Martin Welsh

I’m an Independent Financial Adviser and Co-Managing Director of a directly authorised firm based in Aberdeen, recognised as one of the city’s Top Rated Firms by VouchedFor and backed by over 240 five-star client reviews. After almost a decade advising under a restricted model, I made the decision to go fully independent. Why? Because clients deserve more. More choice. More transparency. More value. And advice that’s built around their goals, not someone else’s product list. I work with individuals, families, and business owners who want to feel confident, in control, and supported - whether they’re planning for retirement, investing for the future, or navigating a major life change. Many of my clients have significant wealth and want a strategic partner who can help them make smart, long-term decisions with clarity and care. As one of only around 5,000 directly authorised firms in the UK, we’re proud to offer: ✅ Full market access ✅ Lower-cost, flexible investment solutions ✅ Transparent, client-first advice ✅ A relationship built on trust - not sales targets If you’re looking for advice that’s personal, professional, and truly independent, I’d love to hear from you. ? What clients say about me ⭐ “Martin took the time to understand what I wanted—not just financially, but personally. I trust him completely.” ⭐ “The move to independence has only made the service even better. Transparent, honest, and always in my best interest.” ⭐ “I’ve worked with Martin for years. He’s the first adviser I’ve met who actually listens and explains things clearly.” ⭐ “I moved from another adviser and the difference was night and day. I now feel in control of my financial future.” ? Specialisms • Retirement Planning • Investment Advice • Pension Transfers • Tax-Efficient Strategies • Business Owner Planning • High Net Worth Financial Planning • Ongoing Wealth Management Our investment portfolios are built with purpose - designed to be cost-effective, globally diversified, and aligned with your personal goals and risk profile. But great advice goes beyond just investments. We take the time to build a full financial plan around you, using detailed cashflow modelling to show how your future could look - year by year, pound by pound. Whether you’re aiming for early retirement, planning a business exit, or simply want peace of mind, we’ll help you visualise the path ahead and make confident, informed decisions every step of the way. For more information on the services I provide, please visit www.welshandtaylorwealth.co.uk Welsh & Taylor Wealth is a trading name of WTW Ltd who are authorised and regulated by the Financial Conduct Authority (1022233).