Rob Polworth
Viva Retirement Solutions
0330 038 8938
Based in Leigh-on-Sea
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: December, 2020
Equity Release Adviser
Rob is an Equity Release specialist, meaning Rob can advise if releasing equity from your home would be right for you or not. Rob is a Whole of Market adviser, meaning Rob has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies Rob works with.
5 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Rob is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Rob's status
Last checked: 19 June 2025
Rob is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Rob's status
8
Recent Client Reviews
Rob has received 8 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Rob has received 8 client reviews in the past 12 months; 100% of these have been verified
Whole of Market Equity Release Adviser
Rob is an Equity Release specialist, meaning Rob can advise if releasing equity from your home would be right for you or not. Rob is a Whole of Market adviser, meaning Rob has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies Rob works with.
Last checked: 03 July 2025
Rob is an Equity Release specialist, meaning Rob can advise if releasing equity from your home would be right for you or not. Rob is a Whole of Market adviser, meaning Rob has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies Rob works with.
2
Qualifications Uploaded
Rob has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
2 qualification certificates available to view
Rob has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
5
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Rob (based on 5 first impressions)
100% of users who are not yet clients had a positive first experience with Rob
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Rob (based on 5 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Rob is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Rob's status
Last checked: 19 June 2025
Rob is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Rob's status
8
Recent Client Reviews
Rob has received 8 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Rob has received 8 client reviews in the past 12 months; 100% of these have been verified
Whole of Market Equity Release Adviser
Rob is an Equity Release specialist, meaning Rob can advise if releasing equity from your home would be right for you or not. Rob is a Whole of Market adviser, meaning Rob has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies Rob works with.
Last checked: 03 July 2025
Rob is an Equity Release specialist, meaning Rob can advise if releasing equity from your home would be right for you or not. Rob is a Whole of Market adviser, meaning Rob has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies Rob works with.
2
Qualifications Uploaded
Rob has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
2 qualification certificates available to view
Rob has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
5
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Rob (based on 5 first impressions)
100% of users who are not yet clients had a positive first experience with Rob
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Rob (based on 5 first impressions)
I have worked in the property and finance markets for the past 19 years and have seen many changes to both industries in that time. I hold certificates of excellence in mortgages CeMAP and equity release CeRER. My attention was drawn to the equity market three years ago when a raft of product changes made it the excellent solution it is today. I decided to work with Viva Retirement Solutions when I met their director Paul Saroya at a lenders event and immediately realised that the companies moral and ethical ideas matched my own. Equity release and in particular lifetime mortgages is a constantly changing market with new products arriving on an almost daily basis, Viva Retirement Solutions approach to continual personal development ensures that I stay up to date and offer our clients the most holistic, up to date and cost effective advice available. After many years living in Greece I am now based in Essex but cover anywhere in the South East area. I am happy to discuss your needs and wishes either on the telephone or in your home on a no obligation basis, releasing equity from your home is an important decision and my goal is to help you make the right one whether that leads to an application or not. Thank you for reading my bio and I hope to meet you soon. Just to let you know ..... viva Retirement Solutions fee for arranging a Lifetime mortgage is £995 payable only on completion. Research has shown that some companies charge over £1,500 or 1.95% of the loan, whatever is greater, for this service including a letter of suitability. Equity release will reduce the value of your estate and could affect eligibility to means tested benefits. I will be able to assess and explain this to you.
Offers available through VouchedFor
Contact Rob through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Rob's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Mortgage value
Savings
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