couldn't have done any better for me.

Review from verified client

June, 2017

Overall

Advice

Service

Value

Based in East Lothian

What were the circumstances that caused you to initially look for an adviser?

My families future.

How has James McQuistin helped you?

James offered great advice on mortgage options.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Cant answer this question yet.......

Review from verified client

June, 2017

Overall

Advice

Service

Value

Based in Wiltshire

What were the circumstances that caused you to initially look for an adviser?

Purchase of a house on Isle of Skye.

How has James McQuistin helped you?

James guided me through the Scottish purchasing system.He provided clear information on my mortgage product and responded within minutes to any query I raised.He .kept me constanly updated, dealing with everything on my behalf professionally and efficiently.

Have you seen the outcome you were hoping for?

He secured an excellent mortgage product within 2 weeks of first contact.

What could they have done better?

I could not fault James or the service he provided.

First impression from a user who is not yet a client

June, 2017

Overall

Please provide a brief comment about your experience with James

Very helpful and polite did not provide the service I needed but advised me on the best place to go that would be able to help.

Review from verified client

June, 2017

Overall

Advice

Service

Value

Based in Sutherland

What were the circumstances that caused you to initially look for an adviser?

To buy a house in Scotland. Coming from South Africa I needed to find the best mortgage option since I've no credit history in the UK.

How has James McQuistin helped you?

James is very experienced in his professional field and yet he was able to explain the details of getting a mortgage in terms I could understand. He understood the complications of me being an outsider buying property in Scotland. He was able to find mortgate at a good interest rate.

Have you seen the outcome you were hoping for?

I got the mortgage I needed to buy a house for myself and family.

What could they have done better?

Nothing. He seems to be available all hours of the day and even on weekends.

First impression from a user who is not yet a client

June, 2017

Overall

Please provide a brief comment about your experience with James

James was very approachable and had excellent experience. He guided us through the mortgage process and was efficient and quick to answer questions. I we highly recommend James.

First impression from a user who is not yet a client

June, 2017

Overall

Please provide a brief comment about your experience with James

incredible and efficient service! I regret we wasted our time with First Mortgage Shop (Leith Walk) where we went initially. After 2 weeks of not getting progress we decided to pay professional. After some research I found out that James is a very reliable advisor, so we contacted him through vouchedfor. in less than 1 hour he phoned us back on Friday evening and in less than 24h he sent us decision in principle from the bank so we could continue with Help to Buy application. He answered my emails in a very unsocial hours which I really appreciate, also the directions, advise he gave us were clear and concise

Review from verified client

May, 2017

Overall

Value

Service

Advice

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

First time buyer.

How has James McQuistin helped you?

James was extremely approachable and made finding the right mortgage straightforward. I was initially sceptical about the need for mortgage advice, however James found us a much better rate than available online and provided advice on the best product for us. Additionally, James was available at convenient times and was very quick to respond.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

May, 2017

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

I am a first time buyer and was looking to secure the mortgage. I was thinking of going about it myself through a bank. But I quickly encountered long meetings and unforeseen obstacles. I decided to go through professional that I have been recommended and I was certainly not disappointed.

How has James McQuistin helped you?

After my previous encounters I had a pretty good idea what I wanted given my circumstances. James have made it possible in only two weeks. His speed and efficiency are not to be trifled with. And he appears to be always available for help. I do worry about him maybe working too much, but it is certainly good for customers. What I also really appreciated was how reassuring and professional he sounded. It is really important in this stressful process.

Have you seen the outcome you were hoping for?

Yes, definitely. I could hardly hope for much better deal. Arguably my market research was limited, but given what I did know both interest rates and conditions for my mortgage were excellent.

What could they have done better?

I cannot think of anything.

Review from verified client

May, 2017

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Property purchase.

How has James McQuistin helped you?

I am a self-employed contractor and was struggling to find a willing lender. James did a fantastic job tracking down and arranging a lender willing to offer me a mortgage based on my daily rate. James arranged all the details and paperwork, securing my mortgage at a fantastic rate.

Have you seen the outcome you were hoping for?

