Luke Smulders

Review from verified client

November, 2023

What were the circumstances that caused you to initially look for an adviser?

Luke is a very welcoming, friendly, warm and knowledgeable professional, who has worked with integrity to provide me with sound investment and pension advice. It's refreshing to work with a Financial Advisor with a common sense approach, and who takes the time to understand a clients needs and is able to explain things in layman's terms. I'm more than happy to recommend your services at every opportunity. Paulo

How has Luke Smulders helped you?

Luke is a very welcoming, friendly, warm and knowledgeable professional, who has worked with integrity to provide me with sound investment and pension advice. It's refreshing to work with a Financial Advisor with a common sense approach, and who takes the time to understand a clients needs and is able to explain things in layman's terms. I'm more than happy to recommend your services at every opportunity. Paulo

Have you seen the outcome you were hoping for?

Luke is a very welcoming, friendly, warm and knowledgeable professional, who has worked with integrity to provide me with sound investment and pension advice. It's refreshing to work with a Financial Advisor with a common sense approach, and who takes the time to understand a clients needs and is able to explain things in layman's terms. I'm more than happy to recommend your services at every opportunity. Paulo

Review from verified client

September, 2023

What were the circumstances that caused you to initially look for an adviser?

Banks were totally unhelpful hencecthe need for help elsewhere.

How has Luke Smulders helped you?

Very much so.

Have you seen the outcome you were hoping for?

Early days yet but his advice and predictions have begun to materialise.

What could they have done better?

I doubt very much if anything at all.

Review from verified client

July, 2023

What were the circumstances that caused you to initially look for an adviser?

I never look forward to talking about money but Luke made this process pain-free and clear. He made everything make sense and I feel confident in the decisions I am making moving forward

How has Luke Smulders helped you?

I never look forward to talking about money but Luke made this process pain-free and clear. He made everything make sense and I feel confident in the decisions I am making moving forward

Have you seen the outcome you were hoping for?

I never look forward to talking about money but Luke made this process pain-free and clear. He made everything make sense and I feel confident in the decisions I am making moving forward

Review from verified client

July, 2023

What were the circumstances that caused you to initially look for an adviser?

I am delighted with the advice and service Luke has provided so far. It's comforting and reassuring to be able to work with with an IFA who has the clients best interests at heart, and takes the time and effort to explain things in layman's terms. His professionalism and dedication is obvious to see . . . he is courteous and helpful and always available, and I would have no hesitation in recommending him to friends and family.

How has Luke Smulders helped you?

I am delighted with the advice and service Luke has provided so far. It's comforting and reassuring to be able to work with with an IFA who has the clients best interests at heart, and takes the time and effort to explain things in layman's terms. His professionalism and dedication is obvious to see . . . he is courteous and helpful and always available, and I would have no hesitation in recommending him to friends and family.

Have you seen the outcome you were hoping for?

I am delighted with the advice and service Luke has provided so far. It's comforting and reassuring to be able to work with with an IFA who has the clients best interests at heart, and takes the time and effort to explain things in layman's terms. His professionalism and dedication is obvious to see . . . he is courteous and helpful and always available, and I would have no hesitation in recommending him to friends and family.

First impression from a user who is not yet a client

February, 2023

Please provide a brief comment about your experience with Luke

Luke was extremely knowledgeable and we are looking forward to seeking his expertise in the future

First impression from a user who is not yet a client

February, 2023

Please provide a brief comment about your experience with Luke

Luke was very welcoming on arrival. We were guided through the process of what Luke does and how he could help us. We were well informed and answered all our questions.

Review from verified client

February, 2023

What were the circumstances that caused you to initially look for an adviser?

I want to make sure that I don't have to worry about money when I'm retiring

How has Luke Smulders helped you?

Luke has explained very patiently what my options are and has taken time to answer all my questions.

Have you seen the outcome you were hoping for?

