Nick Cummins

Nick Cummins

Nick Cummins Wealth Management

Minimum savings/pensions: Any amount

0203 544 6810
Based in Bank
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Top Rated 2025
Verified since: September, 2020

4.9 out of 5

92 reviews


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  • FCA Regulated

    Last checked: 24 May 2025

    Nick and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority

  • 6

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    Verified reviews: 100%

    Nick has received 6 client reviews in the past 12 months; 100% of these have been verified

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    Last checked: 21 March 2025

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  • 4

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Nick

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Nick (based on 4 first impressions)

Checks carried out by VouchedFor

  • FCA Regulated

    Last checked: 24 May 2025

    Nick and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority

  • 6

    Recent Client Reviews

    Verified reviews: 100%

    Nick has received 6 client reviews in the past 12 months; 100% of these have been verified

  • Restricted Financial Adviser

    Last checked: 21 March 2025

    When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.

  • Qualifications Uploaded

    Qualifications not yet added

    Nick has not yet added their qualifications to their profile

  • Transparent Fees

    Fees not yet added

    Nick has not yet added their fees to their profile

  • 4

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Nick

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Nick (based on 4 first impressions)

After graduating in Modern Languages from Manchester University in 1984 I worked in publishing before joining the Financial Services arena in 1986 as an Independent Financial Adviser. In 1995 I was delighted to accept an invitation to join St. James's Place Wealth Management because I felt that the in-house specialists and the distinct St. James's Place approach to investment management significantly enhanced the service I could provide for my clients. I was appointed as a Partner Practice of St. James's Place Wealth Management in 1999 and my appointment as a Senior Partner Practice within the Partnership was confirmed by the board of St. James's Place Wealth Management in 2008. "What would I do if I were in my client’s situation?" has always been the basis on which I have formulated my advice. I work closely with a wide range of clients, predominantly City professionals but also business owners, retirees and, very importantly, referrals from my existing clients. We are committed to building and sustaining long-term relationships based on trust, superior service and the quality of our advice. Our objective is to assist our clients in making informed and intelligent financial decisions via a face-to-face holistic advice and service-led proposition, and to ensure that they stay on track through a regular review service. Whether you have already accumulated your wealth and are now focusing on capital preservation or you are rapidly progressing in your career and simply need qualified and experienced advice in making the most of your finances, we can work closely with you to help you achieve your specific investment goals. In addition to the experience and expertise provided by members of the St. James's Place Partnership, products and services from other providers have been carefully selected to complement and enhance the range of St. James's Place Wealth Management Group products on offer. I strongly believe the providers represent the ‘best of breed’ in their respective categories and are capable of delivering the high standards you would expect. I live in East Sussex with my wife Kate and we have three grown-up children. I am an avid sports fan, more as a spectator than a player these days, with much of my leisure time is taken up with rugby union, cricket and golf. Nick Cummins Wealth Management is the trading name of Nick Cummins (Wealth Management) Limited. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved 03/03/2025

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

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