Mortgage approved smoothly, efficiently and at a great rate.

Review from verified client

May, 2017

Overall

Advice

Service

Value

Based in Dumfriesshire

What were the circumstances that caused you to initially look for an adviser?

Most mortgage companies require 3 bank statements which I did not have. I approached James in hope he would offer me advice - few weeks later I have a mortgage!.

How has James McQuistin helped you?

He did every step of the mortgage application for me. All I did was supply relevant documentation, making it completely hassle free for me.

Have you seen the outcome you were hoping for?

Most definitely. Mortgage is in place after only a week or so after putting an offer in on a house.

What could they have done better?

Nothing, he was always very approachable if I had any queries and made it known that he would be. He was very prompt at responding when there were developments in the process.

Review from verified client

May, 2017

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

My wife and I are self employed and after being let down by our current mortgage provider needed to get a mortgage organised quickly.

How has James McQuistin helped you?

I contacted James after being promised a mortgage by our current provider only to have the offer withdrawn at the last minute. With a young family we were in a very difficult position and James gave our case priority. He took calls from me at all hours of the day and was always on hand when I needed something. Being self employed our financial situation is more complicated than most but James quickly understood our position and knew immediately the best mortgage providers to contact and who would be more receptive to our situation. He worked closely with the underwriters to make sure our case was properly represented.

Have you seen the outcome you were hoping for?

We received a mortgage offer for the full amount we needed. Without James' tenacity and understanding of the market I do not believe we would have achieved this.

What could they have done better?

Nothing. James gave exceptional service and gave clear honest advice at all stages of the process.

Review from verified client

May, 2017

Overall

Advice

Service

Value

Based in Wigtownshire

What were the circumstances that caused you to initially look for an adviser?

Our main income is through self employment and we were looking for someone to take the stress out getting a mortgage due to this.

How has James McQuistin helped you?

James was very helpful, efficient and understanding of our situation. Nothing seemed to be a problem to ensure we got our mortgage.

Have you seen the outcome you were hoping for?

Yes we got the house we wanted and could not be happier.

What could they have done better?

It was a 5 star service from start to finish.

Review from verified client

April, 2017

Overall

Advice

Service

Value

Based in Cumbria

What were the circumstances that caused you to initially look for an adviser?

It came to my attention that it would be better to use an advisor rather than go directly through a bank.

How has James McQuistin helped you?

From the first time i spoke to james he was very direct with my application and told me everything i needed to know plus answered anything i wasnt sure about. Very prompt service would highly reccomend.

Have you seen the outcome you were hoping for?

The service was excellent which helped speed up the negociations. im very pleased with the outcome.

Review from verified client

April, 2017

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

When my mortgage application was declined I really thought I was going to miss out on my dream house. I contacted James after a quick Google search.

How has James McQuistin helped you?

James was brilliant right from the beginning. After explaining my situation he quickly set to work finding a solution to my problem.

Have you seen the outcome you were hoping for?

Yes my mortgage has been approved and as time was a major factor in securing the purchase of my new home this was all done in record time.

What could they have done better?

There is absolutely nothing James could have done better. He was first class from start to finish. I can't recommend him highly enough!

First impression from a user who is not yet a client

March, 2017

Overall

Please provide a brief comment about your experience with James

Excellent customer service and very helpful with everything i needed to know. Would highly recommend

Review from verified client

March, 2017

Overall

Advice

Service

Value

Based in Dumfriesshire

What were the circumstances that caused you to initially look for an adviser?

Looking to buy a new property but totally new to the situation so needed the help and advise from somebody who was trustworthy, honest and helpful, was given James's name from a work collegue.

How has James McQuistin helped you?

Firstly put us really at ease, was really friendly and told us what he would try and do for us, he followed through with everything he said. James never put us under any pressure or made promises that he couldn't keep. If I had any enquiries, I contacted James and he always got back to me in a short period of time, James also made sure that he kept us up to date with everything as it was happening.

Have you seen the outcome you were hoping for?

Yes and very quickly.

What could they have done better?

Absolutely nothing, James did everything he said he would do.

