0330 038 8938
Based in Aylesbury
View locationChecks carried out by VouchedFor
FCA status: Certified by Firm
Nicholas is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Nicholas's status
Last checked: 15 April 2025
Nicholas is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Nicholas's status
Recent Client Reviews
Nicholas has not received any client reviews in the past 12 months
Nicholas has not received any reviews in the last 12 months
Nicholas has not received any client reviews in the past 12 months
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 02 January 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
6
Qualifications Uploaded
Nicholas has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
6 qualification certificates available to view
Nicholas has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Nicholas has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Nicholas has provided information on their typical fees
Nicholas has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
36
Positive First Impressions
89% of VouchedFor users have had a positive (4 or 5 star) first experience with Nicholas (based on 36 first impressions)
89% of users who are not yet clients had a positive first experience with Nicholas
89% of VouchedFor users have had a positive (4 or 5 star) first experience with Nicholas (based on 36 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Nicholas is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Nicholas's status
Last checked: 15 April 2025
Nicholas is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Nicholas's status
Recent Client Reviews
Nicholas has not received any client reviews in the past 12 months
Nicholas has not received any reviews in the last 12 months
Nicholas has not received any client reviews in the past 12 months
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 02 January 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
6
Qualifications Uploaded
Nicholas has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
6 qualification certificates available to view
Nicholas has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Nicholas has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Nicholas has provided information on their typical fees
Nicholas has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
36
Positive First Impressions
89% of VouchedFor users have had a positive (4 or 5 star) first experience with Nicholas (based on 36 first impressions)
89% of users who are not yet clients had a positive first experience with Nicholas
89% of VouchedFor users have had a positive (4 or 5 star) first experience with Nicholas (based on 36 first impressions)
I have worked in the financial advice sector for over 20 years, starting out in some major banks, followed by a large, accountancy based IFA company. 12 years ago I came to realise that none of these firms placed enough emphasis on looking after their existing clients. The focus on taking on new customers was often to the detriment of the existing ones and I felt this was bad for the clients, and a poor business model in general. Based on this I decided to start Yellow Bear in 2011 and we have grown steadily since then. The business has done well and I'm proud to say that we have not had any clients leave us in all that time. Of course like all businesses we want to grow and so we do look to take on new clients, but we are careful to never over stretch ourselves and always make sure we honour our commitment to supporting our existing clients, some of which have been with me for almost my entire career. My company offers advice mainly on investments and pensions (both before and after retirement), but I also have an interest in tax planning (income, capital gains and inheritance) as well as protection (life assurance, critical illness, income protection)
Offers available through VouchedFor
Contact Nicholas through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Nicholas's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Mortgage value
Savings
Clients' level of financial expertise
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