Yes

First impression from a user who is not yet a client

January, 2023

Please provide a brief comment about your experience with Luke

Clear concise friendly and professional, and knowledgeable.

First impression from a user who is not yet a client

January, 2023

Please provide a brief comment about your experience with Luke

Luke was very thorough in his approach and made the process easy and relatable. He was very professional and clearly an expert in this field. Would highly recommend for anyone starting in pensions or wanting to switch providers.

Review from verified client

January, 2023

What were the circumstances that caused you to initially look for an adviser?

Lump sum to invest

How has Luke Smulders helped you?

Recommended (hopefully) best product to achieve end result

Have you seen the outcome you were hoping for?

Too early to say

What could they have done better?

Nothing at the moment - no results yet to refer to

Review from verified client

January, 2023

What were the circumstances that caused you to initially look for an adviser?

Sold a house a lump sum to invest

How has Luke Smulders helped you?

Finding us a good investment platform

Have you seen the outcome you were hoping for?

Only just started

First impression from a user who is not yet a client

January, 2023

Please provide a brief comment about your experience with Luke

We had an initial ‘kick off’ meeting with Luke to discuss pensions, we found Luke to be very knowledgeable and informative, we look forward to our next meeting

Review from verified client

January, 2023

What were the circumstances that caused you to initially look for an adviser?

I needed to access some off my pension and reinvest the rest

How has Luke Smulders helped you?

Luke was very helpful in all my pension needs

Have you seen the outcome you were hoping for?

Yes

First impression from a user who is not yet a client

December, 2022

Please provide a brief comment about your experience with Luke

It was a good experience, he explained what pensions are about very well and all the changes they’ve made to them and have me some good idea as what to do going forward, so very satisfying.

First impression from a user who is not yet a client

December, 2022

Please provide a brief comment about your experience with Luke

A great introduction to better financial management and get impression Luke will be a great adviser to have on our financial journey ahead.

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

To help me merger several pensions I had into a single pension that would work best for me.

How has Luke Smulders helped you?

yes

Have you seen the outcome you were hoping for?

yes

What could they have done better?

Nothing that I can think of

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

Needed advice on my 3 small pensions

How has Luke Smulders helped you?

With that advice and action taken

Have you seen the outcome you were hoping for?

Hopefully

What could they have done better?

Nothing really

First impression from a user who is not yet a client

November, 2022

Please provide a brief comment about your experience with Luke

Luke explained how pensions works and what he can do for me. He was very patient answering my questions and explained everything well.

Review from verified client

November, 2022

What were the circumstances that caused you to initially look for an adviser?

To seek advice for work pensions that are maturing.

How has Luke Smulders helped you?

By providing easy to understand advice in a friendly, and professional manner. He was able to explain things in layman’s terms and was happy to talk about my investments, queries or concerns at all times, which for me (as no doubt is the case for many people) was a huge benefit.

Have you seen the outcome you were hoping for?

Investments only just made, so too early to give any feedback on this one.

What could they have done better?

No, I feel confident that my retirement and investment funds are in good hands.

Review from verified client

September, 2022

What were the circumstances that caused you to initially look for an adviser?

Switching and withdrawing part of my pension and investing the rest in another portfolio.

How has Luke Smulders helped you?

Talked through all my options and provided excellent advice and a solution to invest the balance of my pension pot.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Very happy with the service I have received.

Review from verified client

September, 2022

What were the circumstances that caused you to initially look for an adviser?

Received redundancy payment and wanted long term investment options

How has Luke Smulders helped you?

Luke has helped with assessing my ability to sort how much I can comfortably put away and work out what type of investor I am.

Have you seen the outcome you were hoping for?

Only just about to invest so hopefully I will see a good outcome

What could they have done better?

I can't think of anything as he was so good at explaining everything

Review from verified client

August, 2022

What were the circumstances that caused you to initially look for an adviser?

Taking control of elderly mothers finances meant advice needed

How has Luke Smulders helped you?

Definitely. Put together plan of action that suits perfectly.