Review from verified client

March, 2017

Overall

Advice

Service

Value

Based in Wigtownshire

What were the circumstances that caused you to initially look for an adviser?

I was looking to remortgage.

How has James McQuistin helped you?

James called at the house on a few occasions to go over the process and discuss my options regarding the mortgage, he made it very easy to understand and gave me plenty of time to think through the options that were available to me, at the later stages James assisted me greatly with the forms I received through the post to finalise the mortgage agreement.

Have you seen the outcome you were hoping for?

Yes I am very happy with the outcome.

What could they have done better?

James did everything asked of him,I really have no complaints.

Review from verified client

March, 2017

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

We were looking to raise some some capital to purchase a 2nd property. One of us is self-employed and runs a small business with 7 employees so our circumstances we a little more complicated.

How has James McQuistin helped you?

Taking account of our situation, James was able to identify the lenders which were more sympathetic to our circumstances.

Have you seen the outcome you were hoping for?

Yes. We have received a mortgage offer for the amount we were seeking.

First impression from a user who is not yet a client

February, 2017

Overall

Please provide a brief comment about your experience with James

Dreadfully distorted telephone and accent - could hardly understand him. Was told by him that his compliance people would not let him provide the mortgage I wanted and that, contrary to my requirements, I should just take an interest only mortgage and pay for this out of my salar. Dreadful service

Review from verified client

February, 2017

Overall

Advice

Service

Value

Based in Dumfriesshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage.

How has James McQuistin helped you?

I told James what I wanted and he made it happen, stress free, with very little effort or time required on my part.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I thought everything was ideal.

First impression from a user who is not yet a client

February, 2017

Overall

Please provide a brief comment about your experience with James

Great service

Review from verified client

February, 2017

Overall

Advice

Service

Value

Based in Fife

What were the circumstances that caused you to initially look for an adviser?

my wife and I were coming to the end of our fixed rate mortgage and we're looking to reduce the term and free up some capital for home improvements.

How has James McQuistin helped you?

James was very helpful right from the start, he cut out all the rubbish, (the bank we were with had us sitting for two hours and we still came out scratching our heads). James asked us some simple questions and in 15 minutes I understood what we wanted and was reassured that it was possible.

Have you seen the outcome you were hoping for?

Yes!! We have been accepted for the remortgage and have knocked 13 years off the term in the process! We couldn't be happier with the outcome! James has been on the end of the phone if we needed him, I have rang a few times and professional throughout!.

What could they have done better?

I really couldn't fault him, I have already spoke to some friends and they have asked me to pass on his details. I would definitely recommend using James and we will again when our mortgage is due in 2years time!

Review from verified client

February, 2017

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

In need of a mortgage.

How has James McQuistin helped you?

Was very stressed at thought of what I had ahead of me. Spoke with Mr McQuistin and the journey towards my mortgage became easy. Advice was sound and process very efficient. I am very grateful and will happily recommend his services.

Have you seen the outcome you were hoping for?

Yes mortgage was secured, with a good arrangement for me.

What could they have done better?

For me I can see no need for improvement, everything went well for me

Review from verified client

February, 2017

Overall

Advice

Service

Value

Based in Fife

What were the circumstances that caused you to initially look for an adviser?

Mortgage for first time buyers.

How has James McQuistin helped you?

James has been a huge help to us from start to finish, consistently going above and beyond to make our mortgage application an easy and stress free process. Despite our unusual circumstances, James managed to get us a great deal on our mortgage and offered loads of advice on the purchase of our first home. No matter when I get in touch, he gets back to us almost immediately - the man never stops working!.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

January, 2017

Overall

Advice

Service

Value

Based in Shetland

What were the circumstances that caused you to initially look for an adviser?

I was not happy with the information provided by another mortgage lender.

How has James McQuistin helped you?

James understood exactly what type of mortgage I required and sourced this for me .

Have you seen the outcome you were hoping for?

Yes James has helped me with my finacial affairs and I have the outcome I was hoping for. I would highly recommend James to help any other customer where they require finacial information.

What could they have done better?

I actually cannot find faulty s with his service . I will be using James in the future and will recommend him to my friends and family.

