Luke Carless

I trained and qualified as a Chartered Accountant with PwC. VIVA Wealth was founded in 2015, when I decided to leave the accountancy profession and accept an invitation to join St. James's Place. At VIVA Wealth, we believe that every conversation about your money should start with a conversation about life. Whatever stage in life you’re at, we make it our number one priority to offer a friendly and trusted space where we can openly discuss and thoroughly understand your life goals and aspirations, so we can plan to make your wealth work for you now and in the future. We see wealth as an enabler of life and VIVA Wealth exists to help you live it. I live in Bath but spend two days a week seeing clients in London and the Home Counties. In my spare time, I love live music (Glastonbury festival), live sport, travelling and walking my dog Frank with my wife Kate. VIVA Wealth is a trading name of Viva Wealth Ltd. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved 18/04/2023