Have you seen the outcome you were hoping for?

Not yet as recently started.

What could they have done better?

Probably nothing. Fully explained and took account of both our needs

Review from verified client

July, 2022

What were the circumstances that caused you to initially look for an adviser?

i had a sum of money that i had no reason to want to use or access for a number of years and wanted to 'save' it however a traditional savings account did not make sense for my circumstances

How has Luke Smulders helped you?

Luke helped outline the options i had in terms of investing my money in the best way possible

Have you seen the outcome you were hoping for?

as of yet i have not checked as i trust in luke's knowhow in terms of investing my money carefully

Review from verified client

June, 2022

What were the circumstances that caused you to initially look for an adviser?

Downsized home which released equity to be invested for future income

How has Luke Smulders helped you?

Luke spoke to me about my requirements and expectations. He then presented a plan of how I could invest the money. Luke explained the processes and answered all my queries.

Have you seen the outcome you were hoping for?

The plan is now being implemented

What could they have done better?

NA

Review from verified client

June, 2022

What were the circumstances that caused you to initially look for an adviser?

Wanted to start a pension

How has Luke Smulders helped you?

Made everything easy to understand

Have you seen the outcome you were hoping for?

I would say I got more than I thought thanks to luke

What could they have done better?

I can’t think of anything

Luke's reply

Thank you for taking time to leave this review.

Review from verified client

June, 2022

What were the circumstances that caused you to initially look for an adviser?

We were looking to invest with minimum risk some funds on a medium / long term basis with a view to earning a better rate of interest than high Street banks were offering.

How has Luke Smulders helped you?

Luke initially discussed a way forward via a telephone call when he enquired as to our financial circumstances which gave us time to do some research of our own. He then followed up with a home visit and went through the necessary paperwork explaining as he went.

Have you seen the outcome you were hoping for?

Not yet as application still in progress

What could they have done better?

N/A

Luke's reply

Thank you for taking time to leave this.

First impression from a user who is not yet a client

June, 2022

Please provide a brief comment about your experience with Luke

Luke is very knowledgeable and professional. I’m confident that he provided me with the best advice for my situation.

Review from verified client

May, 2022

What were the circumstances that caused you to initially look for an adviser?

Not understanding pensions properly and wanting advice on the best way forward

How has Luke Smulders helped you?

Extremely professional there was no pressure and took the time to explain it all, walked away feeling confident with his advise and would highly recommend

Have you seen the outcome you were hoping for?

Have only recently invested into the pensions but am very confident of him

What could they have done better?

Nothing was very happy with the service

Luke's reply

Thanks Paul, I really appreciate you taking time to leave this.

First impression from a user who is not yet a client

May, 2022

Please provide a brief comment about your experience with Luke

Luke was amazing from start to finish. He really gave clear advice to me and my family when looking at setting up our ISA and Junior ISA for our daughter. In an often confusing industry, it's great to get advice from someone who really makes it digestible to a not so finance savvy guy like me. 5-star service.

Luke's reply

Thank you for taking time to leave a review.

Review from verified client

April, 2022

What were the circumstances that caused you to initially look for an adviser?

Help with my pensions.

How has Luke Smulders helped you?

With pensions.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing - happy with everything.

Luke's reply

Thank you for taking time to leave a review.

Review from verified client

April, 2022

What were the circumstances that caused you to initially look for an adviser?

I had inherited funds and was looking to invest these to get a better return for my money.

How has Luke Smulders helped you?

Luke was brilliant! We had a few meetings in which he really explained all my options to me and have great advise based on the results of my questionnaire outcome.

Have you seen the outcome you were hoping for?

Yes, he’s kept me in the loop in regard to my investment.

What could they have done better?

I honestly feel he couldn’t have done anything more for me. I had minimal knowledge in regards to investment and he explained everything so well I feel I have a good understanding. He made the whole experience very easy and made me very comfortable throughout our conversations.