Review from verified client

January, 2017

Overall

Advice

Service

Value

Based in Dumfriesshire

What were the circumstances that caused you to initially look for an adviser?

I was looking for a mortgage and was looking for the best deal to suite my circumstances. I have used James Mcquistins Services in the past and knew he would do a good job for me. To sum up, James Mcquisin is a very knowledgeable advisor and trust his advice. Kept me fully updated throughout the process and a quick service.

How has James McQuistin helped you?

I told him what my circumstances were and what my affordabliity was. He knew exactly what mortgage would suit my personal budget.

Have you seen the outcome you were hoping for?

Yes and satisfied with result.

What could they have done better?

In all honesty I could not ask for a better service. Very pleased with outcome and as far as I'm concerned money well spent.

Review from verified client

December, 2016

Overall

Value

Advice

Service

Based in Dumfriesshire

What were the circumstances that caused you to initially look for an adviser?

remortgaging.

How has James McQuistin helped you?

We looked through and discussed my personal circumstances and expectations. James drew up a list of mortgage companies that fitted my needs and discussed each in turn. We also reviewed critical life cover and income protection and he helped us choose the most appropriate.

Have you seen the outcome you were hoping for?

yes. managed to reduce the term of my mortgage even when paying the same amount as previous lender who when I went into branch told me to look online !!.

Review from verified client

December, 2016

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

I was buying my first flat.

How has James McQuistin helped you?

He understood the issues I would face getting a mortgage -from my job history to the kind of property I was buying- and found a great provider.

Have you seen the outcome you were hoping for?

Absolutely and it was very easy. James efficiently guided me through each step.

Review from verified client

December, 2016

Overall

Advice

Service

Value

Based in Ayrshire

What were the circumstances that caused you to initially look for an adviser?

Better rates.

How has James McQuistin helped you?

Got the best mortgage deal.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Not too sure what he could do better

Review from verified client

December, 2016

Overall

Advice

Service

Value

Based in East Lothian

What were the circumstances that caused you to initially look for an adviser?

Wanted to take advantage in change of mortgage rates.

How has James McQuistin helped you?

I liked that he understood my situation and talked me through a couple of options.

Have you seen the outcome you were hoping for?

Definitely. Glad I ended up dealing with James would recommend his services.

What could they have done better?

No think he done everything well

Review from verified client

December, 2016

Overall

Advice

Service

Value

Based in Fife

What were the circumstances that caused you to initially look for an adviser?

Needed help for our mortgage. Was recommended to them by a family member.

How has James McQuistin helped you?

He took everything on board and gave us all the information we needed. Answered any questions we had.couldnt be happier.

Have you seen the outcome you were hoping for?

Yes- we now have our mortgage sorted for our new family home.

What could they have done better?

Nothing- I work in a trade dealing with public every day and try deal with them how you would want treated. James certainly done this and couldn't fault him one bit. Me and my partner are over the moon with the service and will be back again

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

My age.

How has James McQuistin helped you?

He found mortgage to suit my needs.

Have you seen the outcome you were hoping for?

Yes,I did.

What could they have done better?

I don't think James McQuistin could do better then he did.

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Dumfriesshire

What were the circumstances that caused you to initially look for an adviser?

needed mortgage.

How has James McQuistin helped you?

gave advice.

Have you seen the outcome you were hoping for?

yes.

What could they have done better?

nothing

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Dumfriesshire

What were the circumstances that caused you to initially look for an adviser?

I have known James for years and always helped with advice and heard a lot positive things about him.

How has James McQuistin helped you?

He helped us with our mortgage and life policy.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing excellent service always on the end of phone if you need any advice

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Me and my partner needed a experienced advisor so we could purchase our first home together.

How has James McQuistin helped you?

James helped me and my partner from start to finish, James made the whole process of buying our first property stress free and an enjoyable experience. He dealt with everything for us and kept us up to date each step of the way with phone calls and e mails.

Have you seen the outcome you were hoping for?

Definitely. The whole process went so smoothly. Paperwork was all done with no problems, applications sent through no problems, solicitors all went very well. James was amazing from start to finish, I will definitely be contacting James again when we need to re mortgage.

What could they have done better?

There is nothing I can think of that would have made the experience better, James dealt with this in the upmost professional way and was also very friendly to work with. He has a wealth of knowledge in this area which really helps when you have no clue on this market and how mortgages work. James was just what we needed and was looking for.

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Wigtownshire

What were the circumstances that caused you to initially look for an adviser?

Remortgaging.

How has James McQuistin helped you?

Was professional, explained things, was quick and efficient.

Have you seen the outcome you were hoping for?

Yes. Extremely pleased with outcome, everything quickly and smoothly no problems. Have used James in past and would recommend and use again.

What could they have done better?

Think he was excellent.

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Having moved house, we needed some advice on life insurance and general financial planning.

How has James McQuistin helped you?

James was very friendly, helpful and straight-talking - just what we needed. I felt like he went out of his way to advise us.

Have you seen the outcome you were hoping for?

Yes. James recommended a good product for us.

What could they have done better?

James was genuinely very helpful - I can't think of any suggestions for improvement.

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

We were seeking a mortgage for the purpose of buying a property.

How has James McQuistin helped you?

He sourced a competitive mortgage and provided an very efficient service which was stress free.

Have you seen the outcome you were hoping for?

Yes we were successful in obtaining a mortgage.

What could they have done better?

No suggestions - everything went very smoothly

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Lanarkshire

What were the circumstances that caused you to initially look for an adviser?

Remortgage with purchase of more equity.

How has James McQuistin helped you?

James was helpful from discussion of options, through the process and managing both the mortgage company and solicitor.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Can't think of anything, covered everything well

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Wigtownshire

What were the circumstances that caused you to initially look for an adviser?

Wanted to buy property.

How has James McQuistin helped you?

He took the stress away....sorted everything.... Explained everything..... Kept in touch and made everything seem so easy.

Have you seen the outcome you were hoping for?

Very much so.

What could they have done better?

Honestly I don't think more could be done that what was done by Mr mcquisten....

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

I was looking for a better value mortgage.

How has James McQuistin helped you?

James was extremely helpful and did all the hard work for me. He also kept me informed every step of the way and he was available at any time if I had any queries.

Have you seen the outcome you were hoping for?

Perfect outcome.

What could they have done better?

I can't think of anything he could have done better

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Wigtownshire

What were the circumstances that caused you to initially look for an adviser?

Buying a house.

How has James McQuistin helped you?

Organise and get mortgage quotes and set it all up.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing al was done really well and quick and done at a time that suited my self and family

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

More borrowing on household.

How has James McQuistin helped you?

Did all the work with the mortgage lender.

Have you seen the outcome you were hoping for?

Yep.

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Looking for a mortgage but tricky at the age of 62!.

How has James McQuistin helped you?

Pointed out what to declare and what documents to submit.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing at all - he was very relaxed when I was panicking and re-assured me that there was light at the end of the tunnel!

Review from verified client

November, 2016

Overall

Value

Service

Advice

Based in Fife

What were the circumstances that caused you to initially look for an adviser?

Bank changed the deposit amount from 15 to 30 % on the morgage.

How has James McQuistin helped you?

He found us a morgage that was reasonable with another company.

Have you seen the outcome you were hoping for?

Yes we got the morgage at the states rate.

What could they have done better?

Nothing he went above and beyond for us. Fantastic service..highly recommend James is brilliant at his job.

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Berwickshire

What were the circumstances that caused you to initially look for an adviser?

The unhelpful financial world I found myself in when needing help to move home.

How has James McQuistin helped you?

He advised me in the best possible way to get round the financial nightmare.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing, he did all he could under the circumstances

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Perthshire

What were the circumstances that caused you to initially look for an adviser?

I needed to re mortgage a property as I was on a very high interest rate.

How has James McQuistin helped you?

Found a great new mortgage for me and chased all parties for a swift turnaround.

Have you seen the outcome you were hoping for?

Yes - better than I'd hoped for.

What could they have done better?

I didn't have any problems. Everything was quick, simple and easy to understand

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in West Lothian

What were the circumstances that caused you to initially look for an adviser?

Initially looking for an investment property.

How has James McQuistin helped you?

We changed our minds multiple times as to what we wanted, James was very good and patient with us. He found us an excellent product.

Have you seen the outcome you were hoping for?

Ubfortunatly the sale fell through, by the was great at offering to reorganise the mortgage for our next property.

What could they have done better?

Nothing I can think if

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Dumfriesshire

What were the circumstances that caused you to initially look for an adviser?

I was looking for a good deal on a buy to let mortgage.

How has James McQuistin helped you?

He took in to account what I was looking for and found one that best suited my requirements.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

He couldn't have done any more above and beyond.

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

Needed to arrange a mortgage.

How has James McQuistin helped you?

James talked us through all our options and helped us settle on the right type of mortgage, the appropriate term, the optimum amount borrowed and the best value lender. He then assisted in processing the application and marshalling all the necessary paperwork. He was very approachable, easy to deal with and very clear in his communication.

Have you seen the outcome you were hoping for?

Yes. We are very happy with the mortgage we now have and pleased that the process was made relatively painless.

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Wigtownshire

What were the circumstances that caused you to initially look for an adviser?

Remortgaging two properties due to divorce.

How has James McQuistin helped you?

He listened to what was needed, he explained my options fully. He found a buy-to-let and a capital repayment mortgage which was more than suitable.

Have you seen the outcome you were hoping for?

Yes, my siutation has been greatly helped.

What could they have done better?

To be honest, it couldnt have been improved. Service was ecxellent, nothing was too much trouble. Always answered calls and questions.

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Fife

What were the circumstances that caused you to initially look for an adviser?

I was a first time house buyer looking to buy my council house.

How has James McQuistin helped you?

James was fantastic, very professional and kept me well informed of what was going on and what was required. James made everything so easy and was there at the end of the phone whenever needed. He helped me out with my life insurance also and put me onto a Solicitor.

Have you seen the outcome you were hoping for?

Definitely and took no time at all.

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Fife

What were the circumstances that caused you to initially look for an adviser?

To get a mortgage to buy a new home.

How has James McQuistin helped you?

He helped us to choose the perfect mortgage, he was brilliant with us. Helped us from the beginning to the end.

Have you seen the outcome you were hoping for?

Yes definitely, I would highly recommend James.

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Midlothian

What were the circumstances that caused you to initially look for an adviser?

We needed a mortgage advisor to help buy a new property.

How has James McQuistin helped you?

He helped with the whole process of searching for a mortgage, completing all the information and finalising the details.

Have you seen the outcome you were hoping for?

Yes, he made it easy!.

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Fife

What were the circumstances that caused you to initially look for an adviser?

Buying a second home.

How has James McQuistin helped you?

James was very helpful for what was a daunting experience initially for us to be taking on a second mortgage. He made the whole transaction straightforward and seamless with his advice and expertise.

Have you seen the outcome you were hoping for?

Yes everything went through quickly and effortlessly. We communicated mostly over the phone and via email which suited our busy working lives.

What could they have done better?

I can't fault his services, highly recommended

Review from verified client

November, 2016

Overall

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Service

Value

Based in Clackmannanshire

What were the circumstances that caused you to initially look for an adviser?

I was looking for an easy no hassle mortgage when refinancing for a house extension. We wanted low rates and minimal leg work.

How has James McQuistin helped you?

He found and organised our mortgage and acted as go between.

Have you seen the outcome you were hoping for?

He was fantastic, pragmatic and focused. I intend to use him again. I would advise my friends and family to do the same.

What could they have done better?

Nothing. I give him an A++++

Review from verified client

November, 2016

Overall

Advice

Service

Value

Based in Fife

What were the circumstances that caused you to initially look for an adviser?

Getting a mortgage for buying our first home.

How has James McQuistin helped you?

James gave a very professional and detailed service , helped us through step by step and couldn't do more for us.

Have you seen the outcome you were hoping for?

Yes , we got our mortgage secured and the process was very quick!.